WO2014207845A1 - 情報処理装置、情報処理方法、情報処理プログラム、及び情報処理プログラムが記録された記録媒体 - Google Patents
情報処理装置、情報処理方法、情報処理プログラム、及び情報処理プログラムが記録された記録媒体 Download PDFInfo
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- WO2014207845A1 WO2014207845A1 PCT/JP2013/067549 JP2013067549W WO2014207845A1 WO 2014207845 A1 WO2014207845 A1 WO 2014207845A1 JP 2013067549 W JP2013067549 W JP 2013067549W WO 2014207845 A1 WO2014207845 A1 WO 2014207845A1
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- electronic money
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
- G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
- G06Q20/0655—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash e-cash managed centrally
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
- G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
- G06Q20/0658—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash e-cash managed locally
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/352—Contactless payments by cards
Definitions
- the present invention relates to a technical field such as a device that manages time-series information generated regarding an event in which a portable device such as an IC chip is used.
- the transaction history of a card is stored in an IC chip mounted on the card or a database on the server device side connected to the network, and when the card is inserted, the transaction history of the card is stored in the IC chip or A transaction apparatus that displays data on a read operation screen from a database is known (for example, Patent Document 1).
- the series information is stored in the IC chip in real time at the time of settlement, it may take time to be managed by the system on the business operator side. This is because the time-series information depends on the operation of the seller and is not necessarily provided in real time from the seller to the operator. In such a case, the business operator cannot perform processing such as providing information according to an event such as a transaction corresponding to time-series information that has not yet been managed (understood).
- the present invention relates to an information processing apparatus, an information processing method, an information processing program, and information capable of performing a predetermined process in accordance with an event that has already occurred, such as a transaction that has not yet been managed by a business operator. It is an object to provide a recording medium on which a processing program is recorded.
- the invention according to claim 1 is an information processing apparatus that manages time-series information generated regarding an event in which a portable device is used, and relates to an event in which the portable device is used.
- An acquisition unit that acquires time-series information stored in the portable device from the portable device that stores the generated time-series information, the time-series information managed by the information processing device, and the acquisition unit Based on the acquired time-series information, a determination unit that determines whether there is an event corresponding to the time-series information that is not yet managed by the information processing apparatus, and the determination unit includes the event. Then, when it is determined, a processing unit that performs processing assuming the presence of the event is provided.
- the processing unit is configured to perform the portable operation when a predetermined condition is satisfied on the assumption that the event determined by the determination unit exists.
- the present invention is characterized in that a process of providing provision information that can be provided to a user of the apparatus to the user is performed.
- the provision information can be provided to the user at a timing that could not be conventionally provided.
- the number of pieces of the time-series information that can be stored in the portable device is limited to a predetermined number, and the determination means Only when it is necessary for the determination of the condition, it is determined whether there is an event other than the event corresponding to the time-series information acquired by the acquisition means.
- a specifying unit that specifies sufficient information to determine whether or not the predetermined condition is satisfied, and the specified Condition determining means for determining whether or not the predetermined condition is satisfied based on the content is further provided.
- the time-series information includes a serial number of the time-series information for each portable device and an event after the event corresponding to the time-series information. At least one of the remaining balances is included, and the specifying unit determines whether or not the predetermined condition is satisfied based on at least one of the serial number and the balance in the time-series information. It is characterized by identifying enough information to do.
- the processing means is premised on the presence of the event when the predetermined condition is not satisfied.
- the present invention is characterized in that a process of providing information indicating items necessary for satisfying the predetermined condition to the user is performed.
- the use of the portable device by the user can be promoted.
- a seventh aspect of the present invention in the information processing apparatus according to the first aspect, when the processing unit does not satisfy a predetermined condition even if the presence of the event determined by the determination unit is assumed, It is characterized in that a process for providing the user with information indicating matters necessary for satisfying the predetermined condition is performed on the assumption that the event exists.
- the use of the portable device by the user can be promoted.
- the invention according to claim 8 is the information processing apparatus according to claim 1, wherein the determination unit determines whether there is an event other than an event corresponding to the time-series information acquired by the acquisition unit. It is characterized by doing.
- the time-series information includes a balance after an event corresponding to the time-series information, and is based on the transition of the balance.
- checking means for checking whether or not there is an inappropriate event.
- the invention according to claim 10 is an information processing method executed by an information processing apparatus that manages time-series information generated with respect to an event in which a mobile device is used, and is generated with respect to an event in which the mobile device is used.
- An acquisition step of acquiring time-series information stored in the portable device from the portable device that stores the time-series information acquired, the time-series information managed by the information processing device, and the acquisition step A determination step for determining whether or not there is an event corresponding to the time-series information that is not yet managed by the information processing device based on the time-series information, and the determination step determines that the event exists
- the invention of the information processing program according to claim 11 stores the time series information generated with respect to the event in which the portable device is used in a computer that manages the time series information generated with respect to the event in which the portable device is used.
- the acquisition step of acquiring time-series information stored in the portable device from the portable device, the time-series information managed by the information processing device, and the time-series information acquired by the acquisition step A determination step for determining whether or not there is an event corresponding to time-series information that is not yet managed by the information processing device, and when the determination step determines that the event exists, the event And a processing step for performing processing that presupposes the existence of.
- the portable device stores time-series information generated in relation to the event in which the portable device is used. From the acquisition step of acquiring the time series information stored in the portable device from the time series information managed by the information processing device, and the time series information acquired by the acquisition step, A determination step for determining whether or not there is an event corresponding to time-series information that is not yet managed by the information processing apparatus; and when the determination step determines that the event exists, the presence of the event is assumed And a processing step for performing the processing to be performed, and an information processing program for performing the processing is recorded on the recording medium.
- FIG. 1 It is a figure showing an example of outline composition of electronic money system S concerning this embodiment. It is a figure which shows the example of a schematic structure of the portable terminal 3 which concerns on this embodiment. It is a figure which shows the example of the displacement event of an attention part.
- A is a figure which shows the example of a schematic structure of the electronic money server 4 which concerns on this embodiment
- B is a figure which shows an example of the functional block in the system control part 43.
- FIG. It is a figure which shows an example of the content of the log data acquired from the non-contact IC chip 1a, and the content of the log data acquired from the log database 42c.
- FIG. 1 is a diagram illustrating a schematic configuration example of an electronic money system S according to the present embodiment.
- the electronic money system S according to the present embodiment is configured using an electronic money card 1, a payment terminal 2, a mobile terminal 3, an electronic money server 4, and the like.
- a non-contact IC chip mounted on the electronic money card 1 will be described as an example of a portable device.
- the non-contact IC chip may be built in the portable terminal 3 as an IC module.
- the portable terminal 3 or the IC module built in the portable terminal 3 is the portable device of the present invention.
- the electronic money card 1 and the portable terminal 3 are carried by the same user.
- the user is a member who has a usage contract for the electronic money card 1 with a business operator who issues the electronic money card 1, for example.
- the payment terminal 2 is installed at each store that sells products or provides services, for example.
- the store is a member store that has a contract with a business that issues the electronic money card 1 as a store that can handle the electronic money card 1, for example.
- the electronic money server 4 is an example of an information processing apparatus according to the present invention.
- the electronic money server 4 is a server managed by a business operator that issues the electronic money card 1, for example.
- the electronic money server 4 is connected to the network NW.
- the payment terminal 2 and the portable terminal 3 can access the electronic money server 4 via the network NW.
- the network NW includes a dedicated line, a mobile communication network, the Internet, and the like.
- the electronic money card 1 is a flat card whose dimensions are determined by, for example, international standards.
- the electronic money card 1 includes a non-contact IC chip 1a having a storage unit (for example, a non-volatile memory) and a processing unit (for example, a CPU), an antenna, and the like.
- the non-contact IC chip 1a is an IC module that employs a near field communication (NFC) technology using, for example, a 13.56 MHz band frequency.
- NFC near field communication
- the storage unit of the non-contact IC chip 1a stores balance data indicating the balance of electronic value, log data, electronic money number, and the like.
- Electronic value is electronic information corresponding to monetary value, and is stored value type prepaid electronic money.
- the electronic money number is, for example, identification information for identifying the balance of electronic value from the balance of electronic value of another electronic money card.
- Log data is an example of time-series information (in other words, information according to the passage of time).
- the log data corresponds to, for example, transaction history data and charge history data.
- the transaction history data is information generated with respect to a transaction (an example of an event) in which the electronic money card 1 is used for settlement (payment) in a store, for example.
- the transaction history data includes, for example, data such as an electronic money number, transaction date and time, transaction amount, and store ID of the store where the transaction was made.
- the store ID is identification information uniquely assigned to each store.
- the charge history data is information generated with respect to a charge (an example of an event) in which the electronic money card 1 is used in a store, for example.
- charging means increasing the balance of the electronic value stored in the storage unit of the non-contact IC chip 1a.
- the charge history data includes, for example, data such as an electronic money number, a charge date and time, a charge amount, and a store ID of a charged store.
- the log data includes at least one of the serial number of the log data for each electronic money card 1 (that is, the non-contact IC chip 1a) and the balance after the event corresponding to the log data (after transaction or charge).
- the serial number indicates, for example, the order stored in the storage unit of the non-contact IC chip 1a. That is, it is given so as to increase as the serial number of the log data stored later. Since the data storage capacity in the storage unit of the non-contact IC chip 1a is small, the number of log data that can be stored in the storage unit is limited to several. For this reason, when log data exceeding the limited number is stored, the processing unit deletes the oldest log data and stores the newest log data. Thereby, the latest log data for the limited number of cases is stored in the storage unit of the non-contact IC chip 1a.
- the processing unit of the non-contact IC chip 1a performs balance change processing for changing balance data stored in the storage unit, using balance change information transmitted from the payment terminal 2 within the distance range capable of short-range wireless communication.
- the processing result is returned to the settlement terminal 2.
- the processing unit of the non-contact IC chip 1a reads the log data stored in the storage unit in response to a request from the portable terminal 3 within a distance range in which short-range wireless communication is possible, and stores the log data in the portable terminal 3 Send to.
- the settlement terminal 2 is, for example, a POS (Point ⁇ ⁇ ⁇ Of ⁇ ⁇ Sales) terminal having a settlement function using electronic value.
- the payment terminal 2 is connected to a reader / writer that employs the short-range wireless communication technology described above.
- POS Point ⁇ ⁇ ⁇ Of ⁇ ⁇ Sales
- the payment terminal 2 is connected to a reader / writer that employs the short-range wireless communication technology described above.
- the store clerk inputs a payment amount to the payment terminal 2 and performs a predetermined payment operation.
- the electronic money card 1 is put on a reader / writer.
- the settlement terminal 2 requests the electronic money card 1 for the electronic money number and the current electronic value balance via the reader / writer.
- the non-contact IC chip 1a (processing unit) of the electronic money card 1 reads the electronic money number and balance data stored in the storage unit, and transmits the electronic money number and balance data to the settlement terminal 2.
- the settlement terminal 2 compares the balance of the electronic value indicated by the balance data received from the electronic money card 1 with the settlement amount, and generates transaction history data related to the transaction when the balance is equal to or greater than the settlement amount.
- the payment terminal 2 transmits the generated transaction history data and balance change information for changing the balance of the electronic value (that is, reducing the balance by the payment amount) to the electronic money card 1 via the reader / writer.
- the contactless IC chip 1a (processing unit) of the electronic money card 1 receives transaction history data and balance change information from the payment terminal 2, and changes the balance data stored in the storage unit (that is, balance).
- the transaction history data is stored in the storage unit as log data, and the processing result is returned to the settlement terminal 2.
- the transaction history data is stored as log data in the non-contact IC chip 1a in real time at the time of transaction.
- the payment terminal 2 stores the generated transaction history data as log data in a storage unit included in the payment terminal 2.
- a user charges electronic value in a store
- the charge amount is input to the settlement terminal 2 by the store clerk, for example, and a predetermined charge operation is performed.
- the electronic money card 1 is put on a reader / writer.
- the payment terminal 2 requests the electronic money card 1 for the electronic money number and the current electronic value balance via the reader / writer.
- the non-contact IC chip 1a (processing unit) of the electronic money card 1 reads the electronic money number and balance data stored in the storage unit, and transmits the electronic money number and balance data to the settlement terminal 2. To do.
- the settlement terminal 2 compares the amount obtained by adding the charge amount to the balance of the electronic value indicated by the balance data received from the electronic money card 1 and a predetermined limit amount, and if the added amount is less than the limit amount, Generate charge history data related to charge. Then, the payment terminal 2 transmits the generated charge history data and balance change information for changing the balance of the electronic value (that is, increasing the balance by the charge amount) to the electronic money card 1 via the reader / writer.
- the contactless IC chip 1a (processing unit) of the electronic money card 1 receives the charge history data and balance change information from the payment terminal 2, and changes the balance data stored in the storage unit (that is, the balance And the charge history data is stored in the storage unit, and the processing result is returned to the settlement terminal 2.
- the charge history data is stored as log data in the non-contact IC chip 1a in real time at the time of charging.
- the payment terminal 2 stores the generated charge history data in the storage unit provided in the payment terminal 2 as log data. Note that the charge amount may be credited to the store from a credit card company by using a credit card owned by the user.
- the settlement terminal 2 accesses the electronic money server 4 via the network NW every predetermined time (for example, 24 hours) by, for example, batch processing, and stores the log data stored in the storage unit in the electronic money server 4. Send.
- predetermined time for example, 24 hours
- FIG. 2 is a diagram illustrating a schematic configuration example of the mobile terminal 3 according to the present embodiment.
- the portable terminal 3 includes a camera 31, a display unit 32, a speaker 33, an operation unit 34, a storage unit 35, a short-range wireless communication unit 36, a mobile wireless communication unit 37, a control unit 38, and the like. It is prepared for.
- the camera 31, display unit 32, speaker 33, operation unit 34, storage unit 35, short-range wireless communication unit 36, and mobile wireless communication unit 37 are controlled via an input / output interface unit (not shown) and a bus 39. Connected to the unit 38.
- the mobile terminal 3 can be carried by a user, and for example, a smart phone, a mobile phone, a game machine, a tablet computer, or the like is applicable.
- the camera 31 is installed on the back side of the mobile terminal 3, for example, and images (photographs) a subject according to a user instruction.
- An image captured by the camera 31 is stored in, for example, an image storage area assigned to the storage unit 35 and displayed on the display D in the display unit 32.
- the display unit 32 includes, for example, a touch panel display D.
- the display D is installed, for example, on the front side of the mobile terminal 3, and in accordance with a control signal from the control unit 38, a screen for arranging icons that can be specified by the user, and an image of the electronic money card 1 captured by the camera 31 Etc. are displayed.
- the speaker 33 outputs the sound signal from the control unit 38 to the outside as sound.
- the operation unit 34 includes an input button for inputting an instruction from the user.
- the operation unit 34 can input an instruction via an icon displayed on the touch panel display D.
- the storage unit 35 is configured by, for example, a non-volatile memory such as a flash memory or an EEPROM.
- the storage unit 35 stores an operating system, various application programs, and the like.
- the short-range wireless communication unit 36 includes an IC module that employs the above-described short-range wireless communication technology, an antenna, and the like.
- the short-range wireless communication unit 36 communicates with the non-contact IC chip 1a of the electronic money card 1 when the electronic money card 1 comes close within a distance range where short-range wireless communication is possible.
- the mobile wireless communication unit 37 performs wireless communication with a base station in the mobile communication network. Thereby, the control part 38 can access the electronic money server 4 via the network NW, and can communicate with the electronic money server 4.
- the control unit 38 includes, for example, a CPU, a ROM, a RAM, and the like.
- the control unit 38 executes processing according to an application program stored in the storage unit 35, for example.
- the control unit 38 is connected via the short-range wireless communication unit 36.
- the non-contact IC chip 1 a (processing unit) of the electronic money card 1 reads the log data stored in the storage unit and transmits the log data to the mobile terminal 3.
- the control unit 38 acquires log data from the electronic money card 1.
- the control unit 38 may be configured to acquire balance data from the electronic money card 1 together with log data.
- the log data stored in the storage unit 35 is transmitted to the electronic money server 4 via the mobile wireless communication unit 37.
- the control unit 38 starts up and the camera 31 starts up at a predetermined imaging interval. Start capturing a series of images that are continuously captured.
- the control unit 38 determines a target portion that can be specified with reference to the edge of the electronic money card 1 appearing in the reference image in the reference image constituting the series of captured images. For example, the control unit 38 detects a linear edge of the electronic money card 1 appearing in the reference image, and determines the detected linear edge as a target portion.
- the linear first edge of the electronic money card 1 appearing in the reference image is set as the first target portion, and the linear second edge orthogonal to the first edge is detected as the second target portion. .
- the control unit 38 detects a displacement event indicating that the determined part of interest has been displaced in any of a plurality of comparison images subsequent to the reference image.
- FIG. 3 is a diagram showing an example of the displacement event of the target portion.
- the electronic money card 1 having a substantially rectangular edge appears in the reference image and the comparison image.
- A1a, A1b, A1c, A2a, A2b, and A2c each indicate an area on the image frame, and the control unit 38 recognizes these areas separately.
- the control unit 38 determines a linear edge included in the area A1a among the edges of the electronic money card 1 appearing in the reference image as the first target portion P1, And the linear edge in which a part is contained in area
- region A2a is determined as the 2nd attention part P2.
- the attention portion P1 is from the area A1a.
- the region of interest P2 is displaced to the region A1b, and the attention portion P2 is displaced from the region A2a to the region A2b.
- the target portion P1 is changed from the region A1a to the region.
- the portion of interest P2 is displaced from A1c to the region A2c.
- the control unit 38 takes note of the first displacement event in which the target portion P1 and the target portion P2 are displaced to the inner regions (A1b, A2b), and the target portion P1 as shown in FIG.
- the second displacement event in which the portion P1 and the target portion P2 are displaced to the outer region (A1c, A2c) is distinguished and detected.
- the control unit 38 sets an information type (for example, an information type associated with each displacement event in the program) corresponding to the detected first displacement event or second displacement event. This information type indicates, for example, privilege information such as a coupon or a log.
- the control unit 38 accesses the electronic money server 4 via the short-range wireless communication unit 36, and acquires provided information according to the set information type from the electronic money server 4.
- the provision information corresponding to the information type corresponding to the first displacement event is privilege information such as a coupon
- the provision information corresponding to the information type corresponding to the second displacement event is log data.
- the privilege information is, for example, information indicating that a special benefit or treatment such as a discount can be received from a store when a payment is made for a product or service.
- the provided information acquired from the electronic money server 4 is displayed on the display D in the display unit 32.
- the log data acquired from the electronic money card 1 and the log data acquired from the electronic money server 4 are integrated and displayed on the display D. Is displayed.
- FIG. 4A is a diagram illustrating a schematic configuration example of the electronic money server 4 according to the present embodiment.
- the electronic money server 4 is a server that manages the movement of monetary value by electronic value by managing the log data described above.
- the electronic money server 4 includes a communication unit 41, a storage unit 42, a system control unit 43, and the like, and these components are connected to a bus 44.
- the communication unit 41 is connected to the network NW and controls the communication state.
- the storage unit 42 is constituted by, for example, a hard disk drive or the like, and stores various programs such as an operating system and a server processing program (including the information processing program of the present invention).
- the server processing program is a program that causes a computer to execute processing in each step described later.
- the server processing program may be downloaded from a predetermined server or the like via the network NW, or may be recorded and read on a recording medium such as a CD or a DVD.
- the storage unit 42 is provided with a user information database (DB) 42a, a store information database (DB) 42b, and a log database (DB) 42c.
- User information of users (members) of electronic money cards is registered for each user in the user information database 42a.
- the user information includes, for example, a user ID, a password, a user name, an address, a telephone number, an e-mail address, and an electronic money number.
- the user ID is identification information uniquely assigned to each user.
- Store information of stores (member stores) that can handle electronic money cards is registered for each store in the store information database 42b.
- the store information includes, for example, a store ID, a password, a store name, an address, a telephone number, and an e-mail address.
- log data transmitted from the settlement terminal 2 to the electronic money server 4 via the network NW at predetermined intervals is registered.
- the electronic money server 4 manages log data using the log database 42c.
- the user information database (DB) 42a, the store information database (DB) 42b, and the log database (DB) 42c are not provided in the storage unit 42, but are provided in another server different from the electronic money server 4. You may comprise as follows.
- the system control unit 43 includes a CPU 43a, a ROM 43b, a RAM 43c, and the like.
- FIG. 4B is a diagram illustrating an example of functional blocks in the system control unit 43.
- the system control unit 43 as a computer executes processing to be described later in accordance with a server processing program stored in the storage unit 42. In such processing, the system control unit 43 functions as an information acquisition unit 43a, an event presence determination unit 43b, a processing unit 43c, an information specification unit 43d, a condition determination unit 43e, etc., as shown in FIG. To do.
- the information acquisition unit 43a is an example of an acquisition unit in the present invention.
- the event presence determination unit 43b is an example of a determination unit in the present invention.
- the processing unit 43c is an example of processing means in the present invention.
- the information specifying unit 43d is an example of specifying means in the present invention.
- the condition determination unit 43e is an example of a condition determination unit in the present invention.
- the information acquisition unit 43 a acquires log data transmitted from the non-contact IC chip 1 a of the electronic money card 1 via the mobile terminal 3. With this log data, it is possible to grasp an event that has not yet been grasped by the business operator managing the electronic money server 4 at an earlier time.
- the event presence determination unit 43b is still managed by the electronic money server 4 based on the log data managed by the electronic money server 4 using the log database 42c and the log data acquired by the information acquisition unit 43a. It is determined whether there is an event (eg, transaction or charge) corresponding to no log data. That is, it is determined whether or not there is a transaction or charge fact described above.
- an event eg, transaction or charge
- the event presence determination unit 43b acquires the log data including the electronic money number from the log database 42c using, for example, the electronic money number included in the log data acquired by the information acquisition unit 43a as a key.
- the event presence determination unit 43b is included in the log data acquired from the log database 42c among the log data acquired from the non-contact IC chip 1a (that is, acquired by the information acquisition unit 43a). Whether or not there is any log data is determined, for example, by comparing the contents of the log data.
- FIG. 5 is a diagram illustrating an example of the content of log data acquired from the non-contact IC chip 1a and the content of log data acquired from the log database 42c.
- FIG. 6 is a diagram illustrating another example of the contents of log data acquired from the non-contact IC chip 1a and the contents of log data acquired from the log database 42c. Note that “deposit” shown in the examples of FIGS. 5 and 6 indicates a transaction amount, “withdrawal” indicates a charge amount, and “balance” indicates a balance after transaction or after charge. In the example of FIG. 5, it is determined that not all of the log data acquired from the non-contact IC chip 1a is included in the log data acquired from the log database 42c.
- the log data acquired from the non-contact IC chip 1a is log data not yet managed by the electronic money server 4. Therefore, the event presence determination unit 43b determines that an event (for example, transaction or charge) corresponding to log data that is not yet managed by the electronic money server 4 exists. Note that it may be determined that only part of the log data acquired from the non-contact IC chip 1a is not included in the log data acquired from the log database 42c. In this case, an event corresponding to the partial log data acquired from the non-contact IC chip 1a is an event corresponding to log data that is not yet managed by the electronic money server 4.
- an event corresponding to the partial log data acquired from the non-contact IC chip 1a is an event corresponding to log data that is not yet managed by the electronic money server 4.
- the event presence determination unit 43b determines an event other than the event corresponding to the log data acquired from the non-contact IC chip 1a (that is, the non-contact IC chip) as the event corresponding to the log data not yet managed by the electronic money server 4 It is possible to determine (estimate) whether or not there is an event corresponding to the log data deleted in 1a. For example, as shown in FIG. 6, when serial numbers are included in each log data, an event corresponding to missing log data is estimated using the continuity of the serial numbers. In the example of FIG. 8 and no. No. 11 and No. 11 9 and No. No. 10 log data is missing. 9 and No. Presence of events corresponding to 10 log data is estimated. Also, as shown in FIG.
- log data (the latest log data managed by the electronic money server 4) has a balance after the event of ⁇ 5,000.
- the transaction amount of 11 log data (the oldest log data acquired from the non-contact IC chip 1a) is ⁇ 2,000 (withdrawal) and the balance after the transaction is ⁇ 4,000.
- at least one transaction after the transaction corresponding to the latest log data managed by the electronic money server 4 and before the transaction corresponding to the oldest log data acquired from the non-contact IC chip 1a is also known.
- the process part 43c performs the process on the assumption that the said event exists, when the event presence determination part 43b determines with the said event existing.
- processing such as registration of predetermined information or provision of information is performed based on an event corresponding to log data managed by the electronic money server 4, but the processing unit 43c in this embodiment is the electronic money server 4
- an event corresponding to log data that is, log data acquired from the non-contact IC chip 1a
- the processing unit 43c in this embodiment is the electronic money server 4
- an event corresponding to log data that is, log data acquired from the non-contact IC chip 1a
- the user of the electronic money card 1 (non-contact IC chip 1a) when a predetermined condition is satisfied on the premise of the presence of the event determined by the event presence determination unit 43b There is a process of providing provision information that can be provided to the user.
- this process provides the user with provision information that can be provided to the user of the electronic money card 1 (non-contact IC chip 1a) for the first time on the premise of the presence of the event determined by the event presence determination unit 43b.
- It is a process for providing Thereby, it becomes possible to provide provision information to a user at a timing that could not be provided conventionally. In other words, in the past, information that could not be provided to the user due to data processing convenience (for example, the convenience of the provider providing the payment service) even though the predetermined condition was already met According to the form, it is possible to provide the user promptly.
- examples of the predetermined condition include, for example, conditions for whether or not to provide privilege information, conditions for whether or not to apply to a campaign, and the like. More specifically, at least one condition of the period, place, number of times, and amount is set. For example, “within the last x months (period), at store xx (or at more than x stores) (location), there were x transactions (or there were x charges) (number of times)” Condition ⁇ is set. Or “within the last x months (period), at store xx (or at more than x stores) (location), there was a transaction for x yen (or there was a charge for x yen) ( The amount ⁇ is set.
- the information specifying unit 43d specifies sufficient information to determine whether or not the predetermined condition is satisfied. For example, in the case of the above condition ⁇ , the information specifying unit 43d uses the “period, location” as the sufficient information based on the log data acquired from the non-contact IC chip 1a and the log data acquired from the log database 42c. And the number of times ”are specified. Then, the condition determining unit 43e determines whether or not the predetermined condition is satisfied based on the content specified by the information specifying unit 43d.
- the predetermined condition is not satisfied even assuming the presence of the above-described event (that is, log data acquired from the non-contact IC chip 1a) determined by the event presence determination unit 43b.
- the event existence determination unit 43b corresponds to the log data acquired from the non-contact IC chip 1a only when it is necessary for the determination of the predetermined condition (that is, when there are insufficient elements for the condition to be satisfied).
- the system control unit 43 specifies the specific contents of the event. Can not do it. Therefore, the information specifying unit 43d, for example, as described above, at least one of the log data acquired from the non-contact IC chip 1a, the serial number of the log data acquired from the log database 42c, and the balance after the event.
- the condition determining unit 43e determines whether or not the predetermined condition is satisfied based on the content specified by the information specifying unit 43d. Thereby, the condition determination can be performed on the premise of an event corresponding to the log data deleted in the non-contact IC chip 1a.
- the processing unit 43c is necessary to satisfy the predetermined condition on the assumption of the existence of the event when the predetermined condition is not satisfied even if the existence of the event determined by the event existence determination unit 43b is assumed. You may comprise so that the process which provides the information which shows a matter to a user to a user may be performed. For example, when it is necessary to have one more transaction or charge in order to satisfy a predetermined condition, the processing unit 43c may, for example, satisfy the condition of whether or not privilege information can be provided if one more transaction or charge is made. Is provided to the user as information indicating the necessary items. Thereby, a user can promote the transaction and charge in which the electronic money card 1 is used. [2.
- FIG. 7 is a sequence diagram illustrating an example of operations performed in the electronic money system S.
- FIG. 8 is a diagram illustrating a screen display example on the display D of the mobile terminal 2.
- the user brings the electronic money card 1 and the portable terminal 3 close to each other within a distance range in which short-range wireless communication is possible, and a predetermined instruction (for example, a confirmation instruction for the balance of the electronic money card 1) from the operation unit 34. ),
- the mobile terminal 3 activates the camera 31 and requests log data from the electronic money card 1 via the short-range wireless communication unit 36 (in this embodiment, by a read command) (step S1). ).
- the non-contact IC chip 1a of the electronic money card 1 reads the electronic money number together with the log data stored in the storage unit and transmits it to the portable terminal 3 (step S2).
- the mobile terminal 3 acquires an electronic money number together with log data from the electronic money card 1. In addition to the log data request, the mobile terminal 3 may request balance data from the electronic money card 1 and acquire the balance data from the electronic money card 1. Next, the mobile terminal 3 displays on the display D the balance (or the balance indicated by the balance data) included in the acquired log data and information prompting the user to determine the desired information type (step S3). .
- the mobile terminal 3 displays on the display D the balance (or the balance indicated by the balance data) included in the acquired log data and information prompting the user to determine the desired information type (step S3).
- the user fits the edge of the electronic money card 1 in the area between the frame a and the frame b displayed on the display D, for example. As described above, the relative positional relationship between the electronic money card 1 and the portable terminal 3 is adjusted.
- the user changes the relative positional relationship between the electronic money card 1 and the mobile terminal 3 so as to correspond to a desired information type.
- the electronic money card 1 is arranged so that the edge of the electronic money card 1 fits in the area within the frame a displayed on the display D (FIG. 8A). 1 and the portable terminal 3 are moved away from each other in the vertical direction.
- the edge of the electronic money card 1 fits in an area between the frame b and the frame c displayed on the display D (FIG. 8C ))
- the electronic money card 1 and the portable terminal 3 are brought close to each other in the vertical direction.
- the mobile terminal 3 takes attention from the reference images that form a series of images captured from the camera 31 as described above. A portion is determined, and a first displacement event or a second displacement event indicating that the determined portion of interest has been displaced in any of a plurality of comparison images subsequent to the reference image is detected (step S4).
- the mobile terminal 3 After changing the relative positional relationship between the electronic money card 1 and the mobile terminal 3, for example, when tapping on the screen of the display D, the mobile terminal 3 Sets the information type corresponding to the detected first displacement event or second displacement event (step S5). Then, the portable terminal 3 accesses the electronic money server 4 via the short-range wireless communication unit 36, and receives the electronic money number acquired from the electronic money card 1 and information indicating the set information type. It transmits to the server 4 (step S6).
- the first displacement event is set
- the log data acquired from the electronic money card 1 is transmitted to the electronic money server 4 together with information indicating the set information type.
- step S7 determines whether or not the information type indicates privilege information. And when it determines with the said information classification not showing privilege information (step S7: NO), the electronic money server 4 acquires the log data containing the acquired electronic money number from the log database 42c (step S8). Then, the log data is transmitted as provided information to the portable terminal 3 (step S9). And when the portable terminal 3 acquires the log data from the electronic money server 4, the acquired log data and the log data acquired from the electronic money card 1 are integrated and displayed on the display D (step) S10). For example, as shown in FIG. A list of log data 1 to 14 is displayed. On the other hand, when it is determined that the information type indicates privilege information (step S7: YES), the electronic money server 4 executes event presence determination and information provision processing (step S11).
- FIG. 9 is a flowchart showing an example of event presence determination and information provision processing.
- the electronic money server 4 is based on log data managed by the electronic money server 4 and log data acquired from the electronic money card 1 via the portable terminal 3 as described above.
- the event presence determination unit 43b determines whether or not there is an event corresponding to the log data not yet managed by the electronic money server 4 (step S111). In this step S111, it is desirable to set so that it is not determined whether or not there is an event other than the event corresponding to the log data acquired from the electronic money card 1 via the portable terminal 3. . If it is determined that there is no event corresponding to the log data not yet managed by the electronic money server 4 (step S111: NO), the event is based on the event corresponding to the log data managed by the electronic money server 4. Information providing processing is performed (step S112).
- step S111 when it is determined that there is an event corresponding to log data that is not yet managed by the electronic money server 4 (step S111: YES), the electronic money server 4 satisfies whether or not the privilege information provision availability condition is satisfied. Is determined as described above based on the log data managed by the electronic money server 4 and the log data acquired from the electronic money card 1 (step S113). Next, the electronic money server 4 determines, based on the content specified in step S103, whether or not the condition for providing privilege information is satisfied by the condition determination unit 43e (step S114).
- the electronic money server 4 uses specific information according to the condition as provided information. It transmits to the portable terminal 3 (step S115).
- step S114 determines whether the condition for providing privilege information is not satisfied. If it is determined that the condition for providing privilege information is not satisfied (step S114: NO), the electronic money server 4 is not an event corresponding to the log data acquired from the electronic money card 1 as described above. It is determined whether or not an event exists (step S116). If it is determined that there is an event other than the event corresponding to the log data acquired from the electronic money card 1 (step S116: YES), the process proceeds to step S117. On the other hand, when it is determined that there is no event other than the event corresponding to the log data acquired from the electronic money card 1 (step S116: NO), the process proceeds to step S119.
- step S117 the electronic money server 4 is at least one of the log data managed by the electronic money server 4, the serial number of the log data acquired from the electronic money card 1, and the balance after the event. Based on one, sufficient information is specified to determine whether or not the condition for providing privilege information is met.
- the electronic money server 4 determines, based on the content specified in step S117, whether or not the condition for providing privilege information is satisfied by the condition determination unit 43e (step S118). When it is determined that the condition for providing the privilege information is satisfied (step S118: YES), the specific information corresponding to the condition is transmitted as the provided information to the portable terminal 3 (step S115).
- step S118 determines that the condition for providing privilege information is not satisfied (step S118: NO)
- step S118 determines that the condition for providing privilege information is not satisfied (step S118: NO)
- step S ⁇ b> 119 the electronic money server 4 transmits information indicating matters necessary for satisfying the condition for whether or not to provide privilege information to the mobile terminal 3.
- the portable terminal 3 will display the information which shows the privilege information from the electronic money server 4, or the information which shows the required matter on the display D (step S12).
- the display of privilege information and the display of the contents of log data are switched.
- the electronic money server 4 is still managed based on the log data managed by the electronic money server 4 and the log data acquired from the electronic money card 1. It is determined whether there is an event corresponding to the log data that has not been performed, and when it is determined that the event exists, the process that assumes the existence of the event is performed. Thus, it is possible to perform a predetermined process according to an event that is not yet managed by the business operator managing the electronic money server 4.
- the electronic money server 4 When the electronic money server 4 receives the log data transmitted by, for example, batch processing of the payment terminal 2, the electronic money server 4 is based on the transition of the balance after the event in the log data and the log data acquired from the electronic money card 1. To check for inappropriate events. For example, when the transition of the balance after the event in the log data from the settlement terminal 2 does not match the transition of the balance after the event in the log data acquired from the electronic money card 1 (that is, there is a contradiction in the transition of the balance). In some cases, the electronic money server 4 registers the log data having such a contradiction as log data having an inappropriate event, and outputs an alarm to the outside. This makes it possible to notify the user or the like of inappropriate use of electronic money (for example, double withdrawal or illegal withdrawal).
- the present invention is applied to the electronic money system S in which stored value type prepaid electronic money is used.
- the present invention is applied to other information processing systems. Is possible.
- the present invention can be applied to a system in which stored value type postpaid electronic money is used.
- a credit card settlement processing system that records the remaining amount of credit (limit) (or the amount of credit) and log data in an IC module Etc.
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Abstract
Description
[1.電子マネーシステムSの概要構成の概要構成]
先ず、本実施形態に係る電子マネーシステムSの概要構成例について図1等を用いて説明する。図1は、本実施形態に係る電子マネーシステムSの概要構成例を示す図である。図1に示すように、本実施形態に係る電子マネーシステムSは、電子マネーカード1、決済端末2、携帯端末3、及び電子マネーサーバ4等を用いて構成される。 本実施形態では、携帯装置として、電子マネーカード1に搭載される非接触ICチップを例にとって説明する。しかし、非接触ICチップは、ICモジュールとして携帯端末3に内蔵される場合もある。この場合、携帯端末3、または携帯端末3に内蔵されるICモジュールが、本発明の携帯装置ということになる。電子マネーカード1と携帯端末3とは、同一のユーザにより携帯される。ユーザは、例えば電子マネーカード1を発行する事業者との間で、電子マネーカード1の利用契約をしている会員である。また、決済端末2は、例えば、商品の販売又はサービスの提供を行う店舗ごとに設置される。店舗は、例えば電子マネーカード1を発行する事業者との間で、電子マネーカード1の取扱可能店として契約をしている加盟店である。また、電子マネーサーバ4は、本発明における情報処理装置の一例である。電子マネーサーバ4は、例えば電子マネーカード1を発行する事業者により管理されるサーバである。電子マネーサーバ4は、ネットワークNWに接続されている。決済端末2及び携帯端末3は、ネットワークNWを介して電子マネーサーバ4にアクセス可能になっている。なお、ネットワークNWは、ネットワークNWは、専用回線、移動体通信網、インターネット等により構成される。
[2.電子マネーシステムSの動作]
次に、本実施形態に係る電子マネーシステムSの動作について、図7及び図8等を用いて説明する。図7は、電子マネーシステムSにおいて行われる動作の一例を示すシーケンス図である。図8は、携帯端末2のディスプレイDにおける画面表示例を示す図である。
2 決済端末
3 携帯端末
4 電子マネーサーバ
41 通信部
42 記憶部
43 システム制御部
44 バス
Claims (12)
- 携帯装置が利用された事象に関して生成された時系列情報を管理する情報処理装置であって、
前記携帯装置が利用された事象に関して生成された時系列情報を記憶する当該携帯装置から当該携帯装置に記憶されている時系列情報を取得する取得手段と、
前記情報処理装置が管理している前記時系列情報と、前記取得手段により取得された時系列情報とに基づいて、前記情報処理装置がまだ管理していない時系列情報に対応する事象が存在するか否かを判定する判定手段と、
前記判定手段により前記事象が存在すると判定された場合、当該事象の存在を前提する処理を行う処理手段と、
を備えることを特徴とする情報処理装置。 - 前記処理手段は、前記判定手段により判定された前記事象の存在を前提として所定の条件が満たされる場合に前記携帯装置のユーザに提供可能となる提供情報を前記ユーザへ提供する処理を行うことを特徴とする請求項1に記載の情報処理装置。
- 前記携帯装置に記憶可能な前記時系列情報の件数は所定件数に制限されており、
前記判定手段は、前記所定の条件の判定に必要な場合に限り、前記取得手段により取得された時系列情報に対応する事象以外の事象が存在するか否かを判定することを特徴とする請求項2に記載の情報処理装置。 - 前記所定の条件を満たすか否かを判定するために十分な情報を特定する特定手段と、
前記特定された内容に基づいて前記所定の条件を満たすか否かを判定する条件判定手段と、
をさらに備えることを特徴とする請求項2または3に記載の情報処理装置。 - 前記時系列情報には、携帯装置ごとの当該時系列情報の通し番号と、それぞれの当該時系列情報に対応する事象後の残高との少なくとも何れか一方が含まれており、
前記特定手段は、前記時系列情報における前記通し番号と前記残高との少なくとも何れか一方に基づいて、前記所定の条件を満たすか否かを判定するために十分な情報を特定することを特徴とする請求項4に記載の情報処理装置。 - 前記処理手段は、前記所定の条件が満たされない場合に、前記事象の存在を前提として当該所定の条件を満たすために必要になる事項を示す情報を前記ユーザへ提供する処理を行うことを特徴とする請求項2乃至5の何れか一項に記載の情報処理装置。
- 前記処理手段は、前記判定手段により判定された前記事象の存在を前提としても所定の条件が満たされない場合に、当該事象の存在を前提として当該所定の条件を満たすために必要になる事項を示す情報を前記ユーザへ提供する処理を行うことを特徴とする請求項1に記載の情報処理装置。
- 前記判定手段は、前記取得手段により取得された時系列情報に対応する事象以外の事象が存在するか否かを判定することを特徴とする請求項1に記載の情報処理装置。
- 前記時系列情報には、当該時系列情報に対応する事象後の残高が含まれており、
前記残高の推移に基づいて、不適正な事象の有無をチェックするチェック手段をさらに備えることを特徴とする請求項8に記載の情報処理装置。 - 携帯装置が利用された事象に関して生成された時系列情報を管理する情報処理装置により実行される情報処理方法であって、
前記携帯装置が利用された事象に関して生成された時系列情報を記憶する当該携帯装置から当該携帯装置に記憶されている時系列情報を取得する取得ステップと、
前記情報処理装置が管理している前記時系列情報と、前記取得ステップにより取得された時系列情報とに基づいて、前記情報処理装置がまだ管理していない時系列情報に対応する事象が存在するか否かを判定する判定ステップと、
前記判定ステップにより前記事象が存在すると判定された場合、当該事象の存在を前提する処理を行う処理ステップと、
を含むことを特徴とする情報処理方法。 - 携帯装置が利用された事象に関して生成された時系列情報を管理するコンピュータに、
前記携帯装置が利用された事象に関して生成された時系列情報を記憶する当該携帯装置から当該携帯装置に記憶されている時系列情報を取得する取得ステップと、
前記情報処理装置が管理している前記時系列情報と、前記取得ステップにより取得された時系列情報とに基づいて、前記情報処理装置がまだ管理していない時系列情報に対応する事象が存在するか否かを判定する判定ステップと、
前記判定ステップにより前記事象が存在すると判定された場合、当該事象の存在を前提する処理を行う処理ステップと、
を実行させることを特徴とする情報処理プログラム。 - 携帯装置が利用された事象に関して生成された時系列情報を管理するコンピュータに、
前記携帯装置が利用された事象に関して生成された時系列情報を記憶する当該携帯装置から当該携帯装置に記憶されている時系列情報を取得する取得ステップと、
前記情報処理装置が管理している前記時系列情報と、前記取得ステップにより取得された時系列情報とに基づいて、前記情報処理装置がまだ管理していない時系列情報に対応する事象が存在するか否かを判定する判定ステップと、
前記判定ステップにより前記事象が存在すると判定された場合、当該事象の存在を前提する処理を行う処理ステップと、
を実行させる情報処理プログラムが記録された記録媒体。
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JP2017068421A (ja) * | 2015-09-29 | 2017-04-06 | 株式会社日本総合研究所 | 特典付与サーバ及びその方法 |
JP2017078932A (ja) * | 2015-10-20 | 2017-04-27 | 大日本印刷株式会社 | 電子マネー口座の管理サーバ、電子マネーシステム、電子マネープログラム |
JP2021089612A (ja) * | 2019-12-04 | 2021-06-10 | PayPay株式会社 | 提供装置、提供方法及び提供プログラム |
JP7465326B1 (ja) | 2022-11-24 | 2024-04-10 | 楽天グループ株式会社 | 決済システム、処理実行方法、及びプログラム |
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US10362075B2 (en) | 2015-10-14 | 2019-07-23 | Benjamin Nowak | Presenting content captured by a plurality of electronic devices |
KR20170070164A (ko) * | 2014-10-15 | 2017-06-21 | 벤자민 노왁 | 다중 관점 콘텐츠 캡처 및 합성 |
US11973813B2 (en) | 2014-10-15 | 2024-04-30 | Benjamin Nowak | Systems and methods for multiple device control and content curation |
JP6790216B1 (ja) * | 2019-11-12 | 2020-11-25 | PayPay株式会社 | 提供装置、提供方法及び提供プログラム |
US11156969B1 (en) | 2020-04-24 | 2021-10-26 | MakinaRocks Co., Ltd. | Environment factor control device and training method thereof |
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JP2007102329A (ja) * | 2005-09-30 | 2007-04-19 | Mizuho Bank Ltd | ポイント管理方法及びポイント管理プログラム |
JP2008041079A (ja) * | 2006-07-11 | 2008-02-21 | Ebreeze:Kk | ポイント管理システム、及びポイント管理方法 |
JP2008299810A (ja) * | 2007-06-04 | 2008-12-11 | Chugoku Electric Power Co Inc:The | ポイント管理システム |
Cited By (4)
Publication number | Priority date | Publication date | Assignee | Title |
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JP2017068421A (ja) * | 2015-09-29 | 2017-04-06 | 株式会社日本総合研究所 | 特典付与サーバ及びその方法 |
JP2017078932A (ja) * | 2015-10-20 | 2017-04-27 | 大日本印刷株式会社 | 電子マネー口座の管理サーバ、電子マネーシステム、電子マネープログラム |
JP2021089612A (ja) * | 2019-12-04 | 2021-06-10 | PayPay株式会社 | 提供装置、提供方法及び提供プログラム |
JP7465326B1 (ja) | 2022-11-24 | 2024-04-10 | 楽天グループ株式会社 | 決済システム、処理実行方法、及びプログラム |
Also Published As
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US20160283922A1 (en) | 2016-09-29 |
JP6033432B2 (ja) | 2016-11-30 |
JPWO2014207845A1 (ja) | 2017-02-23 |
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