HUP0003043A2 - Rendszer és eljárás időazonos mobiltelefonos távkifizetésekre és tranzakciókra - Google Patents
Rendszer és eljárás időazonos mobiltelefonos távkifizetésekre és tranzakciókraInfo
- Publication number
- HUP0003043A2 HUP0003043A2 HU0003043A HUP0003043A HUP0003043A2 HU P0003043 A2 HUP0003043 A2 HU P0003043A2 HU 0003043 A HU0003043 A HU 0003043A HU P0003043 A HUP0003043 A HU P0003043A HU P0003043 A2 HUP0003043 A2 HU P0003043A2
- Authority
- HU
- Hungary
- Prior art keywords
- receivers
- data storage
- storage device
- transactions
- telecommunications
- Prior art date
Links
- 238000000034 method Methods 0.000 title abstract 2
- 238000013500 data storage Methods 0.000 abstract 4
- 238000012790 confirmation Methods 0.000 abstract 1
- 238000007726 management method Methods 0.000 abstract 1
Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
- G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F9/00—Details other than those peculiar to special kinds or types of apparatus
- G07F9/001—Interfacing with vending machines using mobile or wearable devices
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F9/00—Details other than those peculiar to special kinds or types of apparatus
- G07F9/002—Vending machines being part of a centrally controlled network of vending machines
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Mobile Radio Communication Systems (AREA)
- Telephonic Communication Services (AREA)
- Meter Arrangements (AREA)
- Telephone Function (AREA)
Abstract
A találmány tárgya rendszer a hozzá csatlakozott fizetők (13) ésfelvevők (27, 14) közötti kifizetések és tranzakciók lebonyolítására,amelynél legalább egy kapcsolatot digitális mobiltelefon használatávalhoznak létre, amely rendszernek: - egy első szervere (20) van, amelytávközlési eszközökön (18, 19) keresztül egy első adattároló eszközzel(22) össze van kapcsolva és számlavezetési eszköze van, az egyescsatlakozott fizetők (13) számlája első adatainak és az egyescsatlakozott felvevők (27, 14) számlája második adatainakfeldolgozására; - az első távközlési eszköz (18, 19) digitálismobiltelefonon (16) át szelektíven kapcsolódik a csatlakozott fizető(13) engedélyezett telefonszámával azonosított első szerverhez (20) ésa csatlakozott felvevő (14, 27) engedélyezett azonosító kódjávalazonosított távközlési terminálhoz (15, 27); a távközlési eszköz (18,19) több távközlési berendezést tartalmaz; - az első adattároló eszköz(22) legalább egy a tranzakció engedélyezéséhez szükséges ésegyértelműen a csatlakozott fizetőhöz (13) tartozik és információt acsatlakozott és legalább az engedélyezett azonosító kódot tartalmazófelvevőkről (27, 14); - az első szervernek (20) - első ellenőrzőeszközei vannak az első adattároló eszközben tárolt adatokellenőrzésére; - második ellenőrző eszköze van az engedélyezésifeltételek ellenőrzésére; - harmadik ellenőrző eszköze van abiztonsági követelmények ellenőrzésére; - engedélyező eszköze van; -elutasító üzenétet létrehozó eszköze van; - visszaigazoló üzenetetlétrehozó eszköze van; - második adattároló eszköze (21) van amobiltelefon azonosítására; - kiválasztó eszköze van a távközlésiberendezés kiválasztásához. A találmány továbbá eljárás fizetők (13)és felvevők (27, 14) közötti kifizetések és tranzakcióklebonyolítására, amelynek során a fenti rendszert alkalmazzák. Ó
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
ES200000724A ES2170647B2 (es) | 2000-03-24 | 2000-03-24 | Procedimiento y sistema de pagos y transacciones a distancia en tiempo real mediante telefono movil. |
ES200001573A ES2170673B2 (es) | 2000-03-24 | 2000-06-23 | Procedimiento y sistema de pagos y transacciones a distancia en tiempo real mediante telefono movil. |
ES200001574A ES2172405B2 (es) | 2000-03-24 | 2000-06-23 | Procedimiento y sistema de pagos y transaciones a distancia en tiempo real mediante telefono movil. |
Publications (4)
Publication Number | Publication Date |
---|---|
HU0003043D0 HU0003043D0 (en) | 2000-10-28 |
HUP0003043A2 true HUP0003043A2 (hu) | 2001-11-28 |
HUP0003043A3 HUP0003043A3 (en) | 2001-12-28 |
HU224086B1 HU224086B1 (hu) | 2005-05-30 |
Family
ID=27240811
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
HU0003043A HU224086B1 (hu) | 2000-03-24 | 2000-08-02 | Rendszer és eljárás időazonos mobiltelefonos távkifizetésekre és tranzakciókra |
Country Status (27)
Country | Link |
---|---|
US (1) | US20070027803A1 (hu) |
EP (1) | EP1136961B1 (hu) |
JP (1) | JP3708807B2 (hu) |
KR (1) | KR20010092636A (hu) |
CN (1) | CN1201609C (hu) |
AT (1) | ATE260500T1 (hu) |
AU (1) | AU758512B2 (hu) |
BR (1) | BR0004917A (hu) |
CA (1) | CA2315308A1 (hu) |
CZ (1) | CZ20002888A3 (hu) |
DE (2) | DE1136961T1 (hu) |
DK (1) | DK1136961T3 (hu) |
EA (1) | EA003681B1 (hu) |
HK (1) | HK1043418B (hu) |
HU (1) | HU224086B1 (hu) |
ID (1) | ID29692A (hu) |
IL (1) | IL137591A0 (hu) |
MA (1) | MA25156A1 (hu) |
NO (1) | NO20003971L (hu) |
NZ (1) | NZ506168A (hu) |
PL (1) | PL341887A1 (hu) |
PT (1) | PT1136961E (hu) |
SG (1) | SG86428A1 (hu) |
SK (1) | SK11652000A3 (hu) |
TR (1) | TR200002314A3 (hu) |
TW (1) | TW511364B (hu) |
UY (1) | UY26272A1 (hu) |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2004077369A1 (en) * | 2003-02-26 | 2004-09-10 | Steven Anderson | Real time mobile telephony system and process for remote payment, credit granting transactions |
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- 2000-08-07 KR KR1020000045704A patent/KR20010092636A/ko not_active Application Discontinuation
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