HUP0300496A2 - Időazonos mobiltelefonos rendszer és eljárás távfizetési és hitelnyújtási tranzakciókhoz - Google Patents

Időazonos mobiltelefonos rendszer és eljárás távfizetési és hitelnyújtási tranzakciókhoz

Info

Publication number
HUP0300496A2
HUP0300496A2 HU0300496A HUP0300496A HUP0300496A2 HU P0300496 A2 HUP0300496 A2 HU P0300496A2 HU 0300496 A HU0300496 A HU 0300496A HU P0300496 A HUP0300496 A HU P0300496A HU P0300496 A2 HUP0300496 A2 HU P0300496A2
Authority
HU
Hungary
Prior art keywords
tool
transaction
mobile phone
transactions
credit granting
Prior art date
Application number
HU0300496A
Other languages
English (en)
Inventor
Steven Anderson
Said Berrahil
Nabil Osman
Original Assignee
Steven Anderson
Said Berrahil
Nabil Osman
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Steven Anderson, Said Berrahil, Nabil Osman filed Critical Steven Anderson
Priority to HU0300496A priority Critical patent/HUP0300496A2/hu
Publication of HU0300496D0 publication Critical patent/HU0300496D0/hu
Priority to PCT/HU2004/000016 priority patent/WO2004077369A1/en
Publication of HUP0300496A2 publication Critical patent/HUP0300496A2/hu

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/023—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] the neutral party being a clearing house
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)
  • Mobile Radio Communication Systems (AREA)

Abstract

A találmány tárgya időazonos mobiltelefonos rendszer és eljárástávfizetési és hitelnyújtási tranzakciókhoz mobiltelefont használófizetők (A, N) és pénzbevételezők (B, P) között, legalább egykommunikációs eljárás alkalmazásával. A találmány lényege, hogy amobiltelefont használó fizetők (A, N) és pénzbevételezők (B, P) arendszerhez társultak, és a rendszer tartalmaz mobiltelefon-készüléket(E, Q, R) és egy tranzakciós rendszerközpontot (C), amelynek főfunkciója a tranzakció végzése és tartalmaz egy tranzakciós szerver-modult (K), egy adattároló eszközt (C1) és egy transzmissziós szervert(C2), ahol a tranzakciós szerver- modul (K) tartalmazza legalább akövetkező, adatkezelésre szolgáló, intelligens modulokat: egy elsőérvényesítési eszközt (Ka), egy második érvényesítési eszközt (Kb),egy harmadik érvényesítési eszközt (Kc), egy elutasító eszközt (Kd),egy visszaigazoló eszközt (Ke), egy engedélyezési eszközt (Kf) és egytranzakciót végző eszközt (Kg). Ó
HU0300496A 2003-02-26 2003-02-26 Időazonos mobiltelefonos rendszer és eljárás távfizetési és hitelnyújtási tranzakciókhoz HUP0300496A2 (hu)

Priority Applications (2)

Application Number Priority Date Filing Date Title
HU0300496A HUP0300496A2 (hu) 2003-02-26 2003-02-26 Időazonos mobiltelefonos rendszer és eljárás távfizetési és hitelnyújtási tranzakciókhoz
PCT/HU2004/000016 WO2004077369A1 (en) 2003-02-26 2004-02-23 Real time mobile telephony system and process for remote payment, credit granting transactions

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
HU0300496A HUP0300496A2 (hu) 2003-02-26 2003-02-26 Időazonos mobiltelefonos rendszer és eljárás távfizetési és hitelnyújtási tranzakciókhoz

Publications (2)

Publication Number Publication Date
HU0300496D0 HU0300496D0 (en) 2003-05-28
HUP0300496A2 true HUP0300496A2 (hu) 2004-11-29

Family

ID=89981182

Family Applications (1)

Application Number Title Priority Date Filing Date
HU0300496A HUP0300496A2 (hu) 2003-02-26 2003-02-26 Időazonos mobiltelefonos rendszer és eljárás távfizetési és hitelnyújtási tranzakciókhoz

Country Status (2)

Country Link
HU (1) HUP0300496A2 (hu)
WO (1) WO2004077369A1 (hu)

Families Citing this family (16)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8615426B2 (en) 2006-12-26 2013-12-24 Visa U.S.A. Inc. Coupon offers from multiple entities
CN101595491A (zh) 2006-12-26 2009-12-02 维萨美国股份有限公司 移动自动售货机购买
US9940627B2 (en) 2006-12-26 2018-04-10 Visa U.S.A. Inc. Mobile coupon method and system
US7848980B2 (en) 2006-12-26 2010-12-07 Visa U.S.A. Inc. Mobile payment system and method using alias
EP1986164A3 (en) * 2007-04-26 2008-11-05 First Inland Bank PLC Communication system and method
US8170527B2 (en) 2007-09-26 2012-05-01 Visa U.S.A. Inc. Real-time balance on a mobile phone
US9715709B2 (en) 2008-05-09 2017-07-25 Visa International Services Association Communication device including multi-part alias identifier
US9542687B2 (en) 2008-06-26 2017-01-10 Visa International Service Association Systems and methods for visual representation of offers
US9824355B2 (en) 2008-09-22 2017-11-21 Visa International Service Association Method of performing transactions with contactless payment devices using pre-tap and two-tap operations
US10706402B2 (en) 2008-09-22 2020-07-07 Visa International Service Association Over the air update of payment transaction data stored in secure memory
US8977567B2 (en) 2008-09-22 2015-03-10 Visa International Service Association Recordation of electronic payment transaction information
EP2839420A4 (en) * 2012-04-18 2015-11-04 Mobilis Networks Ltd METHOD AND SYSTEM FOR EXECUTING A TRANSFER TRANSFER OF CURRENCY AND / OR PAYMENT
GB2506591A (en) * 2012-09-28 2014-04-09 Bell Identification Bv Method of providing secure services using a mobile device
WO2015112041A1 (ru) * 2014-01-22 2015-07-30 Андрей Юрьевич ЩЕРБАКОВ Способ перевода денежных средств при помощи мобильного устройства
CN105096182A (zh) * 2015-07-31 2015-11-25 小米科技有限责任公司 信息处理方法及装置
CN110414543A (zh) * 2018-04-28 2019-11-05 ***通信集团有限公司 一种电话号码危险级别的判别方法、设备以及计算机存储介质

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
AUPP220998A0 (en) * 1998-03-05 1998-04-02 Keycorp Limited Mobile electronic payment terminal
EP0986275B1 (de) * 1998-09-10 2009-09-09 Swisscom AG Verfahren zum Kaufen von Waren oder Dienstleistungen mit einem Mobiltelefon
EP1136961B1 (en) * 2000-03-24 2004-02-25 Mobipay International, S.A. System and process for remote payments and transactions in real time by mobile telephone

Also Published As

Publication number Publication date
HU0300496D0 (en) 2003-05-28
WO2004077369A1 (en) 2004-09-10

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