CN104704519A - 促进信贷交易的方法、***和相关计算机可执行代码 - Google Patents

促进信贷交易的方法、***和相关计算机可执行代码 Download PDF

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Publication number
CN104704519A
CN104704519A CN201380052281.9A CN201380052281A CN104704519A CN 104704519 A CN104704519 A CN 104704519A CN 201380052281 A CN201380052281 A CN 201380052281A CN 104704519 A CN104704519 A CN 104704519A
Authority
CN
China
Prior art keywords
securitisation
credit
transaction
payment
credit provider
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201380052281.9A
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English (en)
Chinese (zh)
Inventor
吉尔·多恩
艾伦·费特
维多利亚·尼尔·克莱因
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Yi Fu Co Ltd
Original Assignee
Yi Fu Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=50434420&utm_source=***_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=CN104704519(A) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Priority claimed from US13/644,876 external-priority patent/US8706624B2/en
Application filed by Yi Fu Co Ltd filed Critical Yi Fu Co Ltd
Publication of CN104704519A publication Critical patent/CN104704519A/zh
Pending legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102Bill distribution or payments
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Tourism & Hospitality (AREA)
  • Health & Medical Sciences (AREA)
  • General Health & Medical Sciences (AREA)
  • Human Resources & Organizations (AREA)
  • Primary Health Care (AREA)
CN201380052281.9A 2012-10-04 2013-04-07 促进信贷交易的方法、***和相关计算机可执行代码 Pending CN104704519A (zh)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US13/644,876 US8706624B2 (en) 2007-12-27 2012-10-04 Methods, system and associated computer executable code for facilitating credit transactions
US13/644,876 2012-10-04
PCT/IB2013/052774 WO2014053920A1 (en) 2012-10-04 2013-04-07 Methods, system and associated computer executable code for facilitating credit transactions

Publications (1)

Publication Number Publication Date
CN104704519A true CN104704519A (zh) 2015-06-10

Family

ID=50434420

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201380052281.9A Pending CN104704519A (zh) 2012-10-04 2013-04-07 促进信贷交易的方法、***和相关计算机可执行代码

Country Status (12)

Country Link
EP (1) EP2904569A4 (ko)
JP (1) JP6283368B2 (ko)
KR (1) KR102129949B1 (ko)
CN (1) CN104704519A (ko)
AU (2) AU2013326226A1 (ko)
CA (1) CA2887033C (ko)
DE (1) DE112013004894T5 (ko)
GB (1) GB2521790A (ko)
HK (1) HK1210856A1 (ko)
RU (1) RU2639950C2 (ko)
SG (1) SG11201501995SA (ko)
WO (1) WO2014053920A1 (ko)

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104899777A (zh) * 2015-06-13 2015-09-09 陈曦 事务处理方法及装置
CN107153952A (zh) * 2016-03-03 2017-09-12 阿里巴巴集团控股有限公司 购物结算方法和装置
CN108932622A (zh) * 2017-12-08 2018-12-04 翟红鹰 在线交易的风险控制方法、***及计算机可读存储介质
CN111316258A (zh) * 2017-09-29 2020-06-19 杠杆岩石有限责任公司 公共分布式账本***中的交易隐私

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20190095899A1 (en) * 2017-09-26 2019-03-28 American Express Travel Related Services Company, Inc. Segmenting multiple repayment schemes
JP6740435B1 (ja) * 2019-09-17 2020-08-12 株式会社メルカリ 情報処理方法、情報処理装置、プログラム、及び情報処理端末

Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20050131713A1 (en) * 2003-12-12 2005-06-16 Hammond W. S. Method of investing real estate down payments
US20060161496A1 (en) * 2004-12-23 2006-07-20 Foster James R Money market trading system
CN101140683A (zh) * 2007-10-23 2008-03-12 中国工商银行股份有限公司 一种用于实现提前还款的约转账户处理***和方法
CN101447052A (zh) * 2009-01-05 2009-06-03 阿里巴巴集团控股有限公司 延期付款/分期付款的网上信贷***及网上信贷方法
US20090171840A1 (en) * 2007-12-27 2009-07-02 Ori Raz Method and System for Facilitating Credit Transactions
US20100241546A1 (en) * 2009-03-20 2010-09-23 Bank Of America Personal financial network
US8145556B2 (en) * 2000-04-10 2012-03-27 Tealdi Daniel A Online mortgage approval and settlement system and method therefor

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US7248855B2 (en) * 1998-09-15 2007-07-24 Upaid Systems, Ltd. Convergent communications system and method with a rule set for authorizing, debiting, settling and recharging a mobile commerce account
JP2002207872A (ja) * 2001-01-23 2002-07-26 Mitsubishi Corp 証券発行装置及び証券発行方法
JP2005115490A (ja) * 2003-10-03 2005-04-28 Nobuhisa Araki クレジットカード債権早期還元システム
KR20050098341A (ko) * 2004-04-06 2005-10-12 주식회사 비즈모델라인 무선 대체 결제 방법 및 시스템과 이를 위한 정보저장매체및 기록매체
US7093615B2 (en) * 2004-07-20 2006-08-22 Shane Alexander M Water saving faucet valve
US7788148B2 (en) * 2005-05-18 2010-08-31 Alan Bercovitz System and method for guaranteeing a financial loan
KR20090000821A (ko) * 2007-04-05 2009-01-08 주식회사 트리플리치매니지먼트 온라인 공매방식의 대부거래 운영 시스템
KR20090099853A (ko) * 2008-03-18 2009-09-23 김창모 사용자의 최적 카드를 자동 선정하여 승인 처리하는신용카드 결제 시스템 및 신용카드 결제 방법
RU105766U1 (ru) * 2011-02-14 2011-06-20 Виктор Никифорович Сараев Интеллектуальная сеть микрофинансирования

Patent Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8145556B2 (en) * 2000-04-10 2012-03-27 Tealdi Daniel A Online mortgage approval and settlement system and method therefor
US20050131713A1 (en) * 2003-12-12 2005-06-16 Hammond W. S. Method of investing real estate down payments
US20060161496A1 (en) * 2004-12-23 2006-07-20 Foster James R Money market trading system
CN101140683A (zh) * 2007-10-23 2008-03-12 中国工商银行股份有限公司 一种用于实现提前还款的约转账户处理***和方法
US20090171840A1 (en) * 2007-12-27 2009-07-02 Ori Raz Method and System for Facilitating Credit Transactions
CN101447052A (zh) * 2009-01-05 2009-06-03 阿里巴巴集团控股有限公司 延期付款/分期付款的网上信贷***及网上信贷方法
US20100241546A1 (en) * 2009-03-20 2010-09-23 Bank Of America Personal financial network

Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104899777A (zh) * 2015-06-13 2015-09-09 陈曦 事务处理方法及装置
CN107153952A (zh) * 2016-03-03 2017-09-12 阿里巴巴集团控股有限公司 购物结算方法和装置
CN111316258A (zh) * 2017-09-29 2020-06-19 杠杆岩石有限责任公司 公共分布式账本***中的交易隐私
CN108932622A (zh) * 2017-12-08 2018-12-04 翟红鹰 在线交易的风险控制方法、***及计算机可读存储介质
CN108932622B (zh) * 2017-12-08 2021-07-30 翟红鹰 在线交易的风险控制方法、***及计算机可读存储介质

Also Published As

Publication number Publication date
JP6283368B2 (ja) 2018-02-21
HK1210856A1 (en) 2016-05-06
DE112013004894T5 (de) 2015-06-18
SG11201501995SA (en) 2015-05-28
CA2887033A1 (en) 2014-04-10
RU2639950C2 (ru) 2017-12-25
AU2019246928A1 (en) 2020-01-23
GB2521790A (en) 2015-07-01
RU2015113341A (ru) 2016-11-27
KR20150065834A (ko) 2015-06-15
EP2904569A4 (en) 2016-04-20
CA2887033C (en) 2023-09-26
KR102129949B1 (ko) 2020-07-06
AU2013326226A1 (en) 2015-05-21
EP2904569A1 (en) 2015-08-12
AU2013326226A2 (en) 2015-05-28
JP2015530680A (ja) 2015-10-15
WO2014053920A1 (en) 2014-04-10
GB201507531D0 (en) 2015-06-17

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