WO2014007048A1 - 自動取引装置 - Google Patents
自動取引装置 Download PDFInfo
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- WO2014007048A1 WO2014007048A1 PCT/JP2013/066402 JP2013066402W WO2014007048A1 WO 2014007048 A1 WO2014007048 A1 WO 2014007048A1 JP 2013066402 W JP2013066402 W JP 2013066402W WO 2014007048 A1 WO2014007048 A1 WO 2014007048A1
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- banknote
- unit
- automatic transaction
- serial number
- transaction apparatus
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/202—Depositing operations within ATMs
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
- G07D11/20—Controlling or monitoring the operation of devices; Data handling
- G07D11/30—Tracking or tracing valuable papers or cassettes
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/203—Dispensing operations within ATMs
Definitions
- the present invention relates to an automatic transaction apparatus that performs banknote deposit and withdrawal transactions.
- Automatic transaction devices represented by ATMs automated teller machines of financial institutions are installed in branches of financial institutions such as banks and stores such as convenience stores. The customer can perform transactions such as deposit, withdrawal and balance inquiry by performing various operations on the display screen displayed on the automatic transaction apparatus.
- Patent Document 1 Japanese Patent Application Laid-Open No. 2003-162751
- Patent Document 2 discloses an automatic transaction apparatus that collects banknotes that have been forgotten to be collected from a deposit / withdrawal unit into a reject collection box.
- a storage for capturing banknotes that a customer has forgotten can store banknotes over multiple transactions, so if multiple transactions are made by different customers, the banknotes in the storage are It cannot be specified.
- the intentionally forged banknote may be forgotten.
- forged banknotes are taken into the take-in warehouse, but there is no method for indicating that they have been deliberately exchanged.
- a counterfeit bill may be withdrawn from the automatic transaction apparatus, the cause of the counterfeit bill mixture cannot be specified.
- a counterfeit bill is loaded into a cassette of an automatic transaction apparatus.
- an object of the present invention is a new and improved automatic that can appropriately cope with problems that occur during the operation of an automatic transaction apparatus.
- an automatic transaction apparatus that performs banknote deposit / withdrawal transactions with a customer, wherein a banknote receiving / receiving port is provided, and the port A banknote processing unit for depositing a banknote into the automatic transaction apparatus, and a banknote processing unit for performing a withdrawal process for withdrawing the banknote in the automatic transaction apparatus to the transfer port, and the deposit process or the withdrawal process.
- an automatic transaction apparatus is provided that includes a recording unit that records the serial number of each banknote deposited or withdrawn.
- the recording unit records the serial number of each banknote deposited or withdrawn at the time of deposit processing or withdrawal processing. This makes it easy to identify the banknotes that have been deposited or withdrawn, making it easy to identify deliberately exchanged banknotes, mixed counterfeit bills, and the like. Moreover, since it becomes easy to grasp
- the automatic transaction apparatus further includes a true / false determination unit that determines the authenticity of the banknote, and a temporary storage unit that temporarily stores the banknote determined to be a genuine note by the authenticity determination unit,
- the banknote processing unit conveys the banknote determined to be a genuine note to the temporary storage unit during the deposit process, conveys the banknote determined not to be a genuine note to the transfer port, and the recording unit In the depositing process, the serial number of each banknote transported to the temporary storage unit and the serial number of each banknote transported to the delivery port may be recorded.
- the recording unit may record the reason why the authenticity determination unit determines that it is not a genuine note together with the serial number.
- a authenticity discriminating unit that discriminates the authenticity of a banknote
- a reject storage for storing a banknote that is determined not to be a genuine note by the authenticity determining unit at the time of the withdrawal process.
- the recording unit records the serial number of each banknote transported to the transfer port and the serial number of each banknote transported to the reject box during the withdrawal process. Also good.
- the recording unit may record the serial number and the number of banknotes to be deposited or withdrawn.
- said banknote process part when the said banknote process part is discriminated that it is not a genuine note and the banknote conveyed by the said transfer port was not extracted, it takes in the banknote of the said transfer port, and conveys it to a storage,
- the said recording part is good also as recording the serial number of each banknote conveyed by the said taking-in warehouse.
- the said banknote process part conveys the banknote of the said transfer port and the banknote of the said temporary storage part to the said pick-up warehouse.
- the recording unit may record the serial number of each bill conveyed to the take-in warehouse.
- the automatic transaction apparatus may further include a plurality of cassettes for storing banknotes by denomination, and the banknote processing unit may further perform a storing process for storing the banknotes of the temporary storage unit by denomination in the cassette.
- the recording unit may record the serial number of each banknote stored in the cassette and the cassette of the storage destination of each banknote in association with each other during the storing process.
- the automatic transaction apparatus may further include a printing unit that prints a serial number of each banknote stored in the cassette on a medium and outputs the same.
- said printing part when the said printing part divides and prints the serial number of each banknote accommodated in the said cassette on several media, it will print also the same transaction ID on each medium. Also good.
- the printing unit may print the serial number of each banknote stored in the cassette by dividing it into a plurality of media.
- the printing unit prints at least one of a deposit amount, an account number, and a balance on a first medium, and prints the first medium together with the first medium. It is good also as printing on a medium.
- the printing unit may print the same transaction ID on each medium.
- the printing unit may print at least one of the deposit amount, the account number, and the balance, and the serial number of each banknote on the same medium.
- a server for notifying a mobile terminal of an email including a banknote serial number may be further provided with a transmission unit that transmits the serial number of each banknote stored in the cassette.
- FIG. 1 is a diagram illustrating a configuration example of an automatic transaction system 1 according to the first embodiment.
- the automatic transaction system 1 includes an automatic transaction apparatus 10, a dedicated network 20, and a financial institution host 30.
- the automatic transaction apparatus 10 is a customer operation type terminal that executes a transaction of cash such as banknotes with a customer based on an operation by a customer of a financial institution.
- the automatic transaction apparatus 10 can be installed in various facilities such as a financial institution sales store, a convenience store, or a station premises, for example.
- the automatic transaction apparatus 10 includes a customer operation display unit 12, a passbook insertion port 14, a card insertion port 16, and a customer service port 18 which is an example of a transfer port.
- the customer operation display unit 12 has a function as a display unit that displays an operation guidance screen by a customer and a customer operation unit that detects a customer operation.
- the function as the display unit is realized by, for example, a liquid crystal display device.
- the function as the customer operation unit is realized by, for example, a touch panel.
- the passbook insertion port 14 inserts and discharges the customer's passbook.
- the card insertion slot 16 inserts and discharges the customer's cash card.
- the customer service port 18 is used to exchange cash with a customer, and has a function as a deposit port for banknotes by a customer and a withdrawal port for banknotes to a customer.
- the dedicated network 20 is a network of a financial institution, and is configured by, for example, an IP-VPN (Internet Protocol-Virtual Private Network).
- IP-VPN Internet Protocol-Virtual Private Network
- the automatic transaction apparatus 10 includes a communication unit (not shown) and can communicate with the financial institution host 30 via the dedicated network 20.
- the financial institution host 30 is a server that controls various transactions by communicating with the automatic transaction apparatus 10 via the dedicated network 20.
- the financial institution host 30 authenticates a customer who operates the automatic transaction apparatus 10, or executes a financial transaction (account transaction process) such as payment or transfer instructed by the customer in the automatic transaction apparatus 10.
- the financial institution host 30 manages customer information (account ledger) such as account number, personal identification number, name, address, age, date of birth, telephone number, occupation, family structure, annual income, and deposit balance.
- FIG. 2 is a block diagram for explaining an internal configuration example of the automatic transaction apparatus 10 according to the first embodiment.
- the automatic transaction apparatus 10 includes a banknote processing unit 130, an electronic journal unit 140 that is an example of a recording unit, and a receipt printer unit 150 that is an example of a printing unit.
- FIG. 2 shows only a part of the constituent units of the automatic transaction apparatus 10, and the automatic transaction apparatus 10 also includes a unit that performs processing on a bankbook, a cash card, and the like.
- the banknote processing unit 130 is for performing processing related to banknotes. For example, the banknote processing unit 130 deposits a banknote in the customer service port 18 (see FIG. 1) into the temporary storage unit 136, and stores a banknote stored in the temporary storage unit 136 in the cassettes 138A to 138D in denominations. And withdrawing the banknotes in the cassettes 138A to 138D to the customer service port 18.
- the banknote processing unit 130 includes a customer service unit 132, a recognition processing unit 134 that is an example of a true / false determination unit, a temporary storage unit 136 that is an example of a temporary storage unit, and a plurality of cassettes 138A to 138A. 138D, a reject store 138E, and a capture store 139.
- the banknote process part 130 also has a conveyance part (not shown) which conveys a banknote.
- the customer service part 132 includes the customer service port 18 shown in FIG. 1 and functions as a depositing and dispensing part for banknotes.
- the recognition processing unit 134 determines the authenticity of the banknote during the deposit process and the withdrawal process. Moreover, the recognition process part 134 also reads the serial number which identifies a banknote.
- the temporary holding unit 136 temporarily stores (accumulates) banknotes that are inserted from the customer service unit 132 and determined to be genuine by the recognition processing unit 134.
- the cassettes 138A to 138D are provided, for example, in denominations, and store banknotes from the temporary storage unit 136 in denominations.
- the reject store 138E stores banknotes determined to be reject banknotes at the time of withdrawal.
- the take-in storage 139 stores reject banknotes when the customer forgets to reject the reject banknotes of the customer service unit 132.
- the banknote processing unit 130 first counts the banknotes inserted by the customer or the like into the customer service unit 132 (the customer service port 18), and the recognition processing unit 134 determines the authenticity of the banknote. And the banknote process part 130 conveys and accumulate
- the banknote processing unit 130 After completion of the deposit process, the banknote processing unit 130 performs a storing process for transporting and storing the banknotes accumulated in the temporary storage unit 136 to the cassettes 138A to 138D.
- the banknote processing unit 130 conveys banknotes corresponding to the amount requested by the customer from the cassettes 138A to 138D to the customer service unit 132 via the recognition processing unit 134.
- the banknote determined as the reject banknote by the recognition processing unit 134 is conveyed to the reject box 138E.
- banknotes being bent and conveyed, counterfeit bills mixed in the cassettes 138A to 138D for example, counterfeit bills mixed in the loading cassette by the clerk), and the like are determined as reject bills.
- a counterfeit ticket it may be conveyed to a dedicated counterfeit ticket storage.
- the electronic journal unit 140 electronically records a transaction history of the automatic transaction apparatus 10 (for example, a history of deposit transactions, withdrawal transactions, etc.), a banknote transport history, and the like.
- the electronic journal unit 140 records a history (log or the like) when there is a write request from an application, for example. By recording the history in this way, it is possible to eliminate troubles with customers by referring to the history when a problem occurs later.
- the electronic journal unit 140 records the serial number of each banknote deposited or withdrawn during the depositing process or the withdrawal process. Specifically, the electronic journal unit 140 records the serial number of each banknote transported to the temporary storage unit 136 and the serial number of each banknote transported to the customer service unit 132 during the deposit process. Thereby, it becomes easy to specify each banknote to be deposited and a banknote transport destination. Moreover, the electronic journal part 140 records the serial number of each banknote conveyed to the customer service part 132, and the serial number of each banknote conveyed to the rejection store
- the electronic journal unit 140 In addition to the serial number, the electronic journal unit 140 also records the number of banknotes deposited or withdrawn. Furthermore, the electronic journal unit 140 also records the reason why the recognition processing unit 134 has determined that it is not a genuine note (that is, it has been determined to be a reject banknote). Thereby, the reason why the banknote was rejected can be easily grasped later.
- the receipt printer unit 150 is, for example, a printer, and has a function of printing a receipt that is a certificate that proves that a transaction has been performed.
- the receipt printer unit 150 prints on a receipt, which is an example of a medium, when a request is made from an application, for example.
- FIG. 3 is a flowchart showing an operation example of the automatic transaction apparatus 10 according to the first embodiment.
- the flowchart in FIG. 3 is realized, for example, when the CPU of the control unit of the automatic transaction apparatus 10 executes a program stored in the ROM.
- the program to be executed may be stored in a recording medium such as a CD (Compact Disk), a DVD (Digital Versatile Disk), or a memory card, or may be downloaded from a server or the like via the Internet.
- the flowchart in FIG. 3 starts when the customer inserts a cash card into the card insertion slot 16, inputs a personal identification number on the customer operation display unit 12, and selects a deposit transaction (step S102). Then, it is assumed that the customer has inserted a desired number of banknotes into the customer service port 18 (customer service unit 132). Here, it is assumed that four bills are inserted.
- the recognition processing unit 134 reads the serial numbers of the four bills (step S104).
- the banknote processing part 130 performs authenticity determination of four banknotes by the recognition processing part 134 (step S106).
- step S106 determines with a banknote being a genuine note by step S106 (Yes)
- the banknote process part 130 conveys the banknote determined to be a genuine note to the temporary storage part 136 (step S108).
- the electronic journal unit 140 records the number of banknotes and the serial number accumulated in the temporary storage unit 136 (step S110).
- step S106 when it is determined in step S106 that the banknote is not a genuine note (No), the banknote processing unit 130 is included in a rejected banknote determined to be not a genuine note (for example, a forged banknote or a predetermined list). A bill, a bill that cannot be determined, etc.) are conveyed to the customer service section 132 (step S112).
- the predetermined list is a list of banknotes requiring attention, and is stored in advance in a storage unit or the like.
- the electronic journal unit 140 records the number and serial number of rejected banknotes conveyed (returned) to the customer service unit 132 (step S114). Thereafter, the reject banknote conveyed to the customer service unit 132 is received by the customer (step S116).
- FIG. 4 is a diagram for explaining a recording example of the electronic journal unit 140 according to the first embodiment.
- the electronic journal unit 140 records history information of deposit transactions.
- numbers such as “FN1000000” in FIG. 4 are examples of serial numbers (serial numbers).
- the electronic journal unit 140 may also record the reason why the reject banknote returned to the customer service unit 132 was rejected. For example, in FIG. 4, the serial number “FN100004 B” regarding the reject banknote indicates that the reject banknote is a banknote included in the predetermined list. In addition, as a reason for rejection, a banknote cannot be discriminate
- the reason for rejecting the rejected banknote returned to the customer service unit 132 is recorded in the electronic journal unit 140, so that the reason for the rejection can be easily checked later.
- FIG. 5 is a flowchart showing an operation example of the automatic transaction apparatus 10 according to the second embodiment.
- the flowchart of FIG. 5 starts from a state in which a bill that is a genuine note among a plurality of bills inserted into the customer service unit 132 is transported to the temporary storage unit 136 and a reject banknote is returned to the customer service unit 132 in the deposit transaction. (Step S202).
- a bill that is a genuine note among a plurality of bills inserted into the customer service unit 132 is transported to the temporary storage unit 136 and a reject banknote is returned to the customer service unit 132 in the deposit transaction.
- Step S202 it is assumed that three bills, which are genuine bills, are conveyed to the temporary storage unit 136 and one reject bill is returned to the customer service unit 132.
- the banknote processing unit 130 detects that a customer has left the automatic transaction apparatus 10 in a state where a deposit transaction is not established (not reflected in the ledger) and a predetermined time has elapsed (timeout) (Ste S204).
- a predetermined time has elapsed timeout
- the banknote processing unit 130 takes the one banknote returned to the customer service unit 132 and the three banknotes accumulated in the temporary storage unit 136 into the take-in storage 139 (step S206).
- the electronic journal unit 140 records the number and serial number of the four banknotes taken into the take-in storage 139 (step S208).
- the automatic transaction apparatus 10 returns the display screen of the customer operation display unit 12 to the idle screen, and waits for a subsequent customer operation (step S210).
- FIG. 6 is a diagram for explaining a recording example of the electronic journal unit 140 according to the second embodiment. As shown in FIG. 6, the electronic journal unit 140 records information on four banknotes taken into the take-in storage 139 (portion 212).
- the number of banknotes and the serial number captured from the temporary storage unit 136 and the customer service unit 132 to the storage 139 are recorded in the electronic journal unit 140, so that the customer can collect them.
- a forgotten banknote reject banknote
- the banknotes to be returned to the customer can be easily identified based on the records of the electronic journal unit 140, and the corresponding reject banknotes are returned. it can.
- the record in the electronic journal section 140 can be used as evidence.
- FIG. 7 is a diagram illustrating a configuration example of the automatic transaction system 1 according to the third embodiment.
- the financial institution host 30 and the portable terminal 60 communicate with each other.
- the financial institution host 30 transmits an electronic mail related to the transaction of the automatic transaction apparatus 10 to the mobile terminal 60 such as a mobile phone or a smartphone.
- the portable terminal 60 can access the financial institution host 30 to acquire information related to the transaction and display it on the display unit.
- the configuration example of the automatic transaction apparatus 10 according to the third embodiment is the same as that of the first embodiment, detailed description thereof is omitted.
- the operation example of the automatic transaction apparatus 10 which concerns on 3rd Embodiment is demonstrated. Specifically, a process of storing the banknotes in the cassettes 138A to 138D of the temporary storage unit 136 will be described.
- FIG. 8 is a flowchart showing an operation example of the automatic transaction apparatus 10 according to the third embodiment.
- the flowchart of FIG. 8 is started from a state in which a bill that is a genuine note among a plurality of bills inserted into the customer service unit 132 is transported to the temporary storage unit 136 and a reject bill is returned to the customer service unit 132 in the deposit process. (Step S302).
- a bill that is a genuine note among a plurality of bills inserted into the customer service unit 132 is transported to the temporary storage unit 136 and a reject bill is returned to the customer service unit 132 in the deposit process.
- Step S302 it is assumed that three bills, which are genuine bills, are conveyed to the temporary storage unit 136 and one reject bill is returned to the customer service unit 132.
- the banknote processing unit 130 After the customer has pulled out one rejected banknote returned to the customer service unit 132, accepts, for example, an operation for completing the transaction by the customer and ends the deposit process (step S304).
- the banknote processing unit 130 starts a storing process for storing the banknotes accumulated in the temporary storage unit 136 in the cassettes 138A to 138D by denomination (step S306).
- the banknotes in the temporary storage unit 136 are conveyed and stored in the corresponding denomination cassettes 138A to 138D.
- the automatic transaction apparatus 10 reflects the result of a money_receiving
- the electronic journal unit 140 records the serial numbers of the banknotes stored in the cassettes 138A to 138D in association with the cassettes 138A to 138D that store the banknotes (step S308). ). By recording in this way, the storage destination of each bill can be easily specified.
- FIG. 9 is a diagram for explaining a recording example of the electronic journal unit 140 according to the third embodiment. As shown in FIG. 9, the electronic journal unit 140 records banknotes and storage cassettes in association with each other (portion 222).
- the receipt printer unit 150 After recording by the electronic journal unit 140, the receipt printer unit 150 outputs a receipt on which the serial numbers of the banknotes stored in the cassettes 138A to 138D are printed (step S310).
- the receipt printer unit 150 divides and prints the serial number of each banknote into a plurality of receipts.
- the serial number is divided and printed on a plurality of receipts, it is desirable to print the same transaction ID on each receipt in order to indicate the same transaction.
- FIG. 10 is a diagram showing an example in which the banknote serial number is printed on one receipt 310 and output.
- the output receipt 310 is printed with information on the account number A, balance B, deposit C, and serial number D of the three bills deposited.
- the serial number D is further subdivided into denominations (10,000 tickets, thousand tickets).
- the account number A, the balance B, and the deposit C may not be printed all, and at least one of them may be printed.
- the customer can easily specify the serial number of the deposited banknote by looking at the printed content of the receipt 310.
- FIG. 11 is a diagram showing an example in which serial numbers are separately printed on two receipts 320 and 321 and output.
- the serial number is printed on two (multiple) receipts.
- the first receipt 320 is printed with information about the account number A, balance B, deposit C, and the serial number D1 of four banknotes out of seven banknotes, and the second receipt 321 has the remaining information.
- the information regarding the serial number D2 of the three banknotes is printed.
- FIG. 11 is a diagram showing an example in which serial numbers are separately printed on two receipts 320 and 321 and output.
- the serial number D is printed on the receipt together with the deposit C or the like, but this is not limitative.
- the receipt C or the like may be printed on one of the two receipts to be output, and only the serial number D may be printed on the other receipt.
- FIG. 12 is a diagram showing an example in which the serial numbers are collectively printed on another receipt and output.
- information on the account number A, balance B, and deposit C is printed on the first receipt 330, and information on banknote serial numbers is printed on the second receipt 331. Yes.
- the customer can easily specify the serial numbers of all the deposited banknotes only by looking at the receipt 331 when there are many banknotes to be deposited. .
- the automatic transaction apparatus 10 When the receipt is printed, the automatic transaction apparatus 10 returns the display screen of the customer operation display unit 12 to the idle screen and waits for a subsequent customer operation (step S312).
- the serial numbers of the banknotes stored in the cassettes 138A to 138D are printed on the receipt.
- the automatic transaction apparatus 10 transmits the serial number of each banknote stored in the cassettes 138A to 138D to the financial institution host 30 that notifies the mobile terminal 60 of an electronic mail including the banknote serial number and transaction ID by the communication unit. It's also good. In such a case, the customer can later access the financial institution host 30 via the network using the portable terminal 60, and can acquire the serial number of the banknote and the information of the cassette of the transport destination based on the transaction ID.
- the banknotes stored in the cassettes 138A to 138D are referred to on the net based on receipts, e-mails, and transaction IDs, so that the number of banknotes and serial numbers deposited by the customer can be obtained. Easy to identify. In addition, when referring to by e-mail or the Internet, it is not necessary to receive a receipt, so that convenience for customers is improved.
- the electronic journal unit 140 of the automatic transaction apparatus 10 records the serial number of each banknote deposited or withdrawn during the depositing process or the withdrawal process. This makes it easy to identify the banknotes that have been deposited or withdrawn, making it easy to identify deliberately exchanged banknotes, mixed counterfeit bills, and the like. Moreover, since it becomes easy to grasp
- each step in the processing of the automatic transaction apparatus 10 described above does not necessarily have to be processed in time series in the order described as a flowchart.
- each step in the processing of the automatic transaction apparatus 10 may be processed in an order different from the order described as the flowchart, or may be processed in parallel.
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Abstract
Description
(1-1.自動取引システムの構成例)
図1を参照しながら、第1の実施形態に係る自動取引システムの構成例について説明する。
図2を参照しながら、第1の実施形態に係る自動取引装置10の構成例について説明する。
図3を参照しながら、上述した構成を有する自動取引装置10の入金取引時の動作例について説明する。
上述した第1実施形態によれば、一時保留部136へ搬送された紙幣の枚数及び記番号と、接客部132へ返却された紙幣の枚数及び記番号とを電子ジャーナル部140へ記録することにより、顧客が入金取引のために投入した紙幣全ての取引結果を記録することができる。
次に、図5及び図6を参照しながら、第2の実施形態について説明する。
次に、図7~図9を参照しながら、第3の実施形態について説明する。
上述したように、自動取引装置10の電子ジャーナル部140は、入金処理又は出金処理の際に、入金又は出金される各紙幣の記番号を記録する。これにより、入金又は出金された紙幣を容易に特定できるので、故意に交換された紙幣や混入した偽札等を識別しやすくなる。また、紙幣の自動取引装置内の収納先も把握しやすくなるので、元々所持していた顧客に紙幣を返却しやすくなる。
Claims (14)
- 顧客との間で紙幣の入出金の取引を行う自動取引装置であって、
紙幣の授受が行われる授受口と、
前記授受口の紙幣を前記自動取引装置内に入金する入金処理と、前記自動取引装置内の紙幣を前記授受口に出金する出金処理とを行う紙幣処理部と、
前記入金処理又は前記出金処理の際に、入金又は出金される各紙幣の記番号を記録する記録部と、
を備える、自動取引装置。 - 紙幣の真偽を判別する真偽判別部と、
前記真偽判別部により真券と判別された紙幣を一時的に収納する一時収納部と、
を更に備え、
前記紙幣処理部は、前記入金処理の際に、真券と判別された紙幣を前記一時収納部へ搬送し、真券で無いと判別された紙幣を前記授受口へ搬送し、
前記記録部は、前記入金処理の際に、前記一時収納部へ搬送された各紙幣の記番号、及び前記授受口へ搬送された各紙幣の記番号を記録する、請求項1に記載の自動取引装置。 - 前記記録部は、前記真偽判別部により真券で無いと判別された理由を、前記記番号と共に記録する、請求項2に記載の自動取引装置。
- 紙幣の真偽を判別する真偽判別部と、
前記出金処理の際に、前記真偽判別部により真券で無いと判別された紙幣を収納するリジェクト庫と、
を更に備え、
前記記録部は、前記出金処理の際に、前記授受口へ搬送された各紙幣の記番号、及び前記リジェクト庫へ搬送された各紙幣の記番号を記録する、請求項1~3のいずれか1項に記載の自動取引装置。 - 前記記録部は、前記記番号と、入金又は出金される紙幣の枚数とを記録する、請求項1~4のいずれか1項に記載の自動取引装置。
- 前記紙幣処理部は、真券で無いと判別され前記授受口に搬送された紙幣が抜き取られなかった場合に、前記授受口の紙幣を取り込み庫へ搬送し、
前記記録部は、前記取り込み庫に搬送された各紙幣の記番号を記録する、請求項2に記載の自動取引装置。 - 前記授受口に搬送された紙幣が抜き取られなかった場合に、前記紙幣処理部は、前記授受口の紙幣及び前記一時収納部の紙幣を前記取り込み庫へ搬送し、
前記記録部は、前記取り込み庫に搬送された各紙幣の記番号を記録する、請求項6に記載の自動取引装置。 - 金種別に紙幣を収納する複数のカセットを更に備え、
前記紙幣処理部は、前記一時収納部の紙幣を前記カセットに金種別に収納する収納処理を更に行い、
前記記録部は、前記収納処理の際に、前記カセットに収納された各紙幣の記番号と、各紙幣の収納先のカセットとを対応付けて記録する、請求項2に記載の自動取引装置。 - 前記カセットに収納された各紙幣の記番号を媒体に印字して出力する印刷部を更に備える、請求項8に記載の自動取引装置。
- 前記印刷部は、前記カセットに収納された各紙幣の記番号を複数の媒体に分けて印字する、請求項9に記載の自動取引装置。
- 前記印刷部は、
少なくとも入金金額、口座番号、残高のいずれか一つを、第1媒体に印字し、
前記第1媒体の印字と共に、前記記番号を第2媒体に印字する、請求項9に記載の自動取引装置。 - 前記印刷部は、各媒体に同一の取引IDも印字する、請求項10又11に記載の自動取引装置。
- 前記印刷部は、少なくとも入金金額、口座番号、残高のいずれか一つと、各紙幣の記番号とを、同一の媒体に印字する、請求項9に記載の自動取引装置。
- 紙幣の記番号を含むメールを携帯端末に通知するサーバに、前記カセットに収納された各紙幣の記番号を送信する送信部を更に備える、請求項8に記載の自動取引装置。
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US14/407,824 US20150170119A1 (en) | 2012-07-03 | 2013-06-13 | Automatic transaction device |
CN201380030378.XA CN104395939B (zh) | 2012-07-03 | 2013-06-13 | 自动交易装置 |
IN10464DEN2014 IN2014DN10464A (ja) | 2012-07-03 | 2013-06-13 | |
BR112014030848A BR112014030848A2 (pt) | 2012-07-03 | 2013-06-13 | dispositivo de transação automático |
RU2014150603/08A RU2596591C2 (ru) | 2012-07-03 | 2013-06-13 | Автоматическое устройство для транзакций |
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JP (1) | JP5900195B2 (ja) |
CN (1) | CN104395939B (ja) |
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JP2015166906A (ja) * | 2014-03-03 | 2015-09-24 | 沖電気工業株式会社 | 現金取引装置 |
JP6245029B2 (ja) * | 2014-03-27 | 2017-12-13 | 沖電気工業株式会社 | 媒体取引装置 |
JP2015219623A (ja) * | 2014-05-15 | 2015-12-07 | 沖電気工業株式会社 | 紙幣処理装置 |
JP6245089B2 (ja) * | 2014-06-24 | 2017-12-13 | 沖電気工業株式会社 | 紙幣取引装置 |
JP2017062640A (ja) * | 2015-09-25 | 2017-03-30 | 日立オムロンターミナルソリューションズ株式会社 | 紙幣取扱装置 |
CN105574988B (zh) * | 2015-12-22 | 2018-07-17 | 深圳怡化电脑股份有限公司 | 一种减少废钞的控制方法及装置 |
CN105957238B (zh) * | 2016-05-20 | 2019-02-19 | 聚龙股份有限公司 | 一种纸币管理方法及其*** |
JP7244460B2 (ja) * | 2020-07-22 | 2023-03-22 | 日立チャネルソリューションズ株式会社 | 紙幣管理装置および方法 |
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- 2013-06-13 WO PCT/JP2013/066402 patent/WO2014007048A1/ja active Application Filing
- 2013-06-13 CN CN201380030378.XA patent/CN104395939B/zh active Active
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CN104395939A (zh) | 2015-03-04 |
RU2014150603A (ru) | 2016-07-10 |
JP2014010799A (ja) | 2014-01-20 |
BR112014030848A2 (pt) | 2017-06-27 |
RU2596591C2 (ru) | 2016-09-10 |
US20150170119A1 (en) | 2015-06-18 |
JP5900195B2 (ja) | 2016-04-06 |
CN104395939B (zh) | 2018-03-27 |
IN2014DN10464A (ja) | 2015-08-21 |
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