CA2703131A1 - Systeme banquaire automatise - Google Patents

Systeme banquaire automatise Download PDF

Info

Publication number
CA2703131A1
CA2703131A1 CA2703131A CA2703131A CA2703131A1 CA 2703131 A1 CA2703131 A1 CA 2703131A1 CA 2703131 A CA2703131 A CA 2703131A CA 2703131 A CA2703131 A CA 2703131A CA 2703131 A1 CA2703131 A1 CA 2703131A1
Authority
CA
Canada
Prior art keywords
user
payment
card
machine
amount
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
CA2703131A
Other languages
English (en)
Inventor
Robin Haley Gustin
Troy W. Livingston
Namsoo Park
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Capital Security Systems Inc
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US08/866,140 external-priority patent/US6012048A/en
Priority claimed from US08/865,691 external-priority patent/US5987439A/en
Priority claimed from US08/866,139 external-priority patent/US5897625A/en
Application filed by Individual filed Critical Individual
Publication of CA2703131A1 publication Critical patent/CA2703131A1/fr
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/14—Payment architectures specially adapted for billing systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/202—Depositing operations within ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/209—Monitoring, auditing or diagnose of functioning of ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/21—Retaining of the payment card by ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/04—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by paper currency
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/12—Card verification

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
CA2703131A 1997-05-30 1998-05-27 Systeme banquaire automatise Abandoned CA2703131A1 (fr)

Applications Claiming Priority (7)

Application Number Priority Date Filing Date Title
US866,139 1977-12-30
US865,691 1997-05-30
US08/866,140 US6012048A (en) 1997-05-30 1997-05-30 Automated banking system for dispensing money orders, wire transfer and bill payment
US866,140 1997-05-30
US08/865,691 US5987439A (en) 1997-05-30 1997-05-30 Automated banking system for making change on a card or user account
US08/866,139 US5897625A (en) 1997-05-30 1997-05-30 Automated document cashing system
CA2292588A CA2292588C (fr) 1997-05-30 1998-05-27 Systeme automatise d'encaissement de documents

Related Parent Applications (1)

Application Number Title Priority Date Filing Date
CA2292588A Division CA2292588C (fr) 1997-05-30 1998-05-27 Systeme automatise d'encaissement de documents

Publications (1)

Publication Number Publication Date
CA2703131A1 true CA2703131A1 (fr) 1998-12-30

Family

ID=27420440

Family Applications (2)

Application Number Title Priority Date Filing Date
CA2703131A Abandoned CA2703131A1 (fr) 1997-05-30 1998-05-27 Systeme banquaire automatise
CA2292588A Expired - Fee Related CA2292588C (fr) 1997-05-30 1998-05-27 Systeme automatise d'encaissement de documents

Family Applications After (1)

Application Number Title Priority Date Filing Date
CA2292588A Expired - Fee Related CA2292588C (fr) 1997-05-30 1998-05-27 Systeme automatise d'encaissement de documents

Country Status (5)

Country Link
EP (1) EP0992012A4 (fr)
JP (2) JP2002502531A (fr)
AU (1) AU750152B2 (fr)
CA (2) CA2703131A1 (fr)
WO (1) WO1998059308A1 (fr)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2014001995A2 (fr) * 2012-06-28 2014-01-03 Contour Technology (Pty) Ltd. Système de transaction automatisé

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US6470326B1 (en) 1996-11-27 2002-10-22 Diebold Incorporated Automated banking machine apparatus and system
US7653600B2 (en) 1997-05-30 2010-01-26 Capital Security Systems, Inc. Automated document cashing system
GB9814451D0 (en) * 1998-07-04 1998-09-02 Ncr Int Inc Cash transaction verification and crediting apparatus
CA2337028C (fr) * 1998-07-10 2012-09-18 Capital Security Systems, Inc. Systeme automatise d'encaissement de documents
NL1010872C2 (nl) * 1998-12-22 2000-06-23 Eurocoin Werkwijze en betaalsysteem voor het door een verkoper aan een koper teruggeven van een bedrag aan wisselgeld.
DE19904536A1 (de) * 1999-02-04 2000-08-17 Siemens Nixdorf Banking Syst Verfahren und Anordnung zur Bearbeitung von Wertscheinen
GB2351366A (en) * 1999-02-23 2000-12-27 Angus Duncan Mccallum Facilitating the accumulation of money for donation
US11682027B2 (en) * 1999-07-19 2023-06-20 Expedited Dual Commerce Llc System and method for expediting fulfillments of online ordered deliverables by expedited-service area pickups in specified time-windows and by delivery to specific locations
CA2283513A1 (fr) * 1999-09-23 2001-03-23 Del-Coin Holdings Methode et systeme de guichet automatique et de services connexes
KR101217529B1 (ko) * 2008-09-09 2013-01-04 노틸러스효성 주식회사 번들 수표 입금기
JP5708218B2 (ja) 2011-05-11 2015-04-30 沖電気工業株式会社 自動取引装置、自動取引方法、及びプログラム
JP2017091338A (ja) * 2015-11-13 2017-05-25 沖電気工業株式会社 拡張ユニット及び取引装置
US10825000B1 (en) 2016-04-26 2020-11-03 United Servics Automobile Association Saver button
US11144988B1 (en) 2017-11-28 2021-10-12 United Services Automobile Association (Usaa) Adaptive probability matrix
WO2020138285A1 (fr) 2018-12-27 2020-07-02 グローリー株式会社 Système de traitement de transaction, procédé de traitement de transaction, et programme

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US3943335A (en) * 1974-09-03 1976-03-09 Diebold, Incorporated Automatic banking equipment
US4023013A (en) * 1975-12-29 1977-05-10 Diebold, Incorporated On-line verification system for identification card or the like
US4085687A (en) * 1976-01-12 1978-04-25 Diebold, Incorporated Remote envelope depository construction
AT350822B (de) * 1976-09-29 1979-06-25 Gao Ges Automation Org Geldausgabeautomat
US4179723A (en) * 1977-02-04 1979-12-18 Anthony Spencer Kiosk unit
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Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2014001995A2 (fr) * 2012-06-28 2014-01-03 Contour Technology (Pty) Ltd. Système de transaction automatisé
WO2014001995A3 (fr) * 2012-06-28 2014-03-27 Contour Technology (Pty) Ltd. Système de transaction automatisé
US20150339643A1 (en) * 2012-06-28 2015-11-26 Contour Technology (Pty) Ltd. Automated transaction system
US10902391B2 (en) 2012-06-28 2021-01-26 Contour Technology (Pty) Ltd. Automated transaction system

Also Published As

Publication number Publication date
EP0992012A1 (fr) 2000-04-12
WO1998059308A1 (fr) 1998-12-30
AU750152B2 (en) 2002-07-11
CA2292588C (fr) 2010-07-20
EP0992012A4 (fr) 2006-01-04
JP2002502531A (ja) 2002-01-22
CA2292588A1 (fr) 1998-12-30
AU7697898A (en) 1999-01-04
JP2008077680A (ja) 2008-04-03

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Legal Events

Date Code Title Description
EEER Examination request
FZDE Dead

Effective date: 20140527