YU54801A - Postupak bezgotovinskog plaćanja i sistem za uvođenje postupka - Google Patents

Postupak bezgotovinskog plaćanja i sistem za uvođenje postupka

Info

Publication number
YU54801A
YU54801A YU54801A YUP54801A YU54801A YU 54801 A YU54801 A YU 54801A YU 54801 A YU54801 A YU 54801A YU P54801 A YUP54801 A YU P54801A YU 54801 A YU54801 A YU 54801A
Authority
YU
Yugoslavia
Prior art keywords
balancing device
point
radio telephone
sale terminal
transmits
Prior art date
Application number
YU54801A
Other languages
English (en)
Inventor
Mathias Entenmann
Original Assignee
Paybox Ag.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Paybox Ag. filed Critical Paybox Ag.
Publication of YU54801A publication Critical patent/YU54801A/sh
Publication of RS49614B publication Critical patent/RS49614B/sr

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)
  • Telephone Function (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

Cilj je prikazanog pronalaska da se obezbedi postupak za jednostavno ali bezbedno bezgotovinsko placanje, posebno na razlicitim lokacijama, kao i sistem za uvodenje postupka. U postupku prema pronalasku neka svota novca se ucita na stanice trgovca, pri cemu se podaci u meduvremenu pohranjuju u uredaj za poredenje. Kupac salje identifikacioni kod stanice trgovca preko mobilnog telefona do uredaja za poredenje koji poredi identifikacioni kod sa onim iz pohranjenih podataka i prenosi odgovarajucu svotu novca do mobilnog telefona. Tu se zahteva odobrenje za isplatu i prenosi do uredaja za poredenje koji prenosi odgovarajuci podatak o racunu u racunovodstveni uredaj. Sistem za uvodenje postupka obuhvata mobilni telefon koji radi u mrezi mobilne telefonije, stanicu trgovca i uredaj za poredenje koji se moze povezati sa mobilnim telefonom i stanicom trgovca preko telekomunikacionih veza i/ili veza za prenosenje podataka.
YUP-548/01A 1999-02-02 2000-02-01 Postupak bezgotovinskog plaćanja i sistem za uvođenje postupka RS49614B (sr)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
DE19903822A DE19903822C2 (de) 1999-02-02 1999-02-02 Verfahren zur Durchführung bargeldloser Zahlungen und System zur Durchführung des Verfahrens

Publications (2)

Publication Number Publication Date
YU54801A true YU54801A (sh) 2003-01-31
RS49614B RS49614B (sr) 2007-08-03

Family

ID=7895963

Country Status (20)

Country Link
EP (1) EP1149367A1 (sh)
JP (1) JP2002541535A (sh)
KR (1) KR20010108166A (sh)
CN (1) CN1204535C (sh)
AU (1) AU2800400A (sh)
BR (1) BR0007964A (sh)
CA (1) CA2361489A1 (sh)
CZ (1) CZ301247B6 (sh)
DE (1) DE19903822C2 (sh)
HR (1) HRP20010568B1 (sh)
HU (1) HU227291B1 (sh)
IL (1) IL144571A0 (sh)
ME (1) ME01248B (sh)
MX (1) MXPA01007779A (sh)
NO (1) NO20013777L (sh)
RS (1) RS49614B (sh)
RU (1) RU2242795C2 (sh)
TR (1) TR200102216T2 (sh)
WO (1) WO2000046768A1 (sh)
ZA (1) ZA200105872B (sh)

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DE10040799A1 (de) * 2000-08-21 2002-04-25 Siemens Ag Verfahren für sichere Transaktionen im Zusammenhang mit elektronischem Handel
DE10136080A1 (de) * 2000-11-21 2002-06-06 Wolfgang Zint Verfahren zum Durchführen einer bargeldlosen Finanztransaktion
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DE10138814A1 (de) * 2001-08-14 2003-03-06 Orga Kartensysteme Gmbh Computersystem und Verfahren zur bargeldlosen Bezahlung
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DE102004049009A1 (de) * 2004-10-05 2006-04-06 Deutsche Telekom Ag Verfahren und Kommunikationssystem zum Abwickeln eines Zahlungsverkehrs
JP4555120B2 (ja) * 2005-02-23 2010-09-29 株式会社大和証券グループ本社 サーバシステム、方法及びプログラム
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US20080126251A1 (en) * 2006-09-21 2008-05-29 Tomas Karl-Axel Wassingbo System and method for utilizing a portable network device to initiate and authorize a payment transaction
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Also Published As

Publication number Publication date
AU2800400A (en) 2000-08-25
RU2242795C2 (ru) 2004-12-20
NO20013777L (no) 2001-09-27
RS49614B (sr) 2007-08-03
JP2002541535A (ja) 2002-12-03
DE19903822C2 (de) 2001-09-20
DE19903822A1 (de) 2000-08-10
WO2000046768A1 (de) 2000-08-10
MXPA01007779A (es) 2003-07-14
KR20010108166A (ko) 2001-12-07
HU227291B1 (en) 2011-02-28
CZ301247B6 (cs) 2009-12-16
CZ20012663A3 (cs) 2002-02-13
BR0007964A (pt) 2001-11-06
HRP20010568B1 (en) 2011-10-31
TR200102216T2 (tr) 2002-01-21
IL144571A0 (en) 2002-05-23
EP1149367A1 (de) 2001-10-31
ME01248B (me) 2007-08-03
ZA200105872B (en) 2002-09-10
CN1339146A (zh) 2002-03-06
HRP20010568A2 (en) 2002-08-31
CA2361489A1 (en) 2000-08-10
NO20013777D0 (no) 2001-08-01
CN1204535C (zh) 2005-06-01
HUP0105475A2 (en) 2002-04-29

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