WO2013078789A1 - Système et procédé d'acquisition et d'utilisation de coupon électronique - Google Patents

Système et procédé d'acquisition et d'utilisation de coupon électronique Download PDF

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Publication number
WO2013078789A1
WO2013078789A1 PCT/CN2012/071369 CN2012071369W WO2013078789A1 WO 2013078789 A1 WO2013078789 A1 WO 2013078789A1 CN 2012071369 W CN2012071369 W CN 2012071369W WO 2013078789 A1 WO2013078789 A1 WO 2013078789A1
Authority
WO
WIPO (PCT)
Prior art keywords
mobile terminal
nfc
electronic coupon
server
unique identifier
Prior art date
Application number
PCT/CN2012/071369
Other languages
English (en)
Chinese (zh)
Inventor
魏攀
赵栋
杨杰
傅启洪
范勇
Original Assignee
中兴通讯股份有限公司
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 中兴通讯股份有限公司 filed Critical 中兴通讯股份有限公司
Publication of WO2013078789A1 publication Critical patent/WO2013078789A1/fr

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/387—Payment using discounts or coupons
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04B—TRANSMISSION
    • H04B5/00—Near-field transmission systems, e.g. inductive or capacitive transmission systems
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/06—Authentication

Definitions

  • the invention relates to the field of Near-Field Communication (NFC) technology, and in particular to a method and system for acquiring and using an electronic coupon.
  • NFC Near-Field Communication
  • NFC is a short-range wireless communication technology, which has the advantages of short communication distance, fast speed, and one-touch use, which greatly increases the security and ease of use of device communication.
  • NFC technology combines Radio Frequency Identification (RFID) technology with smart card technology, making NFC technology ideal for handheld portable devices such as mobile phones and tablets.
  • RFID Radio Frequency Identification
  • NFC technology has three modes of operation: active mode, passive mode, and bidirectional mode. In the active mode, the NFC device actively sends out a radio frequency field to identify and read/write other NFC devices; in the passive mode, the NFC device is modeled as a card that can be read/written; in the bidirectional mode, the NFC device Both parties establish peer-to-peer communication connections for data interaction.
  • the main object of the present invention is to provide a method and system for acquiring and using electronic coupons, which solves the problem of requiring a large amount of participation of users in acquiring and using electronic coupons in the prior art. The problem.
  • the invention provides a method for obtaining and using an electronic coupon, comprising:
  • the mobile terminal having the Near Field Communication (NFC) function After obtaining the electronic coupon from the merchant's NFC device, the mobile terminal having the Near Field Communication (NFC) function returns the unique identifier of the mobile terminal to the NFC device;
  • NFC Near Field Communication
  • the server determines, according to the preset policy, whether the electronic coupon sent by the NFC device and the unique identifier of the mobile terminal need to be bound, and if necessary, saves the binding information to the server; when using the electronic coupon, the NFC function is used.
  • the mobile terminal establishes an NFC connection with the server, and after verification, the server returns a confirmation use response to the mobile terminal.
  • the method before using the electronic coupon, the method further includes: the mobile terminal that has acquired the electronic coupon binds the electronic coupon with its unique identifier, and sends the same to the other NFC-enabled mobile terminal through the NFC connection.
  • the other NFC-enabled mobile terminal transmits the binding information for verification when using the electronic coupon.
  • the method further includes: the server is associated with the mobile terminal according to the unique identifier of the mobile terminal, and performs payment by using an account of the mobile terminal.
  • the method further includes: modifying, by the server, the record saved by itself, specifically: deleting the binding information, or connecting the bound electronic coupon and the mobile terminal uniquely Identification, identified as used.
  • the e-coupon sent by the NFC device and the unique identifier of the mobile terminal are: an electronic coupon sent by the NFC device to the server by using a wireless or wired connection, and a mobile phone number of the mobile terminal, or an international mobile subscriber identity code. (IMSI).
  • IMSI international mobile subscriber identity code
  • the present invention also provides a system for acquiring and using an electronic coupon, comprising: a mobile terminal having an NFC function, an NFC device, and a server;
  • the NFC-enabled mobile terminal is configured to acquire an electronic device from a merchant's NFC device After the voucher, return the unique identifier of the mobile terminal to the NFC device;
  • the server is configured to determine, according to a preset policy, whether the electronic coupon sent by the NFC device and the unique identifier of the mobile terminal need to be bound, and if necessary, save the binding information to the server, when using the electronic coupon
  • the NFC-enabled mobile terminal establishes an NFC connection with the server, and after verification, the server returns a confirmation use response to the mobile terminal.
  • the system further includes: another mobile terminal having an NFC function, and the NFC-enabled mobile terminal that has acquired the electronic coupon is further configured to bind the electronic coupon with its unique identifier.
  • the NFC connection is sent to other NFC-enabled mobile terminals, and the other NFC-enabled mobile terminal transmits the binding information for verification when using the electronic coupon.
  • the server is further configured to, after the binding information is saved in the server, when the electronic coupon needs to be paid, associate with the mobile terminal according to the unique identifier of the mobile terminal, and pass the account of the mobile terminal. Make a payment.
  • the server is further configured to: after returning the confirmation use response, the server modifies the record saved by the server; wherein the record saved by the modification itself is: deleting the binding information, or The bound e-coupon and the unique identifier of the mobile terminal are identified as used.
  • the method and system for acquiring and using the electronic coupon provided by the present invention, after the mobile terminal having the NFC function obtains the electronic coupon from the NFC device of the merchant, returns the unique identifier of the mobile terminal to the NFC device; the server according to the preset The policy determines whether the electronic coupon sent by the NFC device and the unique identifier of the mobile terminal need to be bound, and if necessary, saves the binding information to the server; when using the electronic coupon, the mobile terminal and the server having the NFC function An NFC connection is established, and after verification, the server returns a confirmation use response to the mobile terminal.
  • the NFC technology can be effectively utilized, so that the acquisition and use of the electronic coupons no longer requires a large amount of participation of the user, and the related operations are automatically completed. Therefore, it has high commercial application value.
  • FIG. 1 is a schematic flow chart of a method for acquiring and using an electronic coupon according to the present invention
  • FIG. 2 is a schematic flowchart of a method for acquiring an electronic coupon according to an embodiment of the present invention
  • FIG. 3 is a schematic flow chart of a method for using an electronic coupon according to an embodiment of the present invention.
  • FIG. 4 is a schematic flowchart of a method for sharing an electronic coupon according to an embodiment of the present invention.
  • FIG. 5 is a schematic structural diagram of a system for acquiring and using an electronic coupon according to the present invention. detailed description
  • the basic idea of the present invention is: after obtaining the electronic coupon from the NFC device of the merchant, the mobile terminal having the NFC function returns the unique identifier of the mobile terminal to the NFC device; the server determines the electronic component sent by the NFC device according to the preset policy. Whether the unique identifier of the voucher and the mobile terminal needs to be bound, if necessary, the binding information is saved to the server; when the electronic voucher is used, the NFC-enabled mobile terminal establishes an NFC connection with the server, and after verification, the server The mobile terminal returns a confirmation use response.
  • FIG. 1 is a schematic flowchart of a method for acquiring and using an electronic coupon according to the present invention. As shown in FIG. 1, the method specifically includes the following steps:
  • Step 101 After obtaining the electronic coupon from the NFC device of the merchant, the mobile terminal having the NFC function returns the unique identifier of the mobile terminal to the NFC device.
  • the NFC-enabled mobile terminal obtains the electronic coupon from the NFC device of the merchant, including: the NFC-enabled mobile terminal establishes an NFC connection after entering the communication range of the NFC device, and the mobile terminal directly requests or directly The method of passive reception acquires electronic coupons from the NFC device.
  • Step 102 The server determines, according to the preset policy, whether the electronic coupon sent by the NFC device and the unique identifier of the mobile terminal need to be bound, and if necessary, save the binding information to the server;
  • the electronic voucher sent by the NFC device and the unique identifier of the mobile terminal are specifically: an electronic coupon sent by the NFC device to the server by using a wireless or wired connection, and a mobile phone number of the mobile terminal or an international mobile user identification Code (IMSI).
  • IMSI international mobile user identification Code
  • the method further includes: the server is associated with the mobile terminal according to the unique identifier of the mobile terminal, and performs payment by using an account of the mobile terminal.
  • Step 103 When the electronic coupon is used, the NFC-enabled mobile terminal establishes an NFC connection with the server, and after verification, the server returns a confirmation use response to the mobile terminal.
  • the NFC-enabled mobile terminal establishes an NFC connection with the server, specifically: the mobile terminal establishes an NFC connection after entering the communication range of the NFC device of the merchant, and connects to the server through the NFC device.
  • the verified server returns a confirmation use response to the mobile terminal, specifically: the mobile terminal sends the electronic coupon and its unique identifier to the server, and if the binding information is not required to be verified, the mobile terminal returns a confirmation use.
  • the binding information needs to be verified, the information sent by the mobile terminal is compared with the binding information saved by the server, and if they are consistent, the confirmation use response is returned to the mobile terminal.
  • the method further includes: the server modifying the record saved by itself, specifically: deleting the binding information, or the bound electronic coupon and the mobile The unique identifier of the terminal, identified as used. Further, if the electronic coupon does not restrict the identity of the user, the server may not modify the record saved by itself to share the use of other users of the electronic coupon.
  • the method further includes: the mobile terminal that has acquired the electronic coupon binds the electronic coupon with its unique identifier, and sends the other to the other through the NFC connection.
  • the NFC-enabled mobile terminal transmits the binding information for verification when the other electronic terminal having the NFC function uses the electronic coupon.
  • FIG. 2 is a schematic flowchart of a method for acquiring an electronic coupon according to an embodiment of the present invention, as shown in FIG.
  • the methods include:
  • Step 201 The NFC-enabled mobile terminal is brought close to the designated NFC communication location to obtain an electronic coupon.
  • the NFC communication location is a remote NFC device set by the merchant.
  • Step 202 The mobile terminal establishes an NFC P2P connection between the mobile terminal and the remote NFC device that stores the electronic coupon data.
  • Step 203 The mobile terminal receives the data of the electronic coupon sent by the remote NFC device through the NFC P2P connection, and sends the local number to the remote NFC device.
  • Step 204 The remote NFC device connects through the NFC P2P, and receives the mobile phone number sent by the mobile terminal.
  • Step 205 The electronic coupon data management server determines, according to a preset policy, whether the sent electronic coupon needs to be bound to the mobile phone number. If binding, step 206 is performed, otherwise the processing flow ends; Step 206, the electronic coupon data management server will The issued e-voucher is bound and saved with the received user's mobile phone number.
  • FIG. 3 is a schematic flowchart of a method for using an electronic coupon according to an embodiment of the present invention. As shown in FIG. 3, the method includes:
  • Step 301 Move the NFC-enabled mobile terminal to a designated NFC communication location using the electronic coupon;
  • Step 302 The mobile terminal establishes an NFC P2P connection between the mobile terminal and the remote NFC device that stores the electronic coupon data.
  • Step 303 The mobile terminal sends an e-coupon usage request, a e-coupon selected by the user, and a mobile phone number to the remote NFC device through the established NFC P2P connection.
  • Step 304 The remote NFC device returns a user-selected electronic coupon to the mobile terminal in response to the request of the mobile terminal, and receives the mobile phone number at the same time;
  • Step 305 The electronic coupon management server determines whether the electronic coupon has been bound to the mobile phone number, such as If it is bound, skip to step 306, otherwise skip to step 308;
  • Step 306 The electronic coupon management server determines whether the mobile phone number bound to the electronic coupon is consistent with the mobile phone number sent by the user. If yes, go to step 308, otherwise, go to step 307; Step 307, prompt the user that the electronic coupon is tied. The fixed mobile phone number does not match the received mobile phone number, prompting the user to enter the correct mobile phone number, and skipping to step 303;
  • Step 308 prompting the user to use the electronic coupon successfully.
  • FIG. 4 is a schematic flowchart of a method for sharing an electronic coupon according to an embodiment of the present invention. As shown in FIG. 4, the method includes:
  • Step 401 Move two mobile terminals with NFC functions to each other;
  • Step 402 Two mobile terminals establish an NFC connection between the two.
  • Step 403 The mobile terminal storing the electronic coupon binds the electronic ticket specified by the user to the local number through the established NFC connection, and transmits the mobile ticket to the mobile terminal at the other end;
  • Step 404 After the transmission is completed, the mobile terminal gives a prompt to prompt the mutual sharing of the electronic coupons of both parties.
  • FIG. 5 is a schematic structural diagram of a system for acquiring and using an electronic coupon according to the present invention. As shown in FIG. 5, the system includes: a mobile terminal 51 having an NFC function, an NFC device 52, and a server 53;
  • the NFC-enabled mobile terminal 51 is configured to return the unique identifier of the NFC-enabled mobile terminal 51 to the NFC device 52 after obtaining the electronic coupon from the merchant's NFC device 52;
  • the NFC-enabled mobile terminal 51 acquires the electronic coupon from the merchant's NFC device 52, including: the NFC-enabled mobile terminal 51 enters the communication range of the NFC device 52 to establish an NFC connection, and the NFC function is established.
  • the mobile terminal 51 acquires the electronic coupon from the NFC device 52 by means of an active request or direct passive reception.
  • the server 53 is configured to determine, according to a preset policy, the power sent by the NFC device 52. Whether the sub-coupon and the unique identifier of the NFC-enabled mobile terminal 51 need to be bound, if necessary, the binding information is saved to the server, and when the electronic coupon is used, the NFC-enabled mobile terminal 51 establishes with the server 53 The NFC is connected, and after verification, the server 53 returns a confirmation use response to the NFC-enabled mobile terminal 51.
  • the e-coupon sent by the NFC device 52 and the unique identifier of the mobile terminal are specifically: an electronic coupon sent by the NFC device 52 to the server 53 through a wireless or wired connection manner, and a mobile terminal 51 having an NFC function.
  • the NFC-enabled mobile terminal 51 establishes an NFC connection with the server 53. Specifically, the NFC-enabled mobile terminal 51 enters the communication range of the NFC device 52 of the merchant to establish an NFC connection, and passes the NFC device 52. Connect to server 53.
  • the verified server 53 returns a confirmation use response to the NFC-enabled mobile terminal 51, specifically: the NFC-enabled mobile terminal 51 sends the electronic coupon and its own unique identifier to the server 53, if no insurance is required Binding information, the acknowledgment use response is returned to the NFC-enabled mobile terminal 51, and if the binding information needs to be verified, the information sent by the mobile terminal 51 having the NFC function is compared with the binding information held by the server 53. If they match, a confirmation use response is returned to the NFC-enabled mobile terminal 51.
  • the server 53 is further configured to associate with the unique identifier of the NFC-enabled mobile terminal 51 to have an NFC function after the binding information is saved in the server 53 when the electronic coupon needs to be paid.
  • the mobile terminal 51 and pays through the account of the NFC-enabled mobile terminal 51.
  • the server 53 is further configured to: after returning the confirmation use response, the server 53 modifies the record saved by itself; wherein the record saved by the modification itself is specifically: deleting the binding information, or The unique identifier of the bound e-voucher and the NFC-enabled mobile terminal 51 is identified as used. Further, if the electronic coupon does not restrict the identity of the user, the server 53 may not modify the record saved by itself, so as to share the electronic coupon Used by his users.
  • the system further includes: another mobile terminal 54 having an NFC function, and the NFC-enabled mobile terminal 51 that has acquired the electronic coupon is further configured to bind the electronic coupon with its unique identifier.
  • the NFC-enabled mobile terminal 54 transmits to the NFC-enabled mobile terminal 54, and the NFC-enabled mobile terminal 54 transmits the binding information for verification when using the electronic coupon.

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Abstract

L'invention concerne un procédé d'acquisition et d'utilisation de coupon électronique comprenant les étapes suivantes: après acquisition d'un coupon électronique auprès d'un dispositif de communication en champ proche (NFC) d'un magasin, un terminal mobile ayant une fonction NFC renvoie un identificateur unique du terminal mobile au dispositif NFC; un serveur détermine, selon une règle pré-établie, s'il convient de lier le coupon électronique envoyé par le dispositif NFC et l'identificateur unique du terminal mobile, et si oui, il enregistre les informations de liaison dans un serveur; lorsque le coupon électronique est utilisé, le terminal mobile ayant la fonction NFC établit une connexion avec le serveur puis, après authentification, le serveur renvoie une réponse de confirmation d'utilisation au terminal mobile. L'invention concerne également un système. Le mode de réalisation selon l'invention permet une utilisation efficace de la technologie NFC, ainsi, l'acquisition et l'utilisation d'un coupon électronique peuvent être mises en œuvre sans grande implication de la part d'un utilisateur et des opérations connexes peuvent être effectuées automatiquement.
PCT/CN2012/071369 2011-11-28 2012-02-20 Système et procédé d'acquisition et d'utilisation de coupon électronique WO2013078789A1 (fr)

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CN201110385113.4 2011-11-28
CN2011103851134A CN103139154A (zh) 2011-11-28 2011-11-28 一种电子券的获取和使用的方法及***

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