446923 A7 B7 五、發明説明（1 ) <創作之範疇> 本創作是一可供金融提款裝置改進安全系統的方法，特 別是指使用正常密碼、暴力脅迫碼、以及陷阱碼等多密碼的 方式，來保障使用者人身及存款安全的方法。 <先前技術之描述> 由於科技的進步以及計算機、網路的普及，使得一些自動 化的提款裝置逐漸的取代了金融機構內服務人員的角色。雖 然人們享受到了自動化提款裝置的快捷與便利的服務，惟從 新聞媒體的報導得知，社會上常發生有人遭歹徒暴力威嚇說 出提款卡的密碼，或是提款卡遺失或被竊後遭人盜領，而遭受 到財產上的損失!現行的自動提款裝置僅以監視器監視提款 的過程，以及輸入密碼三次錯誤就將卡片收回，來保障存款人 的現行消極作法，無法有效的解決或減少自動提款裝置相關 的犯罪。 有鑑於此，本創作者乃以個人多年從事相關硏究之經驗， 從事硏究、改進之道，終於有一創新且功效良好之本發明產 生。 <創作之總論> 本發明之主要目的係在於提供一種多重密碼的系統，取 代單純的單一密碼的系統，適用於改進自動提款裝置的安全 系統。這種多重密碼系統的特徵包含正常的密碼、受到暴力 脅迫時所使用的暴力脅迫碼以及防止測試、找尋正確密碼而 存在的陷阱碼。多重密碼系統的工作方式如下： (请先閲讀背面之注$項再填寫本頁) 訂 經濟部智慧財1局8工消费合作杜印製 本紙依尺度適用中國國家椹準（CNS } 格（210X297公釐） 4469 2 3 A7 B7 五、發明説明（2 ) 1. 輸入的密碼和正常的密碼比較·如果輸入的密碼和正常的 密碼相同，自動提款裝置工作正常，可供正常提領。如果輸 入的密碼和正常的密碼不相同，系統至第二個步驟處理。 2. 輸入的密碼和暴力脅迫碼比較。如果輸入的密碼和暴力脅 迫碼相同，自動提款裝置不會顯示正確的結餘，自動提款裝 置會顯示較少的結餘，例如:顯示正確金額的十分之一，或是 一個較少損失的固定數目。同時，自動提款裝置會自動連 線通知警方，以及自動提款裝置會降低處理的速度，藉此有 更多的時間，讓警方趕抵現場。如果輸入的密碼和暴力脅迫 碼不相同，系統至第三個步驟處理。 3. 輸入的密碼和陷阱碼比較。如果輸入的密碼和陷阱碼相同， 自動提款裝置會設定提款卡片失效，並將該卡片沒收。如果 輸入的密碼和陷阱碼不相同，系統會顯示密碼錯誤,等待再 一次的密碼輸入，並至第一步處理。 本創作實施時，使用者必須先行設定正常的密碼、暴力脅 迫碼以及系統遭遇暴力脅迫碼時，用何種方式顯示結餘的金 額。使用者在受到暴力脅迫時，可自行使用向外求援，或是將 此暴力脅迫碼交由歹徒使用，因歹徒分不淸楚系統對於正常 密碼和暴力脅迫碼反應的差異，且又可以提領金錢，對於受害 本纸張尺度逋用中圉B家橾率（CNS ) A4规格U10X297公釐） (請先聞讀背面之注意事項再填寫本頁) 訂 -線 經濟部智慧財產局員工消費合作社印製 4469 23 A7 B7 五、發明説明（3 ) 者處於暴力威脅下的生命有更好的保障丨雖然目前提款機 裝置利用每日提款有限制的方式來保護使用者，但當正確的 結餘額可從提款裝置中得知時，受害者的人身安全並沒有保 障。所以，當系統接收到暴力脅迫碼之後會自動連線通知警 方，以及自動提款裝置會顯示較少的結餘額，實爲本系統能夠 保障使用者人身安全的關鍵。 此外，陷阱碼是根據使用者的個人基本資料而自動產生 的。陷阱碼是根據本硏究小組針對國人選取密碼習慣的抽樣 調査報告而產生的。根據抽樣的結果顯示，爲了方便記憶，有 33%的人使用生日的月份兩碼和生日的日期兩碼做爲密碼, 也有11%的人使用電話號碼的前四或後四碼做爲密碼，同時 也有7%的人使用身份證字號的前四或後四碼做爲密碼。此 種選取密碼的習慣，會造成當皮包遺失、失竊後，在皮包內的 身份證件以及名片上的電話號碼的提示給予了歹徒盜領的 機會。如果將這一些選取方式而產生的密碼設定成陷阱碼, 即使皮包遺失、失竊後，歹徒亦不敢冒然的嘗試尋找正確的 密碼》所以，這一些使用生日、身份證字號 '以及電話號碼 成爲密碼的選取方式應該加以保護。當使用者不慎將卡片與 證件遺失尙未掛失前，此時陷阱碼便成爲保護使用者的最後 本纸張尺度逋用中國困家樣準（CNS > A4规格（210X297公釐） (請先閲讀背面之注意事項再填寫本頁) 訂 9 經濟部智慧財產局員工消«合作社印» 4469 23 A7 B7 五、發明説明（4 ) 一道防線。 綜合以上，本創作的確可提供使用者有效且主動的保 護。對於遏止脅迫取財之犯罪，杜絕歹徒投機的心態，安定社 會秩序，有立竿見影之效。而本系統之實行，僅需將現行自動 提款裝置稍加修正即可，其經濟效益與社會成本的比値幾乎 爲零。且該項見解尙未見諸公開使用，合於專利法規之規範， 懇賜准專利是幸。 需陳明者，以上所陳爲本創作較佳具體實施例，若依本創 作之構想所作之改變，其產生的功能未超過本創作說明所涵 蓋之精神時，均應在本創作之範圍內，合予陳明。 (請先聞讀背面之注$項再填寫本頁) 經濟部智慧財表局員工消費合作社印较 本紙張尺度適用令國國家榡準（〇^)从洗格（210父297公藿）446923 A7 B7 V. Description of the Invention (1) < Scope of Creation > This creation is a method for improving the security system of financial withdrawal devices, especially using multiple passwords such as normal passwords, brute force codes, and trap codes. Way to protect the safety of users and deposits. < Description of the prior art > Due to the advancement of technology and the popularization of computers and the Internet, some automated cash withdrawal devices have gradually replaced the role of service personnel in financial institutions. Although people enjoy the fast and convenient service of automated cash withdrawal devices, it is reported from news media that there are often people in the society who are threatened by gangsters with violence to say the password of the cash card, or the cash card is lost or stolen. After being stolen by someone else, they suffered a loss of property! The current automatic withdrawal device only monitors the withdrawal process with a monitor, and recovers the card three times after entering the password incorrectly to protect the depositor's current negative practices. Effectively resolve or reduce crimes related to ATMs. In view of this, the creator based on his years of personal research experience, research and improvement, and finally came up with an innovative and effective invention. < Summary of Creation > The main object of the present invention is to provide a system with multiple passwords, replacing a system with a single password, which is suitable for improving the security system of an automatic teller machine. The characteristics of this multiple password system include normal passwords, brute-force codes used when subjected to brute force, and trap codes that prevent testing and find the correct password. The working method of the multi-password system is as follows: (Please read the note $ on the back before filling this page) Order the 8-industry consumer cooperation of the Ministry of Economic Affairs, Smart Wealth, and the printed paper is applicable to the Chinese National Standard (CNS) standard (210X297) (Mm) 4469 2 3 A7 B7 V. Description of the invention (2) 1. Comparison of the entered password and the normal password · If the entered password is the same as the normal password, the ATM device works normally and is available for withdrawal. If The entered password is different from the normal password, and the system proceeds to the second step. 2. The entered password is compared with the brute force code. If the entered password and the brute force code are the same, the ATM device will not display the correct balance. The ATM device will show less balance, such as: displaying one-tenth of the correct amount, or a fixed number with less loss. At the same time, the ATM device will automatically connect to notify the police and the ATM device It will reduce the processing speed, so that more time will be allowed for the police to arrive at the scene. If the password entered and the brute force code are not the same, the system proceeds to the third step 3. Compare the entered password and trap code. If the entered password and the trap code are the same, the ATM device will set the withdrawal card to be invalid and the card will be confiscated. If the entered password and the trap code are different, the system will display The password is wrong, wait for the password to be entered again, and proceed to the first step. When this creation is implemented, the user must first set the normal password, violent duress code, and how to display the balance amount when the system encounters the violent duress code. When users are threatened by violence, they can use their own external help, or they can use this violence code to the gangsters, because the gangsters can't distinguish the response of the system to the normal password and the violent code, and can also improve Get money, for the paper size of the victim, use the B-household rate (CNS) A4 specification U10X297 mm (please read the precautions on the back before filling this page) Order-line employees of the Intellectual Property Bureau of the Ministry of Economy Printed by the cooperative 4469 23 A7 B7 V. Invention description (3) The life of the person under threat of violence is better protected 丨 Although the current cash dispenser device is beneficial There are daily withdrawal limit of ways to protect the user, but when the right balance can be learned from the withdrawal device, the safety of the victim and no safeguards. Therefore, when the system receives the violent intimidation code, it will automatically connect to notify the police, and the ATM device will display a smaller balance, which is the key to the system's protection of the user's personal safety. In addition, the trap code is automatically generated based on the user's personal profile. The trap code was generated based on the sample survey report of the research team on the password habits of Chinese people. According to the sampling results, for the convenience of remembering, 33% of people use the two-month code of the birthday and the two-day code of the birthday as the password, and 11% use the first or last four digits of the phone number as the password. At the same time, 7% of people use the first four or last four digits of the ID number as their password. This habit of choosing passwords will cause the identity card in the bag and the phone number on the business card to give the robbers the opportunity to steal the bag after the bag is lost or stolen. If the password generated by these selection methods is set as a trap code, even after the bag is lost or stolen, the gangster will not dare to try to find the correct password. Therefore, these birthdays, ID numbers, and phone numbers become The password selection method should be protected. When the user accidentally loses the card and certificate without reporting it, the trap code becomes the last paper size to protect the user. It is in accordance with the Chinese standards (CNS > A4 size (210X297 mm)) (Please Read the precautions on the back before filling this page) Order 9 Employees of the Intellectual Property Bureau of the Ministry of Economic Affairs «Cooperative Seal» 4469 23 A7 B7 V. Invention Description (4) A line of defense. Based on the above, this creation can indeed provide users with effective and effective Proactive protection. To curb the crime of coercion and gaining money, to stop the gangsters' speculative mentality, and to stabilize the social order, it has an immediate effect. However, the implementation of this system only needs to slightly modify the existing automatic withdrawal device, and its economic benefits The ratio to social costs is almost zero. And this insight has not been publicly used, and it is in line with the regulations of patent regulations. It is fortunate to grant a quasi-patent. Those who need to know the above are the preferred embodiments of the creation. If the changes made according to the concept of this creation do not exceed the spirit covered by this creation description, they should all be shared with Chen Ming within the scope of this creation. (Please first After reading the note on the back of the article, please fill in this page) Printed by the Consumer Finance Cooperative of the Smart Financial Statements Bureau of the Ministry of Economic Affairs This paper is applicable to the standard of the country (0 ^) from Xige (210 fathers 297)