MX2017015821A - Sistemas y metodos para extender credito a empresas pequeñas/medianas. - Google Patents
Sistemas y metodos para extender credito a empresas pequeñas/medianas.Info
- Publication number
- MX2017015821A MX2017015821A MX2017015821A MX2017015821A MX2017015821A MX 2017015821 A MX2017015821 A MX 2017015821A MX 2017015821 A MX2017015821 A MX 2017015821A MX 2017015821 A MX2017015821 A MX 2017015821A MX 2017015821 A MX2017015821 A MX 2017015821A
- Authority
- MX
- Mexico
- Prior art keywords
- credit
- systems
- medium
- methods
- small
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
- G06Q20/023—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] the neutral party being a clearing house
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/24—Credit schemes, i.e. "pay after"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/351—Virtual cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Theoretical Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- Finance (AREA)
- Economics (AREA)
- Development Economics (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Marketing (AREA)
- Technology Law (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Una cuenta de crédito se establece para un comerciante. Un límite de crédito variable se establece para la cuenta de crédito. Se recibe una indicación de que el comerciante ha aceptado una transacción de cuenta de pago que es cargada a una cuenta de pago del cliente. Una cantidad de la transacción puede ser asociada con la transacción de cuenta de pago. La indicación también puede señalar que la transacción de cuenta de pago ha sido autorizada por un emisor de la cuenta de pago del cliente. Puede haber una respuesta en tiempo real a la indicación al incrementar instantáneamente el límite de crédito variable para la cuenta de crédito del comerciante por una cantidad que corresponde a la cantidad de la transacción.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US14/735,763 US20160364795A1 (en) | 2015-06-10 | 2015-06-10 | Systems and methods for extending credit to small/medium-sized enterprises |
PCT/US2016/034034 WO2016200609A1 (en) | 2015-06-10 | 2016-05-25 | Systems and methods for extending credit to small/medium-sized enterprises |
Publications (1)
Publication Number | Publication Date |
---|---|
MX2017015821A true MX2017015821A (es) | 2018-04-30 |
Family
ID=57504312
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
MX2017015821A MX2017015821A (es) | 2015-06-10 | 2016-05-25 | Sistemas y metodos para extender credito a empresas pequeñas/medianas. |
Country Status (6)
Country | Link |
---|---|
US (1) | US20160364795A1 (es) |
EP (1) | EP3308337A4 (es) |
CN (1) | CN107615319A (es) |
BR (1) | BR112017025206A2 (es) |
MX (1) | MX2017015821A (es) |
WO (1) | WO2016200609A1 (es) |
Families Citing this family (7)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20170018029A1 (en) * | 2015-07-16 | 2017-01-19 | Moneygram International, Inc. | Systems and methods for utilizing a money transfer network to facilitate lending |
JP6166834B1 (ja) * | 2016-12-27 | 2017-07-19 | ヤフー株式会社 | 判定装置、判定方法及び判定プログラム |
US11367070B2 (en) * | 2017-09-19 | 2022-06-21 | The Toronto-Dominion Bank | System and method for provisioning a data transfer application |
US11688003B2 (en) * | 2017-09-19 | 2023-06-27 | The Toronto-Dominion Bank | System and method for integrated application and provisioning |
CA3017883A1 (en) * | 2017-09-19 | 2019-03-19 | The Toronto-Dominion Bank | System and method for integrated application and provisioning |
US11227354B2 (en) | 2019-05-20 | 2022-01-18 | The Toronto-Dominion Bank | Integration of workflow with digital ID |
US11367059B2 (en) | 2019-10-31 | 2022-06-21 | The Toronto-Dominion Bank | Integrated credit application and merchant transaction including concurrent visualization of transaction details |
Family Cites Families (11)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JP2002007918A (ja) * | 2000-06-23 | 2002-01-11 | Akesesu:Kk | 決済処理方法 |
KR100353775B1 (ko) * | 2001-07-27 | 2002-09-28 | 이민수 | 매출액을 신용대출 한도와 연계한 신용카드 서비스 시스템및 그 방법 |
JP2005208874A (ja) * | 2004-01-22 | 2005-08-04 | Dainippon Printing Co Ltd | 子カードを利用した店舗代金精算方法 |
EP1861807B1 (en) * | 2005-03-24 | 2012-11-07 | Privaris, Inc. | Biometric identification device with smartcard capabilities |
JP4586051B2 (ja) * | 2007-08-03 | 2010-11-24 | 株式会社日立ハイテクノロジーズ | 走査型電子顕微鏡 |
JP2009252080A (ja) * | 2008-04-09 | 2009-10-29 | Oki Electric Ind Co Ltd | クレジット決済管理装置、クレジット決済管理システム、および方法、並びにプログラム |
US20090327107A1 (en) * | 2008-06-30 | 2009-12-31 | Raghav Lal | Consumer spending threshold evaluation |
US8429048B2 (en) * | 2009-12-28 | 2013-04-23 | Visa International Service Association | System and method for processing payment transaction receipts |
US20130191279A1 (en) | 2012-01-20 | 2013-07-25 | Bank Of America Corporation | Mobile device with rewritable general purpose card |
US9129278B2 (en) * | 2012-03-30 | 2015-09-08 | Intuit Inc. | Pre-allocating merchant ID in a credit card processor entity system by a master merchant |
CN104680361B (zh) * | 2015-02-05 | 2018-05-15 | 王钧 | 一种基于第三方平台的取现方法和*** |
-
2015
- 2015-06-10 US US14/735,763 patent/US20160364795A1/en not_active Abandoned
-
2016
- 2016-05-25 CN CN201680032827.8A patent/CN107615319A/zh active Pending
- 2016-05-25 MX MX2017015821A patent/MX2017015821A/es unknown
- 2016-05-25 BR BR112017025206A patent/BR112017025206A2/pt not_active Application Discontinuation
- 2016-05-25 WO PCT/US2016/034034 patent/WO2016200609A1/en active Application Filing
- 2016-05-25 EP EP16808018.2A patent/EP3308337A4/en not_active Withdrawn
Also Published As
Publication number | Publication date |
---|---|
EP3308337A1 (en) | 2018-04-18 |
WO2016200609A1 (en) | 2016-12-15 |
CN107615319A (zh) | 2018-01-19 |
BR112017025206A2 (pt) | 2018-08-07 |
EP3308337A4 (en) | 2018-12-19 |
US20160364795A1 (en) | 2016-12-15 |
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