MX2018002007A - Dispositivos de pago que tienen multiples modos para conducir transacciones financieras. - Google Patents
Dispositivos de pago que tienen multiples modos para conducir transacciones financieras.Info
- Publication number
- MX2018002007A MX2018002007A MX2018002007A MX2018002007A MX2018002007A MX 2018002007 A MX2018002007 A MX 2018002007A MX 2018002007 A MX2018002007 A MX 2018002007A MX 2018002007 A MX2018002007 A MX 2018002007A MX 2018002007 A MX2018002007 A MX 2018002007A
- Authority
- MX
- Mexico
- Prior art keywords
- substitute
- financial transactions
- details
- multiple modes
- payment devices
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/357—Cards having a plurality of specified features
- G06Q20/3572—Multiple accounts on card
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4018—Transaction verification using the card verification value [CVV] associated with the card
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Se proporcionan tarjetas de pago y también los sistemas y métodos para gestionar de manera segura transacciones financieras utilizando las tarjetas de pago: en una implementación, una tarjeta de pago incluye un primer componente incorporado en un substrato de plástico, en donde el primer componente está configurado para proporcionar detalles de una primera cuenta sustituta asociada con credenciales válidas de un titular de tarjeta: la tarjeta de pago también incluye al menos un componente adicional incorporado en el substrato de plástico; cada uno de los componentes adicionales está configurado para proporcionar detalles de al menos una cuenta sustituta adicional asociada con las credenciales válidas del titular de tarjeta; cada cuenta sustituta incluye detalles que son distintos de los detalles de cada una de las otras cuentas sustitutas; también, al menos una de las cuentas sustitutas es proporcionada a un comerciante para conducir una transacción financiera con el comerciante.
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US201562282991P | 2015-08-17 | 2015-08-17 | |
PCT/US2016/047329 WO2017031198A1 (en) | 2015-08-17 | 2016-08-17 | Payment devices having multiple modes of conducting financial transactions |
US15/239,122 US11157895B2 (en) | 2015-08-17 | 2016-08-17 | Payment devices having multiple modes of conducting financial transactions |
Publications (1)
Publication Number | Publication Date |
---|---|
MX2018002007A true MX2018002007A (es) | 2018-11-09 |
Family
ID=58051305
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
MX2018002007A MX2018002007A (es) | 2015-08-17 | 2016-08-17 | Dispositivos de pago que tienen multiples modos para conducir transacciones financieras. |
Country Status (7)
Country | Link |
---|---|
US (1) | US11157895B2 (es) |
AU (1) | AU2016308150B2 (es) |
BR (1) | BR112018003090A2 (es) |
CA (1) | CA2996145A1 (es) |
MX (1) | MX2018002007A (es) |
SG (1) | SG11201801267RA (es) |
WO (1) | WO2017031198A1 (es) |
Families Citing this family (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US11147459B2 (en) * | 2018-01-05 | 2021-10-19 | CareBand Inc. | Wearable electronic device and system for tracking location and identifying changes in salient indicators of patient health |
US10729211B2 (en) | 2018-04-12 | 2020-08-04 | CareBand Inc. | Wristband locking mechanism, wristband, wearable electronic device and method of securing an article to a person |
US11978555B2 (en) | 2020-04-08 | 2024-05-07 | CareBand Inc. | Wearable electronic device and system using low-power cellular telecommunication protocols |
US11961088B2 (en) * | 2020-04-21 | 2024-04-16 | Jpmorgan Chase Bank, N.A. | System and method for providing temporal card verification value (CVV) for secure online transaction processing |
US11503434B2 (en) * | 2020-04-22 | 2022-11-15 | CareBand Inc. | Method and system for connectivity between a personal area network and an internet protocol network via low power wide area network wearable electronic device |
DE102021004951A1 (de) * | 2021-10-01 | 2023-04-06 | Giesecke+Devrient Mobile Security Gmbh | Kartenförmiger Datenträger |
Family Cites Families (13)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4443027A (en) | 1981-07-29 | 1984-04-17 | Mcneely Maurice G | Multiple company credit card system |
DE3906349A1 (de) * | 1989-03-01 | 1990-09-13 | Hartmut Hennige | Verfahren und vorrichtung zur vereinfachung des gebrauchs einer vielzahl von kreditkarten u. dgl. |
US6631849B2 (en) * | 2000-12-06 | 2003-10-14 | Bank One, Delaware, National Association | Selectable multi-purpose card |
WO2003010701A1 (en) | 2001-07-24 | 2003-02-06 | First Usa Bank, N.A. | Multiple account card and transaction routing |
US20080017720A1 (en) * | 2006-07-06 | 2008-01-24 | Kranzley Arthur D | Multi-use payment card and methods of using same |
US9251637B2 (en) | 2006-11-15 | 2016-02-02 | Bank Of America Corporation | Method and apparatus for using at least a portion of a one-time password as a dynamic card verification value |
US20090187507A1 (en) * | 2006-12-20 | 2009-07-23 | Brown Kerry D | Secure financial transaction network |
WO2009089099A1 (en) | 2008-01-04 | 2009-07-16 | M2 International Ltd. | Dynamic card verification value |
US8261977B2 (en) | 2009-03-27 | 2012-09-11 | Mastercard International Incorporated | Methods and systems for using an interface and protocol extensions to perform a financial transaction |
WO2011005848A2 (en) | 2009-07-07 | 2011-01-13 | Chenot Richard H | Systems and methods for per-transaction financial card enabled personal financial management |
US8615468B2 (en) | 2010-01-27 | 2013-12-24 | Ca, Inc. | System and method for generating a dynamic card value |
US20120153028A1 (en) | 2010-12-15 | 2012-06-21 | Poznansky Amir | Transaction Card with dynamic CVV |
US8977569B2 (en) | 2011-09-29 | 2015-03-10 | Raj Rao | System and method for providing smart electronic wallet and reconfigurable transaction card thereof |
-
2016
- 2016-08-17 SG SG11201801267RA patent/SG11201801267RA/en unknown
- 2016-08-17 BR BR112018003090A patent/BR112018003090A2/pt not_active Application Discontinuation
- 2016-08-17 WO PCT/US2016/047329 patent/WO2017031198A1/en active Application Filing
- 2016-08-17 US US15/239,122 patent/US11157895B2/en active Active
- 2016-08-17 CA CA2996145A patent/CA2996145A1/en not_active Abandoned
- 2016-08-17 AU AU2016308150A patent/AU2016308150B2/en active Active
- 2016-08-17 MX MX2018002007A patent/MX2018002007A/es unknown
Also Published As
Publication number | Publication date |
---|---|
AU2016308150A1 (en) | 2018-03-08 |
BR112018003090A2 (pt) | 2018-09-25 |
AU2016308150B2 (en) | 2022-05-19 |
CA2996145A1 (en) | 2017-02-23 |
US20170053267A1 (en) | 2017-02-23 |
SG11201801267RA (en) | 2018-05-30 |
WO2017031198A1 (en) | 2017-02-23 |
US11157895B2 (en) | 2021-10-26 |
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