KR101910915B1 - Method for producing overseas payment service connecting domestic card and card company server performing the same - Google Patents
Method for producing overseas payment service connecting domestic card and card company server performing the same Download PDFInfo
- Publication number
- KR101910915B1 KR101910915B1 KR1020160130025A KR20160130025A KR101910915B1 KR 101910915 B1 KR101910915 B1 KR 101910915B1 KR 1020160130025 A KR1020160130025 A KR 1020160130025A KR 20160130025 A KR20160130025 A KR 20160130025A KR 101910915 B1 KR101910915 B1 KR 101910915B1
- Authority
- KR
- South Korea
- Prior art keywords
- card
- foreign
- payment
- overseas
- card information
- Prior art date
Links
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
- G06Q10/067—Enterprise or organisation modelling
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/10—Office automation; Time management
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Strategic Management (AREA)
- Human Resources & Organizations (AREA)
- General Business, Economics & Management (AREA)
- Physics & Mathematics (AREA)
- Entrepreneurship & Innovation (AREA)
- Theoretical Computer Science (AREA)
- Economics (AREA)
- General Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- Marketing (AREA)
- Operations Research (AREA)
- Finance (AREA)
- Development Economics (AREA)
- Quality & Reliability (AREA)
- Tourism & Hospitality (AREA)
- Game Theory and Decision Science (AREA)
- Educational Administration (AREA)
- Data Mining & Analysis (AREA)
- Technology Law (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
- Cash Registers Or Receiving Machines (AREA)
- User Interface Of Digital Computer (AREA)
- Controls And Circuits For Display Device (AREA)
Abstract
According to an embodiment of the present invention, there is provided a method for providing an overseas settlement service in which a card issuer server is associated with a domestic dedicated card, the method comprising: (a) receiving a foreign card issuance request from a user terminal; Mapping a predetermined out-of-pocket card number; (b) determining whether to approve payment if a payment approval request through the generated foreign card number is received from an overseas merchant terminal; And (c) sending a settlement approval result to the foreign merchant terminal when the settlement approval is completed, and supporting the charge including the amount approved for payment with the foreign-use card number when requesting the settlement amount for the domestic exclusive card A method of providing an overseas settlement service is provided.
Description
The present invention relates to a method of providing an overseas settlement service in connection with a domestic exclusive card and a card issuer server performing the method. More particularly, the present invention relates to an overseas payment card number or a temporary payment card for overseas payment, Since the payment amount is charged to the card for domestic use, it is not necessary for the user to prepare or carry a separate card for overseas payment. Therefore, the method of providing the overseas payment service linked with the card for domestic use And a card issuer server for performing the same.
Recently, as overseas travelers have increased and travelers have been purchasing goods overseas, a growing number of travelers are trying to purchase goods while traveling through credit cards.
However, in overseas settlement services provided at present, when a consumer wants to purchase goods, it is required to obtain a card that can be paid abroad before departure, and payment can be made only if the card is carried.
In addition, since the payment can be made only by a card capable of overseas settlement, it is impossible to settle a payment using an existing domestic card when traveling abroad. Therefore, a consumer who does not have a card capable of overseas settlement must additionally issue a card There is an inconvenience.
Accordingly, there is an increasing demand for a system for enabling an overseas settlement service to be available through an existing domestic dedicated card without having a card for overseas settlement, and a solution for the above problem is urgently needed.
SUMMARY OF THE INVENTION The present invention has been made in order to solve the problems of the prior art described above, and it is an object of the present invention to provide a card for domestic use and a temporary payment card, And it is an object of the present invention to provide a method of providing an overseas settlement service in connection with a card for domestic use intended to provide convenience to users in using an overseas settlement and a card issuer server performing the same.
The objects of the present invention are not limited to the above-mentioned objects, and other objects not mentioned can be clearly understood from the following description.
According to another aspect of the present invention, there is provided a method of providing an overseas payment service associated with a domestic card, the method comprising the steps of: (a) receiving a foreign card issuing request from a user terminal; Mapping the user's private card information to a predetermined foreign card number; (b) determining whether to approve payment if a payment approval request through the generated foreign card number is received from an overseas merchant terminal; And (c) sending a settlement approval result to the foreign merchant terminal when the settlement approval is completed, and supporting the charge including the amount approved for payment with the foreign-use card number when requesting the settlement amount for the domestic exclusive card A method of providing an overseas settlement service is provided.
The step (b) may include a step of accepting rejection of a payment request for a subsequent foreign merchant store when a loss report of a real card corresponding to the foreign card is received.
The step (a) may include the step of, when the foreign card issuing request is received from the user terminal, allowing the real card having the foreign card number to be paid to the user at a predetermined location.
(d) if there is no payment approval request through the foreign-use card number for a predetermined period of time, or if a loss report of the real card corresponding to the foreign-use card number is received, or if there is a request to end the overseas payment service, And terminating providing the overseas settlement service if the payment settlement service is located in Korea.
The foreign-use card number in the step (a) is transmitted to the user terminal in the form of a text message including a card number, a bar code, a QR code, etc., so that the user does not have a separate card And a combination of numbers that can be paid through the overseas merchant terminal.
The method according to claim 1, wherein, in the step (b), when a payment approval request is received from the foreign merchant terminal through the generated foreign card number, And if the card information is found not to exist, determining that the request has been rejected for the requested payment.
According to another embodiment of the present invention, there is provided a card information mapping unit for mapping a card ID of a user to a card ID of a card for use in a foreign country when a request for issuing an international card is received from a user terminal. A settlement approval unit for determining whether to approve payment when a payment approval request is received from the foreign merchant terminal through the generated foreign card number; And a settlement amount processing unit for sending a settlement approval result to the foreign merchant terminal when the settlement approval is completed, and for claiming the settlement amount approved for the domestic use card number, A card issuer server is provided.
The settlement approval unit may accept the rejection processing of the subsequent overseas merchant payment request when the loss report of the real card corresponding to the foreign card number is received.
The card information mapping unit may support a payment of the physical card having the foreign-used card number at a predetermined location to the user when the overseas card issuance request is received from the user terminal.
When there is no payment approval request through the foreign card number for a predetermined period or when a loss report of the real card corresponding to the foreign card number is received or when the user terminal is requested to be terminated An overseas settlement service provision termination unit for terminating the overseas settlement service provision in the case where the overseas settlement service termination is provided.
The foreign-use card number is transmitted to the user terminal in the form of a text message including a card number, a bar code, a QR code, etc., so that the user does not need to have a separate card to use the overseas payment service, And a combination of numbers that can be settled through the merchant terminal.
The settlement approval unit checks the foreign-use card number when the payment authorization request is received from the foreign franchise terminal through the generated foreign-use card number, and transmits the domestic-only card information mapped to the foreign- It is possible to determine the rejection of the request received payment.
According to an embodiment of the present invention, when a customer desires to use an overseas settlement service, since the overseas settlement service can be used only by registering the card information for domestic use, convenience of the user can be provided in using the overseas settlement service have.
In addition, according to the embodiment of the present invention, since an overseas card number associated with a domestic card can be issued through a mobile, a customer can use an overseas payment service without having a separate card for overseas payment There are advantages.
In addition, according to an embodiment of the present invention, since a temporary overseas settlement service can be used by utilizing a conventional domestic card, a customer can use an overseas settlement service without issuing an additional card to use an overseas settlement service .
It should be understood that the effects of the present invention are not limited to the above effects and include all effects that can be deduced from the detailed description of the present invention or the configuration of the invention described in the claims.
FIG. 1 is a view schematically showing a configuration of a system for providing an overseas settlement service in connection with a card for domestic use according to an embodiment of the present invention.
2 is a block diagram illustrating the configuration of a card issuer server according to an embodiment of the present invention.
3 is a flowchart illustrating a process of providing an overseas settlement service associated with a domestic dedicated card according to an exemplary embodiment of the present invention.
DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, the present invention will be described with reference to the accompanying drawings. The present invention may, however, be embodied in many different forms and should not be construed as limited to the embodiments set forth herein. In order to clearly illustrate the present invention, parts not related to the description are omitted, and similar parts are denoted by like reference characters throughout the specification.
Throughout the specification, when a part is referred to as being "connected" to another part, it includes not only "directly connected" but also "indirectly connected" . Also, when an element is referred to as "comprising ", it means that it can include other elements, not excluding other elements unless specifically stated otherwise.
Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings.
FIG. 1 is a view schematically showing a configuration of a system for providing an overseas settlement service in connection with a card for domestic use according to an embodiment of the present invention.
Referring to FIG. 1, the system for providing a financial transaction approval uninterrupted service through proxy approval according to an exemplary embodiment of the present invention includes an
First, not only the
The
The
The
The
The
The
The
The
When the payment approval request is received from the
According to an embodiment of the present invention, when the
According to another embodiment of the present invention, when it is determined that there is no pre-registered domestic card corresponding to the received foreign card number, the
If the
When the
The temporary payment card may be a card previously issued by the user before departure, and may be configured to enable recognition and settlement through the
When the payment authorization request for the temporary payment card is received from the
According to an embodiment of the present invention, when the
According to another embodiment of the present invention, when it is determined that there is no pre-registered domestic card corresponding to the received temporary payment card information, the
When the settlement approval is completed, the
The
The
2 is a block diagram showing the configuration of a
2, a
The card
In addition, the card
For example, the card
The card
Specifically, the card
When the settlement approval request is received from the
According to an embodiment of the present invention, when the
According to another embodiment of the present invention, when the
When the
According to an embodiment of the present invention, when the
According to another embodiment of the present invention, when the payment approval request for the temporary payment card is received from the
The
Specifically, the
The determination as to whether or not the predetermined payment limit amount is exceeded is made based on a judgment as to whether or not the amount to be paid exceeds a preset payment limit amount, And a determination as to whether or not the amount of money exceeds a total charging limit amount of the domestic dedicated card set in advance.
For example, if the user tries to pay $ 263 through the overseas card number or the temporary payment card, and the pre-established limit per payment is 500,000 for the associated domestic card, It is determined that the amount of money to be paid does not exceed the preset amount per one-time payment amount of 500,000 won by calculating the automatic exchange rate to the original amount of $ 263 to approve the payment. On the other hand, if the user wishes to pay a payment amount of $ 657, it is determined that the amount exceeded the preset limit of 500,000 KRW, which is a preset amount, in the calculation of the automatic exchange rate.
Also, for example, if a user tries to pay $ 263 through an overseas card number or a temporary payment card and the pre-established one month charge limit is 1,000,000 won for the associated domestic card, The
The settlement
For example, if the amount of money approved for overseas payment using the overseas card number or temporary payment card registered in advance and mapped to the domestic card owned by the user is $ 700, the amount calculated based on the exchange rate is 780,000 won Assuming that the bill for the month used in Korea through the domestic card is 220,000 won, the
The overseas settlement service
3 is a flowchart illustrating a process of providing an overseas settlement service associated with a domestic dedicated card according to an exemplary embodiment of the present invention.
3 (a), a flow chart for providing an overseas settlement service associated with a domestic exclusive card through a mobile will be described. A user can register a domestic exclusive card through the user terminal 100 (S311 ).
When card information for domestic use is registered through the
The
Thereafter, the user can perform overseas settlement through the foreign-use card number associated with the domestic-only card (S314).
When the user requests approval of overseas payment through the foreign card number generated in advance from the
If the settlement is approved through the confirmation of the card number for which payment has been requested, the credit
On the other hand, if the settlement is rejected through the confirmation of the number of the foreign-use card requested for payment approval, the credit
As shown in FIG. 3 (b), a flowchart of providing an overseas settlement service in connection with a domestic exclusive card through off-line will be described. In step S321, the user can receive a temporary payment card before departing overseas.
Thereafter, the user can register the private card information for domestic use and the information of the temporary payment card that has been issued in advance in the
The user can perform overseas settlement through the temporary payment card registered in advance in association with the card for domestic use (S323).
If the user requests approval of overseas payment through the temporary payment card registered in advance from the
When the payment is approved through the confirmation of the payment card information requested for payment approval, the
On the other hand, when the payment is approved through the confirmation of the temporary payment card information requested for payment approval, the credit
As described above, according to the embodiment of the present invention, when the consumer intends to use the overseas settlement service, since the overseas settlement service can be used only by registering the card information for domestic use, .
In addition, according to the embodiment of the present invention, since an overseas card number associated with a domestic card can be issued through a mobile, a customer can use an overseas payment service without having a separate card for overseas payment There are advantages.
In addition, according to an embodiment of the present invention, since a temporary overseas settlement service can be used by utilizing a conventional domestic card, a customer can use an overseas settlement service without issuing an additional card to use an overseas settlement service .
It will be understood by those skilled in the art that the foregoing description of the present invention is for illustrative purposes only and that those of ordinary skill in the art can readily understand that various changes and modifications may be made without departing from the spirit or essential characteristics of the present invention. will be. It is therefore to be understood that the above-described embodiments are illustrative in all aspects and not restrictive. For example, each component described as a single entity may be distributed and implemented, and components described as being distributed may also be implemented in a combined form.
The scope of the present invention is defined by the appended claims, and all changes or modifications derived from the meaning and scope of the claims and their equivalents should be construed as being included within the scope of the present invention.
100: User terminal
200: card company server
210: Card information mapping unit
220:
230: Payment Amount Processing Section
240: Termination of overseas settlement service provision
300: Overseas merchant terminal
Claims (12)
(a) generating foreign-use card information that can be used abroad when the domestic-only card information of a user that can not be used abroad is acquired, mapping and storing the foreign-use card information with the domestic-only card information; And
(b) when settlement approval is completed in response to a settlement approval request from the foreign merchant terminal through the foreign card information, and after a payment approval result is transmitted to the foreign merchant terminal, Allowing the user of the domestic exclusive card to use the overseas payment service without having to issue a separate card for overseas payment, by supporting the payment of the authorized amount of the overseas payment card information Way.
The step (b)
And when the loss notification of the real card corresponding to the out-of-country usage card information is received, an approval rejection processing of the subsequent overseas merchant payment request is performed.
The step (a)
And supporting, when a foreign card issuing request is received from the user terminal, a physical card having the foreign card information at a predetermined place to be paid to the user.
(d) if there is no payment approval request through the foreign-use card information for a predetermined period, or if the lost card of the foreign card corresponding to the foreign-use card information is received, or if the foreign- Further comprising the step of terminating the provision of the overseas settlement service.
The foreign-use card information of step (a)
A card number, a bar code, a QR code, etc., so that the user does not have to carry a separate card to use the overseas settlement service, and a number that can be paid through the overseas merchant terminal The method comprising the steps of:
The step (b)
When the payment approval request is received from the foreign merchant terminal through the generated foreign card information, the foreign card information is checked to determine that there is no domestic card information mapped to the foreign card information requested for approval And if so, determining an approval rejection for the requested payment.
A settlement approval unit for determining whether to approve payment in response to a payment approval request through the foreign card information from the foreign merchant terminal; And
When the settlement approval is completed and the settlement approval result is transmitted to the foreign merchant terminal, when the settlement amount for the domestic exclusive card is requested, And a settlement amount processing unit for enabling the use of the overseas settlement service even if a separate card for overseas settlement is not issued.
The settlement approval unit,
When the loss report of the real card corresponding to the foreign-use card information is received, the card dealer server performs the approval rejection process for the subsequent overseas merchant payment request.
The card information mapping unit,
And when a foreign card issuing request is received from the user terminal, a real card having the foreign card information at a predetermined location is paid to the user.
When there is no payment approval request through the foreign card information for a predetermined period or when a loss report of the real card corresponding to the foreign card information is received or when the user terminal is located in the country Further comprising an overseas settlement service provision termination section for terminating the provision of the overseas settlement service.
The foreign-use card information includes:
A card number, a bar code, a QR code, etc., so that the user does not have to carry a separate card to use the overseas settlement service, and a number that can be paid through the overseas merchant terminal Of the card issuer server.
The settlement approval unit,
When the payment approval request is received from the foreign merchant terminal through the generated foreign card information, the foreign card information is checked to determine that there is no domestic card information mapped to the foreign card information requested for approval And determines, if confirmed, an authorization rejection for the request received payment.
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
PCT/KR2017/004911 WO2017222174A1 (en) | 2016-06-20 | 2017-05-11 | Method for providing overseas payment service linked to domestic-only card, and card company server performing same |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
KR1020160076800 | 2016-06-20 | ||
KR20160076800 | 2016-06-20 |
Publications (2)
Publication Number | Publication Date |
---|---|
KR20170142823A KR20170142823A (en) | 2017-12-28 |
KR101910915B1 true KR101910915B1 (en) | 2018-10-24 |
Family
ID=59280515
Family Applications (19)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
KR1020160122082A KR101872278B1 (en) | 2016-06-20 | 2016-09-23 | Method for controlling operation of display card and display card |
KR1020160121981A KR101857067B1 (en) | 2016-06-20 | 2016-09-23 | Method and apparatus for providing card payment service in an airplane which is in the process of flight |
KR1020160123319A KR101757125B1 (en) | 2016-06-20 | 2016-09-26 | Method and server for providing card service on behalf of card issue company |
KR1020160129559A KR101756594B1 (en) | 2016-06-20 | 2016-10-07 | Method for producing financial transaction approval non-stop service through acting as an approval proxy and card company server performing the same |
KR1020160130025A KR101910915B1 (en) | 2016-06-20 | 2016-10-07 | Method for producing overseas payment service connecting domestic card and card company server performing the same |
KR1020160129947A KR101896455B1 (en) | 2016-06-20 | 2016-10-07 | Method providing certification service using transaction authorization process of card and certification support server |
KR1020160129642A KR101836328B1 (en) | 2016-06-20 | 2016-10-07 | Server and method for processing cancellation of sales in elenctronic data capture type payment processing |
KR1020160129946A KR101752102B1 (en) | 2016-06-20 | 2016-10-07 | Method providing service processing part sales and payment relay server |
KR1020160129561A KR101757126B1 (en) | 2016-06-20 | 2016-10-07 | Method for producing integrated card company approval agent service and card company server |
KR1020160132114A KR101872279B1 (en) | 2016-06-20 | 2016-10-12 | Method supporting selection of alliance service and card company server |
KR1020160132671A KR101766597B1 (en) | 2016-06-20 | 2016-10-13 | Method and card business processing server for deferring payment of card charges to store |
KR1020160133498A KR101756598B1 (en) | 2016-06-20 | 2016-10-14 | Method and server for providing mobile coupon service according to card usage informaion |
KR1020160134836A KR101857073B1 (en) | 2016-06-20 | 2016-10-18 | Method, credit card company serveruser terminal and application for performing and supporting mobile payment by scheduling method |
KR1020160136374A KR101852017B1 (en) | 2016-06-20 | 2016-10-20 | Method for providing unusual affiliation distinguishment service using location information and card company server performing the same |
KR1020160137479A KR101852016B1 (en) | 2016-06-20 | 2016-10-21 | Method and server for remitting card payment seperately |
KR1020160138569A KR101766598B1 (en) | 2016-06-20 | 2016-10-24 | Method and card company server for processing authorization of transaction |
KR1020160139948A KR101766599B1 (en) | 2016-06-20 | 2016-10-26 | Method and card company server for processing payment by checking verification value, method and smart card for support payment by using verification value |
KR1020160142114A KR101760622B1 (en) | 2016-06-20 | 2016-10-28 | Method for approving payment using smart card, card company server performing the same and smart card |
KR1020160141934A KR20170142831A (en) | 2016-06-20 | 2016-10-28 | Method and server for providing dutch pay information |
Family Applications Before (4)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
KR1020160122082A KR101872278B1 (en) | 2016-06-20 | 2016-09-23 | Method for controlling operation of display card and display card |
KR1020160121981A KR101857067B1 (en) | 2016-06-20 | 2016-09-23 | Method and apparatus for providing card payment service in an airplane which is in the process of flight |
KR1020160123319A KR101757125B1 (en) | 2016-06-20 | 2016-09-26 | Method and server for providing card service on behalf of card issue company |
KR1020160129559A KR101756594B1 (en) | 2016-06-20 | 2016-10-07 | Method for producing financial transaction approval non-stop service through acting as an approval proxy and card company server performing the same |
Family Applications After (14)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
KR1020160129947A KR101896455B1 (en) | 2016-06-20 | 2016-10-07 | Method providing certification service using transaction authorization process of card and certification support server |
KR1020160129642A KR101836328B1 (en) | 2016-06-20 | 2016-10-07 | Server and method for processing cancellation of sales in elenctronic data capture type payment processing |
KR1020160129946A KR101752102B1 (en) | 2016-06-20 | 2016-10-07 | Method providing service processing part sales and payment relay server |
KR1020160129561A KR101757126B1 (en) | 2016-06-20 | 2016-10-07 | Method for producing integrated card company approval agent service and card company server |
KR1020160132114A KR101872279B1 (en) | 2016-06-20 | 2016-10-12 | Method supporting selection of alliance service and card company server |
KR1020160132671A KR101766597B1 (en) | 2016-06-20 | 2016-10-13 | Method and card business processing server for deferring payment of card charges to store |
KR1020160133498A KR101756598B1 (en) | 2016-06-20 | 2016-10-14 | Method and server for providing mobile coupon service according to card usage informaion |
KR1020160134836A KR101857073B1 (en) | 2016-06-20 | 2016-10-18 | Method, credit card company serveruser terminal and application for performing and supporting mobile payment by scheduling method |
KR1020160136374A KR101852017B1 (en) | 2016-06-20 | 2016-10-20 | Method for providing unusual affiliation distinguishment service using location information and card company server performing the same |
KR1020160137479A KR101852016B1 (en) | 2016-06-20 | 2016-10-21 | Method and server for remitting card payment seperately |
KR1020160138569A KR101766598B1 (en) | 2016-06-20 | 2016-10-24 | Method and card company server for processing authorization of transaction |
KR1020160139948A KR101766599B1 (en) | 2016-06-20 | 2016-10-26 | Method and card company server for processing payment by checking verification value, method and smart card for support payment by using verification value |
KR1020160142114A KR101760622B1 (en) | 2016-06-20 | 2016-10-28 | Method for approving payment using smart card, card company server performing the same and smart card |
KR1020160141934A KR20170142831A (en) | 2016-06-20 | 2016-10-28 | Method and server for providing dutch pay information |
Country Status (2)
Country | Link |
---|---|
KR (19) | KR101872278B1 (en) |
WO (8) | WO2017222128A1 (en) |
Families Citing this family (21)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
KR101952216B1 (en) * | 2017-03-30 | 2019-02-26 | 비씨카드(주) | Method for managing quality of financial transaction and financial company server performing the same |
KR20190044355A (en) * | 2017-10-20 | 2019-04-30 | 정혜진 | Card issuing and payment system and method using mobile device |
KR20200012814A (en) | 2018-07-27 | 2020-02-05 | 박기원 | Separate calculating system for acquiring accurate revenue and method thereof |
KR102181317B1 (en) * | 2018-10-26 | 2020-11-20 | 한국정보통신주식회사 | Method for providing settlement service for payment amount and payment gateway server thereof |
KR102273891B1 (en) * | 2018-11-01 | 2021-07-05 | 한국정보통신주식회사 | Method for providing settlement service for payment amount and payment gateway server thereof |
KR102220210B1 (en) * | 2018-11-02 | 2021-02-24 | 한국정보통신주식회사 | Method for providing settlement service for payment charge difference and payment gateway server thereof |
CN113196324A (en) * | 2018-12-21 | 2021-07-30 | 维萨国际服务协会 | Method of processing via conditional authorization |
KR20200012706A (en) | 2019-02-18 | 2020-02-05 | 박기원 | Separate calculating system for acquiring accurate revenue and method thereof |
KR102275173B1 (en) * | 2019-04-24 | 2021-07-09 | 농협은행(주) | Apparatus and method for monitoring self abnormal financial transaction |
JP7474609B2 (en) * | 2020-03-09 | 2024-04-25 | 東芝テック株式会社 | Server, program, and payment terminal management system |
KR102432359B1 (en) | 2020-08-13 | 2022-08-16 | 네이버파이낸셜 주식회사 | Method, apparatus, system and coumputer program for online card issuing and reward providing |
CN112255939A (en) * | 2020-09-22 | 2021-01-22 | 中国电子科技集团公司第五十二研究所 | Independent monitoring device and method for MXM display unit |
CN112583592A (en) * | 2020-12-29 | 2021-03-30 | 湖南万慧通科技有限公司 | Working method of encryption system |
KR102318557B1 (en) * | 2021-01-20 | 2021-10-28 | 이수진 | Credit card payment system and method |
KR102326541B1 (en) * | 2021-02-05 | 2021-11-16 | 쿠팡 주식회사 | Electronic apparatus for processing item sales information and method thereof |
KR102483487B1 (en) * | 2021-02-09 | 2022-12-30 | 박주인 | Method for providing a service of coupon based on a message |
KR102340807B1 (en) | 2021-03-30 | 2021-12-20 | 쿠팡 주식회사 | Operating method for electronic apparatus for offering item information and electronic apparatus supporting thereof |
KR102333572B1 (en) | 2021-04-26 | 2021-12-02 | 쿠팡 주식회사 | Operating method for electronic apparatus for offering item information and electronic apparatus supporting thereof |
KR102419610B1 (en) * | 2021-06-14 | 2022-07-11 | 주식회사 차이코퍼레이션 | Service and method for providing card benefit based on mobile application |
KR102397249B1 (en) | 2021-07-30 | 2022-05-13 | 쿠팡 주식회사 | Operating method for providing information related to service and electronic apparatus supporting thereof |
WO2023128400A1 (en) * | 2022-01-03 | 2023-07-06 | 주식회사 하렉스인포텍 | Automatic payment system and method |
Family Cites Families (58)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JP2004508612A (en) * | 2000-05-03 | 2004-03-18 | ウリ テクノロジー インク | Authentication / payment card for automatically updating user number, authentication / payment system using the same, and method thereof |
KR20010109377A (en) * | 2000-05-30 | 2001-12-10 | 서동석 | Approval system of credit card using an internet and method thereof |
US20020138625A1 (en) * | 2001-03-21 | 2002-09-26 | David Bruner | Method and apparatus for inflight electronic commerce |
JP2003108903A (en) * | 2001-09-27 | 2003-04-11 | Le Tekku:Kk | Magnetic card payment system with high security |
KR20030085201A (en) * | 2002-04-29 | 2003-11-05 | (주)와이솔루션즈 | Service system and the method for customer's satisfaction using e-specification |
KR20030086647A (en) * | 2002-05-06 | 2003-11-12 | 주식회사 에스원 | On-line payment system using intellectual type card and method of the same |
WO2004053786A1 (en) * | 2002-12-12 | 2004-06-24 | Koninklijke Philips Electronics N.V. | Smart card with non-volatile display using temperature-sensitive electronic ink |
KR20040075156A (en) * | 2003-02-20 | 2004-08-27 | 주식회사 비즈모델라인 | System and Method for a Reservation Settlement |
JP2004252751A (en) * | 2003-02-20 | 2004-09-09 | Toyota Motor Corp | Electronic settlement system |
KR20050049569A (en) * | 2003-11-21 | 2005-05-27 | 나이스정보통신주식회사 | Credit card payment sign-on system using card type recorded media included certificate and application method of the system |
US8918900B2 (en) * | 2004-04-26 | 2014-12-23 | Ivi Holdings Ltd. | Smart card for passport, electronic passport, and method, system, and apparatus for authenticating person holding smart card or electronic passport |
KR100685387B1 (en) * | 2004-08-26 | 2007-02-27 | 주식회사 하렉스인포텍 | IC Chip card issue/service method and system for support of multi-issuance |
KR20050055657A (en) * | 2005-05-17 | 2005-06-13 | 주식회사이엠피네트웍스 | Method for adjusting of failure e-mail address after procedure of mass e-mail campaign and system therefor |
KR100708804B1 (en) * | 2005-07-25 | 2007-04-17 | (주)스타로지스아이앤디 | A credit card distribute system and a method thereof using a PDA |
KR20070028721A (en) * | 2005-09-07 | 2007-03-13 | 주식회사 이페이젠 | Credit card terminal including black list file therein and method for credit card settlement in the aircraft using the same |
KR101228073B1 (en) * | 2006-03-07 | 2013-01-30 | 주식회사 비즈모델라인 | Method for Processing Admission of Check Card Payment |
KR100791269B1 (en) * | 2006-05-11 | 2008-01-04 | 주식회사 신한은행 | System and Method for Processing Information and Recording Medium |
KR20080044553A (en) * | 2006-11-16 | 2008-05-21 | 엘지전자 주식회사 | Smart card capable of limiting rf settlement function and method thereof |
KR100896007B1 (en) * | 2006-11-16 | 2009-05-07 | 한국정보통신서비스 주식회사 | Method for Payment Approval |
KR20070020101A (en) * | 2007-01-22 | 2007-02-16 | 김유정 | System for managing purchaser specified a merchandise in union |
US7904354B2 (en) * | 2007-05-04 | 2011-03-08 | Validas, Llc | Web based auto bill analysis method |
KR20080030593A (en) * | 2008-03-10 | 2008-04-04 | 주식회사 비즈모델라인 | System for executing payment as proxy |
KR20090132119A (en) * | 2008-06-20 | 2009-12-30 | 하모니테크주식회사 | Intergrated management system for black lists |
KR20100005635A (en) * | 2008-07-07 | 2010-01-15 | 김순동 | System and method for processing affiliated store's payment approval cancel and program recording medium |
KR101007375B1 (en) * | 2008-07-29 | 2011-01-13 | 주식회사 케이티 | Apparatus and method for managing certificate in smart card |
KR101044677B1 (en) * | 2009-03-16 | 2011-06-29 | 주식회사 신세계아이앤씨 | Billing system for encryption and the method thereof |
KR101184685B1 (en) * | 2009-06-19 | 2012-09-20 | 비씨카드(주) | Method and System for Tax Refund for Foreign Tourist |
KR101165250B1 (en) * | 2010-02-04 | 2012-07-16 | 한국정보통신주식회사 | Method and apparatus for informing troubleshooting in a credit settlement system |
ES2909530T3 (en) * | 2011-01-21 | 2022-05-06 | Mi Group B V | Secure mobile information system |
KR20120100549A (en) * | 2011-03-04 | 2012-09-12 | 주식회사 인센트릭 | Security method for financial transaction |
KR20130007208A (en) * | 2011-06-30 | 2013-01-18 | 한국정보통신주식회사 | Apparatus and method for managing credit card payment |
KR101458593B1 (en) * | 2011-11-17 | 2014-11-07 | 주식회사 케이티 | System and method for verifying online deal |
KR101489403B1 (en) * | 2012-04-30 | 2015-02-04 | 이민재 | Settlement relay server, method thereof, and settlement terminal |
KR101426995B1 (en) * | 2012-07-10 | 2014-08-05 | 주식회사 케이지이니시스 | Method and System for Operating Independent Payment for Various Web Platform |
KR20140021323A (en) * | 2012-08-10 | 2014-02-20 | 하나에스케이카드 주식회사 | Coupon providing system and method using electronic tag |
KR101468626B1 (en) * | 2012-09-21 | 2014-12-04 | 주식회사 유아이디에스 | System for paying card of smart phone using key exchange with van server |
KR20140048447A (en) * | 2012-10-15 | 2014-04-24 | 주식회사 우리카드 | Method of providing card service and apparatus performing the same |
KR20140091183A (en) * | 2013-01-10 | 2014-07-21 | 주식회사 우리금융경영연구소 | Method and System for The additional service that used a mobile credit card |
KR20140104524A (en) * | 2013-02-18 | 2014-08-29 | (주)하이컨셉카드랩 | Method for Issuing Credit Card through Online Network |
KR20140108473A (en) * | 2013-02-28 | 2014-09-11 | 비씨카드(주) | Method and server for providing mobile stamp |
KR20140141284A (en) * | 2013-05-31 | 2014-12-10 | 한국정보통신주식회사 | Tax refund processing divese and method |
KR20150001509A (en) * | 2013-06-27 | 2015-01-06 | 주식회사 우리은행 | Method and aparatus for providing safe suspending service of electronic banking |
KR20150007791A (en) | 2013-07-12 | 2015-01-21 | 케이아이에스정보통신 주식회사 | Discount settlement system for affiliated card being able to protect privacy |
KR20150015128A (en) * | 2013-07-31 | 2015-02-10 | 김형기 | Message and management system of personal financial transactions |
KR20150016649A (en) * | 2013-08-05 | 2015-02-13 | 권형석 | NFC (security card) Tag GPS assured payment service using the contact method |
KR20150033208A (en) * | 2013-09-23 | 2015-04-01 | 삼성전자주식회사 | Electronic wallet server, payment cancellation and repayment system and method using an electronic wallet, and computer readable recording medium |
KR20150040424A (en) * | 2013-10-07 | 2015-04-15 | 에스케이씨앤씨 주식회사 | Method and System for Group Payment based on Mobile Terminal Cooperative Work |
WO2015064784A1 (en) * | 2013-10-31 | 2015-05-07 | 주식회사 케이티스 | Urban center refund service providing method for foreigner |
KR101612597B1 (en) * | 2014-01-13 | 2016-04-15 | 김승원 | Card service system and method |
KR20150093093A (en) * | 2014-02-05 | 2015-08-17 | 주식회사 케이티엠하우스 | System and method for providing Coupon service |
KR102243680B1 (en) * | 2014-04-07 | 2021-04-23 | 엘지전자 주식회사 | Flexible glass display apparatus and method for controling the same |
KR20150125031A (en) | 2014-04-29 | 2015-11-09 | 주식회사 리턴트루 | Certifiate registration and acquisition method |
KR20150134155A (en) * | 2014-05-21 | 2015-12-01 | 주식회사 케이티 | Apparatus and system for integratedly managing user's private information and method thereof |
KR20160002430A (en) * | 2014-06-30 | 2016-01-08 | 한국정보통신주식회사 | Payment agency server, card terminal and accounting system for card payment, and method for processing payment information thereof |
KR102232375B1 (en) * | 2014-09-12 | 2021-03-26 | 에스케이 텔레콤주식회사 | Method and Apparatus for Providing Electronic Payment By Using Electronic Card |
KR101512001B1 (en) * | 2014-10-08 | 2015-04-14 | 주식회사 한국엔에프씨 | System and method for user authentication by using a physical financial card and mobile communication terminal |
KR101753455B1 (en) * | 2014-10-27 | 2017-07-19 | 비씨카드(주) | Method and server for providing smart consent form |
US20180047012A1 (en) * | 2014-11-20 | 2018-02-15 | Brilliantts Co., Ltd. | Method for mobile payment by smart multicard and application for smart multicard |
-
2016
- 2016-09-23 KR KR1020160122082A patent/KR101872278B1/en active IP Right Grant
- 2016-09-23 KR KR1020160121981A patent/KR101857067B1/en active IP Right Grant
- 2016-09-26 KR KR1020160123319A patent/KR101757125B1/en active IP Right Grant
- 2016-10-07 KR KR1020160129559A patent/KR101756594B1/en active IP Right Grant
- 2016-10-07 KR KR1020160130025A patent/KR101910915B1/en active IP Right Grant
- 2016-10-07 KR KR1020160129947A patent/KR101896455B1/en active IP Right Grant
- 2016-10-07 KR KR1020160129642A patent/KR101836328B1/en active IP Right Grant
- 2016-10-07 KR KR1020160129946A patent/KR101752102B1/en active IP Right Grant
- 2016-10-07 KR KR1020160129561A patent/KR101757126B1/en active IP Right Grant
- 2016-10-12 KR KR1020160132114A patent/KR101872279B1/en active IP Right Grant
- 2016-10-13 KR KR1020160132671A patent/KR101766597B1/en active IP Right Grant
- 2016-10-14 KR KR1020160133498A patent/KR101756598B1/en active IP Right Grant
- 2016-10-18 KR KR1020160134836A patent/KR101857073B1/en active IP Right Grant
- 2016-10-20 KR KR1020160136374A patent/KR101852017B1/en active IP Right Grant
- 2016-10-21 KR KR1020160137479A patent/KR101852016B1/en active IP Right Grant
- 2016-10-24 KR KR1020160138569A patent/KR101766598B1/en active IP Right Grant
- 2016-10-26 KR KR1020160139948A patent/KR101766599B1/en active IP Right Grant
- 2016-10-28 KR KR1020160142114A patent/KR101760622B1/en active IP Right Grant
- 2016-10-28 KR KR1020160141934A patent/KR20170142831A/en not_active Application Discontinuation
- 2016-12-13 WO PCT/KR2016/014604 patent/WO2017222128A1/en active Application Filing
-
2017
- 2017-05-11 WO PCT/KR2017/004905 patent/WO2017222170A1/en active Application Filing
- 2017-05-11 WO PCT/KR2017/004909 patent/WO2017222172A1/en active Application Filing
- 2017-05-11 WO PCT/KR2017/004914 patent/WO2017222177A1/en active Application Filing
- 2017-05-11 WO PCT/KR2017/004912 patent/WO2017222175A1/en active Application Filing
- 2017-05-11 WO PCT/KR2017/004915 patent/WO2017222178A1/en active Application Filing
- 2017-05-11 WO PCT/KR2017/004904 patent/WO2017222169A1/en active Application Filing
- 2017-05-12 WO PCT/KR2017/004984 patent/WO2017222183A1/en active Application Filing
Also Published As
Similar Documents
Publication | Publication Date | Title |
---|---|---|
KR101910915B1 (en) | Method for producing overseas payment service connecting domestic card and card company server performing the same | |
KR101517515B1 (en) | System and method for instant payment using quick response code | |
EP1830317A1 (en) | Electronic money system | |
KR20140101199A (en) | Mobile communication terminal payment system using one time code | |
US20110270746A1 (en) | Electronic money payment system and electronic money payment method | |
US20120078736A1 (en) | On-demand generation of tender ids for processing third-party payments via merchant pos systems | |
KR20160060441A (en) | Payment processing system using account transfer | |
KR20140099814A (en) | System and method for instant payment using quick response code | |
KR20110135260A (en) | Individual prepayment system, and operating method thereof | |
KR20120100283A (en) | System and method for electronic payment | |
KR20170017177A (en) | Payment relay server and service providing method using the server | |
KR101681002B1 (en) | Easy payment device multi prepaid e-card equipped with several electronic wallet based Hub-Code and method thereof | |
KR101864408B1 (en) | A system for providing currency exchange services using Depositor distinction mapping system | |
KR101850995B1 (en) | Method and system for automated teller machine exchange service using information terminal | |
KR100638601B1 (en) | Refill system for prepaid-type mobile terminal and refill method using thereof | |
KR101152164B1 (en) | System and method for immediate issuing mobile gift certificate | |
KR101473593B1 (en) | Method and system for totally managing electronic payment means | |
US20190333042A1 (en) | Electronic money payment system and method | |
KR20170062300A (en) | Method and system for automated teller machine exchange service using information terminal | |
KR20160008148A (en) | Off line Payment system | |
KR20000063530A (en) | A exchange method using the internet or wire/wireless data communication | |
KR101691645B1 (en) | Foreigner dedicated casino circulation prepaid card purchase and payment method and system | |
KR102033576B1 (en) | System, apparatus and method for electronic payment | |
KR20150019774A (en) | Recording medium, payment processing device and method for processing payment by using credit card | |
KR101646322B1 (en) | Appartus, system and method for processing cash payment |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
A201 | Request for examination | ||
E902 | Notification of reason for refusal | ||
E90F | Notification of reason for final refusal | ||
E701 | Decision to grant or registration of patent right | ||
GRNT | Written decision to grant |