KR101896455B1 - Method providing certification service using transaction authorization process of card and certification support server - Google Patents

Method providing certification service using transaction authorization process of card and certification support server Download PDF

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KR101896455B1
KR101896455B1 KR1020160129947A KR20160129947A KR101896455B1 KR 101896455 B1 KR101896455 B1 KR 101896455B1 KR 1020160129947 A KR1020160129947 A KR 1020160129947A KR 20160129947 A KR20160129947 A KR 20160129947A KR 101896455 B1 KR101896455 B1 KR 101896455B1
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card
authentication
certificate
encrypted
approval
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KR20170142822A (en
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조진득
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비씨카드(주)
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
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    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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    • G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
    • G06Q10/067—Enterprise or organisation modelling
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

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Abstract

According to an embodiment of the present invention, there is provided a method of providing a public authentication service using a transaction approval process of a card in an authentication support server, the method comprising the steps of: (a) And transmitting the decryption result to an authentication authority server to perform authentication when the card authorization is completed using a card authorization request including the decryption result, There is provided a method of providing an authorized authentication service using a transaction approval process of a card, comprising the step of receiving an authentication result from a server.

Description

TECHNICAL FIELD [0001] The present invention relates to a method for providing a public authentication service using a transaction approval process for a card,

The present invention relates to a method of providing a public authentication service using a transaction approval process for a card and an authentication support server. More particularly, the present invention relates to a method for providing a public authentication service by storing a public certificate in a card, A method for providing a service, and an authentication support server.

As the use of the Internet becomes more active, the use of public certificates, a means of verifying users online, is also increasing.

Conventionally, a public certificate has been stored in a PC, a mobile phone, a USB memory, and the like, and used for public authentication. However, the security level of the storage medium storing the public certificate is low, causing problems due to hacking and the like.

That is, since the official certificate is a kind of ID that can identify the user online, it is required to be stored and managed so that it can be used only by the user who has issued the public certificate. However, since the security of the storage medium is not secured and the public certificate is leaked, Is exploited and can be extended to financial damage due to fraudulent use.

Therefore, there is a growing demand for a public certificate to be conveniently stored only on a user who has been issued a public certificate by storing the public certificate on a secure medium, and it is urgent to solve the above problems.

Korean Patent Laid-Open No. 10-2015-0125031

SUMMARY OF THE INVENTION The present invention has been made to solve the above-mentioned problems of the prior art, and it is an object of the present invention to provide a method and an authentication support server for storing a public authentication certificate on a card and providing a public authentication service for processing public authentication using a transaction approval process of a card .

The objects of the present invention are not limited to the above-mentioned objects, and other objects not mentioned can be clearly understood from the following description.

According to an embodiment of the present invention, there is provided a method for providing a public authentication service using a card transaction approval process in an authentication support server, the method comprising the steps of: (a) When an encrypted key stored in a storage unit of a card is decrypted and the card approval is completed using a card approval request including the decryption result, the decryption result is transmitted to an authentication authority server to perform authentication and (b) receiving an authentication result from the certification authority server, wherein the authorized authentication service using the transaction approval process of the card is provided.

The predetermined key value may be obtained by user input.

The decryption result may include certificate information issued from the certification authority server.

In the step (a), when the card approval is completed, the authorized authentication service providing method extracts a certificate from the decryption result, and transmits the extracted certificate to the certification authority server to perform authentication .

The method may further include: (c) after the step (b), transmitting the received authentication result to the merchant terminal.

The storage unit of the card may be an IC chip of the IC card.

The method of providing an authorized authentication service includes: (a1) receiving a certificate issuance request and issuing a certificate from the certification authority server when authentication of the card information is completed; And (a1) encrypting the issued certificate and storing the encrypted certificate in the storage unit of the card as the encryption key.

The method of claim 1, wherein, in the step (a1), when the issued certificate is firstly encrypted and transmitted to a user terminal, a certificate that is primarily encrypted by the user terminal is secondarily encrypted, Lt; / RTI >

The encrypted key stored in the storage unit of the card is transmitted to the user terminal by the local communication means, and the decryption of the encrypted key can be performed by the user terminal.

The authorized authentication service providing method may further include a step of, upon receiving the authentication result from the authentication authority server, processing the final approval for the transaction using the card, based on the approval specialization of the card.

According to another aspect of the present invention, there is provided an authentication support server for providing a public authentication service using a transaction approval process of a card, the authentication support server comprising: An authentication unit that transmits the decryption result to an authentication authority server and performs authentication when the card authorization is completed using the card authorization request including the decryption result; And an authentication result processing unit for receiving an authentication result from the certification authority server.

The predetermined key value may be obtained by user input.

The decryption result may include certificate information issued from the certification authority server.

The authentication performing unit may extract a certificate from the decryption result when the card approval is completed, and transmit the extracted certificate to the certification authority server to perform authentication.

The authentication result processing unit may transmit the received authentication result to the merchant terminal.

The storage unit of the card may be an IC chip of the IC card.

Wherein the authentication support server receives a certificate issuance request and, when the authentication of the card information is completed, receives a certificate from the certification authority server, encrypts the issued certificate, And a certificate issuing unit.

The certificate issuing unit may encrypt the issued certificate first and transmit the encrypted certificate to the user terminal, and the first-level encrypted certificate may be secondarily encrypted by the user terminal and stored in the storage unit of the card.

The encrypted key stored in the storage unit of the card is transmitted to the user terminal by the local communication means, and the decryption of the encrypted key can be performed by the user terminal.

The authentication support server may further include a transaction admission unit for processing final approval of the transaction using the card, based on the approved advertisement of the card, when the authentication result is received from the certification authority server.

According to an embodiment of the present invention, the security level can be improved by encrypting and storing the certificate information for providing the authorized authentication service to the card.

In addition, according to the embodiment of the present invention, since the card transaction approval and the official authentication process can be performed at a time through the card equipped with the authorized authentication service, user convenience can be increased.

It should be understood that the effects of the present invention are not limited to the above effects and include all effects that can be deduced from the detailed description of the present invention or the configuration of the invention described in the claims.

1 is a diagram illustrating a public authentication service providing system according to an embodiment of the present invention.
2 is a block diagram illustrating a configuration of an authentication support server according to an embodiment of the present invention.
3 is a diagram illustrating a process of registering an authorized authentication service for storing a certificate in a storage unit of a card according to an embodiment of the present invention.
FIG. 4 is a diagram illustrating a process of authenticating an authorized authentication service user to process authorized authentication using a transaction approval process of a card according to an exemplary embodiment of the present invention. Referring to FIG.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, the present invention will be described with reference to the accompanying drawings. The present invention may, however, be embodied in many different forms and should not be construed as limited to the embodiments set forth herein. In order to clearly illustrate the present invention, parts not related to the description are omitted, and similar parts are denoted by like reference characters throughout the specification.

Throughout the specification, when a part is referred to as being "connected" to another part, it includes not only "directly connected" but also "indirectly connected" . Also, when an element is referred to as "comprising ", it means that it can include other elements, not excluding other elements unless specifically stated otherwise.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a diagram illustrating a public authentication service providing system according to an embodiment of the present invention.

Referring to FIG. 1, a public authentication service providing system according to an embodiment of the present invention includes a card 100, a user terminal 200, an affiliate shop terminal 300, an authentication support server 400, (500).

First, the card 100 and the user terminal 200 can communicate with each other through short range wireless communication (NFC, Bluetooth, etc.), and can communicate with the user terminal 200, the merchant terminal 300, the authentication support server 400, The agency server 500 can communicate with each other through various communication networks.

The communication network may be configured without regard to its communication modes such as wired and wireless. A local area network (LAN), a metropolitan area network (MAN), a wide area network (WAN), and the like.

The card 100 is a smart card that is a card having a built-in microprocessor and a memory. Card information, certificate information, and the like can be stored in a memory, which is a memory of the card 100. An applet as a program for public authentication is installed Can be.

According to an embodiment of the present invention, the card 100 may be an IC card, and the storage unit of the card 100 may be an IC chip of the IC card.

The card 100 encrypts a certificate for public authentication at the time of registration of the public authentication service and stores it as an encryption key in the storage unit of the card 100. At the time of user authentication through the public authentication service, The encryption key may be transmitted to the user terminal 200 by the local communication means so that the encrypted key is decrypted.

Card 100 authenticates a predetermined key value obtained by user input, for example, a previously registered authorized authentication password, and stores the key value in the storage unit 100 of the card 100 only when it is verified, So that the encrypted key stored in the encrypted key is decrypted.

The user terminal 200 may be any type of handheld-based wireless device capable of being connected to an external server through a wireless communication network such as a mobile phone, a smart phone, a PDA (Personal Digital Assistant), a PMP A communication device, and a communication device that can be connected to an external server via a network, such as a desktop PC, a tablet PC, a laptop PC, and an IPTV including a set-top box.

The user terminal 200 may be connected to the card 100 via short-range wireless communication. When the user terminal 200 transmits an application for certificate issuance to the authentication support server 400 and receives the encrypted certificate from the authentication support server 400, (100) and stored as an encryption key in the storage unit of the card (100).

According to one embodiment of the present invention, the application for issuing the certificate may be to store the authorized certificate in the storage unit of the card 100, and apply for issuance of the certificate for use in the authorized authentication.

The user terminal 200 receives the encrypted key stored in the storage unit of the card 100 via the local communication means, decrypts the encrypted key, and transmits the decrypted key to the merchant terminal 300, To the authentication support server 400 through the authentication server 400, the authorized authentication using the card 100 can be processed.

According to an embodiment of the present invention, the encrypted key stored in the storage unit of the card 100 may include a predetermined key value obtained by user input, for example, a public authentication password set at the time of registration of the public authentication service Once verified, the key encrypted by the user terminal 200 may be decrypted.

The merchant terminal 300 receives the decryption result for the encrypted key from the user terminal 200 and can generate the card approval message including the decryption result. The generated card approval message is transmitted to the authentication support server 400 Lt; / RTI > Here, the decryption result may include the certificate information issued from the certification authority server 500.

That is, since the merchant terminal 300 requests the authorization authentication processing through the decryption result and also requests the transaction authorization processing through the card authorization special, the authorization authentication processing can be requested through transaction approval using the card 100 have.

According to one embodiment of the present invention, the merchant terminal 300 can be implemented in various forms such as a shopping mall server that can request transaction approval through the card approval specialist.

The authentication support server 400 can store and manage information (for example, card number, validity period, CVC, etc.) of the card 100 in the database and can store information of the card 100 in the user information , User identification number, contact information, etc.).

Upon authentication of the card information, the authentication support server 400 receives the certificate issuance request from the user terminal 200 at the time of registration of the authorized authentication service, and when the authentication of the card information is completed, A certificate issuance request can be transmitted.

According to an embodiment of the present invention, a certificate issuing request is a request for issuing a certificate to be used as a public certificate when a user authenticates through a public authentication service, and a certificate issued as a corresponding request is encrypted Key.

The authentication support server 400 can receive the certificate issued from the certification authority server 500 in response to the certificate issuance request from the certification authority server 500 and encrypt the returned certificate to the user terminal 200 Lt; / RTI > At this time, the certificate transmitted to the user terminal 200 is stored as an encryption key in the storage unit of the card 100 connected to the user terminal 200, and can be used as a public certificate upon user authentication.

The authentication support server 400 can receive a card approval request including the decryption result from the merchant terminal 300. When the card approval is completed using the card approval request, the authentication support server 400 extracts the certificate from the decryption result, To the certification authority server 500. The validity verification request may be transmitted to the certification authority server 500. [

When the authentication support server 400 returns the authentication result from the certification authority server 500 that has performed authentication according to the validity verification request for the certificate, the authentication support server 400 may transmit the authentication result to the affiliate terminal 300 so that the public authentication is processed.

When the authentication support server 400 receives the authentication result from the certification authority server 500 and confirms that the public authentication has been processed, the authentication support server 400 causes the final approval for the transaction using the card 100 to be processed together based on the card approval specialization .

The certification authority server 500 receives the certificate issuance request from the authentication support server 400 and can issue a certificate that can be used as the authorized certificate, returns the issued certificate to the authentication support server 400, The certificate may be encrypted and stored in the storage unit of the card 100 as an encryption key.

The certification authority server 500 receives the validation request for the certificate from the authentication support server 400, and can verify the validity of the certificate. When the validation of the certificate is confirmed, the authentication support server 400 400), thereby completing the user authentication through the authorized authentication service.

2 is a block diagram illustrating the configuration of an authentication support server 400 according to an embodiment of the present invention.

2, the authentication support server 400 may include a transaction approval unit 410, a certificate issuing unit 420, an authentication performing unit 430, and an authentication result processing unit 440.

First, the transaction acceptance unit 410 can receive a card approval request including the decryption result from the merchant terminal 300. When the authentication result is received from the certification authority server 500 and it is determined that the public authentication has been processed , The final approval for the transaction using the card 100 may be processed based on the card approval specialist.

According to an embodiment of the present invention, the decryption result is decrypted by a key stored in the storage unit of the card 100 using a predetermined key value obtained by user input, ), And the storage unit of the card 100 may be an IC chip of the IC card.

The certificate issuing unit 420 receives a certificate issuance request including card information from the user terminal 200 connected to the card 100. When the authentication of the card information is completed, the certificate issuing unit 420 transmits a certificate issuing request to the certification authority server 500 ), And can receive a certificate from the certification authority server 500.

The certificate issuing unit 420 may encrypt the certificate issued from the certification authority server 500 and store the encrypted certificate in the storage unit of the card 100. [

Specifically, the certificate issuing unit 420 firstly encrypts the certificate issued from the certification authority server 500, transmits the first-encrypted certificate to the user terminal 200, and the user terminal 200 encrypts the first- So that the certificate for the authorized authentication service is stored in the storage unit of the card 100 by storing the secondarily encrypted certificate in the storage unit of the card 100 connected to the user terminal 200. [ can do. At this time, a secondary encrypted certificate may be stored in the storage unit of the card 100 as an encryption key.

The authentication performing unit 430 can perform the card approval using the card approval request including the decryption result. When the card approval is completed, the authentication performing unit 430 can decrypt and extract the first-encrypted certificate from the decryption result. Here, the decryption result may include a certificate key that is decrypted in a second key and decrypted with a predetermined key value obtained by user input, for example, a certificate encrypted with a certificate of authenticated authentication password, can do.

That is, the user terminal 200 receives the second-level encrypted certificate stored in the storage unit of the card 100 via the short-range communication means, decrypts the second-level encrypted certificate, and transmits the encrypted first- If the decryption result is included in the card approval request and transmitted to the transaction acceptance unit 410, the authentication performing unit 430 decrypts the first-encrypted certificate in the decryption result, Can be extracted.

The authentication performing unit 430 may transmit the validity verification request for the extracted certificate to the certification authority server 500 so that the certification authority server 500 performs the public certification.

The authentication result processing unit 440 can receive the authentication result from the certification authority server 500 and transmits the received authentication result to the merchant terminal 300 to perform authentication processing using the transaction approval process of the card 100 .

FIG. 3 is a diagram illustrating a process of registering an authorized authentication service for storing a certificate in a storage unit of the card 100 according to an embodiment of the present invention.

First, in the certificate issuance application step, the user terminal 200 can transmit an application for issuing a certificate to the authentication support server 400. [

Specifically, the user terminal 200 is connected to the card 100, acquires information on the card 100, authenticates the card 100 information, issues a certificate to the card 100, and stores the certificate And transmit the certificate issuance request to be used as the authorized certificate to the authentication support server 400.

(2) In the card authentication step, the authentication support server 400 can confirm the information of the card 100 received from the user terminal 200, perform authentication of the card 100 information, It is possible to confirm the card information stored in the card 100 and the information of the received card 100 to perform the card authentication.

(3) In the certificate issuing request step, when the card authentication is completed, the authentication support server 400 may transmit a request to the certification authority server 500 to issue the certificate.

(4) In the certificate issuing step, the certification authority server 500 may issue a certificate according to the certificate issuing request, and may transmit the issued certificate to the authentication support server 400. [

(5) In the primary encryption step, the authentication support server 400 may encrypt the certificate issued from the certification authority server 500 according to an algorithm set for each card 100. [

(6) In the step of transmitting the primary encrypted certificate, the authentication support server 400 can transmit the primary encrypted certificate to the user terminal 200, and the user terminal 200 can encrypt the primary encrypted certificate have.

(7) In the step of transmitting the second encrypted certificate, the user terminal 200 may transmit the second encrypted certificate to the card 100.

(8) In the certificate storage step, the card 100 may store the second-encrypted certificate received from the user terminal 200 as an encryption key in the storage unit of the card 100. [

According to an embodiment of the present invention, an algorithm for first-order encryption is registered in the authentication support server 400, an algorithm for second-order encryption is registered in the user terminal 200, an algorithm for first- And the algorithm for encrypting in the second order may be the same or may be different from each other.

FIG. 4 is a diagram illustrating a process of authenticating an authorized authentication service user using the transaction approval process of the card 100 according to an exemplary embodiment of the present invention.

First, in the step of (1) requesting the authentication service, the user terminal 200 is connected to the card 100 and can transmit a request to the card 100 to try the authorized authentication service.

(2) At the authorized authentication password verification step, the card 100 can verify the authorized authentication password through the user terminal 200. [ For example, when verification of a public authentication password, which is a predetermined key value obtained by user input, is completed in the user terminal 200, the card 100 can receive a verification result from the user terminal 200. [

(3) In the encrypted certificate transmission step, the card 100 may transmit the encrypted certificate stored in the storage unit of the card 100 to the user terminal 200 upon receipt of the verification result.

4) In the decryption result transmission step, the user terminal 200 can decrypt the encrypted certificate received from the card 100 and transmit the decryption result to the merchant terminal 300, and transmits the decryption result to the merchant terminal 300 , An approval request using the card 100 can also be transmitted.

If the certificate stored in the card 100 is a second-level encrypted certificate, the user terminal 200 may extract the first-level encrypted certificate by decrypting the second-level encrypted certificate, and may decrypt the first- And send the result to the merchant terminal 300.

(5) In the card approval request transmission step, the merchant terminal 300 includes the decryption result received from the user terminal 200 as the authorized authentication result value in the existing card approval specialization, and transmits the card approval request including the decryption result to the authentication support To the server (400).

(6) In the card authentication step, the authentication support server 400 can perform authentication for the card 100 using the card authentication request. When the card authentication is completed, the authentication support server 400 firstly encrypts It is possible to decrypt the extracted certificate and extract it.

(7) At the certificate validation request step, the authentication support server 400 may transmit a request to the certification authority server 500 to verify the validity of the certificate extracted from the decryption result.

(8) In the authentication result returning step, the certification authority server 500 verifies the validity of the certificate received from the authentication support server 400 according to the certificate validity verification request, and reliably verifies the validity of the certificate received from the authentication support server 400, The validity verification can be performed by comparing the certificates received from the authentication support server 400. When the validation is completed, the authentication result can be transmitted to the authentication support server 400. [

Upon receipt of the authentication result, the authentication support server 400 determines that the official authentication using the transaction approval process of the card 100 has been normally performed. Based on the card approval specialization, the authentication support server 400 receives the final approval for the transaction using the card 100 Can be processed.

(9) In the authentication result returning step, the authentication support server 400 can transmit the authentication result to the merchant terminal 300, and when the final approval for the transaction using the card 100 is processed, the transaction approval result is transmitted to the merchant terminal 300).

As described above, according to the embodiment of the present invention, the security level can be improved by encrypting and storing the certificate information for providing the authentication service to the card 100. [

In addition, according to the embodiment of the present invention, since the card transaction approval and the official authentication process can be performed at a time through the card 100 equipped with the authorized authentication service, user convenience can be increased.

It will be understood by those skilled in the art that the foregoing description of the present invention is for illustrative purposes only and that those of ordinary skill in the art can readily understand that various changes and modifications may be made without departing from the spirit or essential characteristics of the present invention. will be. It is therefore to be understood that the above-described embodiments are illustrative in all aspects and not restrictive. For example, each component described as a single entity may be distributed and implemented, and components described as being distributed may also be implemented in a combined form.

The scope of the present invention is defined by the appended claims, and all changes or modifications derived from the meaning and scope of the claims and their equivalents should be construed as being included within the scope of the present invention.

100: card
200: user terminal
300: Merchant terminal
400: authentication support server
410: Transaction Approval Department
420: Certificate issuing unit
430:
440: Authentication result processing unit
500: Certification Authority server

Claims (20)

A method for providing a public authentication service using an authorization process of a card in an authentication support server,
(a) extracting a certificate from the decryption result when the card approval is completed using a card approval request including a result of decrypting the encrypted key stored in the storage unit of the card using a predetermined key value Transmitting the extracted certificate to an authentication authority server to perform authentication,
(b) upon receiving the authentication result from the certification authority server, judging that the official authentication using the transaction approval process of the card has been normally performed; and
(c) when the authentication result is received from the certification authority server, the final approval for the transaction using the card is processed based on the approval special of the card, and the authentication processing and the card approval processing are performed together Step
Wherein the authorized authentication service providing method comprises: The method according to claim 1,
Wherein the predetermined key value is obtained by a user input. The method according to claim 1,
And the decryption result includes the certificate information issued from the certification authority server. delete delete The method according to claim 1,
Wherein the storage unit of the card is an IC chip of an IC card. The method according to claim 1,
Before the step (a)
(a0) receiving a certificate issuance request and issuing a certificate from the certification authority server when authentication of information on the card is completed; And
(a1) encrypting the issued certificate and storing the encrypted certificate in the storage unit of the card as the encryption key,
Further comprising a transaction approval process of the card. 8. The method of claim 7,
In the step (a1)
Wherein when the issued certificate is firstly encrypted and transmitted to the user terminal, a first-encrypted certificate is secondarily encrypted by the user terminal and stored in the storage unit of the card. How to provide authentication services. The method according to claim 1,
Wherein the encrypted key stored in the storage unit of the card is transmitted to the user terminal by the local communication means and the decryption of the encrypted key is performed by the user terminal. How to provide authentication services. delete An authentication support server for providing a public authentication service using a transaction approval process of a card,
Extracting a certificate from the decryption result when the card approval is completed using a card approval request including a decryption result of the encrypted key stored in the storage unit of the card using a predetermined key value, An authentication performing unit for transmitting the generated certificate to an authentication authority server to perform authentication;
An authentication result processing unit configured to process authorized authentication using the transaction approval process of the card when the authentication result is received from the authentication authority server; And
A final approval process for the transaction using the card is performed based on the approval telegram of the card when the authentication result is received from the certification authority server so that the authentication process and the card approval process are performed together through the card approval specialist And an authorization unit. 12. The method of claim 11,
Wherein the predetermined key value is obtained by user input. 12. The method of claim 11,
And the decryption result includes certificate information issued from the certification authority server. delete delete 12. The method of claim 11,
Wherein the storage unit of the card is an IC chip of an IC card. 12. The method of claim 11,
A certificate issuance unit for issuing a certificate issuance request and issuing a certificate from the certification authority server when the authentication of the card information is completed and storing the issued certificate in the storage unit of the card as the encryption key Contains authentication support server. 18. The method of claim 17,
The certificate issuing unit,
Encrypts the issued certificate first, and transmits the encrypted certificate to the user terminal,
Wherein the first-level encrypted certificate is secondarily encrypted by the user terminal and is stored in a storage unit of the card. 12. The method of claim 11,
Wherein the encrypted key stored in the storage unit of the card is transmitted to the user terminal by the local communication means, and the decryption of the encrypted key is performed by the user terminal. delete
KR1020160129947A 2016-06-20 2016-10-07 Method providing certification service using transaction authorization process of card and certification support server KR101896455B1 (en)

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