EP3320503A1 - Dispositif périphérique actif et terminal de paiement électronique - Google Patents
Dispositif périphérique actif et terminal de paiement électroniqueInfo
- Publication number
- EP3320503A1 EP3320503A1 EP16751014.8A EP16751014A EP3320503A1 EP 3320503 A1 EP3320503 A1 EP 3320503A1 EP 16751014 A EP16751014 A EP 16751014A EP 3320503 A1 EP3320503 A1 EP 3320503A1
- Authority
- EP
- European Patent Office
- Prior art keywords
- payment terminal
- electronic payment
- peripheral device
- communication means
- contactless
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Withdrawn
Links
- 230000002093 peripheral effect Effects 0.000 title claims abstract description 82
- 238000004891 communication Methods 0.000 claims abstract description 66
- 230000000295 complement effect Effects 0.000 claims abstract description 7
- 230000001681 protective effect Effects 0.000 claims description 15
- 238000001514 detection method Methods 0.000 claims description 13
- 238000012545 processing Methods 0.000 claims description 13
- 230000004913 activation Effects 0.000 claims description 3
- 230000006978 adaptation Effects 0.000 claims description 3
- 230000009849 deactivation Effects 0.000 claims description 3
- 238000000034 method Methods 0.000 description 4
- 230000010354 integration Effects 0.000 description 3
- 229910000859 α-Fe Inorganic materials 0.000 description 3
- 239000002184 metal Substances 0.000 description 2
- 230000005355 Hall effect Effects 0.000 description 1
- 238000013459 approach Methods 0.000 description 1
- 230000008878 coupling Effects 0.000 description 1
- 238000010168 coupling process Methods 0.000 description 1
- 238000005859 coupling reaction Methods 0.000 description 1
- 238000013479 data entry Methods 0.000 description 1
- 238000011161 development Methods 0.000 description 1
- 230000001939 inductive effect Effects 0.000 description 1
- 230000010365 information processing Effects 0.000 description 1
- 230000002452 interceptive effect Effects 0.000 description 1
- 230000007935 neutral effect Effects 0.000 description 1
- 238000005457 optimization Methods 0.000 description 1
- 230000035939 shock Effects 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/352—Contactless payments by cards
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0873—Details of the card reader
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0873—Details of the card reader
- G07F7/0893—Details of the card reader the card reader reading the card in a contactless manner
Definitions
- the present invention relates to the field of electronic payment terminals and more particularly to terminals offering contactless payment functionality, in particular via contactless communication means.
- the invention relates to the optimization of the implementation of these contactless communication means regardless of the use of the electronic payment terminal.
- Most of today's electronic payment terminals include the contactless payment feature, which includes making a transaction by presenting a payment card with this feature in front of the contactless reader without having to enter a PIN.
- a logo indicating the "contactless” (or “Contactiess”) function is affixed to the reader, at the level of the antenna, so that that the user presents his card in a precise manner to allow the reading of information necessary for payment.
- the EMVCo specifications require that the "contactless" logo be located in the center of the antenna, to ensure optimal positioning of the consumer's payment card.
- the location of the antenna must therefore be chosen so that the corresponding logo can be placed visibly on the electronic payment terminal, which makes it difficult to place the antenna on the front of the payment terminal.
- electronic already equipped with a screen and a keyboard most often.
- the antenna is positioned under the screen of the electronic payment terminal, as shown in Figure la, but the rounded shapes of contactless antennas are not always compatible with increasingly smaller electronic payment terminals. , and whose screens are getting smaller and smaller.
- the positioning of the antenna on the rear face (101) of the electronic payment terminal is incompatible with some uses, more and more frequent, of the electronic payment terminal in coupling with another electronic device, such as a tablet or a smartphone.
- another electronic device such as a tablet or a smartphone.
- the electronic payment terminal (10) must be positioned on the rear face of the tablet (11), via its own rear face, thereby making it unusable for position the antenna.
- a mobile electronic payment terminal can be oriented merchant side or consumer side, it is not easy to find the most appropriate position for the antenna, regardless of the use of the electronic payment terminal.
- the invention proposes a new solution that does not have all of these disadvantages of the prior art, in the form of a peripheral device intended to be coupled in a mobile and removable manner to an electronic payment terminal comprising means for contactless communication, the peripheral device comprising at least a first part of the communication means of the electronic payment terminal.
- the peripheral device comprises at least one cooperating connector, when the peripheral device is coupled to the electronic payment terminal, with at least one complementary connector on the electronic payment terminal, the connectors forming wired communication means between the first part of the contactless communication means of the peripheral device and the electronic payment terminal.
- the invention proposes, according to its various embodiments, a new and inventive solution for the implementation of the "contactless" functionality of an electronic payment terminal making it possible to optimize the performance of this contactless functionality. with some of its resources on a device to be associated / docked at the electronic payment terminal.
- connectors arranged respectively on the peripheral device and the electronic payment terminal allow, when the peripheral device is coupled to the electronic payment terminal, to provide wired communication between the elements of the contactless feature of the device and the communication terminal.
- the contactless communication means are distributed between the peripheral device and the electronic payment terminal, the different parts of the contactless communication means can communicate via these connectors when the peripheral device and the electronic payment terminal are assembled. / mated.
- the antenna is disposed on the peripheral device and the printed circuit associated with the antenna (adaptation, processing of received data, etc.) is disposed on the electronic payment terminal, the data received from the antenna can to be transmitted to the printed circuit via these connectors.
- the contactless communication means if all the contactless communication means are arranged on the peripheral device, they must nevertheless communicate with certain elements of the electronic payment terminal, for example for the processing of the data received by the antenna, and can do it through these connectors.
- Such connectors are for example piston contact connectors, on the electronic payment terminal, and complementary connectors (bearing surface) on the peripheral device.
- the first part of the contactless communication means comprises an antenna capable of receiving data and the data received by the antenna transits via the wired communication means to at least one processing module disposed on the communication terminal.
- the antenna forming part of the non-contact communication means when the antenna forming part of the non-contact communication means is disposed on the peripheral device, the data read / received by this antenna is transmitted via the connectors located on the peripheral device. and the electronic payment terminal providing wired communication means to the electronic payment terminal (for example to a processing module making it possible to use the received data).
- the data read / received by the antenna are also transmitted, via the connectors located on the device and the electronic payment terminal providing means of communication f Mayor, the electronic payment terminal (for example a processing module for using the data received).
- the electronic payment terminal for example a processing module for using the data received.
- the peripheral device corresponds to a protective case of the electronic payment terminal.
- this embodiment of the invention confers all or part of the contactless functionality to a protective case of the electronic payment terminal, originally intended to protect the electronic payment terminal passively, thereby allowing a greater diversity of positioning of the antenna in particular.
- the protective case of the electronic payment terminal has at least two articulated parts allowing the electronic payment terminal to take at least two distinct positions of use, and therefore to the antenna located on the electronic payment terminal. case to be presented to the user in several positions of the electronic payment terminal.
- the implementation constraints of the contactless functionality of an electronic payment terminal are therefore greatly reduced because of the flexibility of use / assembly of the protective case on the electronic payment terminal.
- a protective case can be assembled to an electronic device in a plurality of ways, depending on whether it is desired to protect the device for transport, or use the case to present the device in a position of work, presentation to a third party, etc.
- the antenna is disposed on a transparent portion of the peripheral device.
- the antenna is disposed on a transparent or semi-transparent portion of the protective case of the payment terminal. electronic, intended to allow the reading of information displayed on the screen of the electronic payment terminal.
- the invention therefore advantageously takes advantage of a particular characteristic of a protective case of an electronic payment terminal which allows the display of information on the screen, thanks to a transparent part ( in the broad sense, that is to say a part through which one can distinguish what is below) of the case, even when the case is assembled at the electronic payment terminal.
- this embodiment makes it possible to visualize, through the holster, information relating to the contactless functionality (for example the "contactless" logo allowing the consumer to correctly position a payment card interfacing with the contactless antenna of the case to make a payment without contact).
- the invention also relates to an electronic payment terminal comprising contactless communication means of which at least a first part is disposed on a peripheral device intended to be coupled in a mobile and removable manner to the electronic payment terminal, the latter comprising at least one cooperating connector, when the peripheral device is coupled to the electronic payment terminal, with at least one complementary connector on the peripheral device, the connectors forming wired communication means between the first part of the contactless communication means of the peripheral device and the terminal electronic payment.
- the electronic payment terminal comprises:
- a characteristic processing module delivering at least one adaptation information of the contactless communication means.
- the invention proposes a new and inventive solution for the implementation of the "contactless" functionality on an electronic payment terminal, by deporting all or part of the means ensuring this functionality on a peripheral device to be coupled / removably and movably assembled to the electronic payment terminal, so as to optimize the performance of this contactless functionality, in particular regardless of the position of the electronic payment terminal and whatever its use (independent or attached to another device).
- the invention makes it possible to offer an optimal "contactless" functionality whether the electronic payment terminal is facing the customer or the merchant, and that the electronic payment terminal is used for independently or associated with a communication terminal such as a tablet or a smartphone (in this case, the electronic payment terminal is positioned on the rear of the communication terminal).
- the electronic payment terminal has in particular a detection module for example for detecting the presence of contactless communication means located on the peripheral device, and / or for detecting the position of these communication means, in such a way as to be able, if necessary, to adapt the circuit associated with the antenna to optimize its performance, thanks to an information processing module delivered by the detection module.
- a detection module for example for detecting the presence of contactless communication means located on the peripheral device, and / or for detecting the position of these communication means, in such a way as to be able, if necessary, to adapt the circuit associated with the antenna to optimize its performance, thanks to an information processing module delivered by the detection module.
- the antenna is positioned on the peripheral device and the associated circuit on the electronic payment terminal, the latter can not only detect the presence of the antenna, but also its position so as to implement one or more filters, on the electronic payment terminal, for adapting the integrated circuit associated with the antenna to optimize the performance of the antenna, regardless of its position with respect to the electronic payment terminal.
- the peripheral device is a protective case for the electronic payment terminal, which can be assembled at the electronic payment terminal in different ways (front face, rear face, assembly from one of the four payment terminal slices). electronics ...)
- the invention allows, according to this embodiment, to adapt the operation of the antenna present on the case, regardless of the assembly chosen.
- the case is positioned on the front of the electronic payment terminal, it may be that the antenna is closer to possible interfering electronic elements than when it is positioned on the rear face of the electronic payment terminal. . But this configuration may be necessary especially when the electronic payment terminal is itself coupled to a tablet, via its rear face.
- the detection module comprises at least one magnetic detector.
- the detection module of the electronic payment terminal makes it possible to detect the presence of the antenna, when the peripheral device (for example the protective case) is coupled to the electronic payment terminal, thanks to a magnetic detector of component type Hall effect for example.
- such a magnetic detector makes it possible to more precisely detect the position of this antenna, so as to adapt the circuit associated with the antenna in order to optimize the performance of the contactless functionality of the electronic payment terminal.
- the processing module also delivers activation or deactivation information for a contactless payment functionality of the electronic payment terminal.
- the detection of the presence or absence of the contactless communication means also makes it possible to activate or deactivate the corresponding functionality of the electronic payment terminal, namely for example the contactless payment.
- the detection module delivers information of absence of contactless communication means to the processing module
- the latter transmits a contactless payment deactivation information to a predetermined element of the electronic payment terminal.
- FIGS. 2a to 2c show an example of connectors forming the wired communication means between the electronic payment terminal and the device peripheral, according to one embodiment of the invention
- FIGS. 3a, 3b, 4a, 4c and 5 show an exemplary payment terminal and peripheral device according to a first embodiment of the invention, in several configurations;
- FIGS. 6a to 6c show an example of payment terminal and peripheral device according to a second embodiment of the invention, in several configurations;
- FIG. 7 shows an exemplary payment terminal and peripheral device according to a third embodiment of the invention.
- the principle of the invention consists in optimizing the implementation of the contactless communication means of an electronic payment terminal by deporting a part of these means to a peripheral device intended to be coupled to the electronic payment terminal, thus enabling a use of the contactless payment functionality regardless of the mode of use of the electronic payment terminal (independent or coupled to another device), regardless of the position of use (face shop, face customer %) and for any type of electronic payment terminal (regardless of its size).
- the invention implements connectors both on the peripheral device and on the electronic payment terminal, so as to allow communication, wired, between the communication means without remote contact on the peripheral device and the electronic payment terminal.
- all the contactless communication means are deported to the peripheral device, or only a part thereof, thereby reducing the constraints related to the contactless functionality for the payment terminal architecture. electronic.
- the constraints related to the integration of this antenna into an electronic payment terminal being very important, as already described in relation with the prior art.
- integrating the maximum number of components necessary for the contactless functionality in the peripheral device not only greatly reduces the constraints associated with the integration of the antenna, but also to market this peripheral device independently of the electronic payment terminal.
- the contactless payment functionality is fully integrated with the peripheral device, which can also integrate a power management functionality of the electronics present on the peripheral device, for example with an inductive power supply solution.
- Power can also be managed by integrating a connector with additional contacts, supporting both data and power.
- FIGS. 2a to 2c present an example of a connector that can be used, on the electronic payment terminal and the peripheral device, to allow a wired communication of data (for example the data read by the antenna located on the peripheral device) between the electronic payment terminal and the peripheral device.
- data for example the data read by the antenna located on the peripheral device
- FIGS. 2a to 2c present an example of a connector that can be used, on the electronic payment terminal and the peripheral device, to allow a wired communication of data (for example the data read by the antenna located on the peripheral device) between the electronic payment terminal and the peripheral device.
- the number and the location of the connectors on the electronic payment terminal are not limited to the example illustrated in FIG. 2b.
- the configuration of the connector or connectors responds to a problem of ease of pairing between the electronic payment terminal and the peripheral device, as well as a flexible connection, allowing easy assembly and removal, without complex manipulation.
- piston connectors 110 may be implanted on the electronic payment terminal, so as to cooperate with complementary connectors 210 peripheral device side, when the peripheral device is coupled to the electronic payment terminal.
- FIG. 2b more particularly illustrates the integration of this type of connectors 110 in an electronic payment terminal 10, so that the ends of the pistons emerge slightly to come to bear against their peripheral surface on the peripheral device side.
- FIG. 2c illustrates a connector 110 and in particular the various elements that compose it, according to this exemplary embodiment.
- the connector performs both the function of maintaining the peripheral device, via elements 112 (which may be magnets), and the wire connection function between the electronic payment terminal and the peripheral device via the pistons 111 of the connector.
- elements 112 which may be magnets
- pistons 111 of the connector are positioned slightly behind the edge of the electronic payment terminal, so as to protect them from possible shocks.
- connectors are described for illustrative purposes and any other form of connector, providing the same function of forming wired communication means when an electronic payment terminal and a peripheral device are coupled, can be implemented.
- the number of connectors is chosen according to the different assembly possibilities desired for the peripheral device on the electronic payment terminal.
- FIGS. 3a, 3b, 4a, 4b and 5 now describe an example of electronic payment terminal and peripheral device according to a first embodiment of the invention.
- the peripheral device 20 corresponds to a protective case intended to be assembled / coupled to the electronic payment terminal, for example via mechanical elements such as magnets, allowing the case to be at the same time. mobile when assembled at the electronic payment terminal, removable and repositionable. Indeed, it is sufficient that several magnets for the introduction of the case are integrated in different locations on the electronic payment terminal, so that the case can be installed on the electronic payment terminal in different positions.
- the mechanical elements for assembling the peripheral device on the electronic payment terminal may also correspond to elements allowing a more secure hold, such as screws for example, but still allowing easy withdrawal by the user.
- FIGS. 3a and 3b respectively show a positioning of the peripheral device 20 on part of the front face of the electronic payment terminal 10 and on a part of the rear face of the electronic payment terminal 10.
- FIG. 5 illustrates a positioning of the peripheral device 20 on one side of the electronic payment terminal 10, allowing a particular use of the electronic payment terminal 10 with a communication device such as a tablet. 11. Indeed, in this use case, the electronic payment terminal 10 is assembled to the communication device 11 via their respective rear faces.
- the case 20 carries part of the contactless communication means enabling the electronic payment terminal to offer a contactless payment functionality. More particularly, the case 20 carries at least the antenna, as illustrated by the logo "without contact” appearing on the case 20.
- this embodiment allows optimal use of the contactless payment functionality, regardless of the position of the electronic payment terminal: facing the customer (FIG. 3a), facing the merchant (Figure 3b), or assembled to a tablet ( Figure 5).
- the electronic payment terminal also has a module for detecting the presence of contactless communication means offset on the case, via two magnetic detectors 41 and 42, respectively illustrated in FIGS. 4a and 4b. .
- the antenna is detected by the detector 41, and a method of adapting the performance of the antenna can be implemented, so as to optimize the contactless payment functionality taking into account the position of the antenna on the front of the electronic payment terminal.
- the antenna is detected by the detector 42, and a method of adapting the performance of the antenna can be implemented, so as to optimize the contactless payment functionality by taking into account the position of the antenna on the back of the electronic payment terminal.
- a method of adapting the performance of the antenna consists, for example, in applying filters to the electronic payment terminal to optimize the performance of the antenna.
- the circuit can "activate” ferrites.
- Components of this type make it possible to filter the signal between the antenna and the "contactless” component (for example an "NFC reader IC” in English) and are conventionally added when the antenna is close to the metal parts of the terminal. electronic payment.
- the invention thus makes it possible to control, via the position detector (the detection module 41, 42), the activation of these ferrites, thus making it possible, for example, to support a so-called "free field” antenna position. that is to say, open case (thus remote antenna of the electronics of the electronic payment terminal), as well as a closed case position (therefore antenna in the vicinity of the electronics of the electronic payment terminal).
- additional detection elements can be integrated in the electronic payment terminal, so as to allow the use of contactless communication means in the best conditions, regardless of the position of the case on the electronic payment terminal.
- this embodiment makes it possible to optimize the contactless payment functionality available on the electronic payment terminal, when its protective case is positioned, without any additional constraint for the architecture of the terminal.
- this detection module can also be used to activate or deactivate the contactless functionality of the electronic payment terminal.
- this detection module can also be used to activate or deactivate the contactless functionality of the electronic payment terminal.
- this detection module makes it possible to activate the contactless function only when the antenna present is in a planned / authorized position (in “free field” or in a certified position). Thus, for certification requirements, it is indeed necessary to be able to "neutralize” the function in non-authorized antenna positions. Furthermore, since the contactless function is very battery-consuming, it is of great interest to be able to automatically disable this function for a mobile electronic payment terminal for example.
- FIGS. 6a to 6c show an exemplary electronic payment terminal and peripheral device according to a second embodiment of the invention, in which the peripheral device corresponds to a protective case having a plurality of hinged flaps.
- the plurality of flaps of this protective case allows in particular to multiply the positions of the electronic payment terminal (as shown in Figures 6b and 6c) and therefore the positioning of the contactless communication means deported on this case.
- the antenna can be on one of the three components, for example the one closest to the assembly means of the case to the electronic payment terminal, as shown in Figure 6a. Therefore, when the shutters of the case are arranged to allow the presentation of the electronic payment terminal as shown for example in Figures 6b and 6c, the remote antenna on one of the shutters of the case is still accessible for a contactless payment.
- the configuration illustrated in FIG. 6c enables the merchant to keep the electronic payment terminal facing him, for example to enter via the keyboard data such as the amount of the transaction, while orienting the "contactless" part. towards the customer so that he can approach his contactless payment card. This configuration makes it possible to reduce the handling of the electronic payment terminal and thus the risks of falling or unintended data entry.
- FIG. 7 shows a third embodiment of the invention, in which the peripheral device also corresponds to a protective case for the electronic payment terminal, having a plurality of shutters, one of which (70) is transparent or semi-transparent.
- the contactless communication means or at least the antenna, are integrated in this "transparent" section of the case, thus enabling the case to cover the front face of the electronic payment terminal. , to display on the screen of the electronic payment terminal the "contactless" logo so that the consumer knows where to present his contactless payment card.
- This embodiment thus makes it possible not to screen the contactless logo on the case, while meeting the requirements of EMVCo by displaying this logo on the screen of the electronic payment terminal, for example only when the contactless functionality is activated. This logo can be viewed through the transparent cover of the case.
- This embodiment also makes it possible to propose to the user (for example the merchant) a "neutral" protection case, without a logo, offering the possibility of viewing the screen of the electronic payment terminal even when the case is positioned for protect the front of the electronic payment terminal.
- the logo "Contactless” is only present in the expected position and avoids any confusion on the possible use of the function in a position in which the logo is visible but the function not activated.
Landscapes
- Engineering & Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Computer Networks & Wireless Communication (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Cash Registers Or Receiving Machines (AREA)
- Telephone Function (AREA)
- Coupling Device And Connection With Printed Circuit (AREA)
- Details Of Connecting Devices For Male And Female Coupling (AREA)
Abstract
Description
Claims
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
FR1556596A FR3038769B1 (fr) | 2015-07-10 | 2015-07-10 | Dispositif peripherique actif et terminal de paiement electronique. |
PCT/IB2016/054465 WO2017009816A1 (fr) | 2015-07-10 | 2016-07-26 | Dispositif périphérique actif et terminal de paiement électronique |
Publications (1)
Publication Number | Publication Date |
---|---|
EP3320503A1 true EP3320503A1 (fr) | 2018-05-16 |
Family
ID=54356490
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
EP16751014.8A Withdrawn EP3320503A1 (fr) | 2015-07-10 | 2016-07-26 | Dispositif périphérique actif et terminal de paiement électronique |
Country Status (5)
Country | Link |
---|---|
US (1) | US11238434B2 (fr) |
EP (1) | EP3320503A1 (fr) |
CA (1) | CA2991859A1 (fr) |
FR (1) | FR3038769B1 (fr) |
WO (1) | WO2017009816A1 (fr) |
Families Citing this family (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
FR3073064B1 (fr) * | 2017-10-31 | 2020-06-12 | Worldline | Systeme de paiement multifonctionnel |
FR3088469B1 (fr) * | 2018-11-08 | 2023-01-06 | Ingenico Group | Support d'indicateur visuel et dispositif de paiement correspondant |
FR3120972B1 (fr) * | 2021-03-16 | 2024-06-28 | Banks And Acquirers Int Holding | Dispositif de paiement intégré dans une borne de paiement électronique non surveillée |
Family Cites Families (9)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
FR2795845B1 (fr) * | 1999-07-01 | 2001-09-28 | Wynid Technologies Sa | Terminal de vente portable et modulaire permettant d'effectuer une ou plusieurs applications monetiques sur un point de vente |
US20040167843A1 (en) * | 2003-02-24 | 2004-08-26 | French Craig W. | Method for estimating inputs to an optimization of a portfolio of assets |
BR0318410A (pt) * | 2003-07-22 | 2006-08-01 | Nokia Corp | dispositivo leitor de transponders de identificação de rádio freqüência, dispositivo eletrÈnico portátil com dispositivo leitor incorporado, e, sistema compreendendo o leitor e o dispositivo eletrÈnico portátil |
US7357309B2 (en) * | 2004-01-16 | 2008-04-15 | Telefonaktiebolaget Lm Ericsson (Publ) | EMV transactions in mobile terminals |
WO2006059487A1 (fr) * | 2004-11-30 | 2006-06-08 | Matsushita Electric Industrial Co., Ltd. | Terminal portable |
DE102007028100A1 (de) * | 2007-06-19 | 2008-12-24 | Siemens Ag | Adaptervorrichtung für Chipkarten und Lesegeräten |
JP5424341B2 (ja) * | 2010-05-18 | 2014-02-26 | Necカシオモバイルコミュニケーションズ株式会社 | 携帯通信端末 |
EP2823436A4 (fr) * | 2012-03-06 | 2015-05-20 | Visa Int Service Ass | Dispositif adaptateur à double interface |
US20160012465A1 (en) * | 2014-02-08 | 2016-01-14 | Jeffrey A. Sharp | System and method for distributing, receiving, and using funds or credits and apparatus thereof |
-
2015
- 2015-07-10 FR FR1556596A patent/FR3038769B1/fr not_active Expired - Fee Related
-
2016
- 2016-07-08 US US15/205,947 patent/US11238434B2/en active Active
- 2016-07-26 CA CA2991859A patent/CA2991859A1/fr active Pending
- 2016-07-26 EP EP16751014.8A patent/EP3320503A1/fr not_active Withdrawn
- 2016-07-26 WO PCT/IB2016/054465 patent/WO2017009816A1/fr active Application Filing
Also Published As
Publication number | Publication date |
---|---|
WO2017009816A1 (fr) | 2017-01-19 |
CA2991859A1 (fr) | 2017-01-19 |
US20170011385A1 (en) | 2017-01-12 |
FR3038769A1 (fr) | 2017-01-13 |
US11238434B2 (en) | 2022-02-01 |
FR3038769B1 (fr) | 2021-11-12 |
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