CN113450197A - Hanging account self-balancing result checking method and device - Google Patents
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Abstract
The embodiment of the invention discloses a method and a device for checking an account hanging self-balancing result, which can be used in the financial field or other technical fields, wherein the method comprises the following steps: acquiring the processing result of the loan particulars and the hanging account self-balancing system to the loan particulars; dividing the loan particulars according to preset classifications to obtain all loan particulars corresponding to each classification; calculating the account hanging amount corresponding to each classification; when the account hanging amount of a certain classification is 0, determining whether a corresponding account hanging record exists in the processing result of the debit account number or the credit account number corresponding to the classification; and when the account hanging amount of a certain classification is not 0, determining whether a corresponding account hanging record exists in the processing result of the debit account number or the credit account number corresponding to the classification. The invention can automatically check the account hanging processing result of the account hanging self-balancing system, and solves the problems of time and labor waste and low efficiency existing in the existing manual check.
Description
Technical Field
The invention relates to the technical field of data processing, in particular to a method and a device for checking an account hanging self-balancing result.
Background
The posting is a common practice in the current accounting processing. Due to the fact that daily cutting time is inconsistent, accounts of the lending party and the lending party are not reflected in the same day, and account hanging is caused.
The accounting is processed by rolling difference according to the file and transaction mechanism, service type, currency and debit dimensionality, and is recorded into a corresponding platform account internal account according to a rolling difference result: more borrowers and less lenders are used, and account rolling and account hanging are carried out by hanging a lender platform; and (4) hanging accounts by a debit platform with less debit and more credit.
As shown in fig. 4: and (3) one account transfer initiated by the product application A, because the borrower occurs on T days and the lender occurs on T +1, after each product application provides the rolling difference occurring amount to the accounting, the accounting generates active account hanging with the same amount and opposite borrowing and lending on T days and T +1 days respectively.
In recent years, there are more and more applications related to accounting, and every application related to accounting has a possibility of accounting every other day. At present, the automatic compensation function of the hanging account is realized according to the hanging account every other day through the hanging account self-balancing system. And the account hanging self-balancing system is used for judging whether account hanging is needed according to the details of the loan on the day and adding the account hanging to a preset account when the account hanging is needed. At present, account-related applications are more and more, account-hanging details reach millions, subsequent business volume is increased to hundred million, and automatic completion processing of all application account-hanging of the current account-hanging self-balancing system depends on manual checking. At present, the manual checking method wastes time and labor, has low efficiency, and the prior art lacks a more efficient method for checking the hanging account processing result of the checking hanging account self-balancing system.
Disclosure of Invention
The invention provides a method and a device for checking an account-hanging self-balancing result to solve the technical problems in the background technology.
In order to achieve the above object, according to an aspect of the present invention, there is provided a posted self-balancing result checking method, including:
acquiring the processing result of the loan particulars and the hanging account self-balancing system to the loan particulars;
dividing the loan particulars according to preset classifications to obtain all the loan particulars corresponding to each classification, wherein any two classifications are different in at least one of four attributes of region, network point, currency and service type;
calculating the account amount corresponding to each classification according to all the loan particulars corresponding to each classification;
when the hanging account amount of a certain classification is 0, determining whether a corresponding hanging account record exists in the processing result of the debit hanging account number or the credit hanging account number corresponding to the classification, if so, adding all the debit and credit details corresponding to the classification into a check failed list, and if not, adding all the debit and credit details corresponding to the classification into a check passed list;
and when the account hanging amount of a certain classification is not 0, determining whether a corresponding account hanging record exists in the processing result of the debit account number or the credit account number corresponding to the classification, if so, adding all the debit and credit details corresponding to the classification into a check passing list, and if not, adding all the debit and credit details corresponding to the classification into a check failing list.
Optionally, the account hanging self-balancing system is configured to determine whether each classification needs to be subjected to account hanging processing according to all loan details corresponding to each classification, and perform account hanging processing on a certain classification when the classification needs to be subjected to account hanging processing to generate an account hanging record, where the account hanging processing includes: the method comprises the following steps that credit side active account hanging and debit side active account hanging are carried out, and account hanging records corresponding to the credit side active account hanging comprise: the account number and amount of credit account corresponding to the classification, and the account record corresponding to the debit active account include: and the debit account number and the amount corresponding to the classification.
Optionally, the calculating the posting amount corresponding to each classification according to all the lending details corresponding to each classification specifically includes:
and subtracting the total lender amount from the total borrower amount of all the lending details corresponding to each classification to obtain the account hanging amount corresponding to each classification.
Optionally, when the posting amount of a certain classification is not 0, determining whether a corresponding posting record exists in the processing result for the debit posting account or the credit posting account corresponding to the classification, if so, adding all the debit and credit details corresponding to the classification into the check passing list, and if not, adding all the debit and credit details corresponding to the classification into the check failing list, specifically including:
and when the account hanging amount of a certain classification is larger than 0, determining whether a corresponding account hanging record exists in the processing result of the credit account hanging number corresponding to the classification, if so, adding all the debit details corresponding to the classification into a check passing list, and if not, adding all the debit details corresponding to the classification into a check failing list, wherein the account hanging amount recorded in the corresponding account hanging record is equal to the account hanging amount of the classification.
Optionally, when the posting amount of a certain classification is not 0, determining whether a corresponding posting record exists in the processing result for the debit posting account or the credit posting account corresponding to the classification, if so, adding all the debit and credit details corresponding to the classification into the check passing list, and if not, adding all the debit and credit details corresponding to the classification into the check failing list, specifically including:
and when the account hanging amount of a certain classification is less than 0, determining whether a corresponding account hanging record exists in the processing result of the debit account number corresponding to the classification, if so, adding all the debit details corresponding to the classification into a check passing list, and if not, adding all the debit details corresponding to the classification into a check failing list, wherein the account hanging amount recorded in the corresponding account hanging record is equal to the absolute value of the account hanging amount of the classification.
Optionally, the method for checking an account-hanging self-balancing result further includes:
and adding the obtained loan details which are not in the check passing list and are not in the check failing list into the multi-hung suspected list.
Optionally, the method for checking an account-hanging self-balancing result further includes:
acquiring a checking passing detail query request, wherein the checking passing detail query request comprises information of four dimensions of regions, network points, currency and service types;
and inquiring all loan particulars corresponding to the detail inquiry request of the check pass from the check pass list, and generating a display interface according to all the inquired loan particulars so as to visually display the inquired loan particulars.
Optionally, the method for checking an account-hanging self-balancing result further includes:
acquiring a checking non-passing detail query request, wherein the checking non-passing detail query request comprises information of four dimensions of regions, network points, currency and service types;
and inquiring all the loan particulars corresponding to the detail inquiring request which does not pass the check from the check failing list, and generating a display interface according to all the inquired loan particulars so as to visually display the inquired loan particulars.
Optionally, the obtaining of the loan detail specifically includes:
all loan details on the previous day are obtained after the day is cut.
In order to achieve the above object, according to another aspect of the present invention, there is provided a posted self-balancing result collation apparatus comprising:
the account-hanging self-balancing system processing result acquisition module is used for acquiring the loan particulars and the processing result of the account-hanging self-balancing system on the loan particulars;
the system comprises a loan detail dividing module, a data processing module and a data processing module, wherein the loan detail dividing module is used for dividing the loan detail according to preset classifications to obtain all loan details corresponding to each classification, and any two classifications are different in at least one of four attributes of region, network point, currency and service type;
the account-hanging amount determining module is used for calculating the account-hanging amount corresponding to each classification according to all the loan particulars corresponding to each classification;
the first checking module is used for determining whether a corresponding account hanging record exists in the processing result of a debit account or a credit account corresponding to a certain classification when the account hanging amount of the certain classification is 0, if so, adding all the debit and credit details corresponding to the classification into a check failed list, and if not, adding all the debit and credit details corresponding to the classification into a check passed list;
and the second checking module is used for determining whether a corresponding account hanging record exists in the processing result of the debit account number or the credit account number corresponding to a certain classification when the account hanging amount of the certain classification is not 0, if so, adding all the debit and credit details corresponding to the classification into a checking passing list, and if not, adding all the debit and credit details corresponding to the classification into a checking failing list.
In order to achieve the above object, according to another aspect of the present invention, there is also provided a computer device, including a memory, a processor, and a computer program stored on the memory and executable on the processor, the processor implementing the steps in the above on-book self-balancing result checking method when executing the computer program.
In order to achieve the above object, according to another aspect of the present invention, there is also provided a computer-readable storage medium storing a computer program which, when executed in a computer processor, implements the steps in the above-described on-line self-balancing result collation method.
The invention has the beneficial effects that: according to the embodiment of the invention, the processing results of the loan particulars are obtained through the loan particulars and the processing results of the hanging account self-balancing system on the loan particulars, the loan particulars are divided according to the preset classification to obtain all the loan particulars corresponding to each classification, the hanging account amount corresponding to each classification is calculated according to all the loan particulars corresponding to each classification, the processing results of the hanging account self-balancing system are checked according to the hanging account amount corresponding to each classification, and the checking results are recorded.
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In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly introduced below, and it is obvious that the drawings in the following description are some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to these drawings without creative efforts. In the drawings:
FIG. 1 is a flow chart of a method for checking an on-line self-balancing result according to an embodiment of the present invention;
FIG. 2 is a flow diagram of a check-by-manifest query in accordance with an embodiment of the present invention;
FIG. 3 is a flow diagram of an embodiment of the present invention for checking a non-passing checklist query;
FIG. 4 is a schematic diagram of an alternate daily account book according to an embodiment of the present invention;
FIG. 5 is a schematic diagram of a checkthrough checklist query interface in accordance with an embodiment of the present invention;
FIG. 6 is a schematic diagram of a checkdo not go through checklist query interface in accordance with an embodiment of the present invention;
FIG. 7 is a block diagram of an apparatus for checking an on-line self-balancing result according to an embodiment of the present invention;
FIG. 8 is a schematic diagram of a computer apparatus according to an embodiment of the present invention.
Detailed Description
In order to make the technical solutions of the present invention better understood, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
It should be noted that the terms "comprises" and "comprising," and any variations thereof, in the description and claims of the present invention and the above-described drawings, are intended to cover a non-exclusive inclusion, such that a process, method, system, article, or apparatus that comprises a list of steps or elements is not necessarily limited to those steps or elements expressly listed, but may include other steps or elements not expressly listed or inherent to such process, method, article, or apparatus.
It should be noted that the embodiments and features of the embodiments may be combined with each other without conflict. The present invention will be described in detail below with reference to the embodiments with reference to the attached drawings.
It should be noted that the method and the device for checking the hanging account self-balancing result of the invention can be applied to the financial field and can also be applied to other technical fields.
Fig. 1 is a flowchart of a checking method of an account-balancing result according to an embodiment of the present invention, and as shown in fig. 1, in an embodiment of the present invention, the checking method of an account-balancing result according to the present invention includes steps S101 to S105.
And S101, acquiring the processing result of the loan detail and the hanging self-balancing system to the loan detail.
In the embodiment of the invention, the loan particulars obtained in the step are the loan particulars accessed to the hanging account self-balancing system, and the loan particulars comprise two types of loan particulars and loan particulars. Each loan statement includes: the account checking method comprises the following steps of checking account numbers, checking amount and other information, wherein the check account numbers can be debit check account numbers or credit check account numbers. For example, a piece of loan detail is 100-element debit account number A.
In an embodiment of the present invention, this step obtains the loan detail, and specifically may obtain all the loan detail of the previous day after the day is cut. In the embodiment of the invention, after every day is cut, namely, the day is changed from T to T +1, the account-hanging self-balancing system checks the processing result generated by processing all the loan detail of the previous day (namely, T).
And step S102, dividing the loan particulars according to preset classifications to obtain all the loan particulars corresponding to each classification, wherein any two classifications are different in at least one of four attributes of region, network point, currency and service type.
The invention further classifies the borrowing and lending details of the access hanging account self-balancing system according to the dimensions of areas, network points, currency and business types.
In the present invention, each category of the present invention represents a channel, that is, this step is used to obtain all loan details corresponding to each channel, and each channel is distinguished from other channels in at least one of four dimensions of region, website, currency and business category.
And step S103, calculating the account hanging amount corresponding to each classification according to all the loan detail corresponding to each classification.
In an embodiment of the present invention, the step may specifically subtract the total debit amount from the total credit amount of all the debit particulars corresponding to each category to obtain the account posting amount corresponding to each category.
The invention respectively accumulates the debit amount and the credit amount according to all debit and credit details corresponding to each classification (channel), subtracts the credit total amount from the debit total amount to obtain the posting amount after the accumulation is finished, and judges the posting direction according to the posting amount. And if the account hanging amount corresponding to a certain classification is 0, not hanging account, but acquiring the debit account and the credit account corresponding to the classification. And if the account hanging amount corresponding to a certain classification is larger than 0, acquiring the credit account hanging account corresponding to the classification. And if the account hanging amount corresponding to a certain classification is less than 0, acquiring a debit account corresponding to the classification.
In the invention, a debit account number and a credit account number are preset for each classification (channel), and when the classification needs to be subjected to account hanging, the account hanging self-balancing system carries out account hanging on the debit account number or the credit account number corresponding to the classification. Optionally, the debit account and the credit account are internal bank accounts.
And step S104, when the posting amount of a certain classification is 0, determining whether a corresponding posting record exists in the processing result for the debit posting account or the credit posting account corresponding to the classification, if so, adding all the debit and credit details corresponding to the classification into the checking non-passing list, and if not, adding all the debit and credit details corresponding to the classification into the checking passing list.
According to the invention, the gross information check is carried out according to the account number information acquired in the step S103 and the processing result file of the account balancing system.
When the account hanging amount of a certain classification is 0, the account hanging account numbers of the lending parties and the amount of the account hanging amount of the lending parties are used for searching a processing result file of the account hanging self-balancing system, if no record can be searched, a corresponding checking pass list of the access account hanging self-balancing system is output, the checking pass is recorded in a checking result field, the account hanging account number is recorded to be 0, the amount of the account is 0, and the lending mark is 0 corresponding to each detail.
Step S105, when the posting amount of a certain classification is not 0, determining whether a corresponding posting record exists in the processing result for the debit posting account or the credit posting account corresponding to the classification, if so, adding all the debit and credit details corresponding to the classification to the check passing list, and if not, adding all the debit and credit details corresponding to the classification to the check failing list.
When the hanging account amount of a certain classification is not 0, the processing result file of the hanging account self-balancing system is searched by using the information such as the debit hanging account number or the credit hanging account number corresponding to the classification and the hanging account amount, if the record is inquired, the record is checked to be passed, the corresponding access hanging account self-balancing system check pass detailed list is output, the check result field records the check to be passed, the information such as each detailed hanging account number, the amount, the debit and credit mark is correspondingly recorded, and the checked mark is marked on the processing result record of the hanging account self-balancing system. And if the corresponding record cannot be found, outputting a corresponding checking failing list, and recording information such as account numbers, account amounts and debit and credit marks to be hung.
In an embodiment of the present invention, the hanging self-balancing system is configured to determine whether each classification needs to be subjected to hanging processing according to all loan details corresponding to each classification (channel), and when a certain classification needs to be subjected to hanging processing, obtain a credit hanging account or a debit hanging account corresponding to the classification, perform hanging processing, and generate a hanging record, where the hanging processing includes: the method comprises the following steps that credit side active account hanging and debit side active account hanging are carried out, and account hanging records corresponding to the credit side active account hanging comprise: the account number and amount of credit account corresponding to the classification, and the account record corresponding to the debit active account include: and the debit account number and the amount corresponding to the classification.
In an embodiment of the present invention, the step S105 specifically includes:
when the account hanging amount of a certain classification is larger than 0, determining whether a corresponding account hanging record exists in the processing result of the credit account hanging number corresponding to the classification, if so, adding all the debit details corresponding to the classification into a check passing list, and if not, adding all the debit details corresponding to the classification into a check failing list, wherein the account hanging amount recorded in the corresponding account hanging record is equal to the account hanging amount of the classification;
and when the account hanging amount of a certain classification is less than 0, determining whether a corresponding account hanging record exists in the processing result of the debit account number corresponding to the classification, if so, adding all the debit details corresponding to the classification into a check passing list, and if not, adding all the debit details corresponding to the classification into a check failing list, wherein the account hanging amount recorded in the corresponding account hanging record is equal to the absolute value of the account hanging amount of the classification.
The invention also displays the intelligent checking result through the interface, and the user can inquire the intelligent checking result on the interface.
Fig. 2 is a flowchart of the check-by-list query according to the embodiment of the present invention, and as shown in fig. 2, the query to the check-by-list according to the embodiment of the present invention includes step S201 and step S202.
Step S201, obtaining a checking passing detail query request, where the checking passing detail query request includes information of four dimensions of a region, a website, a currency, and a service category.
FIG. 5 is a schematic view of a check pass list query interface according to an embodiment of the present invention, and as shown in FIG. 5, the check pass list can be displayed on the interface according to the present invention. The information of the region, the network, the currency and the business (namely the business category) is input on the interface, and the corresponding detail records can be obtained by clicking [ inquiry ], and the information of account numbers, loan marks, money amount and the like required to be hung in the region, the network, the currency and the business are obtained. In the invention, a preset classification (channel) can be determined by four information of region, network point, currency and service type.
Step S202 queries all the loan particulars corresponding to the check-pass statement query request from the check-pass statement, and generates a display interface according to all the queried loan particulars, so as to visually display the queried loan particulars.
Fig. 3 is a flowchart of checking non-passing list query according to an embodiment of the present invention, and as shown in fig. 3, the flow of checking non-passing list query according to an embodiment of the present invention includes step S301 and step S302.
Step S301, obtaining a checking failure detail query request, wherein the checking failure detail query request includes information of four dimensions of regions, network points, currency and service types.
FIG. 6 is a schematic diagram of a checking non-passing list query interface according to an embodiment of the present invention, and as shown in FIG. 6, the checking non-passing list may be displayed in the interface according to the present invention. Clicking (inquiring) in an interface input area, a network point, a currency type and a service (namely a service type) to obtain corresponding detail records and obtain information such as account numbers, account amounts and the like which need to be checked and not be checked in each detail record.
Step S302, inquiring all loan particulars corresponding to the detail inquiring request which does not pass the check from the check failing list, and generating a display interface according to all the inquired loan particulars so as to visually display the inquired loan particulars.
In an embodiment of the present invention, the method for checking an account-hanging self-balancing result further includes:
and adding the obtained loan details which are not in the check passing list and are not in the check failing list into the multi-hung suspected list.
In an embodiment of the present invention, the present invention may also display the multiple suspected hung accounts in a report form, which can be seen in table 1 below.
TABLE 1
As can be seen from the above embodiments, the invention processes the loan particulars accessed to the hanging account self-balancing system, each loan particulars includes information such as a hanging account number and an amount of money, and automatically checks with the processing result of the hanging account self-balancing system, outputs the checking result, and displays the checking result by interfacing, thereby facilitating a person unfamiliar with the hanging account self-balancing system to directly check the hanging account result. The invention intelligently outputs the checking result of the account hanging and the checking result of the interface display, and solves the test dilemma that the checking workload is large and the business checking is difficult.
It should be noted that the steps illustrated in the flowcharts of the figures may be performed in a computer system such as a set of computer-executable instructions and that, although a logical order is illustrated in the flowcharts, in some cases, the steps illustrated or described may be performed in an order different than presented herein.
Based on the same inventive concept, the embodiment of the present invention further provides a device for checking a self-balancing result of a hanging account, which can be used for implementing the method for checking a self-balancing result of a hanging account described in the above embodiment, as described in the following embodiments. Because the principle of solving the problems of the hanging account self-balancing result checking device is similar to that of the hanging account self-balancing result checking method, the embodiment of the hanging account self-balancing result checking device can be referred to the embodiment of the hanging account self-balancing result checking method, and repeated parts are not described again. As used hereinafter, the term "unit" or "module" may be a combination of software and/or hardware that implements a predetermined function. Although the means described in the embodiments below are preferably implemented in software, an implementation in hardware, or a combination of software and hardware is also possible and contemplated.
Fig. 7 is a block diagram of a checking apparatus for an account-hanging self-balancing result according to an embodiment of the present invention, and as shown in fig. 7, the checking apparatus for an account-hanging self-balancing result according to an embodiment of the present invention includes:
the account-hanging self-balancing system processing result acquisition module 1 is used for acquiring the loan particulars and the processing result of the account-hanging self-balancing system on the loan particulars;
the loan detail dividing module 2 is used for dividing the loan details according to preset classifications to obtain all loan details corresponding to each classification, wherein any two classifications are different in at least one of four attributes of region, network point, currency and service type;
the account-hanging amount determining module 3 is used for calculating the account-hanging amount corresponding to each classification according to all the loan particulars corresponding to each classification;
the first checking module 4 is configured to determine whether a corresponding posting record exists in the processing result for a debit posting account or a credit posting account corresponding to a certain classification when the posting amount of the certain classification is 0, add all the loan particulars corresponding to the classification to the checking non-passing list if the corresponding posting record exists, and add all the loan particulars corresponding to the classification to the checking passing list if the corresponding posting record does not exist;
and the second checking module 5 is configured to determine whether a corresponding posting record exists in the processing result for the debit posting account or the credit posting account corresponding to the category when the posting amount of the category is not 0, add all the loan details corresponding to the category to the check passing list if the corresponding posting record exists, and add all the loan details corresponding to the category to the check failing list if the corresponding posting record does not exist.
In an embodiment of the present invention, the posting amount determining module 3 is specifically configured to subtract the total debit amount from the total debit amount of all the debit particulars corresponding to each category to obtain the posting amount corresponding to each category.
In an embodiment of the present invention, the second checking module 5 specifically includes:
and the first processing unit is used for determining whether a credit side account number corresponding to a certain classification has a corresponding account record in the processing result when the account amount of the certain classification is larger than 0, if so, adding all the debit and credit details corresponding to the classification into a check passing list, and if not, adding all the debit and credit details corresponding to the classification into a check failing list, wherein the account amount recorded in the corresponding account record is equal to the account amount of the classification.
In an embodiment of the present invention, the second checking module 5 further includes:
and the second processing unit is used for determining whether a corresponding account hanging record exists in the processing result of the debit account number corresponding to a certain classification when the account hanging amount of the certain classification is less than 0, if so, adding all the debit and credit details corresponding to the classification into a check passing list, and if not, adding all the debit and credit details corresponding to the classification into a check failing list, wherein the account hanging amount recorded in the corresponding account hanging record is equal to the absolute value of the account hanging amount of the classification.
In an embodiment of the present invention, the apparatus for checking an account-hanging self-balancing result of the present invention further includes:
and the multi-hang suspected list generating module is used for adding the loan details which are not in the check passing list and are not in the check failing list in all the obtained loan details into the multi-hang suspected list.
In an embodiment of the present invention, the apparatus for checking an account-hanging self-balancing result of the present invention further includes:
the verification passing detail query request acquisition module is used for acquiring a verification passing detail query request, wherein the verification passing detail query request comprises information of four dimensions of regions, network points, currency and service types;
and the verification passing detail query module is used for querying all the loan details corresponding to the verification passing detail query request from the verification passing list, and generating a display interface according to all the queried loan details so as to visually display the queried loan details.
In an embodiment of the present invention, the apparatus for checking an account-hanging self-balancing result of the present invention further includes:
the verification failure detail query request acquisition module is used for acquiring a verification failure detail query request, wherein the verification failure detail query request comprises information of four dimensions of regions, network points, currency and business types;
and the verification failure detail query module is used for querying all loan detail corresponding to the verification failure detail query request from the verification failure list and generating a display interface according to all the queried loan detail so as to visually display the queried loan detail.
In an embodiment of the present invention, the hanging account self-balancing system processing result obtaining module 1 is specifically configured to obtain all loan details of a previous day after a day is cut.
To achieve the above object, according to another aspect of the present application, there is also provided a computer apparatus. As shown in fig. 8, the computer device comprises a memory, a processor, a communication interface and a communication bus, wherein a computer program that can be run on the processor is stored in the memory, and the steps of the method of the above embodiment are realized when the processor executes the computer program.
The processor may be a Central Processing Unit (CPU). The Processor may also be other general purpose processors, Digital Signal Processors (DSPs), Application Specific Integrated Circuits (ASICs), Field Programmable Gate Arrays (FPGAs) or other Programmable logic devices, discrete Gate or transistor logic devices, discrete hardware components, or a combination thereof.
The memory, which is a non-transitory computer readable storage medium, may be used to store non-transitory software programs, non-transitory computer executable programs, and units, such as the corresponding program units in the above-described method embodiments of the present invention. The processor executes various functional applications of the processor and the processing of the work data by executing the non-transitory software programs, instructions and modules stored in the memory, that is, the method in the above method embodiment is realized.
The memory may include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application program required for at least one function; the storage data area may store data created by the processor, and the like. Further, the memory may include high speed random access memory, and may also include non-transitory memory, such as at least one disk storage device, flash memory device, or other non-transitory solid state storage device. In some embodiments, the memory optionally includes memory located remotely from the processor, and such remote memory may be coupled to the processor via a network. Examples of such networks include, but are not limited to, the internet, intranets, local area networks, mobile communication networks, and combinations thereof.
The one or more units are stored in the memory and when executed by the processor perform the method of the above embodiments.
The specific details of the computer device may be understood by referring to the corresponding related descriptions and effects in the above embodiments, and are not described herein again.
In order to achieve the above object, according to another aspect of the present application, there is also provided a computer-readable storage medium storing a computer program which, when executed in a computer processor, implements the steps in the above-described on-line self-balancing result collation method. It will be understood by those skilled in the art that all or part of the processes of the methods of the embodiments described above can be implemented by a computer program, which can be stored in a computer-readable storage medium, and when executed, can include the processes of the embodiments of the methods described above. The storage medium may be a magnetic Disk, an optical Disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a Flash Memory (Flash Memory), a Hard Disk (Hard Disk Drive, abbreviated as HDD) or a Solid State Drive (SSD), etc.; the storage medium may also comprise a combination of memories of the kind described above.
It will be apparent to those skilled in the art that the modules or steps of the present invention described above may be implemented by a general purpose computing device, they may be centralized on a single computing device or distributed across a network of multiple computing devices, and they may alternatively be implemented by program code executable by a computing device, such that they may be stored in a storage device and executed by a computing device, or fabricated separately as individual integrated circuit modules, or fabricated as a single integrated circuit module from multiple modules or steps. Thus, the present invention is not limited to any specific combination of hardware and software.
The above description is only a preferred embodiment of the present invention and is not intended to limit the present invention, and various modifications and changes may be made by those skilled in the art. Any modification, equivalent replacement, or improvement made within the spirit and principle of the present invention should be included in the protection scope of the present invention.
Claims (15)
1. A checking method for an account hanging self-balancing result is characterized by comprising the following steps:
acquiring the processing result of the loan particulars and the hanging account self-balancing system to the loan particulars;
dividing the loan particulars according to preset classifications to obtain all the loan particulars corresponding to each classification, wherein any two classifications are different in at least one of four attributes of region, network point, currency and service type;
calculating the account amount corresponding to each classification according to all the loan particulars corresponding to each classification;
when the hanging account amount of a certain classification is 0, determining whether a corresponding hanging account record exists in the processing result of the debit hanging account number or the credit hanging account number corresponding to the classification, if so, adding all the debit and credit details corresponding to the classification into a check failed list, and if not, adding all the debit and credit details corresponding to the classification into a check passed list;
and when the account hanging amount of a certain classification is not 0, determining whether a corresponding account hanging record exists in the processing result of the debit account number or the credit account number corresponding to the classification, if so, adding all the debit and credit details corresponding to the classification into a check passing list, and if not, adding all the debit and credit details corresponding to the classification into a check failing list.
2. The method for checking account-hanging self-balancing results according to claim 1, wherein the account-hanging self-balancing system is configured to determine whether each category needs to be subjected to account-hanging processing according to all the lending details corresponding to each category, and perform the account-hanging processing on a category and generate an account-hanging record when the account-hanging processing is required on the category, wherein the account-hanging processing includes: the method comprises the following steps that credit side active account hanging and debit side active account hanging are carried out, and account hanging records corresponding to the credit side active account hanging comprise: the account number and amount of credit account corresponding to the classification, and the account record corresponding to the debit active account include: and the debit account number and the amount corresponding to the classification.
3. The method for checking account-hanging self-balancing results according to claim 1, wherein the calculating the account-hanging amount corresponding to each category according to all the lending details corresponding to each category specifically includes:
and subtracting the total lender amount from the total borrower amount of all the lending details corresponding to each classification to obtain the account hanging amount corresponding to each classification.
4. The on-line self-balancing result checking method according to claim 3, wherein when the on-line amount of a certain category is not 0, determining whether a corresponding on-line record exists in the processing result for the debit account number or the credit account number corresponding to the category, if so, adding all the debit and credit details corresponding to the category to a check passing list, and if not, adding all the debit and credit details corresponding to the category to a check failing list, specifically comprising:
and when the account hanging amount of a certain classification is larger than 0, determining whether a corresponding account hanging record exists in the processing result of the credit account hanging number corresponding to the classification, if so, adding all the debit details corresponding to the classification into a check passing list, and if not, adding all the debit details corresponding to the classification into a check failing list, wherein the account hanging amount recorded in the corresponding account hanging record is equal to the account hanging amount of the classification.
5. The on-line self-balancing result checking method according to claim 3, wherein when the on-line amount of a certain category is not 0, determining whether a corresponding on-line record exists in the processing result for the debit account number or the credit account number corresponding to the category, if so, adding all the debit and credit details corresponding to the category to a check passing list, and if not, adding all the debit and credit details corresponding to the category to a check failing list, specifically comprising:
and when the account hanging amount of a certain classification is less than 0, determining whether a corresponding account hanging record exists in the processing result of the debit account number corresponding to the classification, if so, adding all the debit details corresponding to the classification into a check passing list, and if not, adding all the debit details corresponding to the classification into a check failing list, wherein the account hanging amount recorded in the corresponding account hanging record is equal to the absolute value of the account hanging amount of the classification.
6. The reconciliation self-balancing result checking method of claim 1, further comprising:
and adding the obtained loan details which are not in the check passing list and are not in the check failing list into the multi-hung suspected list.
7. The reconciliation self-balancing result checking method of claim 1, further comprising:
acquiring a checking passing detail query request, wherein the checking passing detail query request comprises information of four dimensions of regions, network points, currency and service types;
and inquiring all loan particulars corresponding to the detail inquiry request of the check pass from the check pass list, and generating a display interface according to all the inquired loan particulars so as to visually display the inquired loan particulars.
8. The reconciliation self-balancing result checking method of claim 1, further comprising:
acquiring a checking non-passing detail query request, wherein the checking non-passing detail query request comprises information of four dimensions of regions, network points, currency and service types;
and inquiring all the loan particulars corresponding to the detail inquiring request which does not pass the check from the check failing list, and generating a display interface according to all the inquired loan particulars so as to visually display the inquired loan particulars.
9. The method for checking an account-hanging self-balancing result according to claim 1, wherein the obtaining of the loan detail specifically includes:
all loan details on the previous day are obtained after the day is cut.
10. An apparatus for checking a result of a self-balancing of a hanging account, comprising:
the account-hanging self-balancing system processing result acquisition module is used for acquiring the loan particulars and the processing result of the account-hanging self-balancing system on the loan particulars;
the system comprises a loan detail dividing module, a data processing module and a data processing module, wherein the loan detail dividing module is used for dividing the loan detail according to preset classifications to obtain all loan details corresponding to each classification, and any two classifications are different in at least one of four attributes of region, network point, currency and service type;
the account-hanging amount determining module is used for calculating the account-hanging amount corresponding to each classification according to all the loan particulars corresponding to each classification;
the first checking module is used for determining whether a corresponding account hanging record exists in the processing result of a debit account or a credit account corresponding to a certain classification when the account hanging amount of the certain classification is 0, if so, adding all the debit and credit details corresponding to the classification into a check failed list, and if not, adding all the debit and credit details corresponding to the classification into a check passed list;
and the second checking module is used for determining whether a corresponding account hanging record exists in the processing result of the debit account number or the credit account number corresponding to a certain classification when the account hanging amount of the certain classification is not 0, if so, adding all the debit and credit details corresponding to the classification into a checking passing list, and if not, adding all the debit and credit details corresponding to the classification into a checking failing list.
11. The apparatus of claim 10, wherein the posting amount determining module is configured to subtract the total debit amount from the total debit amount of all the debit details corresponding to each category to obtain the posting amount corresponding to each category.
12. The apparatus for checking an account-hanging self-balancing result of claim 11, wherein the second checking module specifically comprises:
and the first processing unit is used for determining whether a credit side account number corresponding to a certain classification has a corresponding account record in the processing result when the account amount of the certain classification is larger than 0, if so, adding all the debit and credit details corresponding to the classification into a check passing list, and if not, adding all the debit and credit details corresponding to the classification into a check failing list, wherein the account amount recorded in the corresponding account record is equal to the account amount of the classification.
13. The apparatus for checking an account-hanging self-balancing result of claim 11, wherein the second checking module specifically comprises:
and the second processing unit is used for determining whether a corresponding account hanging record exists in the processing result of the debit account number corresponding to a certain classification when the account hanging amount of the certain classification is less than 0, if so, adding all the debit and credit details corresponding to the classification into a check passing list, and if not, adding all the debit and credit details corresponding to the classification into a check failing list, wherein the account hanging amount recorded in the corresponding account hanging record is equal to the absolute value of the account hanging amount of the classification.
14. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, characterized in that the processor implements the method of any of claims 1 to 9 when executing the computer program.
15. A computer-readable storage medium, in which a computer program is stored which, when executed in a computer processor, implements the method of any one of claims 1 to 9.
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