CN107909482A - More declaration form protection amount computational methods and system - Google Patents
More declaration form protection amount computational methods and system Download PDFInfo
- Publication number
- CN107909482A CN107909482A CN201611005109.XA CN201611005109A CN107909482A CN 107909482 A CN107909482 A CN 107909482A CN 201611005109 A CN201611005109 A CN 201611005109A CN 107909482 A CN107909482 A CN 107909482A
- Authority
- CN
- China
- Prior art keywords
- declaration form
- amount
- insurant
- declaration
- maximum
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Engineering & Computer Science (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Strategic Management (AREA)
- Technology Law (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses a kind of more declaration form protection amount computational methods and system, this method to include：Filter out all declaration forms under predetermined condition；The protection amount of each declaration form is calculated respectively；Divide the collection major class belonging to each declaration form；Count the corresponding all insurants of declaration form filtered out；It is insured amount according to the maximum in the case of affiliated collection major class computational rules for multiple declaration forms of each insurant；Whether the maximum protection amount for judging to calculate exceedes setting；If exceeding setting, the super insured amount policy information of the insurant is recorded.It is possible thereby to the more declaration forms for quickly and accurately calculating same insurant are insured amount.
Description
Technical field
The present invention relates to technical field of data processing, more particularly to more declaration form protection amount computational methods and system.
Background technology
According to《Chinese Protecting and Supervising Association looks back at the notice of work on carrying out insurance institution's " two reinforcements, two containments "》In
Relevant regulations, insurance institution needs to check oneself all business in the range of the stipulated time, to judge that minor's is tired
Meter accept insurance it is insured amount whether exceed setting, that is, judge the insured amount whether more than 200,000 of 0-9 Sui minor all declaration forms under one's name, with
And whether the protection amount of all declaration forms of 10-17 Sui minor is more than 500,000.And further whether deposited during statistics effective sale
Accept insurance in excess the behavior of minor's insurance against death.
But the existing mechanism calculated for the more declaration form protection amounts of same insurant mainly relies on artificial nucleus
It is right, and because calculating data volume is big, need to consume the plenty of time, and accuracy is not high.
The content of the invention
In view of this, it is an object of the invention to provide a kind of more declaration form protection amount computational methods and system, with solve how
Quickly and accurately calculate the problem of more declaration forms of same insurant are insured amount.
To achieve the above object, the present invention provides a kind of more declaration form protection amount computational methods, and the method comprising the steps of：
Filter out all declaration forms under predetermined condition；
The protection amount of each declaration form is calculated respectively；
Divide the collection major class belonging to each declaration form；
Count the corresponding all insurants of declaration form filtered out；
For multiple declaration forms of each insurant, protected according to the maximum in the case of affiliated collection major class computational rules
Volume；
Whether the maximum protection amount for judging to calculate exceedes setting；And
If exceeding setting, the super insured amount policy information of the insurant is recorded.
Preferably, the predetermined condition include accepting insurance the date in stipulated time section, insurant's age is in prescribed limit
It is interior.
Preferably, when the declaration form is standard list, the insurance kind insured according to insurant calculates protection amount；When the declaration form
For bill of adventure when, calculate protection amount according to the regulation of each liability clause in the declaration form.
Preferably, multiple declaration forms for each insurant, according to affiliated collection major class computational rules situation
Under the insured amount step of maximum specifically include：
Obtain the insurant all declaration forms under one's name；
Count all double insurance time limits in all declaration forms；
Corresponding declaration form is obtained for each double insurance time limit；
For each double insurance time limit, it is insured amount to calculate maximum of the acquired declaration form under prescribed condition.
Preferably, the step of whether the maximum protection amount for judging to calculate exceedes setting specifically includes：
For each insurant, it is respectively compared whether maximum that each double insurance time limit calculates is insured amount exceedes regulation
Value；
If having the maximum at least one double insurance time limit is insured amount to exceed setting, it is super to judge that the insurant exists
Insured amount declaration form；
If the maximum in each double insurance time limit is insured amount not less than setting, judging the insurant, there is no super
Insured amount declaration form.
Preferably, the super insured amount declaration form is newest comprising the maximum insured amount double insurance time limit for exceeding setting
Declaration form.
More declaration form protection amount computational methods proposed by the present invention, can largely improve for same insurant's
The efficiency and accuracy that more declaration form protection amounts are calculated, reduce and wait data time, so as to rapidly find out super insured amount declaration form, effectively
Finishing service is checked oneself.
To achieve the above object, the present invention also proposes a kind of more declaration form protection amount computing systems, which includes：
Screening module, for filtering out all declaration forms under predetermined condition；
Computing module, for calculating the protection amount of each declaration form respectively；
Sort module, for dividing the collection major class belonging to each declaration form；
Statistical module, for counting the corresponding all insurants of declaration form filtered out；
The computing module is additionally operable to multiple declaration forms for each insurant, and rule are calculated according to affiliated collection major class
Maximum in the case of fixed is insured amount；
Whether judgment module, the maximum protection amount for judging to calculate exceed setting；And
Logging modle, for when the maximum protection amount exceedes setting, recording the super insured amount declaration form of the insurant
Information.
Preferably, the predetermined condition include accepting insurance the date in stipulated time section, insurant's age is in prescribed limit
It is interior.
Preferably, the process of the maximum protection amount in the case of the computing module computational rules specifically includes：
Obtain the insurant all declaration forms under one's name；
Count all double insurance time limits in all declaration forms；
Corresponding declaration form is obtained for each double insurance time limit；
For each double insurance time limit, it is insured amount to calculate maximum of the acquired declaration form under prescribed condition.
Preferably, the insured amount process for whether exceeding setting of maximum that the judgment module judges to calculate specifically includes：
For each insurant, it is respectively compared whether maximum that each double insurance time limit calculates is insured amount exceedes regulation
Value；
If having the maximum at least one double insurance time limit is insured amount to exceed setting, it is super to judge that the insurant exists
Insured amount declaration form；
If the maximum in each double insurance time limit is insured amount not less than setting, judging the insurant, there is no super
Insured amount declaration form.
More declaration form protection amount computing systems proposed by the present invention, can largely improve for same insurant's
The efficiency and accuracy that more declaration form protection amounts are calculated, reduce and wait data time, so as to rapidly find out super insured amount declaration form, effectively
Finishing service is checked oneself.
Brief description of the drawings
Fig. 1 is a kind of flow chart for more declaration form protection amount computational methods that first embodiment of the invention proposes；
Fig. 2 is the particular flow sheet of step S102 in Fig. 1；
Fig. 3 is the particular flow sheet of step S108 in Fig. 1；
Fig. 4 is the particular flow sheet of step S110 and step S112 in Fig. 1；
Fig. 5 is a kind of module diagram for more declaration form protection amount computing systems that second embodiment of the invention proposes；
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Embodiment
In order to make technical problems, technical solutions and advantages to be solved clearer, clear, tie below
Drawings and examples are closed, the present invention will be described in further detail.It should be appreciated that specific embodiment described herein is only
To explain the present invention, it is not intended to limit the present invention.
First embodiment
As shown in Figure 1, first embodiment of the invention proposes a kind of more declaration form protection amount computational methods, applied in client.
This method comprises the following steps：
S100, filters out all declaration forms under predetermined condition.
Specifically, the predetermined condition include accepting insurance the date in stipulated time section, insurant's age is in prescribed limit
It is interior etc..For example, accepting insurance the date within May, 2015 in July, 2016, insurant's age is below 10 one full year of life (without civil row
For ability personnel) or 18 one full year of life below (minor).
S102, calculates the protection amount of each declaration form respectively.
Specifically, as shown in fig.2, particular flow sheet for the step S102.The flow includes step：
S200, judges the policy type belonging to the declaration form.
In the present embodiment, the policy type includes standard list and bill of adventure.
S202, the protection amount of the declaration form is calculated according to the policy type.
In the present embodiment, the standard list is that the insurance kind insured according to insurant calculates protection amount, and the bill of adventure is
Protection amount is calculated according to the regulation of each liability clause in declaration form.
Fig. 1, S104 are returned to, divides the collection major class belonging to each declaration form.
Specifically, each declaration form is divided according to the insurance kind classification of each declaration form and responsibility classification belonging to collection major class.
In the present embodiment, the collection major class include it is general, determine the longevity and (surprisingly die, disease is die), traffic accident (train, vapour
Car), travelling (surprisingly dieing, disease is die), drive unexpected, combustion gas surprisingly etc..
S106, counts the corresponding all insurants of the declaration form filtered out.
S108, for multiple declaration forms of each insurant, according in the case of affiliated collection major class computational rules most
It is big insured amount.
Specifically, as shown in fig.3, particular flow sheet for the step S108.The flow includes step：
S300, obtains the insurant all declaration forms under one's name.
For example, insurant A is the minor of 8 years old, declaration form under one's name includes declaration form B, C, D.Belonging to wherein declaration form B
Collection major class for it is general+determine the longevity and (surprisingly die), it is insured amount for 100,000；Collection major class belonging to declaration form C is traffic accident (automobile),
Protection amount is 50,000；Collection major class belonging to declaration form D is traffic accident (automobile)+travelling (surprisingly dieing), and protection amount is 100,000.
S302, counts all double insurance time limits in all declaration forms.
Specifically, if with the presence of the insurance period lap of two or more declaration forms in all declaration forms,
Take out the lap, then count all laps occurred in all declaration forms, i.e., all double insurance time limits.
For example, the insurance period of the declaration form B is on December 31,1 day to 2015 January in 2015, the insurance period of declaration form C
It is limited to 12 days to 2016 Augusts of August in 2015 11, the insurance period of declaration form D is 15 days to 2016 Augusts 14 of August in 2015
Day.Then for declaration form B and declaration form C there are 2015 double insurance time limits August, 12 days to 2015 on Augusts 14, there is weight in declaration form B, C, D
In August 15 days to 2015 on December 31,2015 double insurance time limits, there are in January, 2016 in double insurance time limit by declaration form C and declaration form D
On August 11st, 1 day 1.
S304, corresponding declaration form is obtained for each double insurance time limit.
For example, for 12 days to 2015 Augusts of above-mentioned 2015 double insurance time limits August 14 days, corresponding declaration form B is obtained
With declaration form C；For above-mentioned 2015 double insurance time limits August on December 31st, 15 days 1, obtain corresponding declaration form B, C,
D；For above-mentioned August in 1 day to 2016 January 2016 double insurance time limit 11 days, corresponding declaration form C and declaration form D are obtained.
S306, for each double insurance time limit, it is insured amount to calculate maximum of the acquired declaration form under prescribed condition.
Specifically, five kinds of prescribed conditions for needing to check oneself as defined in Chinese Protecting and Supervising Association are：(1) it is general+to determine the longevity (unexpected body
Therefore)+traffic accident (train)+travelling (surprisingly dieing)；(2) it is general+to determine the longevity and (surprisingly die)+traffic accident (automobile)+travelling
(surprisingly dieing)；(3) general+to determine the longevity and (surprisingly die)+travelling (surprisingly dieing)+drives unexpected；(4) general+to determine the longevity+combustion gas meaning
Outside；(5) determine the longevity (disease is die)+travelling (acute disease is die).
For each double insurance time limit, the protection amount under this five kinds of prescribed conditions is calculated according to acquired declaration form respectively.
It is corresponding maximum insured amount so as to obtain the double insurance time limit.
For example, for 12 days to 2015 Augusts of above-mentioned 2015 double insurance time limits August 14 days, corresponding declaration form B and declaration form
C, the protection amount that (1) is planted under prescribed condition are：Generally+determine the longevity and (surprisingly die)+traffic accident (train)+travelling (surprisingly dieing)
=10 ten thousand；(2) kind prescribed condition under protection amount be：Generally+determine the longevity and (surprisingly die)+traffic accident (automobile)+travelling (accident
Die)=100,000+5 ten thousand=150,000；(3) kind prescribed condition under protection amount be：Generally+determine the longevity and (surprisingly die)+to travel (unexpected
Die)+drive surprisingly=100,000；(4) kind prescribed condition under protection amount be：Generally+determine the longevity+combustion gas accident=100,000；(5)
Protection amount under kind of prescribed condition is：Determine the longevity (disease is die)+travelling (acute disease is die)=0.Therefore the double insurance time limit
12 days to 2015 on Augusts, 14, the corresponding maximum protection amounts of August in 2015 are 150,000.
For above-mentioned 2015 double insurance time limits August on December 31st, 15 days 1, corresponding declaration form B, C, D, (1)
Protection amount under kind of prescribed condition is：Generally+determine the longevity and (surprisingly die)+traffic accident (train)+travelling (surprisingly dieing)=100,000+
100000=200,000；(2) kind prescribed condition under protection amount be：Generally+determine the longevity and (surprisingly die)+traffic accident (automobile)+travelling
(surprisingly dieing)=100,000+5 ten thousand+10 ten thousand=250,000；(3) kind prescribed condition under protection amount be：Generally+determine the longevity and (surprisingly die)
+ travelling (surprisingly dieing)+drives surprisingly=100,000+10 ten thousand=200,000；(4) kind prescribed condition under protection amount be：Generally+determine the longevity
+ combustion gas is surprisingly=100,000；(5) kind prescribed condition under protection amount be：Determine the longevity (disease is die)+travelling (acute disease is die)=0.
Therefore 2015 double insurance time limits August 15 days to 2015 is corresponding maximum insured amount for 250,000 on December 31,.
For above-mentioned August in 1 day to 2016 January 2016 double insurance time limit 11 days, corresponding declaration form C and declaration form D, the
(1) protection amount under kind prescribed condition is：Generally+determine the longevity and (surprisingly die)+traffic accident (train)+travelling (surprisingly dieing)=10
Ten thousand；(2) kind prescribed condition under protection amount be：Generally+determine the longevity and (surprisingly die)+traffic accident (automobile)+travelling (unexpected body
Therefore)=50,000+10 ten thousand=150,000；(3) kind prescribed condition under protection amount be：Generally+determine the longevity and (surprisingly die)+travelling (unexpected body
Therefore)+drive surprisingly=100,000；(4) kind prescribed condition under protection amount be：Generally+determine the longevity+combustion gas accident=0；(5) kind rule
Protection amount in the case of fixed is：Determine the longevity (disease is die)+travelling (acute disease is die)=0.Therefore 2016 1 double insurance time limit
Month 1 day to 2016 on August 11, it is corresponding it is maximum it is insured amount be 150,000.
Fig. 1, S110 are returned to, whether the maximum for judging to calculate is insured amount exceedes setting.If so, then perform step S112.
If it is not, then flow terminates.
Specifically, when insurant is 0-9 Sui minor, the setting is 200,000；When insurant is 10-17
During year minor, the setting is 500,000.
S112, records the super insured amount policy information of the insurant.
Specifically, as shown in fig.4, particular flow sheet for the step S110 and step S112.The flow includes step
Suddenly：
S400, for each insurant, is respectively compared whether maximum that each double insurance time limit calculates is insured amount surpasses
Cross setting.If thering is the maximum at least one double insurance time limit is insured amount to exceed setting, step S402-S404 is performed.If
The maximum in each double insurance time limit is insured amount not less than setting, then performs step S406.
For example, being directed to insurant A, above-mentioned 2015 double insurance time limits August, 12 days to 2015 Augusts 14 are respectively compared
Day, on the December 31st, 15 days 1 of August in 2015 and August 1 day to 2016 January in 2016 corresponding maximum protection amount 15 on the 11st
Ten thousandth, whether 250,000 and 150,000 exceed setting 200,000, can obtain 15 days in December, 2015 of 2015 double insurance time limits August
Corresponding maximum protection amount 250,000 had exceeded the setting on 31st.
S402, judges that the insurant has super insured amount declaration form.
For example, according to above-mentioned comparative result, judge that insurant A has super insured amount declaration form.
S404, super insured amount guarantor is denoted as by the newest declaration form comprising the maximum insured amount double insurance time limit for exceeding setting
It is single.Newest declaration form date that refers to insure is newest.
For example, being directed to insurant A, above-mentioned 2015 double insurance time limits August on December 31st, 15 days 1 is included
Declaration form include declaration form B, C, D, wherein newest declaration form is declaration form D, then declaration form D is denoted as to the super insured amount declaration form of insurant A.
If it is worth noting that, a certain double insurance time limit of an insurant is corresponding maximum insured amount more than regulation
Value, and overage is the insured amount superposition of two or more declaration forms, then two or more declaration forms are both needed to be denoted as super
Insured amount declaration form.For example, it is assumed that a certain double insurance time limit of insurant E (0-9 Sui) corresponding maximum protection amount is 400,000, it is corresponding
Declaration form be declaration form F, G, H, I (by date sequence of insuring), wherein the protection amount of declaration form F is 100,000, and the protection amount of declaration form G is 100,000,
The protection amount of declaration form H is 150,000, and the protection amount of declaration form I is 50,000, then declaration form H and declaration form I should all be designated as the super protection amount of insurant E
Declaration form.
S406, judges that super insured amount declaration form is not present in the insurant.
More declaration form protection amount computational methods that the present embodiment proposes, can largely improve for same insurant
More declaration form protection amounts efficiency and accuracy that are calculated, reduce and wait data time, so as to rapidly find out super insured amount declaration form, have
Effect finishing service is checked oneself.
Second embodiment
As shown in figure 5, second embodiment of the invention proposes a kind of more declaration form protection amount computing systems 50, applied to client
In.
In the present embodiment, more declaration form protection amount computing systems 50 include screening module 502, computing module 504, sort module
506th, statistical module 508, judgment module 510 and logging modle 512.
The screening module 502, for filtering out all declaration forms under predetermined condition.
Specifically, the predetermined condition include accepting insurance the date in stipulated time section, insurant's age is in prescribed limit
It is interior etc..For example, accepting insurance the date within May, 2015 in July, 2016, insurant's age is below 10 one full year of life (without civil row
For ability personnel) or 18 one full year of life below (minor).
The computing module 504, for calculating the protection amount of each declaration form respectively.
Specifically, computing module 504 first determines whether the policy type belonging to the declaration form, then according to the policy type meter
Calculate the protection amount of the declaration form.In the present embodiment, the policy type includes standard list and bill of adventure.The standard list is according to quilt
The insurance kind that the insurer insures calculates protection amount, and the bill of adventure is to calculate protection amount according to the regulation of each liability clause in declaration form.
The sort module 506, for dividing the collection major class belonging to each declaration form.
Specifically, belonging to sort module 506 divides each declaration form according to the insurance kind classification and responsibility classification of each declaration form
Collection major class.In the present embodiment, the collection major class include it is general, determine the longevity and (surprisingly die, disease is die), traffic accident
(train, automobile), travelling (surprisingly dieing, disease is die), drive unexpected, combustion gas surprisingly etc..
The statistical module 508, for counting the corresponding all insurants of declaration form filtered out.
The computing module 504 is additionally operable to multiple declaration forms for each insurant, according to affiliated collection major class meter
The maximum calculated under prescribed condition is insured amount.
Specifically, computing module 504 obtains the insurant all declaration forms under one's name.For example, insurant A for 8 years old not
Adult, declaration form under one's name include declaration form B, C, D.Collection major class wherein belonging to declaration form B for it is general+determine the longevity and (surprisingly die),
Protection amount is 100,000；Collection major class belonging to declaration form C is traffic accident (automobile), and protection amount is 50,000；Collection major class belonging to declaration form D
For traffic accident (automobile)+travelling (surprisingly dieing), protection amount is 100,000.
Computing module 504 counts all double insurance time limits in all declaration forms.Specifically, if all declaration forms
In with the presence of two or more declaration forms insurance period lap, then take out the lap, then count the institute
There are all laps occurred in declaration form, i.e., all double insurance time limits.
For example, the insurance period of the declaration form B is on December 31,1 day to 2015 January in 2015, the insurance period of declaration form C
It is limited to 12 days to 2016 Augusts of August in 2015 11, the insurance period of declaration form D is 15 days to 2016 Augusts 14 of August in 2015
Day.Then for declaration form B and declaration form C there are 2015 double insurance time limits August, 12 days to 2015 on Augusts 14, there is weight in declaration form B, C, D
In August 15 days to 2015 on December 31,2015 double insurance time limits, there are in January, 2016 in double insurance time limit by declaration form C and declaration form D
On August 11st, 1 day 1.
Computing module 504 obtains corresponding declaration form for each double insurance time limit.For example, it is directed to the above-mentioned double insurance phase
12 days to 2015 Augusts of limit August in 2015 14 days, obtain corresponding declaration form B and declaration form C；For the above-mentioned double insurance time limit
August in 2015 on December 31st, 15 days 1, obtain corresponding declaration form B, C, D；For the above-mentioned 2016 1 double insurance time limit
Month 1 day to 2016 on August 11, obtains corresponding declaration form C and declaration form D.
Computing module 504 is directed to each double insurance time limit, calculates maximum guarantor of the acquired declaration form under prescribed condition
Volume.Specifically, five kinds of prescribed conditions for needing to check oneself as defined in Chinese Protecting and Supervising Association are：(1) it is general+to determine the longevity and (surprisingly die)+to hand over
Logical unexpected (train)+travelling (surprisingly dieing)；(2) it is general+to determine the longevity and (surprisingly die)+traffic accident (automobile)+travelling (unexpected body
Therefore)；(3) general+to determine the longevity and (surprisingly die)+travelling (surprisingly dieing)+drives unexpected；(4) general+to determine the longevity+combustion gas is unexpected；(5)
Determine the longevity (disease is die)+travelling (acute disease is die).For each double insurance time limit, calculated respectively according to acquired declaration form
Protection amount under this five kinds of prescribed conditions.It is corresponding maximum insured amount so as to obtain the double insurance time limit.
For example, for 12 days to 2015 Augusts of above-mentioned 2015 double insurance time limits August 14 days, corresponding declaration form B and declaration form
C, the protection amount that (1) is planted under prescribed condition are：Generally+determine the longevity and (surprisingly die)+traffic accident (train)+travelling (surprisingly dieing)
=10 ten thousand；(2) kind prescribed condition under protection amount be：Generally+determine the longevity and (surprisingly die)+traffic accident (automobile)+travelling (accident
Die)=100,000+5 ten thousand=150,000；(3) kind prescribed condition under protection amount be：Generally+determine the longevity and (surprisingly die)+to travel (unexpected
Die)+drive surprisingly=100,000；(4) kind prescribed condition under protection amount be：Generally+determine the longevity+combustion gas accident=100,000；(5)
Protection amount under kind of prescribed condition is：Determine the longevity (disease is die)+travelling (acute disease is die)=0.Therefore the double insurance time limit
12 days to 2015 on Augusts, 14, the corresponding maximum protection amounts of August in 2015 are 150,000.
For above-mentioned 2015 double insurance time limits August on December 31st, 15 days 1, corresponding declaration form B, C, D, (1)
Protection amount under kind of prescribed condition is：Generally+determine the longevity and (surprisingly die)+traffic accident (train)+travelling (surprisingly dieing)=100,000+
100000=200,000；(2) kind prescribed condition under protection amount be：Generally+determine the longevity and (surprisingly die)+traffic accident (automobile)+travelling
(surprisingly dieing)=100,000+5 ten thousand+10 ten thousand=250,000；(3) kind prescribed condition under protection amount be：Generally+determine the longevity and (surprisingly die)
+ travelling (surprisingly dieing)+drives surprisingly=100,000+10 ten thousand=200,000；(4) kind prescribed condition under protection amount be：Generally+determine the longevity
+ combustion gas is surprisingly=100,000；(5) kind prescribed condition under protection amount be：Determine the longevity (disease is die)+travelling (acute disease is die)=0.
Therefore 2015 double insurance time limits August 15 days to 2015 is corresponding maximum insured amount for 250,000 on December 31,.
For above-mentioned August in 1 day to 2016 January 2016 double insurance time limit 11 days, corresponding declaration form C and declaration form D, the
(1) protection amount under kind prescribed condition is：Generally+determine the longevity and (surprisingly die)+traffic accident (train)+travelling (surprisingly dieing)=10
Ten thousand；(2) kind prescribed condition under protection amount be：Generally+determine the longevity and (surprisingly die)+traffic accident (automobile)+travelling (unexpected body
Therefore)=50,000+10 ten thousand=150,000；(3) kind prescribed condition under protection amount be：Generally+determine the longevity and (surprisingly die)+travelling (unexpected body
Therefore)+drive surprisingly=100,000；(4) kind prescribed condition under protection amount be：Generally+determine the longevity+combustion gas accident=0；(5) kind rule
Protection amount in the case of fixed is：Determine the longevity (disease is die)+travelling (acute disease is die)=0.Therefore 2016 1 double insurance time limit
Month 1 day to 2016 on August 11, it is corresponding it is maximum it is insured amount be 150,000.
Whether the judgment module 510, the maximum protection amount for judging to calculate exceed setting.
Specifically, judgment module 510 is directed to each insurant, is respectively compared each double insurance time limit and calculates most
Whether big protection amount exceedes setting.If thering is the maximum at least one double insurance time limit is insured amount to exceed setting, the quilt is judged
There is super insured amount declaration form in the insurer.If the maximum protection amount in each double insurance time limit judges that this is protected not less than setting
Super insured amount declaration form is not present in dangerous people.
For example, being directed to insurant A, above-mentioned 2015 double insurance time limits August, 12 days to 2015 Augusts 14 are respectively compared
Day, on the December 31st, 15 days 1 of August in 2015 and August 1 day to 2016 January in 2016 corresponding maximum protection amount 15 on the 11st
Ten thousandth, whether 250,000 and 150,000 exceed setting 200,000, can obtain 15 days in December, 2015 of 2015 double insurance time limits August
Corresponding maximum protection amount 250,000 had exceeded the setting on 31st.According to above-mentioned comparative result, judgment module 510 judges insurant
There is super insured amount declaration form in A.
The logging modle 512, for when the maximum protection amount exceedes setting, recording the super protection amount of the insurant
Policy information.
Specifically, logging modle 512 will include the newest declaration form in the maximum insured amount double insurance time limit for exceeding setting
It is denoted as super insured amount declaration form.Newest declaration form date that refers to insure is newest.For example, being directed to insurant A, repeat to protect comprising above-mentioned
The declaration form in dangerous 2015 time limits August on December 31st, 15 days 1 includes declaration form B, C, D, wherein newest declaration form is declaration form D, then
Declaration form D is denoted as the super insured amount declaration form of insurant A by logging modle 512.
If it is worth noting that, a certain double insurance time limit of an insurant is corresponding maximum insured amount more than regulation
Value, and overage is the insured amount superposition of two or more declaration forms, then two or more declaration forms are both needed to be denoted as super
Insured amount declaration form.For example, it is assumed that a certain double insurance time limit of insurant E (0-9 Sui) corresponding maximum protection amount is 400,000, it is corresponding
Declaration form be declaration form F, G, H, I (by date sequence of insuring), wherein the protection amount of declaration form F is 100,000, and the protection amount of declaration form G is 100,000,
The protection amount of declaration form H is 150,000, and the protection amount of declaration form I is 50,000, then declaration form H and declaration form I should all be designated as the super protection amount of insurant E
Declaration form.
The embodiments of the present invention are for illustration only, do not represent the quality of embodiment.
It should be noted that herein, term " comprising ", "comprising" or its any other variant are intended to non-row
His property includes, so that process, method, article or device including a series of elements not only include those key elements, and
And other elements that are not explicitly listed are further included, or further include as this process, method, article or device institute inherently
Key element.In the absence of more restrictions, the key element limited by sentence "including a ...", it is not excluded that including this
Also there are other identical element in the process of key element, method, article or device.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can add the mode of required general hardware platform to realize by software, naturally it is also possible to realized by hardware, but very much
In the case of the former be more preferably embodiment.Based on such understanding, technical scheme is substantially in other words to existing
The part that technology contributes can be embodied in the form of software product, which is stored in a storage
In medium (such as ROM/RAM, magnetic disc, CD), including some instructions are used so that a station terminal equipment (can be mobile phone, calculate
Machine, server, air conditioner, or network equipment etc.) perform method described in each embodiment of the present invention.
Above by reference to the preferred embodiment of the present invention has been illustrated, not thereby limit to the interest field of the present invention.On
State that sequence number of the embodiment of the present invention is for illustration only, do not represent the quality of embodiment.Patrolled in addition, though showing in flow charts
Order is collected, but in some cases, can be with the steps shown or described are performed in an order that is different from the one herein.
Those skilled in the art do not depart from the scope of the present invention and essence, can have a variety of flexible programs to realize the present invention,
It can be used for another embodiment for example as the feature of one embodiment and obtain another embodiment.All technologies with the present invention
The all any modification, equivalent and improvement made within design, should all be within the interest field of the present invention.
Claims (10)
1. a kind of more declaration form protection amount computational methods, it is characterised in that the method comprising the steps of：
Filter out all declaration forms under predetermined condition；
The protection amount of each declaration form is calculated respectively；
Divide the collection major class belonging to each declaration form；
Count the corresponding all insurants of declaration form filtered out；
It is insured amount according to the maximum in the case of affiliated collection major class computational rules for multiple declaration forms of each insurant；
Whether the maximum protection amount for judging to calculate exceedes setting；And
If exceeding setting, the super insured amount policy information of the insurant is recorded.
2. more declaration form protection amount computational methods according to claim 1, it is characterised in that the predetermined condition includes accepting insurance day
Phase in stipulated time section, insurant's age is in prescribed limit.
3. more declaration form protection amount computational methods according to claim 1, it is characterised in that when the declaration form is standard list,
The insurance kind insured according to insurant calculates insured amount；When the declaration form is bill of adventure, according to each responsibility bar in the declaration form
The regulation of money calculates protection amount.
4. more declaration form protection amount computational methods according to claim 1, it is characterised in that described for each insurant's
Multiple declaration forms, specifically include according to the step that the maximum in the case of affiliated collection major class computational rules is insured amount：
Obtain the insurant all declaration forms under one's name；
Count all double insurance time limits in all declaration forms；
Corresponding declaration form is obtained for each double insurance time limit；
For each double insurance time limit, it is insured amount to calculate maximum of the acquired declaration form under prescribed condition.
5. more declaration form protection amount computational methods according to claim 4, it is characterised in that the maximum guarantor for judging to calculate
The step of whether volume exceedes setting specifically includes：
For each insurant, it is respectively compared whether maximum that each double insurance time limit calculates is insured amount exceedes setting；
If having the maximum at least one double insurance time limit is insured amount to exceed setting, it is super insured amount to judge that the insurant exists
Declaration form；
If the maximum in each double insurance time limit is insured amount not less than setting, judging the insurant, there is no super insured amount
Declaration form.
6. more declaration form protection amount computational methods according to claim 5, it is characterised in that the super insured amount declaration form is includes institute
State the newest declaration form in the maximum insured amount double insurance time limit for exceeding setting.
7. a kind of more declaration form protection amount computing systems, it is characterised in that the system includes：
Screening module, for filtering out all declaration forms under predetermined condition；
Computing module, for calculating the protection amount of each declaration form respectively；
Sort module, for dividing the collection major class belonging to each declaration form；
Statistical module, for counting the corresponding all insurants of declaration form filtered out；
The computing module is additionally operable to multiple declaration forms for each insurant, according to affiliated collection major class computational rules feelings
Maximum under condition is insured amount；
Whether judgment module, the maximum protection amount for judging to calculate exceed setting；And
Logging modle, for when the maximum protection amount exceedes setting, recording the super insured amount policy information of the insurant.
8. more declaration form protection amount computing systems according to claim 7, it is characterised in that the predetermined condition includes accepting insurance day
Phase in stipulated time section, insurant's age is in prescribed limit.
9. more declaration form protection amount computing systems according to claim 7, it is characterised in that the computing module computational rules feelings
The process of maximum protection amount under condition specifically includes：
Obtain the insurant all declaration forms under one's name；
Count all double insurance time limits in all declaration forms；
Corresponding declaration form is obtained for each double insurance time limit；
For each double insurance time limit, it is insured amount to calculate maximum of the acquired declaration form under prescribed condition.
10. more declaration form protection amount computing systems according to claim 9, it is characterised in that the judgment module judges to calculate
The insured amount process for whether exceeding setting of maximum gone out specifically includes：
For each insurant, it is respectively compared whether maximum that each double insurance time limit calculates is insured amount exceedes setting；
If having the maximum at least one double insurance time limit is insured amount to exceed setting, it is super insured amount to judge that the insurant exists
Declaration form；
If the maximum in each double insurance time limit is insured amount not less than setting, judging the insurant, there is no super insured amount
Declaration form.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611005109.XA CN107909482A (en) | 2016-11-15 | 2016-11-15 | More declaration form protection amount computational methods and system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611005109.XA CN107909482A (en) | 2016-11-15 | 2016-11-15 | More declaration form protection amount computational methods and system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN107909482A true CN107909482A (en) | 2018-04-13 |
Family
ID=61839937
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201611005109.XA Pending CN107909482A (en) | 2016-11-15 | 2016-11-15 | More declaration form protection amount computational methods and system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN107909482A (en) |
Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108921709A (en) * | 2018-06-06 | 2018-11-30 | 平安科技（深圳）有限公司 | High protection amount method for early warning, device, computer equipment and storage medium |
| CN108985946A (en) * | 2018-06-14 | 2018-12-11 | 中国平安人寿保险股份有限公司 | A kind of processing method and server of declaration form |
| CN109544393A (en) * | 2019-01-22 | 2019-03-29 | 众安信息技术服务有限公司 | Date storage method and device based on block chain |
| CN109783489A (en) * | 2018-12-13 | 2019-05-21 | 中国平安人寿保险股份有限公司 | The processing unit, method and storage medium of monthly closing entry data are protected again |
| CN111461900A (en) * | 2020-03-18 | 2020-07-28 | 支付宝(杭州)信息技术有限公司 | Method and device for generating insurance claim list |
| CN112488850A (en) * | 2020-11-20 | 2021-03-12 | 中国人寿保险股份有限公司 | Method and device for prepositive checking of insurance policy and electronic equipment |
-
2016
- 2016-11-15 CN CN201611005109.XA patent/CN107909482A/en active Pending
Cited By (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108921709A (en) * | 2018-06-06 | 2018-11-30 | 平安科技（深圳）有限公司 | High protection amount method for early warning, device, computer equipment and storage medium |
| WO2019232827A1 (en) * | 2018-06-06 | 2019-12-12 | 平安科技（深圳）有限公司 | High-insured amount early warning method and apparatus, computer device, and storage medium |
| CN108985946A (en) * | 2018-06-14 | 2018-12-11 | 中国平安人寿保险股份有限公司 | A kind of processing method and server of declaration form |
| CN108985946B (en) * | 2018-06-14 | 2024-03-15 | 中国平安人寿保险股份有限公司 | Processing method of policy and server |
| CN109783489A (en) * | 2018-12-13 | 2019-05-21 | 中国平安人寿保险股份有限公司 | The processing unit, method and storage medium of monthly closing entry data are protected again |
| CN109783489B (en) * | 2018-12-13 | 2023-08-08 | 中国平安人寿保险股份有限公司 | Processing device, method and storage medium for re-protecting moon-knot data |
| CN109544393A (en) * | 2019-01-22 | 2019-03-29 | 众安信息技术服务有限公司 | Date storage method and device based on block chain |
| CN111461900A (en) * | 2020-03-18 | 2020-07-28 | 支付宝(杭州)信息技术有限公司 | Method and device for generating insurance claim list |
| CN112488850A (en) * | 2020-11-20 | 2021-03-12 | 中国人寿保险股份有限公司 | Method and device for prepositive checking of insurance policy and electronic equipment |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN107909482A (en) | More declaration form protection amount computational methods and system | |
| Jusuf et al. | Macro Data Analysis of Traffic Accidents in Indonesia. | |
| Gebers et al. | Using traffic conviction correlates to identify high accident-risk drivers | |
| Odero et al. | Road traffic injuries in Kenya: magnitude, causes and status of intervention | |
| Zador et al. | Fatal crash involvement and laws against alcohol-impaired driving | |
| Snyder | Juvenile arrests 2006 | |
| Brown | Deterrence in tort and no-fault: the New Zealand experience | |
| Zaloshnja et al. | Costs of alcohol-involved crashes, United States, 2010 | |
| Geurts et al. | Black spot analysis methods: Literature review | |
| Boufous et al. | Work-related traffic crashes: A record linkage study | |
| Donaldson et al. | Crossing county lines: The impact of crash location and driver's residence on motor vehicle crash fatality | |
| Harvey | Fiscal incentives in law enforcement | |
| Lee et al. | Multi input intervention model for evaluating the impact of the Asian crisis and terrorist attacks on tourist arrivals | |
| Vanderschuren et al. | Road safety and non-motorized transport in African Cities | |
| Haselton et al. | Methodologies used to analyze collision experience associated with speed limit changes on selected California highways | |
| Wen et al. | A Comprehensive Analysis for the Heterogeneous Effects on Driver Injury Severity in Single‐Vehicle Passenger Car and SUV Rollover Crashes | |
| CN110490750A (en) | Data know method for distinguishing, system, electronic equipment and computer storage medium | |
| Gabler et al. | Automotive field data in injury biomechanics | |
| CN110335472A (en) | Illegal vehicle checks system of deploying to ensure effective monitoring and control of illegal activities | |
| Inyang et al. | Corruption in the police force: a study of police-drivers behaviour along highway in southern Nigeria | |
| Carter et al. | Development and application of performance measures for rural public transportation operators | |
| Miller | Injuries to workers and their dependents | |
| Alvarado | The racial equity implications of road safety enforcement in Oakland, CA | |
| Zaloshnja et al. | Costs of Large Truck-and Bus-Involved Crashes | |
| Zaloshnja et al. | Revised costs of large truck-and bus-involved crashes |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20180413 |