CN109783489A - The processing unit, method and storage medium of monthly closing entry data are protected again - Google Patents
The processing unit, method and storage medium of monthly closing entry data are protected again Download PDFInfo
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Abstract
The present invention relates to a kind of data analysis techniques, disclose a kind of processing unit, method and storage medium for protecting monthly closing entry data again, this method comprises: obtaining the declaration form in insurance system again, carry out Dimensionality of responsibility fractionation, be protected project；Guarantee project is matched with Reserve Fund algorithm table, obtains Reserve Fund algorithm, obtains the corresponding protection amount substantially of guarantee project respectively, Reserve Fund is calculated based on the basic insured amount and corresponding Reserve Fund algorithm；The corresponding Valid Insured Amount of each guarantee project is obtained respectively, it is insured amount that the corresponding risk of each guarantee project is calculated separately based on the Valid Insured Amount and Reserve Fund, each guarantee project is matched with retention algorithm table, the corresponding retention algorithm of each guarantee project is obtained, retention is calculated based on risk protection amount and retention algorithm.The present invention batch processing declaration form and can quickly calculate retention, improve moon junction efficiency.
Description
Technical field
The present invention relates to data analysis technique field, more particularly to a kind of processing unit for protecting monthly closing entry data again, method and
Storage medium.
Background technique
For a series of insurance responsibility of each unit of risk or unit of risk, code insurance both sides are by contract according to certain
It calculates basis to be allocated it, reinsured determines that the liability limit undertaken is known as retention according to itself solvency.
The main function of the insurance system again of insurance company is exactly by the risk transfer of company's undertaking to company of insurance and reinsurance.Currently, protecting again and being
It is more to calculate branch for retention in system, and can only calculate retention by single in monthly closing entry, so that system resources consumption is big, monthly closing entry effect
Rate is low.
Summary of the invention
The purpose of the present invention is to provide processing units, method and storage medium that one kind protects monthly closing entry data again, it is intended to batch
Amount processing declaration form simultaneously quickly calculates retention, reduces system resources consumption, improves moon junction efficiency.
To achieve the above object, the present invention provides a kind of processing unit for protecting monthly closing entry data again, described to protect monthly closing entry data again
Processing unit include memory and the processor that is connect with the memory, being stored in the memory can be in the processing
The processing system run on device, the processing system realize following steps when being executed by the processor:
The declaration form in insurance system again is obtained, Dimensionality of responsibility fractionation is carried out for the corresponding insurance products of the declaration form, is somebody's turn to do
Each guarantee project under insurance products；
Each guarantee project under the insurance products is matched with preconfigured Reserve Fund algorithm table, is obtained each
The corresponding Reserve Fund algorithm of guarantee project, each guarantee project obtained under the insurance products respectively is corresponding substantially insured amount, base
The corresponding Reserve Fund of each guarantee project is calculated separately in the basic insured amount and corresponding Reserve Fund algorithm；
The corresponding Valid Insured Amount of each guarantee project is obtained respectively, is calculated separately based on the Valid Insured Amount and Reserve Fund each
The corresponding risk of guarantee project is insured amount, and each guarantee project is matched with preconfigured retention algorithm table, obtains each
The corresponding retention algorithm of a guarantee project, based on the risk is insured amount and retention algorithm to calculate separately each guarantee project corresponding
Retention.
Preferably, when the processing system is executed by the processor, following steps are also realized:
When there are newly-increased insurance products, Dimensionality of responsibility fractionation is carried out to the newly-increased insurance products, it is newly-increased to obtain this
Each guarantee project under insurance products；
The corresponding retention algorithm of each guarantee project configuration respectively under the newly-increased insurance products is new by this respectively
Each guarantee project under the insurance products of increasing is added to existing retention and calculates after being associated with corresponding retention algorithm
In method table.
Preferably, when the processing system is executed by the processor, following steps are also realized:
The corresponding Reserve Fund algorithm of each guarantee project configuration respectively under the newly-increased insurance products is new by this respectively
Each guarantee project under the insurance products of increasing is added to existing Reserve Fund and calculates after being associated with corresponding Reserve Fund algorithm
In method table.
Preferably, when the processing system is executed by the processor, following steps are also realized:
Client's essential information in declaration form is obtained, all declaration forms of same client are obtained based on client's essential information, it will be same
Retention under all declaration forms of one client is summarized to obtain the total retention of the client, and the total retention of the client is written
Into database, to carry out code insurance；Or
Retention under each declaration form is summarized to obtain the total retention of the declaration form, the total retention of the declaration form is write
Enter into database, to carry out code insurance.
To achieve the above object, described to protect monthly closing entry number again the present invention also provides the processing method that one kind protects monthly closing entry data again
According to processing method include:
S1 obtains the declaration form in insurance system again, carries out Dimensionality of responsibility fractionation for the corresponding insurance products of the declaration form, obtains
Each guarantee project under the insurance products；
Each guarantee project under the insurance products is matched with preconfigured Reserve Fund algorithm table, is obtained by S2
The corresponding Reserve Fund algorithm of each guarantee project, obtains the corresponding basic guarantor of each guarantee project under the insurance products respectively
Volume calculates separately the corresponding Reserve Fund of each guarantee project based on the basic insured amount and corresponding Reserve Fund algorithm；
S3 is obtained the corresponding Valid Insured Amount of each guarantee project respectively, is calculated separately based on the Valid Insured Amount and Reserve Fund
The corresponding risk of each guarantee project is insured amount, and each guarantee project is matched with preconfigured retention algorithm table, is obtained
To the corresponding retention algorithm of each guarantee project, each guarantee project is calculated separately based on risk protection amount and retention algorithm
Corresponding retention.
Preferably, the processing method for protecting monthly closing entry data again, further includes:
When there are newly-increased insurance products, Dimensionality of responsibility fractionation is carried out to the newly-increased insurance products, it is newly-increased to obtain this
Each guarantee project under insurance products；
The corresponding retention algorithm of each guarantee project configuration respectively under the newly-increased insurance products is new by this respectively
Each guarantee project under the insurance products of increasing is added to existing retention and calculates after being associated with corresponding retention algorithm
In method table.
Preferably, the processing method for protecting monthly closing entry data again, further includes:
The corresponding Reserve Fund algorithm of each guarantee project configuration respectively under the newly-increased insurance products is new by this respectively
Each guarantee project under the insurance products of increasing is added to existing Reserve Fund and calculates after being associated with corresponding Reserve Fund algorithm
In method table.
Preferably, after the step S3, further includes:
Client's essential information in declaration form is obtained, all declaration forms of same client are obtained based on client's essential information, it will be same
Retention under all declaration forms of one client is summarized to obtain the total retention of the client, and the total retention of the client is written
Into database, to carry out code insurance；Or
Retention under each declaration form is summarized to obtain the total retention of the declaration form, the total retention of the declaration form is write
Enter into database, to carry out code insurance.
Preferably, the retention algorithm includes scheduled into the method for figuring, surplus algorithm and limit algorithm.
The present invention also provides a kind of computer readable storage medium, processing is stored on the computer readable storage medium
The step of system, the processing system realizes the above-mentioned processing method for protecting monthly closing entry data again when being executed by processor.
The beneficial effects of the present invention are: the present invention is torn open each insurance products by combing retention calculating logic in advance
Divide and refine to responsibility, configure corresponding retention algorithm for each responsibility and be stored in retention algorithm table, is largely protecting
Under forms data, then progress Dimensionality of responsibility fractionation first calculates Reserve Fund, insured amount based on Reserve Fund calculation risk, by each guarantor
Barrier project is matched with retention algorithm table, is obtained corresponding retention algorithm and is calculated retention, and the present invention passes through will be every
The fractionation of one insurance products refine to responsibility and configures corresponding retention algorithm, therefore, batch processing declaration form and can quickly count
Retention is calculated, system resources consumption is reduced, improves moon junction efficiency.
Detailed description of the invention
Fig. 1 is the optional application environment schematic diagram of each embodiment one of the invention；
Fig. 2 is the schematic diagram for protecting the hardware structure of one embodiment of processing unit of monthly closing entry data in Fig. 1 again；
Fig. 3 is the flow diagram for the processing method first embodiment that the present invention protects monthly closing entry data again；
Fig. 4 is the flow diagram for the processing method second embodiment that the present invention protects monthly closing entry data again；
Fig. 5 is the flow diagram for the processing method 3rd embodiment that the present invention protects monthly closing entry data again.
Specific embodiment
In order to make the objectives, technical solutions, and advantages of the present invention clearer, with reference to the accompanying drawings and embodiments, right
The present invention is further elaborated.It should be appreciated that described herein, specific examples are only used to explain the present invention, not
For limiting the present invention.Based on the embodiments of the present invention, those of ordinary skill in the art are not before making creative work
Every other embodiment obtained is put, shall fall within the protection scope of the present invention.
It should be noted that the description for being related to " first ", " second " etc. in the present invention is used for description purposes only, and cannot
It is interpreted as its relative importance of indication or suggestion or implicitly indicates the quantity of indicated technical characteristic.Define as a result, " the
One ", the feature of " second " can explicitly or implicitly include at least one of the features.In addition, the skill between each embodiment
Art scheme can be combined with each other, but must be based on can be realized by those of ordinary skill in the art, when technical solution
Will be understood that the combination of this technical solution is not present in conjunction with there is conflicting or cannot achieve when, also not the present invention claims
Protection scope within.
As shown in fig.1, being the application environment signal of the preferred embodiment for the processing method that the present invention protects monthly closing entry data again
Figure.The application environment schematic diagram includes the processing unit 1 and terminal device 2 for protecting monthly closing entry data again.The processing of monthly closing entry data is protected again
Device 1 can carry out data interaction by the technology and terminal device 2 that network, near-field communication technology etc. are suitble to.Terminal device 2 mentions
For operation interface, instruction is sent by the processing unit 1 of operation interface triggering and Xiang Zaibao monthly closing entry data, then protect monthly closing entry data
Processing unit 1 is according to the automatic operation for executing calculating retention of instruction.
The terminal device 2, which includes, but are not limited to any one, to pass through keyboard, mouse, remote controler, touch with user
The modes such as plate or voice-operated device carry out the electronic product of human-computer interaction, for example, personal computer, tablet computer, smart phone,
Personal digital assistant (Personal Digital Assistant, PDA), game machine, Interactive Internet TV (Internet
Protocol Television, IPTV), intellectual wearable device, navigation device etc. movable equipment, or such as
The fixed terminal of digital TV, desktop computer, notebook, server etc..
The processing unit 1 for protecting monthly closing entry data again is that one kind can be according to the instruction for being previously set or storing, automatically
The equipment for carrying out numerical value calculating and/or information processing.The processing unit 1 for protecting monthly closing entry data again can be computer, can also
Be server group that single network server, multiple network servers form or based on cloud computing by a large amount of hosts or
The cloud that network server is constituted, wherein cloud computing is one kind of distributed computing, is made of the computer set of a group loose couplings
A super virtual computer.
In the present embodiment, it as shown in Fig. 2, the processing unit 1 for protecting monthly closing entry data again may include, but is not limited only to, can lead to
Memory 11, processor 12, network interface 13 that system bus is in communication with each other connection are crossed, memory 11 is stored with can be in processor
The processing system run on 12.It should be pointed out that Fig. 2 illustrates only the processing for protecting monthly closing entry data again with component 11-13
Device 1, it should be understood that being not required for implementing all components shown, the implementation that can be substituted is more or less
Component.
Wherein, memory 11 includes the readable storage medium storing program for executing of memory and at least one type.It inside saves as and protects monthly closing entry data again
Processing unit 1 operation provide caching；Readable storage medium storing program for executing can be for such as flash memory, hard disk, multimedia card, card-type memory (example
Such as, SD or DX memory etc.), random access storage device (RAM), static random-access memory (SRAM), read-only memory
(ROM), electrically erasable programmable read-only memory (EEPROM), programmable read only memory (PROM), magnetic storage, magnetic
The non-volatile memory medium of disk, CD etc..In some embodiments, readable storage medium storing program for executing can be the place for protecting monthly closing entry data again
Manage the internal storage unit of device 1, such as the hard disk of the processing unit 1 for protecting monthly closing entry data again；In further embodiments, should
Non-volatile memory medium is also possible to protect the External memory equipment of the processing unit 1 of monthly closing entry data again, such as protects monthly closing entry number again
According to processing unit 1 on the plug-in type hard disk that is equipped with, intelligent memory card (Smart Media Card, SMC), secure digital
(Secure Digital, SD) card, flash card (Flash Card) etc..In the present embodiment, the readable storage medium storing program for executing of memory 11
The operating system and types of applications software of the processing unit 1 for protecting monthly closing entry data again are installed on commonly used in storage, such as storage is originally
Invent the program code etc. of the processing system in an embodiment.In addition, memory 11 can be also used for temporarily storing it is defeated
Out or the Various types of data that will export.
The processor 12 can be in some embodiments central processing unit (Central Processing Unit,
CPU), controller, microcontroller, microprocessor or other data processing chips.The processor 12 is described again commonly used in control
The overall operation of the processing unit 1 of monthly closing entry data is protected, such as is executed and is carried out data interaction with the terminal device 2 or communicate phase
Control and processing of pass etc..In the present embodiment, the processor 12 is for running the program code stored in the memory 11
Or processing data, such as operation processing system etc..
The network interface 13 may include radio network interface or wired network interface, which is commonly used in
Communication connection is established between the processing unit 1 for protecting monthly closing entry data again and other electronic equipments.In the present embodiment, network interface
13 are mainly used for for the processing unit 1 for protecting monthly closing entry data being again connected with one or more terminal devices 2, are protecting monthly closing entry data again
Data transmission channel and communication connection are established between processing unit 1 and terminal device 2.
The processing system is stored in memory 11, is stored in including at least one computer-readable in memory 11
Instruction, at least one computer-readable instruction can be executed by processor device 12, the method to realize each embodiment of the application；With
And the function that at least one computer-readable instruction is realized according to its each section is different, can be divided into different logic moulds
Block.
In one embodiment, following steps are realized when above-mentioned processing system is executed by the processor 12:
The declaration form in insurance system again is obtained, Dimensionality of responsibility fractionation is carried out for the corresponding insurance products of the declaration form, is somebody's turn to do
Each guarantee project under insurance products；
Each guarantee project under the insurance products is matched with preconfigured Reserve Fund algorithm table, is obtained each
The corresponding Reserve Fund algorithm of guarantee project, each guarantee project obtained under the insurance products respectively is corresponding substantially insured amount, base
The corresponding Reserve Fund of each guarantee project is calculated separately in the basic insured amount and corresponding Reserve Fund algorithm；
The corresponding Valid Insured Amount of each guarantee project is obtained respectively, is calculated separately based on the Valid Insured Amount and Reserve Fund each
The corresponding risk of guarantee project is insured amount, and each guarantee project is matched with preconfigured retention algorithm table, obtains each
The corresponding retention algorithm of a guarantee project, based on the risk is insured amount and retention algorithm to calculate separately each guarantee project corresponding
Retention.
Further, when the processing system is executed by the processor, following steps are also realized:
When there are newly-increased insurance products, Dimensionality of responsibility fractionation is carried out to the newly-increased insurance products, it is newly-increased to obtain this
Each guarantee project under insurance products；
The corresponding retention algorithm of each guarantee project configuration respectively under the newly-increased insurance products is new by this respectively
Each guarantee project under the insurance products of increasing is added to existing retention and calculates after being associated with corresponding retention algorithm
In method table.
Further, when the processing system is executed by the processor, following steps are also realized:
The corresponding Reserve Fund algorithm of each guarantee project configuration respectively under the newly-increased insurance products is new by this respectively
Each guarantee project under the insurance products of increasing is added to existing Reserve Fund and calculates after being associated with corresponding Reserve Fund algorithm
In method table.
Further, when the processing system is executed by the processor, following steps are also realized:
Client's essential information in declaration form is obtained, all declaration forms of same client are obtained based on client's essential information, it will be same
Retention under all declaration forms of one client is summarized to obtain the total retention of the client, and the total retention of the client is written
Into database, to carry out code insurance；Or
Retention under each declaration form is summarized to obtain the total retention of the declaration form, the total retention of the declaration form is write
Enter into database, to carry out code insurance.
The present invention is by refineing to responsibility for the fractionation of each insurance products and configuring corresponding retention algorithm, therefore, energy
Enough batch processing declaration forms simultaneously quickly calculate retention, reduce system resources consumption, improve moon junction efficiency.
As shown in figure 3, Fig. 3 is the flow diagram for one embodiment of processing method that the present invention protects monthly closing entry data again, this is again
Protect monthly closing entry data processing method the following steps are included:
Step S1 obtains the declaration form in insurance system again, carries out Dimensionality of responsibility fractionation for the corresponding insurance products of the declaration form,
Obtain each guarantee project under the insurance products；
Wherein, then in insurance system there is a large amount of declaration form, the present embodiment can carry out batch processing to declaration form.Dimensionality of responsibility is torn open
Dividing is the fractionation that the insurance products of client are carried out with guarantee project, and different insurance products can have identical guarantee project, this
A guarantee project is exactly responsibility.For example, insurance products A includes responsibility 11 and responsibility 12, insurance products B includes responsibility 21 and responsibility
22, Dimensionality of responsibility fractionation is carried out to insurance products A, B, as shown in table 1 below:
Table 1
Wherein, insurance products A is, for example, accident insurance, responsibility 11 be occur it is unexpected and dead, responsibility 12 be occur it is unexpected and
Disability.
Step S2 matches each guarantee project under the insurance products with preconfigured Reserve Fund algorithm table,
The corresponding Reserve Fund algorithm of each guarantee project is obtained, each guarantee project obtained under the insurance products respectively is corresponding basic
Protection amount calculates separately the corresponding Reserve Fund of each guarantee project based on the basic insured amount and corresponding Reserve Fund algorithm；
Wherein, in Reserve Fund algorithm table include insurance products, responsibility and Reserve Fund algorithm, for example, for insurance products A,
B, Reserve Fund algorithm table are as shown in table 2 below:
Table 2
Wherein it is possible to it is corresponding substantially insured amount from each guarantee project obtained in declaration form under insurance products, by that will protect
Barrier project is matched with Reserve Fund algorithm table, obtains corresponding Reserve Fund algorithm.The Reserve Fund algorithm of Dimensionality of responsibility is preparatory
Combing obtains according to the actual situation, and it is matched to postpone and is stored in Reserve Fund algorithm table, in table 2, the Reserve Fund of responsibility 11
Basic protection amount * 50% of=responsibility 11, basic protection amount * 60% of Reserve Fund=responsibility 12 of responsibility 12, etc..Pass through the preparation
The corresponding Reserve Fund of each guarantee project under insurance products can be quickly calculated in golden algorithm table.
Step S3 obtains the corresponding Valid Insured Amount of each guarantee project respectively, is distinguished based on the Valid Insured Amount and Reserve Fund
It is insured amount to calculate the corresponding risk of each guarantee project, by each guarantee project and the progress of preconfigured retention algorithm table
Match, obtain the corresponding retention algorithm of each guarantee project, each guarantor is calculated separately based on risk protection amount and retention algorithm
The corresponding retention of barrier project.
Wherein, in retention algorithm table include insurance products, responsibility and retention algorithm, for example, for insurance products A,
B, retention algorithm table are as shown in table 3 below:
Table 3
Wherein it is possible to be had from the corresponding Valid Insured Amount of each guarantee project obtained in declaration form under insurance products based on this
Effect is insured amount and Reserve Fund calculates separately the corresponding risk protection amount of each guarantee project, comprising: risk protection amount=Valid Insured Amount-preparation
Gold.
By that will ensure that project is matched with retention algorithm table, corresponding retention algorithm is obtained.Dimensionality of responsibility
Retention algorithm is to comb to obtain previously according to actual conditions, and it is matched to postpone and is stored in retention algorithm table, in table 3
In, the risk protection amount * 30% of retention=responsibility 11 of responsibility 11, the risk protection amount * of retention=responsibility 12 of responsibility 12
30%, etc..By the retention algorithm table, each guarantee project that can be quickly calculated under insurance products is corresponding certainly
Stay volume.
In one embodiment, the retention algorithm in retention algorithm table includes into the method for figuring, surplus algorithm and limit and calculates
Method.Wherein, at the method for figuring are as follows: the 30% of deductibles protection amount separates the 70% of risk protection amount；Surplus algorithm is to reserve pre- deposit for one's own use
Volume (such as 100,000), separates beyond predetermined dollar value part；Limit algorithm are as follows: the 30% of deductibles protection amount, it is at most pre- from being left to
Deposit volume (such as 100,000), i.e., if 30% amount of money of risk protection amount is less than or equal to predetermined dollar value, according to risk protection amount
30% reserve for one's own use；If 30% amount of money of risk protection amount is greater than predetermined dollar value, the predetermined dollar value is only reserved for one's own use.
Retention is calculated based on each retention algorithm, for example, if being into the method for figuring just directly with risk protection amount *
30% is included in and reserves for one's own use, and remainder, which is included in, to be separated；If it is surplus algorithm, just whether directly relatively more accumulative retention is more than to reserve for one's own use
Limit, being just included in for being not above are reserved for one's own use, and more than just reserving for one's own use by limit, remainder, which is included in, to be separated；If it is limit algorithm, just
Retention is first calculated in proportion, then is compared with limit, takes lesser be used as to reserve for one's own use, remainder, which is included in, to be separated.Due to each
Month data volume, which is split to responsibility, can reach millions of or more, these calculating are passed through in big data environment batch processing
The corresponding retention of each guarantee project under insurance products is quickly calculated in the mode of batch processing.
Compared with prior art, the present invention is split each insurance products thin by combing retention calculating logic in advance
Change to responsibility, configure corresponding retention algorithm for each responsibility and be stored in retention algorithm table, in a large amount of declaration form number
Under, then progress Dimensionality of responsibility fractionation first calculates Reserve Fund, insured amount based on Reserve Fund calculation risk, by each guarantee item
Mesh is matched with retention algorithm table, is obtained corresponding retention algorithm and is calculated retention, and the present invention is by by each guarantor
The fractionation of dangerous product refine to responsibility and configures corresponding retention algorithm, therefore, batch processing declaration form and can quickly calculate oneself
Volume is stayed, system resources consumption is reduced, improves moon junction efficiency.
In one embodiment, on the basis of the above embodiments, the processing method for protecting monthly closing entry data again, further includes:
When there are newly-increased insurance products, Dimensionality of responsibility fractionation is carried out to the newly-increased insurance products, obtains the newly-increased insurance products
Under each guarantee project；
The corresponding retention algorithm of each guarantee project configuration respectively under the newly-increased insurance products is new by this respectively
Each guarantee project under the insurance products of increasing is added to existing retention and calculates after being associated with corresponding retention algorithm
In method table.
Wherein, when there are newly-increased insurance products, Dimensionality of responsibility fractionation is equally carried out, it is corresponding certainly for the configuration of each responsibility
Volume algorithm is stayed, the newly-increased insurance products, responsibility and the corresponding retention algorithm of responsibility are added in existing allocation list.It is right
In the new product for having particular/special requirement or setting, existing retention calculation method is difficult to meet, needs to modify generation in many cases
Code.The present embodiment can according to aforesaid way match retention algorithm, readily satisfy newly-increased insurance products particular/special requirement or
Setting does not need modification code, maintains easily, it is only necessary to safeguard the retention algorithm table, can accelerate newly-increased insurance and produce
Linear velocity on product enhances the system expandability, reduces coupling.
Further, the processing method for protecting monthly closing entry data again, further includes: when there is newly-increased insurance products, respectively
For the corresponding Reserve Fund algorithm of each guarantee project configuration under the newly-increased insurance products, respectively by the newly-increased insurance products
Under each guarantee project be associated with corresponding Reserve Fund algorithm after be added in existing Reserve Fund algorithm table.
Wherein, the Reserve Fund algorithm of the existing setting of insurance system again is all based on contract+insurance kind dimension, when under an insurance kind
Different responsibilities when will be corresponding to different Reserve Fund algorithms, be all the extra process in code, for having particular/special requirement or setting
New product, existing Reserve Fund algorithm are also difficult to meet.The present embodiment is calculated quasi- by the Reserve Fund algorithm of combing Dimensionality of responsibility
The corresponding Reserve Fund of each responsibility is directly calculated when standby gold.Newly-increased insurance products only need to safeguard this Reserve Fund algorithm when online
Table can accelerate linear velocity on newly-increased insurance products, enhancing without doing hard coded for particular/special requirement or the responsibility of setting
The system expandability reduces coupling.
In a second embodiment, as shown in figure 4, on the basis of the above embodiments, after the step S3, further includes:
Step S4 is obtained client's essential information in declaration form, all declaration forms of same client is obtained based on client's essential information, will be same
Retention under all declaration forms of client is summarized to obtain the total retention of the client, by the total retention of the client be written to
In database, to carry out code insurance；
In the third embodiment, as shown in figure 5, after the step S3, further includes: step S5, it will be under each declaration form
Retention is summarized to obtain the total retention of the declaration form, and the total retention of the declaration form is written into database, to carry out
Code insurance.
Wherein, summarize each client or every single accumulative retention, each client or every single accumulative retention are written
Into database, result is taken to be directly linked when code insurance, facilitates code insurance.Usually and in the contract of Zai Bao company signing,
The retention limit that can arrange each each responsibility of client is how many, remaining if the retention of this client is in excess of the quota
It will separate in proportion and give Zai Bao company.There are also a kind of modes, exactly see whether each list is more than retention limit, is at this moment just not required to
To be summarized according to client, but be summarized as unit of each declaration form.
The present invention also provides a kind of computer readable storage medium, processing is stored on the computer readable storage medium
The step of system, the processing system realizes the above-mentioned processing method for protecting monthly closing entry data again when being executed by processor.
The serial number of the above embodiments of the invention is only for description, does not represent the advantages or disadvantages of the embodiments.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can be realized by means of software and necessary general hardware platform, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on this understanding, technical solution of the present invention substantially in other words does the prior art
The part contributed out can be embodied in the form of software products, which is stored in a storage medium
In (such as ROM/RAM, magnetic disk, CD), including some instructions are used so that a terminal device (can be mobile phone, computer, clothes
Business device, air conditioner or the network equipment etc.) execute method described in each embodiment of the present invention.
The above is only a preferred embodiment of the present invention, is not intended to limit the scope of the invention, all to utilize this hair
Equivalent structure or equivalent flow shift made by bright specification and accompanying drawing content is applied directly or indirectly in other relevant skills
Art field, is included within the scope of the present invention.
Claims (10)
1. the processing unit that one kind protects monthly closing entry data again, which is characterized in that the processing unit for protecting monthly closing entry data again includes depositing
Reservoir and the processor connecting with the memory are stored with the processing system that can be run on the processor in the memory
System, the processing system realize following steps when being executed by the processor:
The declaration form in insurance system again is obtained, Dimensionality of responsibility fractionation is carried out for the corresponding insurance products of the declaration form, obtains the insurance
Each guarantee project under product；
Each guarantee project under the insurance products is matched with preconfigured Reserve Fund algorithm table, obtains each guarantee
The corresponding Reserve Fund algorithm of project, each guarantee project obtained under the insurance products respectively is corresponding substantially insured amount, and being based on should
Basic insured amount and corresponding Reserve Fund algorithm calculates separately the corresponding Reserve Fund of each guarantee project；
The corresponding Valid Insured Amount of each guarantee project is obtained respectively, and each guarantee is calculated separately based on the Valid Insured Amount and Reserve Fund
The corresponding risk of project is insured amount, and each guarantee project is matched with preconfigured retention algorithm table, obtains each guarantor
It is corresponding certainly to calculate separately each guarantee project based on risk protection amount and retention algorithm for the corresponding retention algorithm of barrier project
Stay volume.
2. the processing unit according to claim 1 for protecting monthly closing entry data again, which is characterized in that the processing system is described
When processor executes, following steps are also realized:
When there are newly-increased insurance products, Dimensionality of responsibility fractionation is carried out to the newly-increased insurance products, obtains the newly-increased insurance
Each guarantee project under product；
The corresponding retention algorithm of each guarantee project configuration respectively under the newly-increased insurance products, it is respectively that this is newly-increased
Each guarantee project under insurance products is added to existing retention algorithm table after being associated with corresponding retention algorithm
In.
3. the processing unit according to claim 2 for protecting monthly closing entry data again, which is characterized in that the processing system is described
When processor executes, following steps are also realized:
The corresponding Reserve Fund algorithm of each guarantee project configuration respectively under the newly-increased insurance products, it is respectively that this is newly-increased
Each guarantee project under insurance products is added to existing Reserve Fund algorithm table after being associated with corresponding Reserve Fund algorithm
In.
4. the processing unit according to any one of claims 1 to 3 for protecting monthly closing entry data again, which is characterized in that the processing
When system is executed by the processor, following steps are also realized:
Client's essential information in declaration form is obtained, all declaration forms of same client are obtained based on client's essential information, by same visitor
Retention under all declaration forms at family is summarized to obtain the total retention of the client, and the total retention of the client is written to number
According in library, to carry out code insurance；Or
Retention under each declaration form is summarized to obtain the total retention of the declaration form, by the total retention of the declaration form be written to
In database, to carry out code insurance.
5. one kind protects the processing methods of monthly closing entry data again, which is characterized in that the processing method for protecting monthly closing entry data again includes:
S1 obtains the declaration form in insurance system again, carries out Dimensionality of responsibility fractionation for the corresponding insurance products of the declaration form, obtains the guarantor
Each guarantee project under dangerous product；
Each guarantee project under the insurance products is matched with preconfigured Reserve Fund algorithm table, is obtained each by S2
The corresponding Reserve Fund algorithm of guarantee project, each guarantee project obtained under the insurance products respectively is corresponding substantially insured amount, base
The corresponding Reserve Fund of each guarantee project is calculated separately in the basic insured amount and corresponding Reserve Fund algorithm；
S3 is obtained the corresponding Valid Insured Amount of each guarantee project respectively, is calculated separately based on the Valid Insured Amount and Reserve Fund each
The corresponding risk of guarantee project is insured amount, and each guarantee project is matched with preconfigured retention algorithm table, obtains each
The corresponding retention algorithm of a guarantee project, based on the risk is insured amount and retention algorithm to calculate separately each guarantee project corresponding
Retention.
6. the processing method according to claim 5 for protecting monthly closing entry data again, which is characterized in that the monthly closing entry data of protecting again
Processing method, further includes:
When there are newly-increased insurance products, Dimensionality of responsibility fractionation is carried out to the newly-increased insurance products, obtains the newly-increased insurance
Each guarantee project under product；
The corresponding retention algorithm of each guarantee project configuration respectively under the newly-increased insurance products, it is respectively that this is newly-increased
Each guarantee project under insurance products is added to existing retention algorithm table after being associated with corresponding retention algorithm
In.
7. the processing method according to claim 6 for protecting monthly closing entry data again, which is characterized in that the monthly closing entry data of protecting again
Processing method, further includes:
The corresponding Reserve Fund algorithm of each guarantee project configuration respectively under the newly-increased insurance products, it is respectively that this is newly-increased
Each guarantee project under insurance products is added to existing Reserve Fund algorithm table after being associated with corresponding Reserve Fund algorithm
In.
8. according to the described in any item processing methods for protecting monthly closing entry data again of claim 5 to 7, which is characterized in that the step
After S3, further includes:
Client's essential information in declaration form is obtained, all declaration forms of same client are obtained based on client's essential information, by same visitor
Retention under all declaration forms at family is summarized to obtain the total retention of the client, and the total retention of the client is written to number
According in library, to carry out code insurance；Or
Retention under each declaration form is summarized to obtain the total retention of the declaration form, by the total retention of the declaration form be written to
In database, to carry out code insurance.
9. according to the described in any item processing methods for protecting monthly closing entry data again of claim 5 to 7, which is characterized in that described to reserve for one's own use
Volume algorithm includes scheduled into the method for figuring, surplus algorithm and limit algorithm.
10. a kind of computer readable storage medium, which is characterized in that be stored with processing system on the computer readable storage medium
System realizes the place for protecting monthly closing entry data again as described in any one of claim 5 to 9 when the processing system is executed by processor
The step of reason method.
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