CN106652227A - Intelligent vehicle payment system and method - Google Patents

Intelligent vehicle payment system and method Download PDF

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Publication number
CN106652227A
CN106652227A CN201610895534.4A CN201610895534A CN106652227A CN 106652227 A CN106652227 A CN 106652227A CN 201610895534 A CN201610895534 A CN 201610895534A CN 106652227 A CN106652227 A CN 106652227A
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China
Prior art keywords
payment
vehicle
information
mobile terminal
token
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Granted
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CN201610895534.4A
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Chinese (zh)
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CN106652227B (en
Inventor
祖立军
徐燕军
何朔
刘国宝
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China Unionpay Co Ltd
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China Unionpay Co Ltd
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Priority to CN201610895534.4A priority Critical patent/CN106652227B/en
Publication of CN106652227A publication Critical patent/CN106652227A/en
Priority to PCT/CN2017/105244 priority patent/WO2018068682A1/en
Priority to TW106134573A priority patent/TW201814604A/en
Application granted granted Critical
Publication of CN106652227B publication Critical patent/CN106652227B/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems
    • G06Q20/127Shopping or accessing services according to a time-limitation
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F17/00Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/0042Coin-freed apparatus for hiring articles; Coin-freed facilities or services for hiring of objects
    • G07F17/0057Coin-freed apparatus for hiring articles; Coin-freed facilities or services for hiring of objects for the hiring or rent of vehicles, e.g. cars, bicycles or wheelchairs

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  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention relates to an intelligent vehicle payment system and method. The method includes the following steps that an external commercial tenant sends an order payment request to an intelligent vehicle; after receiving the order payment request, a vehicle terminal sends a request for calling Token to a mobile terminal, and the mobile terminal returns payment account information containing Token to the vehicle terminal; the vehicle terminal assemblies the payment account information to payment information according to rules and specifications to the commercial tenant; the commercial tenant completes payment processing according to the payment information. The intelligent vehicle payment system and method can ensure payment safety, improve payment convenience and effectively solve vehicle consumption payment requirements of various scenes.

Description

A kind of intelligent automobile payment system and method for payment
Technical field
The present invention relates to communication technology, relates more specifically to based on intelligent mobile terminal(Such as intelligence such as mobile phone, panel computer Can mobile terminal)Intelligent automobile payment system and intelligent automobile method of payment.
Background technology
Firstly, for the related vehicle Network Communication technology to the present invention(V2X)Letter is carried out with intelligent vehicle terminal technology Unitary declaration.
(1)Car networking communication technology(V2X)
Under car networking environment, by information exchanges such as car and car, road, people, backstage and shared, intelligence between car and infrastructure is made Can cooperate with and coordinate, realize the integrated net of intelligent traffic administration system control, Vehicular intelligent control and Intelligent Dynamic information service Network, is extension of the technology of Internet of things in intelligent transport system field.Wherein, automobile relies on novel on-vehicle communication technology, possesses With the communication capacity of extraneous directly point-to-point, especially can realize with roadside unit, car in real time, low latency direction communication energy Power, without the need for being forwarded by Network Operator networks.
(2)Intelligent vehicle terminal technology
Possess and the unified management of ability is manipulated to vehicle-mounted various kinds of sensors equipment, automobile, while passing through vehicle intelligent operating system Can be with application more than bearing automobile(Vehicle-mounted APP), it is possible to keep communicating by the near-field communication technologies such as NFC or bluetooth and mobile phone Interconnection.
On the other hand, with the development of the Internet and automobile, for automobile resources are utilized and traffic efficiently easily Consider, it will be the main trend under future car networked environment that automobile is shared, i.e., the trip of more automobiles will using timesharing leasehold mode, Rather than private car pattern, during this, just process is used to automobile leasing expense during automobile timesharing lease, and automobile Middle parking, the at a high speed means of payment such as charge, delay penalty propose new requirement.
Under prior art pattern, automobile is not payment terminal, therefore cannot meet during automobile use and be with automobile The payment demand of core scenario, if desired for the information such as synchronized upload automotive type, identifier, car plate in payment process, pays simultaneously It is not convenient.
Therefore, existing payment technology mainly includes that mobile phone A PP pays and rear entrucking carrier unit pays two ways:
(1)Mobile phone A PP pays
Associating when being rented every time with the car for being used by mobile phone A PP mode, after end of hiring a car, by mobile phone The mode of paying completes to pay, and the means of payment is only capable of realizing the demand of automobile leasing expense, the parking, high speed during automobile use The payment such as charge, delay penalty demand still needs, by original flow process, there is a problem of that the means of payment is isolated in different scenes, while It is that mobile phone A PP also needs to manually fill in partial information, and convenience is not high to rent every time, and automobile information etc. cannot be carried during payment Problem.
(2)Afterwards entrucking carrier unit pays
The typical case of which is ETC OUB equipment, can mainly solve the problems, such as expressway tol lcollection, but cannot solve to hire a car Pay, other scenes such as payment of stopping, the initialization input information such as license plate number will be carried out when OBU equipment is handled to equipment, and must Unique Payment Card must be bound, therefore shared automobile scene cannot be suitable for.
The content of the invention
In view of the above problems, it is an object of the present invention to can be using automobile is as payment terminal and payment safety is good Intelligent automobile payment system well and method of payment.
The intelligent automobile method of payment of the present invention, is realized, it is characterised in that under including using vehicle termination and mobile terminal State step:
Request step of initiating is paid, outside trade company initiates order and pays request to intelligent automobile;
Payment account information obtaining step, vehicle termination receives the backward mobile terminal request of the order payment request and transfers Payment account information comprising Token is returned to vehicle termination by Token, mobile terminal;
Payment information group bag step, by the payment account information, according to the rules specification is assembled into payment information transmission to vehicle termination To trade company;And
Payment processes complete step, and trade company completes payment processes according to the payment information.
Preferably, the payment account information obtaining step includes following sub-steps:
Vehicle termination receives the order and pays after request, is interacted with mobile terminal by near-field communication mode, to mobile terminal Token is transferred in request;And
The payment account information of Token of the mobile terminal according to stored by calling and will include itself returns to vehicle termination.
Preferably, in the payment information group bag step, vehicle termination is by the payment account information and vehicle termination Information of vehicles be assembled into payment information together and be sent to trade company.
Preferably, the information of vehicles includes the one or more in type of vehicle, speed, identification of the vehicle.
Preferably, in the payment account information obtaining step mobile terminal by comprising the Token's stored by itself Payment account information returns in real time vehicle termination.
Preferably, the vehicle termination is used to pay request to mobile terminal request tune according to the order from outside trade company Token is taken, and in the case where vehicle termination receives following payment account informations, by following payment account informations according to the rules Specification is assembled into payment information and is sent to trade company,
The mobile terminal is used to store Token and will include the payment of Token when transferring from vehicle termination receiving Accounts information returns to vehicle termination.
Preferably, the information of vehicles of the payment account information and vehicle termination is assembled into together and is propped up by the vehicle termination The information of paying is sent to trade company.
Preferably, the vehicle termination possesses:
Car networking communication module, for carrying out communication interaction with outside trade company;
First communication module, for the communication interaction realized and between the mobile terminal;And
Vehicle-mounted payment services module, pays request and initiates to transfer to mobile terminal for basis from the order of outside trade company Token's transfers request, and is receiving in the case of the payment account information of mobile terminal, and described is paid a bill According to the rules specification is assembled into payment information to family information,
The mobile terminal possesses:
Second communication module, interacts for the communication between realization and vehicle termination;
Token storage modules, for storing Token;And
Control module is paid, Token and life are transferred from the Token storage modules according to the request of transferring from vehicle termination Into corresponding payment account information.
Preferably, the vehicle-mounted payment services module possesses:
For providing the Core Feature interface of payment interface ability;
For providing the trade processing module of transaction payment ability;And
For providing the communication management module for paying communication capacity.
The vehicle termination of the present invention, it is characterised in that
The vehicle termination is used to be paid according to the order from outside trade company asks to transfer Token to mobile terminal request, and And receive in the case of the payment account information comprising Token of mobile terminal in vehicle termination, by payment account information According to the rules specification is assembled into payment information and is sent to trade company.
Preferably, the information of vehicles of the payment account information and vehicle termination is assembled into together and is propped up by the vehicle termination The information of paying is sent to trade company.
Preferably, the vehicle termination possesses:
Car networking communication module, for carrying out communication interaction with outside trade company;
First communication module, for the communication interaction between realization and mobile terminal;And
Vehicle-mounted payment services module, pays request and initiates to transfer to mobile terminal for basis from the order of outside trade company Token's transfers request, and is receiving in the case of the payment account information of mobile terminal, by payment account letter According to the rules specification is assembled into payment information to breath.
Preferably, the vehicle-mounted payment services module possesses:
For providing the Core Feature interface of payment interface ability;
For providing the trade processing module of transaction payment ability;And
For providing the communication management module for paying communication capacity.
As described above, intelligent automobile payment system of the invention and method of payment, can be using vehicle as payment Terminal, completes payment information and interacts by the car networking communication module of vehicle termination with outside accepting terminal, and disbursement account is used The Token being stored in mobile phone, when payment transaction occurs, car-mounted terminal is by the near-field communication technology such as bluetooth or NFC and handss Machine is interacted, and the disbursement account information in mobile phone is read in real time.Therefore, intelligent automobile payment system of the invention and method of payment Can effectively solve the problem that automobile consumption pays all kinds of scene needs, and because consuming account(That is Token)It is not deposited in automobile, in vapour Under the shared scene of car, user is without having to worry about account's leakage problem.It is additionally, since using the Token in Already in mobile phone, because Without the need for again, to high in the clouds application Token, handling process is not complicated for this.
Description of the drawings
Fig. 1 is the construction block diagram of the intelligent automobile payment system for representing one embodiment of the present invention.
Fig. 2 is the organigram of the vehicle-mounted payment services module in the intelligent automobile payment system for represent the present invention.
Fig. 3 is to represent that Token produces the schematic diagram of process.
Fig. 4 is the flow chart of the intelligent automobile method of payment for representing one embodiment of the present invention.
Specific embodiment
What is be described below is some in multiple embodiments of the invention, it is desirable to provide the basic understanding to the present invention.And It is not intended to confirm the crucial or conclusive key element of the present invention or restriction scope of the claimed.
One embodiment of the present invention intelligent automobile payment system characterized in that, using vehicle as payment terminal, Payment information is completed by the car networking communication technology of vehicle with the accepting terminal of outside trade company to interact, disbursement account uses storage Token in mobile phone(Token), when payment transaction occurs, vehicle termination by the near-field communication technology such as bluetooth or NFC with Mobile phone interaction, reads in real time the disbursement account information in mobile phone.
Fig. 1 is the construction block diagram of the intelligent automobile payment system for representing one embodiment of the present invention.
As shown in figure 1, the intelligent automobile payment system of one embodiment of the present invention includes vehicle termination 100 and movement eventually End 200(Here illustrate by taking mobile terminal as an example in the present embodiment, certainly also can be possess logical with mobile phone identical The mobile intelligent terminal of laptop computer, the panel computer of telecommunication function etc.).
Vehicle termination 100 possesses:Car networking communication module 110, first communication module 120 and vehicle-mounted payment services module 130。
Wherein, car networking communication module 110 is used to accept unit or trade company with outside vehicle(For example, the receipts in roadside Take station etc.)Carry out communication interaction.The communication for accepting unit or trade company with outside vehicle for example can by communication layers V2X come Realize, communication layers V2X are mainly responsible for providing access interface between vehicle termination 100 and vehicle V2X controllers.
First communication module 120 is used to realize and the communication interaction between mobile terminal 200.
Vehicle-mounted payment services module 130 be used for from it is outside accept unit or trade company receive pay request and according to Pay request and transfer Token and payment account information etc. from mobile terminal 200.
Mobile terminal 200 possesses:Second communication module 210, payment control module 220 and Token storage modules 230.
Wherein, second communication module 210 is used to be communicated with vehicle termination 100.Token storage modules 230 are used to store up Deposit the Token used when mobile terminal is paid.Pay control module 220 to be asked according to the payment from vehicle termination 100 Token is transferred from Token storage modules 230 and corresponding payment account information is generated.Generated by payment control module 220 Payment account information returns to vehicle termination 100 by second communication module 210.
Then, for each several part construction of the vehicle-mounted payment services module 130 in the intelligent automobile payment system of the present invention And function is illustrated.
Fig. 2 is the organigram of the vehicle-mounted payment services module in the intelligent automobile payment system for represent the present invention.Its In, vehicle-mounted payment services module 130 possesses:For providing the Core Feature interface 131 of payment interface ability, for providing transaction The trade processing module 132 of ability to pay and the communication management module 133 for providing payment communication capacity.
Wherein, Core Feature interface 131 is packaged vehicle-mounted payment function with interface shape, is mainly used in coordinating each The function scheduling of module and data exchange.Core Feature interface 131 is that the unified interface of other modules is realized.For example, if car It is vehicle-mounted Bank application to carry application, then Core Feature is the Core Feature of vehicle-mounted bank, and loading vehicle-mounted payment plug-in unit needs to car Carrying the Core Feature interface of application carries out part transformation so that vehicle-mounted payment plug-in unit can pass through the Core Feature of vehicular applications will Vehicle-mounted payment options show user.
Trade processing module 132 is used for management configuration, process and the easily certification for completing to conclude the business.Specifically, trading processing Module 132 includes:Management configuration module 1321, for receiving and processing the credential management subsystem from high in the clouds payment platform Data exchange is notified and asked;Payment transaction logic processing module 1322, for carrying out the group of payment information according to business need Bag, i.e., for the data set of payment account information, information of vehicles etc. to be bundled into into payment information;Biological identification module 1323, passes through To bio information(For example, fingerprint, refer to vein, face, voice, iris, palmmprint etc.)It is authenticated judging that user could be carried out Delivery operation(Biological identification module 1323 is optional module);And, communicate interconnecting modules 1324, for carrying out with mobile terminal Communication interconnection.
Communication management module 133 is used to provide payment communication capacity and responsible network security establishment of connection and data are passed Movement Capabilities.Specifically, TLS/SSL secure connections, remote notification service and data are provided in communication management module 133 to pass Defeated service.Wherein, communication layers-TLS/SSL is mainly responsible for vehicle-mounted payment services module 130 and external entity(Predominantly voucher Management system)Between set up secure communication connection, escape way set up cardinal principle be use certificate chain be Mobile solution and Outside cloud server provides authentication and channel encryption service.Remote notification Service Notification is mainly vehicle-mounted payment services mould Interface between block 130 and remote notification service.
Then, the idiographic flow of the method for payment realized for the intelligent automobile payment system using the present invention is carried out specifically Explanation.
Before the idiographic flow of the intelligent automobile method of payment of the explanation present invention, generation first for Token and The application paid in application is illustrated.
Fig. 3 is to represent that Token produces the schematic diagram of process.
As shown in figure 3, mobile terminal 700 sends PAN(That is, bank card primary account number)To Token requesting parties 800 to ask Obtain Token.The Token requests are forwarded to Token service providers by Token requesting parties 800(Token Service Provider)900, Token service providers 900 generate corresponding Token according to Token requests, and set up Token with The mapping relations of PAN, by the Token of generation Token requesting parties 800 are returned to.Token requesting parties 800 are by the Token for receiving Return to mobile terminal 700.
So, using mobile terminal 700 in merchant purchasing commodity and when being paid, trade company is led to using the near field of NFC etc. News mode obtains the Token stored in mobile terminal 700, and trade company please as payment using the Token for obtaining and payment information etc. Ask and be sent to acquirer, the payment request is sent to payment network by acquirer, payment network calls Token services to provide 900, Token of side service providers 900 verify the legitimacy of Token, and are closed according to the mapping of the Token for setting up before and PAN System, obtains corresponding PAN, returns to payment network, and Token is substituted for PAN and asks to send by related payment by payment network Complete after corresponding verification, to complete payment and withhold to corresponding credit card issuer.
Below, the method for payment of the embodiment realized for the intelligent automobile payment system using the present invention is said It is bright.
Fig. 4 is the flow chart of the intelligent automobile method of payment for representing one embodiment of the present invention.
As shown in figure 4, step S100:Trade company(For example, freeway toll station etc.)Order is initiated to vehicle pay request. Specifically, order is received from trade company by the car networking communication module 110 of vehicle termination 100 and pays request.
Step S200:Vehicle termination 100 is carried out by the near field communication technology of bluetooth or NFC etc. with mobile terminal 200 Interaction, to acquisition request Token of mobile terminal 200.
Step S300:Mobile terminal 200 produces respective pay account information according to existing mobile payment mechanism, meets PBOC Specification, wherein, Token is included in the payment account information.
Step S400:Payment account information is returned to vehicle termination 100 by mobile terminal 200.
Step S500:Vehicle termination 100 carries out payment information group bag according to business need, including by type of vehicle, speed, The information of vehicles of identification of the vehicle etc. enters row information assembling with disbursement account information.
Step S600:Payment information is sent to trade company by vehicle termination 100 by car networking communication module 110.
Step S700:Trade company processes payment information, and payment result is returned to into vehicle after payment information process Terminal 100.
Step S800:Payment result is notified mobile terminal 200 by vehicle termination 100.
As described above, the intelligent automobile payment system and method for payment of the present invention of the invention, ensure that and prop up Pay safety because in whole payment process only using holder's mobile terminal in store Token and occur without bank The primary account number of card, and the Token will not be stored in vehicle termination, and user can be retained in vehicle without having to worry about Token, this Even if sample vehicle is shared vehicle, also Token will not be obtained by other people, it is possible to increase the safety of payment.And, Consumer's Experience Well, the Token that mobile terminal is natively stored need to be only adopted, user to intelligent automobile without the need for being applied for again Token.
On the other hand, can be using vehicle as payment terminal, can be effectively in payment process by information of vehicles(Vehicle Type, speed, identification of the vehicle etc.)Transmit in the lump, enhance Zhi Fuyu application scenarios fusion faculties, and can tackle each Plant automobile consumption and pay scene, such as high speed pay side is different according to different automobile types charge, by instrumental transmission information of vehicles, The payment of the toll of highway can be completed by type of vehicle.
Example above primarily illustrates the intelligent automobile payment system and method for payment of the present invention.Although only to wherein one The specific embodiments of a little present invention are described, but those of ordinary skill in the art are it is to be appreciated that the present invention can be Without departing from its spirit with implement in many other form in scope.Therefore, the example for being shown is considered to show with embodiment Meaning property and it is nonrestrictive, in the case of without departing from the spirit and scope of the present invention as defined in appended claims, The present invention may cover various modifications and replace.

Claims (13)

1. a kind of intelligent automobile method of payment, is realized, it is characterised in that including following steps using vehicle termination and mobile terminal Suddenly:
Payment account information obtaining step, vehicle termination pays request to mobile terminal request according to the order from outside trade company Token is transferred, the payment account information comprising Token is returned to vehicle termination by mobile terminal;
Payment information group bag step, by the payment account information, according to the rules specification is assembled into payment information transmission to vehicle termination To trade company;And
Payment processes complete step, and trade company completes payment processes according to the payment information.
2. intelligent automobile method of payment as claimed in claim 1, it is characterised in that
The payment account information obtaining step includes following sub-steps:
Vehicle termination receives order and pays request from outside trade company;
Paid according to the order and asked, interacted with mobile terminal by near-field communication mode, transferred to mobile terminal request Token;And
Payment account information comprising the Token stored by itself is returned to vehicle termination by mobile terminal according to calling.
3. intelligent automobile method of payment as claimed in claim 1, it is characterised in that
In the payment information group bag step, vehicle termination is by the information of vehicles one of the payment account information and vehicle termination Rise and be assembled into payment information and be sent to trade company.
4. intelligent automobile method of payment as claimed in claim 1, it is characterised in that
The information of vehicles includes the one or more in type of vehicle, speed, identification of the vehicle.
5. intelligent automobile method of payment as claimed in claim 1, it is characterised in that
Mobile terminal is by the payment account information comprising the Token stored by itself in the payment account information obtaining step Vehicle termination is returned in real time.
6. a kind of intelligent automobile payment system, possesses vehicle termination and mobile terminal, it is characterised in that
The vehicle termination is used to be paid according to the order from outside trade company asks to transfer Token to mobile terminal request, and And in the case where vehicle termination receives following payment account informations, by following payment account informations, according to the rules specification is assembled into Payment information is sent to outside trade company,
The mobile terminal is used to store Token and will include the payment of Token when transferring from vehicle termination receiving Accounts information returns to vehicle termination.
7. intelligent automobile method of payment as claimed in claim 6, it is characterised in that
The information of vehicles of the payment account information and vehicle termination is assembled into together payment information and is sent by the vehicle termination To trade company.
8. intelligent automobile payment system as claimed in claims 6 or 7, it is characterised in that
The vehicle termination possesses:
Car networking communication module, for carrying out communication interaction with outside trade company;
First communication module, for the communication interaction realized and between the mobile terminal;And
Vehicle-mounted payment services module, pays request and initiates to transfer to mobile terminal for basis from the order of outside trade company Token's transfers request, and is receiving in the case of the payment account information of mobile terminal, and described is paid a bill According to the rules specification is assembled into payment information to family information,
The mobile terminal possesses:
Second communication module, interacts for the communication between realization and vehicle termination;
Token storage modules, for storing Token;And
Control module is paid, Token and life are transferred from the Token storage modules according to the request of transferring from vehicle termination Into corresponding payment account information.
9. intelligent automobile payment system as claimed in claim 8, it is characterised in that
The vehicle-mounted payment services module possesses:
For providing the Core Feature interface of payment interface ability;
For providing the trade processing module of transaction payment ability;And
For providing the communication management module for paying communication capacity.
10. a kind of vehicle termination, it is characterised in that
The vehicle termination is used to be paid according to the order from outside trade company asks to transfer Token to mobile terminal request, and And receive in the case of the payment account information comprising Token of mobile terminal in vehicle termination, by payment account information According to the rules specification is assembled into payment information and is sent to trade company.
11. vehicle terminations as claimed in claim 10, it is characterised in that
The information of vehicles of the payment account information and vehicle termination is assembled into together payment information and is sent by the vehicle termination To trade company.
12. vehicle terminations as described in claim 10 or 7, it is characterised in that
The vehicle termination possesses:
Car networking communication module, for carrying out communication interaction with outside trade company;
First communication module, for the communication interaction between realization and mobile terminal;And
Vehicle-mounted payment services module, pays request and initiates to transfer to mobile terminal for basis from the order of outside trade company Token's transfers request, and is receiving in the case of the payment account information of mobile terminal, by payment account letter According to the rules specification is assembled into payment information to breath.
13. vehicle terminations as claimed in claim 12, it is characterised in that
The vehicle-mounted payment services module possesses:
For providing the Core Feature interface of payment interface ability;
For providing the trade processing module of transaction payment ability;And
For providing the communication management module for paying communication capacity.
CN201610895534.4A 2016-10-14 2016-10-14 Intelligent automobile payment system and payment method Active CN106652227B (en)

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PCT/CN2017/105244 WO2018068682A1 (en) 2016-10-14 2017-10-03 Intelligent automobile payment system and payment method
TW106134573A TW201814604A (en) 2016-10-14 2017-10-06 Intelligent vehicle payment system and method

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WO2018068682A1 (en) * 2016-10-14 2018-04-19 ***股份有限公司 Intelligent automobile payment system and payment method
CN108280634A (en) * 2018-02-11 2018-07-13 深圳市图灵奇点智能科技有限公司 Method of payment and system, automobile, charging pile, server-side, program and medium
CN108833445A (en) * 2018-07-31 2018-11-16 ***股份有限公司 A kind of authentication method and device suitable for Internet of things system
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CN110414982A (en) * 2019-07-10 2019-11-05 武汉城市一卡通有限公司 A kind of all-purpose card method of commerce and system
CN110741397A (en) * 2017-06-16 2020-01-31 本田技研工业株式会社 Vehicle settlement auxiliary device
CN113593062A (en) * 2021-07-09 2021-11-02 重庆长安汽车股份有限公司 ETC-based payment method and system in vehicle and vehicle
TWI759939B (en) * 2017-08-17 2022-04-01 開曼群島商創新先進技術有限公司 Service execution method and device
CN114495297A (en) * 2021-12-31 2022-05-13 广东奥博信息产业股份有限公司 Parking-free payment parking management method and system based on intelligent terminal
CN115134149A (en) * 2022-06-28 2022-09-30 重庆长安汽车股份有限公司 Vehicle payment function authentication method and system based on cloud configuration
CN115769619A (en) * 2020-06-21 2023-03-07 苹果公司 User interface for managing security operations

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