CN107133789A - Information of vehicles processing method and processing device based on smart card - Google Patents
Information of vehicles processing method and processing device based on smart card Download PDFInfo
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- CN107133789A CN107133789A CN201710433186.3A CN201710433186A CN107133789A CN 107133789 A CN107133789 A CN 107133789A CN 201710433186 A CN201710433186 A CN 201710433186A CN 107133789 A CN107133789 A CN 107133789A
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Abstract
The embodiment of the present invention provides a kind of information of vehicles processing method and processing device based on smart card.This method includes：Information of vehicles is obtained, and sequence information is generated according to information of vehicles；Sequence information is sent to vendor end and car-mounted terminal；Confirmation according to vendor end and car-mounted terminal to sequence information, sends to fund account platform and deducts fees request, so that fund account platform asks generation to be deducted fees information according to deducting fees；The information of deducting fees that fund account platform is sent is received, make-up charge information is encrypted；And the information of deducting fees after encryption is sent to the application of IC cards in car-mounted terminal；The payment cipher after the encryption that application of IC cards is sent is received, and the payment cipher after encryption is sent to fund account platform, so that fund account platform is deducted according to the payment cipher after encryption to the fund of user.The embodiment of the present invention improves the security of the ecommerce based on car-mounted terminal.
Description
Technical field
The present embodiments relate to communication technical field, more particularly to a kind of information of vehicles processing method based on smart card
And device.
Background technology
With developing rapidly for traffic, the utilization rate of vehicle increases year by year, and the problem of bringing therewith, which also more shows, to be protruded, wherein
Most in the urgent need to address the problem of is exactly the unsound and imperfection in this field of traffic trip.
Wherein, distinct issues are the most, and the security of the ecommerce based on car-mounted terminal is relatively low.
The content of the invention
The embodiment of the present invention provides a kind of information of vehicles processing method and processing device based on smart card, to improve based on vehicle-mounted
The security of the ecommerce of terminal.
The one side of the embodiment of the present invention is to provide a kind of information of vehicles processing method based on smart card, including：
Vehicle comprehensive service platform obtains information of vehicles, and generates sequence information according to the information of vehicles；
The sequence information is sent to vendor end and car-mounted terminal by the vehicle comprehensive service platform；
The vehicle comprehensive service platform is according to the vendor end and the car-mounted terminal to the sequence information
Confirm, request of deducting fees is sent to fund account platform, request generation is deducted fees so that the fund account platform is deducted fees according to
Information；
The vehicle comprehensive service platform receives the information of deducting fees that the fund account platform is sent, and is deducted fees to described
Information is encrypted, and the application of IC cards that information of deducting fees described in after encryption is sent in the car-mounted terminal, so that institute
State application of IC cards controls the car-mounted terminal to show transaction authentication information by proactive command, and passes through the car to user
The payment cipher of mounted terminal input is encrypted；
The vehicle comprehensive service platform receives the payment cipher after the encryption that the application of IC cards is sent, and will be described
Payment cipher after encryption is sent to the fund account platform, so that the fund account platform is according to the branch after the encryption
Password is paid to be deducted the fund of user.
The other side of the embodiment of the present invention is to provide a kind of information of vehicles processing unit based on smart card, including：
Acquisition module, for obtaining information of vehicles；
Generation module, for generating sequence information according to the information of vehicles；
Sending module, for the sequence information to be sent into vendor end and car-mounted terminal；According to trade company visitor
The confirmation of family end and the car-mounted terminal to the sequence information, sends request of deducting fees, so that the money to fund account platform
The request generation of being deducted fees according to of golden account platform is deducted fees information；
Receiving module, for receiving information of being deducted fees described in the fund account platform transmission；
Encrypting module, for the information of deducting fees to be encrypted；
The sending module is additionally operable to the smart card that information of deducting fees described in after encryption is sent in the car-mounted terminal
Using so that the application of IC cards controls the car-mounted terminal to show transaction authentication information by proactive command, and to
The payment cipher that family is inputted by the car-mounted terminal is encrypted；
The receiving module is additionally operable to receive the payment cipher after the encryption that the application of IC cards is sent；
The sending module is additionally operable to the payment cipher after the encryption being sent to the fund account platform, so that institute
Fund account platform is stated to be deducted the fund of user according to the payment cipher after the encryption.
Information of vehicles processing method and processing device provided in an embodiment of the present invention based on smart card, by payment process
Control car-mounted terminal to show transaction authentication information to user, and user cipher is added using the fund account public key stored
It is close, form ciphertext data.Application of IC cards is packaged to ciphertext data and is uploaded to vehicle integrated service system, comprehensive by vehicle
Close service system to unseal the ciphertext data that application of IC cards is uploaded, and solution ciphertext data of being honored as a queen are sent to fund account
Platform, is verified by fund account platform using private key to user identity, improves the ecommerce based on car-mounted terminal
Security.
Brief description of the drawings
Fig. 1 is the information of vehicles process flow figure provided in an embodiment of the present invention based on smart card；
Fig. 2 is the network architecture diagram that the information of vehicles processing method provided in an embodiment of the present invention based on smart card is applicable；
Fig. 3 is the information of vehicles process flow figure provided in an embodiment of the present invention based on smart card；
Fig. 4 is the information of vehicles processing method logic chart provided in an embodiment of the present invention based on smart card；
Fig. 5 is the signaling diagram of initial phase provided in an embodiment of the present invention；
Fig. 6 is the signaling diagram of transactional stage provided in an embodiment of the present invention；
Fig. 7 is the signaling diagram of transactional stage provided in an embodiment of the present invention；
Fig. 8 is the structure chart of the information of vehicles processing unit provided in an embodiment of the present invention based on smart card；
The structure chart for the information of vehicles processing unit based on smart card that Fig. 9 provides for another embodiment of the present invention.
Embodiment
Fig. 1 is the information of vehicles process flow figure provided in an embodiment of the present invention based on smart card；Fig. 2 is the present invention
The network architecture diagram that the information of vehicles processing method based on smart card that embodiment is provided is applicable.The embodiment of the present invention is for being based on
The security of the ecommerce of car-mounted terminal is relatively low there is provided the information of vehicles processing method based on smart card, and this method is specific
Step is as follows：
Step S101, vehicle comprehensive service platform obtain information of vehicles, and generate sequence information according to the information of vehicles.
The sequence information is sent to vendor end and vehicle-mounted end by step S102, the vehicle comprehensive service platform
End.
Step S103, the vehicle comprehensive service platform are ordered according to the vendor end and the car-mounted terminal to described
The confirmation of single information, deduct fees request, the request so that the fund account platform is deducted fees according to are sent to fund account platform
Generate information of deducting fees.
Step S104, the vehicle comprehensive service platform receive the information of deducting fees that the fund account platform is sent,
The information of deducting fees is encrypted, and the smart card that information of deducting fees described in after encryption is sent in the car-mounted terminal should
With, so that the application of IC cards controls the car-mounted terminal to show transaction authentication information by proactive command, and to user
The payment cipher inputted by the car-mounted terminal is encrypted.
The payment that step S105, the vehicle comprehensive service platform are received after the encryption that the application of IC cards is sent is close
Code, and the payment cipher after the encryption is sent to the fund account platform, so that the fund account platform is according to institute
The payment cipher after encryption is stated to be deducted the fund of user.
As shown in Fig. 2 the network architecture diagram that the present embodiment is provided includes：Vehicle comprehensive service platform, fund account platform,
Car-mounted terminal or user terminal, trade company's subsystem, wherein, car-mounted terminal is integrated by application of IC cards and vehicular applications, vehicle
Service platform is communicated.Wherein, smart card can be Machine To Machine (Machine to Machine, M2M) card, can also
It is JAVA card, can also be SWP cards etc., the present embodiment is not specifically limited to smart card, the present embodiment is introduced by taking M2M cards as an example
Information of vehicles processing method based on smart card, optionally, is provided with application programming interface (Application in M2M cards
Programming Interface, API), all cryptographic calculations that the application of M2M cards is carried out (are adjusted by the API in M2M cards
Completed with card hardware encryption chip.
The function of M2M cards application includes：Receive the pushed information of vehicle comprehensive service platform；Pass through proactive command control
Car-mounted terminal carries out presentation of information；The feedback information of user is subjected to card internal cryptographic；Ciphertext is passed through into secure short message passage
Pass vehicle comprehensive service platform back.The function of vehicular applications includes：It is responsible for user and vehicular applications start code is set, recognizes user
Identity；It is responsible for providing a user the displaying interface of commodity, to complete transaction.The function of trade company's subsystem includes：Handling capacity connects
Mouthful communicated with vehicle comprehensive service platform, management of the realization to commodity, the reception and processing of order, user's vehicle identification with
And help user the function such as to choose in generation.The function of fund account platform includes：Pass through secure payment interface and vehicle integrated service
Platform is communicated, and the vehicle-mounted channel of disbursement of safety is provided for it, and the fund account platform can be specifically that third party's fund is put down
Platform is (such as：Communication account, Alipay are paid, Unionpay pays, wechat is paid).
The information of vehicles processing method based on M2M described in this case is roughly divided into two processes, and a process is initialization
In the stage, a process is transactional stage.As shown in figure 3, performing following process at initial phase vendor end：
1st, Merchants register：Trade company carries out Account Registration in vehicle comprehensive service platform, can be normally using whole after succeeding in registration
The service of set system；
2nd, fund account is associated：After Merchants register success, account is associated with fund account, is easy to follow-up service expense
Use settle accounts calculation；
3rd, service access：After Merchants register success, by commodity (or service) configuration in vehicle comprehensive service platform, or the 3rd
The access of method, system, such as management information system (Management Information System, MIS).
As shown in figure 3, performing following process in initial phase fund account platform：
1st, fund account platform personnel log in vehicle comprehensive service platform and carry out Account Registration；
2nd, fund account platform personnel configure public key data and Transaction Information template in vehicle comprehensive service platform；
3rd, after by inspection, vehicle comprehensive service platform selects one the public key configured before fund account immediately, to it
Safe packet encapsulation is carried out, is issued to using secure short message technology in M2M cards.
As shown in figure 3, performing following process in initial phase user：
1st, user opens the application in car-mounted terminal, activation M2M cards；
2nd, coordinated by the application of M2M cards and vehicle comprehensive service platform, complete archives are set up to information of vehicles.Vehicle is believed
Breath includes but is not limited to：Engine mark, vehicle brand, vehicle model, vehicle color etc.；
3rd, the information uploaded by user, including with vehicle group photo photo, driver's license photo, driving license photo and mobile phone
Number, complete the binding between user and information of vehicles；
4th, by the flow of first two steps, information of vehicles is bound with fund account and completed, the 3rd step rear vehicle information and user
Information binding is completed.So far, information of vehicles, fund account and user profile three bind together.User sets what is used
The means of payment is such as：Communication account, Alipay, Unionpay's payment, wechat payment etc., and the priority of the means of payment is set, it is convenient to exist
Selected during payment；
5th, user sets the setting up password of vehicular applications, and vehicle comprehensive service platform can also be used when user forgets Password
The dynamic verification code issued completes the startup of vehicular applications.
As shown in figure 3, including following process in transactional stage：
1st, into service network：Vehicle enters after service network, according to the difference of order generation side, can be divided into two kinds of transaction
Pattern is selected for user：Mode A, Mode B；
2nd, trade mode：Including with the next stage：
3rd, order is generated：Order is generated according to user service content, handled by vehicle comprehensive service platform；
The 4th, service is provided：Trade company receives the order pushed away under vehicle comprehensive service platform, receives after order, and trade company is user
Respective service is provided, notifies vehicle comprehensive service platform order to complete；
5th, link is paid：After the completion of service, vehicle comprehensive service platform notifies fund account platform bound in the user, by
Fund account platform is deducted fees；
6th, transaction is completed：Trade company is provided the user after completion service, that is, completes transaction；
7th, after-sale service：After the completion of transaction, trade company provides the user the after-sale service in later stage；
8th, expense settle accounts calculation：Service is completed, and vehicle comprehensive service platform carries out expense settle accounts calculation with trade company.
In addition, vehicle comprehensive service platform obtain information of vehicles, and according to the information of vehicles generate sequence information it
Before, in addition it is also necessary to the incidence relation of user profile, M2M card informations, information of vehicles and fund account information is set up, user's letter is set up
A kind of achievable mode of the incidence relation of breath, M2M card informations, information of vehicles and fund account information is：
The vehicle comprehensive service platform receives number, ICCID and the car for the M2M cards that the M2M cards application is sent
Mark；The vehicle comprehensive service platform obtains vehicle according to the number, ICCID and vehicles identifications of the M2M cards and gone out
Factory's information；The vehicle comprehensive service platform set up M2M card informations and information of vehicles for relation, the M2M card informations bag
The number and ICCID of M2M cards are included, the information of vehicles includes vehicles identifications and vehicle release information.
The vehicle comprehensive service platform receives user mobile phone number, vehicle group photo photo and the driver's license that user terminal is sent
Photo；The vehicle comprehensive service platform sets up user according to the user mobile phone number, vehicle group photo photo and driver's license photo
Information and the information of vehicles for relation.
The vehicle comprehensive service platform receives the account number and account of the exchequer for the user that the fund account platform is sent
The corresponding relation of family information；The vehicle comprehensive service platform is according to the M2M card informations and information of vehicles for relation, institute
The corresponding relation for relation, the account number and fund account information of user profile and the information of vehicles is stated, is set up
User profile, M2M card informations, the incidence relation of information of vehicles and fund account information.
As shown in figure 4, when a vehicle is started, the application of M2M cards can get the number of M2M cards, ICCID (integrated circuits
Card identification code-Integrate circuit card identity) and vehicles identifications, and it is comprehensive that this information is uploaded into vehicle
Close service platform, vehicle comprehensive service platform sets up the archives of vehicle with this, can by the number and ICCID of M2M cards to
The depot of this card association is inquired about at operator；The information of dispatching from the factory for vehicle can be inquired by vehicles identifications in depot,
Such as engine mark, vehicle brand, vehicle model, vehicle color；Now, car has all been got in card and information of vehicles,
The binding of M2M card images and information of vehicles can be completed.User logs in vehicular applications vehicle comprehensive service platform, is used by uploading
Family cell-phone number and vehicle group photo photo, driver's license photo, the mode of driving license photo, the binding for completing user and information of vehicles are closed
System.User is bound by the account number of third party's fund account with fund account, and sets the mode of payment；Now,
Progressively binding between user profile, M2M card images, information of vehicles and fund account information is completed.Thus, it is based on
The utilization of M2M cards application, completion has all been bound by the information that can be related in service.
Initial phase is introduced with reference to Fig. 5, in addition, transactional stage is introduced with reference to Fig. 6, Fig. 7.
Fig. 5 is the signaling diagram of initial phase provided in an embodiment of the present invention.Specifically include following steps：
Step 51, fund account platform personnel log in vehicle comprehensive service platform and carry out Account Registration, fund account platform
Personnel configure public key data and Transaction Information template in vehicle comprehensive service platform.In order to improve security, it is proposed that many of configuration
Public key, it is user's progress Remote Installation that system platform, which will randomly choose wherein one, in actual use.
Step 52, by inspection after, vehicle comprehensive service platform selects one the public key configured before fund account immediately,
Safe packet encapsulation is carried out to it, is issued to using secure short message technology in M2M cards.Due to having used point-to-point note report safely
Literary (Short Message Service-Point to Point, SMS-PP Download) scheme (international standard《3GPP TS
03.48》), the safe packet will be directly forwarded to M2M cards after terminal is received.
Step 53, the application of M2M cards are parsed after receiving safe packet, will use communication key that processing is decrypted, and
The internal preservation of application is carried out to obtained bank's public key data, for safety first public key data can be encrypted to enter
Row storage.
Step 54, M2M cards are applied after the safety storage of bank's public key is completed, and (can be deposited inside corresponding key identification
Store up the call number of key) secure package is carried out, and vehicle comprehensive service platform is uploaded to by secure short message passage.
Step 55, vehicle comprehensive service platform are received after up safe packet, will by interface notification fund account platform,
The public key data and trading template information configuration that fund account is completed in vehicle comprehensive service platform are operated.
Step 56, ensure to have loaded card application in M2M cards, user opens car-mounted terminal, and M2M cards receive opening for car-mounted terminal
Machine is notified, then activates the application in M2M cards.After application activating, starting start handling process, (following operation is suitable in no particular order
Sequence).
Step 57, inspection state of activation：Judged by a status indicator in application program.
Step 58, inspection card image：For the application of un-activation M2M cards, card can be obtained from card when running first
Piece identification information (includes but is not limited to：ICCID, IMSI international mobile subscriber identity-International Mobile
Subscriber Identification Number etc.).Acquisition methods include but is not limited to：Read card file, pass through card
Piece API acquisitions etc..
Step 59, up card log-on message, according to above-mentioned inspection result.When application is in unactivated state：Then to obtaining
The card and terminal identification information taken carries out safe packet encapsulation (being encrypted by card application preset key), and passes through short message
Passage goes upward to system platform.
Step 510, system platform are received after the up log-on message of card application, and packet parsing is carried out by preset key,
And once handle.If new opplication active information, then by M2M card numbers, terminal identification information, card identification, flat
Card, car-mounted terminal corresponding relation are built in platform database, vehicle-mounted Internet of Things file store is set up.Meanwhile, platform distributes for the user
One unique user identifier, and dynamic generation is some business cipher key.These data can all utilize secure short message technology, under
In the M2M cards application for shifting user onto.
Step 511, vehicle comprehensive service platform inquire about correspondence depot according to the ICCID and number of M2M cards to operator, lead to
Cross depot and information is dispatched from the factory (including but not limited to according to vehicles identifications enquiring vehicle：Engine mark, vehicle brand, vehicle model,
Vehicle color etc.), improve vehicle-mounted Internet of Things file store information.
Step 512, user can log in vehicular applications vehicle comprehensive service platform by Web page mode, by uploading
User mobile phone number and vehicle group photo photo, driver's license photo, the mode of driving license photo, the binding for completing user and vehicle are closed
System, the channels to fund that simultaneous selection is paid.
Step 513, user operation vehicular applications, set start code, while car-mounted terminal by vehicle identification information send to
Vehicle comprehensive service platform, vehicle comprehensive service platform generation dynamic verification code is sent to user mobile phone, when user forgets close
During code, vehicular applications can be logged in by dynamic verification code mode.
It is different according to Service Period, it is divided into initial phase and service stage.Service stage is divided into both of which again：
The first module：Merchandise news is pre-configured with, user's generation order, trade company provides service, and user deducts fees after confirming.
Suitable for gas station, service area, the scene such as the maintenance of 4S shops, drive-in restaurant, middle-size and small-size supermarket shopping, it is specific as shown in Figure 6.
Second of module：Merchandise news is pre-configured with, trade company's generation order, trade company provides service, and user deducts fees after confirming.
Suitable for service area, the scene such as the maintenance of 4S shops, drive-in restaurant, middle-size and small-size supermarket shopping is specific as shown in Figure 7.
Fig. 6 is the signaling diagram of transactional stage provided in an embodiment of the present invention.The signaling diagram specifically includes following steps：
Step 61, in service stage, vehicular applications will upload vehicle position information in real time to vehicle comprehensive service platform.Car
After comprehensive service platform positioning vehicle, according to search radius, by merchant informations such as the gas station on periphery, service area, convenience stores
It is pushed into vehicular applications.User can voluntarily select trade company, check merchandise news, carry out commercial articles ordering operation.Once completion is ordered
Purchase, then vehicle comprehensive service platform generation trading order form, while the order to be pushed to the system interface of target trade company.
Step 62, trade company are received after trading order form, it is necessary to which (trade company can also according to actual conditions progress acknowledgement of orders in shop
Realize and automatic acknowledgement of orders is set).After acknowledgement of orders, the order notice that comes into force is pushed to vehicular applications interface and reports to use by system
Family.
The reservation operation of step 63, so far user have been completed, and trade company has accepted user's order.User needs to have in order
Trade company position is reached in the effect phase, receives commodity (or service).
Step 64, when user reach trade company position when, user's vehicle can be identified for trade company side, and the purpose is to true
Whether be the user that has preengage, if having been carried out the user of reservation, the letter that system background side can be identified according to trade company side if recognizing
Breath returns to the order of the user.
Step 65, trade company's lateral root provide corresponding commodity according to order for the user of reservation operation has been carried out.
After the completion of step 66, service, trade company carries out " order completes to confirm " and sent to vehicle comprehensive service platform, and vehicle is comprehensive
Close service platform order completion information is pushed in vehicular applications.User equally carries out order and completes confirmation, after user confirms
Vehicle comprehensive service platform directly carries out fee deduction treatment.
Step 67, fund platform receive the application of user's network bank business.
The variable information that step 68, vehicle comprehensive service platform will be sent according to fund platform interface, according to Transaction Information
Template, encapsulates transaction authentication instruction message, and to being sent to M2M cards by secure short message passage after message encryption.
Step 69, the application of M2M cards are parsed after receiving safe packet, will use communication key that processing is decrypted.Root
According to obtained instruction, transaction authentication information is shown to user using proactive command control terminal.
Step 610, user's input fund account payment cipher, car-mounted terminal will be inputted user by proactive command
Content passes the application of M2M cards back.
Step 611, the application of M2M cards will call the fund platform public key stored that user cipher is encrypted.
To obtained ciphertext, the application of M2M cards is assembled in uplink message, and uploads to vehicle synthesis clothes by secure short message passage
Business platform.
Step 612, vehicle comprehensive service platform are parsed after receiving up safe packet, by obtained ciphertext data,
Sent again by interface to fund account platform.
Step 613, fund account platform are used to be decrypted with corresponding private key to ciphertext, then verifies user cipher.Checking
By rear, the fund to the user is deducted fees.
Step 614, deduct fees after the completion of, fund account platform notify vehicle comprehensive service platform, put down by vehicle integrated service
Platform issues to deduct fees respectively to user and trade company and informs and pay the bill and inform.
Fig. 7 is the signaling diagram of transactional stage provided in an embodiment of the present invention.The signaling diagram specifically includes following steps：
Step 71, user enter behind merchant area, and vendor end can pass through trade company APP, or third party's image
Identification equipment is acquired to user's information of vehicles, is uploaded to system background, and information of vehicles is identified system background, including
User profile, the communication account of binding, and user account state detection etc., the situation of account state is as follows：
Account information is normal：The account information of the vehicle is inquired, then user profile is returned into vendor end, trade company
User profile is issued trade company by client；
Account information is abnormal：System background inquires the account associated with the vehicle and there is exception, then points out user client
Hold account abnormal, please contacted with background work personnel, service can not be temporarily provided.
Step 72, trade company are received after user profile, are contacted with the user in merchant area, and carry out linking up selection business
Product (or service), submit order application, order application includes from trade company to system background：Merchant information, merchandise news, Yong Huxin
Breath, information of vehicles etc..
Step 73, system background generation order, and order is respectively issued to user and trade company.
Step 74, trade company receive order and come into force after notice, and commodity (or service) are provided the user in du vehicule.
Step 75, system background notify user to confirm commodity (commodity and the amount of money that include selection), and user confirms rear vehicle
Comprehensive service platform directly carries out fee deduction treatment.
Step 76, fund platform receive the application of user's network bank business.
The variable information that step 77, vehicle comprehensive service platform will be sent according to fund platform interface, according to Transaction Information
Template, encapsulates transaction authentication instruction message, and to being sent to M2M cards by secure short message passage after message encryption.
Step 78, the application of M2M cards are parsed after receiving safe packet, will use communication key that processing is decrypted.Root
According to obtained instruction, transaction authentication information is shown to user using proactive command control terminal.
Step 79, user's input fund account payment cipher, car-mounted terminal will be inputted user by proactive command
Content passes the application of M2M cards back.
Step 710, the application of M2M cards will call the fund account platform public key stored user cipher to be encrypted place
Reason.To obtained ciphertext, the application of M2M cards is assembled in uplink message, and it is comprehensive by secure short message passage to upload to vehicle
Close service platform.
Step 711, vehicle comprehensive service platform are parsed after receiving up safe packet, by obtained ciphertext data,
Sent again by interface to fund account platform.
Step 712, fund account platform are used to be decrypted with corresponding private key to ciphertext, then verifies user cipher.Checking
By rear, the fund to the user is deducted fees.
Step 713, deduct fees after the completion of, fund platform notifies vehicle comprehensive service platform, by vehicle comprehensive service platform point
Do not issue to deduct fees to user and trade company and inform and pay the bill and inform.
The embodiment of the present invention is used by controlling car-mounted terminal in payment process to user's display transaction authentication information
User cipher is encrypted the fund account public key stored, forms ciphertext data.The application of M2M cards is sealed to ciphertext data
Fill and be uploaded to vehicle integrated service system, the ciphertext data uploaded by vehicle integrated service system to the application of M2M cards are solved
Envelope, and solution ciphertext data of being honored as a queen are sent to fund account platform, user identity is carried out using private key by fund account platform
Checking, improves the security of the ecommerce based on car-mounted terminal.
Fig. 8 is the structure chart of the information of vehicles processing unit provided in an embodiment of the present invention based on smart card.It is of the invention real
The information of vehicles processing method reality based on smart card can be performed by applying the information of vehicles processing unit based on smart card of example offer
The handling process of example offer is applied, as shown in figure 8, the information of vehicles processing unit 80 based on smart card includes：Acquisition module 81, life
Into module 82, sending module 83, receiving module 84, encrypting module 85；Wherein, acquisition module 81 is used to obtain information of vehicles；It is raw
It is used to generate sequence information according to the information of vehicles into module 82；Sending module 83 is used to the sequence information being sent to business
Family client and car-mounted terminal；Confirmation according to the vendor end and the car-mounted terminal to the sequence information, Xiang Zi
Golden account platform sends request of deducting fees, and asks generation to be deducted fees information so that the fund account platform is deducted fees according to；Receive
Module 84 is used to receive the information of deducting fees that the fund account platform is sent；Encrypting module 85 is used for the information of deducting fees
It is encrypted.The smart card that sending module 83 is additionally operable to information of deducting fees described in after encryption being sent in the car-mounted terminal should
With, so that the application of IC cards controls the car-mounted terminal to show transaction authentication information by proactive command, and to user
The payment cipher inputted by the car-mounted terminal is encrypted；Receiving module 84 is additionally operable to receive the application of IC cards transmission
Encryption after payment cipher；Sending module 83, which is additionally operable to the payment cipher after the encryption being sent to the fund account, puts down
Platform, so that the fund account platform is deducted according to the payment cipher after the encryption to the fund of user.
The embodiment of the present invention by by payment process control car-mounted terminal to user show transaction authentication information, and
User cipher is encrypted using the fund account public key stored, ciphertext data are formed.Application of IC cards is to ciphertext data
It is packaged and is uploaded to vehicle integrated service system, the ciphertext data uploaded by vehicle integrated service system to application of IC cards
Unsealed, and solution ciphertext data of being honored as a queen are sent to fund account platform, by fund account platform using private key to user's body
Part is verified, improves the security of the ecommerce based on car-mounted terminal.
The structure chart for the information of vehicles processing unit based on smart card that Fig. 9 provides for another embodiment of the present invention.Upper
State on the basis of embodiment, receiving module 84 is additionally operable to receive number, the ICCID for the intelligent cards that the application of IC cards is sent
And vehicles identifications；Acquisition module 81 is additionally operable to obtain vehicle according to the number, ICCID and vehicles identifications of the intelligent cards
Dispatch from the factory information；In addition, the information of vehicles processing unit based on smart card also includes：Module 86 is set up, setting up module 86 is used to build
Vertical smart card information and information of vehicles for relation, the smart card information includes the number and ICCID of intelligent cards, described
Information of vehicles includes vehicles identifications and vehicle release information.
Receiving module 84 is additionally operable to receive user mobile phone number, vehicle group photo photo and driver's license photograph that user terminal is sent
Piece；Module 86 is set up to be additionally operable to according to the user mobile phone number, vehicle group photo photo and driver's license photo, set up user profile and
The information of vehicles for relation.
The account number that receiving module 84 is additionally operable to receive the user that the fund account platform is sent is believed with fund account
The corresponding relation of breath；Module 86 is set up to be additionally operable to according to the smart card information and information of vehicles for relation, the user
The corresponding relation for relation, the account number and fund account information of information and the information of vehicles, sets up user's letter
Breath, smart card information, the incidence relation of information of vehicles and fund account information.
Receiving module 84 specifically for：Receive the information of vehicles that the vehicular applications in the car-mounted terminal are sent；Or connect
Receive the information of vehicles that the vendor end is sent.
Information of vehicles processing unit provided in an embodiment of the present invention based on smart card can be specifically for performing above-mentioned Fig. 1
The embodiment of the method provided, here is omitted for concrete function.
The embodiment of the present invention is used by controlling car-mounted terminal in payment process to user's display transaction authentication information
User cipher is encrypted the fund account public key stored, forms ciphertext data.Application of IC cards is carried out to ciphertext data
Encapsulate and be uploaded to vehicle integrated service system, the ciphertext data uploaded by vehicle integrated service system to application of IC cards are carried out
Deblocking, and solution ciphertext data of being honored as a queen are sent to fund account platform, user identity is entered using private key by fund account platform
Row checking, improves the security of the ecommerce based on car-mounted terminal.
In summary, the embodiment of the present invention in payment process by controlling car-mounted terminal to believe to user's display transaction authentication
Breath, and user cipher is encrypted using the fund account public key stored, form ciphertext data.Application of IC cards is to ciphertext
Data are packaged and are uploaded to vehicle integrated service system, the ciphertext uploaded by vehicle integrated service system to application of IC cards
Data are unsealed, and solution ciphertext data of being honored as a queen are sent to fund account platform, by fund account platform using private key to
Family identity is verified, improves the security of the ecommerce based on car-mounted terminal.
, can be by it in several embodiments provided by the present invention, it should be understood that disclosed apparatus and method
Its mode is realized.For example, device embodiment described above is only schematical, for example, the division of the unit, only
Only a kind of division of logic function, can there is other dividing mode when actually realizing, such as multiple units or component can be tied
Another system is closed or is desirably integrated into, or some features can be ignored, or do not perform.It is another, it is shown or discussed
Coupling each other or direct-coupling or communication connection can be the INDIRECT COUPLINGs or logical of device or unit by some interfaces
Letter connection, can be electrical, machinery or other forms.
The unit illustrated as separating component can be or may not be it is physically separate, it is aobvious as unit
The part shown can be or may not be physical location, you can with positioned at a place, or can also be distributed to multiple
On NE.Some or all of unit therein can be selected to realize the mesh of this embodiment scheme according to the actual needs
's.
In addition, each functional unit in each embodiment of the invention can be integrated in a processing unit, can also
That unit is individually physically present, can also two or more units it is integrated in a unit.Above-mentioned integrated list
Member can both be realized in the form of hardware, it would however also be possible to employ hardware adds the form of SFU software functional unit to realize.
The above-mentioned integrated unit realized in the form of SFU software functional unit, can be stored in an embodied on computer readable and deposit
In storage media.Above-mentioned SFU software functional unit is stored in a storage medium, including some instructions are to cause a computer
Equipment (can be personal computer, server, or network equipment etc.) or processor (processor) perform the present invention each
The part steps of embodiment methods described.And foregoing storage medium includes：USB flash disk, mobile hard disk, read-only storage (Read-
Only Memory, ROM), random access memory (Random Access Memory, RAM), magnetic disc or CD etc. it is various
Can be with the medium of store program codes.
Those skilled in the art can be understood that, for convenience and simplicity of description, only with above-mentioned each functional module
Division progress for example, in practical application, can distribute complete by different functional modules by above-mentioned functions as needed
Into the internal structure of device being divided into different functional modules, to complete all or part of function described above.On
The specific work process of the device of description is stated, the corresponding process in preceding method embodiment is may be referred to, will not be repeated here.
Finally it should be noted that：Various embodiments above is merely illustrative of the technical solution of the present invention, rather than its limitations；To the greatest extent
The present invention is described in detail with reference to foregoing embodiments for pipe, it will be understood by those within the art that：Its according to
The technical scheme described in foregoing embodiments can so be modified, or which part or all technical characteristic are entered
Row equivalent substitution；And these modifications or replacement, the essence of appropriate technical solution is departed from various embodiments of the present invention technology
The scope of scheme.
Claims (10)
1. a kind of information of vehicles processing method based on smart card, it is characterised in that including：
Vehicle comprehensive service platform obtains information of vehicles, and generates sequence information according to the information of vehicles；
The sequence information is sent to vendor end and car-mounted terminal by the vehicle comprehensive service platform；
Confirmation of the vehicle comprehensive service platform according to the vendor end and the car-mounted terminal to the sequence information,
Send and deduct fees request to fund account platform, ask generation to be deducted fees information so that the fund account platform is deducted fees according to；
The vehicle comprehensive service platform receives the information of deducting fees that the fund account platform is sent, to the information of deducting fees
It is encrypted, and the application of IC cards that information of deducting fees described in after encryption is sent in the car-mounted terminal, so that the intelligence
Application can be blocked controls the car-mounted terminal to show transaction authentication information by proactive command, and passes through the vehicle-mounted end to user
The payment cipher of end input is encrypted；
The vehicle comprehensive service platform receives the payment cipher after the encryption that the application of IC cards is sent, and by the encryption
Payment cipher afterwards is sent to the fund account platform, so that the fund account platform is close according to the payment after the encryption
Code is deducted to the fund of user.
2. according to the method described in claim 1, it is characterised in that the vehicle comprehensive service platform obtains information of vehicles, and
Before information of vehicles generation sequence information, in addition to：
The vehicle comprehensive service platform receives number, ICCID and the vehicle for the intelligent cards that the application of IC cards is sent
Mark；
The vehicle comprehensive service platform obtains vehicle release according to the number, ICCID and vehicles identifications of the intelligent cards
Information；
The vehicle comprehensive service platform set up smart card information and information of vehicles for relation, the smart card information includes
The number and ICCID of intelligent cards, the information of vehicles include vehicles identifications and vehicle release information.
3. method according to claim 2, it is characterised in that the vehicle comprehensive service platform obtains information of vehicles, and
Before information of vehicles generation sequence information, in addition to：
The vehicle comprehensive service platform receives user mobile phone number, vehicle group photo photo and the driver's license photograph that user terminal is sent
Piece；
The vehicle comprehensive service platform sets up user according to the user mobile phone number, vehicle group photo photo and driver's license photo
Information and the information of vehicles for relation.
4. method according to claim 3, it is characterised in that the vehicle comprehensive service platform obtains information of vehicles, and
Before information of vehicles generation sequence information, in addition to：
The vehicle comprehensive service platform receives the account number for the user that the fund account platform is sent and fund account is believed
The corresponding relation of breath；
The vehicle comprehensive service platform according to the smart card information and information of vehicles for relation, the user profile and
The corresponding relation for relation, the account number and fund account information of the information of vehicles, sets up user profile, intelligence
The incidence relation of card information, information of vehicles and fund account information.
5. the method according to claim any one of 1-4, it is characterised in that the vehicle comprehensive service platform obtains vehicle
Information includes following at least one：
The vehicle comprehensive service platform receives the information of vehicles that the vehicular applications in the car-mounted terminal are sent；
The vehicle comprehensive service platform receives the information of vehicles that the vendor end is sent.
6. a kind of information of vehicles processing unit based on smart card, it is characterised in that including：
Acquisition module, for obtaining information of vehicles；
Generation module, for generating sequence information according to the information of vehicles；
Sending module, for the sequence information to be sent into vendor end and car-mounted terminal；According to the vendor end
Confirmation with the car-mounted terminal to the sequence information, sends request of deducting fees, so that the account of the exchequer to fund account platform
Platform request generation of being deducted fees according in family is deducted fees information；
Receiving module, for receiving information of being deducted fees described in the fund account platform transmission；
Encrypting module, for the information of deducting fees to be encrypted；
The sending module is additionally operable to the application of IC cards that information of deducting fees described in after encryption is sent in the car-mounted terminal,
So that the application of IC cards controls the car-mounted terminal to show transaction authentication information by proactive command, and user is passed through
The payment cipher of the car-mounted terminal input is encrypted；
The receiving module is additionally operable to receive the payment cipher after the encryption that the application of IC cards is sent；
The sending module is additionally operable to the payment cipher after the encryption being sent to the fund account platform, so that the money
Golden account platform is deducted according to the payment cipher after the encryption to the fund of user.
7. the information of vehicles processing unit according to claim 6 based on smart card, it is characterised in that the receiving module
It is additionally operable to receive number, ICCID and the vehicles identifications of the intelligent cards that the application of IC cards is sent；
The acquisition module is additionally operable to obtain vehicle release letter according to the number, ICCID and vehicles identifications of the intelligent cards
Breath；
The information of vehicles processing unit based on smart card also includes：
Set up module, for set up smart card information and information of vehicles for relation, the smart card information includes smart card
The number and ICCID of piece, the information of vehicles include vehicles identifications and vehicle release information.
8. the information of vehicles processing unit according to claim 7 based on smart card, it is characterised in that the receiving module
It is additionally operable to receive user mobile phone number, vehicle group photo photo and driver's license photo that user terminal is sent；
The module of setting up is additionally operable to, according to the user mobile phone number, vehicle group photo photo and driver's license photo, set up user's letter
Breath and the information of vehicles are for relation.
9. the information of vehicles processing unit according to claim 8 based on smart card, it is characterised in that the receiving module
It is additionally operable to receive corresponding relation of the account number with fund account information for the user that the fund account platform is sent；
The module of setting up is additionally operable to according to the smart card information and information of vehicles for relation, the user profile and institute
The corresponding relation for relation, the account number and fund account information of information of vehicles is stated, user profile, smart card is set up
The incidence relation of information, information of vehicles and fund account information.
10. the information of vehicles processing unit based on smart card according to claim any one of 6-9, it is characterised in that institute
State receiving module specifically for：Receive the information of vehicles that the vehicular applications in the car-mounted terminal are sent；Or receive the business
The information of vehicles that family client is sent.
Priority Applications (1)
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|---|---|---|---|
| CN201710433186.3A CN107133789B (en) | 2017-06-09 | 2017-06-09 | Vehicle information processing method and device based on smart card |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710433186.3A CN107133789B (en) | 2017-06-09 | 2017-06-09 | Vehicle information processing method and device based on smart card |
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| CN107133789A true CN107133789A (en) | 2017-09-05 |
| CN107133789B CN107133789B (en) | 2021-02-19 |
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| CN201710433186.3A Active CN107133789B (en) | 2017-06-09 | 2017-06-09 | Vehicle information processing method and device based on smart card |
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