CN101632103A - 便携式支付设备 - Google Patents
便携式支付设备 Download PDFInfo
- Publication number
- CN101632103A CN101632103A CN200780046747A CN200780046747A CN101632103A CN 101632103 A CN101632103 A CN 101632103A CN 200780046747 A CN200780046747 A CN 200780046747A CN 200780046747 A CN200780046747 A CN 200780046747A CN 101632103 A CN101632103 A CN 101632103A
- Authority
- CN
- China
- Prior art keywords
- portable payment
- payment device
- described portable
- microprocessor
- payment
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
Images
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0873—Details of the card reader
- G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
- G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Telephone Function (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
Description
Claims (9)
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
ZA2006/10619 | 2006-12-18 | ||
ZA200610619 | 2006-12-18 | ||
PCT/IB2007/002415 WO2008075143A1 (en) | 2006-12-18 | 2007-08-23 | Portable payment device |
Publications (2)
Publication Number | Publication Date |
---|---|
CN101632103A true CN101632103A (zh) | 2010-01-20 |
CN101632103B CN101632103B (zh) | 2011-06-01 |
Family
ID=39536033
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
CN2007800467479A Expired - Fee Related CN101632103B (zh) | 2006-12-18 | 2007-08-23 | 便携式支付设备 |
Country Status (7)
Country | Link |
---|---|
US (1) | US7992792B2 (zh) |
EP (1) | EP2126856A4 (zh) |
JP (2) | JP2010514312A (zh) |
CN (1) | CN101632103B (zh) |
HK (1) | HK1138096A1 (zh) |
IL (1) | IL199452A0 (zh) |
WO (1) | WO2008075143A1 (zh) |
Cited By (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN103384985A (zh) * | 2011-01-28 | 2013-11-06 | 加拿大皇家铸币厂 | 电子事务风险管理 |
CN103503035A (zh) * | 2011-05-06 | 2014-01-08 | 曼努埃尔·让森·瓦拉达斯普雷托 | 信息通讯支付卡 |
CN105096452A (zh) * | 2014-05-22 | 2015-11-25 | 中兴通讯股份有限公司 | 短距离通信终端、智能卡充值***及方法 |
CN106462848A (zh) * | 2014-04-16 | 2017-02-22 | 核软件出口有限公司 | 用于高效服务大容量电子交易的设备、***和方法 |
CN106462877A (zh) * | 2014-04-16 | 2017-02-22 | 核软件出口有限公司 | 实现无线数字钱包的方法和*** |
CN110378683A (zh) * | 2019-07-26 | 2019-10-25 | 山东健康医疗大数据有限公司 | 一种互联网架构下的电商平台提现方法 |
Families Citing this family (25)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20060064391A1 (en) * | 2004-09-20 | 2006-03-23 | Andrew Petrov | System and method for a secure transaction module |
US8290433B2 (en) * | 2007-11-14 | 2012-10-16 | Blaze Mobile, Inc. | Method and system for securing transactions made through a mobile communication device |
US8249935B1 (en) | 2007-09-27 | 2012-08-21 | Sprint Communications Company L.P. | Method and system for blocking confidential information at a point-of-sale reader from eavesdropping |
US9883381B1 (en) | 2007-10-02 | 2018-01-30 | Sprint Communications Company L.P. | Providing secure access to smart card applications |
US20100253470A1 (en) * | 2007-10-22 | 2010-10-07 | Microlatch Pty Ltd | Transmitter For Transmitting A Secure Access Signal |
US8126806B1 (en) | 2007-12-03 | 2012-02-28 | Sprint Communications Company L.P. | Method for launching an electronic wallet |
KR101229604B1 (ko) * | 2008-01-30 | 2013-02-04 | 쿄세라 코포레이션 | 휴대 단말 장치 및 그 통신 허가 판정 방법 |
US8055184B1 (en) | 2008-01-30 | 2011-11-08 | Sprint Communications Company L.P. | System and method for active jamming of confidential information transmitted at a point-of-sale reader |
US8083140B1 (en) | 2008-02-05 | 2011-12-27 | Sprint Communications Company L.P. | System and method of over-the-air provisioning |
US8655310B1 (en) | 2008-04-08 | 2014-02-18 | Sprint Communications Company L.P. | Control of secure elements through point-of-sale device |
CN104156867B (zh) | 2008-06-09 | 2018-01-23 | 佳售乐公司 | 促进可移动零售环境的***和方法 |
US8706588B1 (en) | 2008-10-20 | 2014-04-22 | Sprint Communications Company L.P. | System and method of provisioning confidential information via a mobile device |
US8200582B1 (en) | 2009-01-05 | 2012-06-12 | Sprint Communications Company L.P. | Mobile device password system |
US8060449B1 (en) | 2009-01-05 | 2011-11-15 | Sprint Communications Company L.P. | Partially delegated over-the-air provisioning of a secure element |
US8768845B1 (en) * | 2009-02-16 | 2014-07-01 | Sprint Communications Company L.P. | Electronic wallet removal from mobile electronic devices |
CN201532668U (zh) * | 2009-08-12 | 2010-07-21 | 钒创科技股份有限公司 | 电子钱包装置 |
AU2010295188B2 (en) * | 2009-09-17 | 2016-07-07 | Royal Canadian Mint/Monnaie Royale Canadienne | Asset storage and transfer system for electronic purses |
CA2771816C (en) | 2009-09-17 | 2016-09-06 | Royal Canadian Mint/Monnaie Royale Canadienne | Trusted message storage and transfer protocol and system |
CA2714784A1 (en) * | 2009-09-17 | 2011-03-17 | Royal Canadian Mint/Monnaie Royale Canadienne | Message storage and transfer system |
WO2012000438A1 (zh) * | 2010-06-29 | 2012-01-05 | 飞天诚信科技股份有限公司 | 一种对电子钱包进行操作的方法 |
AU2012242763B2 (en) | 2011-04-13 | 2013-12-12 | Visa International Service Association | Message routing using logically independent recipient identifiers |
GB2497309A (en) | 2011-12-06 | 2013-06-12 | Barclays Bank Plc | Mobile wallet system for offline payments |
AU2014310337A1 (en) * | 2013-08-21 | 2016-01-21 | Visa International Service Association | Methods and systems for transferring electronic money |
WO2018151953A1 (en) | 2017-02-15 | 2018-08-23 | Mastercard International Incorporated | Offline transaction system and method |
US20180293561A1 (en) * | 2017-04-06 | 2018-10-11 | Peter Muscat | Method And Hand Held Electronic Device For Executing Cashless And Creditless Financial Transactions |
Family Cites Families (28)
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NL194847C (nl) * | 1991-07-17 | 2003-04-03 | John Wolfgang Halpern | Elektronische reis- en forensenpas in zakformaat en een aantal rekeningstelsels. |
GB9619708D0 (en) | 1996-09-20 | 1996-11-06 | Wave Holdings Ltd | Pocket value terminal |
IL120585A0 (en) * | 1997-04-01 | 1997-08-14 | Teicher Mordechai | Countable electronic monetary system and method |
US6609113B1 (en) * | 1999-05-03 | 2003-08-19 | The Chase Manhattan Bank | Method and system for processing internet payments using the electronic funds transfer network |
CN1599920A (zh) * | 1999-08-25 | 2005-03-23 | Jp摩根蔡斯银行 | 虚拟专用锁码盒 |
EP1250685B1 (en) * | 2000-01-28 | 2004-07-28 | Fundamo (Proprietary) Limited | Banking system with enhanced identification of financial accounts |
CA2404481A1 (en) * | 2000-03-27 | 2001-10-04 | Steven B. Smith | Methods and apparatus for wireless point-of-sale transactions |
WO2001077931A1 (en) | 2000-04-11 | 2001-10-18 | Joseph Mckenna | Electronic wallet |
US10185936B2 (en) * | 2000-06-22 | 2019-01-22 | Jpmorgan Chase Bank, N.A. | Method and system for processing internet payments |
US20020002534A1 (en) * | 2000-06-27 | 2002-01-03 | Davis Terry L. | Method and system for managing transactions |
JP4750932B2 (ja) * | 2000-09-08 | 2011-08-17 | 株式会社東芝 | 商品購入システム、装置、方法及び記憶媒体 |
JP2002109427A (ja) * | 2000-10-02 | 2002-04-12 | Industrial Bank Of Japan Ltd | 携帯電話機、携帯電話機を用いた決済システム及び携帯電話機を用いた決済方法 |
JP2002117303A (ja) * | 2000-10-04 | 2002-04-19 | I Convenience:Kk | 電子バリュー利用システム |
AU2002236137A1 (en) * | 2001-03-16 | 2002-10-03 | G. Holdings Ltd. | System and method for replacing identification data on a portable identification device |
WO2003044710A1 (en) * | 2001-10-11 | 2003-05-30 | Trustcopy Pte Ltd | Apparatus, method and system for payment using a mobile device |
JP2003224886A (ja) * | 2002-01-31 | 2003-08-08 | Toshiba Corp | 通信システム及び移動通信端末 |
US7765162B2 (en) * | 2002-10-07 | 2010-07-27 | Mastercard International Incorporated | Method and system for conducting off-line and on-line pre-authorized payment transactions |
JP2004145477A (ja) * | 2002-10-22 | 2004-05-20 | Nippon Conlux Co Ltd | 電子通貨装置を使用した商品自動購入システムおよび電子通貨装置による商品自動購入方法および電子通貨装置 |
US7703672B2 (en) * | 2003-04-30 | 2010-04-27 | Sony Corporation | Electronic money management system, electronic money management method and computer program |
CN101699522B (zh) * | 2003-08-27 | 2013-04-24 | J·T·弗拉纳根 | 敦促负责行为的***和方法 |
WO2005027035A1 (en) * | 2003-09-16 | 2005-03-24 | Gold Fusion International Limited | Contactless transmission system, apparatus and method |
US20050250538A1 (en) * | 2004-05-07 | 2005-11-10 | July Systems, Inc. | Method and system for making card-based payments using mobile devices |
US7328850B2 (en) * | 2004-08-12 | 2008-02-12 | Codecard, Inc. | Financial and similar identification cards and methods relating thereto |
US7097108B2 (en) * | 2004-10-28 | 2006-08-29 | Bellsouth Intellectual Property Corporation | Multiple function electronic cards |
JP2006236045A (ja) * | 2005-02-25 | 2006-09-07 | Vodafone Kk | Icカード機能情報出力方法及び移動通信端末装置 |
CN1908981A (zh) * | 2005-08-01 | 2007-02-07 | 富士通株式会社 | 用于物理销售点交易的无线计算机钱包 |
US7657486B2 (en) * | 2005-12-09 | 2010-02-02 | Mastercard International Incorporated | Techniques for co-existence of multiple stored value applications on a single payment device managing a shared balance |
US7527208B2 (en) * | 2006-12-04 | 2009-05-05 | Visa U.S.A. Inc. | Bank issued contactless payment card used in transit fare collection |
-
2007
- 2007-08-23 EP EP07804802A patent/EP2126856A4/en not_active Withdrawn
- 2007-08-23 CN CN2007800467479A patent/CN101632103B/zh not_active Expired - Fee Related
- 2007-08-23 WO PCT/IB2007/002415 patent/WO2008075143A1/en active Application Filing
- 2007-08-23 US US12/448,454 patent/US7992792B2/en not_active Expired - Fee Related
- 2007-08-23 JP JP2009542245A patent/JP2010514312A/ja not_active Withdrawn
-
2009
- 2009-06-18 IL IL199452A patent/IL199452A0/en unknown
-
2010
- 2010-05-21 HK HK10104993.7A patent/HK1138096A1/xx not_active IP Right Cessation
-
2013
- 2013-05-23 JP JP2013108750A patent/JP2013229879A/ja active Pending
Cited By (7)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN103384985A (zh) * | 2011-01-28 | 2013-11-06 | 加拿大皇家铸币厂 | 电子事务风险管理 |
CN103503035A (zh) * | 2011-05-06 | 2014-01-08 | 曼努埃尔·让森·瓦拉达斯普雷托 | 信息通讯支付卡 |
CN106462848A (zh) * | 2014-04-16 | 2017-02-22 | 核软件出口有限公司 | 用于高效服务大容量电子交易的设备、***和方法 |
CN106462877A (zh) * | 2014-04-16 | 2017-02-22 | 核软件出口有限公司 | 实现无线数字钱包的方法和*** |
CN105096452A (zh) * | 2014-05-22 | 2015-11-25 | 中兴通讯股份有限公司 | 短距离通信终端、智能卡充值***及方法 |
WO2015176393A1 (zh) * | 2014-05-22 | 2015-11-26 | 中兴通讯股份有限公司 | 短距离通信终端、智能卡充值***及方法 |
CN110378683A (zh) * | 2019-07-26 | 2019-10-25 | 山东健康医疗大数据有限公司 | 一种互联网架构下的电商平台提现方法 |
Also Published As
Publication number | Publication date |
---|---|
WO2008075143A1 (en) | 2008-06-26 |
EP2126856A1 (en) | 2009-12-02 |
JP2013229879A (ja) | 2013-11-07 |
US20100133337A1 (en) | 2010-06-03 |
IL199452A0 (en) | 2010-03-28 |
HK1138096A1 (en) | 2010-08-13 |
JP2010514312A (ja) | 2010-04-30 |
EP2126856A4 (en) | 2012-08-08 |
CN101632103B (zh) | 2011-06-01 |
US7992792B2 (en) | 2011-08-09 |
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