WO2022083689A1 - 虚拟支付信息的处理 - Google Patents

虚拟支付信息的处理 Download PDF

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Publication number
WO2022083689A1
WO2022083689A1 PCT/CN2021/125276 CN2021125276W WO2022083689A1 WO 2022083689 A1 WO2022083689 A1 WO 2022083689A1 CN 2021125276 W CN2021125276 W CN 2021125276W WO 2022083689 A1 WO2022083689 A1 WO 2022083689A1
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information
payment
virtual payment
virtual
resource
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PCT/CN2021/125276
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English (en)
French (fr)
Inventor
周满
王晓婉
沈杨
朱俊贤
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拉扎斯网络科技（上海）有限公司
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Publication of WO2022083689A1 publication Critical patent/WO2022083689A1/zh

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/387—Payment using discounts or coupons

Definitions

  • the present application relates to the technical field of computer applications, in particular to the processing of virtual payment information.
  • O2O online and offline
  • C2C resource acquirer to resource acquirer
  • B2B resource provider to resource provider
  • B2C resource provider to resource acquirer
  • the present application provides a method for processing virtual payment information, so as to reduce resource waste in data drainage as much as possible.
  • the present application provides a method for processing virtual payment information, comprising: outputting virtual payment exchange information provided to the service resource acquirer based on at least the geographic location information of the service resource acquirer, wherein the virtual payment exchange information is in When paying for the original payment data of the service resource, as the virtual payment voucher information for deducting the original payment data, the virtual payment exchange information includes the actual payment data exchanged for the virtual payment and the service resources exchanged for the virtual payment; According to the triggering operation on the virtual payment redemption information, an acquisition interface of the virtual payment redemption information is output; based on the addition request for adding the virtual payment redemption information in the acquisition interface, the virtual payment redemption information The information is added to the pre-acquisition resource list; based on the viewing request for viewing the pre-acquisition resource list, a resource addition list interface including the pre-acquisition resource list added with the virtual payment exchange information is output, and the resource addition list interface can be Display at least the virtual payment exchange information provided by two service resource providers; for the virtual payment exchange information added in the resource adding list interface, output the specified payment data deduction information corresponding to the
  • the present application further provides an apparatus for processing virtual payment information, comprising: a first output unit configured to output virtual payment exchange information provided to the service resource acquirer based on at least the geographic location information of the service resource acquirer, where
  • the virtual payment exchange information is virtual payment voucher information used to deduct the original payment data when paying the original payment data of the service resource, and the virtual payment exchange information includes the actual payment data exchanged for the virtual payment and the virtual payment exchange information.
  • a service resource for virtual payment exchange a service resource for virtual payment exchange; a second output unit for outputting an acquisition interface for the virtual payment exchange information according to a triggering operation on the virtual payment exchange information; an adding unit for based on the acquisition A request for adding the virtual payment redemption information is added to the interface, and the virtual payment redemption information is added to the pre-acquisition resource list; the third output unit is configured to output based on the viewing request for viewing the pre-acquisition resource list
  • a resource addition list interface including a pre-acquired resource list added with the virtual payment redemption information, the resource addition list interface can display the virtual payment redemption information provided by at least two service resource providers;
  • the fourth output unit using For the virtual payment exchange information added in the resource addition list interface, output the specified payment data deduction information corresponding to the virtual payment exchange information, and the specified payment data deduction information is used to describe when the When the virtual payment exchange information (for example, the actual payment data therein) meets the filtering conditions of the specified payment data, the specified payment data can be deducted from the actual payment data; the determining unit is
  • the present application also provides a computer storage medium for storing data generated by a network platform and a program for processing the data generated by the network platform.
  • the program When the program is read and executed, it executes the steps of the method for processing virtual payment information as described above.
  • the present application also provides an electronic device, including a processor and a memory, where the memory is used to store a program for processing data generated by a network platform, and when the program is read and executed by the processor, executes the above virtual The steps of the method of processing payment information.
  • the virtual payment exchange information can be output according to the geographic location information of the service resource acquirer, so that the output virtual payment exchange information is more targeted, that is, the service resource provider and the service resource acquisition in a specific application scenario It has a high matching degree, which can further improve the operation convenience of the service resource acquirer and the utilization rate and conversion rate of service resources.
  • regionalized calculation can be realized because it is based on geographical location rather than the total amount of the platform. In this way, compared to not restricting the geographical location, in this embodiment, the server can perform pre-screening according to the geographical location, and the amount of calculation will be significantly reduced.
  • the specified payment data deduction information can also be combined to further enhance the data drainage effect. That is to say, when the virtual payment exchange information satisfies the filter condition of the designated payment data, the designated payment data may be deducted from the actual payment data of the virtual payment exchange information.
  • the virtual payment exchange information clustering interface can be entered in any way, and the usage prompt information of the virtual payment exchange information and other related information can be displayed. information.
  • the service resource acquirer can directly enter the service resource usage interface provided by the service resource provider to use the virtual payment exchange information to exchange the required service resources, and then the exchanged service resources will be delivered. to the location specified by the service resource acquirer.
  • an embodiment of a method for processing virtual payment information provided by the present application can also provide supplementary prompt information, so as to output a supplementary display interface for providing candidate virtual payment exchange information in response to an operation on the supplementary prompt information .
  • supplementary prompt information Based on the selection of candidate virtual payment redemption information in the supplementary display interface, if the virtual payment redemption information and the selected candidate virtual payment redemption information can meet the filtering conditions in the specified payment data deduction information after being combined, the actual payment can be The specified payment data is removed from the data, which can further improve the effect of data drainage.
  • FIG. 1 is a flowchart of an embodiment of a method for processing virtual payment information provided by the present application
  • FIG. 2 is a schematic structural diagram of an embodiment of an apparatus for processing virtual payment information provided by the present application
  • FIG. 3 is a flowchart of an embodiment of a method for obtaining food and beverage coupons provided by the present application
  • FIG. 4 is a schematic structural diagram of an embodiment of an electronic device provided by the present application.
  • the technical solution concept of a method for processing virtual payment information provided by the present application is generated based on the waste of resources during data drainage in an e-commerce application scenario.
  • the service resource provider will provide service resources for the service resource acquirer to obtain and use.
  • the service resource provider will Specific service resources will be provided. For example, for the catering industry, you can provide coupons for data drainage. However, such coupons are usually provided for free, so a large amount of data garbage will be generated and a large amount of resources, such as storage resources, data processing resources, etc., will be wasted.
  • service resources can be obtained by paying for vouchers.
  • the payment voucher can be obtained from payment data smaller than the original value of the service resource, and can also be understood as a preferential method.
  • this preferential method is not free, so it can not only achieve the purpose of data drainage, but also avoid the waste of resources and the generation of data garbage.
  • this method can only make payment based on fixed virtual payment exchange information. If you want to obtain multiple payment and redemption vouchers for the same or the same type of virtual payment and redemption information, you need to continuously re-enter the virtual payment and redemption information acquisition interface to perform related operations before you can obtain them. Obviously, this method is cumbersome, and there are still data drainage failures or data drainage quality problems. Of course, there are also data garbage problems.
  • the acquisition of service resources using virtual payment exchange information cannot integrate other preferential information, which makes the process of data drainage have certain limitations.
  • the present application proposes a method for processing virtual payment information, which mainly involves the process of realizing data interactive processing based on a service resource application platform, realizing data drainage, and avoiding data waste and data garbage in the process of data drainage.
  • a method for processing virtual payment information provided by the present application will be described in detail below.
  • FIG. 1 is a flowchart of an embodiment of a method for processing virtual payment information provided by the present application.
  • the embodiment includes:
  • Step S101 Based on at least the geographic location of the service resource acquirer, output the virtual payment exchange information provided to the service resource acquirer.
  • the virtual payment exchange information is the virtual payment voucher information used to deduct the original payment data when paying the original payment data of the service resource, and includes the service resources exchanged for the virtual payment and the corresponding actual payment data.
  • the actual payment data is smaller than the original payment data.
  • step S101 Before describing the specific implementation process of the step S101, the technical terms involved in the step S101 are explained first.
  • the service resource acquirer may be understood as a party that has a demand for the service resource.
  • a service resource provider can be understood as a party that provides service resources.
  • the service resource acquirer can be understood as a customer or user
  • the service resource provider can be understood as a merchant
  • the service resource can be a meal. food.
  • service resources can also be service needs of various aspects involved in life, such as travel services, entertainment services, scenic spot ticket services, and so on.
  • the virtual payment exchange information can be understood as a voucher purchased through online payment and used to obtain service resources.
  • the virtual payment and exchange information can replace the currency of the user (the service resource acquirer) for payment, which can be understood as a meal ticket, a coupon, or a group purchase ticket.
  • the virtual payment exchange information is a kind of preferential data.
  • the virtual payment exchange information may include: online payment to purchase online usage types, such as coupons or meal tickets; online payment to purchase offline usage types, such as group purchase coupons.
  • the above description of the virtual payment exchange information is only a description of a specific application scenario, and there is no restriction on how to classify it in fact.
  • the payment data required to obtain the virtual payment redemption information is smaller than the original payment data describing the service resource in the virtual payment redemption information.
  • the virtual payment exchange information is obtained by the user by paying 50 yuan in digital currency online, and the original payment data for the available service resource A in the virtual payment exchange information is 60 yuan, then the service resource A is exchanged for information through virtual payment The payment is reduced by 10 yuan compared with the user paying by currency.
  • the virtual payment exchange information may include original payment data of service resources, usage information of service resources, and the like.
  • the virtual payment exchange information can also be regarded as a kind of service resource, but the service resource is used to exchange the resources that can obtain practically meaningful items or services offline.
  • the geographic location information may be understood as the real-time geographic location of the service resource acquirer, such as the LBS location.
  • Location Based Services also known as location services, refers to obtaining the geographic coordinates (longitude and latitude) of various terminals through GPS satellites or cellular networks. Provides an information service based on location navigation and query. LBS systems deliver location-based information and services over mobile and fixed networks, making such services available to anyone, anywhere, anytime and on any device.
  • step S101 The above is the explanation of the technical terms involved in step S101.
  • the purpose of step S101 is to output the virtual payment exchange information, which can be used for the user's reference to make a decision on whether to acquire the virtual payment exchange information.
  • the relative data of both the service resource acquirer and the service resource provider is huge.
  • a service resource acquirer can face the entire service resource application management platform.
  • one service resource provider can also face all service resource acquirers provided by the entire service resource application management platform.
  • the mainly used dimensional data is geographic location information.
  • the location information of the service resource acquirer may be acquired through the LBS system.
  • the geographic location information of the service resource provider that provides the virtual payment exchange information can also be obtained through the LBS system.
  • the service resource obtainer can output the service.
  • the matching degree requirement can be a preset distance threshold. When it is greater than the distance threshold, it means that it does not match, and when it is less than or equal to the distance threshold, it means it matches.
  • the attribute information may also include pre-acquired service resource information of the service resource acquirer, historical acquisition record information of the service resource acquirer, and browsing record information of the service resource acquirer. at least one of them.
  • the specific implementation process of step S101 may include:
  • Step S101-a According to the pre-acquired service resource information of the service resource acquirer, output virtual payment exchange information matching the pre-acquired service resource information.
  • the pre-acquisition service resource information can be understood as the information of the service resources that the service resource acquirer has added to the pre-acquisition resource list.
  • the pre-acquisition resource list can be understood as a shopping cart, that is, a list in which the pre-acquisition service resources of the service resource acquirer are centrally stored.
  • the keyword in the service resource information pre-obtained in the service resource acquirer's shopping cart can be searched in the virtual payment exchange information provided by the service resource provider, and then the found information can be output to the service resource acquirer.
  • the virtual payment credit information with matching keywords can be searched in the virtual payment exchange information provided by the service resource provider, and then the found information can be output to the service resource acquirer.
  • Step S101-b According to the historical acquisition record information of the service resource acquirer, output virtual payment exchange information matching the historical acquisition record information.
  • the historical acquisition record information can be understood as the information of the service resources purchased by the service resource acquirer in the past, and can be based on any one of the characteristics of the service resource type, acquisition time, acquisition quantity, etc. in the historical acquisition record information.
  • the features of the virtual payment exchange information are compared, so as to determine the virtual payment exchange information that matches the historical acquisition record information. Among them, it can be compared according to the cosine similarity to determine whether the two match.
  • Step S101-c According to the browsing record information of the service resource acquirer, output virtual payment exchange information matching the browsing record information.
  • the browsing record information can be understood as the information of the browsing behavior of the service resource acquirer to view the service resource output by the service resource application management platform.
  • the browsing behavior can be current browsing behavior or historical browsing behavior.
  • the service resource provider is determined by browsing record information, and then based on the determined service resource provider, it is determined whether it provides virtual payment exchange information, so that virtual payment exchange information matching the browsing record information can be filtered out and output.
  • the above four methods are only an example.
  • the attribute information of the service resource acquirer is not limited to the above four contents.
  • the information is analyzed, so that the dimension of the service resource provider can be reduced, so that more accurate virtual payment exchange information can be provided to the service resource acquirer, so as to avoid resource waste and improve the resource conversion rate.
  • the above content is a description of how to output the virtual payment exchange information matching the service resource acquirer in step S101.
  • the virtual payment redemption information may be output on the service resource application management platform, and the specific output method may include: based on the attribute information of the service resource acquirer, in a specific area for centrally displaying the virtual payment redemption information.
  • the virtual payment exchange information provided to the service resource acquirer is output on the interface.
  • the specific interface may be understood as a virtual payment and redemption information resource pool or a virtual payment and redemption information resource venue provided by the service resource application management platform for centrally displaying the virtual payment and redemption information.
  • the conference site interface can be accessed by the service resource acquirer by clicking on the icon control displayed on the service resource application management platform, or by clicking on the pop-up conference site floating window.
  • the virtual payment and exchange information can also be directly output on the home page of the service resource application management platform. That is, the output form of the virtual payment exchange information is not limited, and when the user enters the service resource application management platform, he can obtain the corresponding virtual payment exchange information.
  • Step S102 outputting an acquisition interface for the virtual payment exchange information according to the triggering operation on the virtual payment exchange information.
  • the purpose of the step S102 is to obtain the virtual payment and exchange information, which can be achieved through the obtaining interface. Therefore, it is necessary to output an acquisition interface including virtual payment exchange information and enable corresponding acquisition operations, so as to obtain virtual payment exchange information.
  • step S101 based on a triggering operation on the virtual payment redemption information output on the service resource application management platform via step S101, for example, it is detected that the virtual payment redemption information is clicked, and a jump to the virtual payment redemption information for the virtual payment On the acquisition interface of payment exchange information. For example, in combination with a specific application scenario, it is possible to jump to the purchase interface for the virtual payment exchange information.
  • the relevant content information of the virtual payment redemption information and the operation prompt information for obtaining the virtual payment redemption information will be displayed on the acquisition interface.
  • the relevant content information may include adding prompt information for adding the virtual payment redemption information, viewing prompt information for viewing the pre-acquisition resource list, and at least one of the following information: information on the scope of use of the virtual payment redemption information, providing The information of the service resource provider of the virtual payment redemption information, the jump prompt information that can enter the service interface of the service resource provider of the virtual payment redemption information; the payment interface that can enter the virtual payment redemption information Jump prompt information.
  • the use range information of the virtual payment redemption information may include at least one of time range information that can use the virtual payment redemption information and information of service resource providers that can use the virtual payment redemption information, etc. .
  • the information of the service resource provider that can use the virtual payment redemption information may specifically be a service that can be obtained by using the virtual payment redemption information resource, the information of the service resource provider distributed to the service resource acquirer.
  • the delivery method can be delivered by the service resource provider or delivered by a third party.
  • the service resource provider information that provides the virtual payment exchange information may include information of multiple service resource providers, and may also include statistical data on the information of multiple service resource providers.
  • the service interface of the service resource provider can display the service resource information corresponding to the virtual payment redemption information, and of course may also include other service resource information other than the service resource information corresponding to the virtual payment redemption information.
  • the payment interface for performing the payment operation for the virtual payment exchange information will be entered.
  • a payment operation may be performed on the virtual payment exchange information on the payment interface.
  • the addition of the virtual payment redemption information may be triggered on the acquisition interface. Specifically, the process may be as in step S103: adding the virtual payment based on the acquisition interface In the request for adding exchange information, the virtual payment exchange information is added to the pre-acquisition resource list.
  • the pre-acquired resource list may be understood as a list of virtual payment exchange information to be acquired or to be purchased by the service resource acquirer.
  • the pre-acquisition resource list can record not only virtual payment exchange information, but also service resource information, and virtual payment exchange information and service resource information can be recorded in different regions.
  • the method may further include: outputting an adding success prompt message for the adding result of adding the virtual payment redemption information to the pre-acquisition resource list Or add an exception message.
  • both the adding success prompt information and the adding abnormal prompt information may be output through a message prompt box (Toast), and the message prompt box may be a floating window display form based on the acquisition interface.
  • a message prompt box that specifically describes the abnormal situation may be output.
  • the prompt information used to describe that the number of acquisitions of the virtual payment exchange information reaches the upper limit of the number of acquisitions
  • the prompt information used to describe that the number of resources in the pre-acquisition resource list has reached the upper limit of the added resources and the prompt information used to describe the virtual payment Any kind of information in the prompt information where the exchange information is empty.
  • the prompt information that the virtual payment redemption information is empty can be understood as the virtual payment redemption information has been acquired, so that the current service resource application management platform has no valid virtual payment redemption information.
  • Step S104 Based on the viewing request for viewing the pre-acquisition resource list, output a resource adding list interface including the pre-acquiring resource list added with the virtual exchange information, and the resource adding list interface can display at least two service resource providers The virtual payment exchange information provided by the party.
  • the purpose of the step S104 is to output the resource adding list interface, so as to view the information in the pre-acquired resource list.
  • Viewing the pre-acquired resource list may be based on a trigger operation for viewing prompt information in the acquisition interface, or may be implemented based on a trigger operation for viewing prompt information set on other interfaces.
  • the resource adding list interface may be output based on a triggering operation on the viewing prompt information displayed in the obtaining interface output via the step S102.
  • the quantity can be added according to the quantity demand of the virtual payment exchange information by the service resource acquirer.
  • the adding control is in an unavailable state. Based on the unavailable status, description information of the corresponding unavailable status can be output, for example, "Adding the upper limit has been reached".
  • the resource adding list interface may display the information recorded in the pre-acquisition resource list, which may only include virtual payment and exchange information, or may include virtual payment and exchange information and service resource information.
  • the method may further include: outputting quantity modification prompt information on the resource addition list interface; in response to the quantity modification prompt The operation of the information modifies the selected quantity of the virtual payment exchange information.
  • the information that can be displayed on the resource adding list interface outputted through the step S104 is not limited to the above content.
  • Step S105 For the virtual payment redemption information added in the resource addition list interface, output the specified payment data deduction information corresponding to the virtual payment redemption information.
  • the specified payment data deduction information is used to describe that when the virtual payment exchange information (for example, the actual payment data therein) satisfies the filtering conditions of the specified payment data, the actual payment data can be deducted from the actual payment data. Specify payment data.
  • the purpose of the step S105 is to output specified payment data deduction information for the virtual payment exchange information in the pre-acquired resource list.
  • the service resource application management platform can display the specified payment data deduction information provided by the service resource provider.
  • the specified payment data deduction information may be understood as preferential information.
  • the information content included in the virtual payment exchange information may be at least one of service resource information, service resource provider information, and actual payment data exchanged for virtual payment (of course not limited to the above listed content).
  • the filter conditions in the specified payment data deduction information may include: the service resource provider of the selected virtual payment exchange information is applicable to the preferential information, service resources are applicable to the preferential information, and actual payment data is applicable to the preferential information. at least one of etc.
  • the filtering condition may also be associated with a geographic location.
  • certain preferential information is applicable to virtual payment redemption information that can be used within a certain geographic range (city, designated area, etc.).
  • the filter conditions corresponding to the virtual payment and redemption information can be determined according to the available geographic area of the virtual payment and redemption information (for example, the coupons), such as the coupons A1 and A2 can be used in city a, city a corresponds to filter condition a', coupons B1 and B2 can be used in city b, and city b corresponds to filter condition b', then calculate the target payment for coupons A1+A2 The data is subject to the filter condition a', and the target payment data for calculating the coupons B1+B2 is subject to the filter condition b'. Still further, when determining candidate virtual payment exchange information (for example, exchange coupons), it is assumed that the exchange coupons A1+A2 do not meet the filter condition a'.
  • candidate virtual payment exchange information for example, exchange coupons
  • Coupon A3, A4, A5, etc. can also be used in city a. It can be understood that here, by associating geographic location information with filter conditions, information of other dimensions can also be associated with filter conditions, such as setting a preset area or preset optional area range, etc., the specific dimension used The information can also be analyzed and determined according to the historical behavior of the service resource acquirer.
  • dimensionality reduction processing can be performed on the data to be processed in order to improve the matching degree, including accurate determination based on data such as service resources, service resource providers, service resource acquirers, virtual payment exchange information, and discount information.
  • the preferential information that can be used for the virtual payment exchange information is obtained, so as to determine the target payment data. In this way, the conversion rate of virtual payment exchange information can be effectively improved, and the waste of resources can also be reduced at the same time.
  • step S105-11 determining whether the keyword describing the service resource in the virtual payment exchange information matches the keyword describing the service resource in the specified payment data deduction information
  • step S105 -12 if it matches, output the specified payment data deduction information; otherwise, it means that there is no specified payment data deduction information for the virtual payment exchange information, or return to step S105-11 to re-match.
  • the specified payment data deduction information may be specifically displayed in the display area of the virtual payment exchange information.
  • the specified payment data deduction information may be displayed in the form of a label, or may be displayed in the form of a description range requirement. It can be a static representation or a dynamic representation. For example, the static representation of the text description information is used, or the dynamic representation of the keywords in the text description is used. Thereby, the reminder for obtaining the specified payment data deduction information is strengthened.
  • floating explanation information may also be set on the text description information.
  • the floating explanation information may describe whether the virtual payment exchange information meets the filter condition requirements of the specified payment data deduction information, or the gap information between the virtual payment exchange information and the specified payment data deduction information, etc. , so as to facilitate real-time reference by service resource acquirers.
  • Step Sa1 Display, on the resource addition list interface, supplementary prompt information for the specified payment data deduction information.
  • the supplementary prompt information may be displayed in the same area as the specified payment data deduction information, and may be understood as viewing or supplementing the candidate virtual payment exchange information provided based on the specified payment data deduction information. controls.
  • Step Sa2 In response to the operation of the supplementary prompt information, output a supplementary display interface for providing candidate virtual payment redemption information, wherein the candidate virtual payment redemption information is at least based on the geographic location information of the service resource acquirer Sure.
  • the operation of supplementing the prompt information may be triggered based on the fact that the virtual payment exchange information in the resource addition list interface does not meet the filtering conditions in the specified payment data deduction information, or it may be triggered when the service resource acquirer Triggered when viewing candidate virtual payment redemption information.
  • the supplementary display interface may display a list of specified payment data deduction information, and provide candidate virtual payment exchange information in the specified payment data deduction information list.
  • the candidate virtual payment redemption information may be provided by the same service resource provider as the virtual payment redemption information displayed on the resource adding list interface, or may be provided by other service resource providers.
  • Step S106 Determine the target payment data of the virtual payment exchange information according to the actual payment data of the virtual payment exchange information selected in the resource addition list interface and the specified payment data deduction information.
  • step S106 determine the final payment data of the virtual payment exchange information, that is, the target payment data.
  • the specific implementation process can include:
  • Step S106-11 Determine whether the virtual payment exchange information that has been selected in the pre-acquisition resource list satisfies the filter condition in the specified payment data deduction information;
  • Step S106-12 If the determination result of step S106-11 is no, in response to the operation of supplementing the prompt information displayed on the resource adding list interface, output the supplementary display interface for providing candidate virtual payment redemption information.
  • the candidate virtual payment exchange information is determined at least according to the geographic location information of the service resource acquirer;
  • Step S106-13 in response to the selection operation on the supplementary display interface, outputting the selected candidate virtual payment exchange information to the resource adding list interface;
  • Step S106-14 According to the actual payment data of the virtual payment exchange information, the deduction information of the designated payment data, and the actual payment data of the candidate virtual payment exchange information that have been selected in the resource adding list interface , and determine the target payment data.
  • the step S106-11 can be implemented in two ways: when the pre-acquisition resource list only includes virtual payment exchange information, it will be determined whether or not based on the actual payment data in the virtual payment exchange information. meet the filter conditions in the specified payment data deduction information; when the pre-acquisition resource list includes virtual payment redemption information and candidate virtual payment redemption information, it will be based on the actual The sum of the payment data and the actual payment data in the candidate virtual payment exchange information is used to determine whether the filter condition in the specified payment data deduction information is satisfied. That is: determining whether the specified payment data is satisfied by the sum value based on the actual payment data of the selected candidate virtual payment exchange information and the actual payment data of the virtual payment exchange information that has been added to the pre-acquired resource list Filter criteria in deduction information.
  • the candidate virtual payment redemption information provided in the specified payment data deduction information list is not selected, it is only necessary to determine whether the required payment value is satisfied according to the payable value of the virtual payment redemption information that has been added to the pre-acquisition resource list.
  • candidate virtual payment exchange information may or may not be selected. If selected, the selected candidate virtual payment redemption information will be added to the pre-fetched resource list.
  • the virtual payment exchange information included in the pre-acquired resource list may be different types of virtual payment voucher information, or may be virtual payment voucher information provided by different service resource providers.
  • the pre-acquisition resource list may include at least two virtual payment exchange information provided by at least two service resource providers; the at least two virtual payment exchange information provided by the at least two service resource providers may be applicable to the same designated Payment data deduction information to combine target payment data.
  • the specified payment data that can be deducted may be determined according to the specified payment data deduction information.
  • the target payment data can be obtained by subtracting the specified payment data from the accumulated value of the actual payment data.
  • the virtual payment exchange information and other service resource information in the pre-acquired resource list may also be combined for payment.
  • the pre-acquisition resource list further includes at least one of virtual payment syndication information and service resource information, according to at least one of the virtual payment syndication information and service resource information, and the The target payment data of the virtual payment exchange information is determined, and the target combined payment data is determined.
  • the virtual payment joint information is virtual payment voucher information used to describe the deduction of a specified amount of service resources. The virtual payment voucher information is described in step S101 and will not be repeated here.
  • the virtual payment joint information is usually online payment, offline use, that is, the application scenario of in-store service.
  • the virtual payment exchange information is online payment and online use, that is, the application scenario of takeaway delivery service. Therefore, in this embodiment, virtual payment data under different usage modes can be fused, so as to simplify payment and improve payment efficiency to achieve better data drainage.
  • Step S107 In response to the result of successful payment of the target payment data, on the virtual payment exchange information clustering interface corresponding to the service resource acquirer, associate and display the virtual payment exchange information obtained by the service resource acquirer , and the use prompt information that can enter the service resource use interface matching the virtual payment and exchange information.
  • the clustering interface in the step S107 can be understood as a display interface for providing a set of virtual payment exchange information that has been paid and completed after the payment is successful.
  • the service resource acquirer can enter the service resource usage interface matched with the virtual payment exchange information through the usage prompt information provided in the clustering interface, and the service resource usage interface displays information corresponding to the virtual payment exchange. service resources. In this way, the service resource acquirer can obtain the service resource by using the successfully paid virtual payment exchange information, and after obtaining the service resource, the delivery party delivers the service resource to the service resource acquirer.
  • this embodiment may further include: obtaining the payment operation result according to the payment operation of the target payment data; when the payment operation result is successful, outputting the virtual payment credit on the payment success interface information and said usage tips.
  • you can directly enter the service resource usage interface provided by the service resource provider to acquire the corresponding service resources, and the acquisition of the service resources can be completed through the paid virtual payment exchange information.
  • the specific content information (including associated information) included in the output virtual payment exchange information can be determined according to the requirements of the actual application scenario or page structure requirements, for example, all relevant information or part of the virtual payment exchange information can be displayed. In other words, the content of the displayed virtual payment exchange information can be determined according to specific needs.
  • this embodiment may further include: outputting a usage list interface of the virtual payment and exchange information according to a triggering operation on the virtual payment and exchange information set. That is, the set of virtual payment and exchange information may include one piece of virtual payment and exchange information or multiple pieces of virtual payment and exchange information, and the multiple pieces of virtual payment and exchange information may be of the same type or different types.
  • a service resource provider set list sorted according to geographic location information; according to the service resource providers determined in the service resource provider set list, Enter the service interface of the service resource provider; obtain the service resource on the service interface.
  • the acquisition can be understood as ordering service resources through virtual payment exchange information. Because the service resources have been purchased through virtual payment and exchange information, the acquisition of service resources at this time is only for generating orders and other related information, and there is no need to pay again.
  • This embodiment may further include: outputting a usage code provided when the service resource acquirer reaches the service resource provider.
  • the set list of service resource providers may be sorted according to the distance between the geographic location of the service resource acquirer and the geographic location of the service resource provider.
  • the embodiment of the virtual payment information processing apparatus includes a first output unit 201 , a second output unit 202 , an adding unit 203 , a third output unit 204 , a fourth output unit 205 , and a determination unit 206 , the display unit 207 .
  • the first output unit 201 is configured to output the virtual payment exchange information provided to the service resource acquirer based on the geographic location information of the service resource acquirer.
  • the virtual payment exchange information is virtual payment voucher information used to deduct the original payment data when paying the original payment data of the service resource
  • the virtual payment exchange information includes the actual payment exchanged for the virtual payment data and service resources exchanged for the virtual payment.
  • the first output unit 201 may include a first output subunit, a second output subunit and a third output subunit.
  • the first output subunit is configured to output virtual payment exchange information matching the pre-acquired service resource information according to the pre-acquired service resource information of the service resource acquirer.
  • the pre-acquired service resource information may be understood as the information of the service resources that the service resource acquirer has added to the pre-acquired resource list.
  • the specific content of the first output subunit reference may also be made to step S101-a.
  • the second output subunit is configured to output virtual payment exchange information matching the historical acquisition record information according to the historical acquisition record information of the service resource acquirer. For the specific content of the second output subunit, reference may be made to step S101-b.
  • the third output subunit is configured to output virtual payment exchange information matching the browsing record information according to the browsing record information of the service resource acquirer.
  • the fourth output subunit For the specific content of the fourth output subunit, reference may be made to step S101-c.
  • the second output unit 202 is configured to output an acquisition interface for the virtual payment and exchange information according to a triggering operation on the virtual payment and exchange information.
  • the purpose of the second output unit 202 is to acquire the virtual payment and exchange information, which can be achieved through an acquisition interface. Therefore, it is necessary to output an acquisition interface including virtual payment exchange information and enable corresponding acquisition operations, so as to acquire virtual payment exchange information.
  • the acquisition interface for the virtual payment redemption information based on the triggering operation of the virtual payment redemption information output on the service resource application management platform via the first output unit 201, it is possible to jump to the acquisition interface for the virtual payment redemption information . In combination with specific application scenarios, it may be to jump to the purchase interface for the virtual payment exchange information.
  • the relevant content information of the virtual payment redemption information and the operation prompt information for obtaining the virtual payment redemption information will be displayed on the acquisition interface.
  • the relevant content information may include addition prompt information for adding the virtual payment redemption information, viewing prompt information for viewing the pre-acquisition resource list, and at least one of the following information: information on the scope of use of the virtual payment redemption information, wherein , the use range information may include at least one of time range information that can use the virtual payment exchange information and information of service resource providers that can use the virtual payment exchange information, etc.; provide the virtual payment Service resource provider information exchanged for information, wherein the service resource provider information may include information of multiple service resource providers, and may also include statistical data on the information of multiple service resource providers; The jump prompt information of the service interface of the service resource provider of the virtual payment and exchange information; the jump prompt information of the payment interface that can enter the virtual payment and exchange information.
  • step S102 For the above-mentioned specific content of the second output unit 202, reference may be made to the specific description of step S102.
  • the adding unit 203 is configured to add the virtual payment redemption information to the pre-acquisition resource list based on the adding request for adding the virtual payment redemption information in the acquiring interface.
  • the adding unit 203 obtains an adding request for the virtual payment exchange information based on the operation of adding prompt information in the obtaining interface output via the second output unit 202, and according to the adding request, adds the The virtual payment exchange information is added to the pre-fetched resource list.
  • the adding unit 203 may further include a prompt output unit, configured to: for adding the virtual payment exchange information to the pre-acquisition resource list Add the result, and output the message that the addition is successful or the message that the exception is added.
  • a message prompt box that specifically describes the abnormal situation may be output. For example: the prompt information used to describe that the number of acquisitions of the virtual payment exchange information reaches the upper limit of the number of acquisitions, the prompt information used to describe that the number of resources in the pre-acquisition resource list has reached the upper limit of the added resources, and the prompt information used to describe the virtual payment Any kind of information in the prompt information where the exchange information is empty.
  • the prompt information that the virtual payment redemption information is empty can be understood as the virtual payment redemption information has been acquired, so that the current service resource application management platform has no valid virtual payment redemption information.
  • the specific content of the prompt output unit reference may be made to the above description about step S103.
  • the third output unit 204 is configured to, based on the viewing request for viewing the pre-acquisition resource list, output a resource adding list interface including the pre-acquiring resource list to which the virtual payment redemption information is added, where the resource adding list interface may at least Display the virtual payment exchange information provided by the two service resource providers.
  • the purpose of the third output unit 204 is to output the resource adding list interface, so as to view the information in the pre-acquired resource list. Viewing the pre-acquired resource list may be based on a trigger operation for viewing prompt information in the acquisition interface, or may be implemented based on a trigger operation for viewing prompt information set on other interfaces.
  • the resource adding list interface may be output based on a triggering operation on the viewing prompt information displayed in the obtaining interface output via the second output unit S202.
  • the quantity can be added according to the quantity demand of the virtual payment exchange information by the service resource acquirer.
  • the adding control is in an unavailable state. Based on the unavailable status, description information of the corresponding unavailable status can be output, for example, "Adding the upper limit has been reached".
  • the resource adding list interface may display the information recorded in the pre-acquisition resource list, which may only include virtual payment and exchange information, or may include virtual payment and exchange information and service resource information.
  • the information that can be displayed on the resource adding list interface outputted by the third output unit 204 is not limited to the above-mentioned content.
  • the third output unit 204 may further include: a modification prompt information unit, which is used for the resource addition list interface, outputting quantity modification prompt information; a modification unit, configured to modify the selected quantity of the virtual payment exchange information in response to an operation on the modification prompt information output via the modification prompt information unit.
  • the fourth output unit 205 is configured to output the specified payment data deduction information corresponding to the virtual payment redemption information added in the resource addition list interface for the virtual payment redemption information.
  • the specified payment data deduction information is used to describe that when the virtual payment exchange information (for example, the actual payment data therein) satisfies the filtering conditions of the specified payment data, the actual payment data can be deducted from the actual payment data.
  • the filter conditions in the specified payment data deduction information may be associated with a geographic location.
  • the purpose of the fourth output unit 205 is to output specified payment data deduction information for the virtual payment exchange information in the pre-acquired resource list.
  • the service resource application management platform can display the specified payment data deduction information provided by the service resource provider.
  • the specified payment data deduction information may be understood as preferential information. For example, when the actual payment data in the virtual payment exchange information satisfies the filter condition in the specified payment data deduction information, the corresponding specified payment data may be subtracted from the actual payment data.
  • the fourth output unit 205 may include: a determination subunit for determining whether the keyword describing the service resource in the virtual payment exchange information matches the keyword describing the service resource in the specified payment data deduction information; outputting the subunit; The unit is configured to output the specified payment data deduction information when the determination result of the determination subunit is a match. On the contrary, it means that there is no specified payment data deduction information for the virtual payment exchange information, or, return to the determination subunit to perform matching again.
  • a determination subunit for determining whether the keyword describing the service resource in the virtual payment exchange information matches the keyword describing the service resource in the specified payment data deduction information
  • outputting the subunit The unit is configured to output the specified payment data deduction information when the determination result of the determination subunit is a match. On the contrary, it means that there is no specified payment data deduction information for the virtual payment exchange information, or, return to the determination subunit to perform matching again.
  • the fourth output unit 205 may further include: a supplementary prompt information display unit for displaying on the resource adding list interface, deducting the specified payment data Supplementary prompt information for deduction information, the supplementary prompt information can be displayed in the same area as the specified payment data deduction information, and can be understood as a credit to the candidate virtual payment provided based on the specified payment data deduction information.
  • a control for viewing or supplementing information by changing the information; the candidate output unit is configured to, in response to an operation on the supplementary prompt information, output a supplementary display interface for providing candidate virtual payment redemption information, wherein the candidate virtual payment redemption The information is determined at least according to the geographic location information of the service resource acquirer.
  • the operation of supplementing the prompt information may be triggered based on the fact that the virtual payment exchange information in the resource addition list interface does not meet the filtering conditions in the specified payment data deduction information, or it may be triggered when the service resource acquirer Triggered when viewing candidate virtual payment redemption information.
  • the supplementary display interface may display a list of specified payment data deduction information, and provide candidate virtual payment exchange information in the specified payment data deduction information list.
  • the candidate virtual payment redemption information may be provided by the same service resource provider as the virtual payment redemption information displayed on the resource adding list interface, or may be provided by other service resource providers.
  • a determination unit 206 configured to determine the target payment data of the virtual payment exchange information according to the actual payment data of the virtual payment exchange information and the specified payment data deduction information that have been selected in the resource addition list interface .
  • the specific content of the determining unit 206 reference may be made to the specific content of the foregoing step S106.
  • the display unit 207 is configured to, in response to the successful result of the target payment data payment, on the virtual payment exchange information clustering interface corresponding to the service resource acquirer, associate and display the virtual payment that the service resource acquirer has obtained Redemption information, and use prompt information that can enter the service resource use interface matching the virtual payment and redemption information.
  • the specific content of the display unit 207 reference may be made to the specific content of the foregoing step S107.
  • the apparatus embodiment may further include: an acquisition unit, configured to acquire the payment operation result according to the payment operation of the target payment data; a prompt output unit is used for the said acquisition unit acquired When the result of the payment operation is successful, the virtual payment exchange information and the usage prompt information are output on the payment success interface.
  • an acquisition unit configured to acquire the payment operation result according to the payment operation of the target payment data
  • a prompt output unit is used for the said acquisition unit acquired
  • the virtual payment exchange information and the usage prompt information are output on the payment success interface.
  • This embodiment of the device may further include any one or more of the following: a use list interface output unit, configured to output a use list interface for the virtual payment redemption information according to a triggering operation on the virtual payment redemption information set; a set list an output unit, configured to output a list of service resource provider sets sorted according to geographic location information based on the virtual payment exchange information to be used determined in the usage list interface; an entry unit, configured to The service resource provider determined in the set list enters the service interface of the service resource provider; the resource acquisition unit is used to acquire service resources on the service interface; the use code output subunit is used to output the service The usage code provided by the resource acquirer when it reaches the service resource provider.
  • a use list interface output unit configured to output a use list interface for the virtual payment redemption information according to a triggering operation on the virtual payment redemption information set
  • a set list an output unit configured to output a list of service resource provider sets sorted according to geographic location information based on the virtual payment exchange information to be used determined in the usage list interface
  • an entry unit
  • the present application also provides a method for obtaining food and beverage coupons. As shown in FIG. 3 , an embodiment of the method for obtaining food and beverage coupons may include:
  • Step S301 Based on at least the geographic location information of the user, output the meal coupon provided to the user.
  • the meal coupon is virtual payment voucher information for deducting the payment data when the payment data of the meal is paid.
  • the meal coupon may include actual payment data of the meal coupon and meal information corresponding to the meal coupon.
  • Step S302 outputting an acquisition interface for the meal coupon according to the triggering operation on the meal coupon.
  • Step S303 Based on the adding request for adding the food and beverage coupons in the acquisition interface, add the food and beverage coupons to the list of pre-acquired resources.
  • Step S304 Based on the viewing request for viewing the pre-acquired resource list, output a resource adding list interface including the pre-acquiring resource list to which the food and beverage coupons are added, and the resource adding list interface can display at least two meals. Food and beverage credits provided by the food provider.
  • Step S305 For the food and beverage coupons added in the resource adding list interface, output designated preferential information corresponding to the food and beverage coupons.
  • the designated preferential information is used to describe that when the meal coupon (eg, the actual payment data therein) satisfies the filtering conditions of the designated preferential data, the designated preferential data can be deducted from the actual payment data.
  • Step S306 Determine the target payment data of the meal coupon according to the actual payment data of the meal coupon and the specified preferential information selected in the resource addition list interface;
  • Step S307 In response to the successful result of the payment of the target payment data, on the dining coupon clustering interface corresponding to the user, display the dining coupons that the user has obtained and the ability to enter the dining coupons related to the user.
  • the usage prompt information of the meal ordering interface matched with the food and beverage coupons.
  • the food and beverage coupons provided in this embodiment can be applied to the application scenarios of online payment and offline distribution.
  • the principle of this embodiment may be that when a user enters the ordering application, according to the user's attribute information, such as geographic location information, the user's geographic location information will be displayed on the interface of the ordering application. Food and beverage coupons, so that users can directly access the food and beverage coupons they need.
  • the user's operation on the meal coupon triggers the pop-up of the details page of the meal coupon (which may also be a page for obtaining the meal coupon).
  • the user can make corresponding purchases or add food and beverage credits to the pre-purchased list.
  • the pre-purchase list can be displayed by operating the control displayed on the ordering application for entering the pre-purchase list.
  • the number of food and beverage coupons can be increased as required, and preferential information corresponding to the food and beverage coupons is displayed. Therefore, when it is necessary to purchase the same food and beverage coupons multiple times, there is no need to repeat the previous purchase operations (including, for example, searching, entering the purchase interface, and the process of payment), thereby simplifying the operation cost and further improving the conversion of coupons. Rate.
  • the user After the payment for the food and beverage coupons is completed, the user has the right to use the food and beverage coupons, which can be used in the pre-purchased food and beverage clustering interface, and can also be used in the prompt interface for successful payment.
  • a prompt for adding candidate food and beverage coupons may also be provided, that is, Added prompt information.
  • the candidate food and beverage coupons can be displayed. Among them, the displayed candidate food and beverage coupons are not limited to the same food and beverage provider.
  • the present application also provides a computer storage medium for storing data generated by a network platform and a program for processing the data generated by the network platform; when the program is read and executed, any of the above methods can be implemented. steps in the example.
  • the present application further provides an electronic device including a processor 401 and a memory 402 .
  • the memory 402 is used for storing a program for processing data generated by the network platform, and when the program is read and executed by the processor 401, the steps in any of the foregoing method embodiments are executed.
  • a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.
  • Memory may include forms of non-persistent storage in computer readable media, random access memory (RAM) and/or non-volatile memory, such as read only memory (ROM) or flash memory (flash RAM).
  • RAM random access memory
  • ROM read only memory
  • flash RAM flash memory
  • Computer-readable media includes both persistent and non-permanent, removable and non-removable media, and storage of information may be implemented by any method or technology.
  • Information may be computer readable instructions, data structures, modules of programs, or other data.
  • Examples of computer storage media include, but are not limited to, phase-change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), other types of random access memory (RAM), read only memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), Flash Memory or other memory technology, Compact Disc Read Only Memory (CD-ROM), Digital Versatile Disc (DVD) or other optical storage, Magnetic tape cassettes, magnetic tape magnetic disk storage or other magnetic storage devices or any other non-transmission medium that can be used to store information that can be accessed by a computing device.
  • computer-readable media does not include non-transitory computer-readable media (transitory media), such as modulated data signals and carrier waves.
  • the embodiments of the present application may be provided as a method, a system or a computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment, or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, etc.) having computer-usable program code embodied therein.
  • computer-usable storage media including, but not limited to, disk storage, CD-ROM, optical storage, etc.

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Abstract

一种虚拟支付信息的处理方法、装置、存储介质和电子设备，所述方法在至少基于服务资源获取方的地理位置信息输出虚拟支付抵换信息后，可根据对虚拟支付抵换信息的触发操作输出对应的获取界面。然后，可基于添加请求将虚拟支付抵换信息添加到预获取资源列表中，基于查看请求输出包括虚拟支付抵换信息的资源添加列表界面，输出针对资源添加列表界面添加的虚拟支付抵换信息的指定支付数据扣减信息，根据已选择的虚拟支付抵换信息的实际支付数据和指定支付数据扣减信息确定目标支付数据，响应于支付成功在聚类界面上关联展示虚拟支付抵换信息和使用提示信息。

Description

虚拟支付信息的处理 技术领域
本申请涉及计算机应用技术领域，具体涉及虚拟支付信息的处理。
背景技术
随着计算机以及互联网技术的发展，电子商务技术也逐步走入大众的日常生活中。将线下商务的机会与互联网相结合，实现数据交互已然成为生活中必不可少的一种活动，例如O2O(线上线下)交互模式、C2C(资源获取方对资源获取方)交互模式、B2B(资源提供方对资源提供方)交互模式、以及B2C(资源提供方对资源获取方)交互模式等等。在基于上述交互模式进行数据交互的过程中，在对数据进行引流时往往存在资源浪费的问题。
发明内容
本申请提供一种虚拟支付信息的处理方法，以尽可能降低数据引流中的资源浪费。
本申请提供一种虚拟支付信息的处理方法，包括：至少基于服务资源获取方的地理位置信息，输出向所述服务资源获取方提供的虚拟支付抵换信息，所述虚拟支付抵换信息为在支付服务资源的原始支付数据时、作为抵扣所述原始支付数据的虚拟支付凭证信息，所述虚拟支付抵换信息包括虚拟支付抵换的实际支付数据和所述虚拟支付抵换的服务资源；根据对所述虚拟支付抵换信息的触发操作，输出所述虚拟支付抵换信息的获取界面；基于所述获取界面中添加所述虚拟支付抵换信息的添加请求，将所述虚拟支付抵换信息添加到预获取资源列表中；基于查看所述预获取资源列表的查看请求，输出包括添加有所述虚拟支付抵换信息的预获取资源列表的资源添加列表界面，所述资源添加列表界面可至少展示两个服务资源提供方提供的虚拟支付抵换信息；针对所述资源添加列表界面中添加的所述虚拟支付抵换信息，输出所述虚拟支付抵换信息对应的指定支付数据扣减信息，所述指定支付数据扣减信息用于描述当所述虚拟支付抵换信息(例如其中的实际支付数据)满足指定支付数据的过滤条件时、能够从所述实际支付数据中扣减所述指定支付数据；根据所述资源添加列表界面中已选择的所述虚拟支付抵换信息中的实际支付数据和所述指定支付数据扣减信息，确定所述虚拟支付抵换信息的目标支付数据；响应于所述目标支付数据支付成功的结果，在所述服务资源获取方对应的虚拟支付抵换信息聚类界面上，关联展示所述服务资源获取方已获得的虚拟支付抵换信息、以及能够进入到与所述虚拟支付抵换信息匹配的服务资源使用界面的使用提示信息。
本申请还提供一种虚拟支付信息的处理装置，包括：第一输出单元，用于至少基于服务资源获取方的地理位置信息，输出向所述服务资源获取方提供的虚拟支付抵换信息， 所述虚拟支付抵换信息为在支付服务资源的原始支付数据时、作为抵扣所述原始支付数据的虚拟支付凭证信息，所述虚拟支付抵换信息包括虚拟支付抵换的实际支付数据和所述虚拟支付抵换的服务资源；第二输出单元，用于根据对所述虚拟支付抵换信息的触发操作，输出针对所述虚拟支付抵换信息的获取界面；添加单元，用于基于所述获取界面中添加所述虚拟支付抵换信息的添加请求，将所述虚拟支付抵换信息添加到预获取资源列表中；第三输出单元，用于基于查看所述预获取资源列表的查看请求，输出包括添加有所述虚拟支付抵换信息的预获取资源列表的资源添加列表界面，所述资源添加列表界面可至少展示两个服务资源提供方提供的虚拟支付抵换信息；第四输出单元，用于针对所述资源添加列表界面中添加的所述虚拟支付抵换信息，输出所述虚拟支付抵换信息对应的指定支付数据扣减信息，所述指定支付数据扣减信息用于描述当所述虚拟支付抵换信息(例如其中的实际支付数据)满足指定支付数据的过滤条件时，能够从所述实际支付数据中扣减所述指定支付数据；确定单元，用于根据所述资源添加列表界面中已选择的所述虚拟支付抵换信息的实际支付数据和所述指定支付数据扣减信息，确定所述虚拟支付抵换信息的目标支付数据；展示单元，用于响应于所述目标支付数据支付成功的结果，在所述服务资源获取方对应的虚拟支付抵换信息聚类界面，关联展示所述服务资源获取方已获得的虚拟支付抵换信息、以及能够进入到与所述虚拟支付抵换信息匹配的服务资源使用界面的使用提示信息。
本申请还提供一种计算机存储介质，用于存储网络平台产生数据以及对应所述网络平台产生数据进行处理的程序。所述程序在被读取执行时，执行如上所述虚拟支付信息的处理方法的步骤。
本申请还提供一种电子设备，包括处理器和存储器，所述存储器用于存储对网络平台产生数据进行处理的程序，所述程序在被所述处理器读取执行时，执行如上所述虚拟支付信息的处理方法的步骤。
与现有技术相比，本申请具有以下优点：
首先，通过能够对虚拟支付抵换信息进行支付，可以避免资源浪费，同时提升数据引流的效果。此外，通过针对虚拟支付抵换信息提供多次添加方式，可以避免在对虚拟支付抵换信息进行支付操作后，需要重新进入虚拟支付抵换信息的获取界面进行再次支付的重复操作，从而可避免因操作繁琐导致的数据引流差的问题。
其次，所述虚拟支付抵换信息可以根据服务资源获取方的地理位置信息进行输出，使得输出的虚拟支付抵换信息更具针对性，也即在特定应用场景下服务资源提供方与服务资源获取方具有较高的匹配度，可进一步提高服务资源获取方的操作的便利性以及服务资源的利用率和转化率。其中，由于根据地理位置，而非平台全量，可以实现区域化的计算。这样，相较于不限制地理位置而言，本实施例中，服务器可以根据地理位置做预筛选，计算量会有显著降低。
接着，在确定虚拟支付抵换信息的目标支付数据时还可以结合指定支付数据扣减信息，进一步加强数据引流效果。也就是说，当虚拟支付抵换信息满足指定支付数据的过滤条件时，则可以从虚拟支付抵换信息的实际支付数据中扣减所述指定支付数据。
然后，当虚拟支付抵换信息的目标支付数据支付成功后，以任何方式进入到虚拟支付抵换信息聚类界面中，均可以展示出所述虚拟支付抵换信息的使用提示信息、以及其他相关信息。根据所展示的使用提示信息，所述服务资源获取方可以直接进入服务资源提供方提供的服务资源使用界面以利用虚拟支付抵换信息抵换需要的服务资源，之后抵换的服务资源会被配送到服务资源获取方指定的位置。
另外，本申请提供的一种虚拟支付信息的处理方法实施例，还能够提供增补提示信息，以便响应于对所述增补提示信息的操作，输出用于提供候选虚拟支付抵换信息的增补展示界面。基于增补展示界面中候选虚拟支付抵换信息的选择，若虚拟支付抵换信息和所选择的候选虚拟支付抵换信息合并后能够满足指定支付数据扣减信息中的过滤条件，则能够在实际支付数据中去除指定支付数据，从而可进一步提升数据引流的效果。
附图说明
图1是本申请提供的一种虚拟支付信息的处理方法实施例的流程图；
图2是本申请提供的一种虚拟支付信息的处理装置实施例的结构示意图；
图3是本申请提供的一种餐饮抵用券的获取方法实施例的流程图；
图4是本申请提供的一种电子设备实施例的结构示意图。
具体实施方式
在下面的描述中阐述了很多具体细节以便于充分理解本申请。但是本申请能够以很多不同于在此描述的其它方式来实施，本领域技术人员可以在不违背本申请内涵的情况下做类似推广，因此本申请不受下面公开的具体实施的限制。
本申请中使用的术语是仅仅出于对特定实施例描述的目的，而非旨在限制本申请。在本申请中和所附权利要求书中所使用的描述方式例如：“一种”、“第一”、和“第二”等，并非对数量上的限定或先后顺序上的限定，而是用来将同一类型的信息彼此区分。
结合上述背景技术中的描述可知，本申请提供的一种虚拟支付信息的处理方法的技术方案构思，是基于电子商务应用场景下进行数据引流时存在资源浪费而产生。具体而言，基于互联网以及计算机技术平台提供电子商务应用的场景下，在进行数据交互过程中，服务资源提供方会提供服务资源供服务资源获取方获取使用，为达到数据引流，服务资源提供方会提供特定服务资源。例如：对于餐饮行业，可以提供优惠券的方式进行数据引流。但是这种优惠券通常是无偿提供，故此，会产生大量的数据垃圾以及浪费大 量资源，例如存储资源，数据处理资源等等。
为了减少数据垃圾以及资源浪费，可以通过支付抵换凭证来获取服务资源。所述支付抵换凭证可以以小于服务资源原值的支付数据获取，也可以理解为是一种优惠方式。但该优惠方式并非无偿获得，进而不但能够实现数据引流的目的还能避免资源浪费和数据垃圾的产生。然而，该方式仅能够基于固定的虚拟支付抵换信息进行支付。如果想要针对同一个或同一类虚拟支付抵换信息获取多个支付抵换凭证时，需要不断的重新进入虚拟支付抵换信息的获取界面进行相关操作方能获取。显然，这种方式较为繁琐，仍然存在数据引流失败或数据引流质量问题，当然，也同样存在数据垃圾问题。另外，在餐饮应用平台，这种采用虚拟支付抵换信息进行服务资源的获取并不能融合其他优惠信息，进而使得数据引流过程中存在一定局限性。
考虑上述种种，本申请提出一种虚拟支付信息的处理方法，其主要涉及基于服务资源应用平台实现数据交互处理的过程，实现数据引流，并避免数据引流过程中产生数据浪费和数据垃圾等。下面将对本申请提供的一种虚拟支付信息的处理方法进行详细描述。
请参考图1所示，图1是本申请提供的一种虚拟支付信息的处理方法实施例的流程图，该实施例包括：
步骤S101：至少基于服务资源获取方的地理位置，输出向所述服务资源获取方提供的虚拟支付抵换信息。其中，所述虚拟支付抵换信息为在支付服务资源的原始支付数据时，作为抵扣所述原始支付数据的虚拟支付凭证信息，且包括虚拟支付抵换的所述服务资源和对应的实际支付数据。所述实际支付数据小于所述原始支付数据。
在对所述步骤S101的具体实现过程进行描述前，首先对步骤S101中涉及的技术名词进行解释说明。
所述服务资源获取方可以理解为对服务资源具有需求的一方。相应的，服务资源提供方则可以理解为提供服务资源的一方。结合本实施例的具体应用场景、例如餐饮服务应用场景而言，所述服务资源获取方则可以理解为是顾客或用户，服务资源提供方则可以理解为是商家，所述服务资源可以是餐品食物。对于其他生活需求的应用场景而言，服务资源还可以是生活中涉及的各个方面的服务需求，例如出行服务、娱乐服务、景点门票服务等等。
所述虚拟支付抵换信息在本实施例中可以理解为是一种通过线上支付购买的，用于获取服务资源的凭证。所述虚拟支付抵换信息可以替代用户(服务资源获取方)的货币进行支付，可理解为是饭票或者抵用券或者团购券等。因为虚拟支付抵换信息属于一种优惠数据。所述虚拟支付抵换信息可以包括：线上支付购买线上使用类型，例如抵用券或饭票；线上支付购买线下使用类型，例如团购券。上述对虚拟支付抵换信息的介绍仅为特定应用场景下的描述，实际上具体如何分类并不做限制。
通常情况下，获取虚拟支付抵换信息所需要支付的支付数据相比虚拟支付抵换信息中描述服务资源的原始支付数据小。例如：虚拟支付抵换信息是用户通过线上支付数字货币50元获得，针对虚拟支付抵换信息中的可用服务资源A的原始支付数据为60元，那么，服务资源A通过虚拟支付抵换信息进行支付相比用户通过货币支付减少10元。
所述虚拟支付抵换信息中可以包括服务资源的原始支付数据、服务资源的使用信息等。虚拟支付抵换信息也可以看作是一种服务资源，但该服务资源是用于抵换能够在线下获取具有实际意义物品或服务的资源。
所述地理位置信息可理解为服务资源获取方的实时地理位置，例如LBS位置。基于位置的服务(Location Based Services，LBS)也可称之为定位服务，是指通过GPS卫星或者蜂窝网络获取各种终端的地理坐标(经度和纬度)，在电子地图平台的支持下，为用户提供基于位置导航、查询的一种信息业务。LBS***通过移动和固定网络发送基于位置的信息与服务，使得这种服务可应用到任何人、任何位置、任何时间和任何设备。
以上是对步骤S101中涉及的技术名词进行的解释。步骤S101的目的在于输出所述虚拟支付抵换信息，进而能够供用户参考并做出是否获取该虚拟支付抵换信息的决策。然而，对于服务资源应用管理平台而言，不论是服务资源获取方还是服务资源提供方，二者的相对数据均是庞大的，例如一位服务资源获取方可以面对整个服务资源应用管理平台提供的所有服务资源提供方，同理，一位服务资源提供方也可以面对整个服务资源应用管理平台提供的所有服务资源获取方。在这种情况下，需要根据服务资源获取方的属性相关信息对服务资源提供方的属性信息进行降维，以采用较为敏感和精准的维度数据过滤掉获取虚拟支付抵换信息概率较小的服务资源提供方的信息，从而提高服务资源提供方提供的虚拟支付抵换信息的转化率，以避免资源浪费。
在本实施例中，主要采用的维度数据是地理位置信息，具体地所述服务资源获取方的位置信息可以通过LBS***获取。提供所述虚拟支付抵换信息的服务资源提供方的地理位置信息也可以通过LBS***获取，当二者的地理位置的距离满足匹配度要求，则可以向所述服务资源获取方输出所述服务资源提供方提供的虚拟支付抵换信息。匹配度要求可以是预先设置的距离阈值，当大于距离阈值，则说明不匹配，当小于或等于距离阈值时，则匹配。
可以理解的是，除了上述地理位置信息以外，所述属性信息还可以包括服务资源获取方的预获取的服务资源信息、服务资源获取方的历史获取记录信息、和服务资源获取方的浏览记录信息中的至少一种。那么，步骤S101的具体实现过程则可以包括：
步骤S101-a：根据所述服务资源获取方的预获取服务资源信息，输出与所述预获取服务资源信息匹配的虚拟支付抵换信息。其中，所述预获取服务资源信息可以理解为是服务资源获取方已经加入到预获取资源列表中的服务资源的信息。所述预获取资源列表可以理解为购物车，即将服务资源获取方的预获取服务资源进行集中存放的列表。可以 通过服务资源获取方的购物车内预获取的服务资源信息中的关键字，在服务资源提供方提供的虚拟支付抵换信息中进行查找，之后即可向服务资源获取方输出所查找到的具有匹配的关键字的所述虚拟支付抵换信息。
步骤S101-b：根据所述服务资源获取方的历史获取记录信息，输出与所述历史获取记录信息匹配的虚拟支付抵换信息。其中，历史获取记录信息可以理解为是服务资源获取方历史购买的服务资源的信息，可以按照历史获取记录信息中的服务资源类型、获取时间、获取数量等中的任意一种的特征与所述虚拟支付抵换信息的特征进行比较，从而确定与所述历史获取记录信息匹配的所述虚拟支付抵换信息。其中，可以根据余弦相似度进行比较，确定二者是否匹配。
步骤S101-c：根据所述服务资源获取方的浏览记录信息，输出与所述浏览记录信息匹配的虚拟支付抵换信息。所述浏览记录信息可以理解为服务资源获取方对服务资源应用管理平台输出的服务资源进行查看的浏览行为的信息。浏览行为可以是当前浏览行为也可以是历史浏览行为。通过浏览记录信息确定服务资源提供方，再基于确定的服务资源提供方确定其是否提供虚拟支付抵换信息，从而能够筛选出与所述浏览记录信息匹配的虚拟支付抵换信息并输出。
上述四种方式(包括地理位置信息)仅为一种举例说明，实际上服务资源获取方的属性信息并非限制于上述四种内容，还可以包括对年龄、职业、平均获取服务资源的数量等等信息进行分析，从而能够对服务资源提供方进行降维，以便能够向所述服务资源获取方提供更为精准的虚拟支付抵换信息，避免资源浪费以及提高资源转化率。
上述内容是对步骤S101中如何输出与服务资源获取方匹配的虚拟支付抵换信息的描述。所述虚拟支付抵换信息可以在服务资源应用管理平台上进行输出，具体输出的方式可以包括：基于所述服务资源获取方的属性信息，在用于集中显示所述虚拟支付抵换信息的特定界面上输出向所述服务资源获取方提供的虚拟支付抵换信息。其中，所述特定界面可以理解为所述服务资源应用管理平台提供的将所述虚拟支付抵换信息进行集中显示的虚拟支付抵换信息资源池或者虚拟支付抵换信息资源会场。会场界面可以通过服务资源获取方点击针对服务资源应用管理平台显示的图标控件进入，当然也可以通过点击弹出的会场浮窗进入。
所述虚拟支付抵换信息还可以直接在所述服务资源应用管理平台的首页进行输出。也就是，虚拟支付抵换信息的输出形式没有限制，当用户进入到服务资源应用管理平台可以获取相应的虚拟支付抵换信息即可。
步骤S102：根据对所述虚拟支付抵换信息的触发操作，输出针对所述虚拟支付抵换信息的获取界面。
所述步骤S102的目的在于获取所述虚拟支付抵换信息，并可通过获取界面来实现。因此，需要输出包括有虚拟支付抵换信息的获取界面并使能相应获取操作，以便获取虚 拟支付抵换信息。
在本实施例中，可以基于对经由步骤S101输出在服务资源应用管理平台上的虚拟支付抵换信息的触发操作，例如检测到所述虚拟支付抵换信息被点击，跳转到针对所述虚拟支付抵换信息的获取界面上。例如，结合具体应用场景而言，可跳转到针对所述虚拟支付抵换信息的购买界面上。在获取界面上会展示所述虚拟支付抵换信息的相关内容信息，以及获取虚拟支付抵换信息的操作提示信息。所述相关内容信息可以包括添加所述虚拟支付抵换信息的添加提示信息、查看预获取资源列表的查看提示信息、以及至少如下一种信息：所述虚拟支付抵换信息的使用范围信息，提供所述虚拟支付抵换信息的服务资源提供方信息，能够进入所述虚拟支付抵换信息的服务资源提供方的服务界面的跳转提示信息；能够进入所述虚拟支付抵换信息的支付界面的跳转提示信息。
其中，所述虚拟支付抵换信息的使用范围信息可以包括能够使用所述虚拟支付抵换信息的时间范围信息和能够使用所述虚拟支付抵换信息的服务资源提供方信息等中的至少一种。在本实施例中，结合具体应用场景(餐饮服务)而言，能够使用所述虚拟支付抵换信息的服务资源提供方的信息具体可以是，能够将使用所述虚拟支付抵换信息获取的服务资源，配送到所述服务资源获取方的所述服务资源提供方的信息。配送的方式可以是服务资源提供方配送，也可以是第三方进行配送。
其中，所述提供所述虚拟支付抵换信息的服务资源提供方信息可以包括多个服务资源提供方的信息，还可以包括对多个服务资源提供方的信息的统计数据。
能够进入所述虚拟支付抵换信息的服务资源提供方的服务界面的跳转提示信息被触发操作，则会进入提供所述虚拟支付抵换信息的服务资源提供方的服务界面。所述服务资源提供方的服务界面能够展示虚拟支付抵换信息对应的服务资源信息，当然还可以包括除虚拟支付抵换信息对应的服务资源信息之外的其他服务资源信息。
能够进入所述虚拟支付抵换信息的支付界面的跳转提示信息被触发操作，则会进入针对虚拟支付抵换信息进行支付操作的支付界面。可在所述支付界面上对所述虚拟支付抵换信息进行支付操作。
当输出所述虚拟支付抵换信息的获取界面后，可以在所述获取界面上触发对所述虚拟支付抵换信息的添加，具体可如步骤S103：基于所述获取界面中添加所述虚拟支付抵换信息的添加请求，将所述虚拟支付抵换信息添加到预获取资源列表中。
基于对经由上述步骤S102输出的所述获取界面中的添加提示信息的操作，获取针对所述虚拟支付抵换信息的添加请求，并根据所述添加请求，将所述虚拟支付抵换信息添加到所述预获取资源列表中。其中，所述预获取资源列表可以理解为记录所述服务资源获取方待获取或待购买的虚拟支付抵换信息的列表。所述预获取资源列表中不仅可以记录虚拟支付抵换信息，还可以记录服务资源的信息，并且虚拟支付抵换信息和服务资源信息可以采用不同的区域进行记录。
在本实施例中，为能够获知响应于所述添加请求的操作结果，还可以包括：针对将所述虚拟支付抵换信息添加到所述预获取资源列表中的添加结果，输出添加成功提示信息或者添加异常提示信息。本实施例中，添加成功提示信息和添加异常提示信息均可以通过消息提示框(Toast)输出，消息提示框可以是基于所述获取界面的浮窗展示形式。
对于所述添加异常提示信息，可以输出具体描述异常情况的消息提示框。例如：用于描述所述虚拟支付抵换信息获取数量到达获取次数上限的提示信息、用于描述所述预获取资源列表中资源数量到达添加资源上限的提示信息、以及用于描述所述虚拟支付抵换信息为空的提示信息中的任何一种信息。所述虚拟支付抵换信息为空的提示信息可以理解为所述虚拟支付抵换信息已被获取完，从而使得当前服务资源应用管理平台已无有效的所述虚拟支付抵换信息。
步骤S104：基于查看所述预获取资源列表的查看请求，输出包括添加有所述虚拟抵换信息的预获取资源列表的资源添加列表界面，所述资源添加列表界面可至少展示两个服务资源提供方提供的虚拟支付抵换信息。
所述步骤S104的目的在于输出所述资源添加列表界面，以便查看所述预获取资源列表中的信息。查看所述预获取资源列表可以是基于针对所述获取界面中的查看提示信息的触发操作，也可以是基于针对其他界面上设置的查看提示信息的触发操作来实现的。本实施例中可以是基于对经由所述步骤S102输出的所述获取界面中展示的查看提示信息的触发操作，输出所述资源添加列表界面。在所述资源添加列表界面中，可以根据服务资源获取方对所述虚拟支付抵换信息的数量需求进行数量添加。此外，当到达所述虚拟支付抵换信息添加的数量上限时，添加控件为不可用状态。基于不可用状态可以输出相应不可用状态的描述信息，例如“添加已达上限”。
所述资源添加列表界面可以展示所述预获取资源列表中记录的信息，可以仅包括虚拟支付抵换信息，也可以包括虚拟支付抵换信息和服务资源信息等。
为了便于基于所述资源添加列表界面对已添加的虚拟支付抵换信息进行数量上的修改，还可以包括：在所述资源添加列表界面，输出数量修改提示信息；响应于对所述数量修改提示信息的操作，修改所述虚拟支付抵换信息的选择数量。
经由所述步骤S104输出的资源添加列表界面上可展示的信息，并不限于上述内容。
步骤S105：针对所述资源添加列表界面中添加的所述虚拟支付抵换信息，输出所述虚拟支付抵换信息对应的指定支付数据扣减信息。其中，所述指定支付数据扣减信息用于描述当所述虚拟支付抵换信息(例如其中的实际支付数据)满足指定支付数据的过滤条件时，能够从所述实际支付数据中扣减所述指定支付数据。
所述步骤S105的目的在于，针对所述预获取资源列表中的所述虚拟支付抵换信息，输出指定支付数据扣减信息。结合上述餐饮应用场景，所述服务资源应用管理平台能够 针对服务资源提供方提供的指定支付数据扣减信息进行展示。所述指定支付数据扣减信息可以理解为优惠信息。基于前述可知，虚拟支付抵换信息中包括的信息内容可以是服务资源信息、服务资源提供方信息、虚拟支付抵换的实际支付数据中的至少一种(当然不限于上述列举内容)。当上述虚拟支付抵换信息中至少一种信息满足指定支付数据扣减信息中的过滤条件时(例如：已选择的虚拟支付抵换信息的服务资源适用于该优惠信息和/或服务资源提供方适用于该优惠信息和/或实际支付数据适用于该优惠信息)，则可以从实际支付数据中减去相应的指定支付数据。所述指定支付数据扣减信息中的过滤条件可以包括：已选择的虚拟支付抵换信息的服务资源提供方适用于该优惠信息、服务资源适用于该优惠信息、实际支付数据适用于该优惠信息等中的至少一种。
为达到更好的过滤效果或者提高虚拟支付抵换信息的转化率，所述过滤条件还可以与地理位置相关联。例如，某一优惠信息适用于某个地理范围(城市、指定区域等)内可使用的虚拟支付抵换信息。具体地，在所述资源添加列表界面中，可以根据虚拟支付抵换信息(例如抵换券)的可使用地理区域，确定所述虚拟支付抵换信息对应的过滤条件，例如抵换券A1和A2可在城市a使用，城市a对应的成为过滤条件a’，抵换券B1和B2可在城市b使用，城市b对应的成为过滤条件b’，则计算抵换券A1+A2的目标支付数据适用过滤条件a’，计算抵换券B1+B2的目标支付数据适用过滤条件b’。再进一步，在确定候选虚拟支付抵换信息(例如抵换券)时，假设抵换券A1+A2尚不满足过滤条件a’，此时可以响应于用户对增补提示信息的操作，向用户推荐同样可在城市a使用的抵换券A3、A4、A5等等。可以理解的是，此处是通过将地理位置信息与过滤条件相关联，也可以是其他维度的信息与过滤条件相关联，例如设置预设区域或者预设可选区域范围等，具体使用的维度信息也可根据服务资源获取方的历史行为进行分析确定。
在特定应用场景下，可以为提高匹配度而对需要处理的数据进行降维处理，包括基于服务资源、服务资源提供方、服务资源获取方、虚拟支付抵换信息、优惠信息等数据来精准确定出虚拟支付抵换信息可使用的优惠信息，从而确定目标支付数据。这样，可以有效提高虚拟支付抵换信息的转化率，也同时减少资源浪费。
所述步骤S105的具体实现过程可以包括：步骤S105-11，确定所述虚拟支付抵换信息中描述服务资源的关键字与指定支付数据扣减信息中描述服务资源的关键字是否匹配；步骤S105-12，若匹配，则输出所述指定支付数据扣减信息；反之，则说明针对所述虚拟支付抵换信息不存在指定支付数据扣减信息，或者，返回到步骤S105-11重新进行匹配。
所述指定支付数据扣减信息具体可以在所述虚拟支付抵换信息的展示区域进行展示。所述指定支付数据扣减信息可以以标签的形式进行展示，也可以以描述范围要求的形式进行展示。可以是静态的表示形式也可以是动态的表示形式。例如采用文字描述信息的静态表示，或采用文字描述中关键字的动态表示。从而强化对所述指定支付数据扣减信息的获取提醒。
为更进一步的突出指定支付数据扣减信息的意思表示，加强数据引流效果，还可以在所述文字描述信息上设置浮动解释信息。例如，所述浮动解释信息可以描述所述虚拟支付抵换信息是否符合指定支付数据扣减信息的过滤条件要求，或者所述虚拟支付抵换信息距离所述指定支付数据扣减信息的差距信息等，从而便于服务资源获取方实时参考。
为数据引流达到较高转化率，本实施例中，还可以包括：
步骤Sa1：在所述资源添加列表界面展示，针对所述指定支付数据扣减信息的增补提示信息。所述增补提示信息可以与所述指定支付数据扣减信息展示在同一区域范围内，并可以理解为对基于所述指定支付数据扣减信息所提供的候选虚拟支付抵换信息进行查看或补充的控件。
步骤Sa2：响应于对所述增补提示信息的操作，输出用于提供候选虚拟支付抵换信息的增补展示界面，其中，所述候选虚拟支付抵换信息为至少根据服务资源获取方的地理位置信息确定。具体地，对所述增补提示信息的操作可以是基于所述资源添加列表界面中的虚拟支付抵换信息不满足指定支付数据扣减信息中的过滤条件时触发，也可以是在服务资源获取方查看候选虚拟支付抵换信息时触发。所述增补展示界面可以展示指定支付数据扣减信息列表，并在所述指定支付数据扣减信息列表中提供候选虚拟支付抵换信息。所述候选虚拟支付抵换信息可以是由与所述资源添加列表界面展示的虚拟支付抵换信息相同的服务资源提供方提供，也可以是由其他服务资源提供方提供。
步骤S106：根据所述资源添加列表界面中已选择的所述虚拟支付抵换信息的实际支付数据和所述指定支付数据扣减信息，确定所述虚拟支付抵换信息的目标支付数据。
所述步骤S106的目的在于确定虚拟支付抵换信息的最终支付数据，也即目标支付数据。具体实现过程可以包括：
步骤S106-11：确定所述预获取资源列表中已选择的所述虚拟支付抵换信息是否满足所述指定支付数据扣减信息中的过滤条件；
步骤S106-12：若步骤S106-11的确定结果为否，则响应于对所述资源添加列表界面展示的增补提示信息的操作，输出用于提供候选虚拟支付抵换信息的增补展示界面，所述候选虚拟支付抵换信息为至少根据服务资源获取方的地理位置信息确定；
步骤S106-13：响应于对所述增补展示界面的选择操作，将选择的所述候选虚拟支付抵换信息输出到所述资源添加列表界面；
步骤S106-14：根据所述资源添加列表界面中已被选取的所述虚拟支付抵换信息的实际支付数据、所述指定支付数据扣减信息以及所述候选虚拟支付抵换信息的实际支付数据，确定所述目标支付数据。
所述步骤S106-11中可以有两种实现方式：当所述预获取资源列表中仅包括虚拟支付抵换信息时，则将基于所述虚拟支付抵换信息中的实际支付数据，来确定是否满足所 述指定支付数据扣减信息中的过滤条件；当所述预获取资源列表中包括虚拟支付抵换信息和候选虚拟支付抵换信息时，则将基于所述虚拟支付抵换信息中的实际支付数据和所述候选虚拟支付抵换信息中的实际支付数据之和，来确定是否满足所述指定支付数据扣减信息中的过滤条件。即：通过基于所选择的候选虚拟支付抵换信息的实际支付数据和已添加到所述预获取资源列表中的虚拟支付抵换信息的实际支付数据的总和数值，确定是否满足所述指定支付数据扣减信息中的过滤条件。
当没有选择所述指定支付数据扣减信息列表中提供的候选虚拟支付抵换信息时，仅需要根据已添加到所述预获取资源列表中的虚拟支付抵换信息的应支付数值确定是否满足所述指定支付数据扣减信息中的过滤条件。也就是说，基于所述指定支付数据扣减信息列表，可以选择候选虚拟支付抵换信息，也可以不选择。如果选择，则选择的所述候选虚拟支付抵换信息会被添加到所述预获取资源列表中。在本实施例中，所述预获取资源列表中包括的虚拟支付抵换信息可以是不同类型的虚拟支付凭证信息，也可以是不同服务资源提供方提供的虚拟支付凭证信息。所述预获取资源列表可以是包括至少两个服务资源提供方提供的至少两个虚拟支付抵换信息；该至少两个服务资源提供方提供的至少两个虚拟支付抵换信息可以适用于同一指定支付数据扣减信息，以合并确定目标支付数据。
如果步骤S106-11中的结果为满足，则可以根据指定支付数据扣减信息确定能够扣减的指定支付数据。通过所述实际支付数据的累加值减去所述指定支付数据，即可获得所述目标支付数据。
为提高支付操作的效率，本实施例中还可以将所述预获取资源列表中虚拟支付抵换信息和其他服务资源信息等合并支付。具体地，当所述预获取资源列表中还包括虚拟支付联合信息和服务资源信息中的至少一种信息时，根据所述虚拟支付联合信息和服务资源信息中的至少一种信息，与所述虚拟支付抵换信息的目标支付数据，确定目标合并支付数据。其中，所述虚拟支付联合信息为用于描述指定数量的服务资源抵扣的虚拟支付凭证信息，关于所述虚拟支付凭证信息在步骤S101中有描述，此处不再赘述。
结合在本实施例的具体应用场景，虚拟支付联合信息通常为线上支付，线下使用，即到店服务应用场景。虚拟支付抵换信息为线上支付，线上使用，即外卖配送服务应用场景。因此，本实施例中能够将不同使用方式下的虚拟支付数据进行融合，从而通过简化支付，提高支付效率实现更好的数据引流。
步骤S107：响应于所述目标支付数据支付成功的结果，在所述服务资源获取方对应的虚拟支付抵换信息聚类界面上，关联展示所述服务资源获取方已获得的虚拟支付抵换信息、及能够进入到与所述虚拟支付抵换信息匹配的服务资源使用界面的使用提示信息。
所述步骤S107中的聚类界面可以理解为支付成功后，提供已支付完成的虚拟支付抵换信息集合的展示界面。所述服务资源获取方可以通过在聚类界面提供的使用提示信 息，进入到虚拟支付抵换信息匹配的服务资源使用界面，所述服务资源使用界面中展示有对应于所述虚拟支付抵换信息的服务资源。这样，所述服务资源获取方可以通过使用支付成功的虚拟支付抵换信息获得服务资源，获得服务资源后通过配送方配送到服务资源获取方。
为进一步简化操作成本，本实施例中还可以包括：根据所述目标支付数据的支付操作，获取支付操作结果；当所述支付操作结果为成功时，在支付成功界面输出所述虚拟支付抵换信息以及所述使用提示信息。通过对所述使用提示信息的操作，可以直接进入到所述服务资源提供方提供的服务资源使用界面下进行相应服务资源的获取，服务资源的获取可以通过已支付的虚拟支付抵换信息完成。
需要说明的是，本实施例中，不论是在服务资源管理应用平台的首页，或者在子页面，或者在所述资源添加列表界面，或者在支付成功页面，或者在聚类界面等任何展示场景下，输出的虚拟支付抵换信息所包括的具体内容信息(包括关联信息)可以根据实际应用场景的需求或者页面结构的需求确定，例如可展示虚拟支付抵换信息的全部相关信息或部分信息。换言之，具体展示的虚拟支付抵换信息的内容可以根据具体需求确定。
基于上述内容，本实施例还可包括：根据对虚拟支付抵换信息集合的触发操作，输出所述虚拟支付抵换信息的使用列表界面。即，所述虚拟支付抵换信息集合中可以包括一张虚拟支付抵换信息或者多个虚拟支付抵换信息，所述多个虚拟支付抵换信息可以是相同类型或不同类型。
基于在所述使用列表界面确定的待使用虚拟支付抵换信息，输出按照地理位置信息进行排序的服务资源提供方集合列表；根据在所述服务资源提供方集合列表中确定的服务资源提供方，进入所述服务资源提供方的服务界面；在所述服务界面进行所述服务资源的获取。所述获取可以理解为通过虚拟支付抵换信息进行服务资源的订购。因为服务资源是通过虚拟支付抵换信息已经购买，所以，此时获取服务资源仅为生成订单等相关信息，无需再次支付。
本实施例还可包括：输出所述服务资源获取方到达所述服务资源提供方时提供的使用码。其中，服务资源提供方集合列表可以是按照服务资源获取方的地理位置与服务资源提供方的地理位置之间的距离进行排序。
以上是对本申请提供的一种虚拟支付信息的处理方法实施例的具体描述。与前述提供的一种虚拟支付信息的处理方法实施例相对应，本申请还公开一种虚拟支付信息的处理装置实施例，请参看图2。由于装置实施例基本相似于方法实施例，相关之处参见方法实施例的部分说明即可。下述描述的装置实施例仅仅是示意性的。
如图2所示，本申请提供的虚拟支付信息的处理装置实施例包括第一输出单元201、第二输出单元202、添加单元203、第三输出单元204、第四输出单元205、确定单元206、展示单元207。
第一输出单元201，用于基于服务资源获取方的地理位置信息，输出向所述服务资源获取方提供的虚拟支付抵换信息。其中，所述虚拟支付抵换信息为在支付服务资源的原始支付数据时，作为抵扣所述原始支付数据的虚拟支付凭证信息，且所述虚拟支付抵换信息包括虚拟支付抵换的实际支付数据和所述虚拟支付抵换的服务资源。
关于第一输出单元201中的技术名词可参考上述步骤S101中的解释，此处不再赘述。所述第一输出单元201可包括第一输出子单元、第二输出子单元和第三输出子单元。
其中，所述第一输出子单元，用于根据所述服务资源获取方的预获取服务资源信息，输出为与所述预获取服务资源信息匹配的虚拟支付抵换信息。其中，所述预获取的服务资源信息可以理解为是服务资源获取方已经加入到预获取资源列表中的服务资源的信息。关于第一输出子单元的具体内容也可以参考步骤S101-a。
所述第二输出子单元，用于根据所述服务资源获取方的历史获取记录信息，输出与所述历史获取记录信息匹配的虚拟支付抵换信息。关于所述第二输出子单元的具体内容可以参考步骤S101-b。
所述第三输出子单元，用于根据所述服务资源获取方的浏览记录信息，输出与所述浏览记录信息匹配的虚拟支付抵换信息。关于所述第四输出子单元的具体内容可以参考步骤S101-c。
第二输出单元202，用于根据对所述虚拟支付抵换信息的触发操作，输出针对所述虚拟支付抵换信息的获取界面。所述第二输出单元202的目的在于获取所述虚拟支付抵换信息，并可通过获取界面来实现。因此，需要输出包括有虚拟支付抵换信息的获取界面并使能相应获取操作，以便获取虚拟支付抵换信息。
在本实施例中，可以基于对经由所述第一输出单元201输出在服务资源应用管理平台上的虚拟支付抵换信息的触发操作，跳转到针对所述虚拟支付抵换信息的获取界面上。结合具体应用场景而言，可为跳转到针对所述虚拟支付抵换信息的购买界面上。在获取界面上会展示所述虚拟支付抵换信息的相关内容信息，以及获取虚拟支付抵换信息的操作提示信息。所述相关内容信息可以包括添加所述虚拟支付抵换信息的添加提示信息、查看预获取资源列表的查看提示信息、以及至少如下一种信息：所述虚拟支付抵换信息的使用范围信息，其中，所述使用范围信息可以包括能够使用所述虚拟支付抵换信息的时间范围信息和能够使用所述虚拟支付抵换信息的服务资源提供方的信息等中的至少一种；提供所述虚拟支付抵换信息的服务资源提供方信息，其中，所述服务资源提供方信息可以包括多个服务资源提供方的信息，还可以包括对多个服务资源提供方的信息的统计数据；能够进入所述虚拟支付抵换信息的服务资源提供方的服务界面的跳转提示信息；能够进入所述虚拟支付抵换信息的支付界面的跳转提示信息。
上述关于第二输出单元202的具体内容可以参考步骤S102的具体描述。
添加单元203，用于基于所述获取界面中添加所述虚拟支付抵换信息的添加请求，将所述虚拟支付抵换信息添加到预获取资源列表中。所述添加单元203基于对经由所述第二输出单元202输出的所述获取界面中的添加提示信息的操作，获取针对所述虚拟支付抵换信息的添加请求，并根据所述添加请求，将所述虚拟支付抵换信息添加到所述预获取资源列表中。
本实施例中，为能够获知响应于所述添加请求的操作结果，添加单元203还可以包括提示输出单元，用于：针对将所述虚拟支付抵换信息添加到所述预获取资源列表中的添加结果，输出添加成功提示信息或者添加异常提示信息。在本实施例中，对于所述添加异常提示信息，可以输出具体描述异常情况的消息提示框。例如：用于描述所述虚拟支付抵换信息获取数量到达获取次数上限的提示信息、用于描述所述预获取资源列表中资源数量到达添加资源上限的提示信息、以及用于描述所述虚拟支付抵换信息为空的提示信息中的任何一种信息。所述虚拟支付抵换信息为空的提示信息可以理解为所述虚拟支付抵换信息已被获取完，从而使得当前服务资源应用管理平台已无有效的所述虚拟支付抵换信息。关于所述提示输出单元的具体内容可参考上述关于步骤S103的描述。
第三输出单元204，用于基于查看所述预获取资源列表的查看请求，输出包括添加有所述虚拟支付抵换信息的预获取资源列表的资源添加列表界面，所述资源添加列表界面可至少展示两个服务资源提供方提供的虚拟支付抵换信息。所述第三输出单元204的目的在于输出所述资源添加列表界面，以便查看所述预获取资源列表中的信息。查看所述预获取资源列表可以是基于针对所述获取界面中的查看提示信息的触发操作，也可以是基于针对其他界面上设置的查看提示信息的触发操作来实现的。本实施例中可以是基于对经由所述第二输出单元S202输出的所述获取界面中展示的查看提示信息的触发操作，输出所述资源添加列表界面。在所述资源添加列表界面中，可以根据服务资源获取方对所述虚拟支付抵换信息的数量需求进行数量添加。此外，当到达所述虚拟支付抵换信息添加的数量上限时，添加控件为不可用状态。基于不可用状态可以输出相应不可用状态的描述信息，例如“添加已达上限”。
所述资源添加列表界面可以展示所述预获取资源列表中记录的信息，可以仅包括虚拟支付抵换信息，也可以包括虚拟支付抵换信息和服务资源信息等。经由所述第三输出单元204输出的资源添加列表界面上可展示的信息，并不限于上述内容。
为了便于基于所述资源添加列表界面对已添加的虚拟支付抵换信息进行数量上的修改，所述第三输出单元204还可以包括：修改提示信息单元，用于在所述资源添加列表界面，输出数量修改提示信息；修改单元，用于响应于对经由所述修改提示信息单元输出的修改提示信息的操作，修改所述虚拟支付抵换信息的选择数量。
第四输出单元205，用于针对所述资源添加列表界面中添加的所述虚拟支付抵换信息，输出所述虚拟支付抵换信息对应的指定支付数据扣减信息。其中，所述指定支付数 据扣减信息用于描述当所述虚拟支付抵换信息(例如其中的实际支付数据)满足指定支付数据的过滤条件时，能够从所述实际支付数据中扣减所述指定支付数据。所述指定支付数据扣减信息中的过滤条件可与地理位置相关联。
所述第四输出单元205的目的在于，针对所述预获取资源列表中的所述虚拟支付抵换信息，输出指定支付数据扣减信息。结合上述餐饮应用场景，所述服务资源应用管理平台能够针对服务资源提供方提供的指定支付数据扣减信息进行展示。所述指定支付数据扣减信息可以理解为优惠信息。例如，当所述虚拟支付抵换信息中的实际支付数据满足指定支付数据扣减信息中的过滤条件时，则可以从实际支付数据中减去相应的指定支付数据。
所述第四输出单元205可以包括：确定子单元，用于确定所述虚拟支付抵换信息中描述服务资源的关键字与指定支付数据扣减信息中描述服务资源的关键字是否匹配；输出子单元，用于当所述确定子单元的确定结果为匹配，输出所述指定支付数据扣减信息。反之，则说明针对所述虚拟支付抵换信息不存在指定支付数据扣减信息，或者，返回到所述确定子单元重新进行匹配。关于输出子单元的具体内容可以参考上述步骤S105-12的描述。
为使数据引流达到较高转化率，本实施例中，所述第四输出单元205还可以包括：增补提示信息展示单元，用于在所述资源添加列表界面展示，针对所述指定支付数据扣减信息的增补提示信息，所述增补提示信息可以与所述指定支付数据扣减信息展示在同一区域范围内，并可以理解为对基于所述指定支付数据扣减信息所提供的候选虚拟支付抵换信息进行查看或补充的控件；候选输出单元，用于响应于对所述增补提示信息的操作，输出用于提供候选虚拟支付抵换信息的增补展示界面，其中，所述候选虚拟支付抵换信息为至少根据服务资源获取方的地理位置信息确定。具体地，对所述增补提示信息的操作可以是基于所述资源添加列表界面中的虚拟支付抵换信息不满足指定支付数据扣减信息中的过滤条件时触发，也可以是在服务资源获取方查看候选虚拟支付抵换信息时触发。所述增补展示界面可以展示指定支付数据扣减信息列表，并在所述指定支付数据扣减信息列表中提供候选虚拟支付抵换信息。所述候选虚拟支付抵换信息可以是由与所述资源添加列表界面展示的虚拟支付抵换信息相同的服务资源提供方提供，也可以是由其他服务资源提供方提供。
确定单元206，用于根据所述资源添加列表界面中已选择的所述虚拟支付抵换信息的实际支付数据和所述指定支付数据扣减信息，确定所述虚拟支付抵换信息的目标支付数据。关于所述确定单元206的具体内容可以参考上述步骤S106的具体内容。
展示单元207，用于响应于所述目标支付数据支付成功的结果，在所述服务资源获取方对应的虚拟支付抵换信息聚类界面上，关联展示所述服务资源获取方已获得的虚拟支付抵换信息、以及能够进入到与所述虚拟支付抵换信息匹配的服务资源使用界面的 使用提示信息。关于所述展示单元207的具体内容可以参考上述步骤S107的具体内容。
为进一步简化操作成本，装置实施例中还可以包括：获取单元，用于根据所述目标支付数据的支付操作，获取支付操作结果；使用提示输出单元，用于在所述获取单元获取的所述支付操作结果为成功时，在支付成功界面输出所述虚拟支付抵换信息以及所述使用提示信息。通过对所述使用提示信息的操作，可以直接进入到所述服务资源提供方提供的服务资源使用界面下进行相应服务资源的获取，服务资源的获取可以通过已支付的虚拟支付抵换信息完成。
本装置实施例中还可以包括以下任意一个或多个：使用列表界面输出单元，用于根据对虚拟支付抵换信息集合的触发操作，输出所述虚拟支付抵换信息的使用列表界面；集合列表输出单元，用于基于在所述使用列表界面确定的待使用虚拟支付抵换信息，输出按照地理位置信息进行排序的服务资源提供方集合列表；进入单元，用于根据在所述服务资源提供方集合列表中确定的服务资源提供方，进入所述服务资源提供方的服务界面；资源获取单元，用于在所述服务界面进行服务资源的获取；使用码输出子单元，用于输出所述服务资源获取方到达所述服务资源提供方时提供的使用码。
以上是对本申请提供的一种虚拟支付信息的处理装置实施例的描述，该描述过程较为概要，具体内容可以参考上述虚拟支付信息的处理方法实施例的内容。
本申请还提供一种餐饮抵用券的获取方法，如图3所示，所述餐饮抵用券获取方法实施例可以包括：
步骤S301：至少基于用户的地理位置信息，输出向所述用户提供的餐饮抵用券。其中，所述餐饮抵用券为在支付餐品的支付数据时，作为抵扣所述支付数据的虚拟支付凭证信息。例如，所述餐饮抵用券可包括餐饮抵用券的实际支付数据和所述餐饮抵用券对应的餐品信息。
步骤S302：根据对所述餐饮抵用券的触发操作，输出针对所述餐饮抵用券的获取界面。
步骤S303：基于所述获取界面中添加所述餐饮抵用券的添加请求，将所述餐饮抵用券添加到预获取资源列表中。
步骤S304：基于查看所述预获取资源列表的查看请求，输出包括添加有所述餐饮抵用券的所述预获取资源列表的资源添加列表界面，所述资源添加列表界面可至少展示两个餐品提供方提供的餐饮抵用券。
步骤S305：针对所述资源添加列表界面中添加的所述餐饮抵用券，输出所述餐饮抵用券对应的指定优惠信息。其中，所述指定优惠信息用于描述当所述餐饮抵用券(例如其中的实际支付数据)满足指定优惠数据的过滤条件时、能够从所述实际支付数据中扣减所述指定优惠数据。
步骤S306：根据所述资源添加列表界面中已选择的所述餐饮抵用券的实际支付数据和所述指定优惠信息，确定所述餐饮抵用券的目标支付数据；
步骤S307：响应于所述目标支付数据支付成功的结果，在所述用户对应的餐饮抵用券聚类界面上，关联展示所述用户已获得的餐饮抵用券、以及能够进入到与所述餐饮抵用券匹配的订餐界面的使用提示信息。
上述步骤S301到步骤S307的具体内容可以参考步骤S101到步骤S107，此处不再赘述。需要说明的是，本实施例提供的餐饮抵用券可以应用于线上支付，线下配送的应用场景。具言之，本实施例的原理可以是，当用户进入点餐应用端，则会根据用户的属性信息，例如地理位置信息，在点餐应用端的界面上展示针对所述用户的地理位置信息的餐饮抵用券，从而使得用户可以直接触达自己需求的餐饮抵用券。
用户对餐饮抵用券的操作触发所述餐饮抵用券的详情页面(也可以是获取餐饮抵用券的页面)的弹出。在该详情页面上，用户可以进行相应的购买或者将餐饮抵用券添加到预购买的列表中。通过对在点餐应用端上展示的用于进入预购买列表的控件进行操作，可以展示预购买列表。在所述预购买列表上，可以根据需求增加餐饮抵用券的数量，并展示餐饮抵用券对应的优惠信息。从而在需要多次购买同一个餐饮抵用券时，无需再完整重复之前的购买操作(包括例如查找、进入购买界面、支付的过程)，从而简化操作成本，也能够进一步提升抵用券的转化率。
在针对餐饮抵用券的支付完成后，用户拥有餐饮抵用券的使用权，并可以在预购买餐饮聚类界面中进行使用，也可以在支付成功的提示界面中去使用。另外，在预购买列表中展示与餐饮抵用券对应的优惠信息时，还可以在当前餐饮抵用券不具有使用所述优惠信息的权限时，提供一个增加候选餐饮抵用券的提示，即增补提示信息。根据对所述增补提示信息的触发操作，可以展示出候选餐饮抵用券。其中，所展示的候选餐饮抵用券不限于由同一餐饮提供方。通过使用提示信息，能够方便在使用时可通过多个使用入口进入到使用界面。
以上是对本申请提供的一种餐饮抵用券的获取方法实施例的概述。
基于上述本申请还提供一种计算机存储介质，用于存储网络平台产生数据、以及对应所述网络平台产生数据进行处理的程序；所述程序在被读取执行时，可执行上述任一方法实施例中的步骤。
基于上述内容本申请还提供一种电子设备，包括处理器401和存储器402。其中，存储器402用于存储对网络平台产生数据进行处理的程序，所述程序在被所述处理器401读取执行时，执行上述任一方法实施例中的步骤。
在一个典型的配置中，计算设备包括一个或多个处理器(CPU)、输入/输出接口、网络接口和内存。内存可能包括计算机可读介质中的非永久性存储器，随机存取存储器 (RAM)和/或非易失性内存等形式，如只读存储器(ROM)或闪存(flash RAM)。内存是计算机可读介质的示例。
计算机可读介质包括永久性和非永久性、可移动和非可移动媒体可以由任何方法或技术来实现信息存储。信息可以是计算机可读指令、数据结构、程序的模块或其他数据。计算机的存储介质的例子包括，但不限于相变内存(PRAM)、静态随机存取存储器(SRAM)、动态随机存取存储器(DRAM)、其他类型的随机存取存储器(RAM)、只读存储器(ROM)、电可擦除可编程只读存储器(EEPROM)、快闪记忆体或其他内存技术、只读光盘只读存储器(CD-ROM)、数字多功能光盘(DVD)或其他光学存储、磁盒式磁带，磁带磁磁盘存储或其他磁性存储设备或任何其他非传输介质，可用于存储可以被计算设备访问的信息。按照本文中的界定，计算机可读介质不包括非暂存电脑可读媒体(transitory media)，如调制的数据信号和载波。
本领域技术人员应明白，本申请的实施例可提供为方法、***或计算机程序产品。因此，本申请可采用完全硬件实施例、完全软件实施例或结合软件和硬件方面的实施例的形式。而且，本申请可采用在一个或多个其中包含有计算机可用程序代码的计算机可用存储介质(包括但不限于磁盘存储器、CD-ROM、光学存储器等)上实施的计算机程序产品的形式。

Claims (21)

  1. 一种虚拟支付信息的处理方法，包括：
    至少基于服务资源获取方的地理位置信息，输出向所述服务资源获取方提供的虚拟支付抵换信息，所述虚拟支付抵换信息为在支付服务资源的原始支付数据时、作为抵扣所述原始支付数据的虚拟支付凭证信息，所述虚拟支付抵换信息包括虚拟支付抵换的实际支付数据和所述虚拟支付抵换的服务资源；
    根据对所述虚拟支付抵换信息的触发操作，输出针对所述虚拟支付抵换信息的获取界面；
    基于所述获取界面中添加所述虚拟支付抵换信息的添加请求，将所述虚拟支付抵换信息添加到预获取资源列表中；
    基于查看所述预获取资源列表的查看请求，输出包括添加有所述虚拟支付抵换信息的所述预获取资源列表的资源添加列表界面，所述资源添加列表界面至少展示两个服务资源提供方提供的虚拟支付抵换信息；
    针对所述资源添加列表界面中添加的所述虚拟支付抵换信息，输出所述虚拟支付抵换信息对应的指定支付数据扣减信息，所述指定支付数据扣减信息用于描述当所述虚拟支付抵换信息满足指定支付数据的过滤条件时、能够从所述实际支付数据中扣减所述指定支付数据；
    根据所述资源添加列表界面中已选择的所述虚拟支付抵换信息中的实际支付数据和所述指定支付数据扣减信息，确定所述虚拟支付抵换信息的目标支付数据；
    响应于所述目标支付数据支付成功的结果，在所述服务资源获取方对应的虚拟支付抵换信息聚类界面上，关联展示所述服务资源获取方已获得的虚拟支付抵换信息、以及能够进入到与所述虚拟支付抵换信息匹配的服务资源使用界面的使用提示信息。
  2. 根据权利要求1所述的虚拟支付信息的处理方法，其特征在于，还包括：
    在所述资源添加列表界面上，展示基于所述指定支付数据扣减信息的增补提示信息；
    响应于对所述增补提示信息的操作，输出用于提供候选虚拟支付抵换信息的增补展示界面，其中，所述候选虚拟支付抵换信息为至少根据所述服务资源获取方的地理位置信息确定。
  3. 根据权利要求1所述的虚拟支付信息的处理方法，其特征在于，所述根据所述资源添加列表界面中已选择的所述虚拟支付抵换信息的实际支付数据和所述指定支付数据扣减信息，确定所述虚拟支付抵换信息的目标支付数据，包括：
    确定所述预获取资源列表中已选择的所述虚拟支付抵换信息是否满足所述指定支付数据扣减信息中的过滤条件；
    若否，则响应于对所述资源添加列表界面上所展示的增补提示信息的操作，输出用于提供候选虚拟支付抵换信息的增补展示界面，所述候选虚拟支付抵换信息为至少根据所述服务资源获取方的地理位置信息和所述过滤条件中的至少一种信息确定；
    响应于对所述增补展示界面的选择操作，将选择的所述候选增补虚拟支付抵换信息 输出到所述资源添加列表界面；
    根据所述资源添加列表界面中已被选取的所述虚拟支付抵换信息的实际支付数据、所述指定支付数据扣减信息、以及所述候选虚拟支付抵换信息的实际支付数据，确定所述目标支付数据。
  4. 根据权利要求3所述的虚拟支付信息的处理方法，其特征在于，所述根据所述资源添加列表界面中已选择的所述虚拟支付抵换信息的实际支付数据和所述指定支付数据扣减信息，确定所述虚拟支付抵换信息的目标支付数据，还包括：
    当所述预获取资源列表中已选择的所述虚拟支付抵换信息满足所述指定支付数据扣减信息中的过滤条件，则根据已选择的所述虚拟支付抵换信息的实际支付数据和所述指定支付数据扣减信息中的指定支付数据，确定所述目标支付数据。
  5. 根据权利要求1所述的虚拟支付信息的处理方法，其特征在于，所述指定支付数据扣减信息中的过滤条件与地理位置相关联。
  6. 根据权利要求1所述的虚拟支付信息的处理方法，其特征在于，所述至少基于服务资源获取方的地理位置信息，输出向所述服务资源获取方提供的虚拟支付抵换信息，还包括至少如下一种输出方式：
    根据所述服务资源获取方的预获取服务资源信息，输出与所述预获取服务资源信息匹配的虚拟支付抵换信息；
    根据所述服务资源获取方的历史获取记录信息，输出与所述历史获取记录信息匹配的虚拟支付抵换信息；
    根据所述服务资源获取方的浏览记录信息，输出与所述浏览记录信息匹配的虚拟支付抵换信息。
  7. 根据权利要求1所述的虚拟支付信息的处理方法，其特征在于，所述获取界面中包括用于添加所述虚拟支付抵换信息的添加提示信息、用于查看所述预获取资源列表的查看提示信息、以及至少如下一种信息：
    所述虚拟支付抵换信息的使用范围信息；
    提供所述虚拟支付抵换信息的服务资源提供方的信息；
    能够进入所述虚拟支付抵换信息的服务资源提供方的服务界面的跳转信息；
    能够进入所述虚拟支付抵换信息的支付界面的跳转信息。
  8. 根据权利要求7所述的虚拟支付信息的处理方法，其特征在于，所述虚拟支付抵换信息的使用范围信息包括能够使用所述虚拟支付抵换信息的服务资源的信息、以及至少如下一种信息：
    能够使用所述虚拟支付抵换信息的时间范围信息；
    能够使用所述虚拟支付抵换信息的服务资源提供方的信息。
  9. 根据权利要求8所述的虚拟支付信息的处理方法，其特征在于，所述能够使用所述虚拟支付抵换信息的服务资源提供方信息，包括：
    能够将使用所述虚拟支付抵换信息获取的服务资源，配送到所述服务资源获取方的 服务资源提供方的信息。
  10. 根据权利要求8所述的虚拟支付信息的处理方法，其特征在于，还包括：
    根据对虚拟支付抵换信息集合的触发操作，输出所述虚拟支付抵换信息的使用列表界面；
    基于在所述使用列表界面确定的待使用虚拟支付抵换信息，输出按照地理位置信息进行排序的服务资源提供方集合列表；
    根据在所述服务资源提供方集合列表中确定的服务资源提供方，进入所述服务资源提供方的服务界面；
    在所述服务界面进行服务资源的获取。
  11. 根据权利要求10所述的虚拟支付信息的处理方法，其特征在于，所述在所述服务界面进行服务资源的获取，包括：
    输出所述服务资源获取方到达所述服务资源提供方时提供的使用码。
  12. 根据权利要求1所述的虚拟支付信息的处理方法，其特征在于，还包括：
    在所述资源添加列表界面，输出数量修改提示信息；
    响应于对所述数量修改提示信息的操作，修改所述虚拟支付抵换信息的选择数量。
  13. 根据权利要求1所述的虚拟支付信息的处理方法，其特征在于，基于所述获取界面中添加所述虚拟支付抵换信息的添加请求，将所述虚拟支付抵换信息添加到预获取资源列表中，包括：
    针对将所述虚拟支付抵换信息添加到所述预获取资源列表中的添加结果，输出添加成功提示信息或者添加异常提示信息。
  14. 根据权利要求13所述的虚拟支付信息的处理方法，其特征在于，所述添加异常提示信息包括至少如下一种信息：
    用于描述所述虚拟支付抵换信息的获取数量到达获取次数上限的提示信息；
    用于描述所述预获取资源列表中的资源数量到达添加资源上限的提示信息；
    用于描述所述虚拟支付抵换信息为空的提示信息。
  15. 根据权利要求1所述的虚拟支付信息的处理方法，其特征在于，所述针对所述资源添加列表界面中添加的所述虚拟支付抵换信息，输出所述虚拟支付抵换信息对应的指定支付数据扣减信息，包括：
    确定所述虚拟支付抵换信息中描述服务资源的关键字与所述指定支付数据扣减信息中描述服务资源的关键字是否匹配；
    若匹配，则输出所述指定支付数据扣减信息。
  16. 根据权利要求1所述的虚拟支付信息的处理方法，其特征在于，还包括：
    当所述预获取资源列表中还包括服务资源信息时，根据所述服务资源信息与所述虚拟支付抵换信息的目标支付数据，确定目标合并支付数据。
  17. 根据权利要求1所述的虚拟支付信息的处理方法，其特征在于，所述至少基于服务资源获取方的地理位置信息，输出向所述服务资源获取方提供的虚拟支付抵换信息， 包括：
    至少基于所述服务资源获取方的地理位置信息，在用于集中显示所述虚拟支付抵换信息的特定界面上输出向所述服务资源获取方提供的虚拟支付抵换信息。
  18. 根据权利要求1所述的虚拟支付信息的处理方法，其特征在于，还包括：
    根据所述目标支付数据的支付操作，获取支付操作结果；
    当所述支付操作结果为成功时，在支付成功界面输出所述虚拟支付抵换信息以及所述使用提示信息。
  19. 一种虚拟支付信息的处理装置，其特征在于，包括：
    第一输出单元，用于至少基于服务资源获取方的地理位置信息，输出向所述服务资源获取方提供的虚拟支付抵换信息，所述虚拟支付抵换信息为在支付服务资源的原始支付数据时、作为抵扣所述原始支付数据的虚拟支付凭证信息，所述虚拟支付抵换信息包括虚拟支付抵换的实际支付数据和所述虚拟支付抵换的服务资源；
    第二输出单元，用于根据对所述虚拟支付抵换信息的触发操作，输出针对所述虚拟支付抵换信息的获取界面；
    添加单元，用于基于所述获取界面中添加所述虚拟支付抵换信息的添加请求，将所述虚拟支付抵换信息添加到预获取资源列表中；
    第三输出单元，用于基于查看所述预获取资源列表的查看请求，输出包括添加有所述虚拟支付抵换信息的所述预获取资源列表的资源添加列表界面，所述资源添加列表界面包括至少展示两个服务资源提供方提供的虚拟支付抵换信息；
    第四输出单元，用于针对所述资源添加列表界面中添加的所述虚拟支付抵换信息，输出所述虚拟支付抵换信息对应的指定支付数据扣减信息，所述指定支付数据扣减信息用于描述当所述虚拟支付抵换信息满足指定支付数据的过滤条件时，能够从所述实际支付数据中扣减所述指定支付数据；
    确定单元，用于根据所述资源添加列表界面中已选择的所述虚拟支付抵换信息的实际支付数据和所述指定支付数据扣减信息，确定所述虚拟支付抵换信息的目标支付数据；
    展示单元，用于响应于所述目标支付数据支付成功的结果，在所述服务资源获取方对应的虚拟支付抵换信息聚类界面上，关联展示所述服务资源获取方已获得的虚拟支付抵换信息、以及能够进入到与所述虚拟支付抵换信息匹配的服务资源使用界面的使用提示信息。
  20. 一种计算机存储介质，用于存储网络平台产生数据、以及对所述网络平台产生数据进行处理的程序；所述程序在被读取执行时，执行如采用权利要求1到18中的任意一种虚拟支付信息的处理方法的步骤。
  21. 一种电子设备，包括处理器和存储器，所述存储器用于存储对网络平台产生数据进行处理的程序，所述程序在被所述处理器读取并执行时，执行如采用权利要求1到18中的任意一种虚拟支付信息的处理方法的步骤。
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