WO2018209527A1 - 车费支付的方法和*** - Google Patents

车费支付的方法和*** Download PDF

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Publication number
WO2018209527A1
WO2018209527A1 PCT/CN2017/084406 CN2017084406W WO2018209527A1 WO 2018209527 A1 WO2018209527 A1 WO 2018209527A1 CN 2017084406 W CN2017084406 W CN 2017084406W WO 2018209527 A1 WO2018209527 A1 WO 2018209527A1
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Prior art keywords
financial
financial card
card number
account
fare
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PCT/CN2017/084406
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English (en)
French (fr)
Inventor
陈雅芳
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深圳市永恒丰科技有限公司
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Priority to PCT/CN2017/084406 priority Critical patent/WO2018209527A1/zh
Publication of WO2018209527A1 publication Critical patent/WO2018209527A1/zh

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models

Definitions

  • the present invention relates to the field of communication technologies, and in particular, to a method and system for paying a fare.
  • Current taxi fare payment methods include: financial card payment, cash payment, and payment software installed through a smartphone.
  • the main purpose of the present invention is to solve the problem that the user who does not carry the relevant financial card, cash and smart phone in the prior art cannot pay the fare through the financial card, the cash payment, or the payment software payment method of the smart phone, thereby causing the payment of the fare.
  • the present invention provides a method for paying a fare, and the method for paying the fare includes:
  • the vehicle charging terminal After calculating and displaying the fare amount, the vehicle charging terminal receives the input associated number and reports the associated number to the financial server;
  • the financial server is based on the associated number, and the associated number is a mobile phone number, a fixed landline number, a WeChat account number, a QQ account number, or an ID card number of the passenger, in a pre-established association number-financial card number binding relationship, Finding a financial card number that establishes a binding relationship with the associated number, and sending the found financial card number to the in-vehicle charging terminal;
  • the vehicle charging terminal generates and displays a financial card number selection prompt message according to the received financial card number
  • the financial server sends a payment password acquisition instruction to the vehicle charging terminal according to the charging account number, the fare amount, and the selected financial card number;
  • the vehicle charging terminal generates and displays a payment password input prompt information according to the payment password acquisition instruction
  • the financial server transfers the fare amount from the account corresponding to the selected financial card number to the account corresponding to the charging account according to the payment password.
  • the present invention also provides a system for paying a fare, the system for paying a fare including:
  • the vehicle charging terminal is configured to receive the input associated number after the calculating and displaying the fare amount, and the associated number is the passenger's mobile phone number, fixed landline number, WeChat account number, QQ account number, or ID card number, and the association is The number is reported to the financial server; the financial card number issued by the financial server is received, and the financial card number selection prompt information is generated and displayed according to the received financial card number; the input selection instruction is received, and all the instructions are received according to the selection instruction.
  • the financial server is configured to receive an association number reported by the in-vehicle charging terminal, and find a financial card that establishes a binding relationship with the associated number in the pre-established association number-financial card number binding relationship according to the association number. a number, and the found financial card number is sent to the vehicle charging terminal; receiving the charging account number, the fare amount, and the selected financial card number sent by the vehicle charging terminal; The account number, the fare amount, and the selected financial card number, sending a payment password acquisition instruction to the vehicle charging terminal; and the fare amount is determined according to the payment password reported by the vehicle charging terminal The account corresponding to the selected financial card number is transferred to the account corresponding to the charging account.
  • the method and system for paying fare receives the input associated number after calculating and displaying the fare amount by the vehicle charging terminal, and the associated number is the mobile phone number of the passenger, the fixed landline number, the WeChat account, and the QQ.
  • An account number or an ID number, and the associated number is reported to the financial server; the financial server searches for the associated number in the pre-established associated number-financial card number binding relationship according to the associated number Binding the financial card number of the relationship, and sending the found financial card number to the vehicle charging terminal; the vehicle charging terminal generates and displays the financial card number selection prompt information according to the received financial card number; receiving input a selection instruction, selecting a corresponding financial card number from all the financial card numbers according to the selection instruction; reporting the own charging account number, the fare amount, and the financial card number to the financial server; the financial The server according to the charging account, the fare amount, and the financial card number
  • the vehicle charging terminal sends a payment password acquisition instruction; the vehicle charging terminal generates and displays the payment password input prompt information according to the payment password acquisition instruction; receives the input payment password, and reports the payment password to the financial server;
  • the financial server transfers the amount of the fare from the account corresponding to the financial card number to the account corresponding to the charging account according to the payment password
  • FIG. 1 is a schematic flow chart of a method for paying a fare payment according to an embodiment of the present invention
  • FIG. 2 is a schematic structural view of an embodiment of a system for paying a fare according to the present invention.
  • FIG. 1 is a schematic flowchart of a method for paying a fare payment according to an embodiment of the present invention.
  • the method for paying a fare includes:
  • Step S10 After calculating and displaying the fare amount, the in-vehicle charging terminal receives the input associated number and reports the associated number to the financial server.
  • the associated number is the mobile phone number of the passenger, the fixed landline number, the WeChat account number, the QQ account number, or the identity card number.
  • Step S20 The financial server searches for a financial card number that establishes a binding relationship with the associated number in the pre-established associated number-financial card number binding relationship according to the associated number, and the found financial The card number is sent to the vehicle charging terminal.
  • Step S30 The vehicle charging terminal generates and displays the financial card number selection prompt information according to the received financial card number.
  • the financial card number selection prompt information includes each financial card number received.
  • Step S40 Receive an input selection instruction, and select a corresponding financial card number from all the received financial card numbers according to the selection instruction.
  • the user can input the selection instruction by clicking a financial card number in the touch screen to select a financial card number display area in the prompt information. That is, when the financial card number display area is clicked, the financial card number is selected from all the financial card numbers.
  • Step S50 Reporting the own charging account, the fare amount, and the selected financial card number to the financial server.
  • Step S60 The financial server sends a payment password acquisition instruction to the vehicle charging terminal according to the charging account number, the fare amount, and the selected financial card number.
  • Step S70 The vehicle charging terminal generates and displays the payment password input prompt information according to the payment password acquisition instruction.
  • Step S80 Receive the input payment password, and report the payment password to the financial server.
  • Step S90 The financial server transfers the amount of the fare from the account corresponding to the selected financial card number to the account corresponding to the charging account according to the payment password.
  • the user does not need to carry the financial card, cash, smart phone, and does not need to remember the financial card number to be paid, and only needs to remember the associated number and the corresponding payment password to realize the fare.
  • the payment has brought great convenience to the user, and the user experience is good.
  • FIG. 2 is a schematic structural diagram of a system for paying a fare payment according to the present invention.
  • the fare payment system 100 includes an onboard charging terminal 110 and a financial server 120.
  • the vehicle charging terminal 110 is configured to receive an input associated number after calculating and displaying the fare amount, where the associated number is a passenger's mobile phone number, a fixed landline number, a WeChat account number, a QQ account number, or an identity card number.
  • the financial server 120 is configured to receive the associated number reported by the in-vehicle charging terminal 110, and find a binding relationship with the associated number in the pre-established associated number-financial card number binding relationship according to the associated number.
  • the financial card number is sent to the in-vehicle charging terminal 110; the charging account number, the fare amount, and the selected financial card number sent by the in-vehicle charging terminal 110 are received; Sending a payment password acquisition instruction to the vehicle charging terminal 110 according to the charging account number, the fare amount, and the selected financial card number; and according to the payment password reported by the vehicle charging terminal 110,
  • the fare amount is transferred to the account corresponding to the charged account by the account corresponding to the selected financial card number.
  • the financial card number selection prompt information includes each financial card number received.
  • the user can input the selection instruction by clicking a financial card number in the touch screen to select a financial card number display area in the prompt information. That is, when the financial card number display area is clicked, the financial card number is selected from all the financial card numbers.
  • the user does not need to carry the financial card, cash, smart phone, and does not need to remember the financial card number to be paid, and only needs to remember the associated number and the corresponding payment password to realize the car.
  • the payment of the fee brings great convenience to the user, and the user experience is good.

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)

Abstract

一种车费支付的方法和***（100）。方法包括：车载收费终端（110）在接收输入的关联号码，将关联号码上报金融服务器（120）（S10）；金融服务器（120）在关联号码-金融***码绑定关系查找与关联号码绑定的金融***码，发给车载收费终端（110）（S20）；车载收费终端（110）选择提示信息（S30）；根据接收的选择指令选择金融***码（S40）；将自身的收费账号、车费金额、金融***码上报金融服务器（120）（S50）；金融服务器（120）向车载收费终端（110）发送支付密码获取指令（S60）；车载收费终端（110）生成支付密码输入提示信息（S70）；将接收的支付密码上报金融服务器（120）（S80）；金融服务器（120）将车费金额由金融***码对应的账户转入收费账号对应的账户（S90）。本车费支付的方法和***实现了用户无需携带金融卡、现金、智能手机便可实现车费的支付，给用户带便利。

Description

车费支付的方法和***
技术领域
本发明涉及通讯技术领域，尤其涉及一种车费支付的方法和***。
背景技术
目前的出租车车费支付方式有：金融卡刷卡支付、现金支付、以及通过智能手机安装的支付软件支付。
针对未携带相关金融卡、现金以及智能手机的用户，无法采用上述三种支付方式实现车费的支付，致使用户无法乘坐出租车。
发明内容
本发明的主要目的在于解决现有技术中未携带相关金融卡、现金以及智能手机的用户，无法通过金融卡刷卡支付、现金支付、或通过智能手机的支付软件支付方式实现车费的支付，致使用户无法乘坐出租车的技术问题。
为实现上述目的，本发明提供的一种车费支付的方法，所述车费支付的方法包括：
车载收费终端在计算并显示车费金额之后，接收输入的关联号码，并将所述关联号码上报至金融服务器；
所述金融服务器根据所述关联号码，所述关联号码为乘客的手机号码、固定座机号码、微信账号、QQ账号、或者身份证号码，在预先建立的关联号码-金融***码绑定关系中，查找与所述关联号码建立绑定关系的金融***码，并将所查找到的金融***码下发给所述车载收费终端；
所述车载收费终端根据接收的金融***码，生成并显示金融***码选择提示信息；
接收输入的选择指令，根据所述选择指令从所述所有金融***码中选择相应的金融***码；
将自身的收费账号、所述车费金额、以及所选金融***码上报至金融服务器；
所述金融服务器依据所述收费账号、所述车费金额、以及所述所选金融***码，向所述车载收费终端发送支付密码获取指令；
所述车载收费终端根据所述支付密码获取指令，生成并显示支付密码输入提示信息；
接收输入的支付密码，并将所述支付密码上报给所述金融服务器；
所述金融服务器根据所述支付密码，将所述车费金额由所述所选金融***码对应的账户转入所述收费账号对应的账户。
此外，为实现上述目的，本发明还提供一种车费支付的***，所述车费支付的***包括：
车载收费终端，用于在计算并显示车费金额之后，接收输入的关联号码所述关联号码为乘客的手机号码、固定座机号码、微信账号、QQ账号、或者身份证号码，并将所述关联号码上报至金融服务器；接收所述金融服务器下发的金融***码，根据接收的金融***码，生成并显示金融***码选择提示信息；接收输入的选择指令，根据所述选择指令从所述所有金融***码中选择相应的金融***码；将自身的收费账号、所述车费金额、以及所选金融***码上报至金融服务器；以及根据金融服务器发送的支付密码获取指令，生成并显示支付密码输入提示信息；接收输入的支付密码，并将所述支付密码上报给所述金融服务器；
所述金融服务器，用于接收车载收费终端上报的关联号码，根据所述关联号码，在预先建立的关联号码-金融***码绑定关系中，查找与所述关联号码建立绑定关系的金融***码，并将所查找到的金融***码下发给所述车载收费终端；接收车载收费终端发送的所述收费账号、所述车费金额、以及所述所选金融***码；依据所述收费账号、所述车费金额、以及所述所选金融***码，向所述车载收费终端发送支付密码获取指令；以及根据车载收费终端上报的所述支付密码，将所述车费金额由所述所选金融***码对应的账户转入所述收费账号对应的账户。
本发明所提供的车费支付的方法和***，通过车载收费终端在计算并显示车费金额之后，接收输入的关联号码，所述关联号码为乘客的手机号码、固定座机号码、微信账号、QQ账号、或者身份证号码，并将所述关联号码上报至金融服务器；所述金融服务器根据所述关联号码，在预先建立的关联号码-金融***码绑定关系中，查找与所述关联号码建立绑定关系的金融***码，并将所查找到的金融***码下发给所述车载收费终端；所述车载收费终端根据接收的金融***码，生成并显示金融***码选择提示信息；接收输入的选择指令，根据所述选择指令从所述所有金融***码中选择相应的金融***码；将自身的收费账号、所述车费金额、以及所述金融***码上报至金融服务器；所述金融服务器依据所述收费账号、所述车费金额、以及所述金融***码，向所述车载收费终端发送支付密码获取指令；所述车载收费终端根据所述支付密码获取指令，生成并显示支付密码输入提示信息；接收输入的支付密码，并将所述支付密码上报给所述金融服务器；所述金融服务器根据所述支付密码，将所述车费金额由所述金融***码对应的账户转入所述收费账号对应的账户的方式，用户无需携带金融卡、现金、智能手机，无需记住待付款的金融***码，只需记住关联号码和相应的支付密码，便可实现车费的支付，给用户带来了极大的便利，用户体验效果好。
附图说明
图1为本发明的车费支付的方法一实施例的流程示意图；
图2为本发明的车费支付的***一实施例的结构示意图。
本发明目的的实现、功能特点及优点将结合实施例，参照附图做进一步说明。
具体实施方式
以下结合说明书附图对本发明的优选实施例进行说明，应当理解，此处所描述的优选实施例仅用于说明和解释本发明，并不用于限定本发明，并且在不冲突的情况下，本发明中的实施例及实施例中的特征可以相互组合。
本发明提供一种车费支付的方法。参照图1，图1为本发明的车费支付的方法一实施例的流程示意图。在一实施例中，所述车费支付的方法包括：
步骤S10：车载收费终端在计算并显示车费金额之后，接收输入的关联号码，并将所述关联号码上报至金融服务器。
本实施例中所述关联号码为乘客的手机号码、固定座机号码、微信账号、QQ账号、或者身份证号码。
步骤S20：所述金融服务器根据所述关联号码，在预先建立的关联号码-金融***码绑定关系中，查找与所述关联号码建立绑定关系的金融***码，并将所查找到的金融***码下发给所述车载收费终端。
步骤S30：所述车载收费终端根据接收的金融***码，生成并显示金融***码选择提示信息。
本实施例中，所述金融***码选择提示信息包括所接收的每一金融***码。
步骤S40：接收输入的选择指令，根据所述选择指令从接收的所有金融***码中选择相应的金融***码。
本实施例中用户可以通过在触摸显示屏中点击金融***码选择提示信息中某一金融***码显示区域的方式，实现所述选择指令的输入。即点击该某一金融***码显示区域，则从所有金融***码中选择该某一金融***码。
步骤S50：将自身的收费账号、所述车费金额、以及所述所选金融***码上报至金融服务器。
步骤S60：所述金融服务器依据所述收费账号、所述车费金额、以及所述所选金融***码，向所述车载收费终端发送支付密码获取指令。
步骤S70：所述车载收费终端根据所述支付密码获取指令，生成并显示支付密码输入提示信息。
步骤S80：接收输入的支付密码，并将所述支付密码上报给所述金融服务器。
步骤S90：所述金融服务器根据所述支付密码，将所述车费金额由所述所选金融***码对应的账户转入所述收费账号对应的账户。
上述实施例所提供的车费支付的方法，用户无需携带金融卡、现金、智能手机，无需记住待付款的金融***码，只需记住关联号码和相应的支付密码，便可实现车费的支付，给用户带来了极大的便利，用户体验效果好。
本发明进一步提供一种车费支付的***。参照图2，图2为本发明的车费支付的***一实施例的结构示意图。在一实施例中，所述车费支付的***100包括：车载收费终端110和金融服务器120。其中，所述车载收费终端110，用于在计算并显示车费金额之后，接收输入的关联号码，所述关联号码为乘客的手机号码、固定座机号码、微信账号、QQ账号、或者身份证号码，并将所述关联号码上报至金融服务器120；接收所述金融服务器120下发的金融***码，根据接收的金融***码，生成并显示金融***码选择提示信息；接收输入的选择指令，根据所述选择指令从所述所有金融***码中选择相应的金融***码；将自身的收费账号、所述车费金额、以及所述所选金融***码上报至金融服务器120；以及根据金融服务器120发送的支付密码获取指令，生成并显示支付密码输入提示信息；接收输入的支付密码，并将所述支付密码上报给所述金融服务器120。所述金融服务器120，用于接收车载收费终端110上报的关联号码，根据所述关联号码，在预先建立的关联号码-金融***码绑定关系中，查找与所述关联号码建立绑定关系的金融***码，并将所查找到的金融***码下发给所述车载收费终端110；接收车载收费终端110发送的所述收费账号、所述车费金额、以及所述所选金融***码；依据所述收费账号、所述车费金额、以及所述所选金融***码，向所述车载收费终端110发送支付密码获取指令；以及根据车载收费终端110上报的所述支付密码，将所述车费金额由所述所选金融***码对应的账户转入所述收费账号对应的账户。
本实施例中，所述金融***码选择提示信息包括所接收的每一金融***码。用户可以通过在触摸显示屏中点击金融***码选择提示信息中某一金融***码显示区域的方式，实现所述选择指令的输入。即点击该某一金融***码显示区域，则从所有金融***码中选择该某一金融***码。
上述实施例所提供的车费支付的***100，用户无需携带金融卡、现金、智能手机，无需记住待付款的金融***码，只需记住关联号码和相应的支付密码，便可实现车费的支付，给用户带来了极大的便利，用户体验效果好。
以上仅为本发明的优选实施例，并非因此限制本发明的专利范围，凡是利用本发明说明书及附图内容所作的等效结构或等效流程变换，或直接或间接运用在其他相关的技术领域，均同理包括在本发明的专利保护范围内。

Claims (2)

  1. 一种车费支付的方法，其特征在于，所述车费支付的方法包括：
    车载收费终端在计算并显示车费金额之后，接收输入的关联号码，所述关联号码为乘客的手机号码、固定座机号码、微信账号、QQ账号、或者身份证号码，并将所述关联号码上报至金融服务器；
    所述金融服务器根据所述关联号码，在预先建立的关联号码-金融***码绑定关系中，查找与所述关联号码建立绑定关系的金融***码，并将所查找到的金融***码下发给所述车载收费终端；
    所述车载收费终端根据接收的金融***码，生成并显示金融***码选择提示信息；
    接收输入的选择指令，根据所述选择指令从所述所有金融***码中选择相应的金融***码；
    将自身的收费账号、所述车费金额、以及所选金融***码上报至金融服务器；
    所述金融服务器依据所述收费账号、所述车费金额、以及所述所选金融***码，向所述车载收费终端发送支付密码获取指令；
    所述车载收费终端根据所述支付密码获取指令，生成并显示支付密码输入提示信息；
    接收输入的支付密码，并将所述支付密码上报给所述金融服务器；
    所述金融服务器根据所述支付密码，将所述车费金额由所述所选金融***码对应的账户转入所述收费账号对应的账户。
  2. 一种车费支付的***，其特征在于，所述车费支付的***包括：
    车载收费终端，用于在计算并显示车费金额之后，接收输入的关联号码，所述关联号码为乘客的手机号码、固定座机号码、微信账号、QQ账号、或者身份证号码，并将所述关联号码上报至金融服务器；接收所述金融服务器下发的金融***码，根据接收的金融***码，生成并显示金融***码选择提示信息；接收输入的选择指令，根据所述选择指令从所述所有金融***码中选择相应的金融***码；将自身的收费账号、所述车费金额、以及所选金融***码上报至金融服务器；以及根据金融服务器发送的支付密码获取指令，生成并显示支付密码输入提示信息；接收输入的支付密码，并将所述支付密码上报给所述金融服务器；
    所述金融服务器，用于接收车载收费终端上报的关联号码，根据所述关联号码，在预先建立的关联号码-金融***码绑定关系中，查找与所述关联号码建立绑定关系的金融***码，并将所查找到的金融***码下发给所述车载收费终端；接收车载收费终端发送的所述收费账号、所述车费金额、以及所述所选金融***码；依据所述收费账号、所述车费金额、以及所述所选金融***码，向所述车载收费终端发送支付密码获取指令；以及根据车载收费终端上报的所述支付密码，将所述车费金额由所述所选金融***码对应的账户转入所述收费账号对应的账户。
PCT/CN2017/084406 2017-05-15 2017-05-15 车费支付的方法和*** WO2018209527A1 (zh)

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CN101419726A (zh) * 2007-10-22 2009-04-29 朗讯科技公司 计程车费用支付***及方法
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