WO2018209527A1 - Procédé et système de paiement de tarif de véhicule - Google Patents

Procédé et système de paiement de tarif de véhicule Download PDF

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Publication number
WO2018209527A1
WO2018209527A1 PCT/CN2017/084406 CN2017084406W WO2018209527A1 WO 2018209527 A1 WO2018209527 A1 WO 2018209527A1 CN 2017084406 W CN2017084406 W CN 2017084406W WO 2018209527 A1 WO2018209527 A1 WO 2018209527A1
Authority
WO
WIPO (PCT)
Prior art keywords
financial
financial card
card number
account
fare
Prior art date
Application number
PCT/CN2017/084406
Other languages
English (en)
Chinese (zh)
Inventor
陈雅芳
Original Assignee
深圳市永恒丰科技有限公司
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 深圳市永恒丰科技有限公司 filed Critical 深圳市永恒丰科技有限公司
Priority to PCT/CN2017/084406 priority Critical patent/WO2018209527A1/fr
Publication of WO2018209527A1 publication Critical patent/WO2018209527A1/fr

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models

Definitions

  • the present invention relates to the field of communication technologies, and in particular, to a method and system for paying a fare.
  • Current taxi fare payment methods include: financial card payment, cash payment, and payment software installed through a smartphone.
  • the main purpose of the present invention is to solve the problem that the user who does not carry the relevant financial card, cash and smart phone in the prior art cannot pay the fare through the financial card, the cash payment, or the payment software payment method of the smart phone, thereby causing the payment of the fare.
  • the present invention provides a method for paying a fare, and the method for paying the fare includes:
  • the vehicle charging terminal After calculating and displaying the fare amount, the vehicle charging terminal receives the input associated number and reports the associated number to the financial server;
  • the financial server is based on the associated number, and the associated number is a mobile phone number, a fixed landline number, a WeChat account number, a QQ account number, or an ID card number of the passenger, in a pre-established association number-financial card number binding relationship, Finding a financial card number that establishes a binding relationship with the associated number, and sending the found financial card number to the in-vehicle charging terminal;
  • the vehicle charging terminal generates and displays a financial card number selection prompt message according to the received financial card number
  • the financial server sends a payment password acquisition instruction to the vehicle charging terminal according to the charging account number, the fare amount, and the selected financial card number;
  • the vehicle charging terminal generates and displays a payment password input prompt information according to the payment password acquisition instruction
  • the financial server transfers the fare amount from the account corresponding to the selected financial card number to the account corresponding to the charging account according to the payment password.
  • the present invention also provides a system for paying a fare, the system for paying a fare including:
  • the vehicle charging terminal is configured to receive the input associated number after the calculating and displaying the fare amount, and the associated number is the passenger's mobile phone number, fixed landline number, WeChat account number, QQ account number, or ID card number, and the association is The number is reported to the financial server; the financial card number issued by the financial server is received, and the financial card number selection prompt information is generated and displayed according to the received financial card number; the input selection instruction is received, and all the instructions are received according to the selection instruction.
  • the financial server is configured to receive an association number reported by the in-vehicle charging terminal, and find a financial card that establishes a binding relationship with the associated number in the pre-established association number-financial card number binding relationship according to the association number. a number, and the found financial card number is sent to the vehicle charging terminal; receiving the charging account number, the fare amount, and the selected financial card number sent by the vehicle charging terminal; The account number, the fare amount, and the selected financial card number, sending a payment password acquisition instruction to the vehicle charging terminal; and the fare amount is determined according to the payment password reported by the vehicle charging terminal The account corresponding to the selected financial card number is transferred to the account corresponding to the charging account.
  • the method and system for paying fare receives the input associated number after calculating and displaying the fare amount by the vehicle charging terminal, and the associated number is the mobile phone number of the passenger, the fixed landline number, the WeChat account, and the QQ.
  • An account number or an ID number, and the associated number is reported to the financial server; the financial server searches for the associated number in the pre-established associated number-financial card number binding relationship according to the associated number Binding the financial card number of the relationship, and sending the found financial card number to the vehicle charging terminal; the vehicle charging terminal generates and displays the financial card number selection prompt information according to the received financial card number; receiving input a selection instruction, selecting a corresponding financial card number from all the financial card numbers according to the selection instruction; reporting the own charging account number, the fare amount, and the financial card number to the financial server; the financial The server according to the charging account, the fare amount, and the financial card number
  • the vehicle charging terminal sends a payment password acquisition instruction; the vehicle charging terminal generates and displays the payment password input prompt information according to the payment password acquisition instruction; receives the input payment password, and reports the payment password to the financial server;
  • the financial server transfers the amount of the fare from the account corresponding to the financial card number to the account corresponding to the charging account according to the payment password
  • FIG. 1 is a schematic flow chart of a method for paying a fare payment according to an embodiment of the present invention
  • FIG. 2 is a schematic structural view of an embodiment of a system for paying a fare according to the present invention.
  • FIG. 1 is a schematic flowchart of a method for paying a fare payment according to an embodiment of the present invention.
  • the method for paying a fare includes:
  • Step S10 After calculating and displaying the fare amount, the in-vehicle charging terminal receives the input associated number and reports the associated number to the financial server.
  • the associated number is the mobile phone number of the passenger, the fixed landline number, the WeChat account number, the QQ account number, or the identity card number.
  • Step S20 The financial server searches for a financial card number that establishes a binding relationship with the associated number in the pre-established associated number-financial card number binding relationship according to the associated number, and the found financial The card number is sent to the vehicle charging terminal.
  • Step S30 The vehicle charging terminal generates and displays the financial card number selection prompt information according to the received financial card number.
  • the financial card number selection prompt information includes each financial card number received.
  • Step S40 Receive an input selection instruction, and select a corresponding financial card number from all the received financial card numbers according to the selection instruction.
  • the user can input the selection instruction by clicking a financial card number in the touch screen to select a financial card number display area in the prompt information. That is, when the financial card number display area is clicked, the financial card number is selected from all the financial card numbers.
  • Step S50 Reporting the own charging account, the fare amount, and the selected financial card number to the financial server.
  • Step S60 The financial server sends a payment password acquisition instruction to the vehicle charging terminal according to the charging account number, the fare amount, and the selected financial card number.
  • Step S70 The vehicle charging terminal generates and displays the payment password input prompt information according to the payment password acquisition instruction.
  • Step S80 Receive the input payment password, and report the payment password to the financial server.
  • Step S90 The financial server transfers the amount of the fare from the account corresponding to the selected financial card number to the account corresponding to the charging account according to the payment password.
  • the user does not need to carry the financial card, cash, smart phone, and does not need to remember the financial card number to be paid, and only needs to remember the associated number and the corresponding payment password to realize the fare.
  • the payment has brought great convenience to the user, and the user experience is good.
  • FIG. 2 is a schematic structural diagram of a system for paying a fare payment according to the present invention.
  • the fare payment system 100 includes an onboard charging terminal 110 and a financial server 120.
  • the vehicle charging terminal 110 is configured to receive an input associated number after calculating and displaying the fare amount, where the associated number is a passenger's mobile phone number, a fixed landline number, a WeChat account number, a QQ account number, or an identity card number.
  • the financial server 120 is configured to receive the associated number reported by the in-vehicle charging terminal 110, and find a binding relationship with the associated number in the pre-established associated number-financial card number binding relationship according to the associated number.
  • the financial card number is sent to the in-vehicle charging terminal 110; the charging account number, the fare amount, and the selected financial card number sent by the in-vehicle charging terminal 110 are received; Sending a payment password acquisition instruction to the vehicle charging terminal 110 according to the charging account number, the fare amount, and the selected financial card number; and according to the payment password reported by the vehicle charging terminal 110,
  • the fare amount is transferred to the account corresponding to the charged account by the account corresponding to the selected financial card number.
  • the financial card number selection prompt information includes each financial card number received.
  • the user can input the selection instruction by clicking a financial card number in the touch screen to select a financial card number display area in the prompt information. That is, when the financial card number display area is clicked, the financial card number is selected from all the financial card numbers.
  • the user does not need to carry the financial card, cash, smart phone, and does not need to remember the financial card number to be paid, and only needs to remember the associated number and the corresponding payment password to realize the car.
  • the payment of the fee brings great convenience to the user, and the user experience is good.

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)

Abstract

L'invention concerne un procédé et un système de paiement de tarif de véhicule (100). Le procédé comprend : la réception par une borne de paiement embarquée (110) d'un numéro associé entré, et le rapport du numéro associé à un serveur financier (120) (S10) ; la recherche par le serveur financier (120) d'un numéro de carte financière lié au numéro d'association dans une relation de liaison entre des numéros associés et des numéros de carte financière, et l'envoi du numéro de carte financière à la borne de paiement embarquée (110) (S20) ; la sélection par la borne de paiement embarquée (110) d'informations d'invite (S30) ; la sélection du numéro de carte financière en fonction de l'instruction de sélection reçue (S40) ; le rapport d'un numéro de compte de paiement, d'un montant de tarif de véhicule et du numéro de carte financière au serveur financier (S50) ; l'envoi par le serveur financier (120) d'une instruction d'obtention de mot de passe de paiement à la borne de paiement embarquée (110) (S60) ; la génération par la borne de paiement embarquée (110) d'informations d'invite d'entrée de mot de passe de paiement (S70) ; le rapport d'un mot de passe de paiement reçu au serveur financier (S80) ; et le transfert par le serveur financier (120) du montant de tarif de véhicule depuis le compte correspondant au numéro de carte financière vers un compte correspondant au compte de paiement (S90). Grâce au procédé et au système de paiement de tarif de véhicule, les utilisateurs n'ont pas besoin de transporter de cartes financières et d'argent liquide et peuvent payer des tarifs de véhicule à l'aide de téléphones intelligents, ce qui permet d'apporter une commodité aux utilisateurs.
PCT/CN2017/084406 2017-05-15 2017-05-15 Procédé et système de paiement de tarif de véhicule WO2018209527A1 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
PCT/CN2017/084406 WO2018209527A1 (fr) 2017-05-15 2017-05-15 Procédé et système de paiement de tarif de véhicule

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/CN2017/084406 WO2018209527A1 (fr) 2017-05-15 2017-05-15 Procédé et système de paiement de tarif de véhicule

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WO2018209527A1 true WO2018209527A1 (fr) 2018-11-22

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Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2004149281A (ja) * 2002-10-31 2004-05-27 Fujitsu Support & Service Kk 宅配料金自動支払い方法及びシステム
CN101419726A (zh) * 2007-10-22 2009-04-29 朗讯科技公司 计程车费用支付***及方法
CN104281944A (zh) * 2014-08-12 2015-01-14 王勇 支持在线支付的智能电召出租车***
CN104658042A (zh) * 2013-11-19 2015-05-27 上海博泰悦臻电子设备制造有限公司 一种车费计算方法、支付方法、计算***及支付***
CN105956839A (zh) * 2016-05-11 2016-09-21 百度在线网络技术（北京）有限公司 应用于智能家居平台的支付方法和装置
CN106600266A (zh) * 2016-12-05 2017-04-26 深圳前海微众银行股份有限公司 基于sdk的移动支付方法及装置

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2004149281A (ja) * 2002-10-31 2004-05-27 Fujitsu Support & Service Kk 宅配料金自動支払い方法及びシステム
CN101419726A (zh) * 2007-10-22 2009-04-29 朗讯科技公司 计程车费用支付***及方法
CN104658042A (zh) * 2013-11-19 2015-05-27 上海博泰悦臻电子设备制造有限公司 一种车费计算方法、支付方法、计算***及支付***
CN104281944A (zh) * 2014-08-12 2015-01-14 王勇 支持在线支付的智能电召出租车***
CN105956839A (zh) * 2016-05-11 2016-09-21 百度在线网络技术（北京）有限公司 应用于智能家居平台的支付方法和装置
CN106600266A (zh) * 2016-12-05 2017-04-26 深圳前海微众银行股份有限公司 基于sdk的移动支付方法及装置

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