WO2013082981A1 - 一种自动柜员机业务处理方法及其*** - Google Patents
一种自动柜员机业务处理方法及其*** Download PDFInfo
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- WO2013082981A1 WO2013082981A1 PCT/CN2012/083730 CN2012083730W WO2013082981A1 WO 2013082981 A1 WO2013082981 A1 WO 2013082981A1 CN 2012083730 W CN2012083730 W CN 2012083730W WO 2013082981 A1 WO2013082981 A1 WO 2013082981A1
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- 238000012545 processing Methods 0.000 title claims abstract description 109
- 238000000034 method Methods 0.000 title claims abstract description 27
- 230000004044 response Effects 0.000 claims abstract description 44
- 238000004806 packaging method and process Methods 0.000 claims abstract description 7
- 239000002131 composite material Substances 0.000 claims description 131
- 238000012546 transfer Methods 0.000 claims description 34
- 238000003672 processing method Methods 0.000 claims description 31
- 230000008569 process Effects 0.000 claims description 14
- 238000005516 engineering process Methods 0.000 claims description 8
- 238000004458 analytical method Methods 0.000 claims description 7
- 238000013461 design Methods 0.000 claims description 6
- 238000012544 monitoring process Methods 0.000 claims description 5
- 239000000203 mixture Substances 0.000 claims description 4
- 238000007781 pre-processing Methods 0.000 claims 1
- 230000008859 change Effects 0.000 description 17
- 238000010586 diagram Methods 0.000 description 4
- 230000026676 system process Effects 0.000 description 3
- 239000002699 waste material Substances 0.000 description 3
- 230000000694 effects Effects 0.000 description 2
- 230000006870 function Effects 0.000 description 2
- 230000036624 brainpower Effects 0.000 description 1
- 150000001875 compounds Chemical class 0.000 description 1
- 239000012141 concentrate Substances 0.000 description 1
- 238000012937 correction Methods 0.000 description 1
- 238000013500 data storage Methods 0.000 description 1
- 238000000151 deposition Methods 0.000 description 1
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- 230000000977 initiatory effect Effects 0.000 description 1
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- 238000012913 prioritisation Methods 0.000 description 1
- 238000004080 punching Methods 0.000 description 1
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
- G06Q20/1085—Remote banking, e.g. home banking involving automatic teller machines [ATMs]
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/211—Software architecture within ATMs or in relation to the ATM network
Definitions
- the invention relates to an automatic rejection machine business processing method and system thereof.
- the application is submitted to the Chinese Patent Office on December 6, 2011, the application number is 201110400443.6, and the invention name is "an automatic rejection machine business processing method and system thereof" Priority of Chinese Patent Application, the entire contents of which is incorporated herein by reference.
- the present invention relates to an automatic rejection machine business processing method and system thereof, and more particularly to a method and system for automatic one-time batch processing of automatic rejection machine business. Background technique
- the existing automatic refusal machine performs business processing methods, cannot perform batch processing, and can only submit one business operation at a time, such as inquiry, withdrawal, transfer, deposit, etc., and only after one business processing result is returned, the next one can be performed.
- Business operations In real life, 4 ⁇ multi-user withdrawals, always do a query first, look at how much money on the book, and then make a withdrawal, after the withdrawal, do another inquiry, look at the remaining amount of the book, only to end the user's withdrawal operating. Customers often need to perform such a composite business sequence operation, such as query-withdrawal-query service, and the user must perform three business operations before completing.
- the terminal program For the automatic refusal machine trading system, each time the service is performed, the terminal program must perform a service processing, package the packet, unpack and send the message, and the bank front-end also needs to receive and send the message twice and two times.
- the bank server For the processing of secondary messages, the bank server needs to perform a business process. Like the query-withdrawal-query complex business sequence, the automatic refusal machine trading system will perform about three times the system overhead, which will help the user complete a withdrawal operation that can perform indirect reconciliation.
- This kind of business processing method artificially separates each composite service sequence with logical chain, lacks the necessary flexibility, can not realize the direct reconciliation of the user each time, and the user cannot perform real-time reconciliation for each business operation.
- the user reconciles, that is, it is not intuitive, is not accurate, and is not instantaneous. It also requires the user to use brainpower to carry out book memory. At the same time, it also wastes the valuable business time of the automatic rejection machine, prolongs the operation time of the user business, and cumbersome steps of the user business.
- the bank back-end server the operation of receiving, unpacking, processing, packaging, sending, etc.
- the object of the present invention is to provide an automatic rejection machine business processing method and system thereof, which realizes centralized processing of multiple discrete services of a user, and finally returns and displays multiple results in one time, which is in line with the user's reconciliation.
- Demand, save user time facilitate the user's comparison of book changes, improve the efficiency of automatic refusal machine operation, save the resources of the entire automatic refusal machine trading system, especially improve the bank back-office service system and bank front-end The processing performance of the system.
- the invention provides an automatic rejection machine business processing method, comprising the steps of:
- the automatic rejecting machine generates a corresponding service sequence message according to the service sequence, and submits to the bank front-end system and the bank back-office service system for centralized batch processing;
- the bank front-end system and the bank back-end service system sequentially encapsulate the result of each service operation in the service sequence into a service sequence processing result response message, and after analysis and processing, return the automatic rejection machine at one time;
- the automatic rejecting machine parses the service sequence processing result response message, and displays the transaction result on the screen in turn according to the service sequence, for the user to perform the intuitive reconciliation.
- step (2) specifically includes:
- the bank front-end system When the bank front-end system receives the composite service sequence, it performs relevant processing, sends it to the transaction monitoring system, or adds relevant information to the generated composite service sequence message, and then sends the composite service sequence message. Sent to the bank back-office service system;
- the bank background service system receives the composite service sequence message, parses the message, splits the composite service into a single service, and processes the batch processing of a single service.
- step (2)
- the design method of the composite service sequence message can be
- the 8583 message standard technology is designed.
- the format of the composite service sequence message is as follows:
- Composite service sequence message ⁇ public domain message ⁇ + ⁇ composite service sequence ⁇ ;
- ⁇ Composite service sequence ⁇ refers to the sequence of the composition of a single service with a certain order relationship in the composite service, which is composed of ⁇ 8583 withdrawal inherent message ⁇ , ⁇ 8583 query inherent message ⁇ , ⁇ 8583 modified inherent message ⁇ , ⁇ One or more of 8583 transfer inherent messages ⁇ and ⁇ 8583 deposit inherent messages ⁇ are organized in a certain order;
- the public domain of the composite service ⁇ public domain message ⁇ ; among the message collections of various services, there are some public domains, and the public domain is the report of the domain related to the operation user, the operation account, the inherent characteristics of the bank card, and the characteristics of the operation terminal.
- the sequence of texts, common parameters in the public domain are parameters that are common to all services and have the same value and are not changed during business operations.
- step (2) the bank background service system receives the composite service sequence, and the message parsing comprises:
- step (3) the bank background service system encapsulates the information of the service response queue
- the service sequence processing result response message is once returned to the automatic rejecting machine terminal via the bank front-end system.
- the invention also provides an automatic refusal machine business processing system, including
- the automatic rejecting machine terminal is configured to determine the type of the customer service, and according to the needs of the user, the services that are logically related and have a certain processing order are combined into a service sequence, where the service sequence includes a single service sequence and a composite service sequence. Generating a corresponding service sequence message according to the service sequence, and submitting it to the bank front-end system and the bank back-end service system for centralized batch processing; the automatic rejecting machine terminal is further configured to receive and parse the service sequence processing The result is a response message, and the transaction result is displayed on the screen in turn according to the business sequence, for the user to perform an intuitive reconciliation;
- bank pre-system for encapsulating, processing, and processing the result of each service operation in the service sequence into a service sequence processing result response message
- the bank background service system is configured to sequentially encapsulate the result of each service operation in the service sequence into a service sequence processing result response message, and after analysis and processing, return to the automatic rejection machine terminal through the bank front-end system.
- the bank front-end system is configured to perform related processing when receiving the composite service sequence, send the information to the transaction monitoring system, or add relevant information to the generated composite service sequence message, and then send the composite service sequence message to the bank background. service system;
- the bank background service system is also used to receive composite service sequence messages, perform message parsing, split the composite service into a single service, and pipeline the batch processing of a single service.
- the prior art processes the discrete processing of the business with logical connections, improves the centralized processing of multiple discrete services of the user, and returns and displays the multiple results in a one-time order, which is in line with the user.
- the reconciliation demand saves the user time, facilitates the user's comparison of the book changes, improves the efficiency of the automatic rejection machine operation, saves the resources of the entire automatic rejection machine transaction system, and especially improves the bank back-office business transaction system. And the handling of the bank's front-end system can.
- the processing efficiency of the bank background is improved, the server resources are saved, and the server service processing performance is optimized.
- an automatic refusal machine service processing method and system of the present invention can save automatic refusal machine system resources, including bank pre-service processing resources, especially the "bottleneck" of the entire system.
- the resources of the bank back-end server business transaction system improve the business processing capability of the bank back-end server business transaction system and the bank front-end system, and can save the user's business operation time and improve the efficiency and performance of the automatic rejection machine terminal system.
- the user can also intuitively check the change of the book balance, which facilitates the user's reconciliation and enhances the effect of human-computer interaction.
- FIG. 1 is a flow chart of a method for processing an automatic rejecting machine service according to an embodiment of the present invention
- FIG. 2 is a basic schematic diagram of an embodiment of a "query + withdrawal + query” composite service of the present invention
- FIG. 3 is a "presentation of the present invention”
- Withdrawal + Withdrawal + Chongzheng The basic schematic diagram of the composite business instance implementation. detailed description
- the invention is based on the idea of job batch processing, and proposes an automatic rejection machine compound service processing method, which can enable the automatic rejection machine to process the user service sequence at one time, realizes one operation of the self-service financial equipment composite service sequence, and also realizes
- the bank back-end processes a plurality of services submitted by a certain user in one time, so that the automatic rejecting machine terminal user submits the job once, and the bank background service system processes the job once, and returns the processing result in order, which facilitates the user's reconciliation.
- the automatic refusal machine business sequence referred to in the present invention refers to services that have a certain logical relationship, such as inquiry, withdrawal, transfer, deposit, etc., according to user needs. Can be combined into a business group, that is, a composite business sequence, such as "query + withdrawal + query”, “query + transfer + query”, “query + deposit + query”, “inquiry + deposit + query + transfer + query”, etc. Etc., the self-rejected machine interrupt system is submitted to the bank front-end and bank back-end server business systems for batch processing.
- the service sequence of the automatic rejection machine referred to in the present invention includes a single service sequence and a composite service sequence, and a single service, such as inquiry, withdrawal, transfer, deposit, etc., a single service sequence also belongs to a form of a service sequence, but is a kind The special business sequence form, therefore, the invention can also be compatible with existing business processes.
- the automatic refusal machine business processing method of the present invention is directed to not only a single service but a one-time business sequence, centralized processing of the bank front-end system and the bank back-office service system, the bank front-end system and the bank
- the background service system sequentially returns the result of each business operation in the business sequence to the automatic rejecting machine at one time. This is because the user performs automatic refusal operation and is eager to perform such a composite service sequence operation. This has the demand, and the bank back-end server transaction system is pure software processing, with low error rate and high execution efficiency. .
- an automatic rejection machine service processing method of the present invention includes the following steps:
- the user uses the automatic rejection machine to operate the self-service device terminal according to the business operation flow, and set or select the service sequence. If the user selects a single service, the automatic rejecting machine operates according to the prior art method; if the user selects or sets a composite service sequence, the automatic rejecting machine generates a composite service sequence according to the user's business operation.
- the automatic rejecting machine generates a corresponding service sequence message according to the service sequence, and submits to the bank front-end system and the bank back-office service system for centralized batch processing;
- the bank front-end system and the bank back-end service system sequentially encapsulate the result of each service operation in the service sequence into a service sequence processing result response message, and after analysis and processing, one-time return Return to the automatic rejection machine;
- the automatic rejecting machine parses the service sequence processing result response message, and displays the transaction result on the screen in turn according to the service sequence, for the user to perform the intuitive reconciliation.
- step (2) specifically includes:
- the bank front-end system When the bank front-end system receives the composite service sequence, the relevant processing is performed, sent to the transaction monitoring system or added to the generated composite service sequence message, and the composite service sequence message is sent to the bank back-end service system;
- the bank background service system receives the composite service sequence message, parses the message, splits the composite service into a single service, and processes the batch processing of a single service.
- step (2) if the service sequence is a composite service sequence, the design method of the composite service sequence message can be designed on the existing 8583 message standard technology, and the composite service sequence message format is as follows:
- Composite service sequence message ⁇ public domain message ⁇ + ⁇ composite service sequence ⁇ .
- a certain type of service uses only some domains in the 8583 message, while other domains are not related to this type of service. Therefore, the domain used by a service refers to the domain associated with the service in the 8583 message, and the domain unrelated to the service is no longer included in the service packet set.
- the domain used by the withdrawal service constitutes a message collection ⁇ 8583 withdrawal message ⁇ .
- the domain used by the deposit business constitutes a message collection ⁇ 8583 deposit message ⁇ .
- the domain used for the transfer business constitutes a message set ⁇ 8583 Transfer Message ⁇ .
- the domain used for querying the service constitutes a message set ⁇ 8583 Query Message ⁇ .
- the public domain is a sequence of messages composed of domains related to the operation user, the operation account, the inherent characteristics of the bank card, and the characteristics of the operation terminal, and the common parameters in the public domain are A parameter that is common to all services and has the same value and that does not change during business operations.
- Bit02 Primary Account Number field Bitl4 Bank Card validity period
- Bitl5 settlement date field Bitl8 merchant type field
- Bit22 service point input mode field Bit25 service point type code field
- Bit35 two track data field Bit36 three track data field
- Bit52 user password (PIN) data PIN Data ) Domain, etc., not here - for example.
- Bit06, Bitl2, Bitl3 transaction date and time domain can be used as a symbol of composite business, that is, a common mark of each business, and does not bring operational and logically affected domains to a single business, but also can be counted as public. Domain, as the processing time of the composite business.
- the Bit49 transaction currency code field and the Bit50 settlement currency code field can be set as public domains depending on the withdrawal amount.
- Bit04 transaction amount field and the Bit39 return code field although there are many businesses, have different values for each service domain, and have the mark characteristics of the service itself, so it cannot be used as a public domain.
- Public domain of composite service ⁇ public domain message ⁇ .
- ⁇ Composite service sequence ⁇ refers to the sequence of the composition of a single service with a certain order relationship in the composite service, which is composed of ⁇ 8583 withdrawal inherent message ⁇ , ⁇ 8583 query inherent message ⁇ , ⁇ 8583 modified inherent message ⁇ , ⁇ One or more of the 8583 transfer inherent messages ⁇ and ⁇ 8583 deposit inherent messages ⁇ are organized in a certain order.
- composition of the composite service message is:
- Composite service sequence message ⁇ public domain message ⁇ + ⁇ composite service sequence ⁇ .
- the header information trailing field, the packet error checking check field, and the packet integrity check other message information are not considered here, and can be implemented by using existing related technologies.
- step (2) the bank background service system receives the composite service sequence, and the message parsing comprises:
- a public domain related field such as magnetic card information, password information, etc.
- the bank background service system encapsulates the information of the service response queue into a service sequence processing result response message, and returns to the automatic rejecting machine terminal through the bank front-end system at one time.
- the automatic rejection machine has certain constraints on the combined design of the composite service.
- the automatic rejection machine can accept the following common services: inquiry, cash withdrawal, deposit, transfer, change Confidential, payment, etc., other special transactions such as point inquiry, recent account details, etc. are not considered within the scope of the present invention.
- the user service service is divided into two categories: “composite service” and “single service”.
- the user can select "composite service” or “single” according to his own needs.
- Secondary business A single service is a service processing method implemented by the existing technology of the automatic rejection machine, and the present invention will not be described again.
- the next interface has “requires reconciliation” and “no reconciliation”, and "requires reconciliation” is the user's business
- the system will automatically insert a query service, and the balance of the book will be returned to the user.
- the user selects "need to reconcile” the next step is to select "deposit + transfer” composite business sequence Operation, batch execution deposit business and transfer business
- the system will expand the "deposit + transfer” composite business sequence into a "query + deposit + query + transfer + query” composite business sequence for the bank to execute in the background and return to the five business The result of the execution facilitates user reconciliation.
- “no reconciliation” will only return the results of two business operations of deposit and transfer.
- each The page has an "End" button indicating that the composite business has been selected.
- the new password since the other operations performed after the decryption operation is changed, the new password needs to be re-entered, so the changed service can only be placed in the last service of the composite service, and cannot be placed in the composite.
- a composite service sequence may require a maximum of six services.
- the book change only reflects the book change of the business combination.
- the batch processing method or the work mode it can guarantee its correctness. If it is multi-threaded, in the process of a business combination, there are other services that operate interactively in the same account at different locations. For example, in the case of multi-card and account, the existing technology can be used to solve this problem. For example, if the business combination is not completed, the account is always locked; it can also be a batch technology, and a business sequence cannot be interrupted.
- the automatic rejection machine terminal system generates a message of a composite service sequence, and the format of the message can be designed based on the technology based on the 8583 message format.
- each individual service in the composite service has a strict prioritization relationship, is a service sequence, and each component has a strict order relationship between individual services.
- the automatic rejector terminal system should package the packets of the composite service in strict accordance with the order.
- the bank back-office service processing system must be executed in strict accordance with the sequential execution relationship of the service sequence of the composite service message, and the execution result of each service is recorded, and then the composite service response message is encapsulated according to the relationship of the service sequence. Send back to the automatic rejector terminal for user reconciliation.
- FIG. 2 is a basic schematic diagram of an embodiment of a "query + withdrawal + query" composite service of the present invention.
- Automatic refusal machine customer transfer if the customer wants to know the account change of the entire transfer operation. According to the prior art, the customer must first perform a query operation, obtain the account balance, then perform the transfer operation, transfer the money required for the specific account, and finally need to perform a query operation to obtain the account balance after the transfer, so that the customer knows In this transfer business, the account balance changes correctly.
- the customer only needs to carry out the transfer business, and the operation can obtain the change of the account balance, whether it is equal to the amount of the transferred money, thereby determining the balance of the business operation, and intuitively changing the book change ratio.
- the specific steps are as follows:
- the automatic rejecting machine user inserts the bank card, inputs the correct password, inputs the account account number to be transferred and the amount of the transferred amount, and initiates a transfer business processing request to the automatic rejecting machine terminal system;
- the automatic rejecting machine terminal system performs packet encapsulation, and can be packaged into 8583 messages to transfer a single service message, or can be packaged into a "query + transfer + query" composite service message according to the present invention, and sent to the bank front-end system. ;
- the bank front-end system processes the message and forwards the message to the bank's back-office business processing system
- the bank background service system receives the message and parses the message. If it is a single service message, it further determines whether it is a service related to the change in the number of books, such as "withdrawal”, “deposit”, “transfer”, etc. The business in which the change in the amount of the book is irrelevant shall continue to be processed according to the prior art. Otherwise, the "query” service is inserted into the business before and after the business according to the present invention to form a composite message form of "query + service + query".
- the processing of the composite business queue is atomic, and the composite business atomicity means that the composite business sequence must be executed once, and there can be no other
- the business related to the operation of this account is inserted into the execution process of the composite service sequence, and may be implemented by using a known locking technique or the like for the account of the business operation.
- the bank back-office business system first performs the query service, returns the execution result and the account balance, and temporarily stores it in the response field of the corresponding "query” service in the service sequence; 7) then perform the transfer business, return the execution result and account balance, and temporarily store it in the response field of the corresponding "transfer” service in the business sequence;
- the bank background business processing system performs the response message of the composite service, and sends the response message to the bank front-end system;
- the bank front-end system receives the response message, performs corresponding processing, and sends it to the automatic rejecting machine terminal system;
- the automatic rejecting machine terminal system unpacks the response message and displays the sequence of execution results. At this point, the user can see the entire specific situation and specific process of the account balance change of the transfer.
- Fig. 3 is a basic schematic diagram of an embodiment of a "receipt + withdrawal + punch" composite service of the present invention.
- the bank has a certain amount limit on the single withdrawal of the automatic refusal machine cash machine, generally 2000-4000. If the withdrawal amount exceeds this value, the automatic refusal opportunity directly rejects the transaction business. For this reason, if the customer wants to withdraw 10,000 yuan, it can only perform multiple withdrawals, which brings inconvenience to the user. Also wasted resources.
- the customer only needs to perform a withdrawal operation, and the automatic rejection machine divides the money by multiple times by means of pre-allotment. For example, it is more operable to send a batch of 2000 to 10 withdrawals of 2000 batches.
- Customer withdrawal input 20000 yuan automatic rejection machine
- the terminal system no longer refuses, but through the pre-distribution algorithm to calculate whether the banknote can be issued, and prompts the customer to issue the banknote multiple times after the transaction is successful. In this way, the customer does not press the "continue transaction" 9 times, and the customer operation process is greatly simplified; the delivery message contains 10 requests for withdrawal 2000, and the background return message contains 10 response code sequences, and the message traffic is also greatly reduced.
- the automatic rejecting machine terminal system determines whether or not to issue the money based on the answer code in the background answer code sequence, and prompts the customer that this is the first time to issue the money.
- the automatic rejecting machine user inserts the bank card, enters the correct password, and enters the amount of the withdrawal amount. Initiating a request for withdrawal of 5000 yuan from the automatic rejection machine terminal system (it may be assumed that the maximum withdrawal limit of the machine is 3,000 yuan);
- the automatic rejecting machine terminal system accepts the business request (no longer refuses the business because of 5000>3000), performs the pre-banking algorithm, and absolutely decomposes the withdrawal 5000 into a composite service of "withdrawal 3000 + withdrawal 2000", according to the present invention. Packaged into a "withdrawal 3000 + withdrawal 2000" composite service message, sent to the bank front-end system;
- the bank front-end system processes the message and forwards the message to the bank back-end service system
- the bank back-end service system receives the message, parses the message, calculates the total change of the book as 5000, queries the customer account balance and temporarily stores it. If the account balance is insufficient, directly returns the composite business acceptance failure and returns the "book balance" Not enough reason; otherwise, go to the next step.
- the bank back-office service system then performs the "withdrawal 3000" service, returns the execution result and the account balance, and temporarily stores it in the response field of the corresponding "withdrawal 3000" service in the service sequence;
- the bank back-office service system performs the response message reporting of the composite service, and sends the response message to the bank front-end system;
- the bank front-end system receives the response message, performs corresponding processing, and sends it to the automatic rejecting machine terminal system;
- the automatic rejection machine terminal system unpacks the response message, and displays on the display that the banknote will be issued twice, the first time to issue the banknote 3000, the second time to issue the banknote 2000, and if the two banknotes are issued smoothly, the automatic rejection is performed.
- the machine will display the entire specific situation and the specific process of the change of the account balance, the user can reconcile in one time, and print the receipt; if the banknote occurs during the process of dispensing, proceed to the next step;
- the automatic rejection machine terminal system initiates the punching business to the automatic rejection machine according to the serial number of the withdrawal 2000.
- Automatic rejection machine P is set, and automatic rejection machine P performs relevant processing on receiving the positive report. Forwarded to the bank back-end service system;
- the bank's back-office service system after performing the business, temporarily suspends the results, and actively conducts an inquiry business, and returns the execution result and account balance;
- the bank background service system encapsulates the buffered positive result and the query result into a response message, and forwards it to the automatic rejecting machine terminal via the P end;
- the automatic rejecting machine terminal parses the correcting message, and displays the entire "inquiry + transfer + query" composite business processing sequence response result and the account balance change specific situation, which is convenient for the user to reconcile, and thus the composite service is processed.
- An embodiment of the present invention further provides an automatic refusal machine service processing system, including
- the automatic rejecting machine terminal is configured to determine the type of the customer service, and according to the needs of the user, the services that are logically related and have a certain processing order are combined into a service sequence, where the service sequence includes a single service sequence and a composite service sequence. Generating a corresponding service sequence message according to the service sequence, and submitting it to the bank front-end system and the bank back-end service system for centralized batch processing; the automatic rejecting machine terminal is further configured to receive and parse the service sequence processing The result is a response message, and the transaction result is displayed on the screen in turn according to the business sequence, for the user to perform an intuitive reconciliation;
- bank pre-system for encapsulating, processing, and processing the result of each service operation in the service sequence into a service sequence processing result response message
- the bank background service system is configured to sequentially encapsulate the result of each service operation in the service sequence into a service sequence processing result response message, and after analysis and processing, return to the automatic rejection machine terminal through the bank front-end system.
- the bank front-end system is configured to perform related processing when receiving the composite service sequence, send the information to the transaction monitoring system, or add relevant information to the generated composite service sequence message, and then send the composite service sequence message to the bank background. service system;
- the bank background service system is also used to receive composite service sequence messages, perform message parsing, split the composite service into a single service, and pipeline the batch processing of a single service.
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Priority Applications (4)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US14/235,407 US20140136409A1 (en) | 2011-12-06 | 2012-10-30 | Method for processing service of automatic teller machine and system therefor |
EP12855972.1A EP2790161A4 (en) | 2011-12-06 | 2012-10-30 | METHOD FOR PROCESSING THE OUTPUT OF MONEY AUTOMATES AND SYSTEM THEREFOR |
AU2012349916A AU2012349916B2 (en) | 2011-12-06 | 2012-10-30 | Method for processing service of automatic teller machine and system therefor |
ZA2014/00618A ZA201400618B (en) | 2011-12-06 | 2014-01-24 | Method for processing service of automatic teller machine and system therefor |
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Application Number | Priority Date | Filing Date | Title |
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CN201110400443.6 | 2011-12-06 | ||
CN201110400443.6A CN102496218A (zh) | 2011-12-06 | 2011-12-06 | 一种自动柜员机业务处理方法及其*** |
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WO2013082981A1 true WO2013082981A1 (zh) | 2013-06-13 |
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PCT/CN2012/083730 WO2013082981A1 (zh) | 2011-12-06 | 2012-10-30 | 一种自动柜员机业务处理方法及其*** |
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EP (1) | EP2790161A4 (zh) |
CN (1) | CN102496218A (zh) |
AU (1) | AU2012349916B2 (zh) |
WO (1) | WO2013082981A1 (zh) |
ZA (1) | ZA201400618B (zh) |
Families Citing this family (11)
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CN102496218A (zh) * | 2011-12-06 | 2012-06-13 | 广州广电运通金融电子股份有限公司 | 一种自动柜员机业务处理方法及其*** |
CN102496219A (zh) * | 2011-12-07 | 2012-06-13 | 广州广电运通金融电子股份有限公司 | 一种金融自助设备业务处理方法及其*** |
CN104504804B (zh) * | 2015-01-07 | 2017-05-24 | 广州广电运通信息科技有限公司 | 配钞方法、配钞装置以及金融自助设备 |
FR3035239B1 (fr) * | 2015-04-17 | 2017-03-31 | Morpho | Procede de gestion d'une memoire de carte electronique |
CN105225194A (zh) * | 2015-11-03 | 2016-01-06 | 中体彩科技发展有限公司 | 彩票数据报文处理方法及***、售彩终端、远端服务器 |
CN105303721B (zh) * | 2015-11-19 | 2018-01-09 | 中国建设银行股份有限公司 | 基于队列的交易数据处理方法、***以及atm前置*** |
CN106097086A (zh) * | 2016-06-07 | 2016-11-09 | 中国建设银行股份有限公司 | 用于企业转账的数据处理方法、装置和*** |
CN108833298B (zh) * | 2018-05-29 | 2022-07-05 | 中国建设银行股份有限公司 | 报文分组发送方法、装置以及存储介质 |
CN108898481B (zh) * | 2018-07-09 | 2022-05-27 | 中国建设银行股份有限公司 | 处理柜面业务的方法及装置 |
CN109816359B (zh) * | 2019-02-27 | 2021-05-18 | 银联商务股份有限公司 | 一种服务调用方法及*** |
CN112614282B (zh) * | 2020-12-31 | 2022-07-15 | 深圳怡化电脑股份有限公司 | 业务处理控制方法、装置、电子设备和介质 |
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- 2012-10-30 AU AU2012349916A patent/AU2012349916B2/en not_active Ceased
- 2012-10-30 US US14/235,407 patent/US20140136409A1/en not_active Abandoned
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US20140136409A1 (en) | 2014-05-15 |
ZA201400618B (en) | 2014-11-26 |
AU2012349916B2 (en) | 2014-11-20 |
EP2790161A1 (en) | 2014-10-15 |
CN102496218A (zh) | 2012-06-13 |
EP2790161A4 (en) | 2015-06-24 |
AU2012349916A1 (en) | 2014-01-30 |
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