WO2000079445A1 - Code d'identification d'informations personnelles, et systeme et procede d'utilisation d'un code d'identification d'informations personnelles - Google Patents

Code d'identification d'informations personnelles, et systeme et procede d'utilisation d'un code d'identification d'informations personnelles Download PDF

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Publication number
WO2000079445A1
WO2000079445A1 PCT/JP2000/004108 JP0004108W WO0079445A1 WO 2000079445 A1 WO2000079445 A1 WO 2000079445A1 JP 0004108 W JP0004108 W JP 0004108W WO 0079445 A1 WO0079445 A1 WO 0079445A1
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WO
WIPO (PCT)
Prior art keywords
personal information
identification code
code
common electronic
electronic coupon
Prior art date
Application number
PCT/JP2000/004108
Other languages
English (en)
Japanese (ja)
Inventor
Kyosuke Hishinuma
Original Assignee
Sp Center Co., Ltd.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Sp Center Co., Ltd. filed Critical Sp Center Co., Ltd.
Priority to AU55685/00A priority Critical patent/AU5568500A/en
Publication of WO2000079445A1 publication Critical patent/WO2000079445A1/fr

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals

Definitions

  • the present invention relates to a personal information identification code for easily registering and accessing personal information, and various systems and methods using the personal information identification code.
  • IDs assigned to identify individuals, such as credit cards, health insurance cards, driver's licenses, passports, customer rights, and membership cards, are letters or numbers. They are represented by columns or a combination of them, and are assigned in the order of issue based on a specific logical formula to avoid duplication.
  • a credit card at a bank is provided with a personal identification number engraved with a series of numbers to identify the card holder (not shown).
  • a personal identification number is assigned by using a combination of alphabetic characters and the like and reducing the number of digits, for example, abed1234.
  • the personal identification number database is centrally managed using the combination system, and personal identification numbers are assigned while avoiding duplication.
  • information that identifies the individual includes, for example, company name, company department, name, company location, telephone number, fax number, etc. You can register together.
  • a conventional service point system for example, as described in Japanese Patent Application Laid-Open No. Hei 11-85862, the points used in the membership card according to the amount of use or the contents of use are used as the points used last time.
  • a member card system is known in which a member can freely check his / her own points at any time by providing a history record showing the contents of use.
  • the user is given a personal identification number from the service provider, so that the user cannot set the personal identification number as he or she desires. There was a problem that it was difficult to remember the personal identification number.
  • each company independently creates a customer guide for each customer for the purpose of expanding the market share, and uses the customer card for the customer.
  • Service points are granted to each customer by making the service points available, and various benefits are offered to customers who have accumulated service points by redeeming specific points.
  • the customer needs to have a different customer card for each company, and since the accumulated points are different for each company, when the customer redeems the points, , The company that issued the point or that company This is limited to business alliance groups, so when customers use the benefits offered by service points, the range of use is limited to a certain range for each company.
  • URL addresses are often composed of alphabets and special symbols, and use ":”, “/”, etc., so they are written as follows: http: // www .kigyou. co.jp/ service /
  • the URL is not representative of a company name or service
  • Hierarchy is not registered for specific purposes. Areas such as countries, prefectures, municipalities, etc. are not defined and hierarchized).
  • the ticket issuing company requires human resources to issue tickets, settle tickets, and confirm validity when using tickets.
  • the current settlement method involves various problems, and buyers and sales companies can make cash settlements, credit settlements and payments to financial institutions at their own convenience or according to the transaction form. Different transfer methods are used.
  • the customer is provided with a company-specific card
  • Information on products 'services is provided exclusively by providers, such as TV commercials, DMs, flyers, newspapers' magazines, hanging advertisements, and information boards on train stations, etc. Not at all;
  • An object of the present invention is to provide an update-type personal information identification code that can easily register, search, and change personal information in view of the above-described problems in the conventional technology.
  • the registrant includes a number string composed of a plurality of numbers, and a specific code arranged following the number string.
  • a system for managing personal information using a personal information identification code including at least a numeric string composed of a plurality of numbers and a specific code arranged following the numeric string.
  • the discriminating means determines that the personal information identification code does not match the existing personal information identification code, the entered personal information identification code is registered and matched. If it is determined that the personal information identification code has been registered, the personal information identification code registration means for rejecting the registration of the entered personal information identification code, and the entered personal information identification code is Notification means for notifying the applicant who has been registered or rejected by the separate code registration means, and if a notification of registration is received by the notification means, registration is performed by the registered personal information identification code.
  • Personal information input means for inputting personal information desired in a predetermined format, and personal information for registering and storing the personal information input by the personal information input means in association with the registered personal information identification code.
  • a system for managing personal information comprising a registration storage means is provided.
  • a method of managing personal information using a personal information identification code including at least a numeric string including a plurality of numbers and a specific code arranged following the numeric string, Enter the personal information identification code selected by the applicant for personal information registration, and determine whether the entered personal information identification code matches the existing personal information identification code registered by another registrant. If it is determined that the personal information identification code does not match the existing personal information identification code, the entered personal information identification code is registered, and the personal information identification code entered by the applicant for registration is registered.
  • a method for managing personal information comprising a step of remembering.
  • an input terminal for inputting information regarding a common electronic coupon
  • a common electronic coupon sensor for managing / controlling information regarding the common electronic coupon input from the input terminal
  • a common electronic coupon is provided with a communication network for connecting the terminal and the input terminal.
  • the common electronic coupon analyzes information on the common electronic coupon input from the input terminal and, based on the result of the analysis, the common electronic coupon. It is configured to classify information related to financial information and to transfer funds between the account of the financial institution corresponding to the classified information and the account of the financial institution to which the common electronic coupon center is a member. To provide a common electronic coupon system.
  • information on the common electronic coupon is input, information on the input common electronic coupon is managed / controlled, the input information on the common electronic coupon is analyzed, and the result of the analysis is obtained.
  • Classifying information related to the common electronic coupon based on the information and transferring funds between the account of the financial institution corresponding to the classified information and the account of the financial institution to which the common electronic coupon is affiliated. Provide all common electronic coupon utilization methods.
  • FIG. 1 is a block diagram showing the configuration of one embodiment of the personal information management system of the present invention
  • FIG. 2 is a flowchart for explaining the operation of the personal information management system shown in FIG. 1;
  • FIG. 3 is a continuation of the flowchart for explaining the operation of the personal information management system shown in FIG. 2;
  • Figure 4 is a flow diagram for explaining the registration of personal information in the personal information management system of Figure 1;
  • Figure 5 is a flow chart to explain the download of personal information using the personal information management system of Figure 1;
  • Fig. 6 is a diagram for explaining the exchange of N codes by a mobile phone or the like using the personal information management system of Fig. 1;
  • FIG. 7 is a flowchart for explaining an operation of exchanging N codes by a mobile phone or the like
  • FIG. 8 is a flowchart for explaining the operation of acquiring personal information and updating registered information by a mobile phone or the like using the personal information management system of FIG. 1;
  • FIG. 9 is a schematic diagram showing the configuration of one embodiment of the common electronic coupon system of the present invention.
  • FIG. 10 is a schematic diagram showing an example of a configuration of a common electronic coupon center in the common electronic coupon system of FIG. 9;
  • FIG. 11 is a flowchart for explaining an example of operation processing by the common electronic coupon system of FIG. 9;
  • FIG. 12 is a flowchart for explaining a further example of operation processing by the common electronic coupon system of FIG. 9;
  • FIG. 13 is a flowchart for explaining a further example of operation processing by the common electronic coupon system of FIG. 9;
  • FIG. 14 is a flowchart for explaining a further example of operation processing by the common electronic coupon system of FIG. 9;
  • FIG. 15 is a flowchart for explaining a further example of operation processing by the common electronic coupon system of FIG. 9;
  • FIG. 16 is a flowchart for explaining a further example of operation processing by the common electronic coupon system of FIG. 9;
  • FIG. 17 illustrates a further example of the operation processing by the common electronic coupon system of FIG. Is a flow diagram for performing
  • FIG. 18 is a flowchart for explaining a further example of the operation processing by the common electronic coupon system of FIG. 9;
  • FIG. 19 is a flowchart for explaining a further example of the operation processing by the common electronic coupon system of FIG. 9;
  • FIG. 20 is a flowchart for explaining a further example of operation processing by the common electronic coupon system of FIG. 9;
  • FIG. 21 is a flowchart for explaining a further example of the operation processing by the common electronic coupon system of FIG. 9;
  • FIG. 22 is a schematic block diagram showing the configuration of the gateway device according to the present invention.
  • FIG. 23A is a schematic block diagram showing the configuration of a system using the gateway device of FIG. 22;
  • FIG. 23B is an explanatory diagram for explaining the operation of the system of FIG. 23A;
  • FIG. 24 is a schematic block diagram showing the configuration of a URL search WEB site according to the present invention.
  • Fig. 25A is a schematic block diagram showing the configuration of a system using the URL search WEB site of Fig. 24;
  • Fig. 25B is an explanatory diagram for explaining the operation of the system of Fig. 25A
  • Fig. 26 is a schematic block diagram showing the configuration of a system for directly accessing an area WEB site according to the present invention. ;
  • FIG. 27 is a schematic block diagram showing a configuration of a system for accessing an area WEB site via a URL search WEB site according to the present invention
  • FIG. 28 is a schematic configuration diagram of the common electronic payment system according to the present invention
  • FIG. 29 is a system using the common electronic payment / common electronic
  • FIG. 2 is a schematic structural diagram of a stem
  • FIG. 30 is a schematic configuration diagram of another system using the common electronic settlement / common electronic point center according to the present invention.
  • FIG. 31 is a schematic block diagram showing the configuration of a remote reading system for various values such as electricity, gas and water using the common electronic settlement center according to the present invention
  • FIG. 3 is a schematic block diagram showing a configuration of a menu shown in FIG. 31
  • FIG. 3 is a schematic block diagram showing a configuration of a system using a customer satisfaction information management center according to the present invention
  • FIG. 34 is a schematic block diagram showing a configuration of a system using the common electronic settlement / customer satisfaction information management center according to the present invention. Preferred embodiments of the invention
  • FIG. 1 is a block diagram showing a configuration of an embodiment of a personal information management system for managing personal information using a personal information identification code (hereinafter abbreviated as N code) of the present invention.
  • the personal information management system 10 of this embodiment has an input unit 11 for inputting various information, an N code registration storage unit 12 for registering and storing N codes, and a personal information management system.
  • Personal information registration storage unit 13 for registration and storage, discrimination unit 14 for discriminating various types of information input by input unit 11, and output unit for outputting various information based on the discrimination result of discrimination unit 14 Has 1 5
  • Step S1 If the user has applied for N code registration using computer communication using the Internet (Step S1), the personal information management system 10 accepts the new N code application (Step S1). S2) Notify the user to that effect, and confirm whether the user wants to use the identification symbol (details will be described later) (Steps S3 and S4).
  • step S4 If the user desires to use the identification symbol in step S4 (Yes), the user determines the identification symbol by himself, and notifies the personal identification management system 10 of the determined identification symbol. (Step S5), the personal information management system 10 that has received the notification registers and stores the identification symbol in the N-code registration storage unit 12 (Step S6).
  • step S4 if the user does not want to use the identification symbol (No) in step S4, the process proceeds to step S7.
  • step S7 if the N code is to be encrypted using the personal identification number (Yes), the user determines the personal identification number by himself and stores the determined personal identification number and N code in the personal information management system 10. Is notified (step S8).
  • the personal information management system 10 Upon receiving the N code and the password from the user in step S8, the personal information management system 10 temporarily encrypts the N code based on the password (step S9), and the temporarily encrypted N code is already registered.
  • the N code registration storage unit 12 is searched to determine whether or not it matches another N code that has been set by the determination unit 14 (step S 10), and the N code temporarily encrypted in step S 10 If it is determined that the N code does not match another N code, the temporarily encrypted N code is registered and stored in the N code registration storage unit 12 as a new N code, and the password is also stored in the N code.
  • Registered in 1st registration storage section 1 2 Remember (step sl Do
  • step S9 if it is determined in step S9 that the provisionally encrypted N code matches another N code, registration of the provisionally encrypted N code is rejected, and the user is notified (step S9). 1 2).
  • the user who has received the notification of the refusal of registration selects the new N-code and PIN by himself and notifies the user again, and repeats the above steps S8 to S1 until the provisionally encrypted N-code is registered. Repeat 1.
  • step S7 If the N code is not encrypted (No) in step S7, the N code is notified to the personal information management system 10 (step S13), and the personal information management system 10 transmits the notified N code.
  • the N code registration storage unit 12 searches the N code registration storage unit 12 to determine whether or not matches with another N code already registered (step S 14). Then, the N code is registered and stored in the N code registration storage unit 12 as a new N code (step S15) o
  • step S16 if it is determined that the notified N code matches another N code, the notified N code is rejected for registration and the user is notified of this (step S16).
  • the user who has received the notification of the registration refusal notifies the new N code again, and repeats the above steps S13 to S15 until the N code is registered. In this way, the user obtains the N code by the personal information management system 10 shown in Fig. 1 (step S17).
  • N-code configured by the following.
  • the telephone number is a telephone number of a corporation or an individual provided by a telecommunications carrier, and is a numeral string set in advance so that there is no duplication.
  • the W symbol (hereinafter referred to as a mark) is a registered trademark or symbol such as @ (at mark) or a toll-free mark in the Internet address, and a number sequence and the mark arranged before the mark. This is to clarify the difference (the difference in the meanings of the numbers) and numbers or character strings (hereinafter, described as an example of the character strings) arranged after the characters.
  • the numbers and / or alphabet strings are identification symbols (for example, to avoid duplication in the same telephone number; details will be described later), and can be set freely by the user (personal information registrant). And in addition, the number of digits of the numeral and / or alphabet string may be restricted to a specific number of digits, for example, to within 10 digits. Further, as described later, when the identification symbol is unnecessary, the description can be omitted. Next, the N code of the above-described embodiment will be described more specifically.
  • area code 03
  • telephone number 9876-5432
  • identification code 123 (This is to avoid duplication in the same telephone number. For example, the same number is shared by multiple users in a company, etc.) If you use), the personal information identification code is
  • the N code is indicated by using the * mark to indicate that 39876 5432 * 123 is an N code that is different from a general ID number.
  • the N code in a format like That is, the identification mark after the * mark is to avoid duplication when only the telephone number is used. If there is no duplication, there is no need to add anything after the * mark. Also, when describing on a business card, etc., the * mark may be omitted, and the other party may be verbally informed that the code is an N code.
  • the N-code of the present invention can be encrypted using a simple method to keep the association with the telephone number secret. An example will be described below.
  • the encryption is easily done, for example, by adding a PIN to each digit of the string part of 398765432 *:
  • the security code (2483) is added every other digit.
  • the number string before the * mark is different from the phone number, and the phone number should not be disclosed.
  • an addition expression was used, but various arithmetic expressions such as a subtraction expression may be used).
  • the N code is an encrypted number sequence
  • the N code may be duplicated. So, in case of duplicate or one phone number,
  • an identification symbol can be added after the * mark.
  • an additional identification symbol can be added to the N code after encryption after the * mark.
  • the number 1 is added after the * mark.
  • the user of the personal information management system of the present invention can register the N-code of the present invention, which allows various variations.
  • the input unit 11 of the personal information management system 10 shown in FIG. 1 first confirms the user's desire to use the identification symbol.
  • a user who wants to register a plurality of personal information of different disclosure levels, a plurality of users with the same telephone number, etc. in advance registers an identification symbol at this time. However, if you do not wish to use the identifier at this point, you can re-register later.
  • Telephone numbers are generally set to be unique, but encrypting N-codes using PINs may cause the encrypted N-codes to overlap existing N-codes. is there.
  • the discriminating unit 14 of the personal information management system 10 shown in FIG. 1 determines that the new N code input from the input unit 11 matches the existing N code. It is determined whether they match with reference to the N-code registration storage unit 12. Here, the already registered N code is stored in the N code registration storage unit 12. It is assumed that
  • the determination unit 14 determines that the new N code input from the input unit 11 does not match the existing N code stored in the N code registration storage unit 12
  • the new N-code input is registered in the N-code registration storage unit 12 and the registration result is output to the output unit 15 at the same time.
  • the discriminating unit 14 determines that the new N code input from the input unit 11 matches the existing N code stored in the N code registering unit 12 Then, the discrimination unit 14 rejects the input new N-code and, at the same time, outputs the registration rejection result to the output unit 15.
  • the output unit 15 notifies the result of the registration / registration rejection to the user.
  • N code If there is a duplicate N code, the applicant will be notified of the refusal of registration. However, if the password is changed and the registration process is executed again, the N code can be easily duplicated. Can be avoided.
  • the N code using only the telephone number (+ identification symbol) is preferentially registered.
  • the user obtains the N code.
  • the user or service provider can link personal information to the acquired N code as shown in Fig. 4 and use the personal information management system shown in Fig. 1. 0 can be registered.
  • the personal information means (1) the user should set and register the contents such as address, name, company name, department name, fax number, e-mail address, date of birth, etc. on his / her own will. (2) Points calculated according to the purchase price of shopping, etc. Items that can be registered as personal information by the service provider, such as personal information, purchase history, transaction details, etc. (3) The service provider, such as the popularity of a particular store, must be registered as individual store information of the member store And the like.
  • the registered contents of personal information can be changed for each identification number, personal identification number, or a combination thereof, so that the user himself can freely set the disclosure standard of the information and how many You can register personal information.
  • N-code 39 8765432 * can be linked with public information at the public level as shown in Table 2.
  • Updating the contents of the registered personal information for example, changing the address due to relocation, changing the department due to personnel changes within the company, etc. Do.
  • the registered N code can be used in various ways depending on the purpose of use.
  • mobile phones and general landline networks have a calling number notification service, so if a caller makes a call from home or from his / her own mobile phone, the receiver must use this calling number notification service. By using this, the phone number of the caller is notified. As a result, the receiver can easily recognize the notified calling number as a number corresponding to the numeral string arranged before the * mark of the N code. For example, if the caller's phone number is 0
  • the caller's N code will be the same as the area code except for 0, as described above.
  • the recipient can access the sender's personal information if the sender notifies only the identification symbol or PIN in some way. can do.
  • the business card information management system can save labor and time in organizing the business card received by the business card receiving side, and the business card handing side (registrant) can update its own business card information. By doing so, the person who receives the business card can always obtain the latest information about the person who gave the business card.
  • N code such as 398765432 * and link it with information to be disclosed to business partners, for example, business card information (see Table 4) and register it.
  • the same N-code is registered by linking the information to be disclosed to the party with the same hobby, for example, the yacht's sailing information of the hobby as shown in Table 5.
  • N code + identification code 3987 65432 * instead of notifying the other party of the 1234 identification code 1234 instead of notifying the other party of the hobby information shown in Table 5
  • N code + identification code 398765432 * YA CHT identification code YACHT can be notified to the other party.
  • a plurality of information disclosure levels can be set by having a plurality of passwords.
  • the registrant When exchanging business cards, the registrant simultaneously notifies the inquiring person (the person who passes the business card) of the identification word (or PIN) having a disclosure level corresponding to the inquiring person.
  • the referrer can refer to the registrant's personal information using the registrant's N code and the identification code (or PIN) provided by the registrant as described in paragraph 1) above.
  • the person who actually performs the inquiry may be a third party (a specialized organization such as a personal information service company) acting on behalf of the inquiry.
  • the user displays the N code on business cards, printed materials, etc. to indicate that he is a registrant of the personal information system. It is also possible to notify the other party of the N code verbally. In addition, when it is necessary to identify the disclosure level, the user uses the identification symbol or the password in accordance with the other party to notify the user, as described above. The identification symbol or PIN may be given to the other party verbally.
  • Table 6 shows an example of items described in a general business card.
  • JRL: nttp: www.ncord.co.jp No Table 6 shows the general business card format.
  • the format of the business card is a format in which only the N code is displayed as shown in Table 7, for example.
  • the business card information is arranged by a convenience store or other means. For example, when entering business card information into a business card management software that runs on the It is necessary to enter a huge amount of address, company name, department name, name, telephone number, fax number, e-mail address.
  • the N code + identification symbol for example,
  • Mobile phone or information terminal hereinafter referred to as mobile phone etc.
  • mobile phone etc. User's personal information download system
  • the personal information management system of the present invention can easily register, update, and / or search for personal information using a telephone number stored in a memory of a terminal device such as a mobile phone as a search key.
  • a user of a mobile phone or the like uses a telephone directory function provided on the mobile phone or the like to search for a party to call and dial from the mobile phone or the like.
  • the phonebook function it is necessary to register phonebook data in the phonebook memory in advance, and at that time, it is necessary to enter a name or phone number that is easy to search by yourself in the phonebook memory. Become. This procedure is not only troublesome for the user, but also when the personal information such as the telephone number or affiliation of the other party is changed, the information is updated each time. You need to change and re-register.
  • Fig. 3 is a flow chart for explaining the registration / update process at N-code registration center via mobile phone.
  • the owner of the mobile phone or the like registers and updates the personal information of the owner such as “name”, “nickname” and “furigana” on the mobile phone or the like (step S101).
  • the personal information may be business card information as shown in Table 4.
  • a call is made from a mobile phone or the like to the N-code registration center (step S102).
  • the caller's telephone number is automatically sent, and the caller's telephone number is notified to the N-code registration center (step S103).
  • the telephone number of the caller may be the telephone number of a mobile phone or the telephone number of a company described on a business card.
  • the N-code registration center determines whether or not the caller is a registrant based on the notified caller's telephone number (step S104), and determines whether the caller is already registered in the N-code registration center. If so, the process proceeds to step S107 (described later).
  • step S105 if the caller is an unregistered person in step S104, it is determined whether or not to register at the N-code registration center (step S105). If “no registration” (No), the communication is disconnected. Yes (step S106). On the other hand, in step S105, if "register” (Yes), the caller's mobile phone display, for example, "Your personal information is" 090—123—4567 Taro Yamada (mobile) Are you sure? ”A registration 'update confirmation screen is displayed (step S107).
  • step S107 If the content of the display screen (registration confirmation screen) is correct (Yes) in step S107, the personal information is registered and updated in the N-code registration center (step S108). On the other hand, if the content of the (registration confirmation screen) on the display screen is not correct (No) in step S107, the process returns to step S101 to repeat the above steps. 2) Exchange of N code by mobile phone etc. (See Fig. 7)
  • the business card Instead of exchanging, exchange the phone number (N code) directly via the interface (RS232C, IrDA, etc.) between the mobile phones, and replace the other party's phone number (N code) with your own mobile phone.
  • Etc. can be registered in the telephone directory memory. If not only the N code but also personal information is registered in the memory of the mobile phone, the N code and personal information can be exchanged directly between the mobile phones.
  • Methods for accessing the personal information management system 10 in FIG. 1 from a mobile phone or the like include the following:
  • the telephone number of the "partner" registered in the phonebook memory of the mobile phone or the like is automatically converted to an N-code (example) If the other party's phone number is 090—2987—6543, it is automatically converted to an N code of 9029876543 *), and the converted N code is sent to the personal information management system 10 in FIG. Then, the personal information of the “partner” registered in the personal information registration storage unit 16 of the personal information management system 10 in FIG. 1 is downloaded to a mobile phone or the like.
  • a call (for example, abbreviated number # 8888, or telephone number 090-8888-8888) is made from the destination telephone number, mobile phone, etc. (step S301).
  • the caller's mobile phone or other telephone number is automatically called, and the caller is sent to the N-code registration center.
  • the telephone number is notified (step S302).
  • the N-code registration center determines whether the caller is a registrant of the system (step S303), and if the caller is not a registrant (No In), the communication is disconnected (step S304).
  • step S303 determines whether to collectively download the registrant information. If the user does not download the registrant information at once (No), the communication is disconnected (step S306). If the caller collectively downloads the registrant information in step S305 (Yes), the N code of the other party registered in the phonebook memory of the mobile phone or the like is transmitted in a batch ( Step S 307), execute batch download and display, for example, the message “The number of shortened registrations is 285, of which 177 are N code registrants. Would you like to update all at once?” On the display of the registrant's mobile phone etc. (Step S 308). If the batch update is not performed, the communication is disconnected (step S309). On the other hand, if the batch update is performed, the personal information of the downloaded party is recorded on a mobile phone or the like (step S310).
  • FIG. 9 is a schematic diagram showing the configuration of one embodiment of the common electronic coupon system of the present invention.
  • the common electronic coupon system 10 inputs a common electronic coupon and a common electronic coupon center 1011 that manages and controls information about the common electronic coupon and information about the common electronic coupon. It has input terminals 1201-1207, and a communication network 1013 for connecting the common electronic computer 1011 and the input terminals 1201-1207.
  • the common electronic coupon system 1000 of the present embodiment in FIG. 9 is a financial institution 1014 to which the common electronic coupon center 1011 is a member, and a common electronic coupon member company.
  • FIG. 10 is a schematic diagram showing the configuration of the common electronic coupon center 101 shown in FIG.
  • the common electronic coupon center 101 receives the data from the input terminal 102 via the communication network 103 and receives the data from the input terminal 102.
  • Data transmission / reception unit 1 1 1 connected to data transmission / reception unit 1 1 1 and data transmission / reception unit 1 1 1 2 is connected to the reception data analysis unit 1102, and stores the common electronic coupon member data from the data analyzed by the reception data analysis unit 1102. It is connected to the evening data 1103 and the reception data analysis unit 1102, and from among the data analyzed by the reception data analysis unit 1102, advertisements, sweepstakes, questionnaires, etc.
  • Advertisement that stores data about sponsors and companies Z Sweepstakes / Questionnaire Sponsors Connects to company database 1 1 0 4 and received data analysis unit 1 1 0 2
  • the common electronic coupon member company database 1105 that stores the data of the common electronic coupon member companies from the data analyzed by the received data Child coupon member database 1 1 0 3, advertisement / sweepstakes / questionnaire sponsor company database 1 1 10 4 and common electronic coupon member company database 1 1 0 5 Connected to each database 1 1 0 3 1 1 0 4
  • a transmission data editing unit 1106 for inputting the data output from 1105 and editing the data in a format to be transmitted from the data transmission / reception unit 1101.
  • the information on the common electronic coupon input from the input terminal 1102 is received by the data transmission / reception unit 1101, and the common data received by the reception data analysis unit 1102.
  • Data on advertising / sweep / prize / anchor and data on member companies of common e-coupons are categorized as follows: Database for common e-coupon members 1103, database for ad / sweep / prize / survey sponsors 1 1 0 4
  • common electronic coupons Accounts of financial institutions that are stored in the member company database 1105 and correspond to the classified information, that is, accounts of financial institutions 110 to which the common electronic coupon members are members 107 1 7 AC, advertising / sweepstakes / questionnaire sponsors
  • a financial institution that is a member of a company 1 0 16 Account 1 0 1 6 AC and a common electronic coupon member of a financial institution 1 0 1 5 Account 1 It is configured to transfer funds between the 0 15 AC and the account 10 14
  • the communication network 110 13 can be divided into two types: an internet connection network, a portable bucket network, and the Internet connected via an inter-network connecting device.
  • the input terminal 101 can be broadly classified into two types, a store and a customer's home, depending on the place where it is installed. Coupon-only terminals and mobile phones can be divided into three types.
  • personal computer evening in-home internet home appliances, game machines with in-home internet function, and home appliances for digital data broadcasting. it can.
  • input terminals 101 for the sake of simplicity, they will be referred to simply as input terminals 101.
  • the operation processing of the above configuration will be described according to the type of application with reference to the operation flow charts of FIGS.
  • Step S102 (2) Enter the personal identification code, coupon addition / subtraction identification code, desired advertising genre, purchase price, and company code from the input terminal 1012 at the time of shopping (Step S102) o
  • personal identification code, coupon addition / subtraction The identification code and advertising genre are entered on the customer side, and the purchase price and company code are entered on the store side. The purchase price is locked after input.
  • the personal identification code and the company code may be preset in the input terminal 1012 in advance.
  • step S103 Ask the customer to confirm the input contents of the input terminal 1012 (step S103), and press the confirmation key (not shown) of the input terminal 1012 (step S104). It is sent to Senyu 1011 (step S 105), and from the common electronic coupon Send 1011, the accumulated value of the coupon amount and, if the coupon amount is insufficient, the shortage amount and advertisement information of the desired genre are returned to the input terminal 1012. (Step S106).
  • Sweepstakes and questionnaires can be incorporated into the advertisement, and the customer inputs a response to the sweepstakes and questionnaire from the input terminal 1012 (step S107), and sends a key (not shown) to the input terminal 1012. When pressed (step S108), a reply is sent to the common electronic coupon center 1011 (step S109).
  • the common electronic coupon center 1011 is the accumulated value of the customer's coupon amount stored in the common electronic coupon member data 1103 and the company's
  • the coupon amount total value (the sum total of the coupon amounts of all customers who have visited the store during the specified period as 10 for addition and-for subtraction) is updated (step S110).
  • the common electronic coupon center 1011 uses the coupon amount accumulated in advance for the customer who accesses the advertisement or the customer who answered the sweepstakes questionnaire in the common electronic coupon member database 1103. (Step S111), and the coupon amount is added to the total value of the coupon amount of the advertisement / sweepstakes / questionnaire sponsor stored in the advertisement / sweepstakes / survey sponsor company data base 1104. (The sum of the coupon amounts of all customers who have accessed the ad during the specified period or all customers who have entered the sweepstakes / survey) (S112).
  • the common electronic coupon center 1011 is used to analyze and compile the contents of the sweepstakes / questionnaire stored in the corporate database 1104 for all applicants after the application deadline (step S113). , S114), and transfer to each sponsoring company (step S115).
  • the common electronic coupon center 1011 is a financial transaction to which the company is a member if the total coupon amount of each company in the period T1 is ten after the specified period T1 has elapsed (step S116). Transfer funds from the account 1015 AC of the institution 1015 AC to the account 1014 AC of the financial institution 1014 to which the member 1011 is a member. Transfer funds equal to the total coupon amount of each company from the account 1014AC of the financial institution 1014 to which Ponsen Yu 1011 is a member to the account 1014AC of the financial institution to which the relevant company is a member (Step S117) .
  • step S201 Start the order screen of the input terminal 1012 (step S201), and send the order data entered in the order screen (not shown) to the supplier (step S202). (Omitted) is returned to the input terminal 12 of the orderer (step S203).
  • the personal identification code may be preset in the input terminal 101.
  • the common electronic coupon center 1101 1 1 returns the accumulated coupon amount, and if the coupon amount is insufficient, the shortage amount and the advertisement information of the desired genre to the input terminal 101 2 (step S 2). 0 7, S2 0 8) o
  • Sweepstakes and questionnaires can be incorporated into the advertisement, and the customer inputs replies to the sweepstakes and questionnaire from the input terminal 1 ⁇ 12 (step S209), and the input terminal 101
  • the send key (not shown) is pressed (step S210)
  • a reply is sent to the common electronic coupon center 101 (step S211).
  • the common electronic coupon center 101 is the cumulative value of the customer's coupon amount stored in the common electronic coupon member database 1103 and the common electronic coupon member company database 111 Updates the total value of the coupon amount of the company stored in (the total value of the coupon amount of all customers who came to the store during the specified period as 10 for addition and-for subtraction) (Step S2 1 2).
  • the common electronic coupon center 1101 uses the coupon amount of the customer stored in the common electronic coupon membership database 1103 for the ad access customer or the customer who answered the sweepstakes questionnaire.
  • the coupon amount is added to the accumulated amount of money, and the coupon amount is added to the total amount of coupon amount of the relevant advertisement / sweepstakes / questionnaire sponsor / company stored in the ad / sweepstakes / survey sponsor / company It can also be added to the total amount of coupons of all customers who have accessed the advertisement or all customers who have entered the sweepstakes / questionnaire during the specified period (steps S213, S2) 1 4) o
  • Common electronic coupon center 1 0 1 1 is for advertising / sweepstakes / questionnaire sponsors — apply for sweepstakes / questionnaire responses stored in the corporate database 110 4 After the expiration of the deadline, all applicants are analyzed and tabulated (steps S215 and S216) and transferred to each sponsor company (step S217).
  • the common electronic coupon center 1011 is a financial institution to which the company is a member. Transfer an amount of money equal to the total value of the coupon amount of each company from the account 1015AC to the account 1014 AC of the financial institution 1014 with which the common electronic coupon center In the evening, 1011 transfers funds from the account 1014 AC of the financial institution 1014 AC, which is a member of the bank, to the account 1015 AC of the financial institution to which the company is affiliated, 1015 AC, the amount equal to the sum of the coupon amount of each company S 219).
  • the input guidance screen of the input terminal 1012 is preset by downloading from the common electronic coupon center 1011 (step S301).
  • the above data is sent to the common electronic coupon center 1011 (Step S303).
  • S 304 ).
  • the common electronic coupon center 1011 adds a predetermined coupon amount to the cumulative coupon amount of the customer stored in the common electronic coupon member database 1103, and advertises the coupon amount.
  • Sweepstakes / Questionnaire Sponsor / Corporate Data 1104 The total amount of the coupon amount of the advertisement / sweepstakes / questionnaire sponsor company stored in the 1104 base (All customers who have accessed the sponsorship advertisement during the specified period or Sweepstakes / All survey entries (The sum of the customer's coupon amounts) (steps S305 and S306).
  • the common electronic coupon center 1011 analyzes and aggregates the contents of the sweepstakes / questionnaire stored in the advertising / sweep / prize survey / company database 1104 for all applicants after the application period has passed (step S307). ), And transfer to each sponsoring company (step S308).
  • Step S309 the common electronic coupon center 1011 is transferred from the account 1016 AC of the financial institution 1016 to which each sponsor company is affiliated. Transfer funds to the account 1014AC of 1011 affiliated financial institutions 101 4 Advertisement / sweepstakes / survey sponsor company data 1104 equal to the total coupon amount of each sponsor / company stored in 1104 (Step S310).
  • the input guidance screen of the input terminal 1012 is preset by downloading from the common electronic coupon center 1011 (step S 40 l) o
  • step S402 Input a personal identification code, a coupon addition / subtraction identification code, a purchase amount, and a company code from the input terminal 1012 at the time of shopping (step S402).
  • the personal identification code and the coupon addition / subtraction identification code are input on the customer side, and the purchase price and the company code are input on the store side. The purchase price is locked after input.
  • the personal identification code and the company code may be preset in the input terminal 1012.
  • step S 405 In the case of coupon addition (step S 405), in input terminal 1012 The accumulated value of the coupon amount of the customer is updated, and after the update, the accumulated value of the coupon amount is checked (step S406);
  • step S407 In the case of coupon subtraction, the above data is sent to the common electronic coupon center 1011 (step S407), and the coupon amount accumulated value and the coupon are insufficient from the common electronic coupon center 1011 to the input terminal 1012. If so, the shortage amount is returned (step S408).
  • step S409 After the lapse of the specified period T2 (step S409), for all customers who have visited the store during that period, the accumulated coupon amount for each customer is transmitted to the common electronic coupon center 1011 together with the company code. Is performed (step S410). If necessary, record the "date of visit”, “number of visits”, “date of recent visit”, etc. on the input terminal 1012, and send it to the common electronic coupon center 1011 along with the above data after T2 You can also.
  • the accumulated value of the coupon amount for each customer stored in the common electronic coupon member database 1103 and stored in the common electronic coupon member company data base 1105 Update the total coupon amount of each company (the sum of the coupon amount of all customers who came to the store during the specified period as 10 for addition and 1 for subtraction) (step S41l) o
  • step S412 After the specified period T1 has elapsed (step S412), if the total coupon amount of each company in the period T1 is +, then the common electronic coupon Transfer funds from the account 1015 AC to the financial institution 1014 to which the common electronic coupon center 1011 is a member, and in one case, the account of the financial institution 1014 to which the common electronic coupon center 1011 is a member Transfer funds from 1014AC to the account 1015 AC of the financial institution 1015 to which the company is a member (step S413).
  • step S501 When shopping, the order screen (not shown) of the input terminal 1012 is started (step S501), and the order data input on the order screen is transmitted to the orderer (step 502).
  • the orderer inputs a common electronic coupon.
  • a screen (not shown) is returned to the input terminal 1012 of the orderer (step S503).
  • step S504 The orderer inputs the personal identification code and the coupon addition / subtraction identification code on the input screen of the input terminal 1012 (step S504), and sends the transmission key of the input terminal 1012.
  • step S505 When (not shown) is pressed (step S505), the above data, the purchase amount and the company code on the order screen are merged, and transmitted to the common electronic coupon center 1011.
  • the personal identification code may be preset in the input terminal 1012.
  • the common electronic coupon center 1011 replies to the input terminal 1012 with the cumulative amount of the coupon and the shortage if the coupon is insufficient.
  • step (S 508) In the case of coupon addition, the orderer pays the purchase amount according to the determined procedure, and in the case of coupon subtraction, if the amount is insufficient, pay the shortage amount according to the determined procedure (step (S 508)
  • the accumulated value of the coupon amount for each customer stored in the common electronic coupon member database 1103 and the common electronic coupon member database 1105 The total value of the coupon amount for each company (the sum of the coupon amount of all customers who came to the store during the specified period as 10 for addition and-for subtraction) is updated (step S509).
  • the common electronic coupon Sen-Yu 1011 indicates that if the total coupon amount of each company in the period T1 is 10, the financial institution to which the company is a member Transfer funds from 1015 account 1015 AC to financial institution to which common electronic coupon center 1011 is a member 1011 Account transfer to account 1014 AC 1014 AC, and in one case, finance to which common electronic coupon center 1011 is a member The funds are transferred from the account 1014 AC of the institution 1014 to the account 1015 AC of the financial institution 1015 to which the company belongs (step S511).
  • the input guidance screen is preset in the input terminal 1012 in advance from the common electronic coupon center 1011 by a down-click or the like (step S60).
  • the personal identification code, advertisement desired genre, purchase price, and company code are input from the input terminal 1012 (step S602).
  • the personal identification code and the advertisement genre are entered on the customer side, and the purchase price and company code are entered on the store side.
  • the purchase price is locked after input.
  • the personal identification code and the company code may be preset in the input terminal 1012 in advance.
  • step S604 pressing the confirmation key (not shown) on the input terminal 1012 (step S604), the above data is sent to the common electronic coupon center 1011 (step S604).
  • the common electronic coupon center 1011 returns the cumulative coupon amount and the advertisement information of the desired genre to the input terminal 1012 (step S606).
  • Sweepstakes and questionnaires can be incorporated into the advertisement, and the customer enters a response to the sweepstakes and questionnaire from the input terminal 1012 (step S607) and presses the send key (not shown) of the input terminal 1012. And (Step S608), the response is common Sent to electronic coupon center 1011 (step S609).
  • the common electronic coupon center 1011 indicates that the customer's coupon amount accumulated in the common electronic coupon member database 1103 and the customer's The total coupon value (the sum of the coupon amounts of all customers who visited the store during the specified period) is updated (step S610).
  • the coupon amount determined in advance for the customer who accesses the advertisement or the customer who answered the sweepstakes / questionnaire is accumulated in the customer's coupon amount stored in the common electronic coupon member data 1103.
  • the coupon amount can also be added to the total value of the coupon amount of one advertisement / prize / survey sponsor company stored in the advertisement / sweepstakes / survey sponsor company database 1104 (step S611). , S 612).
  • the common electronic coupon center 1011 analyzes the contents of the sweepstakes / questionnaire stored in the advertising / sweepstakes / questionnaire sponsor company database 1104 after the application deadline (step S613) for all applicants. The data is totaled (Step S614) and transferred to each sponsor company (Step S615).
  • Step S616 After the specified period T1 has passed (Step S616), the common electronic coupon center 1011 has joined the common electronic coupon center 1011 from the account 1015AC of the financial institution 1015 to which each company has joined. The funds are transferred by an amount equal to the total coupon amount of each company stored in the common electronic coupon member company data base 1105 in the account 1014 AC of the financial institution 1014 (step S617).
  • each customer has joined from the account 1014 AC of the financial institution 1014 to which the common electronic coupon center 1011 is a member. Transfer funds to the financial institution (step S620).
  • cashback or gift certificates may be used.
  • it can be linked to the telephone company's call billing system. In this case,
  • Step S618 the accumulated value of the coupon amount for each customer stored in the common electronic coupon member database 1103 is transferred to the telephone company, and the account 1014AC of the financial institution 1014 to which the common electronic coupon center 1011 is a member.
  • a financial institution not shown
  • the telephone company When billing the call charges to each customer, the telephone company reduces the amount equal to the accumulated value of the coupon amount of each customer transferred to the telephone company from the common electronic coupon center 1011 (Fig. 21 Step S).
  • step S701 When shopping, the order screen (not shown) of the input terminal 1012 is activated (step S701), and the order data entered in the order screen is transmitted to the order destination (step S702). A coupon input screen (not shown) is returned to the input terminal 1012 of the orderer (step S703).
  • step S704 When the orderer inputs the personal identification code and the advertisement request genre on the input screen of the input terminal 1012 (step S704), and presses the send key of the input terminal 1012 (step S705), And the purchase price and company code on the order screen are merged and sent to the common electronic coupon center 1011 (step S706).
  • the personal identification code may be preset in the input terminal 1012 in advance.
  • the common electronic coupon center 1011 returns the coupon amount accumulated value and the advertisement information of the desired genre to the input terminal 1012 (step S707).
  • Sweepstakes and questionnaires can be incorporated into the advertisement, and the customer enters a response to the sweepstakes and questionnaire from the input terminal 1012 (step S708), and sends a key (not shown) to the input terminal 1012. When pressed (step S709), a reply is sent to the common electronic coupon center 1011 (step S710).
  • the accumulated value of the customer's coupon amount stored in the common electronic coupon member database 1103 and the customer's The total value of the coupon amount (the sum of the coupon amounts of all customers who have visited the store during the specified period) is updated (step S711).
  • the coupon amount determined in advance for the advertising access customer or the sweepstakes / questionnaire response customer is added to the customer's cumulative coupon amount stored in the common electronic coupon member database 1103, and the coupon amount is also added.
  • the common electronic coupon center 1011 analyzes the contents of the sweepstakes / questionnaire stored in the one-company database 1104 for advertisements / sweep prizes / questionnaire after the application period has expired (step S 714) for all applicants.
  • the data is totaled (Step S715) and transferred to each sponsor company (Step S716).
  • Step S717 After the specified period T1 has elapsed (Step S717), the common electronic coupon center 1011 has joined from the account 1015AC of the financial institution 1015 to which each company has joined. The funds are transferred to the account 1014 AC of the financial institution 1014 AC in an amount equal to the total coupon amount of each company stored in the common electronic coupon member company database 1105 (step S718).
  • the common electronic coupon center 1011 is the account 1014A of the financial institution 1014 to which the common electronic coupon center 1011 is a member after the specified period T3 has elapsed. Transfer funds from C to the financial institution to which each customer belongs (step S721). Of course, instead of such an account transfer, cashback or gift certificates may be used. Alternatively, it can be linked to the telephone company's call billing system. In this case,
  • Step S719) transfer the cumulative coupon amount for each customer stored in the common electronic coupon member database 1103 to the telephone company, and share with the common electronic coupon center 1011 financial institutions 1014 Account from 1014 AC to an account of a financial institution to which the telephone company is affiliated (not shown), a common electronic coupon member data—equal to the sum of all customer coupon amounts stored in evening 1103 A large amount of funds are transferred (step S1102 in FIG. 21).
  • the telephone company reduces the amount equal to the accumulated value of the coupon amount of each customer transferred to the telephone company from the common electronic coupon center 1011 (Fig. 21 Step S).
  • the input guidance screen of the input terminal 1012 is preset by downloading from the common electronic coupon center 1011, or the like (step S801).
  • step S802 At the time of application, input the personal identification code, the identification code of the advertisement / sweepstakes / questionnaire sponsor company, the sweepstakes / questionnaire response, and the book code (in the case of linking with a book) from the input terminal 1012 (step S802).
  • step S803 When the transmission key (not shown) of the input terminal 1012 is pressed (step S803), the above data is transmitted to the common electronic coupon center 1011 (step S804).
  • the customer's coupon amount accumulated value stored in the common electronic coupon member database 1103 is determined in advance. The coupon amount is added and the coupon amount is
  • the common electronic coupon center 1011 is generated from the account 1016 AC of the financial institution 1016 to which each sponsor company is affiliated. Transfer funds to the account 1014AC of the participating financial institution 101 4 in an amount equal to the sum of the coupon amount of each sponsor company stored in the advertising / sweep / survey sponsor / company database 1104 (step S810) .
  • Step S811 After the specified period T3 elapses (Step S811), the common electronic coupon center 1011 will be joined by each customer from the account 1014AC of the financial institution 1004 to which the common electronic coupon center 1011 belongs. Transfer funds to the existing financial institution (step S813).
  • the common electronic coupon center 1011 is stored in the common electronic coupon member database 1103 after a predetermined period T3 has elapsed (step S811).
  • the cumulative value of coupons for each customer is transferred to the telephone company, and the account of the financial institution to which the telephone company is affiliated from the account 1014 of the financial institution 1014 to which the common electronic coupon center 1011 is a member is shown. Omitted), Common electronic coupon member data
  • the input guidance screen of the input terminal 1012 is preset by downloading from the common electronic coupon center 1011, or the like (step S901).
  • a personal identification code, a purchase price, and a company code are input from the input terminal 1012 (step S902).
  • the personal identification code is entered on the customer side, and the purchase price and company code are entered on the store side.
  • the purchase price is locked after input.
  • the personal identification code and the company code may be preset in the input terminal 1012 in advance.
  • step S903 Ask the customer to confirm the input contents at the input terminal 1012 (step S903), and press the confirmation key (not shown) of the input terminal 1 ⁇ 12 (step S904).
  • the customer's accumulated coupon value is updated (step S905). After the update, the accumulated coupon amount is locked.
  • step S906 After the lapse of the specified period T2 (step S906), for all the customers who have visited the store during that period, the cumulative coupon amount for each customer is stored together with the company code in the common electronic coupon center 1011. It is transmitted (step S907). If necessary, use the input terminal 1012 to enter the date of visit, the number of visits, the date of recent visits, etc. It is also possible to record the information and send it to the common electronic coupon 1011 together with the above-mentioned data after the passage of T2.
  • the accumulated value of the coupon amount for each customer stored in the common electronic coupon member database 1103 and the accumulated value of each company stored in the common electronic coupon member database 1105 Is updated (the sum of the coupon amounts of all customers who have visited the store during the specified period) (step S908).
  • the common electronic coupon center 1011 joins the common electronic coupon center 1011 from the account 1015AC of the financial institution 1015 to which each company has joined. Transfer funds to the account 1014 AC of the financial institution 1014 equal to the total coupon amount of each company stored in the common electronic coupon member company data base 1105 (step S910).
  • the common electronic coupon center 1011 is joined by each customer from the account 1014 AC of the financial institution 1004 to which the common electronic coupon center 1011 is a member. Transfer funds to the account 1017 AC of the financial institution 1017, which is equal to the accumulated value of the coupon amount of each customer stored in the common electronic coupon member database 1103 (step S913).
  • cashback or gift certificates may be used instead of such an account transfer.
  • it can be linked to the telephone company's call billing system. In this case, the above (7) becomes like the following (7) ′:
  • the common electronic coupon center 1011 transfers the accumulated value of the coupon amount for each customer stored in the common electronic coupon member database 1103 to the telephone company after the lapse of the predetermined period T3, and Senye 1011 is a member of the financial institution that is a member of Caro 1014 Accounts of 1014 AC from which a telephone company is a member Fund transfer is performed in the account of the financial institution (not shown) by an amount equal to the sum of the coupon amounts of all customers stored in the common electronic coupon member database 1103 (FIG. 21, step S1102).
  • the telephone company bills each customer by reducing the amount equal to the accumulated value of the coupon amount of each customer transferred to the telephone company from the common electronic customer account 1011 at the time of billing the call charges to each customer (Fig. 21, step S1103).
  • step S1001 When shopping, start the order screen (not shown) of the input terminal 1012 (step S1001) and send the order data entered on the order screen to the orderer (step S1002).
  • step S1002 The electronic coupon input screen is returned to the input terminal 1012 of the orderer (step S1003).
  • step S1004 When the orderer enters the personal identification code on the input screen of the input terminal 1012 (step S1004) and presses the transmission key (not shown) of the input terminal 1012 (step S1005), The purchase price and company code on the evening and the order screen are merged and transmitted to the common electronic coupon center 1011 (step S1006).
  • the common electronic coupon center 1011 returns the accumulated coupon amount to the input terminal 1012 (step S1007).
  • the common electronic coupon center 1011 shows the cumulative value of the coupon amount for each customer stored in the common electronic coupon member database 1103 and each company stored in the common electronic coupon member database 1105. Update the total coupon amount for each (the sum of the coupon amounts of all customers who visited the store during the specified period) (step S1009).
  • the common electronic coupon center 1011 joins the common electronic coupon center 1011 from the account 1015 AC of the financial institution 1015 to which each company has joined.
  • the financial institution 1014 has an account 1014 in AC, a common e-coupon member company Transfer the amount of money equal to the total coupon amount of each company (step S 10
  • the common electronic coupon center 1011 is a financial account in which each customer is a member from the account 1014 AC of the financial institution 1014 to which the common electronic coupon center 1011 is a member. Transfer funds to the account 1017 AC of the institution 1017 by an amount equal to the accumulated value of the coupon amount of each customer stored in the common electronic coupon member data overnight base 1103 (step S1014).
  • cashback or gift certificates may be used.
  • it can be linked to the telephone company's call billing system. In this case,
  • Step S1012 while transferring the accumulated value of the coupon amount for each customer stored in the common electronic coupon member database 1103 to the telephone company, as well as the financial institution to which the common electronic coupon From 1014 AC Transfer funds to an account (not shown) of the financial institution to which the telephone company is affiliated with an amount equal to the sum of all customer coupon amounts stored in the common electronic coupon member database 1103 (Step S1102 in FIG. 21).
  • the telephone company bill each customer for the call charges, it reduces the amount equal to the cumulative value of the coupon amount of each customer transferred to the telephone company from the common electronic coupon center 1011 (Fig. 21 step)
  • the contents of the transfer request message from the common electronic coupon center 1 0 1 1 to the transfer destination are encrypted with the secret key of the common electronic coupon center 1 0 1 1 and an electronic signature You can take countermeasures such as sending with a tag.
  • the mobile phone is used as an input terminal, and the mobile phone is pointed to without using the common electronic coupon center 101.
  • identity verification using a personal identification number and encryption of the point amount can be performed by the mobile phone itself, thereby preventing impersonation of another person and falsification of the message.
  • the system for managing personal information of the present invention uses a personal information identification code including at least a numeric string consisting of a plurality of numbers and a specific code arranged following the numeric string.
  • the above-described method for managing personal information of the present invention manages personal information using a personal information identification code including at least a numeric string composed of a plurality of numbers and a specific code arranged following the numeric string.
  • a personal information identification code selected by the applicant for personal information registration, and the entered personal information identification code matches the existing personal information identification code registered by another registrant If it is determined that the personal information identification code does not match the existing personal information identification code, the entered personal information identification code is registered and the personal information entered by the applicant If you are notified that the identification code has been registered and you receive notification of the registration, the personal information you wish to register is registered in the prescribed format based on the registered personal information identification code.
  • the above-described personal information identification code of the present invention includes a number string composed of a plurality of numbers and a specific code arranged following the number string.
  • the number string is Since multiple combinations of numbers are selected so that they do not overlap with other registrants' numeric strings, it is possible to easily register personal information identification codes without duplication, and to correspond to each personal information identification code. Personal information with different disclosure levels can be easily registered. As a result, anyone other than the registrant can search and download the personal information corresponding to each personal information identification code. By simply using the information identification code, the registrant can update his / her registered personal information.
  • a wide range of transactions are subject to the issuance of common coupons, so the cumulative rate of coupons is fast; 2) A wide range of transactions are subject to the common coupon redemption, so the use of coupons is wide.
  • Membership of holders of widely used mobile phones and personal computers can be made members; (2) Membership card issuance and dedicated systems are not complicated; (3) CRM (Customer Relationship Management) ), It is possible to capture a wide range of members' consumption behavior and improve the quality of marketing.
  • the following marketing data can be obtained: (i) RFM analysis of each customer for own company, (ii) questionnaire results of customer satisfaction for each customer for own company, (Mi) Frequency of visits, customers Unit price, (iv) book purchase history for each customer; (4) Companies that have already introduced the point system can migrate to this system with a slight modification.
  • N code Use phone number and URL as N code.
  • Personal information management system It is based on the premise that it is implemented on a gateway device or a website for URL search.
  • a telephone number and a URL are used as the N code.
  • Phone numbers and URLs are represented by the following numeric strings, letters, and symbols. “*”, “Http: ⁇ ”, and “http: www._i” as signs can be omitted.
  • FIG. 22 and 23A show a gateway device connected between an access network 211 such as a fixed telephone network, a mobile phone network, and a mobile packet network and an internet connection network 210.
  • FIG. 2 is a schematic block diagram showing a configuration of 2100.
  • the gateway device 210 shown in FIG. 22 and FIG. 23A has an access network interface section 2 102 for accessing the access network 211 and the access network 210.
  • Data transmission / reception unit 2103 for transmitting / receiving data to / from the network 2101, in / net 1 / net for taking an interface with the network 210/104.
  • the user first performs a specific call procedure from a personal computer, an interactive digital TV, a mobile phone, a mobile information terminal, etc. connected to the access network 211.
  • a specific number is transmitted to connect to the gateway apparatus 210, and the access network interface section 210,
  • the data transmission / reception unit 2103 is notified that there is a "call”.
  • the data transmission / reception section 2103 receives the notification from the access network interface section 2102 and sends out data for inviting a telephone number.
  • the transmitted data is displayed on the user's terminal.
  • the user enters the telephone number after seeing the instructions displayed on the terminal.
  • the entered telephone number is transmitted via the access network interface section 210 and data transmission / reception section 210. Is sent to the URL search unit 210.
  • the sent telephone number is accepted by the URL search unit 210.
  • the URL search unit 2107 searches for the corresponding URL from the Ncode data base 210 8 using the telephone number as a key. For example, assuming that 0120123456www.kigyou.co.jp is registered in the N Code Database 210, URKhttp: //www.kigyou.co.,jp) is obtained from the telephone number 0120123456. You.
  • the URL search unit 210 sends the acquired URL to the URL access unit 210, and the URL access unit 210 sends the acquired URL via the Internet The connection to the website is established.
  • the web site sends the web site information to the user's terminal.
  • FIGS. 24 and 25A are schematic block diagrams showing the configuration of the URL search WEB site 200 connected to the Internet.
  • the URL search website 220 shown in Fig. 24 and Fig. 25A is an internet interface section 2201, which is used to connect with the Internet.
  • the user first performs a specific call procedure from a personal computer, two-way digital TV, mobile phone, mobile information terminal, etc. connected to the Inuichi Net Network 210.
  • the network interface unit 2201 notifies the data transmission / reception unit 222 of the access.
  • the data transmission / reception unit 222 receives the notification from the Internet interface unit 2201, and sends out data for inviting the input of a telephone number.
  • the transmitted data is displayed on the user's terminal.
  • the user enters the telephone number after seeing the instructions displayed on the terminal.
  • the entered telephone number is sent to the URL search and access unit 222 through the interface 2102 and the data transmission and reception unit 222.
  • URL search 'Access section 2224 searches and acquires the corresponding URL from N-code database 2203 using the telephone number as a key.
  • the URL is returned to the terminal via the data transmission / reception unit 222 and the network interface unit 2201.
  • the website sends the website information to the user's terminal.
  • N code 1 Use the URL of the area WEB site to which the telephone number including the area code or area code is added as the N code;
  • the URL of the area WEB site to which the area code or the telephone number including the area code is added is used as the N code.
  • the N code is represented by the following numeric strings, characters, and symbols. “*” And “http: ⁇ ” as signs can be omitted.
  • Figure 26 is a schematic block diagram showing the configuration of a system that directly accesses area WEB sites on a data base connected to a gateway device.
  • FIG. 27 is a schematic block diagram showing the configuration of a system for accessing an area WEB site via a URL search WEB site.
  • Fig. 27 The configuration of the system in Fig. 27 is the same as the above-mentioned "Web site search by N-code", and a description thereof will be omitted.
  • the market key can be used as a search key of the search engine implemented on the website. Enter the area name corresponding to the area code or area code, and search the WEB site for the area.
  • a personal identification code selected by a method such as round robin at the time of ordering a product or service from a plurality of unique individual identification codes defined in advance, and at the time of ordering and settlement Two types of PINs defined in advance for time use are used as a pair, settlement terminals such as mobile phones, personal computers or interactive digital TVs, settlement networks using portable bucket networks or in-home networks, and living as platforms for settlement, etc.
  • settlement terminals such as mobile phones, personal computers or interactive digital TVs
  • settlement networks using portable bucket networks or in-home networks and living as platforms for settlement, etc.
  • the personal identification code may include a digitized or coded version of its profile, and its registration method shall be in accordance with the method described above ( Figures 2 and 3).
  • FIG. 28 is a schematic configuration diagram of the common electronic payment system described above.
  • ⁇ Debit (for example, the following month).
  • Figure 29 is a schematic configuration diagram of a system using common electronic payment / common electronic point service. The operation of the system in FIG. 29 is as described above.
  • 1 In the case of an order in e-commerce, 1, In the case of an order in an actual store, 5 In the case of delivery of goods in e-commerce, 5 'In the case of delivery of goods in an actual store, 5' 'Deliveries of software products (programs, music, e-tickets, etc.) in e-commerce, (1) online transmission of transaction details and (2)' mailing of transaction details data.
  • software products programs, music, e-tickets, etc.
  • Figure 30 is a schematic configuration diagram of a system that combines common electronic payment and common electronic points for daily necessities services such as telephone, electricity, gas, and water. By sharing this system with the system in Fig. 28, the risk of collection by fraudulent acts by buyers can be significantly reduced.
  • ⁇ Debit (for example, the following month).
  • FIG. 31 is a schematic block diagram showing a configuration of a remote reading system 250 of meter values of various kinds of data such as electricity, gas and water.
  • FIG. 32 is a schematic block diagram showing the configuration of the menu shown in FIG. Next, the operation of the remote reading system 250 will be described.
  • the common electronic payment center, etc., 2501 is a polling device for reading a total of 2502 at the customer's home (not shown).
  • the two-way digital TV, etc. transmits polling data to the data transmission / reception unit (see FIG. 32) of the meter total via the home bus. Forward.
  • the data transmission / reception unit 2501 polls the meter value output unit 2502, and the data output unit 2502
  • the value of the message is output to the encryption processing section 2503 and the data transmission / reception section 2501.
  • the cryptographic processing unit 250 0 2 3 performs encryption processing using a hash function etc. on the message value from the message value output unit 250 0 2 2 and outputs it to the data transmission / reception unit 250 0 2 1 I do.
  • the data transmission / reception unit 250 0 21 transmits the encrypted value and the value before encryption to the two-way digital TV etc. 250 3 via the home bus 250 4. (See Figure 31).
  • Two-way digital TV, etc. 2503 uses the customer's “personal identification code” and “password” together with the encrypted and unencrypted meter values as the common electronic payment center. Send to 501.
  • the sign value is processed by a one-way hash function, etc., on the message value before encryption processing, and the value is compared with the encrypted message value. If the values are the same, the usage fee for the current month is calculated based on the difference between the value for the current month before the encryption process and the meter value for the previous month before the encryption process, assuming that the email value has not been tampered with.
  • FIG. 33 will be described.
  • FIG. 34 will be described.
  • Transfer of transfer request data for customers order details of products or electronic tickets and sponsors—results of return to customers, such as lottery results using expenses as funds) (end of month, etc.);
  • Figures 28 and 34 show pairs of unique personal identification codes defined in advance and two types of passwords in order to avoid risks such as ⁇ spoofing, '' ⁇ eavesdropping, '' and ⁇ falsification. '' This is an example in which the risk of "spoofing" is used.
  • a method for avoiding the problem a method using a “digital signature” such as a fingerprint may be used, or a one-way hash function may be applied as a method for avoiding a risk such as “revision” and a third party may determine whether “falsification” is present.
  • An “electronic notarization” method that the institution certifies may be used.
  • FIG. 35 is a schematic configuration diagram of an electronic notarization system when the above-mentioned electronic notarization method is applied to online transactions.
  • the configuration and operation of the system in FIG. 35 will be described in accordance with the numbers 1 to 6 in the figure.
  • the personal information identification code according to the present invention it is possible to easily register, search, and change personal information, and to apply the highly versatile personal information identification code according to the present invention to various systems and methods.
  • personal information identification code In addition to ordinary business transactions that require user identification and authentication, interactive television, PDAs, and mobile It is expected to be used in various fields in the IT industry, such as e-commerce using terminals and communication devices.

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  • Engineering & Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Hardware Design (AREA)
  • Software Systems (AREA)
  • Physics & Mathematics (AREA)
  • General Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

Cette invention se rapporte à un système comprenant un moyen de saisie servant à entrer un code d'identification d'informations personnelles sélectionné par une personne requérant un enregistrement, un moyen d'évaluation servant à évaluer si oui ou non le code d'identification d'informations personnelles correspond à un code d'identification d'informations personnelles existant, un enregistreur de code d'identification d'informations personnelles servant à enregistrer le code entré si celui-ci ne correspond pas au code existant et à rejeter l'enregistrement s'il y correspond, un moyen de notification servant à notifier à la personne requérant l'enregistrement que l'enregistreur de code d'identification d'informations personnelles a enregistré le code entré ou rejeté l'enregistrement, un moyen de saisie d'informations personnelles servant à entrer des informations personnelles, dont l'enregistrement est requis sous un format prédéterminé par le code enregistré lors de la réception de la notification, et un moyen d'enregistrement et de stockage d'informations personnelles servant à enregistrer et à mettre en mémoire les informations personnelles entrées après mise en corrélation de ces informations entrées avec le code enregistré.
PCT/JP2000/004108 1999-06-22 2000-06-22 Code d'identification d'informations personnelles, et systeme et procede d'utilisation d'un code d'identification d'informations personnelles WO2000079445A1 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU55685/00A AU5568500A (en) 1999-06-22 2000-06-22 Personal information identification code, and system and method for using personal information identification code

Applications Claiming Priority (4)

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JP17479499 1999-06-22
JP11/174794 1999-06-22
JP2000/109139 2000-04-11
JP2000109139 2000-04-11

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JP2002207838A (ja) * 2001-01-09 2002-07-26 Advance Design Corp 携帯電話を利用した個人認証サービス方法
JP2002251554A (ja) * 2001-02-21 2002-09-06 Catalog City Japan Kk 商品販売に係わるサービス提供方法、当該方法が実行可能なサーバ及びプログラム
JP2002304577A (ja) * 2001-04-05 2002-10-18 Nec Corp サービス提供方法、データ処理装置および方法、コンピュータプログラム、データ通信システム
WO2004006556A1 (fr) * 2002-07-04 2004-01-15 Sony Corporation Procede et dispositif de traitement d'informations, support d'enregistrement et programme
JP2004524619A (ja) * 2001-02-22 2004-08-12 アメンガル ジュアン 電話番号を使用してウェブページにアクセスし電子メールを送信するシステム
JP2007193515A (ja) * 2006-01-18 2007-08-02 Seikatsu Kyodo Kumiai Coop Sapporo 商品情報提供システム、及び商品情報提供方法
WO2008035450A1 (fr) * 2006-09-20 2008-03-27 Secured Communications, Inc. Authentification par un identifiant ponctuel
JP2008165812A (ja) * 2001-02-27 2008-07-17 Exxonmobil Research & Engineering Co 金融取引を処理するためのシステムおよび方法

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Cited By (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2002207838A (ja) * 2001-01-09 2002-07-26 Advance Design Corp 携帯電話を利用した個人認証サービス方法
JP2002251554A (ja) * 2001-02-21 2002-09-06 Catalog City Japan Kk 商品販売に係わるサービス提供方法、当該方法が実行可能なサーバ及びプログラム
JP2004524619A (ja) * 2001-02-22 2004-08-12 アメンガル ジュアン 電話番号を使用してウェブページにアクセスし電子メールを送信するシステム
JP2008165812A (ja) * 2001-02-27 2008-07-17 Exxonmobil Research & Engineering Co 金融取引を処理するためのシステムおよび方法
JP2002304577A (ja) * 2001-04-05 2002-10-18 Nec Corp サービス提供方法、データ処理装置および方法、コンピュータプログラム、データ通信システム
WO2004006556A1 (fr) * 2002-07-04 2004-01-15 Sony Corporation Procede et dispositif de traitement d'informations, support d'enregistrement et programme
JP2007193515A (ja) * 2006-01-18 2007-08-02 Seikatsu Kyodo Kumiai Coop Sapporo 商品情報提供システム、及び商品情報提供方法
WO2008035450A1 (fr) * 2006-09-20 2008-03-27 Secured Communications, Inc. Authentification par un identifiant ponctuel

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