MX362475B - Transacciones de persona a persona basadas en red de eft en tiempo real. - Google Patents
Transacciones de persona a persona basadas en red de eft en tiempo real.Info
- Publication number
- MX362475B MX362475B MX2015015637A MX2015015637A MX362475B MX 362475 B MX362475 B MX 362475B MX 2015015637 A MX2015015637 A MX 2015015637A MX 2015015637 A MX2015015637 A MX 2015015637A MX 362475 B MX362475 B MX 362475B
- Authority
- MX
- Mexico
- Prior art keywords
- person
- identification information
- payment server
- real time
- adaptive payment
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Engineering & Computer Science (AREA)
- Theoretical Computer Science (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Se proporciona un sistema y método para procesamiento de transacciones de persona a persona utilizando redes de EFT (Transferencias Electrónicas de Fondos) en tiempo real. El sistema puede incluir un servidor de pago adaptable que incluye uno o más procesadores configurados para recibir primera información de identificación y segunda información de identificación de un dispositivo de comunicación de remitente. El servidor de pago adaptable puede recibir tercera información de identificación de un dispositivo de comunicación de receptor. El servidor de pago adaptable puede determinar una cuenta de remitente basada en la primera identificación de identificación. El servidor de pago adaptable puede determinar una cuenta de receptor basada en la tercera información de identificación. El servidor de pago adaptable puede procesar una transacción de persona a persona basada en la cuenta de remitente y la cuenta de receptor mediante una red de EFT.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US13/895,725 US9940608B2 (en) | 2013-05-16 | 2013-05-16 | Real time EFT network-based person-to-person transactions |
PCT/US2014/038324 WO2014186657A1 (en) | 2013-05-16 | 2014-05-16 | Real time eft network-based person-to-person transactions |
Publications (2)
Publication Number | Publication Date |
---|---|
MX2015015637A MX2015015637A (es) | 2016-10-07 |
MX362475B true MX362475B (es) | 2019-01-18 |
Family
ID=51896570
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
MX2015015637A MX362475B (es) | 2013-05-16 | 2014-05-16 | Transacciones de persona a persona basadas en red de eft en tiempo real. |
Country Status (6)
Country | Link |
---|---|
US (1) | US9940608B2 (es) |
EP (1) | EP2997530A4 (es) |
AU (2) | AU2014265313A1 (es) |
BR (1) | BR112015028591A2 (es) |
MX (1) | MX362475B (es) |
WO (1) | WO2014186657A1 (es) |
Families Citing this family (9)
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WO2017220779A1 (en) * | 2016-06-23 | 2017-12-28 | Nets Denmark A/S | System for facilitating real-time transactions |
CN107102658B (zh) * | 2017-02-24 | 2022-10-04 | 苏州东菱智能减振降噪技术有限公司 | 一种离线次级通道的辨识方法及装置 |
US11164162B2 (en) | 2019-01-30 | 2021-11-02 | Bank Of America Corporation | Closed-loop real-time resource event processing |
US11025558B2 (en) | 2019-01-30 | 2021-06-01 | Bank Of America Corporation | Real-time resource processing based on resource channel factors |
US10977080B2 (en) | 2019-01-30 | 2021-04-13 | Bank Of America Corporation | Resource instrument for processing a real-time resource event |
US20200242612A1 (en) * | 2019-01-30 | 2020-07-30 | Bank Of America Corporation | Initiating resource event processing across international real-time processing networks |
US11314848B2 (en) | 2019-08-30 | 2022-04-26 | Bank Of America Corporation | System for dynamically appending and transforming static activity data transmitted to a user device application |
US11379815B2 (en) | 2019-10-07 | 2022-07-05 | Bank Of America Corporation | System for secure peer-to-peer interactions with event-based confirmation triggering mechanism |
US11876795B2 (en) | 2021-08-27 | 2024-01-16 | Bank Of America Corporation | Resource processing terminal device with enhanced secure resource transmissions based on image capture |
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-
2013
- 2013-05-16 US US13/895,725 patent/US9940608B2/en active Active
-
2014
- 2014-05-16 WO PCT/US2014/038324 patent/WO2014186657A1/en active Application Filing
- 2014-05-16 BR BR112015028591A patent/BR112015028591A2/pt not_active Application Discontinuation
- 2014-05-16 EP EP14797045.3A patent/EP2997530A4/en not_active Withdrawn
- 2014-05-16 MX MX2015015637A patent/MX362475B/es active IP Right Grant
- 2014-05-16 AU AU2014265313A patent/AU2014265313A1/en not_active Abandoned
-
2020
- 2020-01-31 AU AU2020200743A patent/AU2020200743B2/en active Active
Also Published As
Publication number | Publication date |
---|---|
AU2020200743B2 (en) | 2021-12-16 |
MX2015015637A (es) | 2016-10-07 |
EP2997530A4 (en) | 2016-11-02 |
WO2014186657A1 (en) | 2014-11-20 |
AU2020200743A1 (en) | 2020-02-20 |
EP2997530A1 (en) | 2016-03-23 |
AU2014265313A1 (en) | 2015-12-03 |
BR112015028591A2 (pt) | 2017-07-25 |
US9940608B2 (en) | 2018-04-10 |
US20140344150A1 (en) | 2014-11-20 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
FG | Grant or registration |