KR20110055943A

KR20110055943A - Apparatus and method of receiving donation

Info

Publication number: KR20110055943A
Application number: KR1020090112573A
Authority: KR
Inventors: 박덕환
Original assignee: 중소기업은행
Priority date: 2009-11-20
Filing date: 2009-11-20
Publication date: 2011-05-26

Abstract

PURPOSE: A donation receiving device and method thereof are provided to remove a mental burden of a person who receives cash for a donation. CONSTITUTION: A key input unit(120) receives donor information, payment unit information, and receiver information. An output unit(150) outputs a progressing procedure and a processing procedure for donation payment on a screen. A setting unit(130) sets a donation receiving device according to the receiver information. A receiving unit recognizing unit(140) recognizes an inserted payment unit by inserting the payment unit according to the payment unit information. A controller(110) performs a deposit and withdrawal automation work.

Description

Donation storing apparatus and donation storing method {Apparatus and method of receiving donation}

The present invention relates to a donation storing apparatus and a donation storing method, and more particularly, to a donation storing apparatus that performs a deposit and withdrawal automation task, and automatically collects and closes a stored donation by storing donations.

In religious organizations such as temples, cathedrals, churches, and other charitable venues, donors generally make donations in cash. Also, when there is a ceremonial event, such as a funeral or a wedding, relatives or close people attend the funeral or wedding, cashing out any condolences or celebrations and putting the visitor's name in the guest book.

Since donations, condolences, celebrations, etc. delivered as described above are stored directly in the field, a person who stores donations, condolences, congratulations and the like and records them manually in the ledger is necessary in the field.

However, if a person directly collects donations, condolences, or celebrations in cash, the cash may be lost due to theft and mistake, and the record of the person who paid the contributions, contributions or celebrations may be accidentally missing. There is a fear that the book itself is lost.

In addition, since the total settlement of the stored cash is performed manually, calculation errors frequently occur, and waste of time and manpower costs occur in storing the cash, recording the storage record, and calculating the total cash.

The problem to be solved by the present invention is to perform the automated deposit and withdrawal task and to automatically process the stored donation by storing the donation, the donor does not need to store the donation directly and to eliminate the burden of cash storage of the donor It is possible to provide a donation storage device and a method for storing donations without risk of losing cash and missing donation details.

In order to solve the above problems, the donation receiving apparatus according to the present invention, the donor information for distinguishing the donor from the donor, the donation information and the payment means information for the payment means, the key input unit for receiving the receiver information from the administrator ; An output unit for outputting a donation payment process and a processing process on a screen; A setting unit for setting a donation storing apparatus according to the receiver information; A payment means recognition unit inserting payment means according to the payment means information and recognizing the inserted payment means; A control unit which performs an automated deposit and withdrawal operation and transfers the donation amount according to the donation information inputted into the bank account according to the receiver information by the recognized payment means; And a receipt issuing unit for outputting and issuing a receipt including a donation payment history of the donor and information on whether the transfer is successful. The donor information includes the donor's name and unique information distinguished from others. Including information on donation items and amounts of donations, payment means information is information selected by the donor from among cash, credit cards, cash withdrawal cards, and bankbooks, and recipient information is the name of the recipient, donation items, and Characterized in that the information about the recipient's bank account.

Preferably, the donation storage device may further include a deadline table creation unit for creating and outputting a deadline that summarizes the donation payment details for all donors for each donation item.

In order to solve the above problems, the donation storing method according to the present invention, (a) storing the donation according to the recipient information including the name of the recipient, the donation item, and the bank account (bank name and account number) of the donor Setting up the device; (b) receiving donation information including donation items and information on donation amount from the donor; (c) receiving one payment means selected from payment means including cash, credit card, and cash withdrawal card from the donor; (d) recognizing the inserted payment means when the selected payment means is inserted into the donation receiving device; (e) transferring the donation amount according to the input donation information to the bank account according to the receiver information by the recognized payment means; (f) outputting and issuing a receipt including a payment history for the donation and information on whether the transfer is successful.

According to the present invention, since the donation is automatically transferred in real time to the donor's bank account, the donor does not need to store the donation directly, relieves the burden of cash storage of the donor and there is no risk of losing the cash.

In addition, according to the present invention, by providing a donor with a deadline that records each donation receipt at the end of donation storage, the settlement and counting convenience of the stored donation is increased and there is no fear that the donation payment details of the donor will be omitted. .

Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings. Like reference numerals in the drawings denote like elements.

The present invention relates to a donation storing apparatus and a donation storing method, and more particularly, to a donation storing apparatus and a donation storing method for performing automated deposit and withdrawal, storing donations, and automatically collecting and closing the stored donations. will be.

In the present invention, the donation is a concept that includes donations or donations collected from religious organizations such as temples, cathedrals, churches, and various charitable events, and condolences or celebrations collected from consecration such as funerals and weddings.

An automated teller machine (ATM) is an automated machine designed to make direct financial transactions using a computer, rather than through an employee. An ATM is a bank account with a magnetic strip, a credit card, a bank card (cash card and Debit cards) or smart cards with IC chips.

The automated teller machine allows you to deposit money into or withdraw money from your account, and transfer money to and from your bank. Donation storage device according to the present invention includes all the functions of the above automated teller machine, the details of the conventional automatic teller machine will be omitted.

1 is a view briefly illustrating a donation receiving apparatus according to the present invention.

The donation storing apparatus 100 according to the present invention is a device for automatically processing the transfer of the donation received by storing the donation from the donor to the bank account of the donor, and as described above, the contribution of the donation to the function of the conventional automatic teller machine. Automatic storage processing is included.

The donation storing apparatus 100 according to the present invention is installed at a place 30 for collecting donations such as a charity event, a funeral home, a wedding hall, or an area where religious organizations such as temples, cathedrals, churches, etc. are located. .

The donor 20 who pays the donation inputs the donor information 15 including the donor's name and personal information and the donation information 16 including the donation items and information on the donation storage device 100. . Then, any one of the payment means (10) from the card (credit card, bank card or smart card, 11), cash 12, the bankbook 13 issued by the bank to select the donation storage device 10 Put it inside.

The donation storing apparatus 100 checks the donor information 15, the payment means 10 inserted by the donor 20, and the donation information 16, and transfers the donation according to the donation information to the donor's bank account. .

The donation receiving apparatus 100 is connected to the financial system 50 in the financial institution 40 through the financial communication network 60 to transfer the donation to the account. Financial institution 40 means an institution in charge of financial affairs such as banks, credit card companies, securities companies, etc., the financial system 50 is installed in such a financial institution 40, bank deposit and withdrawal, bank transfer, credit card payment Refers to a computerized system that performs tasks such as work.

Figure 2 is a block diagram showing a donation receiving apparatus according to an embodiment of the present invention.

2, the donation receiving apparatus 100 according to an embodiment of the present invention is the control unit 110, the key input unit 120, the setting unit 130, the payment means recognition unit 140, the output unit 150 , And a receipt issuing unit 170, and may further include a storage unit 160 and a deadline creating unit 180.

The controller 110 includes a key input unit 120, a setting unit 130, a payment means recognition unit 140, an output unit 150, a receipt issuing unit 170, a storage unit 160, and a deadline preparation unit 180 Each component of the donation receiving apparatus 100, etc. is controlled. In addition, the control unit 110 performs automated deposit and withdrawal of the automatic cash dispenser, and transfers the donation to the donor's bank account using the payment means selected by the donor.

The key input unit 120 serves to receive various information from a donor or a manager. The key input unit 120 receives donor information, donation information and payment means information from a donor, and receives receiver information from a manager of the donation storing apparatus 100.

Donor information is information for distinguishing each donor, and includes information on the name of the donor and unique information distinguished from others.

If the donor is an individual, the donor's name may be input as donor information. If the donor is an organization such as a corporation, the donor may be input as the donor information. On the other hand, when a donation is made using a trading instrument (hereinafter referred to as a 'financial institution's trading instrument') used by a financial institution such as a credit card, cash card, smart card or bankbook, the owner's name is stored in the financial institution's trading instrument. As such, information on the name of the donor may be obtained by reading the owner's name from the financial institution's trading means. However, in consideration of the case of donation by cash or the case of donation using financial means of others such as family or relatives, it is preferable to input the name of the donor.

Unique information is the donor's telephone number, mobile phone number, social security number (preferably the front or back number, which is part of the social security number for security reasons; in the case of an organization, it may be a business number or a corporate number), an address, a membership number, or It is preferably at least one of a saint's number (if a donation is made to a particular organization or religious organization), a bank account number, a credit card number, and an address. In the case of the same name, it is difficult to distinguish who the donor is, so it is desirable to include unique information in addition to the name of the donor.

In the case of using the financial institution trading means, personal information of the owner may be recorded in the financial institution trading means, for example, social security number, address, bank account number and credit card number. Although it is possible to read the unique personal information of the owner from the financial institution trading means and use it as the unique information required by the present invention, it is preferable that the donor directly input the unique information.

Meanwhile, the donor information may further include additional information. The additional information is information freely inputted by the donor, and may be a congratulation or consolation message in the congratulations.

Donation information includes information on donation items and information on donation amounts. The information on the donation item is information that distinguishes the type of donation. For example, in the case of religious organizations, since there are many kinds of donations, the information on the donation items may be information on the name of the donation that can distinguish various kinds of donations. On the other hand, in the case of a wedding may be information (for example, wedding time, groom side, bride side information) for the wedding that can distinguish each wedding.

Meanwhile, a plurality of donor receivers may use a single donor storage device 100. Each donor may input donation items managed by him as recipient information, respectively, and set the donation storage device 100 so that each is a recipient, and the donor wants to donate among donation items associated with each recipient. You can select one donation item. That is, the donation items input by the donor must match any one of the donation items included in the receiver information to be described later. The output unit 150 outputs donation items, and the donor selects one donation item from the donation items output through the output unit 150 by using the key input unit 120 to provide information about the donation items. You can enter

Payment means information means information about any one of the payment means selected by the donor from among the cash, credit card, cash withdrawal card, and bank account.

The recipient information includes information on the name of the recipient, information on donation items, and information about the recipient's bank account. If there are many kinds of donations, there may be a number of donation items. Information about bank accounts includes the bank name and bank account number.

As described above, the receiver information is information input by the administrator or the donor receiver and used to change the setting of the donation receiver device 100 or to initialize the device. The recipient information may be input only in the manager mode, which is a mode accessible only by the manager, and the manager or donor may input the recipient information through the key input unit 120 under the manager mode.

The setting unit 130 performs setting for the donation storing apparatus 100 by using the receiver information input by the manager, and the recipient information includes information about the recipient name, the donation item, and the recipient's bank account. Include. When the setting operation according to the receiver information is performed, the donation received by the donation receiving apparatus 100 is transferred to the bank account of the receiver according to the receiver information.

When information about the recipient of the donation, for example, the recipient is changed or the bank account number of the recipient is changed, the setting operation by the setting unit 130 needs to be performed. Since one wedding or funeral proceeds after another wedding or funeral at the wedding or funeral, the donor needs to be changed after the completion of one wedding. In this case, the setter 130 The setting operation is performed.

The output unit 150 is a kind of display device. The output unit 150 outputs a donation payment procedure and a process of each procedure on a display screen. As the display device, various types of display devices, such as a general CRT type, an LCD (Liquid Crystal Display) type, and a plasma display panel (PDP) type, may be used.

The payment means recognition unit 140 is a place where payment means according to the payment means information is inserted, and serves to recognize the inserted payment means. Cash, credit card, cash and withdrawal card, and bank account can be selected as the payment means, the payment means recognition unit 140 is a cash recognition unit 140, card recognition unit 142, and a bankbook recognition unit ( 143).

The cash recognition unit 140 recognizes the cash inserted by the donor, the cash count for checking the cash amount, checking the validity of the cash to discriminate whether the counterfeit bills, and information about the amount of donations included in the donation information and donation storage device Perform a procedure to compare the amount of actual donations inserted into 100.

The card recognition unit 142 is a place where a donor's credit card or bank withdrawal card is inserted, recognizes the inserted credit card or bank withdrawal card, reads card information included therein, and confirms the validity of the credit card or bank withdrawal card. Follow the procedure. If the card inserted into the card recognition unit 142 is a credit card, the card recognition unit 142 allows the payment procedure of the credit card to be performed.

The bankbook recognition unit 143 is a place where the bank account of the donor is inserted, recognizes the inserted bankbook, reads the donor's account information recorded in the bankbook, and checks the validity of the bankbook.

The communicator 190 provides a communication interface, and the donation storing apparatus 100 communicates with the financial system 50 of the financial institution 40 through the communicator 190.

The receipt issuing unit 170 prints out the receipt and issues it to the donor 20. Receipts include payment details and information about the success of the transfer. Information on donation payment details includes donor information, donation information, donation date and time (date and date of donation), and information about the donor (name of the recipient and the recipient's bank account).

The storage unit 160 is a place for storing various types of information. The storage unit 160 stores the receiver information input by the donor and the donation payment details for all the donations. The donation payment details are information about the donors' contributions, the donor information and donation information entered by the donors, the donation date and time (date and date of donation), and the donor's name (receiver's name and recipient's bank). Account).

The deadline table creation unit 180 uses a payment history of donations stored in the storage unit 160, and when the deadline is due, the deadline task of creating and outputting a deadline table listing all donation payment details for each donor by donation items is output. To perform. When the deadline is reached, the donation process will end and the donor will no longer be able to pay the donation. The printed deadline is provided to the donor, and the donor can check the donation details at a glance. The deadline may be set by an administrator or donor, and the information about the deadline may be further included in the above-mentioned recipient information.

In addition, according to the present invention, by providing a donor with a deadline that records each donation receipt at the end of donation storage, the convenience of settlement and counting of stored donations is increased, and donation payment records for each donor may be missed. There is no.

3 is a flowchart illustrating a donation storing method according to an embodiment of the present invention.

A donation storing method according to an embodiment of the present invention is a method performed by a donation storing apparatus that performs an automated deposit and withdrawal task, stores a donation, and automatically deposits the stored donation. Since the procedure performed in the donation storing method according to the embodiment of the present invention is essentially the same as the procedure performed in the donation storing apparatus 100 described above, overlapping description thereof will be omitted.

In the donation storing method according to the present invention, first, the setting operation for the donation storing apparatus 100 is performed according to the recipient information including the name of the donor, the donation item, and information about the donor's bank account (bank name and account number). (S10). The receiver information is input by the manager from the key input unit 120 of the donation storing apparatus 100.

When information about the donor recipient, such as the name of the recipient or the bank account number of the recipient, needs to be changed (S20), the setting operation of the donation storing apparatus 100 is performed (S10), and the information about the recipient is changed. If there is no need, use of the donor for the donation storage device is started (S30).

A user using the donation storing apparatus 100 uses the donation storing apparatus 100 while viewing a screen output to the output unit 150 of the donation input apparatus 100. The output unit 150 outputs a proceeding payment process and processing process of the donation to the screen.

The user of the donation storing apparatus 100 may select any one of a donation payment procedure or a bank withdrawal procedure through the key input unit 120, and when a bank withdrawal procedure is selected (S40), a bank withdrawal processing procedure is performed. On the other hand, if the donation payment procedure is selected by the donor (S40), the donation payment procedure is performed accordingly.

The user (donor) of the donation storing apparatus 100 inputs donor information including the name of the donor and unique information distinguished from others through the key input unit 120 (S55).

Then, the donor inputs donation information including information on the donation item and information on the donation amount through the key input unit 120 (S60).

Then, the donor inputs the payment means information through the key input unit 120. The payment means information is information on the payment means selected by the donor among payment means including cash, credit card, cash withdrawal card, and bankbook.

After the payment means information is input, the user (donor) of the donation storage device inserts the payment means according to the payment means information into the payment means recognition unit 140.

The payment means recognition unit 140 recognizes the payment means inserted by the donor (S80), and the controller 110 includes the amount of the donation amount included in the donation information in the recipient information using the recognized payment means. Transfer to the bank account of the recipient (S90).

If the transfer of funds for the donation is successful (S100), the receipt issuing unit 170 of the donor information and the donation information, the date and time of the donor and the recipient information (the recipient's name and the recipient's bank account) and the transfer of the account for the donation It outputs a receipt containing information on whether or not the success is issued to the donor (S110).

If the bank transfer fails (S100), the process returns to step S40 to start the procedure of using the donation storage device. When the bank transfer fails, it is preferable that the information on whether the failure and the reason for the failure are output through the output unit 150 or output as a receipt and issued.

After receipts are issued, check whether the donation payment process is terminated (S120), and if the donation payment process is terminated, check whether or not the deadline for storing the donation (S130). When the deadline of receipt of the donation is reached, the deadline table creation unit 180 generates and outputs a deadline that summarizes donation payment records for all donors by donation items. The completed deadline may be printed on paper or output through a screen of the output unit 150.

If you do not want to end the donation payment process for reasons such as making a donation several times (S120), and if the deadline is not received, the donor may return to step S40 and perform the donation payment process again.

4 is a flowchart illustrating steps S70 to S90 of FIG. 3 in detail.

In steps S70 to S90 of FIG. 3, a payment means is selected by the donor, and the donation is transferred to the bank account of the donor by the selected payment means.

When the payment means selected by the donor is cash, the donor inserts cash into the cash recognition unit 141 of the payment means recognition unit 140. When cash is inserted into the cash recognition unit 141 (S71), the cash recognition unit 141 recognizes the inserted cash and performs a procedure of counting the inserted cash (S72), and checks whether the cash is counterfeit. After performing the validation procedure (S73), the donation information is checked to compare and confirm the donation amount included in the donation information and the inserted cash amount (S74).

If the payment means selected by the donor is a credit card, the donor inserts the credit card into the card recognition unit 142 of the payment means recognition unit 140. When cash is inserted into the card recognition unit 142 (S75), the card recognition unit 142 recognizes the inserted credit card to read credit card information including information on the credit card company and credit card number. In step S76, the credit card is valid within the validity period, whether the card is a lost report, and whether or not a forged credit card, and a validity check procedure for checking the password of the credit card is performed (S77). Then, the card recognition unit 142 checks the donation information and performs a procedure for confirming the amount of donations included in the donation information (S78), and for the amount of the amount of donations included in the donation information using the credit card information. The credit card payment procedure is performed (S79).

If the payment means selected by the donor is a bankbook or cash card, the donor inserts the bankbook or cash card with the account recognition unit 143 or the card recognition unit 142 of the payment means recognition unit 140. When the bankbook or cash card is inserted into the bankbook recognition unit 143 or the card recognition unit 142 (S81), the bankbook recognition unit 143 or the card recognition unit 142 recognizes the inserted bankbook or cash card; After performing the procedure of reading the bankbook information or cash withdrawal card information (S81), and performing the validation procedure of the bankbook or cash withdrawal card (S82), check the donation information to check the amount of donations included in the donation information The procedure to perform (S83).

The control unit 110 performs a procedure for transferring the donation of the donor to the bank account of the donor according to the payment means selected by the donor (S90).

The method of the present invention can also be embodied as computer readable code on a computer readable recording medium. The computer-readable recording medium includes all kinds of recording devices in which data that can be read by a computer system is stored. Examples of the computer-readable recording medium include a ROM, a RAM, a CD-ROM, a magnetic tape, a floppy disk, an optical data storage device, and the like, and may be implemented in the form of a carrier wave (for example, transmission via the Internet) . The computer readable recording medium can also be distributed over network coupled computer systems so that the computer readable code is stored and executed in a distributed fashion.

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is to be understood that the invention is not limited to the disclosed embodiments, but, on the contrary, is intended to cover various modifications and equivalent arrangements included within the spirit and scope of the invention. Accordingly, the scope of protection of the present invention should be construed in accordance with the following claims, and all technical ideas within the scope of equivalents and equivalents thereof should be construed as being covered by the scope of the present invention.

1 is a view briefly explaining a donation receiving apparatus according to the present invention.

4 is a flowchart illustrating steps S70 to S90 of FIG. 3 in detail.

Claims

A donation storing apparatus that performs automated deposit and withdrawal, stores donations, and automatically collects stored donations.

A key input unit for receiving donor information for identifying a donor from a donor, donation information, and payment means information for a payment means, and receiving recipient information from an administrator;

An output unit for outputting a donation payment process and a processing process on a screen;

A setting unit to set the donation receiving device according to the recipient information;

A payment means recognition unit inserting payment means according to the payment means information and recognizing the inserted payment means;

A control unit which performs an automated deposit and withdrawal operation and transfers the donation amount according to the input donation information to the bank account according to the receiver information by the recognized payment means; And

It includes a receipt issuing unit for printing and issuing a receipt containing the donor's donation payment details and information on the success of the transfer,

The donor information includes the name of the donor and unique information distinguished from others,

The donation information includes information on donation items and amounts of donations,

The payment means information is information selected as payment means by the donor from among cash, credit card, cash withdrawal card, and bankbook,

And the recipient information includes a recipient name, a donation item, and information about the recipient's bank account.

The donation apparatus of claim 1, wherein

The donation storage device further comprises a deadline creation unit for creating and outputting a deadline that summarizes the donation payment details for all donors for each donation item.

The method of claim 1 or 2, wherein the payment means recognition unit

A cash recognition unit for inserting cash and recognizing the inserted cash and the amount thereof;

A credit card and cash withdrawal card is inserted, and the donation receiving apparatus further comprises a card recognition unit for recognizing information on the inserted credit card and cash withdrawal card.

A donation storing method performed by a donation storing apparatus that performs an automated deposit and withdrawal task and stores donations and automatically processes stored donations.

(a) setting the donation receiving device according to the recipient information including the name of the recipient, a donation item, and information about the donor's bank account (bank name and account number);

(b) receiving donation information including donation items and information on donation amount from the donor;

(c) receiving one payment means selected from payment means including cash, credit card, and cash withdrawal card from the donor;

(d) recognizing the inserted payment means when the selected payment means is inserted into the donation receiving device;

(e) transferring the donation amount according to the input donation information to the bank account according to the receiver information by the recognized payment means;

and (f) printing and issuing a receipt including a payment history for the donation and information on whether the transfer is successful.

The method of claim 4, wherein the donation storage method

(g) a method of storing donations, the method comprising: generating and outputting a deadline table listing donation payment details for all donors by donation items.

The method of claim 4 or 5, wherein step (d)

(d1) confirming whether the inserted payment means is valid; And

(d2) a donation storing method comprising the step of receiving the donation information from the donor.