CN204215492U - One is pre-recorded into account bank card and Data Enter device thereof - Google Patents
One is pre-recorded into account bank card and Data Enter device thereof Download PDFInfo
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- CN204215492U CN204215492U CN201420728565.7U CN201420728565U CN204215492U CN 204215492 U CN204215492 U CN 204215492U CN 201420728565 U CN201420728565 U CN 201420728565U CN 204215492 U CN204215492 U CN 204215492U
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Abstract
The utility model provides one to pre-record into account bank card and Data Enter device thereof, described pre-record into account bank card can be spot assets business pre-record set up into account bank card or existing bank card the account transfer business that prestores pre-record into account bank card, to pre-record into account bank card stored in accounts information typing by Data Enter device, conveniently deposit business can be realized, make all carry out depositing on teller or transferred account service time, manually need not input and reach 19 bit digital account numbers, shorten without the time of card without bankbook deposit operation widely, simultaneously, reduce the chance that user operation makes mistakes, thus alleviate the queuing phenomena before automatic teller machine, improve the work efficiency of bank and bring new service income for bank, this card is also school, administrative unit, revenue department, the payment work of enterprises and institutions provides a new with no paper payment pattern, environmental protection is reliable again in the development of adaptation fast pace society.
Description
Technical field
The utility model relates to a kind of self-help deposit and to transfer accounts field, and particularly a kind of pre-recording is pre-recorded into the Data Enter device of account bank card into account bank card and this.
Background technology
At present, the most deposit of bank and transferred account service have substantially all been come by automatic teller machine, but, automatic teller machine carries out nothing card without bankbook deposit or transfer accounts time, needing to input institute will stored in account, and each account is up to 19 bit digital, some bank also needs input twice, must check after input, make the running time long, and easily cause maloperation, once input error needs to re-enter, thus cause that the operating process time is long, process is loaded down with trivial details;
Moreover, because the service network of golden mile, city is less, shop is rented high, the phenomenon standed in a long queue usually is there is before the automatic teller machine of therefore many urban service sites, want to increase automatic teller machine quantity but cannot carry out because area of business is limited, larger impact is created on banking, also causes inconvenience to user.
Find a kind of fast operating method that automatically can input account number, the common aspiration of Cheng Liao bank and depositor.
Utility model content
In view of this, the technical problems to be solved in the utility model is to provide one and pre-records easily and efficiently into account bank card and Data Enter device thereof.
For solving the problems of the technologies described above, the technical scheme that the utility model provides is: one is pre-recorded into account bank card, comprise the two medium composite card of IC-card or magnetic stripe card or magnetic stripe+IC, store some groups of alternative advance deposit accounts informations, and built-in identifier is pre-recorded into the service code of account bank card character and the identification code of security, support deposit and verification function.
The account transfer function that prestores is set up on the basis being included in existing bank card, stores some groups of alternative accounts informations of transferring accounts in advance.
IC media storage in the two medium composite card of described magnetic stripe+IC has the information of ard issuers, the information of holder and card number, and magnetic strip medium stores payee account information.
Described IC-card is single-chip IC-card, has payee's account.
A kind of to the Data Enter device carrying out Data Enter into account bank card of pre-recording described above, comprise the master controller carrying out information interaction by communication module and banking system and the keyboard, display screen and the read write line that are connected with master controller, Data Enter for account bank card of user being pre-recorded is pre-recorded into account bank card, and can revise, deletes or edit the information of pre-recording on account bank card.
Described to pre-record into account bank card original cards be two kinds, and the first refers to the blank bank card medium of non-typing depositor data or general magnetic stripe blank card, and the data of its typing is the account number of payee.It can only be used for omitting the artificial account number inputting payee, can not carry out transferring accounts and withdrawing deposit.The second refers to the two medium composite card of existing chip+magnetic stripe, its chip record has the Account Profile of card owner, it is while having the functions such as drawing, account transfer, on its magnetic stripe, another record has the account number of conventional payee, account can be extracted by automatic teller machine magnetic stripe reader, saves the step of artificial input payee account number.
Compared with prior art, the utility model tool has the following advantages:
The utility model provides one to pre-record into account bank card and Data Enter device thereof, when making bank-user carry out deposit business or transferred account service on automatic teller machine, manually need not input and reach 19 bit digital account numbers, shorten the time of deposit and operation of transferring accounts widely, simultaneously, reduce the chance that user operation makes mistakes, thus alleviate the queuing phenomena before automatic teller machine, while improve the work efficiency of bank, also can be bank and bring new service income, this card is also school, administrative unit, revenue department, the payment work of enterprises and institutions provides a new with no paper payment pattern, environmental protection is reliable again in the development of adaptation fast pace society.
Accompanying drawing explanation
Fig. 1 is the utility model Data Enter device structural representation;
Fig. 2 is using method step S1 ~ S4 process flow diagram that the utility model is pre-recorded into account bank card and Data Enter device thereof;
Fig. 3 is using method step S4 ~ S6 process flow diagram that the utility model is pre-recorded into account bank card and Data Enter device thereof;
Fig. 4 is using method step S1-1 ~ S1-3 process flow diagram that the utility model is pre-recorded into account bank card and Data Enter device thereof;
Fig. 5 is using method step S1-3 ~ S1-4 process flow diagram that the utility model is pre-recorded into account bank card and Data Enter device thereof.
Embodiment
The utility model to be explained in further detail below in conjunction with accompanying drawing and embodiment for the ease of it will be appreciated by those skilled in the art that.
One is pre-recorded into account bank card and Data Enter device thereof, forms an automatic deposit system simply and easily, make user carry out depositing or transferred account service time account without the need to manually inputting 19, carry out quickly and easily depositing or transferred account service; Only need to carry out improvement upgrading to teller machine services's system of bank, service system is deposited without bankbook to without card, increase by one by pre-recording into account bank card replacement artificial input payee account number function, skip without the subprogram of card without bankbook deposit, directly enter and deposit paper money interface, or to prestore account transfer business and to prestore fund account business in original bank card system increase, meanwhile, simplify part operation program.
Wherein this is pre-recorded and adopts IC-card or magnetic stripe card or the two medium composite card of magnetic stripe+IC into account bank card, built-in service code, this is pre-recorded and comprises two types into account bank card, and by this card of service code identifiable design for pre-recording into the type of account bank card, wherein pre-record into an account bank card for what only there is spot assets business, the authorities such as the drawing not having ordinary bank to block, account transfer; Compared with existing bank card, this is pre-recorded and to have money on deposit or transfer account information into account bank card internal memory, and this card is for pre-record into account bank card and belonging to verification, whether account is active account to have verification function namely to identify, but does not withdraw deposit, transfers accounts and query function.
Another kind of pre-record into account bank card for what set up the account transfer business that prestores on the basis of existing bank card, store some groups of selective accounts informations of transferring accounts in advance; Described service code can write in advance before hair fastener, also can the mandatory write when typing depositor data, but this code is once be written into, and can not arbitrarily revise.Consider safety problem, often opening pre-records all has an identification code into account bank card.Compared with existing bank card, this is pre-recorded and to have money on deposit or transfer account information into account bank card internal memory, verification function but do not withdraw deposit, to transfer accounts and namely query function identifies that this card is for pre-record into account bank card and belonging to verification, whether account is active account.
It is two kinds that its original cards of payee's account number bank card people source is commonly used in pre-typing, the first is blank bank card or general magnetic stripe, the chip blank card of non-typing depositor data, by account number and other data of input device typing payee, it can be extracted by automatic teller machine card reader thus omit the account number step of artificial input payee, can not carry out transferring accounts and withdrawing deposit.Bank business point can provide this blank bank card with compensation and provide for the conventional gathering account number of typing.The second is the two medium bank card of chip+magnetic stripe utilizing user to hold on hand, its chip record has the Account Profile of card owner, it is while the complete function such as drawing, account transfer having ordinary bank's card, on its magnetic stripe, another record has the account number of conventional payee, account can be extracted by automatic teller machine card reader, saves the step of artificial input payee account number.The information that user can be had magnetic stripe voluntarily by input device is deleted, typing editor.Bank business point also can when issuing two medium bank card, under the requirement of user, in the magnetic strip medium of payee's account number typing blank that user is commonly used.
As shown in Figure 1, a kind of to the Data Enter device carrying out Data Enter into account bank card of pre-recording, comprise the master controller being carried out information interaction by communication module and banking system, and connect and be controlled by the keyboard of master controller, touch display screen and read write line, for pre-recording user's deposit or Data Enter when transferring accounts into account bank card, and can revise, delete or edit the information of pre-recording on account bank card.Can in the agency of bank, this Data Enter device of multiple stage is set, this card can independently typing or deposit required data on behalf of typing user by bank clerk, user will stored in account, payee name, payee unit, depositor's name and unit by this Data Enter device, stored in the amount of money etc., and show from touch display screen, and do not limit inter-bank deposit.
User by input through keyboard stored in account, payee name, payee unit, depositor's name and unit, stored in information such as the amount of money, keyboard by these information transmission to master controller, master controller sends to banking system by communication module after processing information, banking system investigates this entry information of rear storage to input information, and feed back to master controller by communication module, above-mentioned Data Enter is inserted IC-card in read write line or magnetic stripe card or the two medium composite card of magnetic stripe+IC by master controller, and is shown in display screen by successful entry information.
As shown in Fig. 2,3,4,5, a kind of using method of pre-recording into account bank card and Data Enter device, comprise Data Enter and deposit step, by Data Enter device, depositor and payee information typing are pre-recorded into account bank card, after entry information pre-record into account bank card by automatic teller machine or bank service sales counter complete deposit or transferred account service.
Wherein, the using method of Data Enter device will be for pre-recording into account bank card insertion Data Enter device, thus the read write line of link information input device, by keyboard typing stored in or proceed to the information of account, and review and validate input information by touch display screen, confirm errorless after press acknowledgement key, complete Data Enter, taking-up pre-record into account bank card;
The using method of wherein pre-recording into account bank card comprises the steps:
S1. will pre-record and insert automatic teller machine into account bank card, this card of automatic teller machine identification be spot assets business pre-record set up into account bank card or existing bank card the account transfer business that prestores pre-record into account bank card; If spot assets business pre-record into account bank card, then the operating system of automatic teller machine is extracted by card reader and is pre-recorded into the account of account bank card and service code, and enter step S2 after sending to bank's master processor, if existing bank card sets up pre-recording into account bank card of pre-transferred account service, then enter step S1-1;
S2. the pertinent modules of bank's master processor starts and sends to bank of deposit processor the information whether the verification account is active account, if the account is effective, bank's master processor returns account effective information to automatic teller machine, show the number of this active account and latter two Chinese character of account name on a display screen, user enters next step after confirming again simultaneously; If the account is invalid, bank's master processor returns account invalid information to automatic teller machine, display cause of invalidity, and exits and pre-record into account bank card.
S3. when account bank card of pre-recording only has one stored in account time, teller machine (ATM) system directly enters step S4; When account bank card of pre-recording has more than one stored in account time, deposit interface shows latter two Chinese character of pre-recording into account and householder's name through investigating as active account, depositor selects to confirm stored in account by the display screen of automatic teller machine, and then enters step S4
S4. automatic teller machine starts deposit procedure and opens deposit interface, and display is stored in account and name, now deposit paper money mouth to open, whether detect user stored in cash, and press acknowledgement key, if then enter counting program, will show in display screen stored in account with stored in information of number, and enter next step; Otherwise time delay sends prompting user and puts into cash after 15 seconds;
Whether S5. detect user confirms stored in account with stored in information of number, if then bank of deposit's processor will be sent to stored in account with stored in information of number, bank of deposit's processor receive stored in account and stored in verify after information of number and pass through deposit, success stored in account and show in the display screen of automatic teller machine stored in number;
S6. again detect user and whether carry out any operation, if then carry out corresponding operation steps, otherwise time delay spues after 15 seconds and pre-records into account bank card.
S1-1. automatic teller machine display screen display reminding input password, and time delay 15 seconds detects user afterwards whether inputs password, be that then whether authentication password is correct, password correctly then enters next step, incorrect, sends and points out and exit card; Otherwise time delay retreats card release in 15 seconds;
S1-2. automatic teller machine display screen display service selection menu, except the service menu that existing bank card has, also set up presetting account transfer business and presetting account spot assets business, user selects to enter step S1-3 during presetting transferred account service, when user selects presetting account spot assets business, enter step S3;
S1-3. automatic teller machine start to read pre-record have in account bank card be prestored into accounts information, and show on a display screen, user selects to press acknowledgement key stored in after account, the prompting of display screen display input transfer amounts, user is by the input through keyboard transfer amounts of automatic teller machine, acknowledgement key is pressed after complete operation, automatic teller machine disposal system comes into operation, drawing deposits in the account of card owner transfers to the account of payee, if account has enough deposits in the card of user, then display is transferred accounts successfully, otherwise shows the prompting that Sorry, your ticket has not enough value.
S1-4. after completing transaction, there is the prompting of whether continuous business in display screen, if user also needs to continue and other account on card is concluded the business, then presses acknowledgement key and enter step S1-3, if user does not need continuous business, then can press ESC Escape and exit and pre-record into account bank card.
Conventional receiver information master described in the utility model is stored in the magnetic strip medium on card, and this is conveniently user's typing and amendment data voluntarily.In like manner, conventional payee's account also can be stored in single-chip bank card chip medium, extracts account number and other data by chip card reader.Its technical scheme is identical with such scheme.
Of the present utility model pre-recording can be used in the deposit business of general user into account bank card, Data Enter device and using method thereof, as father and mother to child stored in or proceed to the cost of living, because this deposit, transferred account service can compatible inter-bank be deposited, can at the multiple gathering object of typing in account bank card of pre-recording, as the collecting account information of multiple child, as long as deposit or when transferring accounts by said procedure simple operations, without the need to all inputting 19 card numbers at every turn, also without the need to queuing up to bank service sales counter, without the need to band with the notepad of account number or other carrier; Wherein only there is pre-recording of spot assets business and also can bind the account of householder into account bank card, when needs deposit house lead in main account, pre-record into account bank card as long as directly insert this on automatic teller machine, do not need input account password to complete deposit business.The utility model is simultaneously also for the tenants in shop of renting a house, rent provide a new pay charge way, and new pay charge way is exactly that owner gives tenant the card being built-in with owner's account number, hands over rent shop to rent by the tenant bank that controls oneself.For student's payment, the way in past is paying in account number, pay in the amount of money, payee place class and name are all printed on paper, and then student holds demand note and pays in the bank business point of specifying.Had now and pre-recorded into account bank card, student holds pre-recording of the payment of typing data and to go into the agency of account bank card to bank, is paid dues to automatic teller machine is self-service by banking person on duty collection or oneself.This card has account number, and pay in the amount of money, payee place class and name, the data on card can show on computers.When needs odd cash transfer, when automatic teller machine or intelligent terminal operate, first existing bank card is inserted, input password, then set up and select input account payee and transfer amount menu automatically, now bank card exits, and user inserts the personality card with account payee and transfer amount by prompting, automatically extract account number and transfer amount by card reader, after confirmation, terminate ta vservice.Use this method, achieve electronics docking with no paper, alleviate the workload of bank clerk widely.The bank card that the utility model is conceived, in fact serves the vital role of notepad, and user the account number typing one or several sheets card often used, can recall from terminating machine during use, facilitate user widely again.
For existing bank card user as debit card and credit card user, the utility model also has its relative advantage.When in the card needing for oneself when card is main, account is stored in cash, card master need not be with the card that goes to bank again, brings a record to have single medium magnetic stripe bank card of card primary account number to go to save just passable as long as card is main.Save with this card, can input password again, can shorten the deposit time like this, meanwhile, holder need not live keyboard with hand shelves and prevent password from being peeped by people in face of other people.Because this card can only be used for depositing, even account's loss that also can not cause oneself stolen by the stolen card device of this card.
There are the demand of the expense of paying in some unit such as school, enterprise and administrative institution, and can utilize this pre-recording into account bank card to facilitate subscriber payment.Card has stored in account number, stored in the amount of money, the name of payer and unit.As long as user takes information desk just can complete the business of paying tuition fee and administrative expense.In order to allow bank strive for more income, bank can utilize card face to advertise.
Be more than wherein specific implementation of the present utility model, it describes comparatively concrete and detailed, but therefore can not be interpreted as the restriction to the utility model the scope of the claims.It should be pointed out that for the person of ordinary skill of the art, without departing from the concept of the premise utility, can also make some distortion and improvement, these apparent replacement forms all belong to protection domain of the present utility model.
Claims (4)
1. pre-record into account bank card for one kind, it is characterized in that: comprise the two medium composite card of IC-card or magnetic stripe card or magnetic stripe+IC, store some groups of alternative advance deposit accounts informations, and built-in identifier is pre-recorded into the service code of account bank card character and the identification code of security, support deposit and verification function.
2. one according to claim 1 is pre-recorded into account bank card, it is characterized in that: the account transfer function that prestores is set up on the basis being included in existing bank card, stores some groups of alternative accounts informations of transferring accounts in advance.
3. according to claim 2ly to pre-record into account bank card, it is characterized in that: the IC media storage in the two medium composite card of described magnetic stripe+IC has the information of ard issuers, the information of holder and card number, and magnetic strip medium stores payee account information.
4. one kind is carried out the Data Enter device of Data Enter to pre-recording as described in claims 1 to 3 any one into account bank card, it is characterized in that: comprise the master controller carrying out information interaction by communication module and banking system and the keyboard, display screen and the read write line that are connected with master controller, Data Enter for account bank card of user being pre-recorded is pre-recorded into account bank card, and can revise, deletes or edit the information of pre-recording on account bank card.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201420728565.7U CN204215492U (en) | 2014-11-28 | 2014-11-28 | One is pre-recorded into account bank card and Data Enter device thereof |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201420728565.7U CN204215492U (en) | 2014-11-28 | 2014-11-28 | One is pre-recorded into account bank card and Data Enter device thereof |
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| CN204215492U true CN204215492U (en) | 2015-03-18 |
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| CN201420728565.7U Expired - Fee Related CN204215492U (en) | 2014-11-28 | 2014-11-28 | One is pre-recorded into account bank card and Data Enter device thereof |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104392561A (en) * | 2014-11-28 | 2015-03-04 | 张文 | Pre-input account bank card, information input device and using methods thereof |
| CN104992321A (en) * | 2015-06-30 | 2015-10-21 | 苏州寅初信息科技有限公司 | Transfer method and system based on special relation |
-
2014
- 2014-11-28 CN CN201420728565.7U patent/CN204215492U/en not_active Expired - Fee Related
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104392561A (en) * | 2014-11-28 | 2015-03-04 | 张文 | Pre-input account bank card, information input device and using methods thereof |
| CN104992321A (en) * | 2015-06-30 | 2015-10-21 | 苏州寅初信息科技有限公司 | Transfer method and system based on special relation |
| CN104992321B (en) * | 2015-06-30 | 2018-08-31 | 厦门云顶伟业信息技术有限公司 | A kind of transfer account method and its system based on special relationship |
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| Date | Code | Title | Description |
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| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20150318 Termination date: 20191128 |
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| CF01 | Termination of patent right due to non-payment of annual fee |