JPS6314295A - Automatic transactor - Google Patents
Automatic transactorInfo
- Publication number
- JPS6314295A JPS6314295A JP61157474A JP15747486A JPS6314295A JP S6314295 A JPS6314295 A JP S6314295A JP 61157474 A JP61157474 A JP 61157474A JP 15747486 A JP15747486 A JP 15747486A JP S6314295 A JPS6314295 A JP S6314295A
- Authority
- JP
- Japan
- Prior art keywords
- automatic
- transaction
- cash
- coins
- display
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 238000010586 diagram Methods 0.000 description 4
- 238000001994 activation Methods 0.000 description 2
- 230000000694 effects Effects 0.000 description 2
- 238000000034 method Methods 0.000 description 2
- 230000004913 activation Effects 0.000 description 1
- 230000005540 biological transmission Effects 0.000 description 1
- 238000013480 data collection Methods 0.000 description 1
- 230000006870 function Effects 0.000 description 1
- 230000010365 information processing Effects 0.000 description 1
- 238000012544 monitoring process Methods 0.000 description 1
- 238000002360 preparation method Methods 0.000 description 1
- 230000000717 retained effect Effects 0.000 description 1
Landscapes
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
(57)【要約】本公報は電子出願前の出願データであるた
め要約のデータは記録されません。(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.
Description
【発明の詳細な説明】
（イ）発明の分野
この発明ｔよ銀行業務に用いられる自動預金支払橢、自
動支払機、自動両替機や各種の自動販売様等を含んだ自
動取引装置に関し、特に出金用紙幣、硬貨等の貨幣の準
ｉ吊の最適はを自動的に計鯨して、これを自動取引装置
の取扱い係員に表示することのできる自動取引装置に関
する。[Detailed Description of the Invention] (a) Field of the Invention This invention particularly relates to automatic transaction devices used in banking operations, including automatic deposit payment machines, automatic teller machines, automatic currency exchange machines, and various automatic vending machines. The present invention relates to an automatic transaction device that can automatically calculate the optimum balance of currency such as banknotes and coins for withdrawal, and display this to the operator of the automatic transaction device.
（ロ）発明の背景
上述の自動取引装置は利用者に出金する動作を行うもの
であるから、この出金用の紙幣、硬貨を準備金として該
装置の稼動開始に先立って金庄内にセットしておく必要
があるが、そのための準備金量は従来は係ｔ−１が経験
により割り出して決定覆ることで運用されてきた。(B) Background of the Invention Since the automatic transaction device described above performs the operation of dispensing money to the user, the banknotes and coins for withdrawal are set in the bank as reserve funds prior to the start of operation of the device. However, the amount of reserve funds for this purpose has conventionally been determined by the person in charge t-1 based on experience, and has been operated by reversing the decision.
しかし乍ら、ここ数年、自動取引装置、特に自動預金支
払ｎ等はリサイクル型に変更されつつあり、ために従来
の経験によるＱ備金咀の決定に頼っていたのでは、準備
金ｍの過少な場合は自動取引装置の稼動率の低下を沼き
、過多であれば資金効率の低下を招くという問題を生じ
ることになる。However, in recent years, automatic transaction devices, especially automatic deposit payments, etc., have been changed to recycling-type devices, so relying on conventional experience-based decisions on reserve funds may result in insufficient reserves. If the amount is too high, the operating rate of the automatic transaction device will decrease, and if it is excessive, it will lead to a decrease in capital efficiency.
特に金融機関に設置される自動取引装置にあっては、近
い将来に完全無人化運用が予定されていので、出金用の
紙幣、硬ｔＡの不足により自動取引装置の稼動停止、過
多による資金の非効率的運用を極力避けるようにしなけ
ればならない。In particular, automatic transaction machines installed in financial institutions are scheduled to become completely unmanned in the near future, so automatic transaction machines may stop operating due to a shortage of banknotes and hard A, and funds may be lost due to an overabundance of funds. Inefficient operations must be avoided as much as possible.
（ハ）発明の目的
この発明は上記の問題に鑑み、自動取引装置の毎日の稼
Ｖノの中から準備金ｒ−を決定するデータを蓄積してお
ぎ、これをデータ処理して、準備金量の最適値を必要時
に取扱い係ｑに表示づる自動取引装置の提供を目的とす
る。(c) Purpose of the Invention In view of the above problems, the present invention accumulates data for determining the reserve r- from the daily earnings V of automatic transaction devices, processes this data, and calculates the reserve The purpose is to provide an automatic transaction device that displays the optimal value of the amount to the handler q when necessary.
（ニ）発明の要約
この発明は、装置の取引稼動に対応させた貨幣の準備吊
を表示する表示手段を設けた自動取引装置であることを
特徴とする。(d) Summary of the Invention The present invention is characterized in that it is an automatic transaction device that is provided with a display means for displaying the preparation and withdrawal of money corresponding to the transaction operation of the device.
（ホ）発明の効果
この発明によれば、自動取引装置において取引きに伴う
出合用紙幣、硬ａの枚数、リサイクルに供される紙幣、
硬貨の枚数を毎１］の取引稼動ごとに記憶・演算し、こ
れらのデータに基づいて準備金の必要量を取扱い係員に
表示することによって、・資金の効率運用が行える。(E) Effects of the Invention According to this invention, the number of banknotes, hard A, and banknotes to be recycled during transactions in an automatic transaction device,
By storing and calculating the number of coins for each transaction and displaying the required amount of reserves to the handling staff based on this data, efficient use of funds can be achieved.
・出金紙幣、硬貨が一日の稼動中になくなるケースが少
なくなり、自動取引装置の稼動率を高めると共に、無人
化運用においても稼動時間を長くすることが可能となる
。・The number of cases in which dispensed bills and coins run out during one day's operation is reduced, increasing the operating rate of automatic transaction equipment and making it possible to extend operating time even in unmanned operation.
・装置内部に準備金Ｍを記憶することが可能になるため
、例えば自動開ｔ５笠のＲ能を簡単に組込むことができ
る。- Since it is possible to store the reserve M inside the device, it is possible to easily incorporate, for example, the R function of an automatic opening t5 shade.
舌の効果を奏する。It has the effect of the tongue.
くべ）発明の実施例 以下、この発明の−・実施例を図面を用いて説明する。Kube) Examples of the invention Embodiments of the present invention will be described below with reference to the drawings.
第１図は自動預金支払機ＡＴＶを複数台用いた金融機関
の自動取引装「１のシス゛アム構成にこの発明を適用し
た例を示し、自動預金支払機△Ｔ Ｍは複数台ずつがリ
モートモニター】ントローラＲＭ Ｃに接続されると共
に、これらリモートモニタコントローラＲＭＣが公衆回
線１を介し監視センタ２に接続される。そして、監視は
ンタ２が演募した準備金ｍが各自動預金支払機△ＴＭに
表示され、取扱い係員がこの表示に従って自動預金支払
機△ＴＭの稼動に先立って上記準備金けが金）ＪＴにセ
ットされる。Figure 1 shows an example in which the present invention is applied to the system configuration of a financial institution's automatic transaction system using multiple automatic teller machines (ATV). At the same time, these remote monitor controllers RMC are connected to a monitoring center 2 via a public line 1.Then, monitoring is carried out when the reserve m collected by the computer 2 is transferred to each automatic teller machine △TM. In accordance with this display, the handling staff sets the above-mentioned reserve fund (JT) before operating the automatic teller machine △TM.
この準備金量の割出し、および表示のために、第１図の
システムは次のように動く。To determine and display this reserve amount, the system of FIG. 1 operates as follows.
即ら、各自動預金支払機ＡＴＭごとに−（コの取引処理
に必要であった現金の金種別枚数を監視センタ２がデー
タとして一括保持して解析して、毎日各自動預金支払機
△ＴＭで必要な現金枚数を、月、日、曜日から推測し、
各自動預金支払機へＴＭに通知する。That is, for each automatic teller machine ATM, the monitoring center 2 collectively stores and analyzes the number of cash of each denomination required for transaction processing as data, Estimate the amount of cash you need from the month, day, and day of the week,
Notify TM of each automatic teller machine.
そのためには自動預金支払機ＡＴＭの起動時にセットし
た金種別現金枚数をＰｉとして記憶し、取引終了毎に金
庫内の現金枚数をチェックし、最小値Ｘｉを求めておく
。To do this, the number of cash pieces for each denomination set when the automatic teller machine ATM is activated is stored as Pi, and the number of cash pieces in the safe is checked every time a transaction is completed to find the minimum value Xi.
一日の取引処理が終了した際に、
１ｉ＝ｘｉ−ｐｉ
をその日の起動時に金庫内にセットされるべきであった
最小の現金枚数として保持する。（端末でのデータ収集
）
このようなデータ収集を行って、各自動預金支払■ΔＴ
Ｍごとに最新の１ケ月分のデータ（金種別必要枚数）を
各月ごとに集計かつ保持する一方、月の切替り時に過去
に逆のぼって１つ゛月毎の必要枚数平均値を惇出し、こ
の必要枚数平均値とその月の必要枚数値からその月の必
要枚数の変動係数γを求める。When one day's transaction processing is completed, 1i=xi-pi is held as the minimum number of cash pieces that should have been set in the safe at the time of startup that day. (Data collection at the terminal) By collecting such data, each automatic deposit payment ■ΔT
The latest one month's worth of data (required number of coins by denomination) is aggregated and retained for each month, and when the month changes, the average value of the required number of coins for each month is calculated by going backwards. The coefficient of variation γ of the required number of sheets for the month is determined from this average value of the required number of sheets and the required sheet value for that month.
同様に全自動預金支払ｖ１ＡＴＭについて一日の金種別
必要枚数の平均値を求め、その値から目、曜日による必
要枚数の変動係数α、βを求める。Similarly, for the fully automatic deposit payment v1 ATM, the average value of the required number of coins for each denomination per day is determined, and from that value, the coefficients of variation α and β of the required number of coins depending on the number and day of the week are determined.
そして、各自動預金支払機ＡＴＶの最新１ケ月間の平均
値△ｉにその１］の変動係数（Ｋ＝α×β×γ）を乗じ
たもの（ＫＸＡ ｉ ）を必要枚数と判定し、これを自
動預金支払機ＡＴＭに送って第２図の表示器ＣＲＴで表
示する。その表示位置は図の矩形枠内である。Then, the required number of coins is determined to be (KXA i ) multiplied by the average value △i of each automated teller machine ATV for the latest month by the coefficient of variation (K = α × β × γ) of 1). is sent to the automatic teller machine ATM and displayed on the display CRT shown in FIG. Its display position is within the rectangular frame of the figure.
尚、必要枚数を求めるために必要となるデータ△ｉ、α
、β、Ｔは毎日の各端末のデータ、および推測値と実際
値との差貸により更新する。In addition, the data △i, α required to calculate the required number of sheets
, β, and T are updated daily using the data of each terminal and the difference between the estimated value and the actual value.
ざらに監視センタ２の動きを第３図で説明すると、該監
視センタ２はステップ１０で各端末△］Ｍの金種別必要
枚数平均値を前述のように求める一方、ステップ１１で
その日の係数を求め、ステップ１２で各端末ＡＴＭから
の起動通知がある時はステップ１３．１４でＲＭＣ，Ａ
ｌ−Ｍに必要枚数を通知して表示させて終了処理をとり
、起動通知がない間はステップ１５，１６，１７．１８
で端末ＡＴＭからのデータを集めて枚数データを更新等
ザる。To briefly explain the operation of the monitoring center 2 with reference to FIG. 3, the monitoring center 2 calculates the average required number of coins for each terminal △ When there is a startup notification from each terminal ATM in step 12, RMC, A is determined in step 13.14.
Notify l-M of the required number of sheets, display it, and perform the termination process.If there is no activation notification, perform steps 15, 16, 17, and 18.
Collects data from the terminal ATM and updates the number of coins data.
−・方、自動預金支払様ＡＴＭ側では第４図のΔのよう
に、ΔＴＭの起動処理と監視センタ２からの必要現金枚
数を受信し、現金をセットＪる（ステップ２０．２１．
２２）。- On the automatic deposit payment ATM side, as shown in Δ in FIG. 4, the ΔTM activation process and the required number of cash are received from the monitoring center 2, and cash is set (step 20.21.
22).
なＪ３、現金のセットは第４図の８ステツプ３１゜３２
．３３のようにして表示器ＣＲＴの制御が行なわれる。J3, set the cash in 8 steps 31°32 in Figure 4.
．． The display CRT is controlled as shown in 33.
そして、セット枚数を初期値エリアにストアして取引発
生を待つ（ステップ２３．２４）。Then, the set number is stored in the initial value area and waits for a transaction to occur (steps 23 and 24).
ステップ２５で取引があれば、取引処理を行なうと共に
、金庫内枚数のカウントを行なって最小値を更新し、（
ステップ２６．２７．２８）、取引終了となれば、ステ
ップ２９．３０で、金庫内の現金枚数をチェックし、最
小値Ｘｉを監視センタ２に通知する。If there is a transaction in step 25, the transaction is processed, the number of coins in the safe is counted, the minimum value is updated, and (
Steps 26, 27, 28) When the transaction is completed, the number of cash in the safe is checked and the minimum value Xi is notified to the monitoring center 2 in Step 29.30.
第５図は第３図の動作フローを覆る監視センタ２の制御
ブロックを示し、中央情報処理回路ＣＰＵ１は出金用紙
幣、硬貨の枚数、リナイクルに供される紙幣、硬貨の枚
数を毎日の稼働ごとに記憶・演算して、ランダムアクセ
スメモリＲＡＭＩおよびリードオンメモリＲＯＭＩとに
よって、毎日自動預金支払別Ａ丁Ｍで必要な現金枚数を
ｉｆｆ側し、インターフェイス３を通し表示器ＣＲＴに
表示する。FIG. 5 shows a control block of the monitoring center 2 that covers the operation flow shown in FIG. The random access memory RAMI and the read-on memory ROMI store and calculate the number of cash required for the daily automatic deposit payment separate A-M on the IF side, and display it on the display CRT through the interface 3.
また、ＣＰＵにはインターフェイス３を通して必要情報
を打込むキーボード４、プリンタ５、ハードディスク装
置６、伝送制御装置７が接続される。Further, a keyboard 4 for inputting necessary information through an interface 3, a printer 5, a hard disk device 6, and a transmission control device 7 are connected to the CPU.
第６図は第４図の動作フローを覆る自動預金支払機△Ｔ
Ｍの制御ブロックを示し、中央情報処理回路ＣＰＵ２は
金種別現金枚数Ｐｉ１金卯内の最小値Ｘｉ、必要最小現
金枚数Ｌｌ等を、ランダムアクセスメモリＲΔＭ２、リ
ードオンメモリ「り０Ｍ２とによって演ζ）処理するも
のであり、このＣＰＵ２にはインターフェイス８を介し
て、自動預金支払機として必要な各種の別器９ａ〜９ｑ
が接続される。Figure 6 shows an automatic teller machine △T that covers the operation flow of Figure 4.
The central information processing circuit CPU2 calculates the minimum value Xi of the number of cash by denomination Pi1, the required minimum number of cash Ll, etc. using a random access memory RΔM2 and a read-on memory "RI0M2". This CPU 2 is connected via an interface 8 to various separate devices 9a to 9q necessary for an automatic teller machine.
is connected.
このように、上述の実施例では、準備金の必要量が表示
器ＣＲＴに表示されるので、稼ＥＪ＋開始時の係員作業
が省力化され、貨幣の効率運用が向」する。In this way, in the above-described embodiment, the required amount of reserve funds is displayed on the display CRT, so that the labor required by the clerk at the start of EJ+ is reduced, and the efficient use of money is improved.
図面はこの発明の一実施例を示し、
第１図は自動預金支払機を用いた自動取引装置のシステ
ム構成図、
第２図は表示器ＣＲ−ｒによる準備金損の表示例を示す
図、
第３図は第１図の監視センタの動作フローチャート図、
第４図Ａ、Ｂは第１図の自動預金支払機の動作フローチ
ャート図、
第５図は上記監視センタの制御ブロック図、第６図は上
記自動預金支払機の制御ブロック図である。
２・・・Ｕ視センタ ΔＴＭ・・・自動預金支払様
ＲＭＣ・・・リモートモニタコントローラＣＲＴ・・・
表示器The drawings show an embodiment of the present invention, FIG. 1 is a system configuration diagram of an automatic transaction device using an automatic teller machine, FIG. 2 is a diagram showing an example of reserve loss displayed on the display CR-r, 3 is an operational flowchart of the monitoring center in FIG. 1; FIGS. 4A and B are operational flowcharts of the automatic teller machine in FIG. 1; FIG. 5 is a control block diagram of the monitoring center; FIG. is a control block diagram of the automatic teller machine. 2...U viewing center ΔTM...Automatic deposit payer RMC...Remote monitor controller CRT...
display
Claims (1)
貨幣の準備量を表示する表示手段 を設けた 自動取引装置。[Scope of Claims] 1. An automatic transaction device in which the automatic transaction device is provided with display means for displaying the amount of money in reserve corresponding to the transaction operation of the device.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP61157474A JPS6314295A (en) | 1986-07-03 | 1986-07-03 | Automatic transactor |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP61157474A JPS6314295A (en) | 1986-07-03 | 1986-07-03 | Automatic transactor |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| JPS6314295A true JPS6314295A (en) | 1988-01-21 |
Family
ID=15650470
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| JP61157474A Pending JPS6314295A (en) | 1986-07-03 | 1986-07-03 | Automatic transactor |
Country Status (1)
| Country | Link |
|---|---|
| JP (1) | JPS6314295A (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JPH01255994A (en) * | 1988-04-06 | 1989-10-12 | Hitachi Ltd | Automatic teller machine |
| JPH02189699A (en) * | 1989-01-19 | 1990-07-25 | Oki Electric Ind Co Ltd | Circulation type cash processor |
| JPH05197864A (en) * | 1992-01-22 | 1993-08-06 | Oki Electric Ind Co Ltd | Automatic transaction machine |
Citations (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JPS6019294A (en) * | 1983-07-13 | 1985-01-31 | 富士通株式会社 | System of optimizing initially set number of paper moneys |
-
1986
- 1986-07-03 JP JP61157474A patent/JPS6314295A/en active Pending
Patent Citations (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JPS6019294A (en) * | 1983-07-13 | 1985-01-31 | 富士通株式会社 | System of optimizing initially set number of paper moneys |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JPH01255994A (en) * | 1988-04-06 | 1989-10-12 | Hitachi Ltd | Automatic teller machine |
| JPH02189699A (en) * | 1989-01-19 | 1990-07-25 | Oki Electric Ind Co Ltd | Circulation type cash processor |
| JPH05197864A (en) * | 1992-01-22 | 1993-08-06 | Oki Electric Ind Co Ltd | Automatic transaction machine |
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