JPH0480435B2 - - Google Patents
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- Publication number
- JPH0480435B2 JPH0480435B2 JP991585A JP991585A JPH0480435B2 JP H0480435 B2 JPH0480435 B2 JP H0480435B2 JP 991585 A JP991585 A JP 991585A JP 991585 A JP991585 A JP 991585A JP H0480435 B2 JPH0480435 B2 JP H0480435B2
- Authority
- JP
- Japan
- Prior art keywords
- cash
- teller
- section
- denomination
- withdrawal
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Lifetime
Links
- 238000003860 storage Methods 0.000 claims description 42
- 230000032258 transport Effects 0.000 claims description 15
- 230000007246 mechanism Effects 0.000 claims description 6
- 238000009826 distribution Methods 0.000 claims description 2
- 238000000151 deposition Methods 0.000 description 4
- 238000007726 management method Methods 0.000 description 4
- 238000010586 diagram Methods 0.000 description 2
- 230000000694 effects Effects 0.000 description 2
- 238000003825 pressing Methods 0.000 description 2
- 230000007723 transport mechanism Effects 0.000 description 2
- 238000000034 method Methods 0.000 description 1
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- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Description
【発明の詳細な説明】
(産業上の利用分野)
本発明は銀行等の金融機関に設置され、現金を
一括処理する現金処理装置特に複数の窓口入出金
機と出納部とを現金搬送路で接続した現金処理装
置に関する。Detailed Description of the Invention (Industrial Field of Application) The present invention is a cash processing device installed in a financial institution such as a bank, which processes cash in bulk, and in particular, connects a plurality of teller teller machines and a teller section on a cash conveyance path. Regarding the connected cash processing device.
(従来の技術)
銀行業務における窓口用の現金処理装置として
は従来より資金運用の効率向上のためにいくつか
提案されている。例えば特開昭59−55595号公報
および実公昭53−42154号公報に記載されるよう
に現金の投入、排出口を備えた複数の窓口部と、
現金を収納する金庫を備えた出納部と、出納部と
各窓口部との間に配設される搬送路と、搬送路に
設置されるとともに現金を搭載して出納部と各窓
口部との間で移動する搬送体とを備え、取引の種
類に応じて搬送体に対して現金の搭載等を行つて
取引現金を窓口部と出納部との間で授受する現金
の処理装置が提案されている。(Prior Art) Several cash processing devices for counters in banking have been proposed in order to improve the efficiency of fund management. For example, as described in Japanese Unexamined Patent Application Publication No. 59-55595 and Japanese Utility Model Publication No. 53-42154, a plurality of counters equipped with cash input and output ports,
A teller section equipped with a safe for storing cash, a conveyance path installed between the teller department and each counter section, and a conveyance path installed on the conveyance path and loaded with cash to connect the teller section and each counter section. A cash processing device has been proposed, which is equipped with a conveyor that moves between the two, and transfers and receives transaction cash between a teller section and a teller section by loading cash onto the conveyor depending on the type of transaction. There is.
しかしながら、上述の如き構成では、銀行等の
金融機関に設置して運用を開始した後、搬送体を
含む搬送機構に何らかの障害が発生して現金の搬
送が不可能になつた場合には窓口での現金取引が
不可能となり、窓口が混乱し、延いては金融機関
としての信用を失う等の恐れがあつた。更に、搬
送体は窓口での現金の支払い、預入れの取引毎に
該当窓口と、出納部との間を往復する必要があ
り、したがつて顧客へのサービス低下を防ぐため
に搬送速度を高速にする必要が生じるが、この場
合には装置としての信頼性、価格面で問題が出て
来るのである。 However, with the above-mentioned configuration, after it has been installed at a financial institution such as a bank and has started operation, if a failure occurs in the conveyance mechanism including the conveyor and it becomes impossible to convey cash, the counter There was a fear that cash transactions would become impossible, counters would be confused, and that the credibility of financial institutions would be lost. Furthermore, the conveyor needs to go back and forth between the relevant counter and the teller's department for each cash payment or deposit transaction at the counter. However, in this case, problems arise in terms of reliability and cost of the device.
一方、このような現金処理装置に対し、窓口に
入出金機を設置し、窓口係員の操作により顧客か
ら受け取つた現金を窓口入出金機内の入出金庫に
計数収納し、また顧客に支払う現金を前記入出金
庫から繰り出し計数して放出する窓口用現金処理
装置が考えられている。 On the other hand, for such cash processing equipment, a cash deposit/withdrawal machine is installed at the teller counter, and the cash received from the customer is counted and stored in the deposit/withdrawal box inside the teller teller machine by the operation of the teller staff, and the cash to be paid to the customer is advanced. A cash processing device for a teller counter that counts and dispenses money from a deposit box has been considered.
この窓口用現金処理装置の窓口入出金機では、
現金の有効利用や現金の補給回収作業の省力化を
図るため、顧客から受け取つた現金を支払い用に
再利用するものがあり、再利用の可否を現金の疲
労度で判別し、疲労度小の現金は入出金庫へ回収
し、疲労度大の現金は専用の収納箱へ回収するよ
うになつている。しかし、この窓口入出金機の構
造は、疲労度大の現金の収納箱及びこれに現金を
搬送する搬送手段を備えることにより大型化し、
銀行等の窓口のスペース利用効率低下をもたら
す。 The teller deposit/withdrawal machine of this teller cash processing device has
In order to make effective use of cash and save labor in replenishing and collecting cash, there is a system that reuses cash received from customers for payment. Cash is collected in a cash deposit box and cash that is extremely fatigued is collected in a special storage box. However, the structure of this teller teller machine has become larger due to the fact that it is equipped with a tiring cash storage box and a transport means for transporting the cash.
This results in a decrease in the space utilization efficiency of counters at banks, etc.
(発明が解決しようとする問題点)
以上のように従来の銀行等における窓口の現金
処理装置では、取扱う現金を出納部にて収納管理
し、出納部と窓口との間で現金を搬送する現金処
理装置には、現金搬送機構の障害発生時や搬送制
御上の問題があり、また窓口に入出金機を設置す
る現金処理装置には、入出金機の構造上の問題並
びに銀行等の現金運用効率上の問題があつた。(Problems to be Solved by the Invention) As described above, in conventional cash processing devices at counters in banks, etc., the cash to be handled is stored and managed in the teller's department, and the cash is transported between the teller's department and the teller. Processing equipment has problems when a failure occurs in the cash transport mechanism and transport control, and cash processing equipment that installs deposit and withdrawal machines at tellers has problems with the structure of the deposit and withdrawal machines and problems with cash management at banks, etc. There was an efficiency problem.
したがつて本発明では上記の如く窓口と出納部
との間で現金を搬送し、授受する現金処理装置に
おいて、窓口と出納部間の現金搬送機構に障害が
発生しても出金取引は可能であるようにするとと
もに、現金搬送機構の制御を容易とし、かつ出金
動作を短時間で行なえるようにすることを目的と
する。 Therefore, in the present invention, in a cash processing device that transfers and receives cash between a teller and a teller section as described above, withdrawal transactions are possible even if a failure occurs in the cash transport mechanism between the teller and the teller's section. It is an object of the present invention to facilitate control of a cash conveyance mechanism and to perform a withdrawal operation in a short time.
また本発明の別の目的は、出金用の現金の補給
を人手を介さずに行ない、また顧客から受け取つ
た現金を支払い用に利用して現金の運用効率を向
上させ、かつ窓口入出金機の構造をできるだけ小
型化することにある。 Another object of the present invention is to replenish cash for withdrawal without human intervention, to improve the efficiency of cash management by using cash received from customers for payment, and to improve the efficiency of cash use at a teller deposit and withdrawal machine. The aim is to make the structure as small as possible.
(問題点を解決するための手段)
上記目的を達成するため本発明の現金処理装置
は、支払い用現金を金種別に収納する金種別現金
収納箱と、現金を前記金種別現金収納箱から繰り
出し計数して現金取出口へ送出する出金機構と、
現金投入口から投入された現金の真偽を判別する
真偽判別部と、出金用の補給現金を後述の搬送路
から取込み、前記真偽判別部で真と判別した投入
現金を後述の搬送路へ送出する現金受渡し部と、
投入現金の中で真と判別した現金を前記真偽判別
部から前記現金受渡し部へ搬送する搬送手段と、
前記現金受渡し部から前記金種別現金収納箱へ補
給用現金を搬送する搬送手段とを有し、出金時に
は前記金種別現金収納箱から出金し、入金取引時
には投入現金の中で真と判別した現金を前記現金
受渡し部へ搬送する複数の窓口入出金機と、出金
用の補給現金を後述の搬送路へ送出し、真と判別
した投入現金を後述の搬送路から取込む現金受渡
し部と、前記現金受渡し部を介して取込まれた現
金の疲労度を判別する疲労度判別部と、疲労度に
応じて支払い用に利用可能な現金と支払い用に利
用不可の現金とに分けて現金を収納する現金収納
庫と、前記疲労度判別部の判別結果に応じて前記
現金収納庫へ現金を振り分けて収納する振分け収
納手段とを有する出納部と、前記複数の窓口入出
金機の現金受渡し部と前記出納部の現金受渡し部
との間で現金を搬送するための搬送路と、前記搬
送路を現金を搭載して移動し、前記窓口入出金の
現金受渡し部との間及び前記出納部の現金受渡し
部との間で現金の受渡しを行なう搬送体とから成
る。(Means for Solving the Problems) In order to achieve the above object, the cash processing device of the present invention includes a cash storage box for each denomination that stores payment cash by denomination, and a cash storage box for dispensing cash from the cash storage box for each denomination. A dispensing mechanism that counts and sends the cash to the cash withdrawal port;
There is an authenticity determination unit that determines the authenticity of cash inserted from the cash input slot, and a supply cash for withdrawal is taken in from a conveyance path described later, and the input cash determined as genuine by the authenticity determination unit is transported as described later. A cash delivery section that sends out cash to the road,
Conveying means for conveying cash determined to be genuine among the input cash from the authenticity determining section to the cash delivery section;
and a conveying means for transporting replenishment cash from the cash delivery unit to the denomination-specific cash storage box, and when withdrawing money, the cash is withdrawn from the denomination-specific cash storage box, and when depositing transactions, it is determined that the cash is genuine among the input cash. a plurality of teller deposit and withdrawal machines that transport the deposited cash to the cash delivery section, and a cash delivery section that sends out supplementary cash for withdrawal to a transport path described later and takes in inserted cash determined to be true from the transport path described below. and a fatigue level determination unit that determines the fatigue level of the cash taken in through the cash delivery unit, and divides the cash into cash that can be used for payment and cash that cannot be used for payment according to the level of fatigue. A teller section having a cash storage for storing cash, a distribution storage means for allocating and storing cash in the cash storage according to the determination result of the fatigue level determination section, and cash in the plurality of teller teller machines. A transport path for transporting cash between the delivery section and the cash delivery section of the cashier's delivery section, and a transport path for transporting cash on the transport path, and a transport path for transporting cash between the cash delivery section for depositing and dispensing money at the counter and the cashier's delivery section. It consists of a conveyor that transfers cash to and from the cash transfer section of the department.
(作用)
本発明は、以上のような構成の各手段により、
窓口係員が顧客から受け取つた現金を上記窓口入
出金機に投入すると、この現金の真偽を真偽判別
部で判別し、偽と判別した現金は窓口入出金機の
現金取出口へ返却し、真と判別した現金のみを窓
口入出金機内の現金受渡し部へ搬送する。現金受
渡し部では、前記真判別の現金を搬送体へ収納す
る。前記現金を収納した搬送体は搬送路を介して
窓口入出金機から出納部へ移動し、出納部内の現
金受渡し部で前記現金を出納部側へ渡す。出納部
は受け取つた現金を疲労度判別部に送り、疲労度
大で支払いに利用不可の現金と疲労度小で支払い
に利用可能な現金とを判別し、その判別結果にし
たがつて支払いに利用可能な現金と支払いに利用
不可の現金とに区分けして収納する。(Function) The present invention has the above-described means,
When the counter staff inserts the cash received from the customer into the teller machine, the authenticity of the cash is determined by the authenticity discrimination section, and the cash determined to be fake is returned to the cash outlet of the teller machine. Only the cash determined to be genuine is transported to the cash delivery section inside the teller deposit/withdrawal machine. In the cash delivery section, the authenticated cash is stored in the conveyor. The conveyance body storing the cash moves from the teller deposit/disbursement machine to the teller section via a conveyance path, and delivers the cash to the teller section at the cash delivery section in the teller section. The teller department sends the received cash to the fatigue level discrimination unit, which discriminates between cash that has a high fatigue level and cannot be used for payment, and cash that has a low fatigue level and can be used for payment, and uses the cash for payment according to the determination result. To separate and store cash that can be used for payment and cash that cannot be used for payment.
したがつて窓口入出金機は、疲労度大で再利用
できない現金を専用に収納する現金収納箱及びこ
の現金収納箱に現金を搬送、収納する手段を持た
ないため、この分だけ構造が簡単化、小型化され
る。 Therefore, the teller deposit/withdrawal machine does not have a cash storage box specifically for storing cash that is highly tiring and cannot be reused, nor a means for transporting and storing cash in this cash storage box, which simplifies the structure accordingly. , downsized.
また出納部には顧客から受け取つた現金が集ま
り、これら集まつた現金は各窓口入出金機に共通
の補給用現金となり、必要に応じ支払いに利用可
能な現金を上記搬送体により窓口入出金機に送
り、この窓口入出金機内の現金収納箱へ補給する
ことも可能である。 In addition, cash received from customers is collected in the teller section, and these collected cash are used as replenishment cash common to each teller machine, and when necessary, cash that can be used for payment is transferred to the teller machine by the above-mentioned conveyor. It is also possible to replenish the cash storage box inside this teller machine.
次に窓口係員が顧客へ現金を支払う場合は窓口
入出金機自体に上記金種別現金収納箱を備えてい
るため、この現金収納箱から現金を繰り出し現金
取出口へ送出する。このため上記搬送体を出納部
から窓口入出金機へ移動させる必要がない。搬送
体が移動するのは、入金時と支払い用現金の補給
時である。 Next, when the teller clerk pays cash to the customer, since the teller teller machine itself is equipped with the cash storage box for each denomination, the cash is dispensed from the cash storage box and delivered to the cash outlet. Therefore, there is no need to move the carrier from the teller section to the teller machine. The conveyance body moves when depositing money and when replenishing cash for payment.
したがつてたとえ窓口入出金機と出納部間の搬
送系に障害が発生しても窓口入出金機に現金があ
る限り出金取引は可能である。また出金動作は窓
口入出金機内から直接現金を出す動作であるた
め、出納部から現金を搬送して出す場合に比べれ
ば、短時間で行なわれる。また出金時に上記搬送
体を移動させないこと、しかも顧客サービスのた
め出金動作時間を短縮化しようと高速で搬送体を
移動させる必要がないことは、出納部と窓口入出
金機間の搬送系の制御を容易にする。 Therefore, even if a failure occurs in the transport system between the teller machine and the teller section, withdrawal transactions are possible as long as there is cash in the teller machine. Furthermore, since the withdrawal operation is an operation of dispensing cash directly from within the teller machine, it is completed in a shorter time than when cash is transported and dispensed from the teller section. In addition, the conveyance system between the teller department and the cash deposit/disbursement machine does not move the conveyor at the time of withdrawal, and there is no need to move the conveyor at high speed in order to shorten the withdrawal operation time for customer service. to facilitate control.
(実施例) 以下実施例により本発明を説明する。(Example) The present invention will be explained below with reference to Examples.
第1図は本発明に係る現金処理装置に用いる窓
口入出金機の一実施例を示す概略断面図、第2図
は第1図の窓口入出金機を組み込んで構成した現
金処理装置の配置例を示す図、第3図は第2図で
示した現金処理装置の搬送路の透視図である。 FIG. 1 is a schematic cross-sectional view showing one embodiment of a teller deposit/dispensing machine used in a cash processing device according to the present invention, and FIG. 2 is an example of the arrangement of a cash processing device incorporating the teller deposit/dispensing machine of FIG. 1. FIG. 3 is a perspective view of the conveyance path of the cash processing device shown in FIG. 2.
先ず、第2図、第3図を用いて現金処理装置の
構成について説明する。両図において、1は窓口
ハイカウンタ、2は窓口ローカウンタ、3は現金
を収納する金庫を有する出納部、4a〜4fは本
発明に係り後述する窓口入出金機、5a〜5fは
現金投入取出口である。ここで、前記窓口ハイカ
ウンタ1は4つに区切られており、それぞれにオ
ンラインテラーズマシン6a〜6dおよび通帳プ
リンタ7a〜7dが設けられ、窓口の係員はこれ
らの操作によつて現金投入取出口5a〜5fより
現金を投入したり、取出したりすることが出来る
のである。又、8は出納部3と窓口入出金機4a
〜4fを結ぶ搬送路、9は搬送路8内を移動する
搬送体である。 First, the configuration of the cash processing device will be explained using FIGS. 2 and 3. In both figures, 1 is a teller high counter, 2 is a teller low counter, 3 is a teller section having a safe for storing cash, 4a to 4f are teller deposit and withdrawal machines according to the present invention and will be described later, and 5a to 5f are cash input/output machines. It is the exit. Here, the high counter 1 is divided into four sections, each of which is provided with an online teller's machine 6a to 6d and a passbook printer 7a to 7d. You can insert or withdraw cash from ~5F. In addition, 8 is the teller section 3 and the teller deposit/withdrawal machine 4a.
9 is a conveyance body that moves within the conveyance path 8.
次に、第1図に示した窓口入出金機の構成およ
びその動作について第2図を併用して説明する。
この窓口入出金機は図示するように現金の投入お
よび取り出しを行う現金投入取出口5を窓口係員
側と顧客側にそれぞれ有する。同図において10
1は現金の真偽判別および金種判別を行う判別部
であつて、現金投入取出口5から投入された現金
に対して先ず、その真偽判別を行う。そして、偽
券と判別したものについては投入のあつた現金投
入取出口5へ返却する。又、真券と判別した現
金、この場合紙幣については金種判別を行つた上
で後述する搬送体搬送受け渡し部102を介して
搬送体に収納され、搬送路9を経て出納部3に送
られる。なお、この時点で窓口での入金取引は完
了することになる。 Next, the structure and operation of the teller deposit/disbursement machine shown in FIG. 1 will be explained with reference to FIG. 2.
As shown in the figure, this teller machine has cash inlet/outlet ports 5 for inserting and withdrawing cash on the teller side and the customer side, respectively. In the same figure, 10
Reference numeral 1 denotes a discriminating section which discriminates the authenticity and denomination of cash, and first discriminates the authenticity of the cash inserted from the cash inlet/outlet 5. Then, the bills determined to be counterfeit are returned to the cash slot 5 where they were inserted. In addition, cash that is determined to be genuine notes, in this case banknotes, is stored in a conveyor through a conveyor conveyor delivery section 102 (described later) after the denomination is determined, and is sent to the teller section 3 via a conveyance path 9. . At this point, the deposit transaction at the counter will be completed.
更に、窓口入出金機には収納箱103〜105
が配置され、順に万券、五千券、千券の紙幣を収
納しており窓口の係員による出金操作によつて排
出されるのである。この窓口の係員によりオンラ
インテラーズマシン6等の操作があり、出金動作
となると、図示しない制御部によつて入出金機構
106が働く。この入出金機構106は、各収納
箱103〜105から所定の紙幣を1枚ずつ必要
枚数分離送出する。この分離送出された紙幣は、
判別部101を経由して判別され、紙幣の計数チ
エツクを行つた上で現金投入取出口5へ送られ
る。この出金動作の際、紙幣の重ね送り等が発生
した場合は、その紙幣はリジエクト用の収納箱1
07に収納される。 Furthermore, there are storage boxes 103 to 105 in the teller deposit and withdrawal machines.
The banknotes are arranged to store banknotes of 10,000, 5,000, and 1,000 in order, and are ejected when the counter staff withdraws money. The staff at this counter operates the online teller's machine 6, etc., and when a withdrawal operation occurs, the deposit/withdrawal mechanism 106 is operated by a control section (not shown). This deposit/withdrawal mechanism 106 separates and sends out a required number of predetermined banknotes one by one from each of the storage boxes 103 to 105. These separated banknotes are
The banknotes are discriminated via the discriminating section 101, and after the banknotes are counted and checked, they are sent to the cash slot 5. During this withdrawal operation, if multiple bills are fed, the bills will be transferred to the reject storage box 1.
It is stored in 07.
出納部3の構成については、第7図にその概要
を示しているが現金投入取出口5がないことを除
いて基本的には第1図の窓口入出金機の構成と同
様である。 The structure of the teller section 3 is shown in outline in FIG. 7, and is basically the same as the structure of the teller teller machine shown in FIG. 1, except that there is no cash slot 5.
判別部101に金種だけでなく、現金の疲労度
を判別する機能も持たせ、また現金の収納箱とし
て金種別の収納箱103〜105及びリジエクト
用収納箱107以外に疲労度の大きい現金を専用
に収納する損券収納箱108を有し、更に現金の
疲労度の判別結果に応じて現金を前記金種別の収
納箱又は損券収納箱に振分けて収納する振分け収
納手段109を備えている。特に、紙幣の表裏を
揃えて収納箱へ現金を収納する場合は、判別部と
振分け収納手段との間の現金搬送路中に紙幣の表
裏反転部を設ける。 The discrimination unit 101 is provided with a function of discriminating not only the denomination but also the fatigue level of cash, and the cash storage boxes 103 to 105 for each denomination and the reject storage box 107 are used to store cash with a high fatigue level. It has an unfit note storage box 108 for exclusive storage, and further includes a sorting storage means 109 for sorting and storing cash into the denomination-specific storage boxes or unfit note storage boxes according to the determination result of the fatigue level of the cash. . Particularly, when storing cash in the storage box with the front and back sides of the banknotes aligned, a banknote reversing section is provided in the cash conveyance path between the discriminating section and the sorting storage means.
出納部9では、前述の如くして窓口入出金機か
ら紙幣が搬送されてくると、その中を通る搬送路
8上から搬送体搬送受け渡し部にて搬送体9を受
け取り、この搬送体9から現金を出納部内に取り
込み、判別部101に送る。この判別部は金種の
判別を行つた後正損判別して疲労度のチエツクを
行い、再利用の可能性について判別する。そし
て、疲労度が大きく、支払い用紙幣として再利用
が不適当な紙幣は損券収納箱108へ収納され
る。一方、疲労度が小さく支払い用紙幣として再
利用が可能な紙幣についてはそれぞれの収納箱1
03〜105へ収納される。 In the teller section 9, when the banknotes are conveyed from the teller deposit/withdrawal machine as described above, the conveyor body 9 is received from the conveyance path 8 passing therethrough at the conveyor conveyance delivery section, and from this conveyor body 9 is transferred. The cash is taken into the accounting section and sent to the discriminating section 101. This discrimination section discriminates the denomination, then determines whether it is good or bad, checks the degree of fatigue, and determines the possibility of reuse. Then, banknotes that have a high degree of fatigue and are unsuitable for reuse as payment banknotes are stored in the unfit banknote storage box 108. On the other hand, for banknotes that are less fatigued and can be reused as payment banknotes, each storage box 1
It is stored in 03-105.
次に窓口入出金機4と出納部3との間の現金の
搬送について説明する。第4図乃至第6図は第1
図で示した窓口入出金機での搬送体搬送受け渡し
部102の具体的な一構成図を示すとともにその
動作について説明する断面図である。これらに図
示するように搬送体搬送受け渡し部102は、搬
送路8と窓口入出金機4との間で受け渡される搬
送体9と、搬送体9を載せる台41と、搬送路8
へ台41を移動させるための駆動車42と、搬送
体9を受け渡しするリンク43から構成されてい
る。又、搬送路8は、レール44を配し、該レー
ル44上を移動するように車45を備えた搬送台
46が配されている。以下、搬送体搬送受け渡し
部102の動きにより窓口入出金機4から出納部
3に現金を搬送する動作を説明する。 Next, the transportation of cash between the teller machine 4 and the teller section 3 will be explained. Figures 4 to 6 are
FIG. 2 is a cross-sectional view showing a specific configuration of the conveyance body transfer/delivery unit 102 in the counter deposit/disbursement machine shown in the figure and explaining its operation. As shown in these figures, the conveyance conveyance and delivery unit 102 includes a conveyance body 9 to be transferred between the conveyance path 8 and the teller deposit/withdrawal machine 4, a table 41 on which the conveyance body 9 is placed, and a conveyance path 8.
It is composed of a drive wheel 42 for moving the table 41 and a link 43 for transferring the carrier 9. Further, the transport path 8 is provided with rails 44, and a transport platform 46 equipped with a vehicle 45 is arranged to move on the rails 44. The operation of conveying cash from the counter deposit/disbursement machine 4 to the teller section 3 by the movement of the conveyor conveyance/delivery section 102 will be described below.
先ず、第4図において、窓口入出金機4内の紙
幣をベルト47を介して搬送体9へ搬送し、該搬
送体9上に紙幣48を収納する。 First, in FIG. 4, banknotes in the teller deposit/withdrawal machine 4 are conveyed to a conveyor 9 via a belt 47, and banknotes 48 are stored on the conveyor 9.
搬送体9は、特に図示していないが、アーム9
a側に現金の受け渡しがなされる開口部が設けら
れ、搬送体9が窓口入出金機4内に移動した場合
には、この開口部がベルト47による搬送手段の
出口に面するようになつている。紙幣48は1枚
ずつベルト47を介して搬送体9へ放出される。
この時紙幣押えローラ49aは上方に退避してい
るが、窓口入出金機の入金取引動作終了後下方へ
移動し、下側のローラ49bと共に搬送体内の紙
幣を挟持する。この一対のローラ49a,19b
は窓口入出金機側に設けられており、搬送体9の
内部に上記開口部を介して位置付けられる。また
搬送体9の底部にも開口部があり、この開口部に
下側のローラ49bが位置付けられる。紙幣押え
ローラ49aはばね等により下方向へ付勢されて
おり、紙幣48を上からゆるやかに押え、これに
より搬送体9への紙幣収納動作を終了する。その
後、駆動車42に反時計方向に回転制御を加えて
紙幣48を収納した搬送体9を載置している台4
1を搬送路8側へ移動するとともに、先端が搬送
体9のアーム9aに係合し台41に回転支点をも
つリンク43を反時計方向へ回転させる。これに
よつて第5図で示す如く搬送体9は搬送路8内の
搬送台46に格納されることになる。 Although not particularly shown, the carrier 9 includes an arm 9
An opening through which cash is transferred is provided on the side a, and when the conveyance body 9 moves into the teller deposit/disbursement machine 4, this opening faces the exit of the conveyance means by the belt 47. There is. The banknotes 48 are discharged one by one to the conveyor 9 via the belt 47.
At this time, the bill pressing roller 49a is retracted upward, but after the deposit transaction operation of the teller deposit/disbursing machine is completed, it moves downward and, together with the lower roller 49b, clamps the bill in the conveyor. This pair of rollers 49a, 19b
is provided on the teller deposit/withdrawal machine side, and is positioned inside the carrier 9 through the opening. There is also an opening at the bottom of the conveyor 9, and the lower roller 49b is positioned in this opening. The banknote pressing roller 49a is biased downward by a spring or the like, and gently presses the banknote 48 from above, thereby completing the operation of storing the banknote in the conveyor 9. Thereafter, the drive wheel 42 is controlled to rotate counterclockwise, and the platform 4 on which the carrier 9 containing the banknotes 48 is placed.
1 to the conveyance path 8 side, the tip engages with the arm 9a of the conveyor 9, and the link 43 having its rotational fulcrum on the table 41 is rotated counterclockwise. As a result, the carrier 9 is stored on the carrier 46 in the carrier path 8, as shown in FIG.
一方、搬送体9内の紙幣48を上から押えたロ
ーラ49aは、台41の移動と同時に上方へ退避
する。このローラ49aは特に図示していない
が、上述のように上下方向へ移動可能に支持され
ているとともにそれ自身回転駆動される。また下
側のローラ49bは、時計方向、反時計方向いず
れの方向にも回転自在に支持されている。このた
めローラ49bは台41が移動する間紙幣48と
の接触により反時計方向に回転して紙幣48が搬
送体9と一緒に移動するのを妨げない。この一対
のローラ49a,49bは搬送体9に紙幣を収納
したとき一時的に紙幣を押え、また搬送体9から
紙幣を窓口入出金機4又は出納部3の内部へ取込
むとき紙幣を繰出す働きをする。 On the other hand, the roller 49a that presses down the banknotes 48 in the conveyor 9 from above retreats upward at the same time as the table 41 moves. Although this roller 49a is not particularly shown, as described above, it is supported so as to be movable in the vertical direction and is itself rotationally driven. Further, the lower roller 49b is supported so as to be rotatable in either a clockwise direction or a counterclockwise direction. Therefore, while the table 41 is moving, the roller 49b rotates counterclockwise due to contact with the banknote 48 and does not prevent the banknote 48 from moving together with the conveyor 9. The pair of rollers 49a and 49b temporarily hold down the banknotes when the banknotes are stored in the conveyor 9, and also feed out the banknotes when taking the banknotes from the conveyor 9 into the teller machine 4 or the teller section 3. do the work.
ここで、搬送体9の移動について更に説明す
る。台41が移動すると、その突出部41aは搬
送台46の受け部46aを押すことになる。した
がつて、受け部46aは時計方向に回転し、それ
とともにロツク46b1も回転するので、搬送体9
はリンク43の回転とともに台41上から搬送台
46上に移送され、第5図に実線で示す様に格納
されるのである。この時、リンク43の先端は搬
送体9のアーム9aに沿つて移動し、そして解放
された状態となつている。 Here, the movement of the carrier 9 will be further explained. When the table 41 moves, its protruding portion 41a pushes the receiving portion 46a of the transport table 46. Therefore, the receiving part 46a rotates clockwise and the lock 46b1 also rotates, so that the carrier 9
is transferred from the table 41 to the conveyor table 46 as the link 43 rotates, and is stored as shown by the solid line in FIG. At this time, the tip of the link 43 moves along the arm 9a of the carrier 9 and is in a released state.
以上の状態の後、駆動車42を時計方向に回転
し、台41を搬送路8側から離す方向に移動させ
る。これによつて受け部46aは突出部41aの
押圧から解放されるので、例えば図示しないバネ
等により反時計方向へ回転し、初期位置へ復帰す
る。すなわち、ロツク46b1が搬送体9の係止部
9b1に係止し、係止部9b1に係止するロツク46
b1との共働によつて搬送体9を搬送台46上にし
つかり固定することになる。この状態を示したの
が第6図であつて、以後、搬送体9は図示しない
制御部の働きによつて搬送路8内のレール44上
を車45を介して移動し、出納部3に現金、換言
すると紙幣48を搬送出来るのである。 After the above state, the drive wheel 42 is rotated clockwise to move the platform 41 away from the conveyance path 8 side. As a result, the receiving part 46a is released from the pressure of the protruding part 41a, so that it is rotated counterclockwise by, for example, a spring (not shown), and returns to the initial position. That is, the lock 46b1 is locked to the locking part 9b1 of the conveyor 9, and the lock 46b1 is locked to the locking part 9b1.
By cooperating with b 1 , the carrier 9 is firmly fixed on the carrier 46 . This state is shown in FIG. 6. From then on, the conveyor 9 moves on the rail 44 in the conveyance path 8 via the car 45 by the action of a control section (not shown) and reaches the teller section 3. Cash, in other words, banknotes 48 can be transported.
以上、搬送体9により出納部3に現金を搬送す
る動作を説明したが、これには逆に出納部3から
窓口入出金機4側に現金を搬送し、補給する場合
も出納部3から搬送体9への現金の収納、搬送体
9の出納部3から搬送路8への受渡し及び搬送体
9の搬送路8内の移動は上述と同様の動作で行な
われる。出納部3では、金種別の収納箱から指定
の金種の現金を指定枚数だけ補給用として送出
し、現金受け渡し部へ搬送して搬送体9へ収納す
る。搬送体9は上述と同様に出納部3から搬送路
8内の搬送台46に移され、指定の窓口入出金機
4へ運ばれる。金種別の収納箱から送出された現
金が現金判別部で重なり送りと判別されると、現
金の計数ミスを防止するため及び誤まつた枚数の
現金を補給しないため、出納部3内のリジエクト
収納箱へ回収される。 The operation of conveying cash to the teller section 3 by the conveyor 9 has been explained above, but conversely, cash can also be conveyed from the teller section 3 to the counter deposit/withdrawal machine 4 side and replenished. The storage of cash in the body 9, the transfer of the conveyance body 9 from the teller section 3 to the conveyance path 8, and the movement of the conveyance body 9 within the conveyance path 8 are performed in the same manner as described above. In the teller section 3, a specified number of cash of a designated denomination is sent out for replenishment from storage boxes for each denomination, conveyed to a cash delivery section, and stored in a conveyor 9. The carrier 9 is transferred from the teller section 3 to the carrier 46 in the carrier path 8 in the same manner as described above, and is transported to a designated teller deposit/dispensing machine 4. When the cash sent out from the storage box for each denomination is determined to be overlapped by the cash discriminator, it is stored in the reject storage in the teller section 3 in order to prevent cash counting errors and to avoid replenishing the wrong amount of cash. Collected in a box.
現金の補給を受ける窓口入出金機では、リンク
43が第5図に示す位置に回転して搬送体9の到
着を待つ。搬送台46がこの窓口入出金機4に搬
送体9を運んで停止すると、リンク43の先端部
にある係合用ピンに搬送体9のアーム9aの溝部
が位置付けられ、また台41が駆動車42の回転
により第4図に示す位置から第5図に示す位置に
移動する。その結果搬送台46のロツク46b1が
搬送体9から外れる。その後リンク43が時計方
向に回動し、搬送体9を搬送台46から台41へ
移すと、駆動車42が上記と逆方向に回転し、台
41を第4図に示す位置に移動させる。この間上
側のローラ49aは上方に退避しているが、台4
1の移動が終了すると下方へ移動し、搬送体9内
の現金上部に接触すると共に図示せぬ駆動源によ
り回転され、現金を上から1枚ずつベルト47か
ら成る搬送路内へ送り込む。 In the teller machine that receives cash replenishment, the link 43 rotates to the position shown in FIG. 5 and waits for the arrival of the carrier 9. When the conveyance table 46 carries the conveyance body 9 to the teller deposit/withdrawal machine 4 and stops, the groove of the arm 9a of the conveyance body 9 is positioned on the engagement pin at the tip of the link 43, and the base 41 is brought into contact with the driving wheel 42. The rotation moves from the position shown in FIG. 4 to the position shown in FIG. As a result, the lock 46b1 of the carrier 46 is released from the carrier 9. Thereafter, the link 43 rotates clockwise to move the carrier 9 from the carrier 46 to the platform 41, and the drive wheel 42 rotates in the opposite direction to move the platform 41 to the position shown in FIG. During this time, the upper roller 49a is retracted upward, but the
When the first movement is completed, it moves downward and comes into contact with the upper part of the cash in the conveyor 9, and is rotated by a drive source (not shown) to send the cash one by one from the top into the conveyance path formed by the belt 47.
窓口入出金機4では、ベルト47の駆動により
上記現金を内部に取込み、いつたん窓口係員側の
現金投入取出口5へ収納する。この現金投入取出
口5は投入口と取出口との二重構造になつてお
り、窓口係員側は上側が取出口となつていると共
にその底板が移動可能になつていてその上に収納
した補給用の現金を下側の投入口に落下させるこ
とができる。投入口に落下収納された現金は1枚
ずつ繰り出されて判別部101に送られ、金種の
判別を受け、また計数されて該当する金種の収納
箱へ収納される。 In the teller deposit/withdrawal machine 4, the belt 47 is driven to take in the cash and store it in the cash inlet/outlet port 5 on the teller staff side. This cash inlet/outlet 5 has a double structure of an inlet and an outlet, and the upper side on the counter staff side is the outlet, and the bottom plate is movable so that the cash stored therein can be stored there. You can drop cash into the lower slot. The cash dropped into the slot is fed out one by one and sent to a discriminating section 101, where the denomination is determined, the cash is counted, and the money is stored in the storage box of the corresponding denomination.
以上のようにして出納部3から窓口入出金機4
への現金の補給は完了し、以後窓口にて出金用の
現金として利用される。 In the above manner, from the teller section 3 to the teller deposit/withdrawal machine 4.
The replenishment of cash has been completed, and it will be used as cash for withdrawals at the counter.
なお、出納部3が窓口入出金機4から搬送され
てきた現金をその内部に取込む動作も上述の窓口
入出金機4での補給現金の取込み動作と同じであ
り、その詳細な説明は省略する。 Note that the operation of the teller section 3 to take in the cash conveyed from the teller teller machine 4 is the same as the above-mentioned action to take in the supplementary cash in the teller teller machine 4, and a detailed explanation thereof will be omitted. do.
(発明の効果)
以上、詳細に説明したように本発明によれば、
窓口カウンタに設置する窓口入出金機は、入金取
引時、現金の真偽および金種の判別を行い、偽券
は返却し、真券は出納部に搬送し、そこで更に正
損、表裏および金種等の判別を行い、正券は支払
い用として再利用し、損券は収納するようにした
ので、銀行等の現金運用の効率を向上させること
ができるとともに、個々の窓口入出金機の構造を
簡単に出来、したがつて、小型で、安価、しかも
信頼性、保守性の面で優れたものが期待できる。(Effects of the Invention) As described above in detail, according to the present invention,
A teller deposit/withdrawal machine installed at a teller counter determines the authenticity and denomination of cash during a deposit transaction, returns counterfeit bills, and transports genuine bills to the teller's office, where they further check the fitness, front and back, and the denomination. By distinguishing the type, etc., and reusing valid notes for payment and storing unfit notes, it is possible to improve the efficiency of cash management at banks, etc., as well as improve the structure of individual teller machines. Therefore, it can be expected to be small, inexpensive, and excellent in terms of reliability and maintainability.
更に、各窓口入出金機は金種別に紙幣を収納し
ているので、出金時、換言すると、支払い取引の
都度、搬送体を移動させる必要がなくなるので搬
送系の制御が容易となり、しかもシステムでの搬
送系に障害が発生しても各窓口入出金機で収納し
ている現金で出金取引を継続できるので窓口での
混乱を抑えることが出来る等の効果が得られる。 Furthermore, since each counter deposit/withdrawal machine stores banknotes by denomination, there is no need to move the conveyor each time a payment transaction is made, making it easier to control the conveyance system. Even if a failure occurs in the conveyance system at the counter, withdrawal transactions can be continued using the cash stored in each teller deposit/dispensing machine, resulting in effects such as being able to suppress confusion at the teller counter.
第1図は本発明に係る現金処理装置に用いる窓
口入出金機の一実施例を示す断面図、第2図は第
1図で示した窓口入出金機を組み込んで構成した
現金処理装置の配置例を示す図、第3図は第2図
で示した装置の透視図、第4図乃至第6図は第1
図で示した窓口入出金機の主要部の構成例および
その動作について説明する断面図、第7図は出納
部の概略構成を示す図である。
3は出納部、4a〜4fは窓口入出金機、5は
現金投入取出口、101は判別部、102は搬送
体搬送受け渡し部、103〜105は収納箱であ
る。
FIG. 1 is a sectional view showing an embodiment of a teller deposit/dispensing machine used in a cash processing device according to the present invention, and FIG. 2 is a layout of a cash processing device constructed by incorporating the teller deposit/dispensing machine shown in FIG. 1. Figure 3 is a perspective view of the device shown in Figure 2, and Figures 4 to 6 are diagrams showing examples.
FIG. 7 is a cross-sectional view illustrating a configuration example of the main parts of the teller depositing and dispensing machine shown in the figure and its operation, and FIG. 7 is a diagram showing a schematic configuration of the teller section. 3 is a teller section, 4a to 4f are teller machines, 5 is a cash input/output port, 101 is a discrimination section, 102 is a conveyor conveyance/delivery section, and 103 to 105 are storage boxes.
Claims (1)
現金収納箱と、現金を前記金種別現金収納箱か
ら繰り出し計数して現金取出口へ送出する出金
機構と、現金投入口から投入された現金の真偽
を判別する真偽判別部と、出金用の補給現金を
後述の搬送路から取込み、前記真偽判別部で真
と判別した投入現金を後述の搬送路へ送出する
現金受渡し部と、投入現金の中で真と判別した
現金を前記真偽判別部から前記現金受渡し部へ
搬送する搬送手段と、前記現金受渡し部から前
記金種別現金収納箱へ補給用現金を搬送する搬
送手段とを有し、出金取引時には前記金種別現
金収納箱から出金し、入金取引時には投入現金
の中で真と判別した現金を前記現金受渡し部へ
搬送する複数の窓口入出金機、 (b) 出金用の補給現金を後述の搬送路へ送出し、
真と判別した投入現金を後述の搬送路から取込
む現金受渡し部と、前記現金受渡し部を介して
取込まれた現金の疲労度を判別する疲労度判別
部と、疲労度に応じて支払い用に利用可能な現
金と支払い用に利用不可の現金とに分けて現金
を収納する現金収納庫と、前記疲労度判別部の
判別結果に応じて前記現金収納庫へ現金を振り
分けて収納する振分け収納手段とを有する出納
部、 (c) 前記複数の窓口入出金機の現金受渡し部と前
記出納部の現金受渡し部との間で現金を搬送す
るための搬送路、 (d) 及び前記搬送路を現金を搭載して移動し、前
記窓口入出金機の現金受渡し部との間及び前記
出納部の現金受渡し部との間で現金の受渡しを
行なう搬送体 から成ることを特徴とする現金処理装置。[Scope of Claims] 1 (a) A cash storage box by denomination that stores payment cash by denomination, and a dispensing mechanism that dispenses cash from the cash storage box by denomination, counts it, and sends it to a cash outlet; There is an authenticity determination unit that determines the authenticity of cash inserted from the cash input slot, and a supply cash for withdrawal is taken in from a conveyance path described later, and the input cash determined as genuine by the authenticity determination unit is transported as described later. a cash delivery section that sends the cash out to the cash delivery section; a conveyance means that transports cash determined to be genuine among the input cash from the authenticity discrimination section to the cash delivery section; and a supply means from the cash delivery section to the cash storage box by denomination. and a plurality of conveying means for conveying the cash for use, and for dispensing money from the denomination-specific cash storage box at the time of a withdrawal transaction, and conveying cash determined to be genuine among the input cash to the cash delivery section at the time of a deposit transaction. (b) Sends replenishment cash for withdrawal to the conveyance route described below,
a cash delivery unit that takes in inserted cash that is determined to be true from a conveyance path (described later); a fatigue level determination unit that determines the degree of fatigue of the cash taken in through the cash delivery unit; a cash storage that stores cash separately into cash that can be used for payment and cash that cannot be used for payment; and a distribution storage that distributes and stores cash in the cash storage according to the determination result of the fatigue level determination section. (c) a conveyance path for conveying cash between the cash transfer sections of the plurality of teller machines and the cash transfer section of the teller department; (d) and a conveyance path comprising: A cash processing device comprising a conveyance body that carries cash and moves to transfer cash to and from a cash transfer section of the teller machine and a cash transfer section of the teller section.
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
JP60009915A JPS61169986A (en) | 1985-01-24 | 1985-01-24 | Cash processing system |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
JP60009915A JPS61169986A (en) | 1985-01-24 | 1985-01-24 | Cash processing system |
Publications (2)
Publication Number | Publication Date |
---|---|
JPS61169986A JPS61169986A (en) | 1986-07-31 |
JPH0480435B2 true JPH0480435B2 (en) | 1992-12-18 |
Family
ID=11733394
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
JP60009915A Granted JPS61169986A (en) | 1985-01-24 | 1985-01-24 | Cash processing system |
Country Status (1)
Country | Link |
---|---|
JP (1) | JPS61169986A (en) |
Citations (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JPS593694A (en) * | 1982-06-30 | 1984-01-10 | 富士通株式会社 | Automatic teller's machine which recycles verification judgement |
JPS5938891A (en) * | 1982-08-27 | 1984-03-02 | 富士通株式会社 | Paper money handler |
JPS5953992A (en) * | 1982-09-21 | 1984-03-28 | 富士通株式会社 | Cash processing batch system |
-
1985
- 1985-01-24 JP JP60009915A patent/JPS61169986A/en active Granted
Patent Citations (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JPS593694A (en) * | 1982-06-30 | 1984-01-10 | 富士通株式会社 | Automatic teller's machine which recycles verification judgement |
JPS5938891A (en) * | 1982-08-27 | 1984-03-02 | 富士通株式会社 | Paper money handler |
JPS5953992A (en) * | 1982-09-21 | 1984-03-28 | 富士通株式会社 | Cash processing batch system |
Also Published As
Publication number | Publication date |
---|---|
JPS61169986A (en) | 1986-07-31 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
EXPY | Cancellation because of completion of term |