JP6644976B2 - 携帯機器及び電子決済方法 - Google Patents
携帯機器及び電子決済方法 Download PDFInfo
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- JP6644976B2 JP6644976B2 JP2018128419A JP2018128419A JP6644976B2 JP 6644976 B2 JP6644976 B2 JP 6644976B2 JP 2018128419 A JP2018128419 A JP 2018128419A JP 2018128419 A JP2018128419 A JP 2018128419A JP 6644976 B2 JP6644976 B2 JP 6644976B2
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
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- Computer Networks & Wireless Communication (AREA)
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- Development Economics (AREA)
- Economics (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Description
図1は、実施形態に係る携帯機器10を用いた電子決済システム100の一例を示す説明図である。
携帯機器10は、インターフェース13と、ディスプレイ14と、メモリ15と、電子決済処理回路16と、ネットワーク通信回路17と、を備える。
Claims (6)
- 店舗が有する電子決済端末と電子決済が可能な携帯機器であって、
前記店舗のそれぞれを識別する店舗情報を、前記電子決済が実行される際に記録する店舗情報収集部と、
前記電子決済端末との前記電子決済が不可となった場合に、前記携帯機器内で決済を実行する予備決済における利用金額の上限を設定する上限金額設定部と、
設定された上限内での前記利用金額及び前記店舗情報を含む決済情報を受け付けて、前記予備決済を実行する決済実行部と、
実行された前記予備決済に対応する前記決済情報を送信する決済情報送信部と、
を備えることを特徴とする携帯機器。 - 前記店舗情報収集部は、前記電子決済時に、前記店舗の名称データ、前記店舗のそれぞれを識別するために付与された識別子、及び、前記店舗の住所データの少なくとも1つを収集する、
ことを特徴とする請求項1に記載の携帯機器。 - 前記上限金額設定部は、前記携帯機器内に現存する電子マネーに基づいて前記利用金額の上限を設定する、
ことを特徴とする請求項1または請求項2に記載の携帯機器。 - 前記上限金額設定部は、ユーザが有するクレジットカードに対応する利用可能金額に基づいて前記利用金額の上限を設定する、
ことを特徴とする請求項1から請求項3のいずれか一項に記載の携帯機器。 - 前記決済情報送信部は、実行された前記予備決済に対応する前記決済情報を、前記予備決済の取引が実行された前記店舗に対応する前記電子決済端末を含む前記電子決済端末、または、前記電子決済端末に接続されたホストコンピュータに対して送信する、
ことを特徴とする請求項1から請求項4のいずれか一項に記載の携帯機器。 - 店舗が有する電子決済端末と電子決済が可能な携帯機器が、
前記店舗のそれぞれを識別する店舗情報を、前記電子決済が実行される際に記録するステップと、
前記電子決済端末との前記電子決済が不可となった場合に、前記携帯機器内で決済を実行する予備決済における利用金額の上限を設定するステップと、
設定された上限内での前記利用金額及び前記店舗情報を含む決済情報を受け付けて、前記予備決済を実行するステップと、
実行された前記予備決済に対応する前記決済情報を送信するステップと、
を含むことを特徴とする電子決済方法。
Priority Applications (6)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
JP2018128419A JP6644976B2 (ja) | 2018-07-05 | 2018-07-05 | 携帯機器及び電子決済方法 |
US17/257,799 US20210174364A1 (en) | 2018-07-05 | 2019-07-04 | Portable device and electronic settlement method |
CN201980056198.6A CN112639853A (zh) | 2018-07-05 | 2019-07-04 | 便携设备及电子结算方法 |
PCT/JP2019/026725 WO2020009205A1 (ja) | 2018-07-05 | 2019-07-04 | 携帯機器及び電子決済方法 |
EP19830326.5A EP3819847A4 (en) | 2018-07-05 | 2019-07-04 | PORTABLE DEVICE AND METHOD FOR ELECTRONIC TRANSACTION |
SG11202101063RA SG11202101063RA (en) | 2018-07-05 | 2019-07-04 | Mobile device and method of electronic payment |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
JP2018128419A JP6644976B2 (ja) | 2018-07-05 | 2018-07-05 | 携帯機器及び電子決済方法 |
Publications (2)
Publication Number | Publication Date |
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JP2020009061A JP2020009061A (ja) | 2020-01-16 |
JP6644976B2 true JP6644976B2 (ja) | 2020-02-12 |
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Application Number | Title | Priority Date | Filing Date |
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JP2018128419A Active JP6644976B2 (ja) | 2018-07-05 | 2018-07-05 | 携帯機器及び電子決済方法 |
Country Status (6)
Country | Link |
---|---|
US (1) | US20210174364A1 (ja) |
EP (1) | EP3819847A4 (ja) |
JP (1) | JP6644976B2 (ja) |
CN (1) | CN112639853A (ja) |
SG (1) | SG11202101063RA (ja) |
WO (1) | WO2020009205A1 (ja) |
Families Citing this family (1)
Publication number | Priority date | Publication date | Assignee | Title |
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KR102326541B1 (ko) | 2021-02-05 | 2021-11-16 | 쿠팡 주식회사 | 아이템 판매 정보 처리를 위한 전자 장치 및 그 방법 |
Family Cites Families (6)
Publication number | Priority date | Publication date | Assignee | Title |
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JP4009562B2 (ja) * | 2003-06-27 | 2007-11-14 | Necインフロンティア株式会社 | オンライン決済方法、オンライン決済システム、及びダイヤルアップルータ |
JP2006260196A (ja) * | 2005-03-17 | 2006-09-28 | Matsushita Electric Ind Co Ltd | 電子マネー決済システム、そのシステムに用いる通信携帯端末、および、そのシステムに用いる非接触icカード |
JP5952617B2 (ja) | 2012-04-02 | 2016-07-13 | 株式会社日本総合研究所 | 決済処理システム、決済処理装置、決済処理方法、およびプログラム |
US10311439B2 (en) * | 2014-10-15 | 2019-06-04 | Paypal, Inc. | Systems and methods for facilitating offline payments |
WO2018078745A1 (ja) * | 2016-10-26 | 2018-05-03 | 楽天株式会社 | 決済システム、決済方法、及びプログラム |
CN107665427A (zh) * | 2017-08-22 | 2018-02-06 | 阿里巴巴集团控股有限公司 | 一种离线支付、业务处理、支付处理的方法及装置 |
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2018
- 2018-07-05 JP JP2018128419A patent/JP6644976B2/ja active Active
-
2019
- 2019-07-04 SG SG11202101063RA patent/SG11202101063RA/en unknown
- 2019-07-04 US US17/257,799 patent/US20210174364A1/en not_active Abandoned
- 2019-07-04 CN CN201980056198.6A patent/CN112639853A/zh active Pending
- 2019-07-04 WO PCT/JP2019/026725 patent/WO2020009205A1/ja active Application Filing
- 2019-07-04 EP EP19830326.5A patent/EP3819847A4/en active Pending
Also Published As
Publication number | Publication date |
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WO2020009205A1 (ja) | 2020-01-09 |
JP2020009061A (ja) | 2020-01-16 |
EP3819847A4 (en) | 2022-03-30 |
US20210174364A1 (en) | 2021-06-10 |
EP3819847A1 (en) | 2021-05-12 |
CN112639853A (zh) | 2021-04-09 |
SG11202101063RA (en) | 2021-03-30 |
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