JP4578244B2 - 携帯型データ記憶媒体を使って安全な電子取引を実行する方法 - Google Patents
携帯型データ記憶媒体を使って安全な電子取引を実行する方法 Download PDFInfo
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- JP4578244B2 JP4578244B2 JP2004545962A JP2004545962A JP4578244B2 JP 4578244 B2 JP4578244 B2 JP 4578244B2 JP 2004545962 A JP2004545962 A JP 2004545962A JP 2004545962 A JP2004545962 A JP 2004545962A JP 4578244 B2 JP4578244 B2 JP 4578244B2
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3218—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using proof of knowledge, e.g. Fiat-Shamir, GQ, Schnorr, ornon-interactive zero-knowledge proofs
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3226—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using a predetermined code, e.g. password, passphrase or PIN
- H04L9/3231—Biological data, e.g. fingerprint, voice or retina
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3247—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving digital signatures
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
- H04L2209/56—Financial cryptography, e.g. electronic payment or e-cash
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
- H04L2209/80—Wireless
- H04L2209/805—Lightweight hardware, e.g. radio-frequency identification [RFID] or sensor
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- Engineering & Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Business, Economics & Management (AREA)
- Computer Networks & Wireless Communication (AREA)
- General Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- Signal Processing (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- Theoretical Computer Science (AREA)
- General Business, Economics & Management (AREA)
- Finance (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Health & Medical Sciences (AREA)
- Life Sciences & Earth Sciences (AREA)
- Biodiversity & Conservation Biology (AREA)
- Biomedical Technology (AREA)
- General Health & Medical Sciences (AREA)
- Collating Specific Patterns (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Storage Device Security (AREA)
Description
W.ランケルおよびW.エフィング共著"Handbuch der Chipkarten"第3版、1999年、p.692〜703、"Digital Signature(デジタル署名)"
12 データネットワーク
14 端末
15 センサ
16 表示手段
18 入力手段
19 インタフェース
20 携帯型データ記憶媒体
22 インタフェース
24 集積回路
25 マイクロプロセッサ
26 記憶手段
30 ユーザー
40 データレコード
Claims (12)
- ユーザーが携帯型データ記憶媒体に対して本人認証を行い、前記携帯型データ記憶媒体がユーザーが認証されたことを端末に示し、その後、前記携帯型データ記憶媒体が電子取引でやり取りされる電子文書に対して電子署名を作成し添付する処理を実行する、携帯型データ記憶媒体を使用して端末で安全な電子取引を実行する方法において、
前記携帯型データ記憶媒体(20)が、前記ユーザー(30)の認証にどのレベルの認証方法が用いられたかを表す認証の品質情報を生成し、前記品質情報が前記電子文書に添付されることを特徴とする方法。 - 前記ユーザー(30)の認証を生物測定学的特徴の提示によって行うことを特徴とする請求項1に記載の方法。
- 前記ユーザー(30)の認証を前記ユーザー(30)特有の生理的すなわち挙動ベースの特徴の提示によって行うことを特徴とする請求項2に記載の方法。
- 前記ユーザー(30)の認証を知識ベースの認証を用いて行うことを特徴とする請求項1に記載の方法。
- ユーザー(30)の認証のために、品質が相互に異なる少なくとも2種類の認証方法を前記ユーザー(30)に提示して認証方法を選択させることを特徴とする請求項1に記載の方法。
- 不使用の特定認証方法を無効とすることを特徴とする請求項5に記載の方法。
- 前記少なくとも2種類の認証方法のうちの1つに対しては前記品質情報を生成しないことを特徴とする請求項5に記載の方法。
- ユーザー(30)に認証方法を選択するように要求することを特徴とする請求項1に記載の方法。
- 安全な電子取引でやり取りされる電子文書に対して電子署名を生成し添付する処理を実行するための携帯型データ記憶媒体であって、それによってユーザーが本人認証を前記携帯型データ記憶媒体に対して行い、前記携帯型データ記憶媒体が、ユーザーが認証されたことを端末に承認する携帯型データ記憶媒体において、
前記ユーザ(30)の認証にどのレベルの認証方法が用いられたかを表す認証の品質情報を生成し前記電子文書に添付するように設定されていることを特徴とする携帯型データ記憶媒体。 - 品質が相互に異なる少なくとも2種類の認証方法に対応することを特徴とする請求項9に記載のデータ記憶媒体。
- 請求項9に記載の方法に従う携帯型データ記憶媒体と一緒に使用するための端末において、少なくとも2種類の可能認証方法のうちの1つをユーザー(30)選択させる手段(16、18)を有することを特徴とする端末。
- 安全な電子取引を実行するシステムであって、請求項9に記載の携帯型データ記憶媒体および請求項11に記載の端末を備え、前記システムに対するユーザー認証の品質を前記取引内で確認することを特徴とするシステム。
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
DE10249801A DE10249801B3 (de) | 2002-10-24 | 2002-10-24 | Verfahren zum Ausführen einer gesicherten elektronischen Transaktion unter Verwendung eines tragbaren Datenträgers |
PCT/EP2003/011761 WO2004038665A1 (de) | 2002-10-24 | 2003-10-23 | Verfahren zum ausführen einer gesicherten elektronischen transaktion unter verwendung eines tragbaren datenträgers |
Publications (2)
Publication Number | Publication Date |
---|---|
JP2006504167A JP2006504167A (ja) | 2006-02-02 |
JP4578244B2 true JP4578244B2 (ja) | 2010-11-10 |
Family
ID=32087194
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
JP2004545962A Expired - Fee Related JP4578244B2 (ja) | 2002-10-24 | 2003-10-23 | 携帯型データ記憶媒体を使って安全な電子取引を実行する方法 |
Country Status (9)
Country | Link |
---|---|
US (1) | US8205249B2 (ja) |
EP (1) | EP1573689B1 (ja) |
JP (1) | JP4578244B2 (ja) |
CN (1) | CN100365666C (ja) |
AU (1) | AU2003276154A1 (ja) |
BR (1) | BR0315675A (ja) |
DE (1) | DE10249801B3 (ja) |
RU (1) | RU2397540C2 (ja) |
WO (1) | WO2004038665A1 (ja) |
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2002
- 2002-10-24 DE DE10249801A patent/DE10249801B3/de not_active Expired - Fee Related
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2003
- 2003-10-23 CN CNB200380101997XA patent/CN100365666C/zh not_active Expired - Fee Related
- 2003-10-23 RU RU2005115843/09A patent/RU2397540C2/ru not_active IP Right Cessation
- 2003-10-23 BR BR0315675-3A patent/BR0315675A/pt not_active Application Discontinuation
- 2003-10-23 US US10/531,259 patent/US8205249B2/en active Active
- 2003-10-23 EP EP03809316.7A patent/EP1573689B1/de not_active Expired - Lifetime
- 2003-10-23 AU AU2003276154A patent/AU2003276154A1/en not_active Abandoned
- 2003-10-23 JP JP2004545962A patent/JP4578244B2/ja not_active Expired - Fee Related
- 2003-10-23 WO PCT/EP2003/011761 patent/WO2004038665A1/de active Application Filing
Also Published As
Publication number | Publication date |
---|---|
EP1573689B1 (de) | 2018-05-23 |
DE10249801B3 (de) | 2004-05-06 |
RU2005115843A (ru) | 2006-06-27 |
US20060242691A1 (en) | 2006-10-26 |
BR0315675A (pt) | 2005-09-06 |
RU2397540C2 (ru) | 2010-08-20 |
JP2006504167A (ja) | 2006-02-02 |
CN100365666C (zh) | 2008-01-30 |
AU2003276154A1 (en) | 2004-05-13 |
CN1708773A (zh) | 2005-12-14 |
EP1573689A1 (de) | 2005-09-14 |
US8205249B2 (en) | 2012-06-19 |
WO2004038665A1 (de) | 2004-05-06 |
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