IS8601A - Aðferð til að nálgast reiðufé úr kortalausum hraðbanka með sms millifærslubeiðni - Google Patents

Aðferð til að nálgast reiðufé úr kortalausum hraðbanka með sms millifærslubeiðni

Info

Publication number
IS8601A
IS8601A IS8601A IS8601A IS8601A IS 8601 A IS8601 A IS 8601A IS 8601 A IS8601 A IS 8601A IS 8601 A IS8601 A IS 8601A IS 8601 A IS8601 A IS 8601A
Authority
IS
Iceland
Prior art keywords
transfer request
sms transfer
cardless atm
accessing cash
cash
Prior art date
Application number
IS8601A
Other languages
English (en)
Inventor
Mateo Delgado Aurora
Fernandez Hermosilla Pilar
Perez Gomez Juan
Original Assignee
Bankinter S.A
Caja De Ahorras De Galicia
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Bankinter S.A, Caja De Ahorras De Galicia filed Critical Bankinter S.A
Publication of IS8601A publication Critical patent/IS8601A/is

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G06Q20/1085—Remote banking, e.g. home banking involving automatic teller machines [ATMs]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
IS8601A 2004-07-05 2007-02-02 Aðferð til að nálgast reiðufé úr kortalausum hraðbanka með sms millifærslubeiðni IS8601A (is)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/ES2004/000321 WO2006013218A1 (es) 2004-07-05 2004-07-05 Método para la disposición de efectivo en cajeros sin tarjeta, mediante una orden de pago vía sms

Publications (1)

Publication Number Publication Date
IS8601A true IS8601A (is) 2007-02-02

Family

ID=35786890

Family Applications (1)

Application Number Title Priority Date Filing Date
IS8601A IS8601A (is) 2004-07-05 2007-02-02 Aðferð til að nálgast reiðufé úr kortalausum hraðbanka með sms millifærslubeiðni

Country Status (15)

Country Link
US (1) US8725640B2 (is)
EP (1) EP1783676A1 (is)
CN (1) CN1998016A (is)
AR (1) AR050073A1 (is)
AU (1) AU2004322079B2 (is)
BR (1) BRPI0418951A (is)
CA (1) CA2612618C (is)
IL (1) IL180583A0 (is)
IS (1) IS8601A (is)
MD (1) MD3964C2 (is)
MX (1) MX2007000038A (is)
NO (1) NO20070652L (is)
PE (1) PE20060413A1 (is)
UY (1) UY29001A1 (is)
WO (1) WO2006013218A1 (is)

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ZA201102847B (en) * 2010-04-16 2012-01-25 Absa Bank Ltd Transfer of funds to multiple recipients for cardless redemption
RU2459264C2 (ru) * 2010-04-16 2012-08-20 Эй-Би-Эс-Эй Бенк Лтд Снятие переведенных электронным способом средств без использования карточки
FR2960675B1 (fr) * 2010-05-27 2015-05-22 Christian Rene Marie Soulez Procede et systeme de teletransmission securisee
WO2012003842A1 (en) * 2010-07-08 2012-01-12 Ashraf Abdel Salam Mohammed El Disoky Method and system for payment and processing all financial operations using wireless, landline and mobile phone credit as alternative to carrying money or credit cards
WO2012029066A1 (en) * 2010-08-30 2012-03-08 Infosys Technologies Limited Method and system for limiting risk in banking transactions
EP2450858A1 (en) 2010-11-04 2012-05-09 Fundosa Technosite S.A. System and method of interaction between a user and an automatic teller machine
SI23818A (sl) * 2011-07-25 2013-01-31 Marko JaneĹľiÄŤ Postopek brezgotovinskega prenosa denarnih sredstev s pomočjo plačilne kode
GB2494436A (en) 2011-09-08 2013-03-13 Royal Bank Scotland Plc Wireless payment using blind identifier
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CN103679528A (zh) * 2012-09-26 2014-03-26 ***股份有限公司 给予持卡用户脱卡账号的方法及***
FR2996663A1 (fr) * 2012-10-04 2014-04-11 Naama Bak Procede de transfert de fonds d'une personne a une autre personne
US9367837B2 (en) * 2013-03-27 2016-06-14 Glory Global Solutions (International) Limited Cash and/or financial document handling system
CN103745346A (zh) * 2013-12-27 2014-04-23 郑志豪 一种移动银行的实现方法及***
US10515367B2 (en) * 2014-03-31 2019-12-24 Ncr Corporation Fraud detection in self-service terminal
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CN104269000A (zh) * 2014-10-21 2015-01-07 中国建设银行股份有限公司 一种无介质现金业务处理方法及***
US10614442B2 (en) 2014-12-03 2020-04-07 Mastercard International Incorporated System and method of facilitating cash transactions at an ATM system without an ATM card using mobile
CN104680361B (zh) * 2015-02-05 2018-05-15 王钧 一种基于第三方平台的取现方法和***
SG10201508945YA (en) 2015-10-29 2017-05-30 Mastercard International Inc Method and system for cardless use of an automated teller machine (atm)
CN105279694A (zh) * 2015-11-18 2016-01-27 深圳怡化电脑股份有限公司 一种处理用户取款信息的方法及装置
TWI598848B (zh) * 2016-06-01 2017-09-11 Suntech Holding Company Cardless withdrawal system with information security mechanism and its data processing method
PL3459060T3 (pl) * 2016-06-29 2022-09-26 Mastercard International Incorporated Sposób i system do wypłaty z bankomatu bez użycia karty
AU2017318589B2 (en) 2016-09-04 2020-04-09 Mastercard International Incorporated Method and system for cardless ATM transaction via mobile device
US20180218345A1 (en) 2017-01-28 2018-08-02 Mastercard International Incorporated Systems and methods for processing preauthorized automated banking machine-related transactions
JP2018128975A (ja) * 2017-02-10 2018-08-16 グローリー株式会社 顧客取引システム、自動取引装置及び顧客取引方法
TWI703528B (zh) * 2018-01-15 2020-09-01 玉山商業銀行股份有限公司 視覺化呈現自動提款機佈點營運狀態的方法
US11037114B2 (en) 2018-03-22 2021-06-15 Diebold Nixdorf, Incorporated System and method for financial transactions
EP3761246A1 (en) 2018-10-31 2021-01-06 Finansoportes Consulting, S.L. Automatic cash machine set for obtaining credit and a validation machine thereof in premises with gaming machines
US11803827B2 (en) 2019-11-01 2023-10-31 Mastercard International Incorporated Method and system for enabling cardless transactions at an ATM for any institutional entity
CN111583028B (zh) * 2020-05-08 2024-01-23 孙颐 一种委托取款业务处理方法及***

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Also Published As

Publication number Publication date
UY29001A1 (es) 2005-08-31
AU2004322079A1 (en) 2006-02-09
PE20060413A1 (es) 2006-05-26
AR050073A1 (es) 2006-09-27
MD3964C2 (ro) 2010-04-30
AU2004322079B2 (en) 2010-10-07
MD3964B2 (en) 2009-09-30
CN1998016A (zh) 2007-07-11
WO2006013218A8 (es) 2006-03-30
MX2007000038A (es) 2007-09-25
BRPI0418951A (pt) 2007-12-11
EP1783676A1 (en) 2007-05-09
US20100042543A1 (en) 2010-02-18
NO20070652L (no) 2007-04-02
CA2612618C (en) 2013-08-13
WO2006013218A1 (es) 2006-02-09
US8725640B2 (en) 2014-05-13
CA2612618A1 (en) 2006-02-09
IL180583A0 (en) 2007-06-03

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