HK1204118A1 - 使用移動通信裝置進行金融交易的方法及系統 - Google Patents
使用移動通信裝置進行金融交易的方法及系統Info
- Publication number
- HK1204118A1 HK1204118A1 HK15104285.9A HK15104285A HK1204118A1 HK 1204118 A1 HK1204118 A1 HK 1204118A1 HK 15104285 A HK15104285 A HK 15104285A HK 1204118 A1 HK1204118 A1 HK 1204118A1
- Authority
- HK
- Hong Kong
- Prior art keywords
- systems
- methods
- communication device
- mobile communication
- financial transaction
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Telephone Function (AREA)
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US13/414,995 US11354637B2 (en) | 2012-03-08 | 2012-03-08 | Methods and systems for performing a financial transaction using a mobile communication device |
PCT/US2012/069640 WO2013133881A2 (en) | 2012-03-08 | 2012-12-14 | Methods and systems for performing a financial transaction using a mobile communication device |
Publications (1)
Publication Number | Publication Date |
---|---|
HK1204118A1 true HK1204118A1 (zh) | 2015-11-06 |
Family
ID=49114963
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
HK15104285.9A HK1204118A1 (zh) | 2012-03-08 | 2015-05-05 | 使用移動通信裝置進行金融交易的方法及系統 |
Country Status (7)
Country | Link |
---|---|
US (1) | US11354637B2 (zh) |
CN (1) | CN104471599A (zh) |
AU (1) | AU2012372778B2 (zh) |
HK (1) | HK1204118A1 (zh) |
MX (1) | MX2014010699A (zh) |
SG (1) | SG11201403819QA (zh) |
WO (1) | WO2013133881A2 (zh) |
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CN103203054B (zh) * | 2005-12-02 | 2016-08-03 | C.R.巴德有限公司 | 压力启动的近端阀 |
US8915426B2 (en) * | 2012-07-11 | 2014-12-23 | Ncr Corporation | Media dispensing self-service terminal |
US20140222671A1 (en) * | 2013-02-07 | 2014-08-07 | Aurelio Elias | System and method for the execution of third party services transaction over financial networks through a virtual integrated automated teller machine on an electronic terminal device. |
US9824545B2 (en) * | 2013-06-28 | 2017-11-21 | Ncr Corporation | Information provision |
US10445711B1 (en) * | 2014-01-24 | 2019-10-15 | Jp Morgan Chase Bank, N.A. | Remote controlled ATM system and method |
WO2015152948A1 (en) * | 2014-03-29 | 2015-10-08 | Nuspay International Incorporated | Systems and methods of generating and processing payment transaction using alternate channels and payments mode |
CA2945158A1 (en) * | 2014-04-08 | 2015-10-15 | Capital One Financial Corporation | Systems and methods for transacting at an atm using a mobile device |
WO2015172150A1 (en) * | 2014-05-09 | 2015-11-12 | Hartung Douglas | Cardless financial transactions |
SG11201701639XA (en) * | 2014-05-30 | 2017-04-27 | Wayne Fueling Systems Llc | Methods and systems for communication between a fuel dispenser and a mobile device |
US9691092B2 (en) | 2014-07-10 | 2017-06-27 | Bank Of America Corporation | Predicting and responding to customer needs using local positioning technology |
US9659316B2 (en) | 2014-07-10 | 2017-05-23 | Bank Of America Corporation | Providing navigation functionality in a retail location using local positioning technology |
US9471759B2 (en) | 2014-07-10 | 2016-10-18 | Bank Of America Corporation | Enabling device functionality based on indoor positioning system detection of physical customer presence |
US10332050B2 (en) | 2014-07-10 | 2019-06-25 | Bank Of America Corporation | Identifying personnel-staffing adjustments based on indoor positioning system detection of physical customer presence |
US9699599B2 (en) | 2014-07-10 | 2017-07-04 | Bank Of America Corporation | Tracking associate locations |
US10074130B2 (en) | 2014-07-10 | 2018-09-11 | Bank Of America Corporation | Generating customer alerts based on indoor positioning system detection of physical customer presence |
US9734643B2 (en) | 2014-07-10 | 2017-08-15 | Bank Of America Corporation | Accessing secure areas based on identification via personal device |
US10028081B2 (en) | 2014-07-10 | 2018-07-17 | Bank Of America Corporation | User authentication |
US10108952B2 (en) | 2014-07-10 | 2018-10-23 | Bank Of America Corporation | Customer identification |
US9432804B2 (en) * | 2014-07-10 | 2016-08-30 | Bank Of America Corporation | Processing of pre-staged transactions |
US9536240B2 (en) * | 2014-07-21 | 2017-01-03 | Paypal, Inc. | Secure cardless cash withdrawal |
WO2016014784A1 (en) * | 2014-07-23 | 2016-01-28 | Diebold Self-Service Systems, Division Of Diebold, Inc. | Encrypting pin receiver |
US11461747B1 (en) | 2014-09-02 | 2022-10-04 | Wells Fargo Bank, N.A. | Cardless ATM authentication |
US10318956B2 (en) * | 2014-09-22 | 2019-06-11 | Payactiv, Inc. | Systems and methods for utilization of earned but unpaid income |
US10154372B1 (en) | 2014-11-07 | 2018-12-11 | Wells Fargo Bank, N.A. | Real-time custom interfaces through multi-channel geo-fencing |
US9380421B1 (en) | 2014-11-07 | 2016-06-28 | Wells Fargo Bank, N.A. | Multi-channel geo-fencing systems and methods |
US10217093B2 (en) * | 2014-11-14 | 2019-02-26 | Capital One Services, Llc | System and method of social cash withdrawal |
US9746938B2 (en) * | 2014-12-15 | 2017-08-29 | At&T Intellectual Property I, L.P. | Exclusive view keyboard system and method |
US11042851B2 (en) * | 2014-12-19 | 2021-06-22 | Diebold Nixdorf, Incorporated | Token based transactions |
US9311632B1 (en) * | 2015-03-03 | 2016-04-12 | Bank Of America Corporation | Proximity-based notification of a previously abandoned and pre-queued ATM transaction |
US10354246B1 (en) * | 2015-03-18 | 2019-07-16 | Square, Inc. | Cash transaction machine |
US20160321627A1 (en) * | 2015-04-29 | 2016-11-03 | Ncr Corporation | Biometric authentication of pre-staged self-service terminal transactions |
KR101828444B1 (ko) * | 2015-09-23 | 2018-02-13 | 주식회사 하렉스인포텍 | 휴대단말을 이용한 자동입출금서비스 제공 시스템 및 방법 |
US9558636B1 (en) * | 2015-09-28 | 2017-01-31 | Uniloc Luxembourg S.A. | Automatic teller machine inventory and distribution system |
US10380566B2 (en) | 2015-10-09 | 2019-08-13 | Diebold Nixdorf Incorporated | Automated banking machine and related methods |
EP3360116A1 (en) * | 2015-10-09 | 2018-08-15 | Diebold Nixdorf, Incorporated | Cash access with automatic transaction machine with mobile phone |
US10901597B1 (en) | 2015-12-30 | 2021-01-26 | Wells Fargo Bank, N.A. | ATM screen personalization |
US11354631B1 (en) | 2016-04-01 | 2022-06-07 | Wells Fargo Bank, N.A. | Systems and methods for remote atm access |
US11568418B2 (en) | 2016-09-30 | 2023-01-31 | Block, Inc. | Payment application based fund transfer |
CN106651372A (zh) * | 2016-10-24 | 2017-05-10 | 中国银行股份有限公司 | 数据处理方法及*** |
CN106779662A (zh) * | 2016-11-18 | 2017-05-31 | 深圳怡化电脑股份有限公司 | 一种金融业务的处理方法及金融终端 |
US11625699B1 (en) | 2016-12-27 | 2023-04-11 | Wells Fargo Bank, N.A. | Adaptive daily withdrawal limits for smart chip ATM transactions |
JP6802732B2 (ja) * | 2017-03-06 | 2020-12-16 | グローリー株式会社 | 貨幣入金機、貨幣出金機、携帯端末、および入出金システム |
US10360733B2 (en) | 2017-06-20 | 2019-07-23 | Bank Of America Corporation | System controlled augmented resource facility |
US10574662B2 (en) | 2017-06-20 | 2020-02-25 | Bank Of America Corporation | System for authentication of a user based on multi-factor passively acquired data |
US10728259B2 (en) * | 2018-04-05 | 2020-07-28 | The Toronto-Dominion Bank | Dynamic authorization of pre-staged data exchanges based on contextual data |
US10510065B2 (en) * | 2018-05-08 | 2019-12-17 | Capital One Services, Llc | Interacting with an automated teller machine using a user device |
US11037127B2 (en) * | 2019-05-07 | 2021-06-15 | Capital One Services, Llc | Symbols to indicate which ATM to use |
US11562351B2 (en) * | 2019-08-09 | 2023-01-24 | Its, Inc. | Interoperable mobile-initiated transactions with dynamic authentication |
US11551221B2 (en) | 2020-03-12 | 2023-01-10 | Bank Of America Corporation | Authentication decision engine for real-time resource transfer |
US11074562B1 (en) | 2020-05-18 | 2021-07-27 | Capital One Services, Llc | Using a third party dynamic QR code on a personal mobile device to complete a transaction at an ATM |
US11068768B1 (en) * | 2020-05-22 | 2021-07-20 | Bank Of America Corporation | Pre-staging technology for self-service kiosks |
US11257067B1 (en) | 2020-12-01 | 2022-02-22 | Wells Fargo Bank, N.A. | Contactless ATM transactions |
US11636481B2 (en) | 2020-12-09 | 2023-04-25 | Bank Of America Corporation | Intelligent cash handling |
US20240070670A1 (en) * | 2022-08-24 | 2024-02-29 | Truist Bank | Hybrid transaction operations |
US11948136B1 (en) * | 2022-10-13 | 2024-04-02 | Bank Of America Corporation | Banking at a multi-level ATM |
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US20130226794A1 (en) * | 2012-02-23 | 2013-08-29 | Mastercard International Incorporated | System and method for facilitating cash-based ecommerce transactions |
-
2012
- 2012-03-08 US US13/414,995 patent/US11354637B2/en active Active
- 2012-12-14 SG SG11201403819QA patent/SG11201403819QA/en unknown
- 2012-12-14 WO PCT/US2012/069640 patent/WO2013133881A2/en active Application Filing
- 2012-12-14 MX MX2014010699A patent/MX2014010699A/es unknown
- 2012-12-14 AU AU2012372778A patent/AU2012372778B2/en active Active
- 2012-12-14 CN CN201280071131.8A patent/CN104471599A/zh active Pending
-
2015
- 2015-05-05 HK HK15104285.9A patent/HK1204118A1/zh unknown
Also Published As
Publication number | Publication date |
---|---|
WO2013133881A3 (en) | 2015-05-21 |
AU2012372778B2 (en) | 2018-02-15 |
AU2012372778A1 (en) | 2014-07-24 |
CN104471599A (zh) | 2015-03-25 |
US11354637B2 (en) | 2022-06-07 |
US20130238497A1 (en) | 2013-09-12 |
WO2013133881A2 (en) | 2013-09-12 |
MX2014010699A (es) | 2015-10-29 |
SG11201403819QA (en) | 2014-08-28 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
CORR | Corrigendum |
Free format text: CORRECTED DATA OF SECTION 20 TO JOURNAL OF 20151106: (71) CITICORP CREDIT SERVICES, INC. (USA) 701 EAST 60TH STREET |