FR2820853B1 - Procede et systeme de telepaiement - Google Patents

Procede et systeme de telepaiement

Info

Publication number
FR2820853B1
FR2820853B1 FR0101900A FR0101900A FR2820853B1 FR 2820853 B1 FR2820853 B1 FR 2820853B1 FR 0101900 A FR0101900 A FR 0101900A FR 0101900 A FR0101900 A FR 0101900A FR 2820853 B1 FR2820853 B1 FR 2820853B1
Authority
FR
France
Prior art keywords
telepaying
telepaying method
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
FR0101900A
Other languages
English (en)
Other versions
FR2820853A1 (fr
Inventor
Jean Claude Pailles
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Orange SA
Original Assignee
France Telecom SA
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by France Telecom SA filed Critical France Telecom SA
Priority to FR0101900A priority Critical patent/FR2820853B1/fr
Priority to EP02711969A priority patent/EP1360665A1/fr
Priority to PCT/FR2002/000153 priority patent/WO2002065414A1/fr
Priority to US10/467,711 priority patent/US7565321B2/en
Publication of FR2820853A1 publication Critical patent/FR2820853A1/fr
Application granted granted Critical
Publication of FR2820853B1 publication Critical patent/FR2820853B1/fr
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03—Credit; Loans; Processing thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/68—Payment of value-added services
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/24—Accounting or billing
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/01—Details of billing arrangements
    • H04M2215/0196—Payment of value-added services, mainly when their charges are added on the telephone bill, e.g. payment of non-telecom services, e-commerce, on-line banking
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/20—Technology dependant metering
    • H04M2215/2026—Wireless network, e.g. GSM, PCS, TACS
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/32—Involving wireless systems

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Signal Processing (AREA)
  • Technology Law (AREA)
  • Marketing (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)
  • Mobile Radio Communication Systems (AREA)
FR0101900A 2001-02-12 2001-02-12 Procede et systeme de telepaiement Expired - Fee Related FR2820853B1 (fr)

Priority Applications (4)

Application Number Priority Date Filing Date Title
FR0101900A FR2820853B1 (fr) 2001-02-12 2001-02-12 Procede et systeme de telepaiement
EP02711969A EP1360665A1 (fr) 2001-02-12 2002-01-16 Procede et systeme de telepaiement
PCT/FR2002/000153 WO2002065414A1 (fr) 2001-02-12 2002-01-16 Procede et systeme de telepaiement
US10/467,711 US7565321B2 (en) 2001-02-12 2002-01-16 Telepayment method and system

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
FR0101900A FR2820853B1 (fr) 2001-02-12 2001-02-12 Procede et systeme de telepaiement

Publications (2)

Publication Number Publication Date
FR2820853A1 FR2820853A1 (fr) 2002-08-16
FR2820853B1 true FR2820853B1 (fr) 2003-04-11

Family

ID=8859923

Family Applications (1)

Application Number Title Priority Date Filing Date
FR0101900A Expired - Fee Related FR2820853B1 (fr) 2001-02-12 2001-02-12 Procede et systeme de telepaiement

Country Status (4)

Country Link
US (1) US7565321B2 (fr)
EP (1) EP1360665A1 (fr)
FR (1) FR2820853B1 (fr)
WO (1) WO2002065414A1 (fr)

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DE19960254A1 (de) * 1999-12-14 2001-06-21 Viag Interkom Gmbh & Co Vorrichtung und Verfahren zur Ausgabe einer Ware bzw. Freigabe einer Dienstleistung sowie geeignetes System hierfür
US7162035B1 (en) 2000-05-24 2007-01-09 Tracer Detection Technology Corp. Authentication method and system
CN101482949A (zh) 2001-12-04 2009-07-15 M概念有限公司 使用移动电信设备以便于电子财务交易的***及方法
AU2002349173B2 (en) * 2001-12-04 2005-04-28 Conceptm Company Limited System and method for facilitating electronic financial transactions using a mobile telecommunication device
NL1019604C2 (nl) * 2001-12-19 2003-06-20 Mansvelder Man & Beheer Telefoniesysteem.
GEP20104914B (en) * 2002-08-20 2010-03-10 Teimuraz Chkadua Method and device for transfer of money via telecommunication network
US8171567B1 (en) 2002-09-04 2012-05-01 Tracer Detection Technology Corp. Authentication method and system
US8055283B2 (en) * 2004-05-18 2011-11-08 Sybase 265, Inc. System and method for message-based interactive services
KR100495307B1 (ko) * 2004-06-09 2005-06-14 엔에이치엔(주) 주기별 결제 시스템, 그 제어방법 및 그 결제시스템의 서비스프로바이더
EP1699252A1 (fr) * 2005-03-01 2006-09-06 Sony Ericsson Mobile Communications AB Procédé et système de paiement d'un contenu téléchargeable sur un terminal de téléphonie mobile
US20060258397A1 (en) * 2005-05-10 2006-11-16 Kaplan Mark M Integrated mobile application server and communication gateway
CA2603252A1 (fr) * 2005-04-06 2006-10-12 Shoptext, Inc. Serveur d'applications mobiles integrees et passerelle de communication
US20060265326A1 (en) * 2005-05-19 2006-11-23 Barrett Mary H Method and apparatus for payment without payment card infrastructure
US20070156517A1 (en) * 2005-12-29 2007-07-05 Mark Kaplan System and method for redemption of a coupon using a mobile cellular telephone
BE1016964A3 (fr) * 2006-01-25 2007-11-06 Zurstrassen Jean Guillaume Methode et systeme de paiements electroniques entre porte-monnaies electroniques.
GB2438236A (en) * 2006-05-19 2007-11-21 Mark Edward Ashcroft Using a mobile telecommunications device to perform a monetary transaction
GB2447709A (en) * 2007-03-23 2008-09-24 Eddie Parker Payment between a user and a merchant using a mobile communications device
US20080299970A1 (en) 2007-05-30 2008-12-04 Shoptext, Inc. Consumer Registration Via Mobile Device
US7995196B1 (en) 2008-04-23 2011-08-09 Tracer Detection Technology Corp. Authentication method and system
US20090325539A1 (en) * 2008-06-25 2009-12-31 Ajay Malik Cell Phone Sensor Applications
US20100039218A1 (en) * 2008-08-14 2010-02-18 Searete Llc, A Limited Liability Corporation Of The State Of Delaware System and method for transmitting illusory and non-illusory identification characteristics
US20110110518A1 (en) * 2008-08-14 2011-05-12 Searete Llc Obfuscating reception of communiqué affiliated with a source entity in response to receiving information indicating reception of the communiqué
US8730836B2 (en) * 2008-08-14 2014-05-20 The Invention Science Fund I, Llc Conditionally intercepting data indicating one or more aspects of a communiqué to obfuscate the one or more aspects of the communiqué
US20110166972A1 (en) * 2008-08-14 2011-07-07 Searete Llc, A Limited Liability Corporation Of The State Of Delaware Conditionally obfuscating one or more secret entities with respect to one or more billing statements
US20110093806A1 (en) * 2008-08-14 2011-04-21 Searete Llc, A Limited Liability Corporation Of The State Of Delaware Obfuscating reception of communiqué affiliated with a source entity
US8850044B2 (en) * 2008-08-14 2014-09-30 The Invention Science Fund I, Llc Obfuscating identity of a source entity affiliated with a communique in accordance with conditional directive provided by a receiving entity
US8626848B2 (en) 2008-08-14 2014-01-07 The Invention Science Fund I, Llc Obfuscating identity of a source entity affiliated with a communiqué in accordance with conditional directive provided by a receiving entity
US20110161217A1 (en) * 2008-08-14 2011-06-30 Searete Llc Conditionally obfuscating one or more secret entities with respect to one or more billing statements
US20110131409A1 (en) * 2008-08-14 2011-06-02 Searete Llc, A Limited Liability Corporation Of The State Of Delaware Conditionally intercepting data indicating one or more aspects of a communiqué to obfuscate the one or more aspects of the communiqué
US20100042669A1 (en) * 2008-08-14 2010-02-18 Searete Llc, A Limited Liability Corporation Of The State Of Delaware System and method for modifying illusory user identification characteristics
US9641537B2 (en) * 2008-08-14 2017-05-02 Invention Science Fund I, Llc Conditionally releasing a communiqué determined to be affiliated with a particular source entity in response to detecting occurrence of one or more environmental aspects
US20100318595A1 (en) * 2008-08-14 2010-12-16 Searete Llc, A Limited Liability Corporation Of The State Of Delaware System and method for conditionally transmitting one or more locum tenentes
US8583553B2 (en) 2008-08-14 2013-11-12 The Invention Science Fund I, Llc Conditionally obfuscating one or more secret entities with respect to one or more billing statements related to one or more communiqués addressed to the one or more secret entities
US20110081018A1 (en) * 2008-08-14 2011-04-07 Searete Llc, A Limited Liability Corporation Of The State Of Delaware Obfuscating reception of communiqué affiliated with a source entity
US20100042667A1 (en) * 2008-08-14 2010-02-18 Searete Llc, A Limited Liability Corporation Of The State Of Delaware System and method for transmitting illusory identification characteristics
US9659188B2 (en) * 2008-08-14 2017-05-23 Invention Science Fund I, Llc Obfuscating identity of a source entity affiliated with a communiqué directed to a receiving user and in accordance with conditional directive provided by the receiving use
US20110166973A1 (en) * 2008-08-14 2011-07-07 Searete Llc Conditionally obfuscating one or more secret entities with respect to one or more billing statements related to one or more communiqués addressed to the one or more secret entities
US8929208B2 (en) * 2008-08-14 2015-01-06 The Invention Science Fund I, Llc Conditionally releasing a communiqué determined to be affiliated with a particular source entity in response to detecting occurrence of one or more environmental aspects
US20110041185A1 (en) * 2008-08-14 2011-02-17 Searete Llc, A Limited Liability Corporation Of The State Of Delaware Obfuscating identity of a source entity affiliated with a communiqué directed to a receiving user and in accordance with conditional directive provided by the receiving user
PL3447702T3 (pl) * 2009-02-14 2020-12-14 Net2Text Limited Bezpieczny sposób płatności i rozliczeń za pomocą numeru lub konta telefonu komórkowego
US8200260B2 (en) * 2009-08-11 2012-06-12 Ericsson Television, Inc. Systems and methods for processing purchase transactions between mobile phones
GB2479366A (en) * 2010-04-07 2011-10-12 Avienus Ltd Payment using mobile telephone
WO2011131821A1 (fr) * 2010-04-21 2011-10-27 Payzapper Système de paiement par téléphone

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WO1998037524A1 (fr) * 1997-06-27 1998-08-27 Swisscom Ag Procede de transaction avec un telephone mobile
US6098053A (en) * 1998-01-28 2000-08-01 Citibank, N.A. System and method for performing an electronic financial transaction
DE19843439C2 (de) * 1998-09-22 2001-01-18 Siemens Ag Verfahren und System zum Bezahlen von Waren oder Diensten
FR2790162B1 (fr) 1999-02-19 2001-04-13 France Telecom Procede de telepaiement et systeme pour la mise en oeuvre de ce procede
AU780943B2 (en) * 1999-12-30 2005-04-28 International Business Machines Corporation Method of payment by means of an electronic communication device
NO20000382D0 (no) * 2000-01-25 2000-01-25 Ericsson Telefon Ab L M Betaling av tjenester med mobiltelefon
US6915272B1 (en) * 2000-02-23 2005-07-05 Nokia Corporation System and method of secure payment and delivery of goods and services
US20040015403A1 (en) * 2000-12-21 2004-01-22 International Business Machines Corporation Method, system, and business method for wireless fast business

Also Published As

Publication number Publication date
US7565321B2 (en) 2009-07-21
US20040083166A1 (en) 2004-04-29
EP1360665A1 (fr) 2003-11-12
FR2820853A1 (fr) 2002-08-16
WO2002065414A1 (fr) 2002-08-22

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Effective date: 20121031