EP0157012A2 - Dispositif pour la réception et la distribution de billets de valeur - Google Patents

Dispositif pour la réception et la distribution de billets de valeur Download PDF

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Publication number
EP0157012A2
EP0157012A2 EP84116455A EP84116455A EP0157012A2 EP 0157012 A2 EP0157012 A2 EP 0157012A2 EP 84116455 A EP84116455 A EP 84116455A EP 84116455 A EP84116455 A EP 84116455A EP 0157012 A2 EP0157012 A2 EP 0157012A2
Authority
EP
European Patent Office
Prior art keywords
bank
banknotes
operating unit
unit
customer
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
EP84116455A
Other languages
German (de)
English (en)
Other versions
EP0157012A3 (fr
Inventor
Klaus-Dieter Nagel
Thomas Haak
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Wincor Nixdorf International GmbH
Nixdorf Computer AG
Original Assignee
Wincor Nixdorf International GmbH
Nixdorf Computer AG
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Wincor Nixdorf International GmbH, Nixdorf Computer AG filed Critical Wincor Nixdorf International GmbH
Publication of EP0157012A2 publication Critical patent/EP0157012A2/fr
Publication of EP0157012A3 publication Critical patent/EP0157012A3/fr
Withdrawn legal-status Critical Current

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Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
    • G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
    • G07D11/10—Mechanical details
    • G07D11/14—Inlet or outlet ports
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
    • G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
    • G07D11/40—Device architecture, e.g. modular construction

Definitions

  • the invention relates to a device for receiving and issuing banknotes, comprising a banknote safe with at least one banknote bank, a separating device for the banknotes, at least one input and / or output shaft for banknotes and a transport device for transporting the banknotes between the separating device and the banknote. and / or output shaft, and a control device for controlling the entry and entry of notes.
  • automatic cash safes Devices of this type are already known as so-called automatic cash safes.
  • This is understood to mean a cash dispenser and cash dispenser which is usually arranged in the counter hall of a financial institution and is only accessible to a cashier or another authorized person, which is armored and contains the money located at the cash desk as a call deposit safe.
  • An electronic terminal consisting of a screen, keyboard and central computer unit is available to the cashier for operation.
  • the automatic cash register safe in connection with the central computer unit, allows precise registration, counting and booking of all transactions relating to the the switch space are executed.
  • the main task of the automatic cash vault is to collect a requested amount of banknotes from the safe, to check the correctness of the collecting process, to collect the banknotes in a collecting compartment and to output them via a transport device.
  • devices of the type mentioned at the outset are known which are available to bank customers for self-service. These devices allow bank customers to check their account balance, savings book transactions and make deposits or withdrawals from their account without the intermediary of bank personnel.
  • the customer acquires this access authorization to the self-service device by means of an identification card given to him by the financial institution in connection with a secret number known only to him.
  • this identification card on which the information is usually magnetically stored, and by entering his secret number on a keyboard of the self-service device, the customer can put it into operation.
  • the transactions selected by the customer via the keyboard are displayed on a screen and controlled, checked and recorded by a central computer unit, the computer unit being located either directly in the device or in the building of the financial institution.
  • the self-service devices themselves can be equipped for use inside the building or for use outside the building, and are usually inserted into the outer wall of the bank building.
  • the main task of the self-service devices of the type mentioned at the outset is the issue of banknotes.
  • the issue of banknotes is in principle comparable to the issue of banknotes as explained above in the description of the automatic cash register safe.
  • Further designs of the self-service devices are reading and printing devices that read and print receipts or the savings book introduced by customers, so that the customer can be given proof of the type of transaction and the amount of the account movement after the end of his actions.
  • the invention has for its object to maintain the ease of use described above with reduced technical effort.
  • a device of the type mentioned at the outset which is characterized by a customer-side operating unit and a bank-side operating unit, which are connected to a common value safe.
  • the solution according to the invention thus gives a device which is suitable both for carrying out the tasks for the previously described auto Matic cash box was used, as well as to fulfill the tasks for which the self-service device described above had to be made available.
  • the combination device proposed according to the invention considerably reduces the technical outlay and the space requirement without restricting the other advantages of the automatic cash register safe on the one hand and of the self-service device on the other.
  • the bank-side operating unit is generally accessible from the counter hall
  • the customer-side operating unit can be accessible both from the counter hall and from a room which is separated from the counter hall by a wall.
  • the self-service unit within the bank building can be accessed from an anteroom which is still open even when the counter hall itself is already closed.
  • it is also conceivable to arrange the device according to the invention not in a wall inside the bank building but in an outer wall of the bank building, so that the self-service unit is accessible from the street.
  • the customer-side operating unit and the bank-side operating unit are arranged on device sides facing away from one another.
  • the common value bank vault is designed in accordance with the invention in such a way that the separating device can optionally be used with a transport device the respective output shaft is connectable.
  • the transport device can comprise a conveyor with a switchable conveying direction. This means that the notes of value are first removed from the storage container, collected and the collection result is checked, before the collected notes of value are then transported in the desired direction to the output slot of the self-service unit or to the output slot of the bank-side operating unit by switching on the conveyor.
  • Fig. 1 the generally designated 10 inventions Device according to the invention arranged in an intermediate wall 12 which separates a counter hall 14 of a bank building from an anteroom 16.
  • the vestibule 16 can, for example, be designed in such a way that it is still open to customers when the counter hall 14 is already closed.
  • the operating field of the bank-side operating unit 18 comprises an input and output shaft 24 (FIG. 3) for banknotes and outside the housing 26 of the device 10, a keyboard 28 and a screen 30 for reproducing data and information, the keyboard 28 and the screen 30 being connected to a computer unit, not shown, which controls the functions of the device 10.
  • the customer-side operating unit 32 comprises, according to FIG. 2, a trough-shaped operating console 34 with a keyboard 36, a screen 38 and display elements (not shown) for displaying the operating states of the device 10.
  • the customer has to insert his identification card into an insertion slot 40 of an identification card unit
  • the key commands entered via the keyboard cause, for example, the device 10 to output a quantity of banknotes which can be found in an output slot 42.
  • the display on the screen 38 supports the customer with auxiliary and control information.
  • the keyboard 36 first requests the delivery of an envelope which is output through an output slot 44.
  • the customer places his bundle of banknotes in this envelope and pushes the envelope into the slot 42, which can serve not only as an output slot but also as an input slot.
  • the customer can specify the amount of the deposit and the account to which the input amount is to be posted.
  • a receipt printer provided in the self-service unit 32 prints a receipt with the information entered by the customer and leads the receipt out through an output slot 46.
  • FIG. 3 further shows, in addition to the control panel 36, a further control panel 48 for processing passbooks or the like.
  • a reading device is included in the device behind an input slot 50, which can recognize the account number and the account balance on the passbook.
  • the customer inputs the amount of his deposit or debit via the keyboard 36 and inserts the savings book into the slot 50 on the desk 48.
  • a printing device labels the savings book with the booking process, after which the savings book is released again when the customer has made his deposit or confirmed receipt of the payment by pressing a button.
  • bank-side operating unit 18 and the customer-side operating unit 32 described so far are connected to a common safe within the device 10, as will now be explained in more detail with reference to FIG. 4.
  • the operating units 18 and 32 are separated from the central part of the device 10 by armored safe walls 52 and 54, respectively.
  • a banknote safe generally designated 56, with one not shown Banknote storage container, a schematically indicated separating device 58, a collecting compartment 60, a so-called reject compartment 62, a checking device 64 for checking the authenticity and value of banknotes, and a collecting container 66 for deposited banknotes.
  • the collecting container 60 is connected both to the input and output shaft 24 of the bank-side operating unit 18 and to the output shaft 42 of the customer-side operating unit 32.
  • a conveyor 68 is arranged within the collecting container 60 and can be switched in its conveying direction, so that it can transport banknotes either in the two directions indicated by the double arrow A to the output shaft 24 or to the output shaft 42. If money is requested from the safe 56, the banknotes removed from the storage container (not shown) by means of the separating device 58 are collected on the conveyor 68. The collection process is checked by a detection device, not shown in detail. If this detects an error in the collation of the banknotes, the bundled bundle of banknotes is transported into the reject compartment 62 by means of the conveyor 68 and the switch 70. The output process is then repeated.
  • Technical details of this separation and transport device in a money safe of the aforementioned type are known for example from the applicant's German patent 27 17 345, the content of which is hereby incorporated into the application.
  • the lower part of the shaft 24 of the bank-side operating unit 18 can be closed by a swivel flap 72, which is normally in its position indicated by dashed lines. Just for the cash dispensing process at the bank-side operating unit 18, the flap 72 is pivoted into the position shown by a solid line, so that a pocket is formed at the lower end of the shaft 24 in which the bank notes coming from the container 60 collect.
  • banknotes entered through the slot 24 can be conveyed to the authenticity checking and value recognition device 64 by means of a transport device 74.
  • This device 64 reports the acquired measurement data to a central computer, not shown, which displays the corresponding values and confirmations on the screen 30. After the banknotes have been checked, the device 64 transports them further into the collecting compartment 66.
  • the slot 42 on the customer-side self-service unit 32 can be connected to the device 64 via a suitable switch, not shown, either with a simple collecting container for the envelopes described above, or via a transport device, not shown, so that banknotes can also be deposited from the self-service unit can.
  • banknotes can also be input via a shaft separate from the output shaft.
  • an automatically controllable safe can be used both for self-service by customers and for service by bank employees, so that the desired customer service is provided can be achieved with less technical effort than conventional solutions.

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  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
EP84116455A 1984-04-04 1984-12-28 Dispositif pour la réception et la distribution de billets de valeur Withdrawn EP0157012A3 (fr)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
DE19843412695 DE3412695A1 (de) 1984-04-04 1984-04-04 Geraet zur entgegennahme und ausgabe von wertscheinen
DE3412695 1984-04-04

Publications (2)

Publication Number Publication Date
EP0157012A2 true EP0157012A2 (fr) 1985-10-09
EP0157012A3 EP0157012A3 (fr) 1986-07-23

Family

ID=6232677

Family Applications (1)

Application Number Title Priority Date Filing Date
EP84116455A Withdrawn EP0157012A3 (fr) 1984-04-04 1984-12-28 Dispositif pour la réception et la distribution de billets de valeur

Country Status (2)

Country Link
EP (1) EP0157012A3 (fr)
DE (1) DE3412695A1 (fr)

Cited By (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0389733A2 (fr) * 1989-03-31 1990-10-03 Tean Ag Machine de comptage et de contrôle de papier-monnaie de taille quelconque, même en chevauchement, dépendante d'un ordinateur
WO1991014999A1 (fr) * 1990-03-20 1991-10-03 Siemens Nixdorf Informationssysteme Aktiengesellschaft Recipient pour la reception de billets de banque dans un distributeur de billets de banque
WO1991015000A1 (fr) * 1990-03-21 1991-10-03 Siemens Nixdorf Informationssysteme Aktiengesellschaft Installation servant a transporter une liasse de billets ou des objets similaires d'une station collectrice a une station distributrice
FR2692647A1 (fr) * 1992-06-17 1993-12-24 Sassault Automatismes Telecomm Guichet pour transactions électroniques par carte à puce.
EP0645742A2 (fr) * 1993-09-23 1995-03-29 Ascom Autelca Ag Guichet, dont le coffre-fort peut être actionné sélectivement par deux caissiers
EP0645741A2 (fr) * 1993-09-23 1995-03-29 Ascom Autelca Ag Guichet avec deux caissiers, opérant de part et d'autre
WO2002077933A1 (fr) 2001-03-28 2002-10-03 Alberto Conti Procede et machine pour compter et verifier du papier-monnaie et des cheques, apte a permettre des depots automatiques

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE3513635A1 (de) * 1985-04-16 1986-10-16 Nixdorf Computer Ag, 4790 Paderborn Einrichtung zur annahme, pruefung und aufbewahrung von wertscheinen
JPS63159994A (ja) * 1986-12-24 1988-07-02 ロ−レルバンクマシン株式会社 紙幣入出金機

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US3949364A (en) * 1972-07-07 1976-04-06 Diebold, Incorporated Automatic remote banking system and equipment
DE2717345A1 (de) * 1977-04-19 1978-11-02 Nixdorf Computer Ag Wertscheingeber
EP0005941A1 (fr) * 1978-05-18 1979-12-12 Chubb Electronics Limited Guichet de banque et méthodes pour son opération
GB2093621A (en) * 1981-01-20 1982-09-02 Omron Tateisi Electronics Co Transaction processing system

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE2833264C2 (de) * 1978-07-28 1983-10-06 Hitachi, Ltd., Tokyo Gerät zur automatischen Zahlungsabwicklung
JPS5633757A (en) * 1979-08-24 1981-04-04 Omron Tateisi Electronics Co Circulating money reception/payment device
JPS57209590A (en) * 1981-06-19 1982-12-22 Laurel Bank Machine Co Automatic paying/receiving machine

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US3949364A (en) * 1972-07-07 1976-04-06 Diebold, Incorporated Automatic remote banking system and equipment
DE2717345A1 (de) * 1977-04-19 1978-11-02 Nixdorf Computer Ag Wertscheingeber
EP0005941A1 (fr) * 1978-05-18 1979-12-12 Chubb Electronics Limited Guichet de banque et méthodes pour son opération
GB2093621A (en) * 1981-01-20 1982-09-02 Omron Tateisi Electronics Co Transaction processing system

Cited By (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0389733A2 (fr) * 1989-03-31 1990-10-03 Tean Ag Machine de comptage et de contrôle de papier-monnaie de taille quelconque, même en chevauchement, dépendante d'un ordinateur
EP0389733A3 (fr) * 1989-03-31 1991-04-10 Tean Ag Machine de comptage et de contrôle de papier-monnaie de taille quelconque, même en chevauchement, dépendante d'un ordinateur
WO1991014999A1 (fr) * 1990-03-20 1991-10-03 Siemens Nixdorf Informationssysteme Aktiengesellschaft Recipient pour la reception de billets de banque dans un distributeur de billets de banque
WO1991015000A1 (fr) * 1990-03-21 1991-10-03 Siemens Nixdorf Informationssysteme Aktiengesellschaft Installation servant a transporter une liasse de billets ou des objets similaires d'une station collectrice a une station distributrice
FR2692647A1 (fr) * 1992-06-17 1993-12-24 Sassault Automatismes Telecomm Guichet pour transactions électroniques par carte à puce.
EP0645742A2 (fr) * 1993-09-23 1995-03-29 Ascom Autelca Ag Guichet, dont le coffre-fort peut être actionné sélectivement par deux caissiers
EP0645741A2 (fr) * 1993-09-23 1995-03-29 Ascom Autelca Ag Guichet avec deux caissiers, opérant de part et d'autre
EP0645742A3 (fr) * 1993-09-23 1996-01-17 Ascom Autelca Ag Guichet, dont le coffre-fort peut être actionné sélectivement par deux caissiers.
EP0645741A3 (fr) * 1993-09-23 1996-01-17 Ascom Autelca Ag Guichet avec deux caissiers, opérant de part et d'autre.
WO2002077933A1 (fr) 2001-03-28 2002-10-03 Alberto Conti Procede et machine pour compter et verifier du papier-monnaie et des cheques, apte a permettre des depots automatiques

Also Published As

Publication number Publication date
EP0157012A3 (fr) 1986-07-23
DE3412695C2 (fr) 1988-05-19
DE3412695A1 (de) 1985-10-17

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