CN201229621Y

CN201229621Y - ATM machine preventing false bank-note payment

Info

Publication number: CN201229621Y
Application number: CNU2007201296075U
Authority: CN
Inventors: 龚建良; 方亚琴
Original assignee: Individual
Current assignee: Individual
Priority date: 2007-12-26
Filing date: 2007-12-26
Publication date: 2009-04-29
Anticipated expiration: 2017-12-26

Abstract

The utility model relates to an ATM machine, which prevents the payment of counterfeit currency, so as to ensure that the right of people to extract the true currency from being infringed on. The utility model adopts the technical proposal that a currency examination mechanism is additionally arranged on the ATM machine, and the currency examination mechanism is a module form and an be replaced to be the advanced form at any time; when the counterfeit currency is detected, the payment function can be temporarily closed, and ATM machine can give a prompting. The ATM machine has the advantages that under the situation of the prior currency examination technology, people is free from taking counterfeit currency from the ATM machine, thereby ensuring the benefit of the people; at the same time, the ATM machine avoids the embarrassment that people cannot give evidence when extracting counterfeit currency from the ATM machine, thereby preventing the circulation of the counterfeit currency, and ensuring the normal financial order.

Description

Prevent to pay the ATM of counterfeit money

Technical field

The utility model relates to a kind of ATM ATM (automatic teller machine), refers in particular to a kind of ATM that prevents to pay counterfeit money.

Background technology

ATM (Automatic Teller Machine) (ATM) is used for the client, the every transaction relevant with finance account of having advanced cloth easily.One of modal transaction relates to from checking account or savings account withdraws the money.The client imports credit card (normally magnetic card), imports correct password, and input allows the amount of money of withdrawing the money of expectation, the ATM desired amount of money that spues, and the amount of money of withdrawing the money is deducted from customer account.ATM also can be used for credit card trade and credit card cash advance, transfer accounts, pay the bill (for example paying such as mobile phone bill, water, electricity, coal, oily expense etc.), inquiry into balance, electronic-purse transaction and relate to payment and collect the other types transaction of payment.

ATM is withdrawn the money at present, has reduced the staff's of bank workload, provides convenience to people, for people have saved the time of waiting for.Yet, present ATM cash dispenser is not with the checking function of coin, therefore, with directly from teller's hand, withdrawing the money or difference being arranged: when before bank counter, withdrawing the money, though trouble a bit,, giving client's coin through the teller is through the check of cash inspecting machine at least, therefore, it is very little to get the probability of counterfeit money.

Because the coin on the ATM is that bank clerk is put into, and in coin not check through testing the coin machine once more before ATM is given the client, therefore, withdrawing the money on the ATM exists risk, therefore, carries out and hears about get the message of counterfeit money on ATM.The counterfeit money of getting on the ATM, main source or former because: before bank, existing counterfeit money in the bundled coin is not checked and has just directly been put into ATM and receive bank at coin; The bad staff of morals puts into; Before the staff puts into ATM with coin,, test the coin machine and can not test out counterfeit money though coin is checked.

When people get counterfeit money, generally speaking, can only eat one's own bitter fruit.According to the regulation of China's relevant law, to put to the proof civil liability, yet, resembling this situation, cannot effectively put to the proof at present.

The utility model content

For addressing the above problem, the purpose of this utility model is: for bank and other financial mechanism provides a kind of ATM that prevents to pay counterfeit money, guarantee that the right that people get genuine note is inviolable.

For realizing the purpose of this utility model, the utility model prevents the ATM of bank paying counterfeit money, and it comprises: network that computing machine central control unit, counting mechanism, bank note sending mechanism, display, keyboard, LPT, card inserting mouth, cash dispensing port and being attached thereto connects and background data base, and at least one currency examine mechanism.Currency examine mechanism is between counting mechanism and bank note sending mechanism; The true and false information of the coin that currency examine mechanism is tested out can pass to central control unit; The computing machine central control unit can receive and ring the signal that shadow currency examine mechanism sends, and carries out real-time interrupt; Currency examine mechanism is a modular, can upgrade separately at any time, change along with the currency examine development of technology.

In order to realize the purpose of this utility model, a kind of method of preventing ATM payment counterfeit money of the utility model is characterized in that, may further comprise the steps at least:

A, insertion credit card;

B, judge whether credit card is effective;

C, input password;

D, judge whether to reach the number of times that allows the examination input;

E, judge whether password is correct;

F, the input volume of withdrawing the money;

G, point out the coin of required taking-up quantity;

Have or not counterfeit money in the coin that H, judgement are taken out;

I, transfer out the required coin of getting, revise the relevant information in the database and show the successful information or directly show of withdrawing the money unsuccessful information and the temporary close function of withdrawing the money of withdrawing the money;

J, withdraw from credit card.

In the above-mentioned steps, have or not counterfeit money, all judge for each coin for judging in the coin that takes out.

In the above-mentioned steps,, be to make judging under the situation of counterfeit money for demonstration unsuccessful information and the temporary close function of withdrawing the money of withdrawing the money.

The beneficial effects of the utility model are: adopt the mode that prevents the counterfeit money payment, people are tested under the situation of coin technique guarantee existing, get on ATM less than counterfeit money, guaranteed that the people's right is inviolable; Simultaneously, exempted the embarrassment of lifting the certificate of not coming to testify when people get counterfeit money on ATM; Owing to find that in ATM machine can cut out the function of withdrawing the money, and therefore, can prevent the circulation of counterfeit money to a certain extent under the situation of counterfeit money, guarantee the normal of financial order.

Description of drawings

Below in conjunction with accompanying drawing the utility model is said thin explanation:

Fig. 1 is the cardinal principle block diagram of existing ATM;

Fig. 2 prevents to pay the cardinal principle block diagram of the ATM of counterfeit money for the utility model;

Fig. 3 prevents the process flow diagram of the method for ATM payment counterfeit money for the utility model.

Embodiment

In the following explanation, for convenience of explanation, provide numerous specific detail to provide to complete understanding of the present utility model.But to those skilled in the art, some that obviously can get rid of in the above-mentioned specific detail implemented the utility model.Under other situations with block diagram or the known construction and device of process flow diagram formal specification.

Fig. 1 is the cardinal principle block diagram of existing ATM, and this kind ATM comprises: computing machine central control unit 1000, counting mechanism 1102, bank note sending mechanism 1104, display 1150, keyboard 1140, LPT 1130, card inserting mouth 1120, cash dispensing port 1110 and be attached thereto network and the background data base 2000 that connects.This kind ATM owing to do not test the function of coin, therefore, is probably paid counterfeit money and is given the client, causes the client's that withdraws the money interests loss.

Fig. 2 prevents to pay the cardinal principle block diagram of the ATM of counterfeit money for the utility model, and this ATM comprises: network that computing machine central control unit 1000, counting mechanism 1102, bank note sending mechanism 1104, display 1150, keyboard 1140, LPT 1130, card inserting mouth 1120, cash dispensing port 1110 and being attached thereto connects and background data base 2000, and currency examine mechanism 1103.Currency examine mechanism 1103 is between monoblock type counting mechanism 1102 and bank note sending mechanism 1104; The true and false information of the coin that currency examine mechanism 1103 is tested out can pass to central control unit 1000; Computing machine central control unit 1000 can receive and ring the signal that shadow currency examine mechanism 1104 sends, and carries out real-time interrupt; Currency examine mechanism is a modular, can upgrade separately at any time, change along with the currency examine development of technology.This kind ATM, owing to be provided with and test coin mechanism, before paying the remittee with coin, therefore the at first true and false identification through testing coin mechanism under the enough advanced situation of cash inspecting machine, can not paid counterfeit money and give the client, can not cause the client's that withdraws the money interests to lose.

Certainly, counting mechanism 1102 can be distributed, in such cases, can the every place after having put paper money all be provided with one and test coin mechanism, when counterfeit money is tested out in the somewhere, close herein, other counting mechanism is operate as normal still, thereby does not influence the function of ATM payment coin on the whole.

Fig. 3 pays the process flow diagram of the method for counterfeit money for prevent ATM for the utility model, and the process of withdrawing the money may further comprise the steps:

100, insert credit card;

102, judge whether credit card is readable;

104, input password;

106, judge whether to reach the number of times that allows the examination input;

108, judge whether password is correct;

110, import the volume of withdrawing the money;

112, point out the coin of required taking-up quantity;

113, have or not counterfeit money in the coin that judgement is taken out;

114, transfer out the required coin of getting;

115, show the successful information of withdrawing the money;

116, the relevant information in the modification database;

118, withdraw from credit card;

120, directly show withdraw the money unsuccessful information and the temporary close function of withdrawing the money.

In the above-mentioned steps, have or not counterfeit money, need each coin is all judged for judging in the coin that takes out; Step 120 shows withdraw the money unsuccessful information and the temporary close function of withdrawing the money, and is to make judging under the situation of counterfeit money.

Certainly, as required, can also expand above-mentioned steps, as the production remittee direct picture go into system, be scanned into the remittee fingerprint, read remittee's identity information etc.

After adopting said method, compared with prior art, under the situation of testing the true and false technical feasibility of coin, obviously counterfeit money can be blocked in ATM, guarantee that people get less than counterfeit money on ATM, guarantee that the people's interests are inviolable; Simultaneously, exempted the embarrassment of lifting the certificate of not coming to testify when people get counterfeit money on ATM; Owing to find that in ATM machine can cut out the function of withdrawing the money, and therefore, can prevent the circulation of counterfeit money to a certain extent under the situation of counterfeit money, guarantee the normal of financial order.

This paper understands the utility model one exemplary embodiment and present preferred embodiment specifically, should be appreciated that the utility model design can be by other various forms enforcement utilizations, and they drop in the protection domain of the present utility model equally.

Claims

1. prevent to pay the ATM of counterfeit money, it comprises: computing machine central control unit, counting mechanism, bank note sending mechanism, display, keyboard, LPT, card inserting mouth, cash dispensing port and be attached thereto network and the background data base that connects is characterized in that: also be provided with currency examine mechanism in the described ATM.

2. the ATM that prevents to pay counterfeit money according to claim 1 is characterized in that: described currency examine mechanism is between counting mechanism and bank note sending mechanism.

3. according to claim 1 or the described ATM that prevents to pay counterfeit money of claim 2, it is characterized in that: described currency examine mechanism can pass to central control unit for the true and false information of the coin of being tested out.

4. according to claim 1 or the described ATM that prevents to pay counterfeit money of claim 2, it is characterized in that: described computing machine central control unit can receive and ring the signal that shadow currency examine mechanism sends, and carries out real-time interrupt.