CN101216972A - A counterfeit currency rejection ATM and method - Google Patents
A counterfeit currency rejection ATM and method Download PDFInfo
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- CN101216972A CN101216972A CNA2007103024737A CN200710302473A CN101216972A CN 101216972 A CN101216972 A CN 101216972A CN A2007103024737 A CNA2007103024737 A CN A2007103024737A CN 200710302473 A CN200710302473 A CN 200710302473A CN 101216972 A CN101216972 A CN 101216972A
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- counterfeit money
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Abstract
The invention relates to an automatic teller machine (ATM) and a method for preventing payment of counterfeit currency. The invention is to provide an ATM for preventing payment of counterfeit currency, and providing a method for preventing payment of counterfeit currency to protect public benefit. In order to realize the target, the invention adopts a technical scheme to install a currency verification mechanism in the prior ATM. The currency verification mechanism is a module, and can be replaced with the most advanced one at any time. When a piece of counterfeit currency is verified, payment function is temporarily closed, and a prompt is given. The invention has the advantages that counterfeit currency can not be picked up from the ATM on the basis of available currency verification technique to protect public benefit, evidence embarrassment of a person picking up counterfeit currency from the ATM is obviated, and circulation of counterfeit currency is prevented to some extent so as to ensure normal financial order.
Description
Technical field
The present invention relates to a kind of ATM ATM (automatic teller machine), refer in particular to a kind of method that prevents to pay the ATM of counterfeit money and prevent to pay counterfeit money.
Background technology
ATM (Automatic Teller Machine) (ATM) is used for the client, the every transaction relevant with finance account of having advanced cloth easily.One of modal transaction relates to from checking account or savings account withdraws the money.The client imports credit card (normally magnetic card), imports correct password, and input allows the amount of money of withdrawing the money of expectation, the ATM desired amount of money that spues, and the amount of money of withdrawing the money is deducted from customer account.ATM also can be used for credit card trade and credit card cash advance, transfer accounts, pay the bill (for example paying such as mobile phone bill, water, electricity, coal, oily expense etc.), inquiry into balance, electronic-purse transaction and relate to payment and collect the other types transaction of payment.
ATM is withdrawn the money at present, has reduced the staff's of bank workload, provides convenience to people, for people have saved the time of waiting for.Yet, present ATM cash dispenser is not with the checking function of coin, therefore, with directly from teller's hand, withdrawing the money or difference being arranged: when before bank counter, withdrawing the money, though trouble a bit,, giving client's coin through the teller is through the check of cash inspecting machine at least, therefore, it is very little to get the probability of counterfeit money.
Because the coin on the ATM is that bank clerk is put into, and in coin not check through testing the coin machine once more before ATM is given the client, therefore, withdrawing the money on the ATM exists risk, therefore, carries out and hears about get the message of counterfeit money on ATM.The counterfeit money of getting on the ATM, main source or former because: before bank, existing counterfeit money in the bundled coin is not checked and has just directly been put into ATM and receive bank at coin; The bad staff of morals puts into; Before the staff puts into ATM with coin,, test the coin machine and can not test out counterfeit money though coin is checked.
When people get counterfeit money, generally speaking, can only eat one's own bitter fruit.According to the regulation of China's relevant law, to put to the proof civil liability, yet, resembling this situation, cannot effectively put to the proof at present.
Summary of the invention
For addressing the above problem, the objective of the invention is: prevent to pay the ATM of counterfeit money and a kind of method of preventing to pay counterfeit money is provided for bank and other financial mechanism provides a kind of, guarantee that the right that the people get genuine note is inviolable.
In order to realize purpose of the present invention, the present invention prevents the ATM of bank paying counterfeit money, and it comprises:
Network that computing machine central control unit, counting mechanism, bank note sending mechanism, display, keyboard, LPT, card inserting mouth, cash dispensing port and being attached thereto connects and background data base, and at least one currency examine mechanism.Currency examine mechanism is between counting mechanism and bank note sending mechanism; The true and false information of the coin that currency examine mechanism is tested out can pass to central control unit; The computing machine central control unit can receive and ring the signal that shadow currency examine mechanism sends, and carries out real-time interrupt; Currency examine mechanism is a modular, can upgrade separately at any time, change along with the currency examine development of technology.
In order to realize purpose of the present invention, a kind of method of preventing ATM payment counterfeit money of the present invention is characterized in that, may further comprise the steps at least:
A, insertion credit card;
B, judge whether credit card is effective;
C, input password;
D, judge whether to reach the number of times that allows the examination input;
E, judge whether password is correct;
F, the input volume of withdrawing the money;
G, point out the coin of required taking-up quantity;
Have or not counterfeit money in the coin that H, judgement are taken out;
I, transfer out the required coin of getting, revise the relevant information in the database and show the successful information or directly show of withdrawing the money unsuccessful information and the temporary close function of withdrawing the money of withdrawing the money;
J, withdraw from credit card.
In the above-mentioned steps, have or not counterfeit money, all judge for each coin for judging in the coin that takes out.
In the above-mentioned steps,, be to make judging under the situation of counterfeit money for demonstration unsuccessful information and the temporary close function of withdrawing the money of withdrawing the money.
The invention has the beneficial effects as follows: adopt the mode that prevents the counterfeit money payment, people are tested under the situation of coin technique guarantee existing, on ATM, get, guaranteed that the people's right is inviolable less than counterfeit money; Simultaneously, exempted the embarrassment of lifting the certificate of not coming to testify when people get counterfeit money on ATM; Owing to find that in ATM machine can cut out the function of withdrawing the money, and therefore, can prevent the circulation of counterfeit money to a certain extent under the situation of counterfeit money, guarantee the normal of financial order.
Description of drawings
Below in conjunction with accompanying drawing the present invention is said thin explanation:
Fig. 1 is the cardinal principle block diagram of existing ATM;
Fig. 2 prevents to pay the cardinal principle block diagram of the ATM of counterfeit money for the present invention;
Fig. 3 prevents the process flow diagram of the method for ATM payment counterfeit money for the present invention.
Embodiment
In the following explanation, for convenience of explanation, provide numerous specific detail so that complete understanding of the present invention to be provided.But to those skilled in the art, some that obviously can get rid of in the above-mentioned specific detail implemented the present invention.Under other situations with block diagram or the known construction and device of process flow diagram formal specification.
Fig. 1 is the cardinal principle block diagram of existing ATM, and this kind ATM comprises: computing machine central control unit 1000, counting mechanism 1102, bank note sending mechanism 1104, display 1150, keyboard 1140, LPT 1130, card inserting mouth 1120, cash dispensing port 1110 and be attached thereto network and the background data base 2000 that connects.This kind ATM owing to do not test the function of coin, therefore, is probably paid counterfeit money and is given the client, causes the client's that withdraws the money interests loss.
Fig. 2 prevents to pay the cardinal principle block diagram of the ATM of counterfeit money for the present invention, and this ATM comprises: network that computing machine central control unit 1000, counting mechanism 1102, bank note sending mechanism 1104, display 1150, keyboard 1140, LPT 1130, card inserting mouth 1120, cash dispensing port 1110 and being attached thereto connects and background data base 2000, and currency examine mechanism 1103.Currency examine mechanism 1103 is between monoblock type counting mechanism 1102 and bank note sending mechanism 1104; The true and false information of the coin that currency examine mechanism 1103 is tested out can pass to central control unit 1000; Computing machine central control unit 1000 can receive and ring the signal that shadow currency examine mechanism 1104 sends, and carries out real-time interrupt; Currency examine mechanism is a modular, can upgrade separately at any time, change along with the currency examine development of technology.This kind ATM, owing to be provided with and test coin mechanism, before paying the remittee with coin, therefore the at first true and false identification through testing coin mechanism under the enough advanced situation of cash inspecting machine, can not paid counterfeit money and give the client, can not cause the client's that withdraws the money interests to lose.
Certainly, counting mechanism 1102 can be distributed, in such cases, can the every place after having put paper money all be provided with one and test coin mechanism, when counterfeit money is tested out in the somewhere, close herein, other counting mechanism is operate as normal still, thereby does not influence the function of ATM payment coin on the whole.
Fig. 3 pays the process flow diagram of the method for counterfeit money for prevent ATM for the present invention, and the process of withdrawing the money may further comprise the steps:
100, insert credit card;
102, judge whether credit card is readable;
104, input password;
106, judge whether to reach the number of times that allows the examination input;
108, judge whether password is correct;
110, import the volume of withdrawing the money;
112, point out the coin of required taking-up quantity;
113, have or not counterfeit money in the coin that judgement is taken out;
114, transfer out the required coin of getting;
115, show the successful information of withdrawing the money;
116, the relevant information in the modification database;
118, withdraw from credit card;
120, directly show withdraw the money unsuccessful information and the temporary close function of withdrawing the money.
In the above-mentioned steps, have or not counterfeit money, need each coin is all judged for judging in the coin that takes out; Step 120 shows withdraw the money unsuccessful information and the temporary close function of withdrawing the money, and is to make judging under the situation of counterfeit money.
Certainly, as required, can also expand above-mentioned steps, as the production remittee direct picture go into system, be scanned into the remittee fingerprint, read remittee's identity information etc.
After adopting said method, compared with prior art, under the situation of testing the true and false technical feasibility of coin, obviously counterfeit money can be blocked in ATM, guarantee that people get less than counterfeit money on ATM, guarantee that the people's interests are inviolable; Simultaneously, exempted the embarrassment of lifting the certificate of not coming to testify when people get counterfeit money on ATM; Owing to find that in ATM machine can cut out the function of withdrawing the money, and therefore, can prevent the circulation of counterfeit money to a certain extent under the situation of counterfeit money, guarantee the normal of financial order.
This paper understands one exemplary embodiment of the present invention and present preferred embodiment specifically, should be appreciated that the present invention conceives can implement utilization by other various forms, and they drop in protection scope of the present invention equally.
Claims (8)
1. ATM that prevents to pay counterfeit money, which comprises at least: computing machine central control unit, counting mechanism, bank note sending mechanism, display, keyboard, LPT, card inserting mouth, cash dispensing port and be attached thereto network and the background data base that connects is characterized in that: also be provided with at least one currency examine mechanism in the described ATM.
2. the ATM that prevents to pay counterfeit money according to claim 1 is characterized in that: described currency examine mechanism is between counting mechanism and bank note sending mechanism.
3. according to claim 1 or the described ATM that prevents to pay counterfeit money of claim 2, it is characterized in that: described currency examine mechanism can pass to central control unit for the true and false information of the coin of being tested out.
4. according to claim 1 or the described ATM that prevents to pay counterfeit money of claim 2, it is characterized in that: described computing machine central control unit can receive and ring the signal that shadow currency examine mechanism sends, and carries out real-time interrupt.
5. method according to claim 1 is characterized in that: described currency examine mechanism is a modular, can upgrade at any time along with the currency examine development of technology.
6. a method of preventing ATM payment counterfeit money is characterized in that, may further comprise the steps at least:
A, insertion credit card;
B, judge whether credit card is effective;
C, input password;
D, judge whether to reach the number of times that allows the examination input;
E, judge whether password is correct;
F, the input volume of withdrawing the money;
G, point out the coin of required taking-up quantity;
Have or not counterfeit money in the coin that H, judgement are taken out;
I, transfer out the required coin of getting, revise the relevant information in the database and show the successful information or directly show of withdrawing the money unsuccessful information and the temporary close function of withdrawing the money of withdrawing the money;
J, withdraw from credit card.
7. method according to claim 6 is characterized in that, has or not counterfeit money in the coin that described judgement is taken out, and all judges for each coin.
8. method according to claim 6 is characterized in that, described direct demonstration unsuccessful information and the temporary close function of withdrawing the money of withdrawing the money is to make judging under the situation of counterfeit money.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2007103024737A CN101216972A (en) | 2007-12-26 | 2007-12-26 | A counterfeit currency rejection ATM and method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2007103024737A CN101216972A (en) | 2007-12-26 | 2007-12-26 | A counterfeit currency rejection ATM and method |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN101216972A true CN101216972A (en) | 2008-07-09 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CNA2007103024737A Pending CN101216972A (en) | 2007-12-26 | 2007-12-26 | A counterfeit currency rejection ATM and method |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN101216972A (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101981594A (en) * | 2009-04-27 | 2011-02-23 | 株式会社东芝 | Paper sheet processing system |
| CN101458847B (en) * | 2008-11-10 | 2012-07-18 | 梁建波 | ATM machine with improved construction |
| CN103456083A (en) * | 2012-05-29 | 2013-12-18 | 张文峰 | Information transmission system for currency counter and detector |
-
2007
- 2007-12-26 CN CNA2007103024737A patent/CN101216972A/en active Pending
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101458847B (en) * | 2008-11-10 | 2012-07-18 | 梁建波 | ATM machine with improved construction |
| CN101981594A (en) * | 2009-04-27 | 2011-02-23 | 株式会社东芝 | Paper sheet processing system |
| CN101981594B (en) * | 2009-04-27 | 2013-04-24 | 株式会社东芝 | Paper sheet processing system |
| CN103456083A (en) * | 2012-05-29 | 2013-12-18 | 张文峰 | Information transmission system for currency counter and detector |
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Addressee: Gong Jianliang Document name: Notification that Application Deemed to be Withdrawn |
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| C02 | Deemed withdrawal of patent application after publication (patent law 2001) | ||
| WD01 | Invention patent application deemed withdrawn after publication |
Open date: 20080709 |