CN201084223Y - A portable online banking transfer terminal - Google Patents
A portable online banking transfer terminal Download PDFInfo
- Publication number
- CN201084223Y CN201084223Y CNU2007200724102U CN200720072410U CN201084223Y CN 201084223 Y CN201084223 Y CN 201084223Y CN U2007200724102 U CNU2007200724102 U CN U2007200724102U CN 200720072410 U CN200720072410 U CN 200720072410U CN 201084223 Y CN201084223 Y CN 201084223Y
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- CN
- China
- Prior art keywords
- circuit
- interface
- portable
- microprocessor
- terminal
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- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Lifetime
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Abstract
The utility model relates to a portable online bank transfer terminal, which is characterized in that: a microprocessor and a plurality of accessory circuits connected with the microprocessor are arranged on the mainboard of portable terminal equipment, the accessory circuits comprise a modem, a circuit of a liquid crystal display interface, a circuit of a COM interface, a circuit of a USB interface and direct current power supply circuit, the portable terminal equipment is provided with an IC card slot, a magnetic card slot, a net port connected with the Ethernet and a keyboard interface; the direct current power supply circuit comprises a battery pack, the treat software and the PIN codes of the keyboard inputting smart keys are memorized in the microprocessor, the tread software use the PIN codes to read the digital certification and judge if the terminal equipment is involved. The utility model has the advantages that: the data transmission speed is increased greatly, the data transmission is reduced, the tread efficiency is accelerated and the tread safety is ensured.
Description
Technical field
The utility model relates to a kind of terminal device, and particularly a kind of conventional transaction form of using is carried out the portable Net silver account transfer terminal that ebanking services is handled.
Background technology
The mode of using in the market of transferring accounts has: traditional terminal transaction and online payment transaction.But all exist shortcoming and defect.
The drawback of traditional terminal transaction mainly is following 2 points:
1) based on the data transmission scheme of telecommunication telephone network or bank's dedicated line, defining conventional terminal equipment need adopt public telephone network and bank to carry out communication, so, the bank aspect need drop into a large amount of responses in each service area and handle front server, and needs these equipment of maintenance and management; If adopt cable special line and front server directly to carry out communication in order to improve data rate, the bank aspect also needs additionally to lay the private cable circuit.Either way dropped into great amount of cost, and this cost will inevitably some be married again on one's body trade company and the consumer.
2) the FSK transmission technology defines the highest 300 byte per seconds that are not more than of data rate of conventional terminal equipment, directly causes the Transaction Information that equipment can't the fast processing big data quantity.This is for complicated day by day, and diversified business need obviously is disadvantageous.
The drawback of online payment transaction mainly is:
Use the general networking transaction must be equipped with a PC computer, and owing to do not re-use entity transaction authority such as bank card, network trading is difficult for being trusted by the consumer and accepting relatively.
Summary of the invention
Technical matters of the present utility model is that a kind of deficiency and shortcoming that overcomes traditional terminal transaction and online payment transaction will be provided, and takes into account the portable Net silver account transfer terminal of two kinds of mode of doing business advantages.
In order to solve above technical matters, the utility model provides a kind of portable Net silver account transfer terminal, on the mainboard in a portable terminal, microprocessor and connected accessory circuit are set, this circuit has modulator-demodular unit, LCD interface circuit, com interface circuit, usb circuit and DC power-supply circuit, also be provided with the network interface of IC-card notch, magnetic stripe card notch, connection Ethernet on the portable terminal, and keyboard interface, described DC power-supply circuit is an electric battery.
Store transaction software in the described microprocessor, the PIN code of keyboard input Intelligent key, transaction software reads digital certificate and judges whether to comprise this terminal device machine code with PIN code.
Described USB interface, it inserts the intelligent code key of peripheral hardware and digital certificate wherein.
Insert Internet by modulator-demodular unit or Ethernet interface, and be communicated with, send Transaction Information, receive head office's encrypted response with head office of the bank e-Bank payment platform of shaking hands.
The utility model is connected with keyboard, LCD panel, printer by keyboard interface, LCD interface circuit, com interface circuit, and keyboard is accepted the information of input, LCD panel output transaction results, the result of printer prints transaction; Be connected with the intelligent code key of peripheral hardware by USB interface, the intelligent code key that moves is responsible for storing digital certificate and cryptographic algorithm is provided; By IC-card notch, magnetic stripe card notch, input client card number; Mainboard in the portable terminal is responsible for control and is dispatched all peripheral apparatus, and carries out built-in software program.
Superior effect of the present utility model is:
1) the utility model has improved data rate technically greatly, has saved data transmission period, has accelerated trading efficiency, has also ensured transaction security simultaneously;
2) the utility model keeps already by original traditional terminal transaction form that masses knew and accepted, and makes it inherit the advantage of traditional businesses such as easy behaviour's property, practicality;
3) the utility model has been inherited the employed standard input and output device of conventional terminal equipment, as terminal keyboard, bank card draw-in groove, LCD panel etc.; On manipulating, the operator of conventional terminal equipment also can adapt to the utility model rapidly, and manipulate it not passing through the following in advance of any training.
Description of drawings
Fig. 1 is a schematic block circuit diagram of the present utility model;
The number in the figure explanation
The 1-mainboard;
The 2-modulator-demodular unit;
The 21-telephone wire; The 22-internet;
The 3-Ethernet interface;
The 4-DC power-supply circuit; The 41-electric battery;
5-LCD interface circuit; The 6-keyboard interface;
The 7COM interface circuit; 8-magnetic stripe card notch;
9-IC draw-in groove mouth; The 10-USB interface circuit;
The 11-intelligent code key;
Embodiment
See also shown in the accompanying drawing, the utility model will be further described.
Shown in Fig. 1 schematic block circuit diagram of the present utility model, the utility model provides a kind of portable Net silver account transfer terminal, on the mainboard 1 in a portable terminal, microprocessor and connected accessory circuit are set, this circuit has modulator-demodular unit 2, LCD interface circuit 5, com interface circuit 7, usb circuit 10 and DC power-supply circuit 4, also be provided with the network interface 3 of IC-card notch 9, magnetic stripe card notch 8, connection Ethernet on the portable terminal, and keyboard interface 6, described DC power-supply circuit 4 is dry cell batteries 41.
Store transaction software in the described microprocessor, the PIN code of keyboard input intelligent code key 11, transaction software reads digital certificate and judges whether to comprise this terminal device machine code with PIN code.
Described usb 10, it inserts the intelligent code key 11 of peripheral hardware and digital certificate wherein.
Insert Internet 22 by modulator-demodular unit 2 by telephone wire 21, perhaps Ethernet interface 3 inserts Internet 22, and is communicated with head office of the bank e-Bank payment platform of shaking hands, and sends Transaction Information, receives head office's encrypted response.
The utility model is connected with keyboard, LCD panel, printer by keyboard interface 6, LCD interface circuit 5, com interface circuit 7, and keyboard is accepted the information of input, LCD panel output transaction results, the result of printer prints transaction; Be connected with the intelligent code key 11 of peripheral hardware by usb 10, the intelligent code key 11 that moves is responsible for the storage digital certificate and cryptographic algorithm is provided; By IC-card notch 9, magnetic stripe card notch 8, input client card number; Mainboard 1 in the portable terminal is responsible for control and is dispatched all peripheral apparatus, and carries out built-in software program.
The transaction software program that stores in the microprocessor, as actuating equipment initialization operation program, the execution payment platform running program of shaking hands, carry out and send the encrypted transaction message running program, carry out reception encryption transaction results running program and cross patent of invention in first to file, and the application for a patent for invention text is open.
Claims (3)
1. portable Net silver account transfer terminal, it is characterized in that: on the mainboard in a portable terminal, microprocessor and connected accessory circuit are set, this circuit has modulator-demodular unit, LCD interface circuit, com interface circuit, usb circuit and DC power-supply circuit, also be provided with the network interface of IC-card notch, magnetic stripe card notch, connection Ethernet on the portable terminal, and keyboard interface, described DC power-supply circuit is an electric battery.
2. by the described a kind of portable Net silver account transfer terminal of claim 1, it is characterized in that: store transaction software in the described microprocessor, the PIN code of keyboard input Intelligent key, transaction software reads digital certificate and judges whether to comprise this terminal device machine code with PIN code.
3. by the described a kind of portable Net silver account transfer terminal of claim 1, it is characterized in that: described USB interface, it inserts the intelligent code key of peripheral hardware and digital certificate wherein.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNU2007200724102U CN201084223Y (en) | 2007-07-12 | 2007-07-12 | A portable online banking transfer terminal |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNU2007200724102U CN201084223Y (en) | 2007-07-12 | 2007-07-12 | A portable online banking transfer terminal |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN201084223Y true CN201084223Y (en) | 2008-07-09 |
Family
ID=39626695
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CNU2007200724102U Expired - Lifetime CN201084223Y (en) | 2007-07-12 | 2007-07-12 | A portable online banking transfer terminal |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN201084223Y (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101527062B (en) * | 2009-03-25 | 2011-10-05 | 中国电信股份有限公司 | Telephone call payment terminal and updating method of payment menu thereof |
| CN102611813A (en) * | 2011-01-24 | 2012-07-25 | 国民技术股份有限公司 | Telephone online bank device, telephone online bank system and telephone online trading method |
-
2007
- 2007-07-12 CN CNU2007200724102U patent/CN201084223Y/en not_active Expired - Lifetime
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101527062B (en) * | 2009-03-25 | 2011-10-05 | 中国电信股份有限公司 | Telephone call payment terminal and updating method of payment menu thereof |
| CN102611813A (en) * | 2011-01-24 | 2012-07-25 | 国民技术股份有限公司 | Telephone online bank device, telephone online bank system and telephone online trading method |
| CN102611813B (en) * | 2011-01-24 | 2016-04-06 | 国民技术股份有限公司 | Telephone network the silver device, phone internet banking system and phone Net silver method of commerce |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CX01 | Expiry of patent term | ||
| CX01 | Expiry of patent term |
Granted publication date: 20080709 |