CN102611813B - Telephone network the silver device, phone internet banking system and phone Net silver method of commerce - Google Patents
Telephone network the silver device, phone internet banking system and phone Net silver method of commerce Download PDFInfo
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- CN102611813B CN102611813B CN201110025539.9A CN201110025539A CN102611813B CN 102611813 B CN102611813 B CN 102611813B CN 201110025539 A CN201110025539 A CN 201110025539A CN 102611813 B CN102611813 B CN 102611813B
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Abstract
The present invention relates to a kind of telephone network the silver device, phone internet banking system and phone Net silver method of commerce, wherein telephone network the silver device comprises central processor CPU and the telephone signal interface be connected with this central processor CPU respectively, voice synthetic module, memory, phone Net silver security authentication module and/or expands Net silver safety certification interface.Telephone network the silver device provided by the present invention, phone internet banking system and phone Net silver method of commerce, by carrying out the safety certification means such as sign to phone Net silver Transaction Information, significantly improving the fail safe of phone Net silver, being conducive to the further genralrlization of phone Net silver.
Description
Technical field
The present invention relates to the communications field, particularly relate to a kind of telephone network the silver device, phone internet banking system and phone Net silver method of commerce.
Background technology
Use based on the Internet online transaction system and authentication web system is more and more general, the network bank business based equipment of open the Internet is as more and more universal in Net silver USBKEY etc., but during the equipment use such as Net silver USBKEY, require to arrange software, need to compare many operations, therefore groups of people use more difficult, and phone internet banking system uses relatively simple, user can resemble make a phone call to carry out together network bank business based, therefore phone internet banking system can make up the deficiency of other internet banking system, has certain customer group to exist.
Existing phone internet banking system mainly uses phone directly to dial bank service hot line by user, operate according to the prompt tone of bank service hot line, the method of operation is relatively simple, and user confirms the display screen display numeral of both sides' account of transaction by telephone set.The phone Net silver cryptoguard that existing phone internet banking system is mainly set by the user in fail safe, its fail safe is very low, and the transmission channel of phone Net silver is easy to monitored, is therefore very easy to be cracked.
The crack method of present phone internet banking system is except monitoring, also have other methods many, a kind of easier method is wherein had to be that the side of cracking serves as reasons to verify whether the side of transferring accounts can successfully transfer accounts, require that account transfer side is under telephone handsfree mode, whether the account provided to the side of cracking turns a yuan, see and can successfully transfer accounts, the dialing sound of the lower phone of record, obtain account and the password of the side of transferring accounts by analyzing dialing sound, thus easily the fund of the side's of transferring accounts account is stolen.
At present, the safety for phone Net silver only has and prevents from being cracked by means such as the method for call user's attention and the dealing money of limiting telephone Net silver the loss brought, but this fundamentally can not solve the safety problem of phone Net silver.
In sum, there is the problem of poor stability in current phone Net silver, thus limit the universal of phone Net silver.
Summary of the invention
Technical problem to be solved by this invention is to provide a kind of telephone network the silver device, phone internet banking system and phone Net silver method of commerce, improves the fail safe of phone Net silver.
For solving the problems of the technologies described above, the present invention proposes a kind of telephone network the silver device, comprise central processor CPU and the telephone signal interface be connected with this central processor CPU respectively, voice synthetic module, memory, phone Net silver security authentication module and/or expand Net silver safety certification interface.
Further, said apparatus also can have following characteristics, also comprises the human-computer interaction module be connected with described central processor CPU.
Further, said apparatus also can have following characteristics, and described telephone signal interface comprises the first telephone signal interface and the second telephone signal interface.
For solving the problems of the technologies described above, the invention allows for a kind of telephone terminal, comprising the telephone network the silver device described in aforementioned any one.
For solving the problems of the technologies described above, the invention allows for a kind of phone internet banking system, comprise telephone terminal, telephone network the silver device described in aforementioned any one and backstage certification and treatment system, described telephone terminal is connected with described telephone network the silver device respectively by telephone network with the certification of described backstage and treatment system, include authentication module in the certification of described backstage and treatment system, the phone Net silver Transaction Information that described authentication module is used for user side is submitted to is verified; Or, comprise telephone terminal according to claim 4 and backstage certification and treatment system, described telephone terminal is connected by telephone network with the certification of described backstage and treatment system, include authentication module in the certification of described backstage and treatment system, the phone Net silver Transaction Information that described authentication module is used for user side is submitted to is verified.
For solving the problems of the technologies described above, the present invention also been proposed a kind of phone Net silver method of commerce based on aforementioned phone internet banking system, safety certification is carried out to the phone Net silver Transaction Information that user submits to, then uses phone Net silver Transaction Information through safety certification to complete phone network bank business based; Before safety certification is carried out to the phone Net silver Transaction Information of user's submission, the phone Net silver Transaction Information that user is submitted to by display unit and the button confirmation of telephone network the silver device, or, before safety certification is carried out to the phone Net silver Transaction Information of user's submission, described phone Net silver Transaction Information is fed back to telephone terminal by telephone network the silver device, the phone Net silver Transaction Information that user is submitted to by display unit and the button confirmation of telephone terminal.
Further, said method also can have following characteristics, and described safety certification comprises, and telephone network the silver device is signed to described phone Net silver Transaction Information, and backstage certification and treatment system carry out signature verification to the signature phone Net silver Transaction Information received.
Further, said method also can have following characteristics, and described safety certification comprises, and telephone network the silver device is encrypted described phone Net silver Transaction Information, and backstage certification and treatment system are decrypted the network bank business based information of the scrambler phone received.
Telephone network the silver device provided by the present invention, phone internet banking system and phone Net silver method of commerce, by carrying out the safety certification means such as sign to phone Net silver Transaction Information, significantly improving the fail safe of phone Net silver, being conducive to the further genralrlization of phone Net silver.
Accompanying drawing explanation
Fig. 1 is the structure chart of telephone network the silver device in the embodiment of the present invention;
Fig. 2 is the structure chart of telephone network the silver device in another embodiment of the present invention;
Fig. 3 is the structure chart of phone internet banking system in the embodiment of the present invention;
Fig. 4 is the flow chart that in the embodiment of the present invention, phone is network bank business based.
Embodiment
Be described principle of the present invention and feature below in conjunction with accompanying drawing, example, only for explaining the present invention, is not intended to limit scope of the present invention.
Fig. 1 is the structure chart of telephone network the silver device in the embodiment of the present invention.As shown in Figure 1, in the present embodiment, telephone network the silver device 10 comprises central processor CPU 101, telephone signal interface 102, voice synthetic module 103, phone Net silver security authentication module 104, expansion Net silver safety certification interface 105 and, and telephone signal interface 102, voice synthetic module 103, phone Net silver security authentication module 104, expansion Net silver safety certification interface 105 are connected with CPU101 respectively with memory 106.Telephone network the silver device 10 can realize the forwarding of telephone signal, filters the voice signal of telephone terminal, and signs to final Transaction Information and the safety certification such as certification, forms the safety system be made up of telephone terminal and telephone network the silver device.Wherein, telephone signal interface 102 is interfaces of telephone network the silver device 10 and telephone network, so that telephone network the silver device can be connected with other equipment (such as telephone terminal) by telephone network, in concrete application, generally can there be two telephone signal interfaces, one for connecting the telephone network of telephone terminal side, another is for connecting the telephone network of backstage certification and treatment system; Voice synthetic module 103 is for providing phone network bank business based prompt tone to telephone terminal, phone Net silver security authentication module 104 carries out safety certification process for the phone Net silver Transaction Information submitted to user, and this safety certification process can comprise signature, encryption etc. safety certification means; Expansion Net silver safety certification interface 105 can expand the higher Net silver authenticating device of level of security, such as USBKEY, bank card (such as contact bank CPU card, contactless bank CPU card) etc., can realize the function of phone Net silver security authentication module 104 too.When possessing phone Net silver security authentication module and expansion Net silver safety certification interface at the same time, user just can choice for use phone Net silver security authentication module or use the combination expanding Net silver safety certification interface and Net silver authenticating device to realize the function of safety certification.Certainly, in other embodiments of the invention, telephone network the silver device only can comprise one in phone Net silver security authentication module and expansion Net silver safety certification interface, can realize the function of safety certification equally.Memory 106 may be used for storage program, data or for data cached etc.
Described herein " signature " refers to digital signature.
Here, the safety certification means of telephone network the silver device are further described.The phone Net silver Transaction Information (in the present invention by phone Net silver Transaction Information referred to as Transaction Information) that telephone network the silver device is submitted to user at user side have employed safety certification means, the authentication function that these safety certification means will coordinate the corresponding means of central apparatus end (i.e. backstage certification herein and treatment system) could jointly realize phone Net silver Transaction Information.Preferably, the present invention can adopt the mode of digital signature to realize safety certification.Digital signature is Electronically present among data message, or as its annex or associated data with it in logic, can be used for the identity of data discrimination signer, and show the accreditation of signer to the information comprised in data message.A set of digital signature defines two kinds of complementary computings usually, one for signature, another for checking.Briefly, digital signature is exactly some data be attached in data cell, or to the cryptographic transformation that data cell is done.This data or conversion allow the recipient of data cell in order to the integrality in the source and data cell that confirm data cell and protected data, prevent from being forged by people (such as recipient).The application process of digital signature is, data source transmit leg uses the private key of oneself to be encrypted check sum or other variablees relevant with data content, legal " signature " of complete paired data, data receiver then utilizes the PKI of the other side to understand " digital signature " that receive, and deciphering result is used for the inspection to data integrity, to confirm the legitimacy of signing.Digital signature has two kinds of effects: one can determine that message is signed by transmit leg and send really, because others does not palm off the signature of transmit leg.Two is integralities that digital signature can determine message.Because the feature of digital signature is the feature that it represent file, if file changes, the value of digital signature also will change.Different files will obtain different digital signature.
Telephone network the silver device adopts signature to be a preferred embodiment of the present invention as safety certification means, but the safety certification means that telephone network the silver device can adopt are not limited thereto, telephone network the silver device can adopt any safety certification means that are existing and that later may occur, certainly, center-side equipment (i.e. backstage certification and treatment system) must have the authentication function corresponded, such as, telephone network the silver device is encrypted Transaction Information, and so center-side equipment just must be able to be deciphered Transaction Information.
Fig. 2 is the structure chart of telephone network the silver device in another embodiment of the present invention.As shown in Figure 2, in the present embodiment, telephone network the silver device 20 comprises the first telephone signal interface 201, second telephone signal interface 202, AD/DA modular converter 203 (can think that AD/DA modular converter 203 is parts of the first telephone signal interface 201), AD/DA modular converter 204 (can think that AD/DA modular converter 204 is parts of the second telephone signal interface 202), program storage 205, data storage 206, volatile memory 207, voice synthetic module 208, phone Net silver security authentication module 209, CPU210, expansion Net silver safety certification interface 211, human-computer interaction module 212.AD/DA modular converter 203, AD/DA modular converter 204, program storage 205, data storage 206, volatile memory 207, voice synthetic module 208, expansion Net silver safety certification interface 211, human-computer interaction module 212 are connected with CPU210 respectively.First telephone signal interface 201 is connected with AD/DA modular converter 203, and the second telephone signal interface 202 is connected with AD/DA modular converter 204.Telephone network the silver device 20 can realize the forwarding of telephone signal equally, filters the voice signal of telephone terminal, and signs and certification to final Transaction Information, forms the safety system be made up of telephone terminal and telephone network the silver device.Visible, compared with the silver device of telephone network shown in Fig. 1, telephone network the silver device shown in Fig. 2 also has memory (can comprise program storage, data storage, volatile memory etc.) and human-computer interaction module, wherein human-computer interaction module is used for finishing man-machine interaction function, can by the flow process of transaction and details (such as account by human-computer interaction module telephone network the silver device, the amount of money, time etc.) clearly show user, confirmed by the button of human-computer interaction module by user, certainly, user also can be undertaken showing by the intrinsic human-computer interaction module of telephone terminal and button and confirm.
In various embodiments of the present invention, telephone network the silver device can be self-powered, also can by externally fed.
Visible, telephone network the silver device of the present invention can realize carrying out interactive telephone phonetic with telephone terminal, realize the display to Transaction Information and confirmation, and can carry out signing etc. safety certification to Transaction Information, then the Transaction Information through safety certification is submitted to backstage certification and treatment system, greatly can improve the network bank business based fail safe of phone, and original characteristic sum convenience of phone Net silver can be kept.
Present invention also offers a kind of telephone terminal, in this telephone terminal, include aforesaid telephone network the silver device.Aforesaid telephone network the silver device is placed in telephone terminal by this telephone terminal, makes telephone network the silver device become a part of telephone terminal.Like this, telephone terminal just can possess the function of common telephone terminal and above-mentioned telephone network the silver device simultaneously.In this case, the human-computer interaction interface of telephone terminal can be used as the man-machine interface of telephone network the silver device simultaneously, and certainly, telephone network the silver device also still can use independently man-machine interface, and does not share same man-machine interface with telephone terminal.Telephone terminal of the present invention, can carry out signing etc. safety certification to Transaction Information, then the Transaction Information through safety certification is submitted to backstage certification and treatment system, greatly can improve the network bank business based fail safe of phone, and original characteristic sum convenience of phone Net silver can be kept.
Fig. 3 is the structure chart of phone internet banking system in the embodiment of the present invention.As shown in Figure 3, in the present embodiment, phone internet banking system 30 system comprises telephone terminal 301, telephone network the silver device 302 and backstage certification and treatment system 303, telephone network the silver device 302 and telephone terminal 301 and backstage certification and treatment system 303 are connected respectively by telephone network, include authentication module (not shown in Fig. 3) in backstage certification and treatment system, the phone Net silver Transaction Information that this authentication module is used for user side is submitted to is verified.
Wherein, telephone terminal 301 is common telephone terminals.Telephone network the silver device 302 and telephone terminal 301 carry out communication by telephone network, this telephone network is common telephone network, this telephone network mainly guarantees the normal communication between telephone network the silver device 302 and telephone terminal 301, realize the various operations by telephone terminal 301 pairs of telephone network the silver devices 302 by this telephone network, realize the whole flow process of transaction.
Wherein, backstage certification and treatment system 303 are the terminals conveniently can carrying out network bank business based authentication application, and the Transaction Information that backstage certification and treatment system 303 pairs of telephone network the silver devices 302 are submitted to carries out certification and records transaction record.Authentication module in backstage certification and treatment system is used for matching with the safety certification function of telephone network the silver device, jointly complete the safety certification to phone Net silver Transaction Information, such as, if the phone Net silver Transaction Information that telephone network the silver device is being submitted to user is signed, after then backstage certification and treatment system receive the phone Net silver Transaction Information of signature, authentication module can carry out signature verification to the phone Net silver Transaction Information of this signature, if the phone Net silver Transaction Information that telephone network the silver device is being submitted to user is encrypted, after then backstage certification and treatment system receive the phone Net silver Transaction Information of encryption, authentication module can be decrypted the phone Net silver Transaction Information of this encryption.Telephone network the silver device 302 is also connected by telephone network with backstage certification and treatment system 303, and this telephone network is general telephone network, the normal communication between principal security telephone network the silver device 302 and backstage certification and treatment system 303.
Use phone internet banking system of the present invention carry out phone network bank business based time, first Transaction Information network bank business based for phone is submitted to telephone network the silver device by telephone terminal by user, telephone network the silver device carries out safety certification to the Transaction Information that user submits to, this safety certification can adopt signature, encryption etc. mode, then Transaction Information is through safety certification sent to backstage certification and treatment system, completes phone network bank business based.Like this, when telephone network the silver device to take the safety certification means of encryption to the Transaction Information that user submits to, even if lawless person can intercept and capture Transaction Information, what intercept is also added close ciphertext form, the information such as account number, password cannot be got, thus can not cause damage to user.Moreover, when telephone network the silver device to take the safety certification means of signature to the Transaction Information that user submits to, just sign by telephone network the silver device owing to only having user, lawless person cannot carry out the signature same with validated user to Transaction Information, therefore can think that every Transaction Information of having signed is all the Transaction Information that validated user is submitted to, and the Transaction Information of not signing is considered to illegal, not to not having the Transaction Information of signing to process, visible, the mode of this signature also can ensure the phone Net silver transaction security of user.In the use of reality, telephone network the silver device carries out safety certification to the Transaction Information that user submits to only can adopt a kind of safety certification means, signature as escribed above, encryption etc., also can adopt two kinds and two or more safety certification means simultaneously, safety certification means are also not limited to signature and encryption, and can be any safety certification means that are existing and that later may occur.
Visible, phone Net silver transaction system of the present invention, by carrying out the safety certification means such as sign to phone Net silver Transaction Information, significantly improves the fail safe of phone Net silver, is conducive to the further genralrlization of phone Net silver.
In other embodiments of the invention, phone internet banking system also can be made up of the telephone terminal with telephone network the silver device of the present invention and backstage certification and treatment system, connected by telephone network between telephone terminal and backstage certification and treatment system, this kind of phone internet banking system has same function with the phone internet banking system shown in Fig. 3, can both in order to realize following phone Net silver method of commerce.
On the basis of aforementioned phone internet banking system, the invention allows for a kind of phone Net silver method of commerce, namely before the Transaction Information using user to submit to is concluded the business, safety certification is carried out to the phone Net silver Transaction Information that user submits to, then Transaction Information is through safety certification sent to backstage certification and treatment system, completes phone network bank business based.As previously mentioned, safety certification can adopt the modes such as signature, encryption, and is not limited to signature and encryption, and can be any safety certification means that are existing and that later may occur.Owing to adding this link of safety certification in the process that phone is network bank business based, therefore, it is possible to improve the network bank business based fail safe of phone widely.Below by a concrete phone Net silver transaction flow, phone Net silver method of commerce of the present invention is described further.
Fig. 4 is the flow chart that in the embodiment of the present invention, phone is network bank business based.As shown in Figure 4, in the present embodiment, the network bank business based flow process of phone comprises:
Step 401, telephone terminal starts;
Step 402, telephone network the silver device starts, and is connected with telephone terminal;
Step 403, user is by the key-press input traffic type information of telephone terminal;
Step 404, telephone network the silver device is waited for, receive the push button signalling of telephone terminal input;
Step 405, telephone network the silver device judges type of service by the push button signalling of the telephone terminal received, if phone ebanking services then performs step 406, otherwise performs step 412;
Step 406, telephone network the silver device enters phone Net silver pattern automatically;
Step 407, telephone network the silver device prompting user inputs Transaction Information;
Telephone network the silver device uses voice synthetic module to provide prompt tone, and by telephone network delivery to telephone terminal prompt tone, user, according to the content of prompt tone, sends Transaction Information by the button of telephone terminal to telephone network the silver device.
Step 408, user is according to the requirement input Transaction Information of prompt tone;
Step 409, telephone network the silver device receives the Transaction Information of user's input, shows this Transaction Information, is confirmed by user;
The Transaction Information of the human-computer interaction module display user input that telephone network the silver device can be carried by it, user is confirmed by the button of the human-computer interaction module of telephone network the silver device.In other embodiments of the invention, also following validation testing can be adopted: the Transaction Information that user submits to is fed back to telephone terminal by telephone network by telephone network the silver device, the display unit display Transaction Information carried by telephone terminal, user is confirmed by the button of telephone terminal.
Step 410, the Transaction Information after signature, to confirming that through user correct Transaction Information is signed, is then issued backstage certification and treatment system by telephone network the silver device;
If user confirms that the Transaction Information inputted is correct, telephone network the silver device can be signed by phone Net silver security authentication module.In this example, have employed the authentication of signature, in other embodiments of the invention, also can adopt other authentication, such as encryption etc.
Step 411, it is network bank business based that backstage certification and treatment system complete phone, terminates;
After backstage certification and treatment system receive the Transaction Information of signature, signature verification is carried out to the Transaction Information of this signature, empirical tests confirms that the source of Transaction Information is legal, in other words the identity of sender (i.e. user) legal after, re-use this Transaction Information and complete transaction.If telephone network the silver device is encrypted Transaction Information, then after backstage certification and treatment system receive the Transaction Information of encryption, the Transaction Information of this encryption is decrypted, re-uses the Transaction Information after deciphering and complete transaction.
Step 412, enters telephonic communication pattern automatically.
Phone Net silver method of commerce of the present invention introduces the link of safety certification in traditional phone Net silver process of exchange, because illegal interceptor can not forge the signature of actual user, not there is the encryption key of user yet, make the illegal interceptor of phone Net silver Transaction Information can not pseudo-Transaction Information of faking, the ciphertext being through encryption even intercepted and captured, can not crack, thus ensure that the phone Net silver Transaction Information that user submits to is not tampered in transmitting procedure, substantially increase the fail safe that phone is network bank business based.
Visible, phone Net silver method of commerce of the present invention, by carrying out the safety certification means such as sign to phone Net silver Transaction Information, significantly improves the fail safe of phone Net silver, is conducive to the further genralrlization of phone Net silver.
The foregoing is only preferred embodiment of the present invention, not in order to limit the present invention, within the spirit and principles in the present invention all, any amendment done, equivalent replacement, improvement etc., all should be included within protection scope of the present invention.
Claims (8)
1. a telephone network the silver device, is characterized in that, comprises central processor CPU and the telephone signal interface be connected with this central processor CPU respectively, voice synthetic module, memory, phone Net silver security authentication module and expands Net silver safety certification interface; The phone Net silver Transaction Information that described phone Net silver security authentication module is used for user submits to carries out safety certification process, and this safety certification process comprises signature, encryption safe authentication means; Described expansion Net silver safety certification interface is for expanding the higher Net silver authenticating device of level of security.
2. telephone network the silver device according to claim 1, is characterized in that, also comprises the human-computer interaction module be connected with described central processor CPU.
3. telephone network the silver device according to claim 1, is characterized in that, described telephone signal interface comprises the first telephone signal interface and the second telephone signal interface.
4. a telephone terminal, is characterized in that, comprises the telephone network the silver device described in any one of claims 1 to 3.
5. a phone internet banking system, it is characterized in that, comprise telephone terminal, telephone network the silver device described in any one of claims 1 to 3 and backstage certification and treatment system, described telephone terminal is connected with described telephone network the silver device respectively by telephone network with the certification of described backstage and treatment system, include authentication module in the certification of described backstage and treatment system, the phone Net silver Transaction Information that described authentication module is used for user side is submitted to is verified; Or, comprise telephone terminal according to claim 4 and backstage certification and treatment system, described telephone terminal is connected by telephone network with the certification of described backstage and treatment system, include authentication module in the certification of described backstage and treatment system, the phone Net silver Transaction Information that described authentication module is used for user side is submitted to is verified.
6. the phone Net silver method of commerce based on phone internet banking system according to claim 5, it is characterized in that, safety certification is carried out to the phone Net silver Transaction Information that user submits to, then uses phone Net silver Transaction Information through safety certification to complete phone network bank business based; Before safety certification is carried out to the phone Net silver Transaction Information of user's submission, the phone Net silver Transaction Information that user is submitted to by display unit and the button confirmation of telephone network the silver device, or, before safety certification is carried out to the phone Net silver Transaction Information of user's submission, described phone Net silver Transaction Information is fed back to telephone terminal by telephone network the silver device, the phone Net silver Transaction Information that user is submitted to by display unit and the button confirmation of telephone terminal.
7. phone Net silver method of commerce according to claim 6, it is characterized in that, described safety certification comprises, and telephone network the silver device is signed to described phone Net silver Transaction Information, and backstage certification and treatment system carry out signature verification to the signature phone Net silver Transaction Information received.
8. phone Net silver method of commerce according to claim 6, it is characterized in that, described safety certification comprises, and telephone network the silver device is encrypted described phone Net silver Transaction Information, and backstage certification and treatment system are decrypted the network bank business based information of the scrambler phone received.
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| CN201110025539.9A CN102611813B (en) | 2011-01-24 | 2011-01-24 | Telephone network the silver device, phone internet banking system and phone Net silver method of commerce |
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| CN201110025539.9A CN102611813B (en) | 2011-01-24 | 2011-01-24 | Telephone network the silver device, phone internet banking system and phone Net silver method of commerce |
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| CN102842822A (en) * | 2012-08-27 | 2012-12-26 | 中国科学院长春应用化学研究所 | Electronic device capable of hiding in universal serial bus (USB) socket |
| CN104102869B (en) * | 2013-04-12 | 2018-04-27 | 北京旋极信息技术股份有限公司 | Electron underwriting authentication expansion equipment and information processing method |
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| CN201084223Y (en) * | 2007-07-12 | 2008-07-09 | 上海华申智能卡应用***有限公司 | A portable online banking transfer terminal |
| CN101894430A (en) * | 2010-07-09 | 2010-11-24 | 北京银达润和科技发展有限公司 | Mobile payment terminal, system and mobile payment method |
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| JP2001236324A (en) * | 2000-02-24 | 2001-08-31 | Fujitsu Ltd | Portable electronic device with individual authenticating function by biometric information |
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| CN201084223Y (en) * | 2007-07-12 | 2008-07-09 | 上海华申智能卡应用***有限公司 | A portable online banking transfer terminal |
| CN101127954A (en) * | 2007-09-21 | 2008-02-20 | 冯卫东 | A method for transmitting data via mobile phone dialing communication or GRPS packet communication technology |
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