CN1394065A - Electronic pay method for shopping - Google Patents
Electronic pay method for shopping Download PDFInfo
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- CN1394065A CN1394065A CN 01129491 CN01129491A CN1394065A CN 1394065 A CN1394065 A CN 1394065A CN 01129491 CN01129491 CN 01129491 CN 01129491 A CN01129491 A CN 01129491A CN 1394065 A CN1394065 A CN 1394065A
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Abstract
The invention relates to the electronic method for paying the money spent on shopping. The method is used for the end of the supply of commodities and the telecommunication service end relevant to the former. First, the user needs to apply a transmission number to become the user of the bidirection wireless communication device. Then, at least one commodity or service to be bought is selected at the supply end, and the transmission number is input to the telecommunication service end. After the transmission number being received, the telecommunication service end sends a short message to the user for confirmation. When the said message being received and confirmed, the user sends it back to the service end. With the approved information being received, the payment for goods is accumulated to the telecommunication bill so as to complete one payment procedure.
Description
The present invention relates to a kind of electronic pay method of shopping, but its mainly be the Wireless Telecom Equipment that utilizes transmitted in both directions, interference networks are with general shop and do not have the shop, are used for a safe and shopping environment easily.
Rise along with virtual world one interference networks, human habits and customs have thoroughly been overturned, also make the more apparent diversification of mode of shopping, and at present in network world, shopping website standing in great numbers like the mushrooms after rain, the charging system of doing shopping in network is also always slowly in foundation, at present general user is if behind the commodity that click its desire purchase on the shopping website, usually this website promptly can ask the user who buys commodity to upload the card number and the master data thereof of credit card, through the financial institution of shopping website and credit card determine errorless after, payment for goods is accumulated on the bill of credit card, the user pays the bill according to the bill amount of money of credit card again, the mode of this kind paying need be filled out credit card number and related data, though all have through encrypting,, and do not need to conclude the business through user's Signature Confirmation if stolen by network hacker at the process card number of transmission over networks, its consequence is hardly imaginable, and fail safe causes anxiety.
Another kind of mode of paying is then for behind the commodity that clicking its desire purchase as the user on the shopping website, shopping website promptly please the user be specified post office or the dispensing point of sending to (as convenience store), promptly notify the user after this post office and dispensing point are received commodity, so far post office or dispensing point complete charge in the mode of cash transaction the user again; Though this kind payment methods do not have the crisis that above-mentioned credit number is stolen by the hacker; but because of the user takes cash transaction to subscribe mode; and can add charge; very likely cause after commodity are sent to; the user does not go to get or exceeds the time limit and gets and cause problems such as goods is hoarded, shipment and delivery cost rising, produces Transaction Disputes and puzzlement.
Because the variety of problems that its way of paying of above-mentioned shopping online institutes may cause, the long-pending experience gained of researching and developing for many years of the inventor is invented out a kind of electronic pay method that has the shopping of safety and convenience concurrently finally.
Main purpose of the present invention is to provide a kind of electronic pay method of safe shopping, make the user all can be voluntarily confirm (just can confirm that as the telecommunications service end it dials the user identity of commodity) with the action of passback and with digital identity identification that can not be counterfeit, businessman then can obtain the days of grace of telecommunications company.
Another object of the present invention is to be used to provide a kind of convenience and the electronic pay method of shopping rapidly, but the user need not carry cash or be ready for the change present deal.
Principal character of the present invention is that the digital identity identification that can not be counterfeit of action representative that utilizes present Wireless Telecom Equipment can return the function (as mobile phone) of news in brief and this passback is confirmed, uses and forms safety and payment methods easily.
Its concrete technical scheme is the electronic pay method that proposes a kind of shopping, and this method is the telecommunications service end that is used for the supply of commodities end and combines with this supply of commodities end, and its key step is:
The user applies to become the user of this its two-way wireless communication device of telecommunications service end, obtains the transmission number of this two-way wireless communication device then;
The user is selected at least one commodity at supply of commodities end place;
Input transmission number also spreads out of to telecommunications service end place;
After this telecommunications service end is received this transmission number, pass one immediately and confirm that news in brief is to the display floater of this its Wireless Telecom Equipment of user;
Confirm news in brief and after confirming, promptly return an approval information when this user receives to the telecommunications service end;
After this telecommunications service end was received this approval information, the payment for goods that is about to these commodity was added to the telecommunications bill of this Wireless Telecom Equipment, finishes single paying program.
The electronic pay method of above-mentioned shopping, in the step of the selected at least one commodity in supply of commodities end place, this supply of commodities end is to be shopping website the user, and this user is to use PC online free choice of goods in shopping website; Or have salesman's shop, and this shop is provided with the transmission equipment with this telecommunications service end line; Also unmanned selling apparatus, and this selling apparatus is provided with the transmission equipment with this telecommunications service end line.
The electronic pay method of above-mentioned shopping, described two-way wireless communication device is a mobile phone, and this transmission number is a phone number.
The electronic pay method of above-mentioned shopping, when taking a fancy to commodity in the screen window of user at computer and wanting to buy, the user can click the button of these commodity belows " purchase " in the form with mouse, at this moment, a dialogue form promptly can be jumped out in this website, and asks the user to insert the transmission number.
Wherein, confirm in the step of news in brief to the display floater of this its Wireless Telecom Equipment of user that this confirms that news in brief can list the commodity name and the amount of money that the user chooses passing one.
According to above-mentioned way of paying, the accessible practical effect of the present invention is as follows:
1, the present invention integrates the advantage that present interference networks do not have time, region restriction, integrate the way of paying that huge user was created of its Wireless Telecom Equipment of present telecommunication market (to be mobile phone at present) simultaneously, credit card information number need not be exposed to the open air on network, the misgivings that the card number that definitely has no credit thus is stolen, falsely use or misapply even phone number is stolen, except this cellie, also can't make the numeral of passback and confirm action.Not only implement network efficiency, and fail safe promotes greatly, more can create huge service business opportunity.
2, telecommunications company can grasp user's data, and does as the credit inquiry as the credit card and accept the client who selects application, and simultaneously because payment for goods in the row pay-in slip, businessman obtains telecommunications company's payment and guarantees, also can reduce the shipment risk.
3, as if paying in this way on the board that this transmission equipment is arranged in the shop that the salesman is arranged, department store etc., also can before the salesman, operate, and remove the ruffian steals sign indicating number at the POS machine risk from; An and signature the when action of passback approval information equals credit card purchase! And can't be counterfeit, (Subscriber Identity Module is called for short SIM card) produced because mobile commodity customer identification is GSM digital subscriber identification card, can't duplicate!
4, as for using method of the present invention to pay on vending machine, commodity promptly fall out, and change is also also kept the change needn't carry cash, and this is can be from the convenience of line operate at once!
Relevant detailed content of the present invention and technology now are described with reference to the accompanying drawings as follows:
Fig. 1 is the total system schematic diagram that its payment methods involved in the preferred embodiment of the present invention;
Fig. 2 is its schematic flow sheet that applies to become the cellphone subscriber in the preferred embodiment of the present invention;
Fig. 3 is that the user surfs the Net and buys the schematic flow sheet of its way of paying of commodity in the preferred embodiment of the present invention;
Fig. 4 is the floor map that the user browses on the form of a shopping website in the preferred embodiment of the present invention;
Fig. 5 is the floor map that the dialogue form is jumped out after user's free choice of goods in the preferred embodiment of the present invention;
Fig. 6 is the enforcement schematic diagram of another preferred embodiment of the present invention.
See also Fig. 1 to Fig. 5, be a preferred embodiment of the present invention, the total system that its payment methods involved in this preferred embodiment is as shown in Figure 1, and it includes:
One supply of commodities end is to be a shopping website 11 in this preferred embodiment, can use on PC 14 or the public terminals equipment (not shown) for the user and browse on the network 13; One telecommunications service end 10, itself and this shopping website 11 links, and the Wireless Telecom Equipment transmission number (being to be phone number in this preferred embodiment) of user's 12 transmitted in both directions can be provided and relevant telecommunications service are provided; At least one user 12, each user 12 all holds mobile phone 120, and this mobile phone 120 can carry out two-way transmission of wireless signals according to the phone number that this telecommunications service end 10 is provided.
Fig. 2 is for applying to become cellphone subscriber's flow chart of steps, at first, the telecommunications service end that the user must the first to file adding be cooperated with shopping website also becomes the cellphone subscriber 201 of telecommunications service end for this reason, fill in then add shopping online some master datas 202 that must fill in, in this preferred embodiment, this master data has comprised address in the family, the mode of deliver goods; After checking and approving the cellphone subscriber who becomes the telecommunications service end through application, the telecommunications service end promptly can be given one group of phone number of user (transmission number) 203.
The flow process of its way of paying please be consulted Fig. 3 when the user surfed the Net the purchase commodity, at first, the user is to use the PC shopping website 301 that surfs the web, when the selected commodity desire of user is bought 302, this shopping website promptly can be asked user's input handset number and be sent to telecommunications service end place 303, receive user's phone number when the telecommunications service end after, promptly can pass one and confirm the mobile phone screen (display floater) last 304 of news in brief to the user, after the user receives this news in brief and confirms that its content is errorless, promptly return an approval information to telecommunications service end 305, after the telecommunications service end is received the approval information that is returned by the user, the program that the master data that can notify shopping website to be filled out at the telecommunications service end according to the user is carried out deliver goods, and payment for goods is listed as to the telecommunications bill of mobile phone 306, so promptly finish single transaction 307, after the user received the bill that the telecommunications service end sent, the method for being accustomed to paying the telecommunications bill according to general user was paid the fees and is got final product again.
Relevant user buys the enforcement schematic diagram of commodity please further with reference to figure 4 on network, Fig. 5, in this preferred embodiment, when having taken a fancy to commodity 150 in the screen window 141 of user at computer 14 and having wanted to buy, the user can click the button 151 of commodity 150 belows " purchase " in the form 141 with mouse 140, at this moment, screen 141 promptly can be jumped out a dialogue form 152 (as shown in Figure 5), in this preferred embodiment, this dialogue form 152 can be listed the title of these commodity, and please user 12 insert data such as phone number, at this moment, user 12 promptly must be with the phone number of keyboard 142 input oneself to the dialog box 1520 of talking with form 152, by sending key 1521, the user can receive instant messages then, and then gets final product according to above-mentioned way of paying.
What deserves to be mentioned is, except the online shopping, see also Fig. 6, the user also can utilize the mode of using this kind paying in general shop (as department store) 4 and unmanned shop (as vending machine 5), certainly, on these shops 4 and the vending machine 5 must with 10 cooperations of this telecommunications service end, and be provided with transfer equipment 40,50 (similar machine for punching the card) with telecommunications service end 10 lines.
When the user selectes commodity in shop 4 after, the salesman promptly can input to transfer equipment 40 together with user's phone number simultaneously with the price of commodity, on 50 and spread out of to telecommunications service end 10 places, after telecommunications service end 10 is received the phone number of being imported by the user, promptly can pass one and confirm that news in brief is to user 12 mobile phone screen 1200 (display floater), after the user receives this news in brief and confirms that its content is errorless, promptly return an approval information to telecommunications service end 10, after receiving the approval information that is returned by user 12 when telecommunications service end 10, the information finished of transaction that promptly returns is to the transfer equipment 40 in this shop 4, and payment for goods is listed as to the telecommunications bill of mobile phone, finish the single transaction program, after the user received the bill that telecommunications service end 10 sent, paying the fees according to the method for paying the telecommunications bill that general user was accustomed to got final product again.
If user 12 selectes commodity before vending machine 5 after, user 12 promptly can add the phone number of oneself one group of password (preventing to know people's mischief of user's phone number) and input on the transfer equipment 50 and spread out of to telecommunications service end 10 places, after telecommunications service end 10 is received the phone number of being imported by the user, promptly can pass one and confirm that news in brief is to user 12 mobile phone screen 1200 (display floater), after the user receives this news in brief and confirms that its content is errorless, promptly return an approval information to telecommunications service end 10, after receiving the approval information that is returned by user 12 when telecommunications service end 10, the information finished of transaction that returns again is to the transfer equipment 50 of this vending machine 5, and commodity promptly drop out then; Loan then adds in the telecommunications bill of mobile phone, so promptly finishes the single transaction program, and after the user received the bill that telecommunications service end 10 sent, paying the fees according to the method for paying the telecommunications bill that general user was accustomed to got final product again.
The above only is preferred embodiment of the present invention, when not limiting the scope that the present invention is implemented with it.Be that every equalization that the claim scope is done according to the present invention changes and modifies, all should still belong in the scope that claim of the present invention contains.
Claims (14)
1. the electronic pay method of a shopping, this method are the telecommunications service ends that is used for the supply of commodities end and combines with this supply of commodities end, and its key step is:
The user applies to become the user of this its two-way wireless communication device of telecommunications service end, obtains the transmission number of this two-way wireless communication device then;
The user is selected at least one commodity at supply of commodities end place;
Input transmission number also spreads out of to telecommunications service end place;
After this telecommunications service end is received this transmission number, pass one immediately and confirm that news in brief is to the display floater of this its Wireless Telecom Equipment of user;
Confirm news in brief and after confirming, promptly return an approval information when this user receives to the telecommunications service end;
After this telecommunications service end was received this approval information, the payment for goods that is about to these commodity was added to the telecommunications bill of this Wireless Telecom Equipment, finishes single paying program.
According to claim 1 the shopping electronic pay method, wherein, in the step of the selected at least one commodity in supply of commodities end place, this supply of commodities end is to be shopping website the user, and this user is to use PC online free choice of goods in shopping website.
3. the electronic pay method of shopping according to claim 1, wherein, in the step of the selected at least one commodity in supply of commodities end place, this supply of commodities end is for having salesman's shop the user, and this shop is provided with the transfer equipment with this telecommunications service end line.
According to claim 1 the shopping electronic pay method, wherein, in the step of the selected at least one commodity in supply of commodities end place, this supply of commodities end is to be unmanned selling apparatus the user, and this selling apparatus is provided with the transfer equipment with this telecommunications service end line.
5. as the electronic pay method of shopping as described in the claim 1,2,3 or 4, wherein, described two-way wireless communication device is a mobile phone; And this transmission number is a phone number.
6. as the electronic pay method of shopping as described in the claim 2, wherein, when taking a fancy to commodity in the screen window of user at computer and wanting to buy, the user can click the button of these commodity belows " purchase " in the form with mouse, at this moment, a dialogue form promptly can be jumped out in this website, and asks the user to insert the transmission number.
7. as the electronic pay method of shopping as described in the claim 1,2,3 or 4, wherein, confirm in the step of news in brief to the display floater of this its Wireless Telecom Equipment of user that this confirms that news in brief can list the commodity name and the amount of money that the user chooses passing one.
8. the electronic pay method of a shopping, this method is the telecommunications service end that is used for the supply of commodities end and combines with this supply of commodities end, at first, the user needs first to file to become the two-way wireless communication device user of telecommunications service end for this reason, obtains the transmission number of this two-way wireless communication device then; When the user behind the selected at least one commodity in supply of commodities end place, input transmission number also spreads out of to telecommunications service end place, its principal character is:
After this telecommunications service end is received this transmission number, pass one immediately and confirm that news in brief is to the display floater of this its Wireless Telecom Equipment of user;
Confirm news in brief and after confirming, promptly return an approval information when this user receives to the telecommunications service end;
After receiving this approval information, the payment for goods that is about to these commodity is added to the telecommunications bill of this Wireless Telecom Equipment, finishes single paying program.
9. as the electronic pay method of shopping as described in the claim 8, wherein, in the step of the selected at least one commodity in supply of commodities end place, this supply of commodities end is a shopping website the user, and this user is to use PC online free choice of goods in shopping website.
10. as the electronic pay method of shopping as described in the claim 8, wherein, in the step of the selected at least one commodity in supply of commodities end place, this supply of commodities end is the shop with salesman the user, and this shop is provided with the transfer equipment with this telecommunications service end line.
11. electronic pay method as shopping as described in the claim 8, wherein, in the step of the selected at least one commodity in supply of commodities end place, this supply of commodities end is unmanned selling apparatus the user, and this selling apparatus is provided with the transfer equipment with this telecommunications service end line.
12. as the electronic pay method of shopping as described in the claim 8,9,10 or 11, wherein, described two-way wireless communication device is a mobile phone, and this transmission number is to be phone number.
13. electronic pay method as shopping as described in the claim 9, wherein, when taking a fancy to commodity in the screen window of user at computer and wanting to buy, the user can click the button of these commodity belows " purchase " in the form with mouse, at this moment, a dialogue form promptly can be jumped out in this website, and asks the user to insert the transmission number.
14. electronic pay method as shopping as described in the claim 8,9,10 or 11, wherein, confirm in the step of news in brief to the display floater of this its Wireless Telecom Equipment of user that this confirms that news in brief can list the commodity name and the amount of money that the user chooses passing one.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 01129491 CN1394065A (en) | 2001-06-21 | 2001-06-21 | Electronic pay method for shopping |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 01129491 CN1394065A (en) | 2001-06-21 | 2001-06-21 | Electronic pay method for shopping |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN1394065A true CN1394065A (en) | 2003-01-29 |
Family
ID=4669217
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN 01129491 Pending CN1394065A (en) | 2001-06-21 | 2001-06-21 | Electronic pay method for shopping |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN1394065A (en) |
-
2001
- 2001-06-21 CN CN 01129491 patent/CN1394065A/en active Pending
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