CN112767593B - Traffic card owner identification method, device, equipment and storage medium - Google Patents
Traffic card owner identification method, device, equipment and storage medium Download PDFInfo
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- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
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Abstract
The invention relates to the technical field of internet, and discloses a traffic card owner identification method, a traffic card owner identification device, traffic card owner identification equipment and a storage medium, wherein the method comprises the following steps: when receiving a target traffic card checking instruction, determining a mobile terminal according to the target traffic card checking instruction; detecting whether the mobile terminal has an NFC function; if the mobile terminal does not have the NFC function, judging whether the target traffic card is a name card or not according to the card number of the target traffic card; and if the target traffic card is not the name card, performing owner identity verification on the target traffic card through a verification problem volume. By utilizing the NFC function of the mobile terminal or checking the owner of the target traffic card according to the checking problem volume, the owner of the traffic card is distinguished, the stealing binding is prevented, the manual checking operation is reduced, and the efficiency is improved.
Description
Technical Field
The invention relates to the technical field of internet, in particular to a traffic card owner identification method, a traffic card owner identification device, traffic card owner identification equipment and a storage medium.
Background
At present, traffic APP generally has a function of binding a traffic card, and aims to associate an offline traffic card with an internet account, so that functions of handling recharging electronic invoices on the internet, inquiring transaction records and the like of the traffic card are realized. At present, the number of the traffic card is input by a user to be directly bound, or the number of the traffic card is input and the photo of the traffic card is uploaded, and the binding is finished after the verification of a worker. The former method is easy to have the problems of traffic cards being stolen and bound and electronic invoices being stolen because the former method is not verified, and the latter method completes verification through manpower, and the verification work is heavy and the efficiency is low because the number of the traffic cards issued in each city is extremely large.
The above is only for the purpose of assisting understanding of the technical aspects of the present invention, and does not represent an admission that the above is prior art.
Disclosure of Invention
The invention mainly aims to provide a traffic card owner identification method, a traffic card owner identification device, traffic card owner identification equipment and a storage medium, and aims to solve the technical problems of preventing theft and binding, reducing manual auditing operation and improving efficiency by identifying the traffic card owner.
In order to achieve the above object, the present invention provides a traffic owner identification method, including the steps of:
when receiving a target traffic card checking instruction, determining a mobile terminal according to the target traffic card checking instruction;
detecting whether the mobile terminal has an NFC function;
if the mobile terminal does not have the NFC function, judging whether the target traffic card is a name card or not according to the card number of the target traffic card;
and if the target traffic card is not the name card, performing owner identity verification on the target traffic card through a verification problem volume.
Optionally, after detecting whether the mobile terminal has an NFC function, the method further includes:
if the mobile terminal has the NFC function, reading the card number of the target traffic card through the mobile terminal;
and verifying the owner identity through the mobile terminal according to the card number of the target traffic card.
Optionally, if the mobile terminal does not have the NFC function, after determining whether the target transportation card is a name card according to the card number of the target transportation, the method further includes:
if the target traffic card is a name card, generating an identity verification instruction;
acquiring the certificate number and the name of a card holder corresponding to the card number according to the identity verification instruction;
and carrying out owner identity verification on the target traffic card according to the certificate number and the name of the cardholder.
Optionally, if the target transportation card is not a name card, performing owner identity verification on the target transportation card through a verification problem volume, including:
if the target traffic card is not a name card, generating the verification problem volume;
obtaining an answer result fed back by a user according to the check question paper, and judging whether the answer result passes or not;
and if the answer result is passed, carrying out owner identity verification on the target traffic card.
Optionally, if the target transportation card is not a name card, generating the verification question sheet, and determining whether an answer of the verified question sheet library passes or not, including:
if the target traffic card is not the name card, generating an answer instruction;
determining the answer type of the target traffic card according to the answer instruction;
determining the answer range of the target traffic card according to the answer type;
and determining the question identification range of the target traffic card according to the answer range, extracting a preset number of questionnaire questions from the question identification range, and generating the verification questionnaire according to the questionnaire questions.
Optionally, if the target transportation card is not a name card, generating a verification questionnaire, and determining whether the answer of the questionnaire question bank passes, further comprising:
and if the answer result is failed, generating a reminding prompt so that the user selects a manual checking mode to check the identity of the owner according to the reminding prompt.
Optionally, if the target transportation card is not a name card, generating a verification questionnaire, and determining whether the answer of the questionnaire question bank passes, further comprising:
if the answer result is failed, generating an early warning prompt so that the user pays attention to the transaction record data corresponding to the target transportation card according to the early warning prompt;
and regenerating a verification problem volume according to the transaction record data, and performing owner identity verification again through the verification problem volume.
Further, in order to achieve the above object, the present invention also proposes a traffic owner distinguishing device including:
the determining module is used for determining the mobile terminal according to the checking target traffic card instruction when the checking target traffic card instruction is received;
the detection module is used for detecting whether the mobile terminal has an NFC function or not;
the judging module is used for judging whether the target traffic card is a name card or not according to the card number of the target traffic card if the mobile terminal does not have the NFC function;
and the checking module is used for carrying out owner identity checking on the target traffic card through a checking problem volume if the target traffic card is not a name card.
Further, to achieve the above object, the present invention also proposes a traffic owner discrimination device including: a memory, a processor and a traffic owner discrimination program stored on the memory and executable on the processor, the traffic owner discrimination program being configured with steps implementing a traffic owner discrimination method as described above.
Furthermore, to achieve the above object, the present invention also proposes a storage medium having stored thereon a traffic owner identification program which, when executed by a processor, implements the steps of the traffic owner identification method as described above.
The traffic card owner identification method provided by the invention comprises the steps of determining a mobile terminal according to a verification target traffic card instruction when the verification target traffic card instruction is received; detecting whether the mobile terminal has an NFC function; if the mobile terminal does not have the NFC function, judging whether the target traffic card is a name card or not according to the card number of the target traffic card; and if the target traffic card is not the name card, performing owner identity verification on the target traffic card through a verification problem volume. By utilizing the NFC function of the mobile terminal or checking the owner of the target traffic card according to the checking problem volume, the owner of the traffic card is distinguished, the stealing binding is prevented, the manual checking operation is reduced, and the efficiency is improved.
Drawings
FIG. 1 is a schematic diagram of a traffic owner identification device of a hardware operating environment according to an embodiment of the present invention;
FIG. 2 is a flowchart illustrating a traffic owner identification method according to a first embodiment of the present invention;
FIG. 3 is a flowchart illustrating a traffic owner identification method according to a second embodiment of the present invention;
FIG. 4 is a flowchart illustrating a traffic owner identification method according to a third embodiment of the present invention;
fig. 5 is a functional block diagram of a traffic owner identification device according to a first embodiment of the present invention.
The implementation, functional features and advantages of the objects of the present invention will be further explained with reference to the accompanying drawings.
Detailed Description
It should be understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention.
Referring to fig. 1, fig. 1 is a schematic structural diagram of a traffic owner identification device in a hardware operating environment according to an embodiment of the present invention.
As shown in fig. 1, the traffic owner distinguishing apparatus may include: a processor 1001, such as a Central Processing Unit (CPU), a communication bus 1002, a user interface 1003, a network interface 1004, and a memory 1005. Wherein a communication bus 1002 is used to enable connective communication between these components. The user interface 1003 may comprise a Display screen (Display), an input unit such as keys, and the optional user interface 1003 may also comprise a standard wired interface, a wireless interface. The network interface 1004 may optionally include a standard wired interface, a wireless interface (e.g., WI-FI interface). The Memory 1005 may be a Random Access Memory (RAM) Memory or a non-volatile Memory (e.g., a magnetic disk Memory). The memory 1005 may alternatively be a storage device separate from the processor 1001.
Those skilled in the art will appreciate that the device configuration shown in fig. 1 does not constitute a limitation of the traffic owner identification device and may include more or fewer components than shown, or some components may be combined, or a different arrangement of components.
As shown in fig. 1, a memory 1005, which is a storage medium, may include therein an operating system, a network communication module, a user interface module, and a traffic owner recognition program.
In the traffic owner identification device shown in fig. 1, the network interface 1004 is mainly used for connecting an external network and performing data communication with other network devices; the user interface 1003 is mainly used for connecting to a user equipment and performing data communication with the user equipment; the apparatus of the present invention calls the traffic owner recognition program stored in the memory 1005 through the processor 1001 and executes the traffic owner recognition method provided by the embodiment of the present invention.
Based on the hardware structure, the embodiment of the traffic card owner identification method is provided.
Referring to fig. 2, fig. 2 is a flowchart illustrating a traffic owner identification method according to a first embodiment of the present invention.
In a first embodiment, the traffic owner identification method comprises the steps of:
and step S10, when receiving the command of checking the target traffic card, determining the mobile terminal according to the command of checking the target traffic card.
It should be noted that the execution subject in this embodiment may be a traffic owner identification device, or may also be another device that can implement the same or similar functions.
It can be understood that the instruction for checking the target traffic card refers to an instruction for performing owner checking on the target traffic card, and when the user logs in the application program of the mobile terminal, the instruction for checking the target traffic card is correspondingly triggered, and the corresponding mobile terminal is determined according to the instruction for checking the target traffic card, where the mobile terminal may be represented by a mobile phone, which is not limited in this embodiment.
And step S20, detecting whether the mobile terminal has the NFC function.
It should be understood that a Near Field Communication (NFC) function may be used as a contactless smart card, a reader/writer terminal of the smart card, and a data transmission link between devices, and a user only needs to turn on the NFC function at the smart terminal, and can exchange data when the mobile terminal contacts another device, so that when the user logs in an application program of the mobile terminal, the application program sends trigger information representing its corresponding function to the mobile terminal through an interface to detect whether the mobile terminal has the NFC function, if it is detected that the mobile terminal sends the trigger information representing its corresponding function in response to a detection, it is indicated that the mobile terminal has the NFC function, and if it is detected that the mobile terminal does not send the trigger information representing its corresponding function in response to the detection, it is indicated that the mobile terminal does not have the NFC function.
Further, after detecting whether the mobile terminal has the NFC function, the method includes:
if the mobile terminal has the NFC function, reading the card number of the target traffic card through the mobile terminal; and verifying the owner identity through the mobile terminal according to the card number of the target traffic card.
It should be understood that, by detecting that the mobile terminal has the NFC function, the user may be instructed to turn on the NFC function switch of the mobile terminal and to attach the target traffic card to the NFC location, and the card number of the target traffic card is read through the NFC of the mobile terminal to complete the binding.
Step S30, if the mobile terminal does not have the NFC function, judging whether the target transportation card is a name card or not according to the card number of the target transportation card.
It can be understood that the card types of the transportation card are classified into a name card and a non-name card, the name card can be received by providing an identity certificate or providing some data when the user transacts the transportation card to prove that the transportation card has some identity or skill, if the mobile terminal does not have the NFC function, the user can input a target transportation card number to obtain the type of the target transportation card, and then whether the card type of the target transportation card is the name card is automatically identified according to the type of the target transportation card.
Further, if the mobile terminal does not have the NFC function, determining whether the target transportation card is a name card according to the card number of the target transportation card, further including:
if the target traffic card is a name card, generating an identity verification instruction; acquiring the certificate number and the name of a card holder corresponding to the card number according to the identity verification instruction; and carrying out owner identity verification on the target traffic card according to the certificate number and the name of the cardholder.
It should be understood that the identity verification instruction is an instruction for inputting a card number into a name information verification page, if the target transportation card is a name card, an interface of an application program of the mobile terminal jumps to the generated name information verification page, and a user can complete the binding and owner identity verification of the transportation card by inputting a correct name of a relevant card holder and certificate information of the target transportation card into the name information verification page.
And step S40, if the target traffic card is not a name card, performing owner identity verification on the target traffic card through a verification question book.
It should be noted that, if the card type of the target transportation card is not a name card, the application program of the mobile terminal enters a questionnaire page for verifying the owner identity, the verification questionnaire firstly queries the range of problem identification in the transaction verification question bank from the database, then three random integers are generated in the range of problem identification, the three random integers are extracted as the problem identification to generate a verification questionnaire, and the user can complete the binding of the transportation card and the verification of the owner identity only when answering the questions.
According to the traffic card owner identification method provided by the embodiment, when a verification target traffic card instruction is received, a mobile terminal is determined according to the verification target traffic card instruction; detecting whether the mobile terminal has an NFC function; if the mobile terminal does not have the NFC function, judging whether the target traffic card is a name card or not according to the card number of the target traffic card; and if the target traffic card is not the name card, performing owner identity verification on the target traffic card through a verification problem volume. By utilizing the NFC function of the mobile terminal or checking the owner of the target traffic card according to the checking problem volume, the owner of the traffic card is distinguished, the stealing binding is prevented, the manual checking operation is reduced, and the efficiency is improved.
In an embodiment, as shown in fig. 3, a second embodiment of the traffic owner identification method according to the present invention is proposed based on the first embodiment, and the step S40 includes:
step S401, if the target transportation card is not a name card, generating the verification problem volume.
It should be noted that, if the card type of the target transportation card is not a name card, the mobile terminal application enters a questionnaire page for verifying the owner identity, the verification questionnaire firstly queries the problem identification range in the transaction verification question bank from the database, then three random integers are generated in the problem identification range, and the three random integers are extracted as problem identification to generate a verification questionnaire.
And S402, obtaining an answer result fed back by the user according to the verification question paper, and judging whether the answer result passes or not.
It can be understood that the user answers the current question book page, compares the answer result fed back by the user with the standard answer of the check question book, and can judge whether the answer result passes or not.
Further, obtaining an answer result fed back by the user according to the verification question paper, and judging whether the answer result passes or not, including:
and if the answer result is failed, generating an early warning prompt so that the user pays attention to the transaction record data corresponding to the target transportation card according to the early warning prompt.
It can be understood that the early warning prompt may be an early warning prompt for reminding a user of paying attention to transaction record data, in order to provide efficient user experience, generally, each card may have three times of answering opportunities each day, if a user fails to answer the question in an answering process, and fails to check the transaction condition of the previous day, an early warning prompt is generated, and an application program of the mobile terminal skips the early warning prompt of "please pay attention to the transaction condition of the current day" so that the user pays attention to the transaction record data corresponding to the target traffic card according to the early warning prompt, where the transaction record data may be information such as a recharge transaction record, a consumption amount transaction record, a consumption scene transaction record, a consumption time transaction record, a subway line transaction record, and the like, and this embodiment does not limit this.
And regenerating a verification problem volume according to the transaction record data, and performing owner identity verification again through the verification problem volume.
It can be understood that, according to the transaction record data, the user can operate the mobile terminal application program again, pay close attention to the current transaction situation according to the prompt of operating the mobile terminal application program, select the next day of answering and binding, and perform owner identity verification again by regenerating the verification question paper.
Further, obtaining an answer result fed back by the user according to the verification question paper, and judging whether the answer result passes or not, the method further includes:
and if the answer result is failed, generating a reminding prompt so that the user selects a manual checking mode to check the identity of the owner according to the reminding prompt.
It can be understood that, in the process of answer verification, if the user can not pass the verification always, the user can be prompted according to the generated prompt to directly select manual verification for binding the card, after the card photo is submitted, the verification of a worker is waited, if the verification is passed, the verification of the binding card and the owner can be completed, and if the verification is not passed, the binding card fails. If the user selects manual checking of the binding card, the corresponding checking efficiency is lowered, so that the mobile terminal application program can prompt the user that the manual checking time is long, and the user can return to the process of answering and binding the card again.
And step S403, if the answer result is passed, performing owner identity verification on the target traffic card.
It should be noted that, if the answer result fed back by the user is consistent with the standard answer of the verification question sheet, and the answer result is passed, the application program of the mobile terminal stores the card number according to the acquired card number, and finally binding of the target traffic card and verification of the owner identity are completed.
According to the traffic card owner identification method provided by the embodiment, if the target traffic card is not the name card, the verification question paper is generated, the answer result fed back by the user is obtained according to the verification question paper, whether the answer result passes or not is judged, if the answer result passes, owner identity verification is carried out on the target traffic card according to the card number, the owner identification of the traffic card is improved, the owner of the traffic card is identified, the stealing and binding is prevented, the accuracy of manual verification operation is reduced, and the efficiency is improved.
In an embodiment, as shown in fig. 4, a third embodiment of the traffic owner identification method according to the present invention is proposed based on the first embodiment or the second embodiment, and in this embodiment, the description is made based on the second embodiment, and the step S401 includes:
and step S4011, if the target traffic card is not a name card, generating an answer instruction.
It should be understood that the answer instruction is an instruction for generating a verification question sheet, and if the card type of the target transportation card is not a name card, the mobile terminal application enters a question sheet for verifying the owner identity and generates the answer instruction.
And S4012, determining the answer type of the target traffic card according to the answer instruction.
It can be understood that the transaction check library problem is generally a selection question, and the answer types mainly include two categories, the first category is an outbound site line category, which is used for asking questions about an outbound site and a boarding line of the card, and the second category is a card last use date category, which is used for designing a problem about the last use time and use scenario of the card, which is not limited in this embodiment. According to the answering instruction, the answering type of the target traffic card is firstly inquired from a database, wherein the database collects transaction big data of all traffic cards from public transport equipment and subway equipment every day, the transaction big data are stored in the database after being analyzed, and the transaction data every day are stored in a table. Due to the huge transaction data, only data of one year at most is reserved in the corresponding database.
And S4013, determining the answer range of the target traffic card according to the answer type.
It should be noted that the answer range may be related data of the target transportation card, such as a recharge, a consumption scene, a consumption route, and consumption time, which is not limited in this embodiment. After the daily transaction data is put in storage, relevant data such as recharging, public transportation consumption, subway consumption and the like of each traffic card in the day are correspondingly counted, and summary information of the cards is calculated, wherein the summary information comprises the following data: adding corresponding fields in a transaction data table according to information such as the last recharging, the last consumption amount, the consumption scene, the consumption time and the like, the last subway line taken and the like, storing the calculated data in a database, and further determining the answer range of the target traffic card according to the answer type.
For example, for an outbound site line type problem, it may be determined that an answer range is outbound site and line information, when generating an answer option of the problem, the mobile terminal application searches the last outbound site information of the target traffic card and the last picked-up line information from the last transaction information of the preprocessed card, for example, a subway outbound record consumed by the target traffic card, takes the outbound site or picked-up line as one option of the option, and other three selectable options randomly extract other sites from a subway site list or extract lines from a line list, and finally add one or more "none is" option; if the card has no subway exit record, the four selectable options are randomly extracted from a subway station list or a line list, and finally, more than one option which is not' is added. For the card last use date type question, a fixed answer option is generally designed.
Step S4014, determining the question identification range of the target traffic card according to the answer range, extracting a preset number of questionnaire questions from the question identification range, and generating the verification questionnaire according to the questionnaire questions.
It can be understood that, because each target transportation card has corresponding identification information, a question identification range in a transaction verification question bank corresponding to the target transportation card can be queried from an answer range of a database, then questionnaire questions with a preset number of random integers are generated in the question identification range, and the questionnaire questions with the preset number of random integers are extracted as question identifications to generate verification questionnaires.
It should be noted that, in general, if the database can process the acquired data in time, the questions in the check questionnaire library will be asked for the transactions of the previous day, and the date of the questions will also be shown in the question plane. If the database fails to process the acquired data in time, and delay occurs, a fault-tolerant mechanism is needed. That is, the last processing date of the big data is saved in the database of transaction data. When the check questionnaire is generated on the application program interface of the mobile terminal, the last processing date of the big data stored in the database is firstly inquired, and then the transaction dates in all question surfaces are replaced by the last processing date in the check questionnaire to ask questions. Therefore, the date of the transaction record can be ensured to be uniform with the date in the problem topic, a maintenance function for the problem topic can be correspondingly provided, and a verification problem function is added, repaired and deleted. And monitoring and checking the answer accuracy of the problem, and collecting user feedback to optimize the problem which is not well understood and the problem which is easy to make mistakes.
According to the traffic card owner identification method, if the target traffic card is not the name card, an answer instruction is generated, the answer type of the target traffic card is determined according to the answer instruction, the answer range of the target traffic card is determined according to the answer type, the question identification range of the target traffic card is determined according to the answer range, a preset number of questionnaire questions are extracted from the question identification range, the verification questionnaire is generated according to the questionnaire questions, the owner of the traffic card is identified, the theft and the binding are prevented, the effectiveness of manual checking operation is reduced, and the efficiency is further improved.
Furthermore, an embodiment of the present invention further provides a storage medium having a traffic owner identification program stored thereon, where the traffic owner identification program, when executed by a processor, implements the steps of the traffic owner identification method as described above.
Since the storage medium adopts all technical solutions of all the embodiments, at least all the beneficial effects brought by the technical solutions of the embodiments are achieved, and no further description is given here.
In addition, referring to fig. 5, an embodiment of the present invention further provides a traffic owner identification device, where the traffic owner identification device includes:
the determining module 10 is configured to determine the mobile terminal according to the check target traffic card instruction when the check target traffic card instruction is received.
It can be understood that the instruction for checking the target traffic card refers to an instruction for performing owner checking on the target traffic card, and when the user logs in the application program of the mobile terminal, the instruction for checking the target traffic card is correspondingly triggered, and the corresponding mobile terminal is determined according to the instruction for checking the target traffic card, where the mobile terminal may be represented by a mobile phone, which is not limited in this embodiment.
A detecting module 20, configured to detect whether the mobile terminal has an NFC function.
It should be understood that a Near Field Communication (NFC) function may be used as a contactless smart card, a reader/writer terminal of the smart card, and a data transmission link between devices, and a user only needs to turn on the NFC function at the smart terminal, and can exchange data when the mobile terminal contacts another device, so that when the user logs in an application program of the mobile terminal, the application program sends trigger information representing its corresponding function to the mobile terminal through an interface to detect whether the mobile terminal has the NFC function, if it is detected that the mobile terminal sends the trigger information representing its corresponding function in response to a detection, it is indicated that the mobile terminal has the NFC function, and if it is detected that the mobile terminal does not send the trigger information representing its corresponding function in response to the detection, it is indicated that the mobile terminal does not have the NFC function.
Further, after detecting whether the mobile terminal has the NFC function, the method includes:
if the mobile terminal has the NFC function, reading the card number of the target traffic card through the mobile terminal; and verifying the owner identity through the mobile terminal according to the card number of the target traffic card.
It should be understood that, by detecting that the mobile terminal has the NFC function, the user may be instructed to turn on the NFC function switch of the mobile terminal and to attach the target traffic card to the NFC location, and the card number of the target traffic card is read through the NFC of the mobile terminal to complete the binding.
The determining module 30 is configured to determine whether the target transportation card is a name card according to the card number of the target transportation card if the mobile terminal does not have the NFC function.
It can be understood that the card types of the transportation card are classified into a name card and a non-name card, the name card can be received by providing an identity certificate or providing some data when the user transacts the transportation card to prove that the transportation card has some identity or skill, if the mobile terminal does not have the NFC function, the user can input a target transportation card number to obtain the type of the target transportation card, and then whether the card type of the target transportation card is the name card is automatically identified according to the type of the target transportation card.
Further, if the mobile terminal does not have the NFC function, determining whether the target transportation card is a name card according to the card number of the target transportation card, further including:
if the target traffic card is a name card, generating an identity verification instruction; acquiring the certificate number and the name of a card holder corresponding to the card number according to the identity verification instruction; and carrying out owner identity verification on the target traffic card according to the certificate number and the name of the cardholder.
It should be understood that the identity verification instruction is an instruction for inputting a card number into a name information verification page, if the target transportation card is a name card, an interface of an application program of the mobile terminal jumps to the generated name information verification page, and a user can complete the binding and owner identity verification of the transportation card by inputting a correct name of a relevant card holder and certificate information of the target transportation card into the name information verification page.
And the checking module 40 is used for performing owner identity checking on the target traffic card through a checking question book if the target traffic card is not a name card.
It should be noted that, if the card type of the target transportation card is not a name card, the application program of the mobile terminal enters a questionnaire page for verifying the owner identity, the verification questionnaire firstly queries the range of problem identification in the transaction verification question bank from the database, then three random integers are generated in the range of problem identification, the three random integers are extracted as the problem identification to generate a verification questionnaire, and the user can complete the binding of the transportation card and the verification of the owner identity only when answering the questions.
According to the traffic card owner identification method provided by the embodiment, when a verification target traffic card instruction is received, a mobile terminal is determined according to the verification target traffic card instruction; detecting whether the mobile terminal has an NFC function; if the mobile terminal does not have the NFC function, judging whether the target traffic card is a name card or not according to the card number of the target traffic card; and if the target traffic card is not the name card, performing owner identity verification on the target traffic card through a verification problem volume. By utilizing the NFC function of the mobile terminal or checking the owner of the target traffic card according to the checking problem volume, the owner of the traffic card is distinguished, the stealing binding is prevented, the manual checking operation is reduced, and the efficiency is improved.
In an embodiment, the verification module 40 is further configured to read, by the mobile terminal, the card number of the target transportation card if the mobile terminal has an NFC function; and verifying the owner identity through the mobile terminal according to the card number of the target traffic card.
In an embodiment, the checking module 40 is further configured to generate an identity check instruction if the target transportation card is a name card; acquiring the certificate number and the name of a card holder corresponding to the card number according to the identity verification instruction; and carrying out owner identity verification on the target traffic card according to the certificate number and the name of the cardholder. .
In an embodiment, the checking module 40 is further configured to generate the check question volume if the target transportation card is not a name card; obtaining an answer result fed back by a user according to the check question paper, and judging whether the answer result passes or not; and if the answer result is passed, carrying out owner identity verification on the target traffic card.
In an embodiment, the determining module 10 is further configured to generate an answer instruction if the target transportation card is not a name card; determining the answer type of the target traffic card according to the answer instruction; determining the answer range of the target traffic card according to the answer type; and determining the question identification range of the target traffic card according to the answer range, extracting a preset number of questionnaire questions from the question identification range, and generating the verification questionnaire according to the questionnaire questions.
In an embodiment, the verification module 40 is further configured to generate a prompt if the answer result is failed, so that the user selects a manual review mode to verify the identity of the owner according to the prompt.
In an embodiment, the verification module 40 is further configured to generate an early warning prompt if the answer result is failed, so that the user pays attention to the transaction record data corresponding to the target transportation card according to the early warning prompt; and regenerating a verification problem volume according to the transaction record data, and performing owner identity verification again through the verification problem volume.
Other embodiments or specific implementation methods of the traffic owner identification device according to the present invention may refer to the above embodiments, and are not described herein again.
It should be noted that, in this document, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other like elements in a process, method, article, or apparatus that comprises the element.
The above-mentioned serial numbers of the embodiments of the present invention are merely for description and do not represent the merits of the embodiments.
Through the above description of the embodiments, those skilled in the art will clearly understand that the method of the above embodiments can be implemented by software plus a necessary general hardware platform, and certainly can also be implemented by hardware, but in many cases, the former is a better implementation manner. Based on such understanding, the technical solution of the present invention may be embodied in the form of a software product stored in an estimator readable storage medium (such as ROM/RAM, magnetic disk, optical disk) as described above, and including instructions for enabling an intelligent transportation owner identification device (such as a mobile phone, an estimator, a transportation owner identification device, an air conditioner, or a network transportation owner identification device) to execute the method according to the embodiments of the present invention.
The above description is only a preferred embodiment of the present invention, and not intended to limit the scope of the present invention, and all modifications of equivalent structures and equivalent processes, which are made by using the contents of the present specification and the accompanying drawings, or directly or indirectly applied to other related technical fields, are included in the scope of the present invention.
Claims (10)
1. A traffic owner identification method is characterized by comprising the following steps:
when receiving a target traffic card checking instruction, determining a mobile terminal according to the target traffic card checking instruction;
detecting whether the mobile terminal has an NFC function;
if the mobile terminal does not have the NFC function, judging whether the target traffic card is a name card or not according to the card number of the target traffic card;
if the target traffic card is not a name card, performing owner identity verification on the target traffic card through a verification question roll, wherein the verification question roll is extracted from a transaction verification question bank corresponding to the target traffic card, and the answer type of the transaction verification question bank comprises a station line type and a use date type.
2. The traffic card owner distinguishing method according to claim 1, wherein after the detecting whether the mobile terminal has an NFC function, further comprising:
if the mobile terminal has the NFC function, reading the card number of the target traffic card through the mobile terminal;
and verifying the owner identity through the mobile terminal according to the card number of the target traffic card.
3. The method as claimed in claim 1, wherein if the mobile terminal does not have NFC function, the method further comprises, after determining whether the target transportation card is a name card according to the card number of the target transportation, the method further comprising:
if the target traffic card is a name card, generating an identity verification instruction;
acquiring the certificate number and the name of a card holder corresponding to the card number according to the identity verification instruction;
and carrying out owner identity verification on the target traffic card according to the certificate number and the name of the cardholder.
4. The method for identifying the owner of the transportation card according to claim 1, wherein if the target transportation card is not a name card, the owner identity verification of the target transportation card is performed through a verification problem roll, and the method comprises the following steps:
if the target traffic card is not a name card, generating the verification problem volume;
obtaining an answer result fed back by a user according to the check question paper, and judging whether the answer result passes or not;
and if the answer result is passed, carrying out owner identity verification on the target traffic card.
5. The traffic card owner identification method according to claim 4, wherein the generating the verification problem volume if the target traffic card is not a name card comprises:
if the target traffic card is not the name card, generating an answer instruction;
determining the answer type of the target traffic card according to the answer instruction;
determining the answer range of the target traffic card according to the answer type;
and determining the question identification range of the target traffic card according to the answer range, extracting a preset number of questionnaire questions from the question identification range, and generating the verification questionnaire according to the questionnaire questions.
6. The traffic card owner identification method according to claim 4, wherein if the target traffic card is not a name card, generating a verification question paper, and after determining whether the answer result passes, further comprising:
and if the answer result is failed, generating a reminding prompt so that the user selects a manual checking mode to check the identity of the owner according to the reminding prompt.
7. The traffic card owner identification method according to claim 4, wherein, if the target traffic card is not a name card, generating a check question paper, and after determining whether the answer result passes, further comprising:
if the answer result is failed, generating an early warning prompt so that the user pays attention to the transaction record data corresponding to the target transportation card according to the early warning prompt;
and regenerating a verification problem volume according to the transaction record data, and performing owner identity verification again through the verification problem volume.
8. A traffic owner distinguishing device, characterized by comprising:
the determining module is used for determining the mobile terminal according to the checking target traffic card instruction when the checking target traffic card instruction is received;
the detection module is used for detecting whether the mobile terminal has an NFC function or not;
the judging module is used for judging whether the target traffic card is a name card or not according to the card number of the target traffic card if the mobile terminal does not have the NFC function;
and the verification module is used for verifying the owner identity of the target traffic card through a verification question sheet if the target traffic card is not the name card, wherein the verification question sheet is extracted from a transaction verification question bank corresponding to the target traffic card, and the answer type of the transaction verification question bank comprises a station line type and a use date type.
9. A traffic owner discrimination device, characterized by comprising: memory, a processor and a traffic owner discrimination program stored on the memory and executable on the processor, the traffic owner discrimination program being configured with steps to implement a traffic owner discrimination method according to any one of claims 1 to 7.
10. A storage medium having stored thereon a traffic owner identification program which, when executed by a processor, implements the steps of the traffic owner identification method according to any one of claims 1 to 7.
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