CN112311941A - Payment method, payment device, electronic equipment and storage medium - Google Patents
Payment method, payment device, electronic equipment and storage medium Download PDFInfo
- Publication number
- CN112311941A CN112311941A CN201910702084.6A CN201910702084A CN112311941A CN 112311941 A CN112311941 A CN 112311941A CN 201910702084 A CN201910702084 A CN 201910702084A CN 112311941 A CN112311941 A CN 112311941A
- Authority
- CN
- China
- Prior art keywords
- payment
- account
- calling
- sharing service
- calling number
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Images
Classifications
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
- H04M15/09—Third party charged communications
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
- H04M15/88—Provision for limiting connection, or expenditure
Landscapes
- Engineering & Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Signal Processing (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The embodiment of the invention discloses a payment method, a payment device, electronic equipment and a storage medium, wherein the method comprises the following steps: when a calling number and/or a called number are not consumed, inquiring whether the calling number and/or the called number activate account sharing service; and when the calling number and/or the called number open account number sharing service, sending account number sharing service payment request information to a third-party payment platform, so that the third-party payment platform carries out payment processing on the calling number and/or the called number according to the account number sharing service payment request information. The invention solves the problem that the user experience is influenced because the user can not carry out mobile communication after arrearage shutdown in the prior art.
Description
Technical Field
The present invention relates to the field of mobile communications technologies, and in particular, to a payment method, an apparatus, an electronic device, and a storage medium.
Background
At present, telecom operators can only deduct related package fees through the telephone fee balance of the subscriber number, but because the current telephone fee balance of the subscriber number is zero or a negative value, the subscriber can face the sudden situation of arrearage shutdown at any time.
To reduce this occurrence, the common way currently used by telecom operators is: and reminding the user of recharging the telephone charge by issuing a short message before the current telephone charge balance state of the user number is lower than a default threshold value preset by the system.
However, due to uncertainty reasons such as the user failing to recharge the telephone fee in time, the short message reminding method still enables the user to face the sudden situation of arrearage shutdown, and once the arrearage shutdown directly causes the user to be unable to perform mobile communication, such as: the calling number can not be called out, the called number can not be accessed, the user can not surf the internet and the like, thereby influencing the user experience.
Disclosure of Invention
The embodiment of the invention provides a payment method, a payment device, electronic equipment and a storage medium, and aims to solve the problem that in the prior art, a user cannot carry out mobile communication after arrearage shutdown, so that the user experience is influenced.
In order to solve the technical problem, the invention is realized as follows:
in a first aspect, the present invention provides a method of payment, the method comprising:
when a calling number and/or a called number are not consumed, inquiring whether the calling number and/or the called number activate account sharing service;
and when the calling number and/or the called number open account number sharing service, sending account number sharing service payment request information to a third-party payment platform, so that the third-party payment platform carries out payment processing on the calling number and/or the called number according to the account number sharing service payment request information.
Further, the opening of the account sharing service specifically includes:
inquiring whether the calling number and/or the called number are mapped with virtual numbers;
when the calling number and/or the called number are mapped with virtual numbers, the virtual numbers are bound with the electronic payment account managed on the third party payment platform;
and selecting a payment mode of the third party payment platform based on the electronic payment account bound by the virtual number.
Further, the payment method of the third party payment platform specifically includes any one of the following methods:
the third party payment platform automatically recharges the reserved telephone charge amount in the electronic payment account bound by the virtual number to the calling number and/or the called number;
the third party payment platform recharges the real-time selected telephone charge amount to the calling number and/or the called number according to the real-time selected telephone charge amount on a telephone charge payment amount selection interface by a user;
and the third party payment platform deducts the single telephone charge amount from the electronic payment account bound by the virtual number according to the single telephone charge amount generated by the call duration of the single call of the calling number.
Further, the binding the virtual number with the electronic payment account managed on the third party payment platform specifically includes:
acquiring a terminal identification code and the virtual number from a local memory of a user mobile terminal;
traversing first mapping relations between the terminal identification codes and electronic payment accounts managed on the third-party payment platform, and determining the electronic payment account matched with the acquired terminal identification codes;
and binding the virtual number with the electronic payment account matched with the terminal identification code according to the electronic payment account matched with the terminal identification code, and establishing a second mapping relation between the virtual number and the electronic payment account matched with the terminal identification code.
Further, the defaulting of the calling number and/or the called number specifically includes:
and if the current telephone charge balance of the calling number and/or the called number is lower than an arrearage threshold value preset by a charging system, the calling number and/or the called number is arreared.
Further, after the account number sharing service payment request information is sent to a third party payment platform, the method further comprises the following steps:
receiving payment success prompt information returned by the third party payment platform, wherein the payment success prompt information comprises payment amount corresponding to the payment mode;
and the payment amount corresponding to the payment mode is used for modifying the telephone charge balance of the calling number and/or the called number.
Further, after receiving the payment success prompt message returned by the third party payment platform, the method further includes:
and sending the payment success prompt message to a switch so that the switch recovers the mobile communication function of the calling number and/or the called number.
In a second aspect, the present invention also provides a payment apparatus, comprising:
the service inquiry unit is used for inquiring whether the calling number and/or the called number open account number sharing service when the calling number and/or the called number is not consumed;
and the payment processing unit is used for sending account number sharing service payment request information to a third-party payment platform when the calling number and/or the called number open account number sharing service, so that the third-party payment platform carries out payment processing on the calling number and/or the called number according to the account number sharing service payment request information.
In a third aspect, the present invention further provides an electronic device, including a processor and a memory, wherein:
the processor is adapted to execute a computer program in a memory to implement a payment method according to an embodiment of the invention and any alternative embodiment thereof.
In a fourth aspect, the present invention also provides a computer-readable storage medium having stored thereon a computer program which, when executed by a processor, implements a method of payment according to an embodiment of the present invention and any of its alternative embodiments.
By adopting at least one technical scheme provided by the embodiment of the invention, the following effects can be achieved:
when a calling number and/or a called number is not consumed, whether an account number sharing service is opened by the calling number and/or the called number is inquired firstly; and when the calling number and/or the called number open account number sharing service, sending account number sharing service payment request information to a third-party payment platform, so that the third-party payment platform carries out payment processing on the calling number and/or the called number according to the account number sharing service payment request information. Therefore, compared with the prior art, the method and the device for mobile communication timely pay the user number by the account number sharing service when the user number is owed, realize that the mobile communication can still be carried out when the user number is owed, and further improve the use experience of the user.
Drawings
The accompanying drawings, which are included to provide a further understanding of the embodiments of the invention and are incorporated in and constitute a part of this specification, illustrate embodiments of the invention and together with the description serve to explain the embodiments of the invention and not to limit the embodiments of the invention unduly. In the drawings:
FIG. 1 is a flow diagram of a payment method provided in one embodiment of the present invention;
FIG. 2 is a schematic diagram of an account sharing service's transaction interface provided in one embodiment of the invention;
FIG. 3 is a schematic diagram of a selection interface of a third party payment platform provided in one embodiment of the present invention;
FIG. 4 is a schematic diagram of a payment method selection interface of a third party payment platform provided in an embodiment of the present invention;
FIG. 5 is a flow chart illustrating a method for calling number arrears based payment according to an embodiment of the present invention;
fig. 6 is a schematic flow chart of a called number arrearage-based payment method provided in an embodiment of the present invention;
fig. 7 is a schematic structural diagram of a payment apparatus provided in an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions of the embodiments of the present invention will be clearly and completely described below with reference to specific embodiments of the present invention and corresponding drawings. It is obvious that the described embodiments are only a few embodiments of the invention, not all embodiments. All other embodiments, which can be obtained by a person skilled in the art without any inventive step based on the embodiments of the present invention, are within the scope of the present invention.
The technical solutions provided in the embodiments of the present invention are described in detail below with reference to the accompanying drawings.
Example 1
In order to solve the problem that the user cannot perform mobile communication after defaulting shutdown in the prior art, thereby affecting the user experience, the embodiment 1 of the present invention provides a payment method.
The execution main body of the payment method of the embodiment of the invention can be a service end or a server of the service end, which is used for carrying out payment processing on the user number; or the whole management system for managing the subscriber number to perform service processing.
For the convenience of describing embodiment 1 of the present invention, the following detailed description will take an execution subject of a payment method of the present invention as an example of a Service end for performing payment processing on a subscriber number, for example, a Service Control Point (SCP), and introduces the payment method.
Referring to fig. 1 in the specification, fig. 1 is a schematic flow chart of a payment method provided in embodiment 1 of the present invention, where the flow chart specifically includes the following steps:
step 11: when the calling number and/or the called number is not consumed, whether the account number sharing service is opened by the calling number and/or the called number is inquired.
In the embodiment of the invention, the account number sharing service refers to a service for consuming after a virtual number is bound with an electronic payment account managed on a third-party payment platform. For example, the virtual number may be bound to a payment-enabled third party payment platform (such as WeChat, Payment treasure, etc.), and payment processing may be performed based on the virtual number through an electronic payment account managed on the third party payment platform. The third party payment platform may be a client installed on the mobile terminal of the user, or may be a server of the client.
In the embodiment of the present invention, the electronic payment account managed on the third party payment platform may be an existing electronic payment account managed on the third party payment platform to which the virtual number is bound, or may be an electronic payment account newly created for the virtual number.
In the embodiment of the invention, the payment authority of the electronic payment account can be preset to be only limited to pay for the calling and short message functions provided by a telecom operator.
Note that the virtual number refers to a mobile communication number that does not require a physical SIM card or a UIM card. Currently, the application scenarios of the virtual number are wide, and for example, under the scenarios that a user makes an online reservation for a vehicle, makes an online order, and purchases on an e-commerce website, the user can use the virtual number to receive a call or receive a short message.
The existing virtual number is specifically realized by the following principle: after the user opens the virtual number service, a mapping relation between the real number and the virtual number of the user is established in a server of an exchange (hereinafter, referred to as the exchange) of the telecommunication telephone system. Based on the mapping relation, when the server of the switch receives a call request for dialing the virtual number, the server inquires a real number mapped with the virtual number according to the dialed virtual number and connects the call of the virtual number to the mapped real number.
In the embodiment of the invention, when the user opens the account number sharing service and inquires that the user number is not mapped with the virtual number, the SCP can distribute the virtual number mapped with the real number of the user to the user in real time.
In the embodiment of the invention, in an actual application scenario, a telecom operator can push an account sharing service transaction interface shown in fig. 2 to a user through different channels (such as internet links or multimedia messages). After checking the introduction of service content related to the account number sharing service in the interface, if the user is willing to open the account number sharing service, the user can directly click a 'one-key transaction' key in the interface; after the transaction key is clicked, the mobile terminal of the user can be triggered to send transaction request information of 'account number sharing service' to the SCP, wherein the request information comprises a terminal identification code and a virtual number mapped by the real number of the user.
The following describes in detail a specific provisioning process of the account sharing service:
firstly, after receiving service transaction request information sent by a user mobile terminal, an SCP returns a third party payment platform selection interface shown in fig. 3 to the user mobile terminal, where the interface includes a key of a third party payment platform name (such as WeChat and Paibao) capable of providing an account sharing service, so as to facilitate the user to select a payment platform;
then, if the user clicks a WeChat key, the SCP sends account number sharing service handling request information to a WeChat platform, wherein the request information comprises a terminal identification code and a virtual number mapped by a real number of the user, and the terminal identification code is acquired from a mobile terminal of the user, such as an IMEI number of a mobile phone;
after the 'WeChat' platform receives the account number sharing service transaction request information, based on the terminal identification code in the request information and the virtual number mapped by the user real number, firstly determining the electronic payment account matched with the user mobile terminal identification code by inquiring the first mapping relation between each terminal identification code and each electronic payment account in the platform, and establishing the second mapping relation between the virtual number and the electronic payment account matched with the user mobile terminal identification code;
finally, based on the second mapping relationship, the "wechat" platform pushes a payment mode selection interface of the platform shown in fig. 4 to the mobile terminal of the user, wherein the interface includes a payment mode button of the third party payment platform, so that the user can select the payment mode conveniently. After the user selects the payment mode, the SCP sends a short message prompt of completing the service opening to the user mobile terminal to indicate that the service of the account number sharing service is opened.
It should be noted that, the telecom operator may establish a cooperative relationship with the third party payment platform in advance, so that once a certain virtual number is matched with the real number of the user by the telecom operator, after the platform in the account sharing service is opened by the user and the platform is selected, the SCP stores the virtual number and the terminal identification code mapped by the real number of the user in the account sharing service transaction request information and sends the virtual number and the terminal identification code to the platform selected by the user through an information transmission channel which is established between the SCP and the third party payment platform based on the cooperative relationship.
In the embodiment of the invention, before establishing the second mapping relation between the virtual number and the electronic payment account matched with the identification code of the mobile terminal of the user, the SCP can also push an identity authentication interface to the user, and after the third-party payment platform carries out authentication based on identity authentication information (such as fingerprint information and the like) input by the user, if the identity of the user is confirmed to be legal, the second mapping relation between the virtual number and the electronic payment account matched with the identification code of the mobile terminal of the user is established.
In an embodiment of the present invention, in an implementation manner, the opening an account sharing service specifically includes:
inquiring whether the calling number and/or the called number are mapped with virtual numbers;
when the calling number and/or the called number are mapped with virtual numbers, the virtual numbers are bound with the electronic payment account managed on the third party payment platform;
and selecting a payment mode of the third party payment platform based on the electronic payment account bound by the virtual number.
In an embodiment of the present invention, in an implementation manner, the binding the virtual number with an electronic payment account managed on the third party payment platform specifically includes:
acquiring a terminal identification code and the virtual number from a local memory of a user mobile terminal;
traversing first mapping relations between the terminal identification codes and electronic payment accounts managed on the third-party payment platform, and determining the electronic payment account matched with the acquired terminal identification codes;
and binding the virtual number with the electronic payment account matched with the terminal identification code according to the electronic payment account matched with the terminal identification code, and establishing a second mapping relation between the virtual number and the electronic payment account matched with the terminal identification code.
In an embodiment of the present invention, in an implementation manner, a payment manner of the third party payment platform specifically includes any one of the following manners:
the first method is as follows: the third party payment platform automatically recharges the reserved telephone charge amount in the electronic payment account bound by the virtual number to the calling number and/or the called number;
the second method comprises the following steps: the third party payment platform recharges the real-time selected telephone charge amount to the calling number and/or the called number according to the real-time selected telephone charge amount on a telephone charge payment amount selection interface by a user;
the third method comprises the following steps: and the third party payment platform deducts the single telephone charge amount from the electronic payment account bound by the virtual number according to the single telephone charge amount generated by the single call duration of the calling number.
In the embodiment of the present invention, the reserved telephone charge amount in the first mode refers to a fixed telephone charge amount stored in advance on an electronic payment account bound by a virtual number by a user, and the telephone charge amount may be, for example, 10 yuan, 20 yuan, 50 yuan, and the like, and is determined according to user selection.
In the embodiment of the invention, the phone fee payment amount selection interface in the second mode is pushed to the mobile terminal of the user by the third party payment platform, so that the user can conveniently select the phone fee amount in real time.
In the embodiment of the invention, the third-party payment platform inquires that the telephone charge amount which is not less than the defaulting threshold value preset by the charging system exists on the electronic payment account bound by the virtual number, namely, the third-party payment platform inquires that the telephone charge amount on the electronic payment account is sufficient and then triggers the third-party payment platform.
It should be noted that the third method is only suitable for performing payment processing when the calling number is in arrearage.
In the embodiment of the invention, the arrearage of the calling number and/or the called number is judged according to the current telephone charge balance state of the calling number and/or the called number. It contains two cases, one where the number has been owed, and the other where the number is about to be owed.
In the prior art, different credit limits are preset for mobile subscribers of different grades, and the credit limits are equal to an arrearage threshold, that is, when a charging system (or a BOSS system) inquires that the current telephone charge balance of a subscriber number is lower than a preset arrearage threshold corresponding to the subscriber, it is determined that the subscriber number may face an arrearage shutdown emergency after operations such as calling, short message, internet surfing and the like.
Then, in an embodiment of the present invention, in an implementation manner, the defaulting of the calling number and/or the called number specifically includes:
and if the current telephone charge balance of the calling number and/or the called number is lower than the defaulting threshold value preset by the charging system, defaulting the calling number and/or the called number.
It should be noted that, if the user number does not open the account sharing service, the SCP cannot send the account sharing service payment request information to the third-party payment platform, and then the user needs to open the account sharing service first before sending the request information.
Step 12: and when the calling number and/or the called number open account number sharing service, sending account number sharing service payment request information to a third-party payment platform, so that the third-party payment platform carries out payment processing on the calling number and/or the called number according to the account number sharing service payment request information.
In the embodiment of the invention, the account number sharing service payment request information comprises a virtual number mapped by a calling number and/or a called number, an electronic payment account bound by the virtual number and a payment mode of a third party payment platform.
In the embodiment of the present invention, the third party payment platform performs payment processing on the calling number and/or the called number according to the account number sharing service payment request information, and specifically includes:
and the third party payment platform charges the telephone charge amount from the electronic payment account bound by the virtual number to the calling number and/or the called number or deducts the telephone charge amount generated by calling of the calling number once according to the virtual number and the payment mode of the third party payment platform.
In the embodiment of the present invention, the deducting of the telephone charge amount generated by a single calling number call specifically means: the third party payment platform firstly sends prompt information of sufficient telephone charge amount to the SCP under the condition that the telephone charge amount is sufficient, then the SCP triggers the switch to initiate a continuous call according to the prompt information, finally the SCP sends the call duration information of a single call returned by the switch to the third party payment platform after the call is finished, and the third party payment platform deducts the telephone charge amount generated by the call duration from the electronic payment account.
And the third party payment platform can also freeze the telephone charge amount of the fixed limit and then send prompt information of the sufficient telephone charge amount to the SCP under the condition that the telephone charge amount on the electronic payment account is sufficient.
In an embodiment of the present invention, in an implementation manner, after sending the account number sharing service payment request information to a third party payment platform, the method further includes:
receiving payment success prompt information returned by the third party payment platform, wherein the payment success prompt information comprises payment amount corresponding to the payment mode;
and the payment amount corresponding to the payment mode is used for modifying the telephone charge balance of the calling number and/or the called number.
In the embodiment of the invention, the action of modifying the telephone charge balance of the calling number and/or the called number is completed by the charging system.
In an embodiment of the present invention, in an implementation manner, after receiving a payment success prompt message returned by the third party payment platform, the method further includes:
and sending the payment success prompt message to a switch so that the switch recovers the mobile communication function of the calling number and/or the called number.
By adopting the scheme provided by the embodiment 1 of the invention, when the calling number and/or the called number is not time consuming, whether the calling number and/or the called number activate the account sharing service is firstly inquired; and when the calling number and/or the called number open account number sharing service, sending account number sharing service payment request information to a third-party payment platform, so that the third-party payment platform carries out payment processing on the calling number and/or the called number according to the account number sharing service payment request information. Therefore, compared with the prior art, the method and the device for mobile communication timely pay the user number by the account number sharing service when the user number is owed, realize that the mobile communication can still be carried out when the user number is owed, and further improve the use experience of the user.
Example 2
In order to solve the problem that the use experience of a user is affected because the user cannot carry out mobile communication after arrearage shutdown in the prior art, the embodiment 2 of the invention provides a payment method based on calling number arrearage.
It should be noted that some execution subjects of the steps in embodiment 2 of the present invention may be the same device or server, or different devices or servers may be used as execution subjects.
Referring to fig. 5 in the specification, fig. 5 is a schematic flowchart of a calling number arrearage-based payment method according to embodiment 2 of the present invention, where the flowchart specifically includes the following steps:
step 20: a calling number initiates calling request information to a called number, the calling request information is intercepted by a switch, wherein the calling request information comprises the calling number and the called number;
step 21: the switch sends arrearage inquiry request information to a charging system based on a calling number and a called number in the calling request information, wherein the arrearage inquiry request information is used for inquiring whether the calling number and/or the called number are arrearage;
step 22: the charging system inquires the arrearage of the calling number and sends the inquiry result of the arrearage of the calling number to the switch;
step 23: after receiving an arrearage query result of arrearage of a calling number, a switch sends service query request information to an SCP, wherein the service query request information is used for querying whether the calling number is mapped with a virtual number and whether the virtual number opens an account sharing service;
step 24: SCP inquires that the calling number is mapped with a virtual number and the virtual number has opened account number sharing service, and sends the inquiry result to the switch;
step 25: the exchanger receives the query result, suspends the call request and prompts a user of the calling number by voice that the call charge is being supplemented for you;
step 26: after the SCP inquires the opened account number sharing service, the SCP also sends account number sharing service payment request information to a third party payment platform, wherein the payment request information comprises the virtual number, an electronic payment account bound by the virtual number and a payment mode of the third party payment platform;
step 27: after receiving the payment request information, the third party payment platform deducts the telephone charge amount corresponding to the payment mode of the third party payment platform from the electronic payment account bound by the virtual number, and sends prompt information of successful payment to the SCP, wherein the prompt information comprises the payment amount corresponding to the payment mode;
step 28: SCP receives the prompt message, then sends the prompt message to the exchanger, and based on the payment amount in the prompt message, makes the charging system modify the current telephone charge balance state of the calling number;
step 29: and after receiving the prompt message, the switch continues the hanging-up call request and recovers the calling function of the calling number.
By adopting the scheme provided by the embodiment 2 of the invention, the payment processing is carried out in time through the account number sharing service when the calling number is owing-wasting, so that the calling function can still be used when the calling number is owing-wasting, and the use experience of a user is improved.
Example 3
The main difference between embodiment 3 of the present invention and embodiment 2 of the present invention is that embodiment 3 of the present invention is implemented based on the called number arrearage, and embodiment 2 of the present invention provides a payment method based on the called number arrearage.
Referring to fig. 6 in the specification, fig. 6 is a schematic flow chart of a called number arrearage-based payment method according to embodiment 3 of the present invention, where the flow chart specifically includes the following steps:
step 30: a calling number initiates calling request information to a called number, the calling request information is intercepted by a switch, wherein the calling request information comprises the calling number and the called number;
step 31: the switch sends arrearage inquiry request information to a charging system based on a calling number and a called number in the calling request information, wherein the arrearage inquiry request information is used for inquiring whether the calling number and/or the called number are arrearage;
step 32: the charging system inquires the arrearage of the called number and sends the inquiry result of the arrearage of the called number to the switch;
step 33: after receiving an arrearage query result of arrearage of a called number, a switch sends service query request information to an SCP, wherein the service query request information is used for querying whether the called number is mapped with a virtual number or not and whether the virtual number opens an account sharing service;
step 34: SCP inquires that the called number is mapped with a virtual number and the virtual number has opened account number sharing service, and sends the inquiry result to the switch;
step 35: the exchanger receives the inquiry result, suspends the call request and prompts the user of the calling number that the called number is arreared and please wait by voice;
step 36: after the SCP inquires the opened account number sharing service, the SCP also sends account number sharing service payment request information to a third party payment platform, wherein the payment request information comprises the virtual number, an electronic payment account bound by the virtual number and a payment mode of the third party payment platform;
step 37: after receiving the payment request information, the third party payment platform deducts the telephone charge amount corresponding to the payment mode of the third party payment platform from the electronic payment account bound by the virtual number, and sends prompt information of successful payment to the SCP, wherein the prompt information comprises the payment amount corresponding to the payment mode;
step 38: SCP receives the prompt message, then sends the prompt message to the exchanger, and based on the payment amount in the prompt message, makes the charging system modify the current telephone charge balance state of the called number;
step 39: after the exchanger receives the prompt message, the hung-up calling request is continued, and the called function of the called number is recovered.
By adopting the scheme provided by the embodiment 3 of the invention, the payment processing is carried out in time through the account number sharing service when the called number is owed, the called function can still be used when the called number is owed, and the use experience of a user is improved.
Example 4
In order to solve the problem that the user cannot perform mobile communication after defaulting shutdown in the prior art, thereby affecting the user experience, the embodiment 4 of the present invention provides a payment device.
Referring to fig. 7 in the specification, fig. 7 is a schematic structural diagram of a payment apparatus according to embodiment 4 of the present invention. The device 40 specifically includes the following units: a service inquiry unit 41 and a payment processing unit 42.
The following describes the functions of the following units:
a service query unit 41, configured to query whether an account sharing service is activated for a calling number and/or a called number when the calling number and/or the called number is owed;
a payment processing unit 42, configured to send account sharing service payment request information to a third party payment platform when the calling number and/or the called number activate an account sharing service, so that the third party payment platform performs payment processing on the calling number and/or the called number according to the account sharing service payment request information.
In an embodiment of the present invention, in an implementation manner, the apparatus further includes:
the payment success information receiving unit is used for receiving payment success prompt information returned by a third-party payment platform after the account number sharing service payment request information is sent to the third-party payment platform;
wherein, the payment success prompt message comprises a payment amount corresponding to the payment mode;
and the payment amount corresponding to the payment mode is used for modifying the telephone charge balance of the calling number and/or the called number.
In an embodiment of the present invention, in an implementation manner, the apparatus further includes:
and the payment success information sending unit is used for sending the payment success prompt information to the switch after receiving the payment success prompt information returned by the third-party payment platform so that the switch recovers the mobile communication function of the calling number and/or the called number.
By adopting the scheme provided by the embodiment 4 of the invention, when the calling number and/or the called number is not time consuming, whether the calling number and/or the called number activate the account sharing service is firstly inquired; and when the calling number and/or the called number open account number sharing service, sending account number sharing service payment request information to a third-party payment platform, so that the third-party payment platform carries out payment processing on the calling number and/or the called number according to the account number sharing service payment request information. Therefore, compared with the prior art, the method and the device for mobile communication timely pay the user number by the account number sharing service when the user number is owed, realize that the mobile communication can still be carried out when the user number is owed, and further improve the use experience of the user.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
In a typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.
The memory may include forms of volatile memory in a computer readable medium, Random Access Memory (RAM) and/or non-volatile memory, such as Read Only Memory (ROM) or flash memory (flash RAM). Memory is an example of a computer-readable medium.
Computer-readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), Static Random Access Memory (SRAM), Dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), Read Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), Digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, a computer readable medium does not include a transitory computer readable medium such as a modulated data signal and a carrier wave.
It should also be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other like elements in a process, method, article, or apparatus that comprises the element.
The above description is only an example of the present invention, and is not intended to limit the present invention. Various modifications and alterations to this invention will become apparent to those skilled in the art. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present invention should be included in the scope of the claims of the present invention.
Claims (10)
1. A method of payment, comprising:
when a calling number and/or a called number are not consumed, inquiring whether the calling number and/or the called number activate account sharing service;
and when the calling number and/or the called number open account number sharing service, sending account number sharing service payment request information to a third-party payment platform, so that the third-party payment platform carries out payment processing on the calling number and/or the called number according to the account number sharing service payment request information.
2. The method of claim 1, wherein opening the account sharing service specifically comprises:
inquiring whether the calling number and/or the called number are mapped with virtual numbers;
when the calling number and/or the called number are mapped with virtual numbers, the virtual numbers are bound with the electronic payment account managed on the third party payment platform;
and selecting a payment mode of the third party payment platform based on the electronic payment account bound by the virtual number.
3. The method of claim 2, wherein the payment method of the third party payment platform specifically includes any one of the following methods:
the third party payment platform automatically recharges the reserved telephone charge amount in the electronic payment account bound by the virtual number to the calling number and/or the called number;
the third party payment platform recharges the real-time selected telephone charge amount to the calling number and/or the called number according to the real-time selected telephone charge amount on a telephone charge payment amount selection interface by a user;
and the third party payment platform deducts the single telephone charge amount from the electronic payment account bound by the virtual number according to the single telephone charge amount generated by the call duration of the single call of the calling number.
4. The method of claim 2, wherein binding the virtual number to an electronic payment account managed on the third party payment platform comprises:
acquiring a terminal identification code and the virtual number from a local memory of a user mobile terminal;
traversing first mapping relations between the terminal identification codes and electronic payment accounts managed on the third-party payment platform, and determining the electronic payment account matched with the acquired terminal identification codes;
and binding the virtual number with the electronic payment account matched with the terminal identification code according to the electronic payment account matched with the terminal identification code, and establishing a second mapping relation between the virtual number and the electronic payment account matched with the terminal identification code.
5. The method of claim 1, wherein the calling number and/or called number defaulting specifically comprises:
and if the current telephone charge balance of the calling number and/or the called number is lower than an arrearage threshold value preset by a charging system, the calling number and/or the called number is arreared.
6. The method of claim 1, wherein after sending the account sharing service payment request message to a third party payment platform, the method further comprises:
receiving payment success prompt information returned by the third party payment platform, wherein the payment success prompt information comprises payment amount corresponding to the payment mode;
and the payment amount corresponding to the payment mode is used for modifying the telephone charge balance of the calling number and/or the called number.
7. The method of claim 6, wherein after receiving the payment success prompt returned by the third party payment platform, the method further comprises:
and sending the payment success prompt message to a switch so that the switch recovers the mobile communication function of the calling number and/or the called number.
8. A payment device, comprising:
the service inquiry unit is used for inquiring whether the calling number and/or the called number open account number sharing service when the calling number and/or the called number is not consumed;
and the payment processing unit is used for sending account number sharing service payment request information to a third-party payment platform when the calling number and/or the called number open account number sharing service, so that the third-party payment platform carries out payment processing on the calling number and/or the called number according to the account number sharing service payment request information.
9. An electronic device comprising a processor, a memory, wherein:
the processor is adapted to execute a computer program in a memory to implement the method of any of claims 1-7.
10. A computer-readable storage medium, on which a computer program is stored which, when being executed by a processor, carries out the method according to any one of claims 1 to 7.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910702084.6A CN112311941A (en) | 2019-07-31 | 2019-07-31 | Payment method, payment device, electronic equipment and storage medium |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910702084.6A CN112311941A (en) | 2019-07-31 | 2019-07-31 | Payment method, payment device, electronic equipment and storage medium |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN112311941A true CN112311941A (en) | 2021-02-02 |
Family
ID=74486152
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201910702084.6A Pending CN112311941A (en) | 2019-07-31 | 2019-07-31 | Payment method, payment device, electronic equipment and storage medium |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN112311941A (en) |
Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1668060A (en) * | 2005-04-06 | 2005-09-14 | 海信集团有限公司 | An automatic prepaying method for mobile terminal |
| CN107871235A (en) * | 2017-09-27 | 2018-04-03 | 努比亚技术有限公司 | A kind of terminal fee payment method, mobile terminal, network center and storage medium |
| CN108540951A (en) * | 2018-02-27 | 2018-09-14 | 维沃移动通信有限公司 | A kind of recharge method and mobile terminal |
| CN109120808A (en) * | 2018-09-04 | 2019-01-01 | 湖北文理学院 | A kind of shutdown fee payment method and device |
-
2019
- 2019-07-31 CN CN201910702084.6A patent/CN112311941A/en active Pending
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1668060A (en) * | 2005-04-06 | 2005-09-14 | 海信集团有限公司 | An automatic prepaying method for mobile terminal |
| CN107871235A (en) * | 2017-09-27 | 2018-04-03 | 努比亚技术有限公司 | A kind of terminal fee payment method, mobile terminal, network center and storage medium |
| CN108540951A (en) * | 2018-02-27 | 2018-09-14 | 维沃移动通信有限公司 | A kind of recharge method and mobile terminal |
| CN109120808A (en) * | 2018-09-04 | 2019-01-01 | 湖北文理学院 | A kind of shutdown fee payment method and device |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| US7526547B2 (en) | Intelligent network charging edge | |
| US7191216B2 (en) | System and method for controlling access to downloadable resources | |
| CN110381455B (en) | Flow monitoring processing method and related device and system | |
| CN113837732A (en) | Internet resource transfer method, account transfer method and device | |
| RU2165679C1 (en) | Telecommunication-network pay-service system (alternatives) | |
| US8630397B2 (en) | Method and system for enabling charging of non-charging controlled services | |
| WO2009033249A1 (en) | Billing profile manager | |
| CN112752258B (en) | eSIM card opening method, mobile phone terminal and service acceptance system | |
| CN108696864B (en) | Virtual number request and transmission method, device and storage medium | |
| CN106817392B (en) | A kind of data processing method and system | |
| CN112311941A (en) | Payment method, payment device, electronic equipment and storage medium | |
| CN108156206B (en) | Data transfer method, server, client and system | |
| CN105933892B (en) | Dynamic number allocation method and system | |
| US8625758B2 (en) | Method, a telecommunication system and a network node for sponsoring a communication service | |
| EP2107780A1 (en) | Method and server for facilitating transfer of services between users | |
| CN108809666B (en) | Method, device and equipment for online charging of flow | |
| CN103906025B (en) | A kind of processing method of third party charging business, apparatus and system | |
| CN102143466B (en) | On-line charging method, access proxy equipment and system | |
| CN101800957B (en) | Method, system and service platform for realizing service payment of communication terminal | |
| EP1303995A1 (en) | Method and device for co-ordinating telecommunication services | |
| EP2571197A1 (en) | Method and system for data relocation and billing node | |
| RU15041U1 (en) | TARGET SERVICES PROVISION SYSTEM IN THE TELECOMMUNICATION NETWORK (OPTIONS) | |
| RU14687U1 (en) | TARGET SERVICES PROVISION SYSTEM IN THE TELECOMMUNICATION NETWORK (OPTIONS) | |
| EP2590359B1 (en) | Method, system, charging equipment, and account balance management center for free resources processing | |
| RU15939U1 (en) | TARGET SERVICES PROVISION SYSTEM IN THE TELECOMMUNICATION NETWORK (OPTIONS) |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20210202 |