CN112288575B - Transaction management method and device based on block chain - Google Patents
Transaction management method and device based on block chain Download PDFInfo
- Publication number
- CN112288575B CN112288575B CN202010029557.3A CN202010029557A CN112288575B CN 112288575 B CN112288575 B CN 112288575B CN 202010029557 A CN202010029557 A CN 202010029557A CN 112288575 B CN112288575 B CN 112288575B
- Authority
- CN
- China
- Prior art keywords
- transaction
- blockchain
- description information
- target
- account
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Active
Links
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Engineering & Computer Science (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Strategic Management (AREA)
- Technology Law (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The transaction management method and device based on the block chain are disclosed, and the method comprises the following steps: receiving a transaction; determining a second transaction from each first transaction which is determined to be a supervised transaction and has the same collection account as a payment account contained in the transaction, wherein the transaction time contained in the second transaction is the maximum value in the transaction time contained in each first transaction, and the second transaction also contains transaction resource description information carrying a resource identifier; determining the accumulated amount of a third transaction containing the same payment account with the transaction, wherein the transaction time contained in the third transaction is larger than the transaction time contained in the second transaction; and when the supervision frequency corresponding to the payment account contained in the second transaction is greater than the accumulated quantity, storing the transaction containing mapping resource description information into the blockchain and determining the transaction as a supervised transaction, wherein the mapping resource description information contains the resource identifier. The method and the system are beneficial for determining other accounts which cooperate with the account to wash money after the supervising authority determines the account which participates in money washing.
Description
Technical Field
The present application relates to the field of computer technologies, and in particular, to a transaction management method and apparatus based on a block chain.
Background
Money Laundering (Money laudering) refers to the act of formally legalizing the law enforcement and the revenues it generates, by masking, hiding, and by various means the source and nature thereof. A common money laundering method is to store a large amount of digital legal money (various legal digital currencies) in an account under a certain name, and then to validate the digital legal money under the account through various forms of transactions. Governments of various countries are usually regulated for money laundering behaviors; for example, a financial institution may present to the regulatory agency transactions for which the number of transactions exceeds a set value (typically dictated by law).
In order to avoid the supervision of the supervision organization, one of the money laundering means is to transfer a large number of digital legal coins under an account into a plurality of accounts set on behalf of others separately after the account is transferred with the large number of digital legal coins, and each account set on behalf of others transfers the digital legal coins into the account of the criminal in a series of legal transactions again.
Thus, even after the regulatory body has determined that an account is the target account for money laundering, it is difficult to specifically locate other accounts that work in conjunction with the account to launder money.
Disclosure of Invention
The embodiment of the application provides a block chain based transaction management method and device, which are beneficial for a monitoring mechanism to determine other accounts which cooperate with a target account to wash money after determining the target account participating in money washing.
In a first aspect, a method for transaction management based on a blockchain is provided, the method comprising:
receiving a transaction to be stored to a blockchain;
under the condition that at least one first transaction is stored in the blockchain, determining a second transaction from each first transaction, wherein a collection account included in the first transaction is the same as a payment account included in the transaction, the first transaction is a determined supervised transaction, a transaction moment included in the second transaction is a maximum value in the transaction moments included in each first transaction, the second transaction also includes transaction resource description information, the transaction resource description information includes at least one resource identifier, and each resource identifier is used for uniquely identifying a preset number of digital legal coins in a corresponding hierarchical statistical unit;
determining a cumulative number of third transactions stored in the blockchain, the third transactions comprising the same payment account as the transaction, the third transactions comprising a transaction time greater than the transaction time comprised by the second transaction;
determining the supervision frequency corresponding to the payment account contained in the second transaction;
and if the supervision frequency is greater than the accumulated quantity, storing the transaction containing mapping resource description information into a blockchain, and determining the transaction as a supervised transaction, wherein each resource identifier in the mapping resource description information contained in the transaction is the same as each resource identifier in the transaction resource description information contained in the second transaction.
In one possible embodiment, the method further comprises: determining a transaction amount of a digital legal instrument contained in the transaction in the case that at least one first transaction is not stored in the blockchain; and if the transaction quantity is larger than a set value, determining the transaction as a supervised transaction, and storing the transaction to the block chain.
In one possible embodiment, the method further comprises: and storing the transaction to the block chain under the condition that the transaction quantity is less than or equal to a set value.
In one possible embodiment, the method further comprises: storing the transaction to the blockchain if the supervision frequency is less than or equal to the cumulative amount.
In one possible embodiment, the method further comprises: receiving a query request containing a target account; determining at least one target transaction from the transactions stored in the blockchain, wherein the target transaction is a determined supervised transaction, and a payment receiving account of the target transaction is the target account;
for each target transaction, determining at least one current transaction from the transactions stored in the block chain, wherein each resource identifier in mapping resource description information included in the current transaction is the same as each resource identifier in transaction resource description information included in the target transaction; and providing each target transaction and each current transaction corresponding to each target transaction respectively.
In a second aspect, there is provided a blockchain-based transaction management apparatus, the apparatus comprising:
a transaction receiving unit for receiving a transaction to be stored to the blockchain;
a first determining unit, configured to determine, when at least one first transaction is stored in the blockchain, a second transaction from each first transaction, where a collection account included in the first transaction is the same as a payment account included in the transaction, the first transaction is a determined supervised transaction, a transaction time included in the second transaction is a maximum value in the transaction time included in each first transaction, the second transaction further includes transaction resource description information, the transaction resource description information includes at least one resource identifier, and each resource identifier is used to uniquely identify a preset number of digital legal coins in a hierarchical statistical unit corresponding to the resource identifier;
a second determining unit, configured to determine a cumulative number of third transactions stored in the blockchain, where a payment account included in the third transactions is the same as a payment account included in the transactions, and a transaction time included in the third transactions is greater than a transaction time included in the second transactions;
the supervision frequency determining unit is used for determining the supervision frequency corresponding to the payment account contained in the second transaction;
and the storage processing unit is used for storing the transaction containing mapping resource description information to a blockchain and determining the transaction as a supervised transaction under the condition that the supervision frequency is greater than the accumulated quantity, wherein each resource identifier in the mapping resource description information contained in the transaction is the same as each resource identifier in the transaction resource description information contained in the second transaction.
In one possible embodiment, the apparatus further comprises: a transaction quantity determination unit, wherein the transaction quantity determination unit is used for determining the transaction quantity of the digital legal currency contained in the transaction under the condition that at least one first transaction is not stored in the blockchain;
the storage processing unit is further configured to determine the transaction as a supervised transaction and store the transaction to the block chain when the transaction quantity is greater than a set numerical value.
In a possible embodiment, the storage processing unit is further configured to store the transaction to the blockchain if the transaction amount is less than or equal to a set value.
In a possible embodiment, the storage processing unit is further configured to store the transaction to the blockchain if the supervision frequency is less than or equal to the accumulated number.
In a possible embodiment, the apparatus further comprises:
the query request receiving unit is used for receiving a query request containing a target account;
a third determining unit, configured to determine at least one target transaction from the transactions stored in the blockchain, where the target transaction is a determined supervised transaction, and a payment receiving account of the target transaction is the target account;
a fourth determining unit, configured to determine, for each target transaction, at least one current transaction from among the transactions stored in the block chain, where each resource identifier in mapping resource description information included in the current transaction is the same as each resource identifier in transaction resource description information included in the target transaction;
and the data providing unit is used for providing each target transaction and each current transaction corresponding to each target transaction respectively.
In a third aspect, there is provided a computer readable storage medium having stored thereon a computer program which, when executed in a computing device, implements the method of any of the first aspects.
In a fourth aspect, there is provided a computing device comprising a memory having stored therein executable code and a processor that, when executing the executable code, implements the method of any of the first aspects.
Through the transaction management method and device provided by the embodiment of the application, the transaction stored in the blockchain comprises one or more resource identifiers, if the transaction is determined to be a supervised transaction, a certain number of other transactions initiated by a collection account included in the transaction after the transaction time included in the transaction comprise mapping resource description, and each resource identifier in the mapping resource description information is the same as each resource identifier in the transaction resource description information included in the transaction. That is, transaction resource description information, mapping resource description information, payment accounts, and collection accounts contained by individual transactions that have been stored to the blockchain and determined to be supervised transactions may indicate transfer paths for digital legal coins contained by transactions suspected of being money laundering. In this manner, it is advantageous for the regulatory body to determine, after determining an account involved in money laundering, other accounts that cooperate with the account to conduct money laundering.
Drawings
FIG. 1 is a system framework diagram of an embodiment of the present application;
FIG. 2 is a data structure diagram of a transaction received by a blockchain node from a terminal device;
FIG. 3 is a schematic diagram of an exemplary transaction processing process in an embodiment of the present application;
fig. 4 is a flowchart illustrating a transaction management method based on a blockchain according to an embodiment of the present disclosure.
FIG. 5 is a diagram illustrating a transfer path of digital legal coins corresponding to a suspected money laundering transaction according to an embodiment of the present application;
fig. 6 is a schematic structural diagram of a transaction management device based on a blockchain according to an embodiment of the present application.
Detailed Description
FIG. 1 shows a system framework diagram of an embodiment of the present application. As shown in fig. 1, a blockchain system (otherwise referred to as a blockchain network) 10 may include a plurality of blockchain nodes 101. The block link point 101 may be one or more computing devices with certain data storage capacity and certain computing capacity, such as a server.
The blockchain node 101 may be connected to one or more terminal devices 20, receive one or more transactions from the terminal devices 20, package the received transactions into blocks, and store the blocks in a blockchain; or further processing the received transaction, packaging the processed transaction into blocks and storing the blocks into a block chain. The terminal device 20 includes, but is not limited to, a personal computer, a mobile phone, and other various forms of electronic devices.
In the prior art, as shown in fig. 2, the transaction received by block link point 101 From terminal 20 may typically include a "From" field indicating a payment account, a "To" field indicating a collection account, a "Value" field indicating a transaction amount of digital french coins, and a "Data" field indicating other information included in the transaction. Illustratively, the "Data" field may also contain a sub-field "Time" indicating the Time of the transaction; the transaction Time indicated by the sub-field "Time" may be the Time when the payment account indicated by the "From" field initiates the transaction, in other words, the transaction Time indicated by the sub-field "Time" may be the Time when the terminal device 20 generates and transmits the transaction to the zone link point 101.
Accordingly, the blockchain network 10 may generally report a transaction To the monitoring system 30 when the transaction amount of the digital legal currency indicated by the "Value" field of the transaction is greater than a set Value, so that the monitoring system 30 analyzes whether the transaction is suspected of money laundering for the payment account indicated by the "From" field, the collection account indicated by the "To" field, and other related information of the transaction, To determine whether there is money laundering action for the payment account indicated by the "From" field and the collection account indicated by the "To" field of the transaction.
It will be appreciated that for a complete money laundering process, it is not usual to merely conduct one or more transactions between two accounts, but rather a large number of accounts are required to cooperate to conduct a high frequency of transactions. In the above technical solution, for the transaction in which the transaction quantity of the digital legal currency is larger than the set value and is reported to the monitoring system 30 by the blockchain network 10, even if the monitoring system 30 determines that the payment account and the collection account included in the transaction from the blockchain network 10 are target accounts participating in money laundering, it is difficult to further determine other accounts cooperating with the accounts to conduct money laundering.
In view of this, an embodiment of the present application provides a method and an apparatus for transaction management based on a blockchain, where a transaction stored in a blockchain includes one or more resource identifiers, and if the transaction is determined to be a supervised transaction, a certain number of other transactions initiated by a payment receiving account included in the transaction after a transaction time included in the transaction include mapping resource descriptions, and each resource identifier in the mapping resource description information is the same as each resource identifier in transaction resource description information included in the transaction. That is, transaction resource description information, mapping resource description information, payment accounts, and collection accounts contained by individual transactions that have been stored to the blockchain and determined to be supervised transactions may indicate transfer paths for digital legal coins contained by transactions suspected of being money laundering. In this manner, it is advantageous for the regulatory body to determine, after determining an account involved in money laundering, other accounts that cooperate with the account to conduct money laundering.
Illustratively, as in FIG. 3, for an account U1, suppose blockchain node 101 stores one transaction X to the blockchain n In the system, transaction time T1 and collection account U1, X are included n The Sub-field "Sub 1" contained in the contained field "Data" indicates X n The individual resource identifiers included in the transaction resource description information are a1, b1, b2, and X n A digital legal has been determined to be a regulated transaction because it contains a number of transactions for a digital currency indicated by the field "Value" that is greater than a set number or for other reasons. Then, the transaction supervision frequency P1 corresponding to U1 may be determined first, and the transaction supervision frequency P1 may be a preset initial value or a dynamic value dynamically updated according to each transaction in which U1 participates. Next, for each X transaction of the first P1 transactions initiated by U1 after time T1 p Block link point 101 is receiving X p Then, it is possible to do so at X p Adds mapping resource description information indicated by Sub-field "Sub 2",
the mapping resource description information indicated by "Sub 2" may include resource identifiers a1, b1, and b 2. Correspondingly, X containing mapping resource description information p Will be stored to the blockchain and will be determined to be a policed transaction.
Then, if transaction X n Middle ladleThe account containing the collection account U1 is determined by the regulatory system to be the account for which money laundering is present, and block link point 101 may first determine from the blockchain that the collection account is U1 and has been determined to be X for the regulated transaction n . Then according to X n The resource identifiers a1, b1 and b2 in the transaction resource description information indicated by the Sub-field "Sub 1" are included to determine the transaction xs mapping the resource identifiers a1, b1 and b2 in the resource information p . Correspondingly, except for U1, X n The "From" field included indicates the payment account, each X p The collection account, which is indicated by the "To" field included, indicates X for suspected money laundering n Transfer path of the digital legal note involved, i.e. X n The "From" field included indicates the payment account, each X p The collection accounts indicated by the "To" field included may each be an account that cooperates with U1 for money laundering; the regulatory agency/regulatory system 30 may then further combine other information pairs X n Each X p Performing an analysis from the X stored in the blockchain n Included is a "From" field indicating the payment account, each X p The "To" field is included To identify the account that cooperates with U1 for money laundering among the collection accounts.
The block chain based transaction management method and apparatus provided in the embodiments of the present application are described in more detail below with reference to the accompanying drawings.
Fig. 4 is a flowchart of a transaction management method based on a blockchain according to an embodiment of the present disclosure. The method may be performed by a blockchain link point 101 deployed with a blockchain based transaction management device in a blockchain network 10 as shown in fig. 1. As shown in fig. 4, the transaction management method based on blockchain may include at least the following steps 401 to 405: step 401, receiving a transaction to be stored to a blockchain; step 402, in a case that at least one first transaction is stored in the blockchain, determining a second transaction from each first transaction, where a collection account included in the first transaction is the same as a payment account included in the transaction, the first transaction is a determined supervised transaction, a transaction time included in the second transaction is a maximum value in the transaction time included in each first transaction, the second transaction further includes transaction resource description information, the transaction resource description information includes at least one resource identifier, and each resource identifier is used for uniquely identifying a preset number of digital legal coins in a corresponding hierarchical statistical unit; step 403, determining a cumulative amount of a third transaction stored in the blockchain, wherein a payment account included in the third transaction is the same as a payment account included in the transaction, and a transaction time included in the third transaction is greater than a transaction time included in the second transaction; step 404, determining the supervision frequency corresponding to the payment account included in the second transaction; step 405, when the supervision frequency is greater than the accumulated number, storing the transaction including mapping resource description information to a blockchain, and determining the transaction as a supervised transaction, where each resource identifier in the mapping resource description information included in the transaction is the same as each resource identifier in the transaction resource description information included in the second transaction.
First, in step 401, blockchain node 101 may receive a transaction from terminal device 20 to be stored to the blockchain. For convenience of description, the transaction received by the blockchain node 101 from the terminal device 20 is denoted as X hereinafter.
As described above, the "Data" field included in the transaction X may specifically include the Sub-field "Sub 1" indicating the transaction resource description information, and the transaction resource description information may specifically include one or more resource identifiers, where each resource identifier is used to uniquely identify a preset number of digital legal coins in the corresponding hierarchical statistical unit.
In the embodiment of the application, the total sum of the digital french coins respectively identified by the resource identifiers in the transaction resource description information included in the transaction X is the same as the transaction number of the digital french coins indicated by the "Value" field included in the transaction X.
Illustratively, a digital legal instrument is issued by a central bank, which may contain multiple levels of statistical units. In a more specific example, the digital legal tender is associated with a "Renminbi" issued by a central bank "The hierarchical statistical units include the same, such as hierarchical statistical units including "1 corner", "1 yuan", "10 yuan", "50 yuan", "100 yuan", and the like. Assuming that the transaction number of the digital legal tender indicated by the "Value" field included in the transaction X received from the terminal device 20 is "200", a plurality of resource identifications (similar to the crown word numbers of the renminbi) corresponding to the corresponding hierarchical statistical units may be included in the transaction resource description information indicated by the Sub-field "Sub 1" included in the transaction X. Exemplary, X p The transaction resource description information indicated by the Sub-field "Sub 1" may specifically include three resource identifiers a1, b1, and b2, wherein a1 corresponds to the hierarchical statistical unit "100 yuan", b1 and b2 correspond to the hierarchical statistical unit "50 yuan", and the sum of the digital legal coins respectively identified by a1, b1, and b2 is "200 yuan".
Next, in step 302, blockchain node 101 may determine, for transaction X received From terminal device 20, whether there are one or more first transactions (Y) in each transaction that has been stored in the blockchain and that has been determined To be a supervised transaction, each transaction Y containing a payment account indicated by the "From" field that is the same as a payment receiving account indicated by the "To" field contained by transaction X. When one or more transactions Y exist, a second transaction (Z) may be determined from each transaction Y, where the transaction Time indicated by the subfield "Time" included in the transaction Z is the maximum value among the transaction times indicated by the fields "Time" included in each transaction Y.
That is, the blockchain node may determine, for transaction X, that the payment account indicated by the "From" field contained in transaction X was last engaged as the recipient and was determined to be one of the transactions Z for which the transaction X was supervised, prior to the transaction Time indicated by the subfield "Time" of transaction X.
In one possible embodiment, if transaction Y, as described above, is not included in each transaction that has been stored to the blockchain and that has been determined to be a supervised transaction, blockchain node 101 may further determine whether the transaction amount of the digital currency indicated by the "Value" field included in transaction X is greater than a set Value. And under the condition that the transaction quantity of the digital legal currency indicated by the 'Value' field contained in the X is greater than a set Value, the transaction X is suspected of being washed money, the transaction X can be determined as a monitored transaction, and the transaction X is stored in the blockchain network. On the contrary, in the case that the transaction quantity of the digital legal currency indicated by the "Value" field included in the transaction X is not greater than the set Value, it indicates that the transaction X may be a normal transaction, and the transaction X may be directly stored in the blockchain.
Next, in step 403, blockchain node 101 may determine a cumulative number of third transactions stored in the blockchain, the third transactions including a payment account indicated by the "From" field that is the same as the payment account indicated by the "From" field included in transaction X, the third transactions including a transaction time that is greater than the transaction time included in transaction Z.
That is, if it is determined that the payment account indicated by the "From" field contained by transaction X was last engaged as a recipient before the transaction Time indicated by the subfield "Time" of transaction X, and was determined to be one transaction Z of the supervised transactions, it is further determined that the payment account indicated by the "From" field contained by transaction X is a cumulative number of transactions initiated by the initiator of the transaction after the transaction Time indicated by the subfield "Time" contained by transaction Z.
Further, in step 404, the block link point 101 may determine the supervision frequency corresponding to the payment account indicated by the "From" field included in the transaction Z.
In one possible embodiment, for transaction Z, if the payment account indicated by the "From" field included in transaction Z is not included in each of the already determined regulated transactions, the transaction regulation frequency corresponding to the payment account indicated by the "From" field included in transaction Z may be a preset initial value M greater than 0.
Accordingly, in another possible embodiment, after determining a transaction stored in the blockchain as an authorized transaction, the blockchain node 101 may dynamically update the transaction authorization frequency corresponding to each of the payment account and the collection account included in the transaction on the basis of the initial value. For example, if the account U1 appears in a transaction determined to be a supervised transaction, the supervision frequency corresponding to the U1 is updated according to a certain algorithm rule on the basis of M, the supervision frequency corresponding to the updated U1 is greater than the supervision frequency corresponding to the U1 before updating, and the supervision frequency corresponding to the updated U1 is recorded.
Further, in step 405, in a case that the supervision frequency corresponding to the second transaction is greater than the accumulated number of the third transaction, store the transaction X containing the mapping resource description information to the blockchain, and determine the transaction X containing the mapping resource description information as a supervised transaction.
The Sub-field "Sub 2" is included in the transaction X stored in the blockchain, and "Sub 2" indicates that each resource identifier in the mapping resource description information included in the transaction X is the resource identifier in the transaction resource description information indicated by the Sub-field "Sub 2" included in the transaction Z.
For example, referring to fig. 5, when the account U1 initiates a transaction Z to the account U2 as the recipient, the Sub-field "Sub 1" in the "Data" field included in the transaction Z indicates that the resource identifiers included in the transaction resource description information included in the transaction Z are a1, b1, and b 2. Then, if transaction Z is determined to be a supervised transaction, transactions X1, X2, X3, X4, X5 are initiated in sequence to accounts U3, U4, U5, U6, U7 for account U2 after the transaction Time indicated by sub-field "Time" in the "Data" field contained in transaction Z. Assuming that the transaction supervision frequency corresponding to U1 is 5, for the first 3 transactions X1, X2, X3 initiated by the account U2 after the transaction Time indicated by the Sub-field "Time" in the "Data" field contained in the transaction Z, the chunk link point 101 may add the Sub-field "Sub 2" indicating the mapping resource description information contained in it, and the field "Sub 2" contained in X1, X2, X3, indicating that the respective resource descriptions in the mapping resource description information contained in X1, X2, X3 are a1, b1, b2, in the fields "Data" contained in X1, X2, X3, respectively. Thereafter, X1, X2, X3 containing mapping resource description information may be further stored to the blockchain, and X1, X2, X3 may be determined as the supervised transaction.
It will be appreciated that transactions X1, X2, X3 due to storage to the blockchain have been determined to be supervised transactions. Therefore, similar processes as described above may be performed for transactions initiated by U3, U4, U5 based on similar processes as described above. For example, assuming that the supervision frequency corresponding to U4 is 2, each resource identifier in the transaction resource description information included in X1 is a2, b3, for transactions X6, X7 initiated by U4 to U8, U9 in sequence after the transaction time included in X1, the block chain node may add a subfield "Sub 2" to X6, X7 to indicate the mapping resource description information, and the subfields "Sub 2" added to X6, X7 indicate each resource identifier in the mapping resource description information included in X6, X7 to be a2, b3, respectively.
Accordingly, in one possible implementation, if the regulatory agency determines that an account is a target account for which money laundering behavior exists based on the individual transactions stored in the blockchain that have been determined to be regulated transactions, or otherwise, the regulatory agency may send a query request containing the target account to the blockchain network through the regulatory system. Then, the block chain link points can determine at least one target transaction from all the transactions stored in the block chain, wherein the target transaction is a determined supervised transaction, and a collection account of the target transaction is a target account; for each target transaction, determining at least one current transaction from the transactions stored in the block chain, wherein each resource identifier in mapping resource description information contained in the current transaction is the same as each resource identifier in transaction resource description information contained in the target transaction; the terminal device 20 or the monitoring system 30 is provided with each target transaction and each current transaction corresponding to each target transaction respectively.
In a more specific example, the query request containing the target account may be a transaction for invoking an intelligent contract, which may contain code for executing a predetermined transaction, which may include: determining at least one target transaction from each transaction stored in the blockchain according to a target account included in the transaction for calling the intelligent contract, wherein the target transaction is a determined supervised transaction, and a collection account of the target transaction is a target account; for each target transaction, determining at least one current transaction from the transactions stored in the block chain, wherein each resource identifier in mapping resource description information contained in the current transaction is the same as each resource identifier in transaction resource description information contained in the target transaction; the terminal device 20 or the monitoring system 30 is provided with each target transaction and each current transaction corresponding to each target transaction respectively.
Still referring to fig. 5, if account U2 is determined to be a target account for which money laundering behavior exists, target transaction Z may be first determined, and then current transactions X1, X2, X3 mapping respective resource identifiers in resource description information as a1, b1, b2 may be determined according to respective resource identifiers a1, b1, b2 in transaction resource description information included in target transaction Z, so as to provide Z1, X1, X2, X3 to supervisory system 30 or terminal device 20. Based on similar principles, the transactions X6, X7 may also be provided to the supervisory system 30 or the terminal device 20.
It is understood that accounts U1, U2, U3, U4, U5, U8 and U9 contained in Z1, X1, X2, X3, X6 and X7 can form a diversion path of the digital legal token as shown in FIG. 5.
It should be noted that, in the embodiment of the present application, the data structure of the transaction received by the block link point 101 from the terminal device and the data structure of the transaction stored in the block chain are exemplarily described, but each transaction may further include a field and a sub-field for indicating other information, and the names of each field and sub-field do not constitute a limitation to the technical solution provided in the embodiment of the present application.
The method provided in any of the embodiments of the present application is based on the same concept, and a blockchain-based transaction management device, which can be disposed in a blockchain link point 101 as shown in fig. 1, is also provided in the embodiments of the present application. As shown in fig. 6, the blockchain-based transaction management apparatus may include at least:
a transaction receiving unit 601, configured to receive a transaction to be stored to a blockchain;
a first determining unit 602, configured to determine, when at least one first transaction is stored in the blockchain, a second transaction from each first transaction, where the first transaction includes a same payment account as a payment account included in the transaction, the first transaction is a determined supervised transaction, a transaction time included in the second transaction is a maximum value in the transaction time included in each first transaction, the second transaction further includes transaction resource description information, the transaction resource description information includes at least one resource identifier, and each resource identifier is used to uniquely identify a preset number of digital french coins in a corresponding hierarchical statistical unit;
a second determining unit 603, configured to determine a cumulative number of a third transaction stored in the blockchain, where the payment account included in the third transaction is the same as the payment account included in the transaction, and a transaction time included in the third transaction is greater than a transaction time included in the second transaction;
a supervision frequency determining unit 604, configured to determine a supervision frequency corresponding to a payment account included in the second transaction;
a storage processing unit 605, configured to, if the supervision frequency is greater than the accumulated number, store the transaction including mapping resource description information to a blockchain, and determine the transaction as a supervised transaction, where each resource identifier in the mapping resource description information included in the transaction is the same as each resource identifier in the transaction resource description information included in the second transaction.
In a possible embodiment, the apparatus further comprises: a transaction quantity determination unit, wherein the transaction quantity determination unit is used for determining the transaction quantity of the digital legal currency contained in the transaction under the condition that at least one first transaction is not stored in the blockchain;
the storage processing unit 605 is further configured to determine the transaction as a supervised transaction if the transaction quantity is greater than a set value, and store the transaction to the block chain.
In a possible implementation manner, the storage processing unit 605 is further configured to store the transaction to the block chain if the transaction amount is smaller than or equal to a set value.
In a possible implementation, the storage processing unit 605 is further configured to store the transaction to the blockchain if the supervision frequency is less than or equal to the accumulated number.
In one possible embodiment, the apparatus further comprises:
the query request receiving unit is used for receiving a query request containing a target account;
a third determining unit, configured to determine at least one target transaction from the transactions stored in the blockchain, where the target transaction is a determined supervised transaction, and a collection account of the target transaction is the target account;
a fourth determining unit, configured to determine, for each target transaction, at least one current transaction from among the transactions stored in the block chain, where each resource identifier in mapping resource description information included in the current transaction is the same as each resource identifier in transaction resource description information included in the target transaction;
and the data providing unit is used for providing each target transaction and each current transaction corresponding to each target transaction respectively.
Those skilled in the art will recognize that in one or more of the examples described above, the functions described herein may be implemented in hardware, software, firmware, or any combination thereof. When implemented in software, a computer program corresponding to these functions may be stored in a computer-readable medium or transmitted as one or more instructions/codes on a computer-readable medium, so that when the computer program corresponding to these functions is executed by a computer, the method described in any one of the embodiments of the present invention is implemented by the computer.
Accordingly, a computer-readable storage medium is further provided in an embodiment of the present application, and has a computer program stored thereon, when the computer program is executed in a computing device, the computing device implements the blockchain-based transaction management method provided in any one of the embodiments of the present application.
The embodiment of the present application further provides a computing device, which includes a memory and a processor, where the memory stores executable codes, and when the processor executes the executable codes, the transaction management method based on the blockchain provided in any embodiment of the present application is implemented.
The various embodiments in this application are described in a progressive manner, and like parts in the various embodiments can be referred to one another, and each embodiment will be described with emphasis on differences from other embodiments. In particular, the apparatus/device/system embodiments are substantially similar to the method embodiments, so that the description is simple, and reference may be made to some descriptions of the method embodiments for relevant points.
The foregoing description of specific embodiments of the present application has been presented. Other embodiments are within the scope of the following claims. In some cases, the actions or steps recited in the claims may be performed in a different order than in the embodiments and still achieve desirable results. In addition, the processes depicted in the accompanying figures do not necessarily require the particular order shown, or sequential order, to achieve desirable results. In some embodiments, multitasking and parallel processing may also be possible or may be advantageous.
The above-mentioned embodiments, objects, technical solutions and advantages of the present invention are further described in detail, it should be understood that the above-mentioned embodiments are only exemplary embodiments of the present invention, and are not intended to limit the scope of the present invention, and any modifications, equivalent substitutions, improvements and the like made on the basis of the technical solutions of the present invention should be included in the scope of the present invention.
Claims (10)
1. A blockchain based transaction management method, the method comprising:
receiving a transaction to be stored to a blockchain;
under the condition that at least one first transaction is stored in the blockchain, determining a second transaction from each first transaction, wherein a collection account included in the first transaction is the same as a payment account included in the transaction, the first transaction is a determined supervised transaction, a transaction moment included in the second transaction is a maximum value in the transaction moments included in each first transaction, the second transaction also includes transaction resource description information, the transaction resource description information includes at least one resource identifier, and each resource identifier is used for uniquely identifying a preset number of digital legal coins in a corresponding hierarchical statistical unit;
determining the accumulated amount of a third transaction stored in the blockchain, wherein the third transaction comprises the same payment account as the transaction, and the transaction time of the third transaction is greater than the transaction time of the second transaction;
determining the supervision frequency corresponding to the payment account contained in the second transaction;
and if the supervision frequency is greater than the accumulated quantity, storing the transaction containing mapping resource description information into a blockchain, and determining the transaction as a supervised transaction, wherein each resource identifier in the mapping resource description information contained in the transaction is the same as each resource identifier in the transaction resource description information contained in the second transaction.
2. The method of claim 1,
the method further comprises the following steps:
determining a transaction amount of a digital legal instrument contained in the transaction in the case that at least one first transaction is not stored in the blockchain;
and if the transaction quantity is larger than a set value, determining the transaction as a supervised transaction, and storing the transaction to the block chain.
3. The method of claim 2, further comprising: and storing the transaction to the block chain when the transaction quantity is less than or equal to a set numerical value.
4. The method of claim 1, further comprising: storing the transaction to the blockchain if the supervision frequency is less than or equal to the cumulative amount.
5. The method according to any one of claims 1 to 4,
the method further comprises the following steps:
receiving a query request containing a target account;
determining at least one target transaction from the transactions stored in the blockchain, wherein the target transaction is a determined supervised transaction, and a payment receiving account of the target transaction is the target account;
for each target transaction, determining at least one current transaction from the transactions stored in the block chain, wherein each resource identifier in mapping resource description information included in the current transaction is the same as each resource identifier in transaction resource description information included in the target transaction;
and providing each target transaction and each current transaction corresponding to each target transaction respectively.
6. A blockchain-based transaction management apparatus, the apparatus comprising:
a transaction receiving unit for receiving a transaction to be stored to the blockchain;
a first determining unit, configured to determine, when at least one first transaction is stored in the blockchain, a second transaction from each first transaction, where a collection account included in the first transaction is the same as a payment account included in the transaction, the first transaction is a determined supervised transaction, a transaction time included in the second transaction is a maximum value in the transaction times included in each first transaction, the second transaction further includes transaction resource description information, the transaction resource description information includes at least one resource identifier, and each resource identifier is used to uniquely identify a preset number of digital legal coins in a corresponding hierarchical statistic unit;
a second determining unit, configured to determine a cumulative number of third transactions stored in the blockchain, where a payment account included in the third transactions is the same as a payment account included in the transactions, and a transaction time included in the third transactions is greater than a transaction time included in the second transactions;
the supervision frequency determining unit is used for determining the supervision frequency corresponding to the payment account contained in the second transaction;
and the storage processing unit is used for storing the transaction containing mapping resource description information to a blockchain and determining the transaction as a supervised transaction under the condition that the supervision frequency is greater than the accumulated quantity, wherein each resource identifier in the mapping resource description information contained in the transaction is the same as each resource identifier in the transaction resource description information contained in the second transaction.
7. The apparatus of claim 6,
the device further comprises: a transaction amount determination unit, wherein,
the transaction quantity determining unit is used for determining the transaction quantity of the digital legal currency contained in the transaction under the condition that at least one first transaction is not stored in the blockchain;
the storage processing unit is further configured to determine the transaction as a supervised transaction and store the transaction to the block chain when the transaction quantity is greater than a set numerical value.
8. The apparatus of claim 7,
the storage processing unit is further configured to store the transaction to the block chain when the transaction amount is less than or equal to a set value.
9. The apparatus of claim 6,
the storage processing unit is further configured to store the transaction to the blockchain if the supervision frequency is less than or equal to the accumulated number.
10. The apparatus according to any one of claims 6 to 9,
the device further comprises:
the query request receiving unit is used for receiving a query request containing a target account;
a third determining unit, configured to determine at least one target transaction from the transactions stored in the blockchain, where the target transaction is a determined supervised transaction, and a payment receiving account of the target transaction is the target account;
a fourth determining unit, configured to determine, for each target transaction, at least one current transaction from among the transactions stored in the block chain, where each resource identifier in mapping resource description information included in the current transaction is the same as each resource identifier in transaction resource description information included in the target transaction;
and the data providing unit is used for providing each target transaction and each current transaction corresponding to each target transaction respectively.
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2019113726048 | 2019-12-27 | ||
| CN201911372604 | 2019-12-27 |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN112288575A CN112288575A (en) | 2021-01-29 |
| CN112288575B true CN112288575B (en) | 2022-09-27 |
Family
ID=74420159
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202010029557.3A Active CN112288575B (en) | 2019-12-27 | 2020-01-13 | Transaction management method and device based on block chain |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN112288575B (en) |
Families Citing this family (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN114154982B (en) * | 2021-08-16 | 2022-07-01 | 北京天德科技有限公司 | Real-time settlement and supervision method based on block chain and big data platform |
Family Cites Families (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US10963881B2 (en) * | 2015-05-21 | 2021-03-30 | Mastercard International Incorporated | Method and system for fraud control of blockchain-based transactions |
| CN107103471B (en) * | 2017-03-28 | 2020-06-30 | 上海瑞麒维网络科技有限公司 | Method and device for determining transaction validity based on block chain |
| US20200134586A1 (en) * | 2017-04-18 | 2020-04-30 | Tbcasoft, Inc. | Anonymity and traceability of digital property transactions on a distributed transaction consensus network |
| CN108537667B (en) * | 2018-04-09 | 2022-04-01 | 深圳前海微众银行股份有限公司 | Financial asset anti-money laundering control method and device based on block chain and storage medium |
| CN109636370B (en) * | 2018-12-04 | 2023-07-28 | 中国地质大学（武汉） | Back washing money analysis method for blockchain account book |
| CN110471931A (en) * | 2019-08-13 | 2019-11-19 | 山大地纬软件股份有限公司 | A kind of digital asset trade identity maintaining method based on transaction in assets chain |
-
2020
- 2020-01-13 CN CN202010029557.3A patent/CN112288575B/en active Active
Also Published As
| Publication number | Publication date |
|---|---|
| CN112288575A (en) | 2021-01-29 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN108595157B (en) | Block chain data processing method, device, equipment and storage medium | |
| CN110147990B (en) | Payment withholding subscription method and device based on block chain and electronic equipment | |
| CN110263536B (en) | Method and device for monitoring intelligent contracts in block chain | |
| CN110070445A (en) | A kind of transaction processing method and device based on block catenary system | |
| CN110163634B (en) | Refund method and device based on blockchain and electronic equipment | |
| CN112288575B (en) | Transaction management method and device based on block chain | |
| CN110443612B (en) | Block chain-based reimbursement expense segmentation method and device and electronic equipment | |
| CN113553378A (en) | Block chain data deleting method and device | |
| CN111475522A (en) | Block chain-based warehouse receipt data management method and device and electronic equipment | |
| CN110955919A (en) | Data processing method based on block chain network, related device and storage medium | |
| CN110009497B (en) | Block chain-based decision method and device and electronic equipment | |
| CN112148353B (en) | Data processing method and device | |
| CN111598568B (en) | Abnormal transaction identification method based on multi-transaction object multi-dimensional credit management | |
| CN111553796A (en) | Exchange rate management method and device and computer readable storage medium | |
| CN111242781A (en) | Transaction management method and device based on block chain | |
| CN109919767B (en) | Transaction risk management method, device and equipment | |
| CN113220598A (en) | System test method, apparatus, device, medium, and program product | |
| US20210081961A1 (en) | Computer-implemented methods of evaluating task networks | |
| CN112685377A (en) | Detection processing method, device, server and medium based on historical object data | |
| GB2569580A (en) | Computer-implemented methods of evaluating task networks | |
| CN112822261B (en) | Block chain-based shared policy and premium management method and device and electronic equipment | |
| CN114037454A (en) | Method and device for discovering transfer mode of illegal transaction | |
| US20210209597A1 (en) | Intelligent Systems for Identifying Transactions Associated with an Institution Impacted by an Event | |
| CN113870009A (en) | Anti-money laundering management and control method, device and system based on graph database and storage medium | |
| CN118195751A (en) | Service risk early warning method and device |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| GR01 | Patent grant | ||
| GR01 | Patent grant |