CN110555703A

CN110555703A - Credit contract multi-view display method and device

Info

Publication number: CN110555703A
Application number: CN201910704376.3A
Authority: CN
Inventors: 李�杰
Original assignee: Alibaba Group Holding Ltd
Current assignee: Advanced New Technologies Co Ltd; Advantageous New Technologies Co Ltd
Priority date: 2019-07-31
Filing date: 2019-07-31
Publication date: 2019-12-10
Anticipated expiration: 2039-07-31
Also published as: CN110555703B

Abstract

the application provides a credit contract multi-view showing method and a device, wherein the credit contract multi-view showing method comprises the following steps: acquiring a contract viewing request generated by a credit participation user triggering a display control of a contract display page; determining a contract type corresponding to the contract viewing request according to a control type contained in the contract viewing request; analyzing the user identification contained in the contract viewing request to obtain a contract storage address of the credit participation user; and reading the credit contract of the credit participation user under the contract type according to the contract storage address, and displaying the read credit contract under the contract type on the contract display page. The multi-view display method of the credit contract realizes multi-view credit contract display, enables the display of the credit contract to be more visual and complete, improves the perception of credit participation users on credit projects, and is beneficial to promoting the popularization of the credit projects and the improvement of a credit system.

Description

credit contract multi-view display method and device

Technical Field

the application relates to the technical field of data processing, in particular to a credit contract multi-view display method. The application also relates to a credit contract multi-view showing device, a computing device and a computer readable storage medium.

Background

with the continuous development of internet technology, the attention degree of users to credit is continuously improved, the establishment and the improvement of a credit system are continuously carried out, a credit platform for providing various credit services for users is born, and a plurality of credit platforms provide various credit-based services such as credit lease, credit loan, credit trial and the like for users.

currently, in the process of using credit service provided by a credit platform, a merchant which provides item information lease or borrow to the user at the user, the credit platform and the credit of the user at the credit platform form a credit closed loop mode, and in the mode, credit data are transmitted to the credit platform by the merchant to maintain the credit of the user. However, in this mode, the user cannot participate in the credit maintenance of the credit platform, and the participation and perception of the credit maintenance process are poor, which has certain defects.

Disclosure of Invention

In view of this, embodiments of the present application provide a method for displaying credit contracts in multiple viewing angles, so as to solve technical defects in the prior art. The embodiment of the application also provides a credit contract multi-view display device, a computing device and a computer readable storage medium.

The application provides a credit contract multi-view display method, which comprises the following steps:

acquiring a contract viewing request generated by a credit participation user triggering a display control of a contract display page; the display control comprises a contract sending display control corresponding to a credit contract generated by the credit item and used as a contract sending party, and a contract responding display control corresponding to the credit contract generated by the credit item and used as a contract responding party;

determining a contract type corresponding to the contract viewing request according to a control type of a display control triggered by the credit participation user and contained in the contract viewing request;

Analyzing the user identification contained in the contract viewing request to obtain a contract storage address of the credit participation user;

and reading the credit contract of the credit participation user under the contract type according to the contract storage address, and displaying the read credit contract under the contract type on the contract display page.

Optionally, the analyzing the user identifier included in the contract viewing request to obtain the contract storage address of the credit participation user includes:

analyzing the storage identification bit of the user identification to obtain the storage identification of the credit participation user;

Determining a contract data table for storing the credit contract of the credit participation user according to the storage identification;

and determining a contract database to which the contract data table belongs according to the data table identification of the contract data table, and taking the database address of the contract database as a contract storage address of the credit participation user.

optionally, the determining, according to the control type of the display control triggered by the credit participation user included in the contract viewing request, a contract type corresponding to the contract viewing request includes:

And according to a contract sending control type of a contract sending display control triggered by the credit participation user and contained in the contract checking request, determining that the contract type corresponding to the contract sending control type is a credit contract generated by the credit participation user serving as a contract sending party and participating in a credit item, and the contract type corresponding to the contract checking request containing the contract sending control type.

Optionally, the reading the credit contract of the credit participation user in the contract type according to the contract storage address, and displaying the read credit contract in the contract type on the contract display page includes:

Determining a contract sending data table corresponding to a credit contract generated by a credit project and used as a contract sending party by the credit participating user in a contract database corresponding to the database address;

Reading the credit participation user recorded in the issue data table as an issuing party to participate in a credit contract generated by credit items;

displaying the read contract identification and contract information of the credit contract on the contract display page;

and if the contract identification and the viewing instruction of the contract information in the display area are received, the credit contract is displayed on the contract display page.

And determining that the contract type corresponding to the contract-applying control type is a credit contract generated by the credit participating user as an contracting party and participating in a credit item according to the contract-applying control type of a contract-applying display control triggered by the credit participating user and contained in the contract viewing request, and the contract type corresponding to the contract viewing request containing the contract-applying control type.

determining a contract data table corresponding to a credit contract generated by taking the credit participating user as a contract responding party and participating in a credit project in a contract database corresponding to the database address;

Reading the credit participation user recorded in the contract data table as a contract party to participate in a credit contract generated by credit items;

optionally, the display control further includes:

And the credit participation user participates in a performance display control corresponding to the credit contract in the performance state generated by the credit item.

and determining a contract type corresponding to the performance control type as a credit contract which is generated for the credit participation user to participate in a credit project and is in a performance state according to the performance control type of a performance display control triggered by the credit participation user and contained in the contract viewing request, and taking the credit contract as a contract type corresponding to the contract viewing request containing the performance control type.

determining a performance data table corresponding to a credit contract in a performance state generated by the credit participation user participating in the credit item in a contract database corresponding to the database address;

Reading a performance record of a credit contract in a performance state, generated by participation of the credit participating users in a credit project, recorded in the performance data table;

and displaying the read credit participation user participating in the performance record of the credit contract generated by the credit item and in the performance state on the contract display page.

the present application further provides a credit contract multi-view display device, including:

the contract viewing request acquisition module is configured to acquire a contract viewing request generated by a credit participation user triggering a display control of a contract display page; the display control comprises a contract sending display control corresponding to a credit contract generated by the credit item and used as a contract sending party, and a contract responding display control corresponding to the credit contract generated by the credit item and used as a contract responding party;

the contract type determining module is configured to determine a contract type corresponding to the contract viewing request according to a control type of a display control triggered by the credit participation user and contained in the contract viewing request;

The contract storage address determining module is configured to analyze the user identification contained in the contract viewing request and obtain the contract storage address of the credit participation user;

and the credit contract display module is configured to read the credit contract of the credit participation user in the contract type according to the contract storage address and display the read credit contract in the contract type on the contract display page.

Optionally, the contract storage address determining module includes:

The first storage identification analysis submodule is configured to analyze the storage identification bits of the user identification to obtain the storage identification of the credit participation user;

A first contract data table determination submodule configured to determine a contract data table storing a credit contract of the credit participating user according to the storage identification;

and the first contract storage address determination submodule is configured to determine a contract database to which the contract data table belongs according to the data table identification of the contract data table, and use the database address of the contract database as the contract storage address of the credit participation user.

Optionally, the contract type determining module includes:

And the first contract type determining sub-module is configured to determine, according to a contract sending control type of a contract sending display control triggered by the credit participation user and contained in the contract viewing request, that a contract type corresponding to the contract sending control type is a credit contract generated by the credit participation user as a contract sending party participating in a credit project, and the contract type corresponding to the contract viewing request containing the contract sending control type.

optionally, the credit contract display module includes:

A contract data table determining sub-module configured to determine a contract data table corresponding to a credit contract generated by a credit item, which is taken as a contracting party and is participated by the credit participating user in a contract database corresponding to the database address;

a first credit contract reading sub-module configured to read a credit contract generated by the credit participating user as a sponsor participating in a credit project, which is recorded in the reduction data table;

A first contract information reading sub-module configured to display the read contract identification of the credit contract and the contract information on the contract display page;

And the first credit contract display sub-module is configured to display the credit contract on the contract display page if the contract identification and the viewing instruction of the contract information in the display area are received, wherein the contract identification and the viewing instruction are displayed on the contract display page by the credit participating user.

Optionally, the contract type determining module includes:

And a second contract type determination sub-module, configured to determine, according to a contract-applying control type of a contract-applying display control triggered by the credit participation user included in the contract viewing request, that a contract type corresponding to the contract-applying control type is a credit contract generated by the credit participation user as a contract-applying party participating in a credit project, and the contract type corresponding to the contract viewing request including the contract-applying control type.

optionally, the credit contract display module includes:

a contract data table determining sub-module configured to determine a contract data table corresponding to a credit contract generated by the credit item and used as a contract party by the credit participating user in a contract database corresponding to the database address;

A second credit contract reading submodule configured to read a credit contract generated by the credit participating user as an offeree participating in a credit project, the credit participating user being recorded in the offeree data table;

a second contract information reading sub-module configured to display the read contract identification of the credit contract and the contract information on the contract display page;

and the second credit contract display sub-module is configured to display the credit contract on the contract display page if the contract identification and the viewing instruction of the contract information in the display area are received, wherein the contract identification and the viewing instruction are displayed on the contract display page by the credit participating user.

Optionally, the display control further includes:

optionally, the contract type determining module includes:

a third contract type determining sub-module, configured to determine, according to a contract control type of a performance display control triggered by the credit participation user included in the contract viewing request, a credit contract in a performance state generated for the credit participation user to participate in a credit item by the contract type corresponding to the performance control type, as a contract type corresponding to the contract viewing request including the performance control type.

optionally, the credit contract display module includes:

a fulfillment data table determining sub-module configured to determine a fulfillment data table corresponding to a credit contract in a fulfillment state generated by participation of the credit participation user in a credit item in a contract database corresponding to the database address;

A fulfillment record reading sub-module configured to read a fulfillment record of a credit contract in a fulfillment state, recorded in the fulfillment data table, for participation of the credit participating users in credit item generation;

And the performance record display sub-module is configured to display the read performance record of the credit contract in the performance state generated by the credit participation user participating in the credit project on the contract display page.

The present application further provides a computing device comprising:

a memory and a processor;

The memory is to store computer-executable instructions, and the processor is to execute the computer-executable instructions to:

The present application also provides a computer-readable storage medium having stored thereon computer instructions which, when executed by a processor, perform the steps of the multi-perspective presentation method for credit contracts.

Compared with the prior art, the method has the following advantages:

The application provides a credit contract multi-view display method, which comprises the following steps: acquiring a contract viewing request generated by a credit participation user triggering a display control of a contract display page; the display control comprises a contract sending display control corresponding to a credit contract generated by the credit item and used as a contract sending party, and a contract responding display control corresponding to the credit contract generated by the credit item and used as a contract responding party; determining a contract type corresponding to the contract viewing request according to a control type of a display control triggered by the credit participation user and contained in the contract viewing request; analyzing the user identification contained in the contract viewing request to obtain a contract storage address of the credit participation user; and reading the credit contract of the credit participation user under the contract type according to the contract storage address, and displaying the read credit contract under the contract type on the contract display page.

the multi-view display method of the credit contract provided by the application utilizes the display control of the contract display page, by associating the presentation control with the credit contract generated during participation of the credit participating user in the credit program, in the case that the credit user triggers different display controls, the credit contracts of the credit participating users at two different perspectives, namely an offer party and a delivery party, can be displayed on the contract display page, so that the credit participating users can not only stand at the perspective of the offeror to view the credit contract they have entered into as an offeror party, meanwhile, the client can stand at the perspective of the client to check the credit contract which is taken as the client to participate in signing, so that the multi-perspective credit contract display is realized, the display of the credit contract is more visual and more complete, the perception of the credit participation user on the credit project is improved, and the promotion of the credit project and the improvement of a credit system are facilitated.

drawings

FIG. 1 is a flowchart of a processing method for displaying a credit contract from multiple perspectives according to an embodiment of the present application;

FIG. 2 is a schematic diagram of a multi-view display device for credit contracts, provided by an embodiment of the present application;

fig. 3 is a block diagram of a computing device according to an embodiment of the present disclosure.

Detailed Description

In the following description, numerous specific details are set forth in order to provide a thorough understanding of the present application. This application is capable of implementation in many different ways than those herein set forth and of similar import by those skilled in the art without departing from the spirit of this application and is therefore not limited to the specific implementations disclosed below.

the terminology used in the description of the one or more embodiments is for the purpose of describing the particular embodiments only and is not intended to be limiting of the description of the one or more embodiments. As used in one or more embodiments of the present specification and the appended claims, the singular forms "a," "an," and "the" are intended to include the plural forms as well, unless the context clearly indicates otherwise. It should also be understood that the term "and/or" as used in one or more embodiments of the present specification refers to and encompasses any and all possible combinations of one or more of the associated listed items.

it will be understood that, although the terms first, second, etc. may be used herein in one or more embodiments to describe various information, these information should not be limited by these terms. These terms are only used to distinguish one type of information from another. For example, a first can also be referred to as a second and, similarly, a second can also be referred to as a first without departing from the scope of one or more embodiments of the present description. The word "if" as used herein may be interpreted as "at … …" or "when … …" or "in response to a determination", depending on the context.

first, the noun terms to which one or more embodiments of the present invention relate are explained.

And (3) credit contract: the method is characterized in that two or more parties agree on the use of a certain service based on credit, namely, the two or more parties achieve 'authority', 'responsibility' and 'interest', and each party achieving the agreement reserves an agreed agreement datum; for example, a consensus of book borrowing and returning based on credit is achieved between the library and the users, a consensus of a plurality of users on participation in a public welfare project under the credit constraint is achieved, or a consensus of money borrowing and returning or article borrowing and returning is achieved between the users on the premise that credit is used as a mortgage;

wherein, the 'right' defines the right enjoyed by one party, and can also be understood as the action that the other party needs to perform, such as returning borrowed books, participating in the offered public service items, returning borrowed money or borrowed articles, etc. according to the appointed mode;

"liability" defines the liability of the breach that the breaching party needs to undertake, such as recording the breach incident in the breach party's credit, reducing the breach party's credit score, or making fines to the breach party, etc.;

The "profit" defines the benefit or reward that the performing party can obtain, for example, the user who successfully returns the borrowed book will raise his/her credit score through this credit book borrowing behavior, the user who successfully participates in the public good item by agreement can obtain a credit-based reward, the user who successfully returns the borrowed money or the borrowed article can obtain the amount of the defaulting party's payment, etc.

The application provides a credit contract multi-view display method, and also provides a credit contract multi-view display device, a computing device and a computer readable storage medium. The following detailed description and the description of the steps of the method are individually made with reference to the drawings of the embodiments provided in the present application.

The embodiment of the multi-view display method for the credit contract provided by the application is as follows:

Referring to fig. 1, a flow chart of a processing flow of a credit contract multi-view showing method provided by the embodiment is shown.

And step S102, acquiring a contract viewing request generated by a credit participation user triggering a display control of a contract display page.

the credit item in the embodiment of the present application refers to an item in which two or more parties participate in the item, and the item is called a credit item if the two or more parties agree on "right", "responsibility" and "interest" on the basis of credit in the item on the basis of the use of the service provided by the item or the service provided by the parties participating in the item, that is, a credit contract is signed.

the embodiment of the application takes a credit public service item as an example to describe the credit item, and describes a credit contract display process in the credit item. It should be noted that the credit items described in the embodiments of the present application are not limited to credit equity items, and may also be credit loan items or credit loan money items using credit as mortgage, and the like, which are not limited thereto.

specifically, in the credit commonweal item, the service is a commonweal service initiated by a third-party commonweal platform or a credit platform, after the user participates in the commonweal item as a participant, the user as an executive party of the commonweal service signs a credit contract with the third-party commonweal platform or the credit platform, obtains a corresponding reward by executing and completing the commonweal service agreed in the credit contract, for example, the user who participates in the commonweal activity can obtain the corresponding bonus of the commonweal point after successfully completing the commonweal activity within half a year initiated by the credit platform, and if the user who promises to participate in the commonweal activity does not fulfill the commonweal activity after signing the credit contract, the user can be punished by deducting a certain commonweal point for the user;

In addition, the service in the credit public welfare project may be a public welfare service initiated by a user, after other users participate in the public welfare project as participants, the users initiate a credit contract with the user initiating the public welfare service, and corresponding rewards are obtained by executing and completing the public welfare service agreed in the credit contract, for example, a certain user performs 3-hour long-distance running public welfare activities in a park on weekends initiated by public welfare project pages of a credit platform, after users meeting the number of people participate in the activities and complete the activities, both the user initiating the active public welfare activities and the users participating in the public welfare activities can obtain corresponding public welfare point rewards, and if the users committed to participate in the public welfare activities do not perform the public welfare activities after signing the credit contract, the user can be punished by deducting a certain public welfare point.

Specifically, the participation party of the credit project comprises the contracting party and the contracting party, and the contracting party firstly submit the participation request of the participation credit project by the contracting party in the process of participating the credit project, determining a credit contract template corresponding to the item type according to the item type of the credit item contained in the participation request submitted by the contracting party, a contract offer is then generated based on the credit contract template and the contract order submitted by the contracting party for the credit contract template, secondly, inviting the offeror to participate in the credit item by pushing the offerings to the offeror, and finally, in case of receiving the offerings order submitted by the offeror for the offerings order, generating a credit contract in accordance with the submission of the corresponding instruction by both the offeror and the offer form, the offeror and the offeror having credit constraint effectiveness for the offeror and the offeror by submitting a credit contract signed by the corresponding instruction.

In practical applications, the credit contract is successful in a contract with credit constraint effectiveness for both the contracting party and the contracting party, and is a credit contract agreed and complied with by both the contracting party and the contracting party, so that after the contracting party and the contracting party sign the credit contract, the signed credit contract is stored in one copy respectively at the contracting party and the contracting party as the basis and proof for both parties to sign the credit contract. On the basis that an issuing party and a contracting party respectively store signed credit contracts, in order to enable two parties participating in signing the credit contracts to view the signed credit contracts more intuitively and clearly, the multi-view-angle credit contract display method provided by the application realizes multi-view-angle contract display, a credit participating user can stand at the viewing angle of the issuing party to view the credit contracts as the issuing party participates in signing, and meanwhile, the credit participating user can also stand at the viewing angle of the contracting party to view the credit contracts as the contracting party participates in signing, so that more intuitive and more complete credit contract display is realized, and the perception of the credit participating user on credit projects is improved.

the credit participation user in the embodiment of the application refers to a user who has participated in or is applying for participation in a credit item. Such as user a who runs for 3 hours in a park on weekends initiated by an offeror in a credit equity project, and user B, user C, and user D who participate in the equity activity and enter into a credit equity contract with user a as offerors.

the contract display page in the embodiment of the application refers to an interface of a credit participation user accessing a credit contract signed in a credit item process, for example, a user a serving as a public welfare activity initiator may access the signed credit public welfare contract through the contract display page of a mobile terminal, and similarly, a user B, a user C, and a user D serving as public welfare activity participants may also access the signed credit public welfare contract through the contract display page of the mobile terminal.

The display control is a control which is arranged on the contract display page and can be triggered by touch control actions sent by credit participation users, and the display control comprises a contract sending display control and a contract application display control in the embodiment of the application;

the offer display control is a corresponding offer display control of a credit contract generated by a credit participating user serving as an offer party and a credit project;

the offer display control is the offer display control corresponding to the credit contract generated by the credit participating user as an offer party and the credit item.

in specific implementation, in order to enable the credit participating user to more timely and effectively acquire the fulfillment information of the signed credit contract, so as to improve the perception of the credit participating user on the credit item participating in the signing, a fulfillment display control is arranged on the contract display page, and a viewing entrance for viewing the credit contract in a fulfillment state generated by the credit participating user participating in the credit item is provided for the credit participating user through the setting of the fulfillment display control.

in addition, other display controls may be set on the contract display page, for example, a control in contract sending for displaying a credit contract in a contract sending state is set on the contract display page, or a control in contract sending for displaying a credit contract in a contract sending state is set on the contract display page, and the specific implementation manner and the implementation manner types of the contract sending display control, and the performance display control may refer to the specific implementation processes of the contract sending display control, and the performance display control, which is not described herein again.

in specific implementation, a credit participation user is acquired to trigger a contract viewing request generated by a display control of a contract display page.

The contract display page is provided with 3 display controls: the contract sending display control, the contract applying display control and the performance display control; for a user A who participates in a credit project provided by a credit platform, if the user A wants to check the credit contract which the user A participates in the signed credit contract as a contracting party, a contract showing control of a contract showing page is triggered by sending out a touch click action, a contract checking request for checking the credit contract which the user A participates in the signed credit contract as the contracting party is generated after the contract showing control is triggered, and then the user A participates in the signed credit contract as the contracting party on the basis of the contract checking request;

Similarly, if the user A wants to check the credit contract signed by taking part in as an offeree, a touch click action is sent to trigger an offeree display control of a contract display page, a contract check request for checking the credit contract signed by taking part in as the offeree is generated after the offeree display control is triggered, and then the credit contract signed by taking part in as the offeree is displayed and processed on the basis of the contract check request;

if the user A wants to view the credit contract which the user A signs and is the credit contract in the performance state, a performance showing control of a contract showing page is triggered by sending out a touch click action, a contract viewing request for viewing the credit contract which the user A signs and is in the performance state is generated after the performance showing control is triggered, and the credit contract which the user A signs and is in the performance state is subsequently displayed and processed on the basis of the contract viewing request.

and step S104, determining a contract type corresponding to the contract viewing request according to the control type of the display control triggered by the credit participation user and contained in the contract viewing request.

on the basis of the contract viewing request generated by the obtained credit participation user through triggering the display control of the contract display page, determining a contract type corresponding to the contract viewing request according to the control type of the display control triggered by the credit participation user and contained in the contract viewing request, namely the contract type of the credit contract which the credit contract user wants to view through triggering the display control of the contract display page.

specifically, for the contract sending display control, the contract applying display control, and the performance display control of the contract display page in the embodiment of the present application, a determination process of a contract type corresponding to a contract viewing request generated after the 3 display controls are triggered by a credit participation user is described below.

1) the contract type corresponding to the contract viewing request generated after the contract sending display control is triggered by the credit participation user is determined by the following method:

and determining a contract type corresponding to the contract sending control type as a credit contract generated by the credit participating user serving as a contract sending party and participating in a credit item according to the contract sending control type of a contract sending display control triggered by the credit participating user and contained in the contract checking request, and using the contract type as a contract type corresponding to the contract checking request containing the contract sending control type.

For example, for a user a who has participated in a credit item provided by a credit platform, if the user a triggers a contract-issuing display control of a contract-issuing display page by issuing a touch click action, a contract-viewing request of a contract-issuing control type containing the contract-issuing display control triggered by the user a is generated;

according to the contract viewing request including the contract sending control type of the contract sending display control triggered by the user A and the credit participation user corresponding to the contract sending control type as the credit contract of the type generated by the contract sending party participating in the credit project, the contract type corresponding to the contract viewing request generated by the user A through triggering the contract sending display control of the contract sending display page can be determined as the credit contract generated by the user A as the contract sending party participating in the credit project, namely: user a triggers the contract type that the contract presentation control of the contract presentation page wants to view to be the type of credit contract that it (user a) is signed with as a contracting party.

2) The contract type corresponding to the contract viewing request generated after the contract application display control is triggered by the credit participation user is determined by the following method:

And determining that the contract type corresponding to the contract application control type is a credit contract generated by a credit participating user serving as an contract application party and participating in a credit item according to the contract application control type of a contract application display control triggered by the credit participating user and contained in the contract viewing request, and taking the contract type corresponding to the contract viewing request containing the contract application control type.

For example, for a user a who has participated in a credit item provided by a credit platform, if the user a triggers a contract exhibition control of a contract exhibition page by issuing a touch click action, a contract viewing request of a contract exhibition control type containing the contract exhibition control triggered by the user a is generated;

According to the contract check request including the contract application control type of the contract application display control triggered by the user A and the credit participation user corresponding to the contract application control type as the credit application party to participate in the credit contract of the type generated by the credit item, it can be determined that the contract type corresponding to the contract check request generated by the user A by triggering the contract application display control is the credit contract generated by the user A as the contract application party to participate in the credit item, that is: user a triggers a credit contract of the type that the offer presentation control wants to view as it (user a) signed as an offer party.

3) the contract type corresponding to the contract viewing request generated after the performance display control is triggered by the credit participation user is determined by the following method:

And determining a contract type corresponding to the performance control type as a credit contract which is generated by the credit participation user participating in the credit project and is in a performance state according to the performance control type of a performance display control triggered by the credit participation user contained in the contract viewing request, and taking the credit contract as a contract type corresponding to the contract viewing request containing the performance control type.

for example, for a user a who has participated in a credit item provided by a credit platform, if the user a triggers a performance display control of a contract display page by issuing a touch click action, a contract viewing request of a performance control type including the performance display control triggered by the user a is generated;

According to the credit contract generated by the contract viewing request generated by the user a for the credit item participated by the user a and in the performance state, namely, the credit contract generated by the user a for the credit item participated by the user a and in the performance state by the credit participated user corresponding to the type of the performance control (including the credit participated user as a sponsor and the credit participated user as an effector) included in the contract viewing request, that is: user a triggers the contract type that the performance presentation control wants to view as a credit contract of the type that it (user a) is involved in signing and is in a performance state.

the implementation manner of the contract type corresponding to the contract viewing request generated after the 3 contract display controls, namely the contract sending display control, the contract answering display control and the performance display control, which are set for the contract display page are triggered is matched with the display control set for the contract display page to display the credit contract, so that the effect of improving the perception of credit participating users on credit projects can be achieved.

and step S106, analyzing the user identification contained in the contract viewing request to obtain the contract storage address of the credit participation user.

in order to make the storage of the credit contract of the credit participating user more match with the characteristic that the credit contract itself has the credit constraint effectiveness, and to provide timely and accurate credit contract display for the credit participating user on the basis of the characteristic, in an optional implementation manner provided by the embodiment of the present application, the user identifier included in the contract viewing request is parsed, and the contract storage address of the credit participating user is obtained, which is implemented by specifically adopting the following manner:

1) analyzing the storage identification bit of the user identification to obtain the storage identification of the credit participation user;

2) determining a contract data table for storing credit contracts of credit participation users according to the storage identification;

3) And determining a contract database to which the contract data table belongs according to the data table identification of the contract data table, and using the database address of the contract database as a contract storage address of a credit participation user.

for example, the user ID of the user a is "xxxxxx 0005", the last four bits of the user ID are storage identification bits, the last four storage identification bits of the user ID of the user a are analyzed, and the obtained "0005" is the storage identification of the user a;

According to the obtained storage identifier '0005', corresponding to a data table ID which contains a field '0005', wherein the data table ID which contains the field '0005' is a contract data table for storing the credit contract of the user A;

after determining a contract data table for storing the credit contract of the user A, determining a contract database in which the contract data table of the user A is stored according to the corresponding relation between a predetermined contract database and the contract data table, wherein the address of the contract database is the contract storage address of the credit contract of the user A;

it should be noted that the contract database of user a contains 3 contract data tables: the system comprises a contract data table for storing the credit contract which is signed by the user A as a contract sending party, and a performance data table for storing the performance record of the credit contract which is signed by the user A and is in a performance state.

And step S108, reading the credit contract of the credit participation user under the contract type according to the contract storage address, and displaying the read credit contract under the contract type on the contract display page.

the step S104 determines a contract type corresponding to a contract viewing request generated by a credit participating user by triggering a display control of the contract display page, that is, after determining the contract type of a credit contract that the credit participating user wants to view by triggering the display control, and after obtaining a contract storage address of the credit participating user by analyzing the contract viewing request in the step S106, according to the determined contract type and the contract storage address, reading a credit contract of the credit participating user in the contract type according to the contract storage address, and displaying the read credit contract in the contract type on the contract display page.

Specifically, for a contract type corresponding to a contract viewing request generated after a contract sending display control of the contract display page is triggered, and a contract type corresponding to a contract viewing request generated after a performance display control is triggered, a process of reading credit contracts of the credit participating user under the 3 contract types according to the contract storage address is described below, and a process of displaying the credit contracts under the 3 contract types read by the contract display page is described.

1) Reading the credit contract of the type that the credit participating user is signed as the contracting party according to the contract storage address, and displaying the read credit contract of the type that the credit participating user is signed as the contracting party on the contract display page, wherein the specific implementation is as follows:

a. determining a contract data table corresponding to a credit contract generated by using a participating user as a contract sending party and participating in the credit project in a contract database corresponding to the database address;

b. Reading the credit participation user recorded in the appointment data table as an appointment party to participate in the credit contract generated by the credit item;

c. the read credit participating users are displayed on the contract display page to serve as contracting parties to participate in the credit items to generate contract identifications and contract information of the credit contracts;

d. And if the contract identification and the viewing instruction of the contract information in the display area are received, the credit contract is displayed on the contract display page.

According to the above example, for the user a who has participated in the credit items provided by the credit platform, firstly, a contract database for storing the credit contract of the user a is determined according to the database address of the contract database of the user a, and a contract data table for storing the credit contract which is signed as a sponsor is determined to be a contract data table in the contract database of the user a according to 3 contract data tables of a contract data table, a contract data table and a performance data table in the contract database;

secondly, according to an agreement database of the user A, storing an agreement data table of the credit agreement which is used as an agreement party to participate in the signing, and reading the credit agreement which is used as the agreement party to participate in the signing in the agreement data table;

Then, in the credit contract which the user a participates in as the contracting party, the contract ID and the item name of the credit item corresponding to the credit contract recorded therein are extracted, the read contract ID and the item name of the corresponding credit item are displayed on the contract display page, and assuming that the user a participates in signing 5 credit contracts as the contracting party in total in the past, the contract ID and the item name of the corresponding credit contract which the user a participates in as the contracting party displayed on the contract display page are shown in table 1:

contract ID	Item name corresponding to credit item
		XXXXXXXX	Credit equity item 1
XXXXXXXX	credit equity item 2
		XXXXXXXX	credit loan item 1
XXXXXXXX	credit loan item 2
		XXXXXXXX	Credit equity item 3

TABLE 1

finally, in the process that the contract display page displays the contract ID of the credit contract which the user A participates in signing and the project name of the corresponding credit project, if the user A wants to more carefully and comprehensively view the content of the credit contract, the contract ID and the display area where the project name of the corresponding credit project is located can be clicked through touch actions, and once the click touch action in the display area is detected, the contract display page displays the whole content of the credit contract corresponding to the clicked contract ID or the project name of the corresponding credit project.

the above implementation manner of viewing the credit contract signed by the sponsor as the sponsor for viewing the credit participating user at the perspective of the sponsor is matched with the following implementation manner of viewing the credit contract signed by the sponsor as the sponsor for viewing the credit participating user at the perspective of the sponsor, so that multi-perspective credit contract display is realized together, and not only is more intuitive credit contract display provided for the credit participating user at different perspectives, but also the credit contract display at the sponsor perspective and the sponsor perspective can enable the credit participating user to have more diverse and comprehensive understanding on the credit contract signed in the past, and the perception of the credit participating user on the credit contract is improved.

2) reading the credit contract of the type that the credit participating user is signed as an contracting party according to the contract storage address, and displaying the read credit contract of the type that the credit participating user is signed as an contracting party on the contract display page, wherein the specific implementation is as follows:

a. Determining a contract data table corresponding to a credit contract generated by using a participating user as a contract responding party in a contract database corresponding to the database address and participating in the credit project;

b. reading the credit participation users recorded in the contract data table as contract parties to participate in the credit contract generated by the credit items;

c. Displaying the read contract identification and contract information of the credit contract on the contract display page;

according to the above example, for the user a who has participated in the credit items provided by the credit platform, firstly, a contract database for storing the credit contract of the user a is determined according to the database address of the contract database of the user a, and a contract data table for storing the credit contract which is signed as a counterparty and is taken as a counterparty is determined to be a contract data table in the contract database of the user a according to 3 contract data tables of a contract data table, a contract data table and a performance data table in the contract database;

secondly, according to an appointment data table of the credit contract signed by the user A as the appointment party stored in the contract database of the user A, reading the credit contract signed by the user A as the appointment party in the appointment data table;

then, in the credit contract signed by the user a as the counterparty, the contract ID and the item name of the credit item corresponding to the credit contract recorded therein are extracted, the read contract ID and the item name of the corresponding credit item are displayed on the contract display page, and assuming that the user a has participated in signing 5 credit contracts in total in the past, the contract ID and the item name of the corresponding credit contract of the user a participating in signing displayed on the contract display page are shown in table 2:

contract ID	item name corresponding to credit item
		XXXXXXXX	Credit equity item 1
XXXXXXXX	credit book borrowing item 1
		XXXXXXXX	credit equity item 2
XXXXXXXX	Credit loan item 1
		XXXXXXXX	credit equity item 3

TABLE 2

3) Reading the credit contract of the type that the credit participating users participate in the signing and in the performance state according to the contract storage address, and displaying the read credit contract of the type that the credit participating users participate in the signing and in the performance state on the contract display page, wherein the specific implementation is as follows:

a. determining a performance data table corresponding to a credit contract in a performance state, which is generated by participating in credit projects of users in a contract database corresponding to the database address;

b. reading a performance record of a credit contract in a performance state, generated by participation of credit items by credit participating users recorded in the performance data table;

c. and displaying a performance record of the credit contract in a performance state generated by the read credit participation user participating in the credit item on the contract display page.

According to the above example, for the user a who has participated in the credit items provided by the credit platform, firstly, determining a contract database for storing the credit contract of the user a according to the database address of the contract database of the user a, and determining a contract data table for storing the credit contract performance record participated in by the user a as a performance data table in the contract database of the user a according to 3 contract data tables of a contract data table, a contract-answering data table and a performance data table in the contract database;

secondly, reading a performance record of the credit contract which the user A participates in the signing in the performance data table according to the performance data table of the credit contract which the user A participates in the signing in the contract database of the user A;

and finally, according to the performance state of the credit contract signed by the user A, only the performance record of the credit contract with the performance state being the current performance state is displayed on the contract display page, and the performance record of the credit contract with the performance state being the completed performance state is not required to be displayed.

the embodiment of the multi-view display device for the credit contract provided by the application is as follows:

In the above embodiments, a credit contract multi-view display method is provided, and correspondingly, a credit contract multi-view display apparatus is also provided in the present application, which is described below with reference to the accompanying drawings.

Referring to fig. 2, a schematic diagram of an embodiment of a credit contract multi-view showing device provided by the present application is shown.

Since the apparatus embodiments are substantially similar to the method embodiments, they are described in a relatively simple manner, and reference may be made to the corresponding description of the method embodiments provided above for relevant portions. The device embodiments described below are merely illustrative.

the application provides a credit contract multi-view display device, includes:

a contract viewing request obtaining module 202 configured to obtain a contract viewing request generated by a credit participation user triggering a display control of a contract display page; the display control comprises a contract sending display control corresponding to a credit contract generated by the credit item and used as a contract sending party, and a contract responding display control corresponding to the credit contract generated by the credit item and used as a contract responding party;

A contract type determining module 204, configured to determine a contract type corresponding to the contract viewing request according to a control type of a display control triggered by the credit participation user included in the contract viewing request;

A contract storage address determination module 206 configured to parse the user identifier included in the contract viewing request to obtain a contract storage address of the credit participation user;

a credit contract presentation module 208 configured to read a credit contract of the credit participating user under the contract type according to the contract storage address, and present the read credit contract under the contract type on the contract presentation page.

optionally, the contract storage address determining module 206 includes:

optionally, the contract type determining module 204 includes:

Optionally, the credit contract display module 208 includes:

Optionally, the contract type determining module 204 includes:

optionally, the credit contract display module 208 includes:

optionally, the display control further includes: and the credit participation user participates in a performance display control corresponding to the credit contract in the performance state generated by the credit item.

optionally, the contract type determining module 204 includes:

Optionally, the credit contract display module 208 includes:

the multi-view display device for the credit contract provided by the application displays the display control of the page by virtue of the contract, by associating the presentation control with the credit contract generated during participation of the credit participating user in the credit program, in the case that the credit user triggers different display controls, the credit contracts of the credit participating users at two different perspectives, namely an offer party and a delivery party, can be displayed on the contract display page, so that the credit participating users can not only stand at the perspective of the offeror to view the credit contract they have entered into as an offeror party, meanwhile, the client can stand at the perspective of the client to check the credit contract which is taken as the client to participate in signing, so that the multi-perspective credit contract display is realized, the display of the credit contract is more visual and more complete, the perception of the credit participation user on the credit project is improved, and the promotion of the credit project and the improvement of a credit system are facilitated.

The embodiment of the computing device provided by the application is as follows:

fig. 3 is a block diagram illustrating a configuration of a computing device 300 according to an embodiment of the present description. The components of the computing device 300 include, but are not limited to, memory 310 and processor 320. The processor 320 is coupled to the memory 310 via a bus 330 and the database 350 is used to store data.

computing device 300 also includes access device 340, access device 340 enabling computing device 300 to communicate via one or more networks 360. Examples of such networks include the Public Switched Telephone Network (PSTN), a Local Area Network (LAN), a Wide Area Network (WAN), a Personal Area Network (PAN), or a combination of communication networks such as the internet. Access device 340 may include one or more of any type of network interface (e.g., a Network Interface Card (NIC)) whether wired or wireless, such as an IEEE802.11 Wireless Local Area Network (WLAN) wireless interface, a worldwide interoperability for microwave access (Wi-MAX) interface, an ethernet interface, a Universal Serial Bus (USB) interface, a cellular network interface, a bluetooth interface, a Near Field Communication (NFC) interface, and so forth.

in one embodiment of the present description, the above-described components of computing device 300 and other components not shown in FIG. 3 may also be connected to each other, such as by a bus. It should be understood that the block diagram of the computing device architecture shown in FIG. 3 is for purposes of example only and is not limiting as to the scope of the description. Those skilled in the art may add or replace other components as desired.

computing device 300 may be any type of stationary or mobile computing device, including a mobile computer or mobile computing device (e.g., tablet, personal digital assistant, laptop, notebook, netbook, etc.), a mobile phone (e.g., smartphone), a wearable computing device (e.g., smartwatch, smartglasses, etc.), or other type of mobile device, or a stationary computing device such as a desktop computer or PC. Computing device 300 may also be a mobile or stationary server.

the present application provides a computing device comprising a memory 310, a processor 320, and computer instructions stored on the memory and executable on the processor, the processor 320 being configured to execute the following computer-executable instructions:

the embodiment of a computer-readable storage medium provided by the application is as follows:

The present application provides a computer readable storage medium storing computer instructions that, when executed by a processor, are operable to:

The above is an illustrative scheme of a computer-readable storage medium of the present embodiment. It should be noted that the technical solution of the storage medium belongs to the same concept as the technical solution of the above-mentioned credit contract multi-view showing method, and details that are not described in detail in the technical solution of the storage medium can be referred to the description of the technical solution of the above-mentioned credit contract multi-view showing method.

the computer instructions comprise computer program code which may be in the form of source code, object code, an executable file or some intermediate form, or the like. The computer-readable medium may include: any entity or device capable of carrying the computer program code, recording medium, usb disk, removable hard disk, magnetic disk, optical disk, computer Memory, Read-Only Memory (ROM), Random Access Memory (RAM), electrical carrier wave signals, telecommunications signals, software distribution medium, and the like. It should be noted that the computer readable medium may contain content that is subject to appropriate increase or decrease as required by legislation and patent practice in jurisdictions, for example, in some jurisdictions, computer readable media does not include electrical carrier signals and telecommunications signals as is required by legislation and patent practice.

it should be noted that, for the sake of simplicity, the above-mentioned method embodiments are described as a series of acts or combinations, but those skilled in the art should understand that the present application is not limited by the described order of acts, as some steps may be performed in other orders or simultaneously according to the present application. Further, those skilled in the art should also appreciate that the embodiments described in the specification are preferred embodiments and that the acts and modules referred to are not necessarily required in this application.

In the above embodiments, the descriptions of the respective embodiments have respective emphasis, and for parts that are not described in detail in a certain embodiment, reference may be made to related descriptions of other embodiments.

the preferred embodiments of the present application disclosed above are intended only to aid in the explanation of the application. Alternative embodiments are not exhaustive and do not limit the invention to the precise embodiments described. Obviously, many modifications and variations are possible in light of the above teaching. The embodiments were chosen and described in order to best explain the principles of the application and the practical application, to thereby enable others skilled in the art to best understand and utilize the application. The application is limited only by the claims and their full scope and equivalents.

Claims

1. a method for multi-perspective presentation of a credit contract, comprising:

2. The method for multi-view displaying of credit contracts according to claim 1, wherein the parsing the user identifier included in the contract viewing request to obtain the contract storage address of the credit participating user comprises:

3. the credit contract multi-view display method according to claim 2, wherein the determining a contract type corresponding to the contract viewing request according to a control type of a display control triggered by the credit participation user included in the contract viewing request includes:

4. A credit contract multi-view presentation method according to claim 3, wherein the reading of the credit contract of the credit participating user in the contract type according to the contract storage address and the presentation of the read credit contract in the contract type on the contract presentation page comprises:

5. the credit contract multi-view display method according to claim 2, wherein the determining a contract type corresponding to the contract viewing request according to a control type of a display control triggered by the credit participation user included in the contract viewing request includes:

6. the credit contract multi-view display method according to claim 5, wherein the reading of the credit contract of the credit participating user in the contract type according to the contract storage address and the display of the read credit contract in the contract type on the contract display page comprises:

7. The method of multi-perspective presentation of credit contracts of claim 2, wherein the presentation control further comprises:

8. The credit contract multi-view display method according to claim 7, wherein the determining a contract type corresponding to the contract viewing request according to a control type of a display control triggered by the credit participation user included in the contract viewing request includes:

9. A credit contract multi-view presentation method according to claim 8, wherein said reading a credit contract of the credit participating user in the contract type according to the contract storage address and presenting the read credit contract in the contract type on the contract presentation page comprises:

10. a credit contract multi-view presentation device, comprising:

11. the credit contract multi-view presentation apparatus of claim 10, wherein the contract storage address determination module comprises:

12. The credit contract multi-perspective presentation device of claim 11, wherein the contract type determination module comprises:

13. the credit contract multi-perspective presentation device of claim 12, wherein the credit contract presentation module comprises:

14. the credit contract multi-perspective presentation device of claim 11, wherein the contract type determination module comprises:

15. the credit contract multi-perspective presentation device of claim 14, wherein the credit contract presentation module comprises:

16. The credit contract multi-perspective presentation device of claim 11, wherein the presentation control further comprises:

17. The credit contract multi-perspective presentation device of claim 16, wherein the contract type determination module comprises:

18. The credit contract multi-perspective presentation device of claim 17, wherein the credit contract presentation module comprises:

19. A computing device, comprising:

a memory and a processor;

20. A computer readable storage medium storing computer instructions which, when executed by a processor, carry out the steps of the credit contract multi-perspective presentation method of any one of claims 1 to 9.