CN110379093A - A kind of automated teller system and method based on human identity information identification - Google Patents
A kind of automated teller system and method based on human identity information identification Download PDFInfo
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- CN110379093A CN110379093A CN201910461679.7A CN201910461679A CN110379093A CN 110379093 A CN110379093 A CN 110379093A CN 201910461679 A CN201910461679 A CN 201910461679A CN 110379093 A CN110379093 A CN 110379093A
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- card
- information
- bank
- automated teller
- identity
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/201—Accessories of ATMs
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/209—Monitoring, auditing or diagnose of functioning of ATMs
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- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses a kind of automated teller systems based on human identity information identification, including master cpu, touch display screen, voice module, wireless communication module and cash dispensing port control device.The present invention is based on the automated teller systems of human identity information identification, and fingerprint collecting end, Image Acquisition end, bank's card reader and identity card identification area are increased on the basis of original cash dispenser, when user, which forgets to carry bank card, to be needed to withdraw the money again, it can be withdrawn the money by way of identity card+fingerprint+recognition of face+bank card password, and only above-mentioned four kinds of mode wholes successful match can just complete operation of withdrawing the money, not only advantage with high security, easy to use, also there is sound prompt function simultaneously, user is helped to complete to operate without card withdrawal.
Description
Technical field
The present invention relates to information technology field, it is specifically a kind of based on human identity information identification automated teller system and
Method.
Background technique
ATM is also known as ATM, is the abbreviation of Automatic Teller Machine, means ATM,
Because being mostly used in withdrawal, also known as ATM.It is a kind of electromechanical integrated device of high-precision, utilizes magnetic code
Card or smart card realize the Self-Service of financial transaction, instead of the work of bank counter personnel.More than extractable cash, inquiry deposit
Volume carries out the work such as the allocation of the funds, inquiry into balance between account;It can also carry out spot assets (keeping accounts in real time), checking account
The work such as (domestic nothing), passbook update, intermediary service.
Existing ATM can only carry out the identification of bank card and bankbook mostly, if with bank card or do not deposited
Folding is not just available, therefore existing ATM is no longer satisfied people for the material requisite of information fast development.
Summary of the invention
The purpose of the present invention is to provide a kind of automated teller system and methods based on human identity information identification, with solution
Certainly the problems mentioned above in the background art.
To achieve the above object, the invention provides the following technical scheme:
A kind of automated teller system based on human identity information identification, including master cpu, touch display screen, voice module, nothing
Line communication module and cash dispensing port control device further include for acquiring the fingerprint collecting end of somatic fingerprint information, for acquiring people
The Image Acquisition end of face image information, bank's card reader for acquiring bank card internal information and for captured identity card in
The identity card identification area of portion's information, master cpu are separately connected touch display screen, voice module, fingerprint collecting end, Image Acquisition
End, bank's card reader, identity card identification area, wireless communication module and cash dispensing port control device.
As further technical solution of the present invention: the wireless communication module is GPRS module.
As further technical solution of the present invention: the master cpu connects cloud server by wireless communication module.
As further technical solution of the present invention: described image collection terminal is high-definition camera.
As further technical solution of the present invention: the master cpu is computer.
A kind of withdrawal method of the automated teller system based on human identity information identification comprising the steps of: A, pass through
Touch display screen selects identity card withdrawal item, and B, identity card, fingerprint and face information are extracted, and master cpu passes through wireless telecommunications mould
Block will send information to cloud server progress information matches audit and show silver in touch display screen if C, successful match
Row card selection interface has recorded all bank cards of the identity card under one's name in bank card selection interface, while voice module prompts
User selects bank card, and inputs the password of the corresponding bank card, if matching is unsuccessful, return step B, D, master control
The withdrawal amount control cash dispensing port control device that CPU is inputted according to user carries out note output movement.
As further technical solution of the present invention: the identity card, fingerprint and face information, which extract concrete operations, is: root
China second-generation identity card is placed on identity card identification area according to the voice prompting that voice module issues, fingerprint collecting end is placed a finger on and mentions
Face face Image Acquisition end is carried out recognition of face by print information.
Compared with prior art, the beneficial effects of the present invention are: mentioning automatically the present invention is based on human identity information identification
Money system increases fingerprint collecting end, Image Acquisition end, bank's card reader and identity card on the basis of original cash dispenser and knows
It other area can be close by identity card+fingerprint+recognition of face+bank card when user, which forgets to carry bank card, to be needed to withdraw the money again
The mode of code is withdrawn the money, and only above-mentioned four kinds of mode wholes successful match can just complete operation of withdrawing the money, and not only have
Advantage highly-safe, easy to use, while also there is sound prompt function, help user to complete operation of withdrawing the money without card.
Detailed description of the invention
Fig. 1 is overall block diagram of the invention.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on
Embodiment in the present invention, it is obtained by those of ordinary skill in the art without making creative efforts every other
Embodiment shall fall within the protection scope of the present invention.
Embodiment 1: referring to Fig. 1, a kind of automated teller system based on human identity information identification, including for integrating
The master cpu of signal processing is shown and the touch display screen of information input, the language for playing speech prompt information for information
Sound module, the wireless communication module for carrying out information exchange with cloud server and the cash dispensing port for note output movement, which control, to be filled
It sets, further includes for acquiring the fingerprint collecting end of somatic fingerprint information, the Image Acquisition end for acquiring human face image information, uses
Bank's card reader in acquisition bank card internal information and the identity card identification area for captured identity card internal information, master control
CPU is separately connected touch display screen, voice module, fingerprint collecting end, Image Acquisition end, bank's card reader, identity card identification
Area, wireless communication module and cash dispensing port control device.Master cpu connects cloud server by wireless communication module.Image is adopted
Integrate end as high-definition camera.Master cpu is computer.
A kind of withdrawal method of the automated teller system based on human identity information identification comprising the steps of: A, pass through
Touch display screen selects identity card withdrawal item, and B, identity card, fingerprint and face information are extracted: user issues according to voice module
Voice prompting China second-generation identity card is placed on identity card identification area, place a finger on fingerprint collecting end and take the fingerprint information, will
Face face Image Acquisition end carries out recognition of face, if C, successful match, shows that bank card selects boundary in touch display screen
Face has recorded all bank cards of the identity card under one's name, while voice module prompt user's selection in bank card selection interface
Bank card, and input the password of the corresponding bank card, if matching is unsuccessful, return step B, D, master cpu are according to using
The withdrawal amount control cash dispensing port control device of person's input carries out note output movement.
Embodiment 2, on the basis of embodiment 1, the wireless communication module of the design are GPRS module, above-mentioned withdrawal method
Core be that information identifies, therefore after identity card, fingerprint and face information typing, master cpu is by GPRS mould
The information completed identifies after block and cloud server communication, determine information whether successful match, while downloading the identity from cloud
All bank card informations of card under one's name, to complete entire withdrawal operation.
It is obvious to a person skilled in the art that invention is not limited to the details of the above exemplary embodiments, Er Qie
In the case where without departing substantially from spirit or essential attributes of the invention, the present invention can be realized in other specific forms.Therefore, no matter
From the point of view of which point, the present embodiments are to be considered as illustrative and not restrictive, and the scope of the present invention is by appended power
Benefit requires rather than above description limits, it is intended that all by what is fallen within the meaning and scope of the equivalent elements of the claims
Variation is included within the present invention.Any reference signs in the claims should not be construed as limiting the involved claims.
In addition, it should be understood that although this specification is described in terms of embodiments, but not each embodiment is only wrapped
Containing an independent technical solution, this description of the specification is merely for the sake of clarity, and those skilled in the art should
It considers the specification as a whole, the technical solutions in the various embodiments may also be suitably combined, forms those skilled in the art
The other embodiments being understood that.
Claims (7)
1. it is a kind of based on human identity information identification automated teller system, including master cpu, touch display screen, voice module,
Wireless communication module and cash dispensing port control device, which is characterized in that further include the fingerprint collecting for acquiring somatic fingerprint information
End, the Image Acquisition end for acquiring human face image information, bank's card reader for acquiring bank card internal information and use
In the identity card identification area of captured identity card internal information, master cpu is separately connected touch display screen, voice module, fingerprint and adopts
Collect end, Image Acquisition end, bank's card reader, identity card identification area, wireless communication module and cash dispensing port control device.
2. a kind of automated teller system based on human identity information identification according to claim 1, which is characterized in that institute
Stating wireless communication module is GPRS module.
3. a kind of automated teller system based on human identity information identification according to claim 2, which is characterized in that institute
It states master cpu and cloud server is connected by wireless communication module.
4. a kind of automated teller system based on human identity information identification according to claim 3, which is characterized in that institute
Stating Image Acquisition end is high-definition camera.
5. a kind of automated teller system based on human identity information identification according to claim 4, which is characterized in that institute
Stating master cpu is computer.
6. a kind of automated teller method based on human identity information identification, which is characterized in that comprise the steps of: A, pass through touching
Display screen selection identity card withdrawal item is touched, B, identity card, fingerprint and face information are extracted, and master cpu passes through wireless communication module
It will send information to cloud server progress information matches audit and show bank in touch display screen if C, successful match
Card selection interface has recorded all bank cards of the identity card under one's name in bank card selection interface, while voice module prompt makes
User selects bank card, and inputs the password of the corresponding bank card, if matching is unsuccessful, return step B, D, master cpu
Note output movement is carried out according to the withdrawal amount control cash dispensing port control device of user's input.
7. the automated teller method according to claim 6 based on human identity information identification, which is characterized in that the body
Part card, fingerprint and face information extract concrete operations: being placed China second-generation identity card according to the voice prompting that voice module issues
In identity card identification area, places a finger on fingerprint collecting end and take the fingerprint information, face face Image Acquisition end is subjected to face
Identification.
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Cited By (2)
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CN110889937A (en) * | 2019-12-05 | 2020-03-17 | 中国银行股份有限公司 | Processing method and system for card-retaining behavior |
CN113259871A (en) * | 2021-05-18 | 2021-08-13 | 中国银行股份有限公司 | Old people ATM (automatic teller machine) withdrawing method and device based on 5G (third generation) message |
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CN106485851A (en) * | 2016-09-26 | 2017-03-08 | 深圳大学 | A kind of nothing card automatic teller machine and nothing card withdrawal system |
CN106651566A (en) * | 2016-12-14 | 2017-05-10 | 江苏富士通通信技术有限公司 | Card-free withdrawal method and apparatus |
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CN205608868U (en) * | 2016-04-01 | 2016-09-28 | 广东奔腾达电子有限公司 | Intelligence TCR sales counter |
CN106097601A (en) * | 2016-06-12 | 2016-11-09 | 阮智根 | Banking system and the method for account is entered without card intelligence |
CN106485851A (en) * | 2016-09-26 | 2017-03-08 | 深圳大学 | A kind of nothing card automatic teller machine and nothing card withdrawal system |
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CN110889937A (en) * | 2019-12-05 | 2020-03-17 | 中国银行股份有限公司 | Processing method and system for card-retaining behavior |
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CN113259871A (en) * | 2021-05-18 | 2021-08-13 | 中国银行股份有限公司 | Old people ATM (automatic teller machine) withdrawing method and device based on 5G (third generation) message |
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Application publication date: 20191025 |