CN109377680B - Withdrawal control method and device - Google Patents
Withdrawal control method and device Download PDFInfo
- Publication number
- CN109377680B CN109377680B CN201811162931.6A CN201811162931A CN109377680B CN 109377680 B CN109377680 B CN 109377680B CN 201811162931 A CN201811162931 A CN 201811162931A CN 109377680 B CN109377680 B CN 109377680B
- Authority
- CN
- China
- Prior art keywords
- user
- withdrawal
- information
- preset
- fingerprint
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Active
Links
Images
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/206—Software aspects at ATMs
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses a withdrawal control method and a withdrawal control device, wherein the method comprises the following steps: the fingerprint collection module collects user fingerprint information, preset withdrawal information of a user is obtained according to the user fingerprint information, the preset withdrawal information comprises a preset bank account and a preset withdrawal amount, and the cardless withdrawal service is controlled to be completed according to the preset withdrawal information. The invention can confirm the identity of the blind person through fingerprint identification, and improve the safety of self-service withdrawal of the blind person; in addition, after preset withdrawal information of the user is acquired according to the acquired user fingerprint information, the user does not need to carry a bank card, and also does not need to wait for a withdrawal amount instruction input by the blind user, and the card-free withdrawal service is directly completed according to the preset bank account and the preset withdrawal amount in the preset withdrawal information, so that the interaction between the blind user and the self-service transaction terminal is greatly reduced, and the convenience and the user experience of self-service withdrawal of the blind user are improved.
Description
Technical Field
The invention relates to the technical field of financial transactions, in particular to a withdrawal control method and a withdrawal control device.
Background
This section is intended to provide a background or context to the embodiments of the invention that are recited in the claims. The description herein is not admitted to be prior art by inclusion in this section.
Along with the development of financial science and technology, intelligent banks gradually enter the visual field of people, and financial services present diversified characteristics. Among them, the user self-service mode has become a development trend of banking services.
At present, most of the existing self-service transaction terminals do not provide convenient self-service withdrawal service for the blind. The blind people have great difficulty in using the self-service transaction terminal, and financial transactions such as withdrawal and the like are difficult to independently and safely complete under the condition of no guidance of people. In the market, although there are some self-service transaction terminals with auxiliary functions, for example, self-service transaction terminals equipped with a keyboard for the blind. However, the self-service transaction terminal equipped with the blind keyboard requires the user to learn braille, which increases the burden of the blind user; in addition, when the blind user carries out withdrawal transaction, the user needs to interact with the self-service transaction terminal for multiple times, so that the inconvenience of the blind user and the risk of financial transaction safety are increased, and the service experience of the blind user is reduced.
Therefore, the existing blind person self-service money withdrawal transaction has the problems of low safety, inconvenience in money withdrawal and poor experience.
Disclosure of Invention
The embodiment of the invention provides a withdrawal control method, which is used for solving the problems of low safety, inconvenience in withdrawal and poor experience of the existing blind person self-service withdrawal transaction, and comprises the following steps:
collecting user fingerprint information through a fingerprint collecting module;
acquiring preset withdrawal information of a user according to the fingerprint information of the user, wherein the preset withdrawal information comprises a preset bank account and a preset withdrawal amount; presetting withdrawal amount as the preset withdrawal amount in a bank system;
and controlling to finish the card-free withdrawal business according to the preset withdrawal information.
The embodiment of the invention also provides a withdrawal control device, which is used for solving the problems of low safety, inconvenient withdrawal and poor experience of the existing blind person self-service withdrawal transaction, and comprises the following components:
the fingerprint acquisition module is used for acquiring user fingerprint information;
the system comprises an acquisition module, a processing module and a processing module, wherein the acquisition module is used for acquiring preset withdrawal information of a user according to user fingerprint information, and the preset withdrawal information comprises a preset bank account and a preset withdrawal amount; presetting withdrawal amount as the preset withdrawal amount in a bank system;
and the control module is used for controlling and finishing the cardless withdrawal business according to the preset withdrawal information.
In the embodiment of the invention, the fingerprint information of a user is acquired through the fingerprint acquisition module, the preset withdrawal information of the user is acquired according to the fingerprint information of the user, the preset withdrawal information comprises a preset bank account and a preset withdrawal amount, and the cardless withdrawal business is controlled and completed according to the preset withdrawal information. The embodiment of the invention can determine the identity of the blind person through fingerprint identification, thereby improving the safety of self-help money withdrawal of the blind person; in addition, after preset withdrawal information of the user is acquired according to the acquired user fingerprint information, the user does not need to carry a bank card, and also does not need to wait for a withdrawal amount instruction input by the blind user, and the card-free withdrawal service is directly completed according to the preset bank account and the preset withdrawal amount in the preset withdrawal information, so that the interaction between the blind user and the self-service transaction terminal is greatly reduced, and the convenience and the user experience of self-service withdrawal of the blind user are improved.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts. In the drawings:
fig. 1 is a flowchart illustrating an implementation of a withdrawal control method according to an embodiment of the present invention;
fig. 2 is a flowchart illustrating an implementation of step 102 in a withdrawal control method according to an embodiment of the present invention;
fig. 3 is a flowchart of another implementation of a withdrawal control method according to an embodiment of the present invention;
fig. 4 is a flowchart of another implementation of a withdrawal control method according to an embodiment of the present invention;
fig. 5 is a functional block diagram of a withdrawal control apparatus according to an embodiment of the present invention;
fig. 6 is a block diagram illustrating an obtaining module 502 in a withdrawal control apparatus according to an embodiment of the present invention;
fig. 7 is another functional block diagram of a withdrawal control apparatus according to an embodiment of the present invention;
fig. 8 is a block diagram of another function of a withdrawal control apparatus according to an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention more apparent, the embodiments of the present invention are further described in detail below with reference to the accompanying drawings. The exemplary embodiments and descriptions of the present invention are provided to explain the present invention, but not to limit the present invention.
Fig. 1 shows a flow of implementing the withdrawal control method provided by the embodiment of the present invention, and for convenience of description, only the parts related to the embodiment of the present invention are shown, and the details are as follows:
as shown in fig. 1, the withdrawal control method includes:
102, acquiring preset withdrawal information of a user according to user fingerprint information, wherein the preset withdrawal information comprises a preset bank account and a preset withdrawal amount;
and 103, controlling to finish the card-free withdrawal service according to the preset withdrawal information.
The withdrawal control method is not only suitable for the blind person withdrawal business, but also suitable for the withdrawal control of users without visual disorders. The user sets up in advance in the bank system and predetermines the account of drawing money and predetermine the amount of money of drawing money, and under the condition that fingerprint authentication passes, self-service transaction terminal directly withdraws money according to predetermineeing withdrawal information, can reduce the interactive number of times of user and self-service transaction terminal, improves the security and the convenience that the user withdraws money.
The fingerprint identification technology is a mature biometric identification technology with relatively low price at present, and is widely applied to the fields of entrance guard attendance, mobile payment, identity identification and financial transaction. The embodiment of the invention applies the fingerprint identification technology to the blind person money withdrawing business, and can improve the safety and convenience of the blind person money withdrawing operation. When the blind user withdraws money, the blind user does not need to carry a bank card, and the fingerprint information of the blind user is firstly adopted through the fingerprint acquisition module. After user fingerprint information is collected through the fingerprint collection module, the user fingerprint information of the blind user is identified and judged, and then preset withdrawal information of the user is obtained according to the user fingerprint information of the blind user, wherein the preset withdrawal information comprises a preset bank account and a preset withdrawal amount.
In view of the prior art, the blind user needs to interact with the self-service transaction terminal for many times in the process of withdrawing money. For example, it is difficult and inconvenient for the blind user to insert a card, input a withdrawal password, input a withdrawal amount, and input other operation instructions. In order to reduce the number of times of interaction between a blind user and a self-service transaction terminal in the money withdrawing process and reduce the number of times of operation of the blind user, the embodiment of the invention obtains preset money withdrawing information set in advance in a bank by the blind user according to user fingerprint information of the blind user when the blind user withdraws money, and then completes money withdrawing business according to the preset money withdrawing information.
The preset withdrawal information is withdrawal information preset in a bank by the blind user and mainly comprises a preset bank account and a preset withdrawal amount. The preset bank account is a bank account preset in a bank account database by the blind user and serves as a default withdrawal account. Assuming that the blind user has a plurality of accounts at the bank, the blind user can select one of the accounts as a preset withdrawal account. In addition, the account of the blind user in the bank can be used as a default preset withdrawal account. And assuming that the blind user only has one account in the bank, taking the account of the blind user in the bank as a default preset withdrawal account. The preset withdrawal amount is a withdrawal amount preset in a bank system by the blind user. For example, the blind user may set the preset withdrawal amount to 500 yuan, or the blind user may set the preset withdrawal amount to 800 yuan, and those skilled in the art may understand that the blind user may also set the preset withdrawal amount to 1000 yuan, and the like, which is not limited in this embodiment of the present invention.
In view of this, the user needs to transact the fast withdrawal service in advance at the bank, i.e. perform the service authorization of the fast withdrawal service at the bank. When the user transacts the rapid withdrawal business, the user can preset a preset daily withdrawal amount besides the preset withdrawal account and the preset withdrawal amount, wherein the preset daily withdrawal amount is the maximum amount which the user can withdraw money every day. In addition, a withdrawal fingerprint during fast withdrawal service can be set, for example, a thumb fingerprint is set as a withdrawal authentication fingerprint during fast withdrawal service, and certainly, the withdrawal authentication fingerprint does not need to be set, and as long as the collected user fingerprint information is consistent with certain fingerprint information of a user stored in a fingerprint information database, the fingerprint authentication can be considered to be passed, and the fast withdrawal service can be performed.
After the preset withdrawal information of the user is obtained, the self-service transaction terminal can be controlled to pay money according to the preset withdrawal information of the user, the card-free withdrawal business is completed, and the rapid fixed-amount withdrawal is realized.
In the embodiment of the invention, the fingerprint information of a user is acquired through the fingerprint acquisition module, the preset withdrawal information of the user is acquired according to the fingerprint information of the user, the preset withdrawal information comprises a preset bank account and a preset withdrawal amount, and the cardless withdrawal business is controlled and completed according to the preset withdrawal information. The embodiment of the invention can determine the identity of the blind person through fingerprint identification, thereby improving the safety of self-help money withdrawal of the blind person; in addition, after preset withdrawal information of the user is acquired according to the acquired user fingerprint information, the user does not need to carry a bank card, and also does not need to wait for a withdrawal amount instruction input by the blind user, and the card-free withdrawal service is directly completed according to the preset bank account and the preset withdrawal amount in the preset withdrawal information, so that the interaction between the blind user and the self-service transaction terminal is greatly reduced, and the convenience and the user experience of self-service withdrawal of the blind user are improved.
In a further embodiment, in order to improve the accuracy of fingerprint identification and further improve the safety and convenience of the blind user in withdrawing money, after receiving the fingerprint information of the user, the withdrawal control method further includes:
preprocessing the user fingerprint information, the preprocessing including one or more of segmentation, dessication, and filtering.
The fingerprint acquisition module is provided with a standard interface for fingerprint information acquisition and transmission, and after receiving user fingerprint information of a blind user, the fingerprint information of the user is converted into a standard fingerprint image, and then the standard fingerprint image is preprocessed to extract feature data of the fingerprint information. The preprocessing includes a segmentation preprocessing and may also include a drying preprocessing, and it is understood by those skilled in the art that the preprocessing may also include other preprocessing operations, for example, the preprocessing may also include a filtering preprocessing, which is not particularly limited by the embodiments of the present invention, and all the related modifications made by those skilled in the art without inventive efforts fall within the scope of the embodiments of the present invention.
Fig. 2 illustrates an implementation flow of step 102 in the withdrawal control method provided by the embodiment of the present invention, and for convenience of description, only the parts related to the embodiment of the present invention are illustrated, and the details are as follows:
in a further embodiment, in order to further improve the safety and convenience of the blind user in withdrawing money, as shown in fig. 2, in step 102 of the withdrawal control method, preset withdrawal information of the user is obtained according to user fingerprint information, where the preset withdrawal information includes a preset bank account and a preset withdrawal amount, and includes:
In the embodiment of the invention, the fingerprint information in the fingerprint information database can be the fingerprint information input by the blind user through a fingerprint information acquisition device of a bank manual counter, and can also be the fingerprint information input through a fingerprint information acquisition device of a public security department. The fingerprint information may be fingerprint information of a certain finger, or fingerprint information of a plurality of fingers. And storing the acquired fingerprint information of the blind users in a fingerprint information database. Generally, fingerprint information collected by a bank is stored in a fingerprint information database of the bank, and fingerprint information collected by a public security department is stored in a fingerprint information database of the public security department, the fingerprint information database of the public security department can be opened to a qualified bank, and the fingerprint information database of the bank is generally opened only to the bank.
In addition, the identity information database stores the identity information of the user, such as the identification number of the user, or other information capable of proving the identity of the user, such as a passport or a pass in hong Kong and Australia. The user identity in the identity information database corresponds to the user fingerprint in the fingerprint information database. The user identity in the identity information database is stored in the identity information processing system, the identity information processing system compares the user fingerprint information with the fingerprint information in the fingerprint information database after acquiring the user fingerprint information, determines the user identity information corresponding to the user fingerprint information from the identity information database under the condition that the comparison authentication is passed, and transmits the user identity information to the comprehensive information processing system, the comprehensive information processing system acquires the authentication passed information and the user identity information fed back by the identity information processing system through an interface, and then the comprehensive information processing system acquires the preset withdrawal information of the user according to the acquired user identity information and feeds back the preset withdrawal information of the user to the self-service transaction terminal.
In the embodiment of the invention, when the user fingerprint information passes the authentication with the fingerprint information in the fingerprint information database, the user identity information corresponding to the user fingerprint information is determined from the identity information database, and the preset withdrawal information of the user is obtained according to the user identity information, so that the safety and convenience of the withdrawal of the blind user can be further improved.
Fig. 3 shows another implementation flow of the withdrawal control method provided by the embodiment of the present invention, the order of the steps in the flow chart may be changed according to different requirements, some steps may be omitted, and for convenience of description, only the parts related to the embodiment of the present invention are shown, and the following details are described as follows:
in a further embodiment, in order to further improve the safety and convenience of the blind user for withdrawing money, as shown in fig. 3, on the basis of the method steps shown in fig. 1, the withdrawal control method further includes:
And establishing an association relation between the fingerprint information retained by the user and preset withdrawal information preset by the user in a bank, and storing the association relation. When the rapid withdrawal service is carried out, the preset withdrawal information of the user can be directly determined according to the association relationship under the condition that the user fingerprint information is obtained and the user fingerprint information passes the authentication, so that the rapid withdrawal efficiency is improved.
In a further embodiment, in order to further improve the safety and convenience of the blind user in withdrawing money, step 102, obtaining preset withdrawal information of the user according to the user fingerprint information, where the preset withdrawal information includes a preset bank account and a preset withdrawal amount, and the method includes:
In the embodiment of the invention, after the user fingerprint information is collected, the collected user fingerprint information is compared with the fingerprint information reserved by the user in the fingerprint information database for authentication, the fingerprint information reserved by the user and consistent with the collected user fingerprint information is determined, and the preset withdrawal information corresponding to the fingerprint information reserved by the user is determined according to the incidence relation between the fingerprint information reserved by the user in the fingerprint information database and the preset withdrawal information of the user.
In the embodiment of the invention, the fingerprint information which is consistent with the fingerprint information of the user and is reserved by the user is determined, and the preset withdrawal information corresponding to the fingerprint information reserved by the user is determined according to the association relation, so that the efficiency of quick withdrawal can be improved, and the safety and convenience of withdrawal of blind users are further improved.
In a further embodiment, in order to further improve the flexibility and security of the blind user in withdrawing money, the withdrawal control method further comprises the following steps:
the method comprises the following steps: modifying the preset withdrawal information according to a modification instruction; and/or
The method comprises the following steps: and modifying the fingerprint information retained by the user according to the modification instruction.
In some cases, for example, when the withdrawal demand of the user is large or small in a certain period, or in order to further improve the safety and convenience of the blind user in withdrawing money, when fingerprint information retained by the user needs to be replaced or modified, or when the user does not have the withdrawal demand at all in a certain period, the blind user can go to a bank counter to handle change business. For example, the preset withdrawal information set by the user may be changed according to a modification instruction of the blind user, for example, the preset withdrawal amount is changed from originally set 500 yuan to 800 yuan, or the preset withdrawal amount is changed from originally set 800 yuan to 500 yuan, and the like. Or changing the preset withdrawal account according to the modification instruction of the blind user. In addition, the fingerprint information retained by the user can be modified according to the modification instruction of the user, for example, the fingerprint information is replaced or some or all of the fingerprint information is deleted. In addition, the authorization of the rapid withdrawal service can be cancelled according to the modification instruction of the user, so that the user cannot carry out the rapid withdrawal service after cancellation due to the fact that the user has a large influence on the withdrawal service of the user, and therefore the user can be reminded to operate the service cautiously.
In the embodiment of the invention, the preset withdrawal information is modified according to the modification instruction, and/or the fingerprint information reserved by the user is modified according to the modification instruction, so that the flexibility, the safety and the convenience of withdrawal of the blind user are further improved.
Fig. 4 shows a further implementation flow of the withdrawal control method provided by the embodiment of the present invention, and the order of steps in the flow chart may be changed and some steps may be omitted according to different requirements, and only the parts related to the embodiment of the present invention are shown for convenience of description, and the following details are described as follows:
in a further embodiment, in order to further improve the safety and convenience of the blind user for withdrawing money, as shown in fig. 4, on the basis of the method steps shown in fig. 1, the withdrawal control method further includes:
And 402, outputting second prompt information through voice when the user is detected through the image equipment, wherein the second prompt information is used for prompting the direction of the fingerprint acquisition module.
Because the blind users have visual disorder and great inconvenience in the process of rapid withdrawal, friendly guidance needs to be performed on the blind users, and the voice prompt function is particularly important at the moment. The embodiment of the invention effectively guides the blind user through the voice prompt, and can further improve the convenience of withdrawing money for the blind user.
In the embodiment of the present invention, the image device may be a camera or a video camera which acquires images of the user in real time or at regular or irregular time. When a blind user walks into the self-service transaction terminal, the image equipment of the self-service transaction terminal detects the blind user, namely the image equipment acquires an image of the user, first prompt information is output through voice, the first prompt information is used for prompting the blind user, the self-service transaction terminal is used for handling the rapid withdrawal service by default, the blind user can withdraw money quickly after finishing fingerprint identification authentication, and the blind user is prompted to carry out fingerprint identification cautiously without inputting a withdrawal password and a withdrawal amount.
In addition, for blind users, it is extremely difficult to find the orientation of the fingerprint acquisition module quickly and conveniently. Therefore, when the image equipment of the self-service transaction terminal detects the user, the second prompt information can be output through voice to prompt the direction of the fingerprint acquisition module of the user, so that the blind user can quickly and conveniently acquire the fingerprint. The fingerprint acquisition module is generally arranged at a position convenient for the blind user to operate. In addition, the fingerprint acquisition module can also comprise a sound production unit and/or a vibration unit so as to facilitate the blind user to determine the direction of the fingerprint acquisition module.
In a further embodiment, in order to further improve the safety and convenience of the blind user in withdrawing money, as shown in fig. 4, the withdrawal control method further includes:
And step 404, outputting fourth prompt information through voice, wherein the fourth prompt information is used for prompting the user to listen to the account balance after a second preset time interval.
In the embodiment of the invention, after the preset withdrawal information of the user is acquired, the self-service transaction terminal can perform cash-out operation according to the preset withdrawal information. At this time, before the self-service transaction terminal tells the money, the third prompt message can be output through voice, and is used for prompting the position of the money outlet of the user and carrying out withdrawal check after a first preset time interval. The first preset time interval is a preset time interval, and may be set to 3 seconds, and may also be set to 4 seconds, and those skilled in the art will understand that the first preset time interval may also be set to other time intervals, for example, the first preset time interval is set to 5 seconds, which is not limited in this embodiment of the present invention.
In addition, in order to further improve the safety and convenience of the blind user in withdrawing money, fourth prompt information can be output through voice after the user completes the rapid money withdrawing service and is used for prompting the user to listen to the account balance after a second preset time interval. The second preset time interval is a preset time interval, and the second preset time interval may be equal to or unequal to the first time interval. For example, the second preset time interval may be set to 3 seconds, and the second preset time interval may also be set to 4 seconds, and those skilled in the art will understand that the second preset time interval may also be set to other time intervals, for example, the second preset time interval is set to 5 seconds, which is not limited in particular by the embodiment of the present invention.
The withdrawal control method in the embodiment of the present invention may include one of the steps 401 to 404, or may include multiple steps or all of the steps 401 to 404, which may specifically refer to the description of the above embodiment, and details are not described here again.
In the embodiment of the invention, when a user is detected through image equipment, first prompt information is output through voice, the first prompt information is used for prompting the user to carry out fingerprint identification cautiously, when the user is detected through the image equipment, second prompt information is output through voice, the second prompt information is used for prompting the direction of a fingerprint acquisition module, third prompt information is output through voice, the third prompt information is used for prompting the user to withdraw money and check after a first preset time interval, fourth prompt information is output through voice, and the fourth prompt information is used for prompting the user to listen to account balance after a second preset time interval.
In addition, in order to further improve the safety and convenience of the blind user in withdrawing money, after the preset withdrawal information of the user is acquired, before the self-service transaction terminal dispenses the money, the withdrawal control method further comprises the following steps: and if the fact that the user finger leaves the fingerprint acquisition module is detected within the first preset time interval, canceling the withdrawal service. In addition, prompt information can be output through voice to prompt that the withdrawal service is stopped because the finger leaves the fingerprint acquisition module.
In addition, in order to further improve the safety and convenience of the blind user in withdrawing money, the money withdrawing control method further comprises the following steps: and if the user finger is detected to leave the fingerprint acquisition module within the second preset time interval, canceling the balance broadcast service. In addition, prompt information can be output through voice to prompt that the balance report service is stopped because the finger leaves the fingerprint acquisition module.
In addition, in order to further improve the safety and convenience of the blind user in withdrawing money, the money withdrawing control method further comprises the following steps: after the user finishes the rapid withdrawal service or listens to the balance, prompt information is output through voice to prompt the end of the rapid withdrawal service.
In a further embodiment, in order to further improve the safety of the blind user in withdrawing money, the withdrawal control method further includes:
ending the current withdrawal process according to an abort question code, the abort question code comprising any of:
a suspension problem code for which fingerprint information authentication fails; or
An abort problem code for which identity information acquisition fails; or
The user finger leaves the suspension problem code of the fingerprint acquisition module; or
An unauthorized abort problem code; or
A suspension problem code with insufficient balance; or
And the stop problem code when the withdrawal amount of the current day exceeds the withdrawal amount of the preset day.
The blind user may have a problem or difficulty in stopping the rapid withdrawal service during the withdrawal process, and at this time, the current withdrawal process may be ended according to the stop problem code. The termination problem code is a problem code causing termination of the rapid withdrawal service, and different termination problem codes represent different meanings. The abort code includes any of: the fingerprint information authentication failure stopping problem code, or the identity information acquisition failure stopping problem code, or the unauthorized stopping problem code; or an insufficient balance abort question code; or the stop problem code when the withdrawal amount of the day exceeds the withdrawal amount of the preset day.
The abort problem code indicating that the fingerprint information of the user is inconsistent with the fingerprint information in the fingerprint information database or the acquired fingerprint information of the user is incomplete, which makes fingerprint identification and authentication impossible.
The abort problem code indicating that the user identity information cannot be acquired because the user identity information corresponding to the user fingerprint information does not exist, or cannot be acquired because of an equipment reason or a network reason.
The user's finger leaves the abort question code of the fingerprint acquisition module. In the embodiment of the invention, the finger of the user is required to be incapable of leaving the fingerprint acquisition module in the withdrawal process until the withdrawal process is finished, and if the finger of the user leaves the fingerprint acquisition module in the process, the fingerprint acquisition module generates a stop problem code for the finger of the user to leave the fingerprint acquisition module so as to stop the withdrawal process. The user finger leaves the suspension problem code of the fingerprint collection module, namely, the user finger leaves the fingerprint collection module in the withdrawal process.
The unauthorized termination problem code indicates that the user does not authorize the rapid withdrawal service at the bank, that is, the user cannot handle the rapid withdrawal service through the self-service transaction terminal or the manual counter, that is, the user does not have the right to handle the rapid withdrawal service.
And the termination problem code with insufficient balance indicates that the balance in the preset withdrawal account of the user is less than the preset withdrawal amount.
The stop problem code that the money withdrawn on the same day exceeds the money withdrawing amount on the preset day indicates that the total money withdrawn on the same day by the user is larger than the money withdrawing amount on the preset day by the user, so that the current quick money withdrawing service cannot be carried out.
In a further embodiment, in order to further improve the safety and convenience of the blind user in withdrawing money, the withdrawal control method further includes:
the method comprises the following steps: and outputting fifth prompt information through voice according to the termination problem code, wherein the fifth prompt information is used for prompting the user to terminate the withdrawal process.
Because the blind people have visual disorder, the current operation process cannot be known conveniently. There is a need for effective guidance using voice prompts. Therefore, when the withdrawal process is stopped, the self-service transaction terminal outputs the fifth prompt information through voice to prompt the user to stop the withdrawal process, and can also prompt the user of the reason corresponding to the stop problem code for stopping the withdrawal process, namely prompt the reason for stopping the withdrawal process.
In the embodiment of the invention, the current withdrawal process is ended according to the stop question code, the fifth prompt message is output through voice according to the stop question code, and the fifth prompt message is used for prompting the user to stop the withdrawal process, so that the safety and convenience of the withdrawal of the blind user can be further improved.
The embodiment of the invention also provides a withdrawal control device, which is described in the following embodiments. Since the principle of these devices for solving the problems is similar to the withdrawal control method, the implementation of these devices can be referred to the implementation of the method, and the repeated descriptions are omitted.
Fig. 5 shows functional modules of a withdrawal control apparatus according to an embodiment of the present invention, and for convenience of description, only the parts related to the embodiment of the present invention are shown, and the details are as follows:
referring to fig. 5, each module included in the withdrawal control apparatus is used to execute each step in the embodiment corresponding to fig. 1, and specific reference is made to fig. 1 and the related description in the embodiment corresponding to fig. 1, which are not repeated herein. In the embodiment of the present invention, the withdrawal control apparatus includes a fingerprint acquisition module 501, an acquisition module 502, and a control module 503.
The fingerprint collecting module 501 is configured to collect user fingerprint information through the fingerprint collecting module.
The obtaining module 502 is configured to obtain preset withdrawal information of the user according to the user fingerprint information, where the preset withdrawal information includes a preset bank account and a preset withdrawal amount.
The control module 503 is configured to control and complete a cardless withdrawal service according to preset withdrawal information.
In the embodiment of the present invention, fingerprint information of a user is acquired by the fingerprint acquisition module 501, the acquisition module 502 acquires preset withdrawal information of the user according to the fingerprint information of the user, the preset withdrawal information includes a preset bank account and a preset withdrawal amount, and the control module 503 controls to complete a cardless withdrawal service according to the preset withdrawal information. The embodiment of the invention can determine the identity of the blind person through fingerprint identification, thereby improving the safety of self-help money withdrawal of the blind person; in addition, after preset withdrawal information of the user is acquired according to the acquired user fingerprint information, the user does not need to carry a bank card, and also does not need to wait for a withdrawal amount instruction input by the blind user, and the card-free withdrawal service is directly completed according to the preset bank account and the preset withdrawal amount in the preset withdrawal information, so that the interaction between the blind user and the self-service transaction terminal is greatly reduced, and the convenience and the user experience of self-service withdrawal of the blind user are improved.
In a further embodiment, in order to improve the accuracy of fingerprint identification and further improve the safety and convenience of the blind user in withdrawing money, the money withdrawing control device further comprises a preprocessing module.
The preprocessing module is used for preprocessing the user fingerprint information, and the preprocessing comprises one or more of segmentation, drying and filtering.
Fig. 6 shows a structure of an acquisition module 501 in a withdrawal control apparatus according to an embodiment of the present invention, and for convenience of description, only the parts related to the embodiment of the present invention are shown, and detailed descriptions are as follows:
referring to fig. 6, each unit included in the obtaining module 501 is configured to execute each step in the embodiment corresponding to fig. 2, and please refer to fig. 2 and the related description in the embodiment corresponding to fig. 2 for details, which are not described herein again. In this embodiment of the present invention, the obtaining module 501 includes a first determining unit 601 and an obtaining unit 602.
The first determining unit 601 is configured to determine, from the identity information database, user identity information corresponding to the user fingerprint information when the user fingerprint information passes authentication with fingerprint information in the fingerprint information database.
The obtaining unit 602 is configured to obtain preset withdrawal information of the user according to the user identity information.
In the embodiment of the present invention, when the user fingerprint information passes authentication with the fingerprint information in the fingerprint information database, the first determining unit 601 determines the user identity information corresponding to the user fingerprint information from the identity information database, and the obtaining unit 602 obtains the preset withdrawal information of the user according to the user identity information, thereby further improving the safety and convenience of withdrawal for blind users.
Fig. 7 shows another functional module of the withdrawal control apparatus according to the embodiment of the present invention, and for convenience of description, only the parts related to the embodiment of the present invention are shown, and the details are as follows:
referring to fig. 7, each module included in the withdrawal control apparatus is used to execute each step in the embodiment corresponding to fig. 3, and specific reference is made to fig. 3 and the related description in the embodiment corresponding to fig. 3, which are not repeated herein. In the embodiment of the present invention, on the basis of the module structure shown in fig. 5, the withdrawal control apparatus further includes a setup storage module 701.
The establishing and storing module 701 is configured to establish and store an association relationship between fingerprint information retained by a user and preset withdrawal information. The embodiment of the invention can improve the efficiency of rapid withdrawal.
In a further embodiment, in order to further improve the security and convenience of the blind user for withdrawing money, as shown in fig. 7, the obtaining module 502 includes a second determining unit 702 and a third determining unit 703.
The second determining unit 702 is configured to determine fingerprint information retained by the user, which is consistent with the user fingerprint information.
The third determining unit 703 is configured to determine preset withdrawal information corresponding to the fingerprint information retained by the user according to the association relationship.
In the embodiment of the present invention, the second determining unit 702 determines the fingerprint information retained by the user and consistent with the fingerprint information of the user, and the third determining unit 703 determines the preset withdrawal information corresponding to the fingerprint information retained by the user according to the association relationship, so that the efficiency of fast withdrawing money can be improved, and the safety and convenience of withdrawing money for blind users can be further improved.
In a further embodiment, in order to further improve the flexibility and safety of the blind user in withdrawing money, the withdrawal control device further comprises a first modification module and/or a second modification module.
The first modification module is used for modifying the preset withdrawal information according to a modification instruction.
And the second modification module is used for modifying the fingerprint information retained by the user according to the modification instruction.
In the embodiment of the invention, the first modification module modifies the preset withdrawal information according to the modification instruction, and/or the second modification module modifies the fingerprint information retained by the user according to the modification instruction, so that the flexibility, the safety and the convenience of withdrawal of the blind user are further improved.
Fig. 8 shows still another functional module of the withdrawal control apparatus according to the embodiment of the present invention, and for convenience of description, only the relevant parts related to the embodiment of the present invention are shown, and the details are as follows:
referring to fig. 8, each module included in the withdrawal control apparatus is used to execute each step in the embodiment corresponding to fig. 4, specifically please refer to fig. 4 and the related description in the embodiment corresponding to fig. 4, which are not repeated herein. In the embodiment of the present invention, the withdrawal control apparatus further includes a first prompting module 801 and/or a second prompting module 802.
The first prompting module 801 outputs first prompting information through voice when the user is detected through the image device, wherein the first prompting information is used for prompting the user to carefully perform fingerprint identification.
The second prompt module 802 outputs a second prompt message through voice when the user is detected by the image device, and the second prompt message is used for prompting the direction of the fingerprint collection module.
In a further embodiment, in order to further improve the safety and convenience of the blind user for withdrawing money, as shown in fig. 8, the withdrawal control apparatus further includes a third prompting module 801 and/or a fourth prompting module 802.
The third prompt module 803 is configured to output a third prompt message through voice, where the third prompt message is used to prompt the user to check the withdrawal after a first preset time interval.
The fourth prompting module 804 is configured to output fourth prompting information through voice, where the fourth prompting information is used to prompt a user to listen to an account balance after a second preset time interval.
The withdrawal control apparatus in the embodiment of the present invention may include one of the first prompting module 801 to the fourth prompting module 804, or may include a plurality of modules or all of the first prompting module 801 to the fourth prompting module 804, which may specifically refer to the description of the above embodiment and will not be described in detail here.
In the embodiment of the present invention, the first prompt module 801 outputs the first prompt information by voice when detecting the user through the image device, the first prompt message is used to prompt the user to take care of fingerprint recognition, the second prompt module 802 outputs a second prompt message by voice when the user is detected through the image device, the second prompt message is used to prompt the direction of the fingerprint collection module, the third prompt module 803 outputs the third prompt message by voice, the third prompt message is used for prompting the user to withdraw money and check after a first preset time interval, the fourth prompt module 804 outputs the fourth prompt message through voice, the fourth prompt message is used for prompting the user to listen to the account balance after a second preset time interval.
In a further embodiment, in order to further improve the safety and convenience of the blind user in withdrawing money, the withdrawal control device further comprises a withdrawal stopping module.
The withdrawal termination module is configured to terminate a current withdrawal process according to a termination problem code, where the termination problem code includes any one of:
a suspension problem code for which fingerprint information authentication fails; or
An abort problem code for which identity information acquisition fails; or
The user finger leaves the suspension problem code of the fingerprint acquisition module; or
An unauthorized abort problem code; or
A suspension problem code with insufficient balance; or
And the stop problem code when the withdrawal amount of the current day exceeds the withdrawal amount of the preset day.
In a further embodiment, in order to further improve the safety and convenience of the blind user in withdrawing money, the money withdrawing control device further comprises a fifth prompting module.
And the fifth prompt module is used for outputting fifth prompt information through voice according to the termination problem code, and the fifth prompt information is used for prompting the user to terminate the withdrawal process.
In the embodiment of the invention, the withdrawal stopping module stops the current withdrawal process according to the stopping problem code, the fifth prompting module outputs fifth prompting information through voice according to the stopping problem code, and the fifth prompting information is used for prompting a user to stop the withdrawal process, so that the safety and the convenience of the withdrawal of the blind user can be further improved.
The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein the withdrawal control method is realized when the processor executes the computer program.
An embodiment of the present invention further provides a computer-readable storage medium, where a computer program for executing the withdrawal control method is stored in the computer-readable storage medium.
In summary, in the embodiments of the present invention, the fingerprint acquisition module acquires the user fingerprint information, and acquires the preset withdrawal information of the user according to the user fingerprint information, where the preset withdrawal information includes a preset bank account and a preset withdrawal amount, and the cardless withdrawal service is controlled to be completed according to the preset withdrawal information. The embodiment of the invention can determine the identity of the blind person through fingerprint identification, thereby improving the safety of self-help money withdrawal of the blind person; in addition, after preset withdrawal information of the user is acquired according to the acquired user fingerprint information, the user does not need to carry a bank card, and also does not need to wait for a withdrawal amount instruction input by the blind user, and the card-free withdrawal service is directly completed according to the preset bank account and the preset withdrawal amount in the preset withdrawal information, so that the interaction between the blind user and the self-service transaction terminal is greatly reduced, and the convenience and the user experience of self-service withdrawal of the blind user are improved.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The above-mentioned embodiments are intended to illustrate the objects, technical solutions and advantages of the present invention in further detail, and it should be understood that the above-mentioned embodiments are only exemplary embodiments of the present invention, and are not intended to limit the scope of the present invention, and any modifications, equivalent substitutions, improvements and the like made within the spirit and principle of the present invention should be included in the scope of the present invention.
Claims (10)
1. A withdrawal control method, comprising:
collecting user fingerprint information through a fingerprint collecting module;
acquiring preset withdrawal information of a user according to the fingerprint information of the user, wherein the preset withdrawal information comprises a preset bank account and a preset withdrawal amount; presetting withdrawal amount as the preset withdrawal amount in a bank system;
and controlling to finish the card-free withdrawal business according to the preset withdrawal information.
2. The method of claim 1, wherein obtaining the preset withdrawal information of the user according to the user fingerprint information comprises:
when the user fingerprint information passes the authentication with the fingerprint information in the fingerprint information database, determining user identity information corresponding to the user fingerprint information from the identity information database;
and acquiring preset withdrawal information of the user according to the identity information of the user.
3. The method of claim 1, before obtaining the preset withdrawal information of the user according to the fingerprint information of the user, further comprising:
and establishing and storing an association relation between the fingerprint information retained by the user and the preset withdrawal information.
4. The method of claim 3, wherein the obtaining the preset withdrawal information of the user according to the user fingerprint information comprises:
determining fingerprint information kept by the user and consistent with the fingerprint information of the user;
and determining preset withdrawal information corresponding to the fingerprint information retained by the user according to the association relation.
5. The method of claim 1, wherein before collecting the user fingerprint information via the fingerprint collection module, further comprising:
outputting first prompt information through voice when a user is detected through the image equipment, wherein the first prompt information is used for prompting the user to take caution to carry out fingerprint identification; and/or
And outputting second prompt information through voice when the user is detected through the image equipment, wherein the second prompt information is used for prompting the direction of the fingerprint acquisition module.
6. The method of claim 1, further comprising:
ending the current withdrawal process according to an abort question code, the abort question code comprising any of:
a suspension problem code for which fingerprint information authentication fails; or
An abort problem code for which identity information acquisition fails; or
The user finger leaves the suspension problem code of the fingerprint acquisition module; or
An unauthorized abort problem code; or
A suspension problem code with insufficient balance; or
And the stop problem code when the withdrawal amount of the current day exceeds the withdrawal amount of the preset day.
7. The method of claim 1, further comprising, after acquiring the preset withdrawal information of the user according to the user fingerprint information:
outputting third prompt information through voice, wherein the third prompt information is used for prompting a user to check withdrawal after a first preset time interval; and/or
After completing the card-free withdrawal service according to the preset withdrawal information, the method further comprises the following steps:
and outputting fourth prompt information through voice, wherein the fourth prompt information is used for prompting the user to listen to the account balance after a second preset time interval.
8. A withdrawal control apparatus, comprising:
the fingerprint acquisition module is used for acquiring user fingerprint information;
the system comprises an acquisition module, a processing module and a processing module, wherein the acquisition module is used for acquiring preset withdrawal information of a user according to user fingerprint information, and the preset withdrawal information comprises a preset bank account and a preset withdrawal amount; presetting withdrawal amount as the preset withdrawal amount in a bank system;
and the control module is used for controlling and finishing the cardless withdrawal business according to the preset withdrawal information.
9. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the method of any one of claims 1 to 7 when executing the computer program.
10. A computer-readable storage medium, characterized in that the computer-readable storage medium stores a computer program for executing the method of any one of claims 1 to 7.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811162931.6A CN109377680B (en) | 2018-09-30 | 2018-09-30 | Withdrawal control method and device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811162931.6A CN109377680B (en) | 2018-09-30 | 2018-09-30 | Withdrawal control method and device |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN109377680A CN109377680A (en) | 2019-02-22 |
| CN109377680B true CN109377680B (en) | 2021-04-27 |
Family
ID=65403553
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201811162931.6A Active CN109377680B (en) | 2018-09-30 | 2018-09-30 | Withdrawal control method and device |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN109377680B (en) |
Families Citing this family (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| TWI689883B (en) * | 2019-05-10 | 2020-04-01 | 第一商業銀行股份有限公司 | Automatic push broadcast cardless withdrawal system and its control method |
| CN111738731A (en) * | 2020-06-16 | 2020-10-02 | 中国银行股份有限公司 | Bank cash transaction business operation control method and device |
| CN112150734B (en) * | 2020-09-27 | 2022-05-27 | 中国银行股份有限公司 | Self-service equipment transaction limit processing method, device and system and computer equipment |
| CN114445979B (en) * | 2022-03-16 | 2023-01-20 | 中国工商银行股份有限公司 | Self-service withdrawal method and device |
Citations (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101226663A (en) * | 2008-02-20 | 2008-07-23 | 宋晓明 | Bank individual service system and service handling method based on user name and fingerprint authentication |
| CN101593388A (en) * | 2009-06-26 | 2009-12-02 | 卢骏 | But the ATM (automatic teller machine) that a kind of blind man uses |
| CN101807319A (en) * | 2010-03-03 | 2010-08-18 | 交通银行股份有限公司 | Authentication method and system based on ATM |
| CN202563604U (en) * | 2012-05-18 | 2012-11-28 | 毛兴强 | Blind ATM (Automatic Telling Machine) |
| US9064366B1 (en) * | 2008-09-17 | 2015-06-23 | Bank Of America Corporation | Blind withdrawal for transportation |
| CN107067584A (en) * | 2017-05-09 | 2017-08-18 | 湖州金软电子科技有限公司 | A kind of self-help drawing money system |
| CN107195080A (en) * | 2017-05-22 | 2017-09-22 | 滁州学院 | A kind of withdrawal system and method based on biological characteristic |
| CN206541339U (en) * | 2017-02-09 | 2017-10-03 | 杜昀霖 | A kind of financial services industry figure information acquisition system |
| CN107633627A (en) * | 2017-09-22 | 2018-01-26 | 深圳怡化电脑股份有限公司 | One kind is without card withdrawal method, apparatus, equipment and storage medium |
-
2018
- 2018-09-30 CN CN201811162931.6A patent/CN109377680B/en active Active
Patent Citations (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101226663A (en) * | 2008-02-20 | 2008-07-23 | 宋晓明 | Bank individual service system and service handling method based on user name and fingerprint authentication |
| US9064366B1 (en) * | 2008-09-17 | 2015-06-23 | Bank Of America Corporation | Blind withdrawal for transportation |
| CN101593388A (en) * | 2009-06-26 | 2009-12-02 | 卢骏 | But the ATM (automatic teller machine) that a kind of blind man uses |
| CN101807319A (en) * | 2010-03-03 | 2010-08-18 | 交通银行股份有限公司 | Authentication method and system based on ATM |
| CN202563604U (en) * | 2012-05-18 | 2012-11-28 | 毛兴强 | Blind ATM (Automatic Telling Machine) |
| CN206541339U (en) * | 2017-02-09 | 2017-10-03 | 杜昀霖 | A kind of financial services industry figure information acquisition system |
| CN107067584A (en) * | 2017-05-09 | 2017-08-18 | 湖州金软电子科技有限公司 | A kind of self-help drawing money system |
| CN107195080A (en) * | 2017-05-22 | 2017-09-22 | 滁州学院 | A kind of withdrawal system and method based on biological characteristic |
| CN107633627A (en) * | 2017-09-22 | 2018-01-26 | 深圳怡化电脑股份有限公司 | One kind is without card withdrawal method, apparatus, equipment and storage medium |
Also Published As
| Publication number | Publication date |
|---|---|
| CN109377680A (en) | 2019-02-22 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN109377680B (en) | Withdrawal control method and device | |
| CN106485851B (en) | A kind of no card automatic teller machine and without card withdrawal system | |
| TW201337812A (en) | Method and device for indentification and system and method for payment | |
| CN106934613A (en) | Without card withdrawal ATM, mobile terminal, server, system and method | |
| CN111049659B (en) | Service verification method, device and system based on handwriting signature recognition | |
| CN106941503A (en) | Bank data collection and authentication method and system based on smart mobile phone | |
| CN104143139A (en) | Payment method and system based on facial expressions | |
| CN107688940A (en) | Bio-identification transaction processing method and system | |
| CN204680060U (en) | The identification of Network Based and biological characteristic and payment mechanism | |
| CN105354710A (en) | Auxiliary identity authentication method for face identification payment | |
| US10373166B2 (en) | System for managing personal identifiers and financial instrument use | |
| MX2015000169A (en) | Biometric validation method and biometric terminal. | |
| CN109523271A (en) | Face payment system and method | |
| CN117236965A (en) | Payment processing method and system | |
| CN104809614A (en) | Network and biological feature-based identity recognition and payment device and implementation method thereof | |
| WO2022148392A1 (en) | Face-scanning payment method and apparatus | |
| US20140337225A1 (en) | Biometric-based transaction fraud detection | |
| CN111736937B (en) | Service processing method and device | |
| KR101960801B1 (en) | smart device with biometrics registration function and methods for registering biometric information | |
| KR20120013881A (en) | Loaning method using kiosk system | |
| JP6036184B2 (en) | Transaction apparatus, transaction method, and transaction system | |
| CN110379093A (en) | A kind of automated teller system and method based on human identity information identification | |
| CN109887194A (en) | One kind is to public withdrawal method and device | |
| CN110826442B (en) | Bill data processing method, system, equipment and medium based on in-vivo detection | |
| CN113782035A (en) | Service processing method and device, electronic equipment and storage medium |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| GR01 | Patent grant | ||
| GR01 | Patent grant |