CN110020947A - Accepting terminal system based on cloud kernel - Google Patents
Accepting terminal system based on cloud kernel Download PDFInfo
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- CN110020947A CN110020947A CN201811569605.7A CN201811569605A CN110020947A CN 110020947 A CN110020947 A CN 110020947A CN 201811569605 A CN201811569605 A CN 201811569605A CN 110020947 A CN110020947 A CN 110020947A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
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Abstract
The present invention relates to a kind of accepting terminal systems based on cloud kernel, it is characterised by comprising: accepting terminal and cloud server, the accepting terminal includes: interactive module, for carrying out information exchange with the cloud server and for providing user interface, interaction logic processing is executed；And data communication module, for carrying out data interaction with the cloud server and realizing data processing, the cloud server includes: cloud kernel, for carrying out data interaction with the accepting terminal and realizing the processing to core business logic.According to the present invention, cloud server is put by the core that will trade, then accepting terminal is enabled to realize that lightweight, requirement etc. of the accepting terminal to running environment, safety etc. substantially reduce.
Description
Technical field
The present invention relates to clouds, more particularly to a kind of accepting terminal system based on cloud kernel.
Background technique
With the development of the technologies such as mobile payment, Internet of Things, conventional terminal has been unable to satisfy the demand of market each side, with
Family experience, terminal cost update extended capability, deployment and convenience of maintenance etc. and show apparent disadvantage and not
Foot.
Existing accepting terminal is usually single devices, software and hardware one, wherein kernel, application, UI logic are placed on same
In equipment.Have the following problems in such prior art: in terminal form, complexity is high, closed autonomous device, difficult
To be simplified on software and hardware respectively, and it is poor with the integration capability of trade company original system；On network access mode, deployment way is not
Enough flexible, product release speed is slow, in structure, is unable to the new accepting terminal of flexible expansion；In extension and updating ability, to wound
New business and innovative technology extended capability are poor, do not form modularization, inflexible, and upgrading is difficult；In terminal cost, firmly
Part, research and development are at high cost, and operation and maintenance is at high cost after product release.
Therefore, the lightweight of terminal simplifies terminal, reduces terminal cost, increases flexibility and the external system of terminal insertion
The ability of system and environment is a trend of future terminal development, certain positive influence can be brought to accepting terminal.
Summary of the invention
In view of the above problems, the present invention is directed to propose a kind of can be realized that terminal is light-weighted to accept end based on cloud kernel
End system.
To achieve the goals above, the present invention proposes a kind of accepting terminal system based on cloud kernel, utilizes virtualization skill
Most of trading processing logic is placed on cloud server, forms the accepting terminal system of " cloud kernel+light terminal ", thus by art
The lightweight and flexibility that can be realized terminal improve the scalability and updating ability of terminal.
The accepting terminal system based on cloud kernel of an aspect of of the present present invention characterized by comprising accepting terminal and cloud
Server is held,
The accepting terminal includes:
Interactive module executes friendship for carrying out information exchange with the cloud server and for providing user interface
Mutual logical process；And
Data communication module, for carrying out data interaction with the cloud server and realizing data processing,
The cloud server includes:
Cloud kernel realizes tradition for carrying out data interaction with the accepting terminal and realizing the processing to core business logic
Payment application, terminal kernel in terminal and transaction message assembling and on the processing logic such as send.
Optionally, the accepting terminal further comprises:
Information reading module, for reading information to be treated and being supplied to the data communication module.
Optionally, the information reading module is card reader or PinPad.
Optionally, it is communicated between the accepting terminal and cloud server using long on-link mode (OLM).
Optionally, the cloud kernel includes the separate functional blocks of following one or more:
Trading processing management module, for control payment logic, handle Transaction Information, assemble transaction message, and on send to payment
Platform；
Holder's verification management module, for managing holder's verification method；
Terminal risk management module, for realizing the risk management and control of the accepting terminal；And
Other core functions of conventional terminal.
The accepting terminal system based on cloud kernel of an aspect of of the present present invention characterized by comprising accepting terminal and cloud
Server is held,
The accepting terminal includes:
Data communication module, for carrying out data interaction with the cloud server and realizing data processing,
The cloud server includes:
Interactive module, for remotely providing user interface and for carrying out data interaction with the data communication module,
To execute interaction logic processing；And
Cloud kernel for obtaining data from the interactive module, and realizes the processing to core business logic, realizes conventional terminal
In payment application, terminal kernel and transaction message assembling and on the processing logic such as send.
Optionally, the accepting terminal further comprises:
Information reading module, for reading information to be treated and being supplied to the data communication module.
Optionally, the information reading module is card reader.
Optionally, the interactive module remotely provides user interface by browser.
Optionally, it is communicated between the accepting terminal and cloud server using long on-link mode (OLM).
Optionally, the cloud kernel includes the separate functional blocks of following one or more:
Trading processing management module, for control payment logic, handle Transaction Information, assemble transaction message, and on send to payment
Platform；
Holder's verification management module, for managing holder's verification method；
Terminal risk management module, for realizing the risk management and control of the accepting terminal；And
Other core functions of conventional terminal.
As described above, the accepting terminal system of cloud kernel according to the present invention, by that will trade, core is put into cloud service
Device then enables to accepting terminal to realize that lightweight, requirement etc. of the accepting terminal to running environment, safety etc. are dropped significantly
It is low.On the other hand, cloud server is put by the core that will trade, accepting terminal form will be more flexible, moreover, in scalability
On updating ability, upgrading only needs server progress beyond the clouds, can reduce improvement cost.
Detailed description of the invention
Fig. 1 is the structural schematic diagram for indicating the accepting terminal system based on cloud kernel of first embodiment of the invention.
Fig. 2 is the structural schematic diagram for indicating an exemplary kernel.
Fig. 3 is the structural schematic diagram for indicating the accepting terminal system based on cloud kernel of second embodiment of the invention.
Specific embodiment
What is be described below is some in multiple embodiments of the invention, it is desirable to provide to basic understanding of the invention.And
It is not intended to and confirms crucial or conclusive element of the invention or limit scope of the claimed.
It is illustrated firstly, for the technical concept of the accepting terminal system of the invention based on cloud kernel.
In the present invention, the alternation of bed of conventional terminal is separated with business logic processing layer, by conventional terminal according to
Trading processing logic is split as three modules: core business logic processing module, interactive module and card communication module.
Wherein, core business logic processing module is for realizing based on core functions, as terminal risk management, holder test
Card method management etc. is functionally realized business logic processing, the docking of backstage payment system, the access of terminal and management etc., is led to
It crosses and is communicated with user interactive module and card communication module, the processing of complete swap.
Interactive module is for providing user interface, completing interaction logic processing, connection management peripheral hardware etc..Functionally
Realize element of transaction input, transaction request are submitted, Card Holder Verification Information inputs etc..
Card communication module is read for realizing with the data communication of card.Functionally realize card communications protocol processing and
Data interaction.
In order to realize lightweight accepting terminal, business logic processing module is put into cloud server in the present invention,
Cloud kernel is formed, user interactive module and card communication module are put into terminal side, are achieved in accepting terminal lightweight.
Further, the interface UI of interactive module and its processing logic can also be put into cloud server, passes through HTML5 etc.
Mode is supplied to user.
Cloud kernel is communicated, with complete by network with the user interactive module and card communication module of accepting terminal side
At transaction submissions, trading processing, message encapsulation on give and transaction results judge etc. payment processings process.To improve network communication effect
Rate, can be using communication modes such as long connections.
Trading processing logic is placed on cloud server in the present invention, is handled by the core business logic of cloud server
Module completes most calculating logic, and accepting terminal side is only responsible for user's interaction and reads card data.End is accepted as a result,
It holds logic clearly more demarcated, and the logic of accepting terminal side is simpler, is conducive to simplify terminal in form, flexible adaptation is various
Pay scene demand.Such as be installed to terminal software part as SDK in trade company's mis system, it is related by being plugged in system
Hardware (such as card reader, PinPad) can be realized and accept.In another example terminal side is further simplified into reading under public transport scene
Card device.
Moreover, according to the present invention, since trading processing logic is placed on cloud server, for accepting terminal update,
Safeguard it is simpler, can to avoid most execute-in-place, directly beyond the clouds server carry out.
Then, the specific embodiment of the accepting terminal system of the invention based on cloud kernel is illustrated.
Fig. 1 is the structural schematic diagram for indicating the accepting terminal system based on cloud kernel of first embodiment of the invention.
As shown in Figure 1, the accepting terminal system based on cloud kernel of first embodiment of the invention, comprising: accepting terminal
100 and cloud server 200.
Accepting terminal 100 is independent integrated equipment, is capable of providing operation interface, card reader etc..Wherein, accepting terminal
100 include:
Interactive module 110 is executed for carrying out information exchange with the cloud server and for providing user interface
Interaction logic processing, such as call cloud server service interface, submit Transaction Information etc.；
Information reading module 120, for reading information to be treated, such as can be real using card reader or PinPad etc.
It is existing；And
Data communication module 130, for carrying out data interaction between accepting terminal 100 and cloud server 200, reception is come from
The data of cloud server 200 simultaneously send data, such as the data that information reading module 120 is provided to cloud server 200
Specific agreement is converted into realize that the data interaction between information reading module 120 and cloud server 200 is handled.
Wherein, cloud server 200 includes: cloud kernel 210, for carrying out data interaction with accepting terminal 100 and realizing
Processing to core business logic, for example, realize conventional terminal in payment application, terminal kernel and transaction message assembling and
On the processing logic such as send.
Between accepting terminal 100 and cloud server 200 as an example, it is communicated using long on-link mode (OLM).
Most calculating logic is completed, then, is enumerated for executing core business logic processing about cloud kernel 210
The specific example of one cloud kernel 210.
Fig. 2 is the structural schematic diagram for indicating an exemplary kernel.
As shown in Fig. 2, the separate functional blocks of cloud kernel 210 including following one or more, only example here,
Invention is not limited to these modules, can need that other business modules needed are arranged according to business:
Trading processing management module 211 handles Transaction Information, assembling is handed over for handling Transaction Information, such as control payment logic
Easy message, and on send to payment platform；
Holder's verification method management module (CVM) 212, for managing holder's verification method；And
Terminal risk management module (TRM) 213, for realizing the risk management and control of the accepting terminal.
Further, cloud kernel 210 can also include other core functions of conventional terminal.
Then, the payment transaction stream realized for the accepting terminal system of the cloud kernel using first embodiment of the invention
Journey is illustrated.Here, as accepting terminal, the e.g. cash register of trade company, payment flow includes:
(1) cashier inputs element of transaction, such as hands in 100 side of accepting terminal, the interface UI provided by interactive module 110
Easy type, transaction amount etc..
(2) element of transaction data submit to cloud server 200 by network.
(3) kernel 210 of cloud server 200 obtains element of transaction data, and 210 related function module of kernel is traded
Logical process needs to carry out respective handling according to process flow during trading processing.
Such as: when needing to read card relevant information:
Kernel 210 is submitted to 100 side of accepting terminal reads card request；
Interactive module 110 prompts to place card by UI；
The related function module request of kernel 210, which is read, requests to read card image to card Communication Layer；
Card communication module 130 passes through information reading module 120(such as card reader) card letter is read according to card communications protocol
Breath, and return to cloud server 200.
Such as when needing to be implemented holder's verifying:
Kernel 210 submits holder's checking request to 100 side of accepting terminal；
Interactive module 110 prompts input on-line cipher by UI；
Interactive module 110 obtains information reading module 120(such as PinPad) read input data；
The input data is returned to the kernel 210 of cloud server 200.
(4) kernel 210 is completed transaction message encapsulation and is sent, and executes online verification and authorization, and by payment authorization result
Send back 100 side of accepting terminal.
(5) 100 side of accepting terminal shows trading processing result on its UI.
Then, the accepting terminal system based on cloud kernel of second embodiment of the invention is illustrated.
Fig. 3 is the structural schematic diagram for indicating the accepting terminal system based on cloud kernel of second embodiment of the invention.
As shown in figure 3, the accepting terminal system based on cloud kernel of second embodiment of the invention includes: accepting terminal
500 and cloud server 600.
Wherein, accepting terminal 500 includes:
Data communication module 510, for carrying out data interaction with cloud server 600 and realizing data processing；And
Information reading module 520, for reading information to be treated and being supplied to the data communication module, such as card reader
Deng.
Cloud server 600 includes:
Interactive module 610, for remotely providing user interface and being communicated with the data communication module 510, with
Execute interaction logic processing；And
Cloud kernel 620, for carrying out data interaction with interactive module 610 and realizing the processing to core business logic, for example, real
Payment application, terminal kernel and transaction message assembling in existing conventional terminal and on the processing logic such as send.
Further, cloud kernel 620 can also include other core functions of conventional terminal.
As an example, it is communicated between accepting terminal 500 and cloud server 600 using long on-link mode (OLM).
In addition, identical with first embodiment, cloud kernel 600 may include the standalone feature mould of following one or more
Block:
Trading processing management module, for handling Transaction Information；
Holder's verification management module, for managing holder's verification method；And
Terminal risk management module, for realizing the risk management and control of the accepting terminal.
Then, the payment transaction stream realized for the accepting terminal system of the cloud kernel using second embodiment of the invention
Journey is illustrated.Here, as accepting terminal 500, the e.g. cash register of trade company, payment flow includes:
(1) cashier accesses the UI page of interactive module 610 by the browser of the cash register (such as PC) of merchant equipment, defeated
Enter element of transaction, such as type of transaction, transaction amount.
(2) element of transaction data submit to the interactive module 610 of cloud server 600 by network.
(3) element of transaction is submitted to the related function module of kernel 620 by interactive module.
(4) related function module of kernel 620 carries out logical transaction processing, during trading processing, according to processing stream
Journey needs, such as: include following processes when reading card relevant information:
The more new information on interface of interactive module 610 prompts to place card；
The correlation module request of kernel 620, which is read, requests to read card image to card Communication Layer；
Data communication module 510(for example can be card-to-card communication module) card image is read according to card communications protocol, and return
Back to kernel 620；And
Kernel 620 is completed transaction message encapsulation and is sent, and online verification and authorization are executed.
(5) the more new information on the page of interactive module 610 shows trading processing result.
Transaction core is put into cloud, terminal in terminal form by the accepting terminal system of cloud kernel according to the present invention
Requirement etc. to running environment, safety etc. substantially reduces, and is conducive to simplify terminal.On the other hand, terminal form
It is more flexible, various scene demands can be easily adapted to, are such as installed to trade company's mis system for terminal software part as SDK
In, it is accepted by can be realized in the relevant hardware (such as card reader, PinPad) of system plug.
On network access mode, the management configuration of terminal carries out beyond the clouds, and execute-in-place requirement is low, and product release speed is fast.
Flexibility is improved, and trade company can extend on demand new accepts equipment.
In scalability and updating ability, upgrading carries out beyond the clouds, reduces improvement cost.Meanwhile increasing wound
The design space of new payment transaction and technology, extended capability greatly enhance.
In terminal cost, on the one hand, after terminal simplifies, the reduction of research and development and hardware cost, on the other hand, the function such as kernel
After cloud capable of being placed on, maintenance cost is reduced.
Example above primarily illustrates the accepting terminal system of cloud kernel of the invention.Although only to some of present invention
Specific embodiment be described, but those of ordinary skill in the art are it is to be appreciated that the present invention can be without departing from it
Implement in spirit and scope in many other forms.Therefore, the example that is shown and embodiment be considered as it is schematical and
Unrestricted, in the case where not departing from the spirit and scope of the present invention as defined in appended claims, the present invention can
Various modification and replacement can be covered.
Claims (11)
1. a kind of accepting terminal system based on cloud kernel characterized by comprising accepting terminal and cloud server,
The accepting terminal includes:
Interactive module executes friendship for carrying out information exchange with the cloud server and for providing user interface
Mutual logical process；And
Data communication module, for carrying out data interaction with the cloud server and realizing data processing,
The cloud server includes:
Cloud kernel, for carrying out data interaction with the accepting terminal and realizing the processing to core business logic.
2. as described in claim 1 based on the accepting terminal system of cloud kernel, which is characterized in that
The accepting terminal further comprises:
Information reading module, for reading information to be treated and being supplied to the data communication module.
3. as described in claim 1 based on the accepting terminal system of cloud kernel, which is characterized in that
The information reading module is card reader or PinPad.
4. the accepting terminal system based on cloud kernel as described in claim 1 ~ 3 any one, which is characterized in that
It is communicated between the accepting terminal and cloud server using long on-link mode (OLM).
5. the accepting terminal system based on cloud kernel as described in claim 1 ~ 3 any one, which is characterized in that
The cloud kernel includes the separate functional blocks of following one or more:
Trading processing management module, for controlling payment logic and handling Transaction Information；
Holder's verification management module, for managing holder's verification method；And
Terminal risk management module, for realizing the risk management and control of the accepting terminal.
6. a kind of accepting terminal system based on cloud kernel characterized by comprising accepting terminal and cloud server,
The accepting terminal includes:
Data communication module, for carrying out data interaction with the cloud server and realizing data processing,
The cloud server includes:
Interactive module, for remotely providing user interface and for carrying out data interaction with the data communication module,
To execute interaction logic processing；And
Cloud kernel for obtaining data from the interactive module, and realizes the processing to core business logic.
7. as claimed in claim 6 based on the accepting terminal system of cloud kernel, which is characterized in that
The accepting terminal further comprises:
Information reading module, for reading information to be treated and being supplied to the data communication module.
8. as claimed in claim 7 based on the accepting terminal system of cloud kernel, which is characterized in that
The information reading module is card reader.
9. as claimed in claim 6 based on the accepting terminal system of cloud kernel, which is characterized in that
The interactive module remotely provides user interface by browser.
10. the accepting terminal system based on cloud kernel as described in claim 6 ~ 9 any one, the accepting terminal and cloud
It is communicated between server using long on-link mode (OLM).
11. the accepting terminal system based on cloud kernel as described in claim 6 ~ 9 any one, which is characterized in that
The cloud kernel includes the separate functional blocks of following one or more:
Trading processing management module, for controlling payment logic and handling Transaction Information；
Holder's verification management module, for managing holder's verification method；And
Terminal risk management module, for realizing the risk management and control of the accepting terminal.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811569605.7A CN110020947A (en) | 2018-12-21 | 2018-12-21 | Accepting terminal system based on cloud kernel |
| PCT/CN2019/094507 WO2020124991A1 (en) | 2018-12-21 | 2019-07-03 | Cloud kernel-based receiving terminal system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811569605.7A CN110020947A (en) | 2018-12-21 | 2018-12-21 | Accepting terminal system based on cloud kernel |
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| Publication Number | Publication Date |
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| CN110020947A true CN110020947A (en) | 2019-07-16 |
Family
ID=67188655
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| CN201811569605.7A Pending CN110020947A (en) | 2018-12-21 | 2018-12-21 | Accepting terminal system based on cloud kernel |
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|---|---|
| CN (1) | CN110020947A (en) |
| WO (1) | WO2020124991A1 (en) |
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| CN110580622A (en) * | 2019-09-16 | 2019-12-17 | 飞天诚信科技股份有限公司 | terminal equipment and method for selecting interactive process |
| CN112379927A (en) * | 2020-11-17 | 2021-02-19 | 深圳市和讯华谷信息技术有限公司 | Method and device for remotely executing code instructions, computer equipment and storage medium |
| WO2021223036A1 (en) * | 2020-05-08 | 2021-11-11 | Felix Payment Systems Ltd. | Systems and methods for centralized authentication of financial transactions |
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| WO2021223036A1 (en) * | 2020-05-08 | 2021-11-11 | Felix Payment Systems Ltd. | Systems and methods for centralized authentication of financial transactions |
| GB2609878A (en) * | 2020-05-08 | 2023-02-15 | Felix Payment Systems Ltd | Systems and methods for centralized authentication of financial transactions |
| CN112379927A (en) * | 2020-11-17 | 2021-02-19 | 深圳市和讯华谷信息技术有限公司 | Method and device for remotely executing code instructions, computer equipment and storage medium |
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Also Published As
| Publication number | Publication date |
|---|---|
| WO2020124991A1 (en) | 2020-06-25 |
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