CN109816849A - A kind of method and device for exchanging zero paper money - Google Patents

A kind of method and device for exchanging zero paper money Download PDF

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Publication number
CN109816849A
CN109816849A CN201910200812.3A CN201910200812A CN109816849A CN 109816849 A CN109816849 A CN 109816849A CN 201910200812 A CN201910200812 A CN 201910200812A CN 109816849 A CN109816849 A CN 109816849A
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CN
China
Prior art keywords
paper money
zero paper
user
redemption
zero
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Pending
Application number
CN201910200812.3A
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Chinese (zh)
Inventor
祁桐
刘媛媛
刘咏梅
吴成帅
曾欣
姚芳
胡俊
石瑜育
刘大龙
杨佳鑫
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China Construction Bank Corp
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China Construction Bank Corp
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Priority to CN201910200812.3A priority Critical patent/CN109816849A/en
Publication of CN109816849A publication Critical patent/CN109816849A/en
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Abstract

This application provides a kind of method and device for exchanging zero paper money, the method for zero paper money of exchange includes: the zero paper money redemption request for receiving user and sending from the business operation interface of automatic teller machine, shows zero paper money redemption interface;The user information to redemption amount determining according to the prompt of the zero paper money redemption interface is received, in user offer wait exchange in medium, is reduced described to redemption amount;The user is obtained according to each zero paper money number chosen to redemption amount;Corresponding zero paper money is executed according to each zero paper money number to exchange.Zero paper money can be promoted and exchange efficiency.

Description

A kind of method and device for exchanging zero paper money
Technical field
This application involves financial technology fields, in particular to a kind of method and device for exchanging zero paper money.
Background technique
Current automatic teller machine (ATM) only provides 100 yuan of banknote and needs silver if user needs zero paper money Row sales counter, is exchanged by bank clerk.Thus, the method for zero paper money of exchange is not only needed when bank counter is exchanged Wait in line, waste the time of user, exchanges low efficiency;Moreover, can also occupy other users transacting business time and Bank clerk resource.
Summary of the invention
In view of this, the application's is designed to provide a kind of method and device for exchanging zero paper money, promotes zero paper money and exchange effect Rate.
In a first aspect, the embodiment of the present application provides a kind of method for exchanging zero paper money, this method comprises:
The zero paper money redemption request that user sends from the business operation interface of automatic teller machine is received, shows zero paper money redemption interface;
The user information to redemption amount determining according to the prompt of the zero paper money redemption interface is received, in the use Family provide wait exchange in medium, reduce described to redemption amount;
The user is obtained according to each zero paper money number chosen to redemption amount;
Corresponding zero paper money is executed according to each zero paper money number to exchange.
Optionally, described to receive the user letter to redemption amount determining according to the prompt of the zero paper money redemption interface Breath is reduced described to redemption amount in user offer wait exchange in medium, comprising:
User described in play cuing is put into the prompt tone of banknote to be exchanged;
The user is received according to the prompt tone, the automatic teller machine put paper money mouth be put into described in banknote to be exchanged, Be put into it is described be equal to redemption amount it is described to redemption amount;
Banknote to be exchanged described in being put into is verified.
Optionally, the method also includes:
If not passing through the verifying of banknote to be exchanged described in being put into, prompt to confiscate the unsanctioned banknote to be exchanged of verifying, Print confiscation voucher.
Optionally, described to receive the user letter to redemption amount determining according to the prompt of the zero paper money redemption interface Breath is reduced described to redemption amount in user offer wait exchange in medium, comprising:
It monitors that the user chooses the whole paper money of deposit card in the zero paper money redemption interface and exchanges control, is used described in play cuing The prompt tone of family insertion deposit card;
It detects that the user is inserted into deposit card, the user is authenticated;
The user is received after certification passes through, in the deposit card operation interface typing to redemption amount, in user Confirm the typing after redemption amount, from the deposit card reduce the typing to redemption amount.
Optionally, described to receive the user letter to redemption amount determining according to the prompt of the zero paper money redemption interface Breath is reduced described to redemption amount in user offer wait exchange in medium, comprising:
It monitors that the user chooses the whole paper money of two dimensional code in the zero paper money redemption interface and exchanges control, is used described in play cuing The prompt tone that family is scanned the two-dimensional code in predeterminable area;
The two-dimensional barcode information for detecting the user authenticates the user, there is binding in the two-dimensional barcode information The deposit card of the user;
The user is received to authenticate through rear typing to redemption amount, from the deposit card that binding has the user, Reduce the typing to redemption amount.
It is optionally, described to obtain the user according to each zero paper money number chosen to redemption amount, comprising:
Obtain the user from each denomination that the zero paper money redemption interface is shown can use zero paper money number list in, selection it is each The corresponding zero paper money number of denomination, zero paper money number of any denomination of selection are less than or equal to the desirable zero paper money number of the denomination;
Calculate choose each denomination zero paper money number corresponding with the denomination product and be worth, obtain zero paper money total value;
If the zero paper money total value matches with described to redemption amount, confirm that each zero paper money number of selection is correct.
Optionally, the method also includes:
If monitoring, the desirable zero paper money number of denomination is less than pre-set number threshold value, sends the face to background server The warning information of volume.
It is optionally, described to obtain the user according to each zero paper money number chosen to redemption amount, comprising:
It can use zero paper money number to redemption amount and each denomination according to described, generate the list comprising each zero paper money conversion scheme And it shows;
The zero paper money conversion scheme that the user chooses from the list of displaying is received, zero paper money for extracting the selection is converted Change each zero paper money number for including in scheme.
Optionally, the method also includes:
Zero paper money redemption information is printed, the zero paper money redemption information includes: business serial number, to redemption amount, each denomination Zero paper money number.
Second aspect, the embodiment of the present application provide a kind of device for exchanging zero paper money, comprising:
Zero paper money redemption request module is asked for receiving the zero paper money exchange that user sends from the business operation interface of automatic teller machine It asks, shows zero paper money redemption interface;
To redemption amount determining module, for receive the user according to the zero paper money redemption interface prompt it is determining to The information of redemption amount is reduced described to redemption amount in user offer wait exchange in medium;
Zero paper money number obtains module, for obtaining the user according to each zero paper money number chosen to redemption amount;
Zero paper money exchanges module, exchanges for executing corresponding zero paper money according to each zero paper money number.
The third aspect, the embodiment of the present application provide a kind of computer equipment, including memory, processor and are stored in institute The computer program that can be run on memory and on the processor is stated, the processor executes real when the computer program The step of existing above method.
Fourth aspect, the embodiment of the present application provide a kind of computer readable storage medium, the computer-readable storage Computer program is stored on medium, the computer program executes above-mentioned method when being run by processor the step of.
A kind of method and device for exchanging zero paper money provided by the embodiments of the present application, by receiving business of the user from automatic teller machine The zero paper money redemption request that operation interface is sent shows zero paper money redemption interface;The user is received according to the zero paper money redemption interface The determining information to redemption amount of prompt, the user provide wait exchange in medium, reduce described to redemption amount; The user is obtained according to each zero paper money number chosen to redemption amount;Corresponding zero is executed according to each zero paper money number Paper money is exchanged.In this way, user carries bank card or bankbook or two-dimensional barcode information by the way that zero paper money exchange is arranged on automatic teller machine, Self-service zero paper money can be handled on automatic teller machine, the demand that whole paper money is mutually exchanged, can effectively promote zero paper money and exchange efficiency.
To enable the above objects, features, and advantages of the application to be clearer and more comprehensible, preferred embodiment is cited below particularly, and cooperate Appended attached drawing, is described in detail below.
Detailed description of the invention
Technical solution in ord to more clearly illustrate embodiments of the present application, below will be to needed in the embodiment attached Figure is briefly described, it should be understood that the following drawings illustrates only some embodiments of the application, therefore is not construed as pair The restriction of range for those of ordinary skill in the art without creative efforts, can also be according to this A little attached drawings obtain other relevant attached drawings.
Fig. 1 is a kind of method flow schematic diagram for exchanging zero paper money provided by the embodiments of the present application;
Fig. 2 is a kind of apparatus structure schematic diagram for exchanging zero paper money provided by the embodiments of the present application;
Fig. 3 is a kind of structural schematic diagram of computer equipment 300 provided by the embodiments of the present application.
Specific embodiment
To keep the purposes, technical schemes and advantages of the embodiment of the present application clearer, below in conjunction with the embodiment of the present application Middle attached drawing, the technical scheme in the embodiment of the application is clearly and completely described, it is clear that described embodiment is only It is some embodiments of the present application, instead of all the embodiments.The application being usually described and illustrated herein in the accompanying drawings is real The component for applying example can be arranged and be designed with a variety of different configurations.Therefore, below to the application's provided in the accompanying drawings The detailed description of embodiment is not intended to limit claimed scope of the present application, but is merely representative of the selected reality of the application Apply example.Based on embodiments herein, those skilled in the art institute obtained without making creative work There are other embodiments, shall fall in the protection scope of this application.
Fig. 1 is a kind of method flow schematic diagram for exchanging zero paper money provided by the embodiments of the present application.As shown in Figure 1, this method Include:
Step 101, the zero paper money redemption request that user sends from the business operation interface of automatic teller machine is received, shows that zero paper money is exchanged Interface;
In the embodiment of the present application, pressed by the business operation interface of existing automatic teller machine, increasing by zero paper money exchange operation Button, user is if necessary to carry out zero paper money exchange, in business operation interface, clicks zero paper money exchange operation button, to initiate zero Paper money redemption request, into zero paper money redemption interface.
Step 102, the user information to redemption amount determining according to the prompt of the zero paper money redemption interface is received, In user offer wait exchange in medium, reduce described to redemption amount;
In the embodiment of the present application, user can carry out zero paper money exchange according to portable whole paper money, as an optional implementation Example receives the user information to redemption amount determining according to the prompt of the zero paper money redemption interface, mentions in the user Supply wait exchange in medium, reduce described to redemption amount, comprising:
A11, user described in play cuing are put into the prompt tone of banknote to be exchanged;
In the embodiment of the present application, after user enters zero paper money redemption interface, automatic teller machine playing alert tones are to prompt user to put Enter whole paper money.
In the embodiment of the present application, as an alternative embodiment, the denomination of banknote to be exchanged includes but is not limited to: 100 yuan, 50 Member, 20 yuan, 10 yuan etc..
A12, receives the user according to the prompt tone, the automatic teller machine put paper money mouth be put into described in paper money to be exchanged Ticket, be put into it is described be equal to redemption amount it is described to redemption amount;
In the embodiment of the present application, user is put into banknote to be exchanged after hearing prompt tone, in the paper money mouth of putting of automatic teller machine.
A13 verifies banknote to be exchanged described in being put into.
In the embodiment of the present application, verifying is carried out to the banknote to be exchanged being put into and refers to the banknote progress true and false being put into user Verifying, is verified including the banknote to various denominations, after being verified, executes follow-up process.
In the embodiment of the present application, as an alternative embodiment, this method further include:
If not passing through the verifying of banknote to be exchanged described in being put into, prompt to confiscate the unsanctioned banknote to be exchanged of verifying, Print confiscation voucher.
In the embodiment of the present application, user can also according to portable deposit card carry out zero paper money exchange, as it is another can Embodiment is selected, the user information to redemption amount determining according to the prompt of the zero paper money redemption interface is received, described User provide wait exchange in medium, reduce described to redemption amount, comprising:
A21 monitors that the user chooses the whole paper money of deposit card in the zero paper money redemption interface and exchanges control, play cuing institute State the prompt tone that user is inserted into deposit card;
In the embodiment of the present application, zero paper money redemption interface is provided with the whole paper money of deposit card and exchanges control, and user is clicking the savings After blocking whole paper money exchange control, triggering automatic teller machine play cuing user is inserted into the prompt tone of deposit card.
In the embodiment of the present application, deposit card includes but is not limited to: bank card, bankbook etc..
A22 detects that the user is inserted into deposit card, authenticates to the user;
In the embodiment of the present application, authenticated including but not limited to the user: username and password certification, fingerprint are recognized Card, face feature certification etc..
A23 receives the user after certification passes through, in the deposit card operation interface typing to redemption amount, User confirm the typing after redemption amount, from the deposit card reduce the typing to redemption amount.
In the embodiment of the present application, in deposit card operation interface, except deposit control, the withdrawal control, control of transferring accounts for including routine Part, inquiry control etc. are outer, are additionally provided with zero paper money and exchange control, and user clicks zero paper money in deposit card operation interface and exchanges control, The amount of money window that need to be exchanged is popped up, user inputs in amount of money window to redemption amount.
In the embodiment of the present application, according to user in deposit card operation interface typing to redemption amount, if typing wait convert The amount of money is changed greater than the balance of deposits in deposit card, user is prompted to re-type.
In the embodiment of the present application, user can also carry out zero paper money exchange, two-dimensional barcode information binding according to two-dimensional barcode information There is a deposit card, thus, as yet another alternative embodiment, the prompt for receiving the user according to the zero paper money redemption interface is determined The information to redemption amount, the user provide wait exchange in medium, reduce described to redemption amount, comprising:
A31 monitors that the user chooses the whole paper money of two dimensional code in the zero paper money redemption interface and exchanges control, play cuing institute State the prompt tone that user scans the two-dimensional code in predeterminable area;
In the embodiment of the present application, zero paper money redemption interface is additionally provided with the whole paper money of two dimensional code and exchanges control, user click this two After tieing up the whole paper money exchange control of code, the prompt tone that automatic teller machine play cuing user scans the two-dimensional code in predeterminable area is triggered.
A32 detects the two-dimensional barcode information of the user, authenticates to the user, ties up in the two-dimensional barcode information Surely there is the deposit card of the user;
In the embodiment of the present application, user opens mobile phone, the two-dimensional barcode information of oneself in mobile phone is aligned default Region, automatic teller machine scan the two-dimensional barcode information, obtain the savings card information of two-dimensional barcode information binding.
In the embodiment of the present application, authenticated including but not limited to the user: username and password certification, fingerprint are recognized Card, face feature certification etc..
A33 receives the user and is authenticating through rear typing to redemption amount, there is the deposit card of the user from binding In, reduce the typing to redemption amount.
Step 103, the user is obtained according to each zero paper money number chosen to redemption amount;
In the embodiment of the present application, as an alternative embodiment, obtain what the user chose according to described in redemption amount Each zero paper money number, comprising:
B11, obtain the user can use in zero paper money number list from each denomination that the zero paper money redemption interface is shown, choose The corresponding zero paper money number of each denomination, zero paper money number of any denomination of selection is less than or equal to desirable zero paper money of the denomination Number;
It in the embodiment of the present application, is reducing after redemption amount, user can also prompted to choose needs with playing alert tones The zero paper money number (zero paper money number need to be taken) of denomination and the denomination.
It in the embodiment of the present application, is reducing after redemption amount, triggering shows each denomination and the face in zero paper money redemption interface Volume can use the list of zero paper money number.For example, as shown in table 1.
Table 1
In the embodiment of the present application, user inputs number in it need to take zero paper money number, one column, and zero paper money total value is counted automatically in one column The product for calculating number and denomination simultaneously adds up, for example, user need to take in zero paper money number column denomination 50 is of the row, input 3, Then in zero paper money total value column, display 150, then, and when user need to take in zero paper money number column denomination 20 is of the row, input 4, then zero In paper money total value column, update is shown as 230.
In the embodiment of the present application, user can also be prompted according to zero paper money total value and the difference to redemption amount.For example, working as Zero paper money total value is less than when redemption amount, prompts user that can also choose zero paper money of difference, when zero paper money total value is greater than to redemption amount When, prompt user to change the number of input.
In the embodiment of the present application, as an alternative embodiment, this method can also include:
If monitoring, the desirable zero paper money number of denomination is less than pre-set number threshold value, sends the face to background server The warning information of volume.So that the amount of money of the denomination is replenished in time in the relevant staff of background server.
B12, calculate the product of each denomination zero paper money number corresponding with the denomination of selection and value, it is total to obtain zero paper money Volume;
In the embodiment of the present application, zero paper money total value is calculated using following formula:
In formula,
M is zero paper money total value;
MiFor the banknote of i-th of denomination;
niFor the corresponding zero paper money number of i-th of denomination;
N is the quantity for the different denominations chosen.
B13 confirms that each zero paper money number of selection is correct if the zero paper money total value matches with described to redemption amount.
In the embodiment of the present application, as an alternative embodiment, this method further include:
If the zero paper money total value is not matched that with described to redemption amount, according to not matching that as a result, prompting the use Family.
In the embodiment of the present application, when zero paper money total value is less than when redemption amount, prompt user can also choose zero paper money of difference, When zero paper money total value is greater than when redemption amount, prompt user changes the number of input.
In the embodiment of the present application, as another alternative embodiment, obtains the user and chosen according to described to redemption amount Each zero paper money number, comprising:
B21 can use zero paper money number to redemption amount and each denomination according to described, generate comprising each zero paper money conversion scheme List is simultaneously shown;
In the embodiment of the present application, automatic teller machine according to user's input to redemption amount, and, each denomination of storage desirable zero Paper money number automatically generates a variety of different zero paper money conversion schemes for selection by the user.
B22 receives the zero paper money conversion scheme that the user chooses from the list of displaying, extracts the zero of the selection Each zero paper money number for including in paper money conversion scheme.
Step 104, corresponding zero paper money is executed according to each zero paper money number to exchange.
In the embodiment of the present application, for example, the number that user chooses denomination 50 is 3, the number of denomination 20 is 4, denomination 10 Number is 6, and the number of denomination 5 is 2, then in the cash dispensing port of denomination 50,150 yuan of note output, and in the cash dispensing port of denomination 20, note output 80 Member, in the cash dispensing port of denomination 10,60 yuan of note output, in the cash dispensing port of denomination 5,10 yuan of note output.
In the embodiment of the present application, as an alternative embodiment, this method further include:
Zero paper money redemption information is printed, the zero paper money redemption information includes: business serial number, to redemption amount, each denomination Zero paper money number.
The method provided by the embodiments of the present application for exchanging zero paper money, by the way that zero paper money exchange, user are arranged on automatic teller machine Bank card or bankbook or two-dimensional barcode information are carried, self-service zero paper money can be handled on automatic teller machine, the demand that whole paper money is mutually exchanged, it can To make full use of site hardware and software resource, effectively avoid bank counter exchange when wait in line, save user when Between, effectively improve exchange efficiency;Further, user occupancy cabinet face human resources can effectively be avoided to handle such business, Mitigate the operating pressure of site bank clerk, promotes site efficiency and customer satisfaction.
Fig. 2 is a kind of apparatus structure schematic diagram for exchanging zero paper money provided by the embodiments of the present application.As shown in Fig. 2, the device Include:
Zero paper money redemption request module 201 is exchanged for receiving zero paper money that user sends from the business operation interface of automatic teller machine Request shows zero paper money redemption interface;
To redemption amount determining module 202, determined for receiving the user according to the prompt of the zero paper money redemption interface The information to redemption amount, the user provide wait exchange in medium, reduce described to redemption amount;
Zero paper money number obtains module 203, for obtaining the user according to each zero paper money chosen to redemption amount Number;
Zero paper money exchanges module 204, exchanges for executing corresponding zero paper money according to each zero paper money number.
In the embodiment of the present application, as an alternative embodiment, it includes multiple zero paper money outlets that zero paper money, which exchanges module 204, often The outlet of one zero paper money is provided with corresponding mark, and every one zero paper money outlet is connected with corresponding zero paper money box, and storage has multiple in zero paper money box The banknote of face amount.
In the embodiment of the present application, it is specifically used for as an alternative embodiment to redemption amount determining module 202:
User described in play cuing is put into the prompt tone of banknote to be exchanged;
The user is received according to the prompt tone, the automatic teller machine put paper money mouth be put into described in banknote to be exchanged, Be put into it is described be equal to redemption amount it is described to redemption amount;
Banknote to be exchanged described in being put into is verified.
It in the embodiment of the present application, puts paper money mouth and is provided with mark, found convenient for user.
In the embodiment of the present application, to redemption amount determining module 202, it is also used to:
If not passing through the verifying of banknote to be exchanged described in being put into, prompt to confiscate the unsanctioned banknote to be exchanged of verifying, Print confiscation voucher.
In the embodiment of the present application, it is specifically used for as another alternative embodiment to redemption amount determining module 202:
It monitors that the user chooses the whole paper money of deposit card in the zero paper money redemption interface and exchanges control, is used described in play cuing The prompt tone of family insertion deposit card;
It detects that the user is inserted into deposit card, the user is authenticated;
The user is received after certification passes through, in the deposit card operation interface typing to redemption amount, in user Confirm the typing after redemption amount, from the deposit card reduce the typing to redemption amount.
In the embodiment of the present application, it is specifically used for as yet another alternative embodiment to redemption amount determining module 202:
It monitors that the user chooses the whole paper money of two dimensional code in the zero paper money redemption interface and exchanges control, is used described in play cuing The prompt tone that family is scanned the two-dimensional code in predeterminable area;
The two-dimensional barcode information for detecting the user authenticates the user, there is binding in the two-dimensional barcode information The deposit card of the user;
The user is received to authenticate through rear typing to redemption amount, from the deposit card that binding has the user, Reduce the typing to redemption amount.
In the embodiment of the present application, as an alternative embodiment, zero paper money number obtains module 203, is specifically used for:
Obtain the user from each denomination that the zero paper money redemption interface is shown can use zero paper money number list in, selection it is each The corresponding zero paper money number of denomination, zero paper money number of any denomination of selection are less than or equal to the desirable zero paper money number of the denomination;
Calculate choose each denomination zero paper money number corresponding with the denomination product and be worth, obtain zero paper money total value;
If the zero paper money total value matches with described to redemption amount, confirm that each zero paper money number of selection is correct.
In the embodiment of the present application, zero paper money number obtains module 203, is also used to:
If monitoring, the desirable zero paper money number of denomination is less than pre-set number threshold value, sends the face to background server The warning information of volume.
In the embodiment of the present application, as another alternative embodiment, zero paper money number obtains module 203, is specifically used for:
It can use zero paper money number to redemption amount and each denomination according to described, generate the list comprising each zero paper money conversion scheme And it shows;
The zero paper money conversion scheme that the user chooses from the list of displaying is received, zero paper money for extracting the selection is converted Change each zero paper money number for including in scheme.
In the embodiment of the present application, as an alternative embodiment, the device further include:
Print module (not shown), for printing zero paper money redemption information, the zero paper money redemption information includes: Business Stream Water number, to redemption amount, zero paper money number of each denomination.
As shown in figure 3, one embodiment of the application provides a kind of computer equipment 300, for executing the exchange zero in Fig. 1 The method of paper money, the equipment include memory 301, processor 302 and are stored on the memory 301 and can be in the processor 302 The computer program of upper operation, wherein above-mentioned processor 302 realizes the side of above-mentioned zero paper money of exchange when executing above-mentioned computer program The step of method.
Specifically, above-mentioned memory 301 and processor 302 can be general memory and processor, do not do have here Body limits, when the computer program of 302 run memory 301 of processor storage, the method that is able to carry out above-mentioned zero paper money of exchange.
Corresponding to the method for zero paper money of exchange in Fig. 1, the embodiment of the present application also provides a kind of computer-readable storage mediums Matter is stored with computer program on the computer readable storage medium, which executes above-mentioned when being run by processor The step of exchanging the method for zero paper money.
Specifically, which can be general storage medium, such as mobile disk, hard disk, on the storage medium Computer program when being run, the method for being able to carry out above-mentioned zero paper money of exchange.
In embodiment provided herein, it should be understood that disclosed device and method, it can be by others side Formula is realized.The apparatus embodiments described above are merely exemplary, for example, the division of the unit, only one kind are patrolled Function division is collected, there may be another division manner in actual implementation, in another example, multiple units or components can combine or can To be integrated into another system, or some features can be ignored or not executed.Another point, shown or discussed is mutual Coupling, direct-coupling or communication connection can be INDIRECT COUPLING or communication link by some communication interfaces, device or unit It connects, can be electrical property, mechanical or other forms.
The unit as illustrated by the separation member may or may not be physically separated, aobvious as unit The component shown may or may not be physical unit, it can and it is in one place, or may be distributed over multiple In network unit.It can select some or all of unit therein according to the actual needs to realize the mesh of this embodiment scheme 's.
In addition, each functional unit in embodiment provided by the present application can integrate in one processing unit, it can also To be that each unit physically exists alone, can also be integrated in one unit with two or more units.
It, can be with if the function is realized in the form of SFU software functional unit and when sold or used as an independent product It is stored in a computer readable storage medium.Based on this understanding, the technical solution of the application is substantially in other words The part of the part that contributes to existing technology or the technical solution can be embodied in the form of software products, the meter Calculation machine software product is stored in a storage medium, including some instructions are used so that a computer equipment (can be a People's computer, server or network equipment etc.) execute each embodiment the method for the application all or part of the steps. And storage medium above-mentioned includes: that USB flash disk, mobile hard disk, read-only memory (Read-Only Memory, ROM), arbitrary access are deposited The various media that can store program code such as reservoir (Random Access Memory, RAM), magnetic or disk.
It should also be noted that similar label and letter indicate similar terms in following attached drawing, therefore, once a certain Xiang Yi It is defined in a attached drawing, does not then need that it is further defined and explained in subsequent attached drawing, in addition, term " the One ", " second ", " third " etc. are only used for distinguishing description, are not understood to indicate or imply relative importance.
Finally, it should be noted that embodiment described above, the only specific embodiment of the application, to illustrate the application Technical solution, rather than its limitations, the protection scope of the application is not limited thereto, although with reference to the foregoing embodiments to this Shen It please be described in detail, those skilled in the art should understand that: anyone skilled in the art Within the technical scope of the present application, it can still modify to technical solution documented by previous embodiment or can be light It is readily conceivable that variation or equivalent replacement of some of the technical features;And these modifications, variation or replacement, do not make The essence of corresponding technical solution is detached from the spirit and scope of the embodiment of the present application technical solution.The protection in the application should all be covered Within the scope of.Therefore, the protection scope of the application shall be subject to the protection scope of the claim.

Claims (10)

1. a kind of method for exchanging zero paper money characterized by comprising
The zero paper money redemption request that user sends from the business operation interface of automatic teller machine is received, shows zero paper money redemption interface;
The user information to redemption amount determining according to the prompt of the zero paper money redemption interface is received, is mentioned in the user Supply wait exchange in medium, reduce described to redemption amount;
The user is obtained according to each zero paper money number chosen to redemption amount;
Corresponding zero paper money is executed according to each zero paper money number to exchange.
2. the method as described in claim 1, which is characterized in that described to receive the user according to the zero paper money redemption interface The determining information to redemption amount is prompted, in user offer wait exchange in medium, is reduced described to redemption amount, packet It includes:
User described in play cuing is put into the prompt tone of banknote to be exchanged;
The user is received according to the prompt tone, the automatic teller machine put paper money mouth be put into described in banknote to be exchanged, be put into It is described be equal to redemption amount it is described to redemption amount;
Banknote to be exchanged described in being put into is verified.
3. method according to claim 2, which is characterized in that the method also includes:
If not passing through the verifying of banknote to be exchanged described in being put into, prompt to confiscate the unsanctioned banknote to be exchanged of verifying, printing Confiscation voucher.
4. the method as described in claim 1, which is characterized in that described to receive the user according to the zero paper money redemption interface The determining information to redemption amount is prompted, in user offer wait exchange in medium, is reduced described to redemption amount, packet It includes:
Monitor that the user chooses the whole paper money of deposit card in the zero paper money redemption interface and exchanges control, user described in play cuing inserts Enter the prompt tone of deposit card;
It detects that the user is inserted into deposit card, the user is authenticated;
The user is received after certification passes through, in the deposit card operation interface typing to redemption amount, is confirmed in user The typing after redemption amount, from the deposit card reduce the typing to redemption amount.
5. the method as described in claim 1, which is characterized in that described to receive the user according to the zero paper money redemption interface The determining information to redemption amount is prompted, in user offer wait exchange in medium, is reduced described to redemption amount, packet It includes:
Monitor that the user chooses the whole paper money of two dimensional code in the zero paper money redemption interface and exchanges control, user described in play cuing exists The prompt tone that predeterminable area scans the two-dimensional code;
The two-dimensional barcode information for detecting the user authenticates the user, and binding has described in the two-dimensional barcode information The deposit card of user;
It receives the user and is authenticating reducing from the deposit card that binding has the user to redemption amount by rear typing The typing to redemption amount.
6. such as method described in any one of claim 1 to 5, which is characterized in that described to obtain the user according to described wait convert Change each zero paper money number of amount of money selection, comprising:
Obtain the user can use in zero paper money number list from each denomination that the zero paper money redemption interface is shown, each denomination of selection Corresponding zero paper money number, zero paper money number of any denomination of selection are less than or equal to the desirable zero paper money number of the denomination;
Calculate choose each denomination zero paper money number corresponding with the denomination product and be worth, obtain zero paper money total value;
If the zero paper money total value matches with described to redemption amount, confirm that each zero paper money number of selection is correct.
7. method as claimed in claim 6, which is characterized in that the method also includes:
If monitoring, the desirable zero paper money number of denomination is less than pre-set number threshold value, sends the denomination to background server Warning information.
8. such as method described in any one of claim 1 to 5, which is characterized in that described to obtain the user according to described wait convert Change each zero paper money number of amount of money selection, comprising:
It can use zero paper money number to redemption amount and each denomination according to described, generate the list comprising each zero paper money conversion scheme and exhibition Show;
The zero paper money conversion scheme that the user chooses from the list of displaying is received, zero paper money exchange side of the selection is extracted Each zero paper money number for including in case.
9. such as method described in any one of claim 1 to 5, which is characterized in that the method also includes:
Zero paper money redemption information is printed, the zero paper money redemption information includes: business serial number, to redemption amount, zero paper money of each denomination Number.
10. a kind of device for exchanging zero paper money characterized by comprising
Zero paper money redemption request module, the zero paper money redemption request sent for receiving user from the business operation interface of automatic teller machine, exhibition Show zero paper money redemption interface;
To redemption amount determining module, for receive the user according to the zero paper money redemption interface prompt it is determining wait exchange The information of the amount of money is reduced described to redemption amount in user offer wait exchange in medium;
Zero paper money number obtains module, for obtaining the user according to each zero paper money number chosen to redemption amount;
Zero paper money exchanges module, exchanges for executing corresponding zero paper money according to each zero paper money number.
CN201910200812.3A 2019-03-17 2019-03-17 A kind of method and device for exchanging zero paper money Pending CN109816849A (en)

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