CN109697608B - Internet account transaction payment system - Google Patents
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- CN109697608B CN109697608B CN201811640452.0A CN201811640452A CN109697608B CN 109697608 B CN109697608 B CN 109697608B CN 201811640452 A CN201811640452 A CN 201811640452A CN 109697608 B CN109697608 B CN 109697608B
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/16—Payments settled via telecommunication systems
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Abstract
The invention discloses an internet account transaction payment system, which comprises a main account module, a sub-account module, a storage module, a payment module and a sharing module, wherein the main account module is used for storing a plurality of payment data; the main account module is used for generating a configuration instruction, a use instruction and a payment instruction; the sub-account module is used for using funds in the sharing module and generating a secondary use instruction; the payment module is used for establishing connection with payment software to realize the injection of funds into the sharing module and the receiving of funds withdrawn from the sharing module and form consumption information; the sharing module is used for storing funds from the payment module, receiving a main account module use instruction to withdraw the funds, and providing the funds for the main account module and the sub-account module to use; the storage module is used for storing configuration instruction information, use instruction information, payment instruction information, secondary use instruction information and consumption information. The account sharing is effectively realized, the management and the use are more convenient, the purchasing efficiency is improved, and the method is safer and more reliable.
Description
Technical Field
The invention relates to the technical field of internet transaction, in particular to an internet account transaction payment system.
Background
With the popularization of the internet, the network payment is also popular, and various large e-commerce platforms are brought along, so that raw material purchasing or equipment purchasing and the like are more and more common on the internet, but in enterprise raw material purchasing and product transaction between enterprises, purchasing managers and purchasing personnel are generally responsible for purchasing matters, but purchasing and consuming are generally paid by financial departments or employers, so that the payment process is complicated and tedious, and the internet use efficiency is reduced. Some managers generally require a purchasing manager to open an account for consumption by oneself or directly adopt an account of a boss for purchasing in order to improve efficiency, but the purchasing manager opens the account for purchasing by oneself, the consumption amount needs to be paid by the purchasing manager and then is reported by a financial department, the mode easily causes the conflict psychology of the purchasing manager, meanwhile, the consumption amount of a private account is low, some purchasing platforms limit the purchasing amount according to historical consumption, the phenomenon of malicious ordering is avoided, so that the private account can only be purchased in a small amount, a plurality of accounts are needed for operation in large-scale purchasing, and manpower and material resources are wasted; the boss account is adopted for purchasing, although the boss account has a higher purchasing upper limit, enough funds are usually reserved in the account, but the phenomenon of repeated consumption is easily caused when a plurality of purchasing personnel are used, and simultaneously the purchasing personnel cannot log in the account at the same time, so that the use efficiency is reduced, the number of the using personnel is increased, the phenomenon of personnel monitoring and self-stealing is easily caused, the phenomenon is difficult to find immediately, and the investigation is very difficult.
Disclosure of Invention
Aiming at the defects of the prior art, the invention provides the internet account transaction payment system, which effectively realizes account sharing, is more convenient to manage and use, improves the purchasing efficiency, and is safer and more reliable.
The invention provides an internet account transaction payment system, which comprises a main account module, a sub-account module, a storage module, a payment module and a sharing module, wherein the main account module is used for storing a plurality of payment data;
the main account module is used for generating a configuration instruction, and the configuration instruction comprises configuration information for establishing or deleting the sub-account module and setting the sub-account module; generating a use instruction, wherein the use instruction comprises using funds in the sharing module or withdrawing the funds in the sharing module; sending a payment instruction to a payment module, wherein the payment instruction comprises the steps of injecting funds to a sharing module, cancelling the injection of the funds to the sharing module and replacing a payment mode; sending the configuration instruction information, the use instruction information and the payment instruction information to a storage module; browsing, exporting and editing the information in the storage module;
the sub-account module is used for using funds in the sharing module and generating a secondary using instruction, sending the information of the secondary using instruction to the storage module and browsing the information in the storage module;
the payment module is used for establishing connection with payment software to realize the injection of funds into the sharing module and the receiving of funds withdrawn from the sharing module, forming consumption information and sending the consumption information to the storage module;
the sharing module is used for storing the fund from the payment module, receiving the use instruction of the main account module to withdraw the fund, supplying the fund for the main account module to use and supplying the fund for the sub-account module to use according to the configuration information of the sub-account module;
the storage module is used for storing the configuration instruction information, the use instruction information and the payment instruction information from the main account module, storing the secondary use instruction information from the sub-account module, storing the consumption information from the payment module, allowing the main account module to browse, export and edit information, and allowing the sub-account module to browse various information.
The beneficial effect who so sets up is: by adopting the scheme, the sub-accounts are distributed from the main account, the sharing module is arranged at the same time, the main account injects funds into the sharing module through the payment module, the sharing module can be used by the sub-accounts according to the configuration information of the sub-accounts, the configuration information comprises the use amount of the sub-accounts, the disordered consumption of the sub-accounts is avoided, the safety of the accounts is improved, the sharing module is arranged at the same time, the purchasing personnel can conveniently complete purchasing in time, the efficiency is improved, the use instruction information, the secondary use instruction information, the consumption information and the payment instruction information are gathered in the storage module, the supervision of the main account is facilitated, the consumption use information does not need to be sent to the storage module by the sharing module, the secondary use instruction information needs to be sent by the sub-accounts, and the consumption information is also sent by the payment module, the secondary use instruction information comprises expense consumption and target object acquisition, the fund consumption condition can be calculated by combining the consumption information and the secondary use instruction information, the feedback of a sharing module is not needed, the use efficiency of the system is improved, the system works more smoothly, and unnecessary steps are reduced.
The invention is further arranged that the configuration information comprises user information login, use amount and use time, wherein the use time comprises working time and all-weather time.
The beneficial effect who so sets up is: by adopting the scheme, the working time interval and the all-weather time interval are set, so that illegal operation behaviors of newly-enrollees outside the supervision time are avoided, the use safety of the system is improved, the all-weather time interval is configured in the department supervisor or the middle leader, the lack and the leakage can be conveniently checked and repaired outside the working time, and the use effect of the system is improved.
The invention is further set that the configuration information also comprises browsing authority, and the browsing authority comprises browsing only generating secondary usage instruction information for the sub-account of the user, browsing secondary usage instruction information for all sub-accounts and browsing usage and consumption conditions of all accounts.
The beneficial effect who so sets up is: by adopting the scheme, the browsing permission is set, and the main account can enable the sub-accounts to play a mutual supervision role, for example, a purchasing department supervisor has higher permission to check all instructions of all the sub-accounts, so that the supervisor can conveniently supervise other employees, can timely find omission in the work of other sub-accounts, and can timely remind or operate by himself to make up for the omission; the browsing of the consumption condition of the whole account can be used by a financial department or a supervision department, so that the account making is convenient, the production work efficiency is improved, the supervision is further facilitated, and the good operation of an enterprise is promoted.
The invention is further arranged that the export operation of the storage module comprises exporting the use instruction information and the secondary use instruction information separately, exporting the consumption information separately, exporting the configuration information of the sub-account module separately, and exporting the configuration information of the sub-account module and the corresponding secondary use instruction information in combination.
The beneficial effect who so sets up is: by adopting the scheme, the use instruction information, the consumption information and the configuration information can be independently derived, the derived information which is convenient to classify can be more visually seen, account calculation and analysis operation are convenient, the use effect of the system is improved, meanwhile, the configuration information which is used for deriving the sub-account module and the corresponding secondary use instruction information can be combined, the main account can be conveniently and visually supervised the use and consumption condition of the single sub-account, the error behavior or even the criminal behavior can be timely found, the supervision efficiency is improved, and the behavior of guarding against self-theft is avoided.
The invention is further arranged that the editing operations of the storage module comprise deletion information, backup information and hidden information.
The beneficial effect who so sets up is: by adopting the scheme, several editing operations of deleting information, backing up information and hiding information are set, so that the information which is inconvenient to disclose is conveniently hidden, the information can be prevented from being forgotten through the backing-up operation, meanwhile, after a user is replaced by a sub-account, the information left by the predecessor can be deleted, meanwhile, the file can be effectively kept, and the information can be conveniently reviewed during settlement.
The invention is further configured such that the payment means include Payment Bao Payment, micro Payment and Unionpay card Payment.
The beneficial effect who so sets up is: by adopting the scheme, multiple modes can be adopted for payment, the application range of the system is effectively enlarged, the adaptability is improved, the payment is more convenient and fast, and the service efficiency of the system is improved.
Drawings
Fig. 1 is a block diagram of the structure of the embodiment of the present invention.
Detailed Description
As can be seen from fig. 1, the present invention discloses an internet account transaction payment system, which includes a main account module 101, a sub-account module 102, a storage module 104, a payment module 103 and a sharing module 105;
the main account module 101 is configured to generate a configuration instruction, where the configuration instruction includes configuration information for establishing or deleting the sub-account module 102 and setting the sub-account module 102; generating usage instructions that include using funds in the shared module 105 or withdrawing funds from the shared module 105; sending payment instructions to the payment module 103, wherein the payment instructions comprise the steps of injecting funds into the sharing module 105, withdrawing the funds from the sharing module 105 and replacing the payment mode; sending the configuration instruction information, the use instruction information and the payment instruction information to the storage module 104; browsing, exporting and editing the information in the storage module 104;
the sub-account module 102 is configured to use the funds in the sharing module 105 and generate a secondary usage instruction, send information of the secondary usage instruction to the storage module 104, and browse the information in the storage module 104;
the payment module 103 is used for establishing connection with payment software to inject funds into the sharing module 105, receiving funds withdrawn from the sharing module 105, forming consumption information, and sending the consumption information to the storage module 104;
the sharing module 105 is used for storing funds from the payment module 103, receiving a use instruction of the main account module 101 to withdraw the funds, allowing the funds to be used by the main account module 101, and allowing the funds to be used by the sub-account module 102 according to the configuration information of the sub-account module 102;
the storage module 104 is configured to store the configuration instruction information, the use instruction information, and the payment instruction information from the main account module 101, store the secondary use instruction information from the sub-account module 102, store the consumption information from the payment module 103, and allow the main account module 101 to browse, export, and edit information, and allow the sub-account module 102 to browse various information.
By adopting the scheme, the sub-accounts are distributed from the main account, the sharing module 105 is arranged at the same time, the main account injects funds into the sharing module 105 through the payment module 103, the sharing module 105 can be used by the sub-accounts according to the configuration information of the sub-accounts, the configuration information comprises the use amount of the sub-accounts, the disordered consumption of the sub-accounts is avoided, the safety of the accounts is improved, the sharing module 105 is arranged at the same time, the purchasing personnel can complete the purchasing in time, the efficiency is improved, the safety is improved, the further use instruction information, the secondary use instruction information, the consumption information and the payment instruction information can be gathered in the storage module 104 to be convenient for the supervision of the main account, the sharing module 105 is arranged at the same time, the consumption instruction information does not need to be sent to the storage module 104, and the secondary use instruction information needs to be sent to the sub-accounts, meanwhile, the payment module 103 also sends consumption information, wherein the secondary use instruction information comprises expense consumption and target object acquisition, the fund consumption condition can be calculated by combining the consumption information and the secondary use instruction information, the feedback of the sharing module 105 is not needed, the use efficiency of the system is improved, the system works more smoothly, and unnecessary steps are reduced.
The configuration information comprises user information login, use amount and use time, wherein the use time comprises working time and all-weather time. By adopting the scheme, the working time interval and the all-weather time interval are set, so that illegal operation behaviors of newly-enrolled people outside the supervision time are avoided, the use safety of the system is improved, the all-weather time interval is configured in the department supervisor or the middle leader, the personnel can conveniently carry out gap and leakage repair outside the working time, and the use effect of the system is improved.
The configuration information also comprises browsing permissions, wherein the browsing permissions comprise browsing only for generating the secondary usage instruction information of the sub-account, browsing for the secondary usage instruction information of all the sub-accounts and browsing for the usage and consumption conditions of all the accounts. By adopting the scheme, the browsing permission is set, and the main account can enable the sub-accounts to play a mutual supervision role, for example, a purchasing department supervisor has higher permission to check all instructions of all the sub-accounts, so that the supervisor can conveniently supervise other employees, can timely find omission in the work of other sub-accounts, and can timely remind or operate by himself to make up for the omission; the browsing of the consumption condition of the whole account can be used by a financial department or a supervision department, so that the account making is convenient, the production work efficiency is improved, the supervision is further facilitated, and the good operation of an enterprise is promoted.
The export operation of the storage module 104 includes exporting the usage instruction information and the secondary usage instruction information separately, exporting the consumption information separately, exporting the configuration information of the sub-account module 102 separately, and combining the configuration information of the exporting sub-account module 102 and the corresponding secondary usage instruction information. By adopting the scheme, the use instruction information, the consumption information and the configuration information can be independently derived, the derived information which is convenient to classify can be more visually seen, account calculation and analysis operation are convenient, the use effect of the system is improved, meanwhile, the configuration information which is used for deriving the sub-account module 102 and the corresponding secondary use instruction information can be combined, the use and consumption conditions of a single sub-account can be conveniently and visually supervised by the main account, error behaviors and even criminal behaviors can be timely found, the supervision efficiency is improved, and the behavior of self-supervision and self-theft is avoided.
The editing operation of the storage module 104 includes deleting information, backing up information, and hiding information. By adopting the scheme, several editing operations of deleting information, backing up information and hiding information are set, so that the information which is inconvenient to disclose is hidden, the information can be prevented from being forgotten through the backing-up operation, meanwhile, after a user is replaced by a sub-account, the information left by the predecessor can be deleted, meanwhile, the file can be effectively left, and the information can be conveniently reviewed during settlement.
The payment modes comprise payment treasure payment, WeChat payment and union pay card payment. By adopting the scheme, multiple modes can be adopted for payment, the application range of the system is effectively enlarged, the adaptability is improved, the payment is more convenient and fast, and the service efficiency of the system is improved.
The above-mentioned embodiments are only preferred embodiments of the present invention, and therefore, the scope of the present invention should not be limited by the above-mentioned embodiments, and therefore, equivalent changes, such as equivalent products using similar processes and similar structures, made by the claims of the present invention, are also included in the scope of the present invention.
Claims (6)
1. The internet account transaction payment system is characterized by comprising a main account module, a sub-account module, a storage module, a payment module and a sharing module, wherein the main account module is used for generating a configuration instruction, and the configuration instruction comprises configuration information for establishing or deleting the sub-account module and setting the sub-account module; generating a use instruction, wherein the use instruction comprises using funds in the sharing module or withdrawing the funds in the sharing module; sending a payment instruction to a payment module, wherein the payment instruction comprises the steps of injecting funds to a sharing module, cancelling the injection of the funds to the sharing module and replacing a payment mode; sending the configuration instruction information, the use instruction information and the payment instruction information to a storage module; browsing, exporting and editing the information in the storage module;
the sub-account module is used for using funds in the sharing module and generating a secondary using instruction, sending the information of the secondary using instruction to the storage module and browsing the information in the storage module;
the payment module is used for establishing connection with payment software to realize the injection of funds into the sharing module and the receiving of funds withdrawn from the sharing module, forming consumption information and sending the consumption information to the storage module;
the sharing module is used for storing the fund from the payment module, receiving the use instruction of the main account module to withdraw the fund, allowing the fund to be used by the main account module, and allowing the fund to be used by the sub-account module according to the configuration information in the configuration instruction of the sub-account module;
the storage module is used for storing the configuration instruction information, the use instruction information and the payment instruction information from the main account module, storing the secondary use instruction information from the sub-account module, storing the consumption information from the payment module, allowing the main account module to browse, export and edit information, and allowing the sub-account module to browse various information.
2. The internet account transaction payment system of claim 1, wherein: the configuration information in the configuration instruction comprises user information login, a use amount and use time, wherein the use time comprises a working time period and all-weather time periods.
3. The internet account transaction payment system of claim 2, wherein: the configuration information also comprises browsing permissions, wherein the browsing permissions comprise browsing only for generating the secondary usage instruction information of the sub-account, browsing for the secondary usage instruction information of all the sub-accounts and browsing for the usage consumption conditions of all the accounts.
4. The internet account transaction payment system of claim 2 or 3, wherein: the export operation of the storage module comprises the individual export of the use instruction information and the secondary use instruction information, the individual export of the consumption information, the individual export of the configuration information of the sub-account module, and the combination of the configuration information of the export sub-account module and the corresponding secondary use instruction information.
5. The internet account transaction payment system of claim 4, wherein: the editing operation of the storage module comprises deleting information, backing up information and hiding information.
6. The internet account transaction payment system of claim 1, wherein: the payment modes comprise payment treasure payment, micro payment and union pay card payment.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201811640452.0A CN109697608B (en) | 2018-12-29 | 2018-12-29 | Internet account transaction payment system |
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| CN201811640452.0A CN109697608B (en) | 2018-12-29 | 2018-12-29 | Internet account transaction payment system |
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| CN109697608B true CN109697608B (en) | 2021-09-21 |
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| WO2014093933A1 (en) * | 2012-12-14 | 2014-06-19 | Biscotti Inc. | Distributed infrastructure |
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| CN107864680A (en) * | 2015-06-01 | 2018-03-30 | 维萨国际服务协会 | For organizing to support the system and method for efficiently handling the data for carrying out extensive resource propagation between account user |
| CN106251140A (en) * | 2016-08-02 | 2016-12-21 | ***股份有限公司 | Method of payment, payment application system and payment system |
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